Republic of the Philippines

SOCIAL SECURITY SYSTEM

DISCLOSURE STATEMENT
MEL-01519(04-2021) ON LOAN/CREDIT TRANSACTION
SALARY LOAN
(As Required under R.A 3765 Truth in Lending Act)

SS Number: 04-1614138-8
Name of Borrower: DAISY ILAO RUBIO
ER ID Number: 04-0979364-6
ER Name: EPSON PRECISION (PHILS) INC
ER Address: SEPZ LIMA TECHNOLOGY CENTER LIPA CITY BATANGAS

SALARY LOAN DETAILS

1. LOAN AMOUNT P40,000.00
2. OTHER CHARGE(S)/DEDUCTION(S) P8,378.40
a. Service Fee (1% of loan amount) P400.00
b. Advance Interest P624.66
c. Balance of previous loan as of 05/04/2022 00:00:12, if any P7,353.74
3. NET PROCEEDS OF LOAN(item 1 less item 2) P31,621.60
4. SCHEDULE OF PAYMENTS

Applicable Month Due Date Amount Outstanding

Principal
Amortization Interest Principal Balance
P 40,000.00
1 Jul-22 31-Aug-22 P 1,845.80 P 333.33 P 1,512.47 P 38,487.53
2 Aug-22 30-Sep-22 P 1,845.80 P 320.73 P 1,525.07 P 36,962.46
3 Sep-22 31-Oct-22 P 1,845.80 P 308.02 P 1,537.78 P 35,424.68
4 Oct-22 30-Nov-22 P 1,845.80 P 295.21 P 1,550.59 P 33,874.09
5 Nov-22 31-Dec-22 P 1,845.80 P 282.28 P 1,563.52 P 32,310.57
6 Dec-22 31-Jan-23 P 1,845.80 P 269.25 P 1,576.55 P 30,734.02
7 Jan-23 28-Feb-23 P 1,845.80 P 256.12 P 1,589.68 P 29,144.34
8 Feb-23 31-Mar-23 P 1,845.80 P 242.87 P 1,602.93 P 27,541.41
9 Mar-23 30-Apr-23 P 1,845.80 P 229.51 P 1,616.29 P 25,925.12
10 Apr-23 31-May-23 P 1,845.80 P 216.04 P 1,629.76 P 24,295.36
11 May-23 30-Jun-23 P 1,845.80 P 202.46 P 1,643.34 P 22,652.02
12 Jun-23 31-Jul-23 P 1,845.80 P 188.77 P 1,657.03 P 20,994.99
13 Jul-23 31-Aug-23 P 1,845.80 P 174.96 P 1,670.84 P 19,324.15
14 Aug-23 30-Sep-23 P 1,845.80 P 161.03 P 1,684.77 P 17,639.38
15 Sep-23 31-Oct-23 P 1,845.80 P 146.99 P 1,698.81 P 15,940.57
16 Oct-23 30-Nov-23 P 1,845.80 P 132.84 P 1,712.96 P 14,227.61
17 Nov-23 31-Dec-23 P 1,845.80 P 118.56 P 1,727.24 P 12,500.37
18 Dec-23 31-Jan-24 P 1,845.80 P 104.17 P 1,741.63 P 10,758.74
19 Jan-24 29-Feb-24 P 1,845.80 P 89.66 P 1,756.14 P 9,002.60
20 Feb-24 31-Mar-24 P 1,845.80 P 75.02 P 1,770.78 P 7,231.82
21 Mar-24 30-Apr-24 P 1,845.80 P 60.27 P 1,785.53 P 5,446.29
22 Apr-24 31-May-24 P 1,845.80 P 45.39 P 1,800.41 P 3,645.88
23 May-24 30-Jun-24 P 1,845.80 P 30.38 P 1,815.42 P 1,830.46
24 Jun-24 31-Jul-24 P 1,845.80 P 15.34 P 1,830.46 P .00
Total P 44,299.20 P 4,299.20 P 40,000.00
5. EFFECTIVE INTEREST RATE 10.47% per annum
6. CONDITIONAL CHARGES MAYBE IMPOSED
a. Continuing Interest of 10% per annum against Outstanding Balance after the loan term.
b. Penalty of 1% per month against unpaid loan amortization.

This is a system-generated Disclosure Statement on Loan/Credit Transaction and does not require a signature from SSS.