ROAMING CURRENT ACCOUNT SCHEDULE OF CHARGES w.e.
f May 1, 2019
Glossary of Terms
MAB Monthly Average Balance (MAB) calculated as average of daily closing positive balances of each day spread over a
period of the month
NMMAB Non-maintenance of Monthly Average Balances
Base Location Base Location refers to the all the Branches belonging to the same clearing zone in which the account is opened
Non-Cash Non Cash Transactions Collections include - Local Cheque collection Non base & Upcountry Cheque Collections. Non
Transactions Cash Transaction Payments include -Demand Drafts, Pay Order & Multicity Cheque payments,
All Cash transactions of Rs 10 Lacs & above on a single day would require prior intimation & approval of the Branch at least one
working day in advance
Variant Standard Classic Premium Gold Gold Plus Platinum Elite
MAB Requirement (Rs.) 10,000 25,000 50,000 100,000 300,000 500,000 1,000,000
2,500 if MAB
5,000 if MAB >=
>= 50% &
NMMAB Charges (Rs.) 750 1,000 1,500 2,000 3,000 50% & 10,000 if
5,000 if MAB
MAB <50%
<50%
Free Limits
Variant Standard Classic Premium Gold Gold Plus Platinum Elite
Cash Deposit Base
100,000 250,000 500,000 1,000,000 3,000,000 5,000,000 10,000,000
location (Rs.)
Cash Deposit Non base
NIL NIL NIL 100,000 300,000 500,000 1,000,000
location (Rs.)
No cash deposit free limit if MAB maintained is less than 80% of required MAB
Non Cash Transaction-
Free Free Free Free Free Free Free
Collections (Rs.)
Cheque payment (Rs.) 1,000,000 2,500,000 Free Free Free Free Free
DD/PO issuance
(Number of instrument Nil 10 20 25 Free Free Free
free per month)
Cheque Leaves per
25 50 100 200 600 1,000 2,000
month (nos.)
Total Transactions
20 50 100 200 600 1,000 2,000
(nos.)
Cash Withdrawal Base Unlimited free on Value for self ;
Branch (Rs.) Maximum Rs 50,000 per transaction for 3rd party payment
Cash Withdrawal Non
Rs.50,000 Free per day. Allowed only for self-cheques
Base Branch (Rs.)
RTGS Payment (Rs.)
Transaction amount between Rs. 2 lakh to Rs. 5 lakh - Rs. 25 per transaction
(applicable only for
Transaction amount > Rs. 5 lakh - Rs. 50 per transaction
Standard,Classic and
No charges for RTGS payments done using Internet Banking / Mobile Banking
Premium)
NEFT payment (Rs.)
Transaction amount upto 10,000 - Rs. 2.50 per transaction; Rs10,001 to Rs.1 lakh - Rs. 5 per transaction; Rs 1
(applicable only for
lakh to Rs. 2 lakhs - Rs. 15 per transaction; Above Rs 2 lakhs - Rs. 25 per transaction
Standard,Classic and
No charges for NEFT payments done using Internet Banking / Mobile Banking
Premium)
Transaction up to 10,000: 3.50 per transaction; 10,001 to 1 lakh: 5 per transaction; 1 lakh to 2 lakh: 15 per
IMPS payment
transaction.
Charges Beyond Free Limits
Service Charges beyond Free Limits Minimum Charge
(Rs.)
Cash Deposit-Base location Rs 3 per Rs 1,000. 50
Rs 3 per Rs 1,000 plus anywhere cash deposit charge of Rs 5
Cash Deposit-Non-Base location per Rs 1,000. 100
Cash Withdrawal – Non-Base Rs.2 per 1000 50
Cheque Payments Rs.0.50 per 1000 ; Minimum Rs 50 per Transaction & 50
Maximum Rs 500 per Transaction
DD/PO issuance Rs.2 per 1000 50
Cheque Leaves Rs.2 per leaf
Transaction Charges Rs. 50 per cash deposit transaction & Rs 25 for others
Other transaction includes all cash withdrawal & clearing transactions except 1.
Payments / collections through RTGS & NEFT, 2. Upcountry Cheque Collection 3.
Transactions done through Internet / Phone / Mobile / ATM
Penal charges for accounts not maintaining Rs 25 per transaction from first transaction for Standard & Classic Variants and Rs 10
MAB (not applicable on cash deposit per transaction from first transaction for Premium, Gold, Gold Plus, Platinum & Elite
transaction) variants.
Transaction includes all cash withdrawal & clearing transactions except payments /
collections through RTGS & NEFT, Upcountry Cheque Collection and transactions done
through Internet / Phone / Mobile / ATM
Bulk Cash Volume Charges Rs 3 per 1000 beyond 5 times free limit on base cash deposit
Free Services
Service Charges
RTGS Collections and NEFT Collections
Local Cheque Collection at base branch, Local Cheque Payments, Fund Transfers
(Transaction charges applicable beyond free transaction limits)0
Product type change to any ICICI Bank Current Account product FREE
Transactions done through Internet / Phone / Mobile Banking / Email & ICICI Bank ATM (except NEFT and
RTGS transactions for Standard and Classic)
Cash Management Services
Standard, Classic, Gold, Gold Plus Platinum, Elite
Product
Premium
One time Setup Fee - Rs 7500 One time Setup Fee - Rs 5000 One time Setup Fee - 2500
FT - Rs Nil FT - Rs Nil FT - Nil
NEFT - Rs 2.5 NEFT - Rs 2 NEFT - 1
I-Multipay (Apply from
RTGS - Rs 5 RTGS - Rs 2 RTGS - 1
branches)
Cheque/DD - Rs 5 Cheque/DD - Rs 3 Cheque/DD - Rs 2
IMPS - <25000 Rs 3.5 IMPS - <25000 Rs 3.5 IMPS - <25000 Rs 2.5
>25000 Rs 7.5 >25000 Rs 7.5 >25000 Rs 5
One time Setup Fee - 2000 One time Setup Fee - 2000 One time Setup Fee - 2000
I-Multipay (Apply through FT - Nil FT - Nil FT - Nil
CIB/I-Bizz) NEFT - 1 NEFT - 1 NEFT - 1
RTGS - 1 RTGS - 1 RTGS – 1
Virtual Account Collection One time Setup Fee - Rs 5000 One time Setup Fee - Rs 4000 One time Setup Fee - Rs 2500
(Apply from branches) Per Trns Re – 1 Per Trns Re – 1 Per Trns Re – 1
Virtual Account Collection One time Setup Fee - 2000 One time Setup Fee - 2000 One time Setup Fee - 2000
(Apply through CIB/I-Bizz) Per Trns - Re -1 Per Trns - Re -1 Per Trns - Re -1
One time Setup Fee – Rs 7500 One time Setup Fee - Rs 5000 One time Setup Fee - Rs 2500
Multiple invoice Collection
Transaction charges as per Transaction charges as per Transaction charges as per
(Apply from branches)
MCC MCC MCC
One time Setup Fee - Rs 2000 One time Setup Fee - Rs 2000 One time Setup Fee - Rs 2000
Multiple invoice Collection
Transaction charges as per Transaction charges as per Transaction charges as per
(Apply through CIB/I-Bizz)
MCC MCC MCC
Cheque pick up (GBO) Vendor prices on actual Vendor prices on actual Vendor prices on actual
Vendor prices on actual Vendor prices on actual Vendor prices on actual
Cheque pick up (CMS)
Per cheque - Rs 2 Per cheque - Rs 2 Per cheque - Rs 2
Cash pick up (GBO) Vendor prices on actual Vendor prices on actual Vendor prices on actual
Vendor prices on actual Vendor prices on actual Vendor prices on actual
Cash pick up (CMS) Cash processing charges - Rs Cash processing charges - Rs Cash processing charges - Rs
1.2/1000 1.2/1000 1.2/1000
One time Setup Fee - Rs 7500 One time Setup Fee - Rs 5000 One time Setup Fee - Rs 2500
NACH Mandate registration - Rs 12 Mandate registration - Rs 12 Mandate registration - Rs 12
Txn charges - Rs 4 Txn charges - Rs 4 Txn charges - Rs 4
PAB (Bulk payment without
One time setup Fee - Rs 1000 One time setup Fee - Rs 1000 One time setup Fee - Rs 1000
adding beneficiary)
POS Machine Installation POS Machine Installation POS Machine Installation
charges and Rental - Actual charges and Rental - Actual charges and Rental - Actual
POS Machine
Transaction charges as per Transaction charges as per Transaction charges as per
MCC MCC MCC
Transaction charges as per Transaction charges as per Transaction charges as per
Single Invoice Collection
MCC MCC MCC
Host to Host Integration Rs 5000 Rs 5000 Rs 5000
API Integration Rs 25000 Rs 25000 Rs 25000
Other Charges
Debit Card Related
Free-Platinum &
Debit Card Charges Per annum Elite;Rs.250 for
other Variants
De hotlisting of Debit Card Free
ATM Transactions at other bank ATM (India) Balance Inquiry Rs 8.5
Withdrawal (per transaction) Rs.20
ATM Transactions at other bank ATM (Outside India ) Withdrawal (per transaction) Rs.125
Replacement of lost / stolen debit card, Replacement of PIN Per instance Rs. 200
Other Common Charges
Account Closure Charges: If closed within 14 days Nil
Standard, Classic & Premium If closed beyond 14 days but within 6 months Rs.500
If closed beyond 6 months Rs. 200
If closed within 14 days Nil
Account Closure Charges: If closed beyond 14 days but within 6 months Rs.1000
Gold, Gold Plus, Platinum & Elite If closed beyond 6 months Rs. 500
Mobile Alerts - Standard, Classic and Premium Per month Rs.25
Mobile Alerts - Gold, Gold Plus, Platinum & Elite Per month Free
Monthly physical Account Statement Per month Rs. 25
Account Statement through Fax: Per page Rs 5
(Daily / Weekly / Fortnightly / Monthly) Minimum per month Rs 200
Interest Certificate Per certificate Free
Cheque Return - Issued by customer Rs.750 per instance
(Including Fund Transfers)
Cheque Return - Deposited by Customer - Standard, Classic, Per instance Rs 100
Premium, Gold and Gold Plus
(1st 5 return free per month for Gold)
Cheque Return - Deposited by Customer – Platinum and Elite Free
ECS Debit Return Per Instance Rs. 350
Speed Clearing charges Per Instance of value above Rs. 100,000/- Rs. 150
Branch Based transactions:
Including Stop Payment, Standing Instruction, DD Per instance Rs.100
Cancellation, DD Duplicate, DD revalidation, Duplicate
Statement, Bankers' Report, Certificate of Balance for
Previous Year, Old Record Retrieval, Signature Verification
Phone Banking transactions:
For transactions available on IVR, if done through Phone
Banking Officer Free
For any services or charges not covered under this brochure, please contact any of our branches or write to
corporatecare@icicibank.com
The service charges are subject to change without any prior intimation to customer. However, the prevailing charges would be hosted
on www.icicibank.com. Charge cycle period shall be from 1st to 31st of the month.
For Domestic General Banking Transactions the pricing for Trade RCA variants would be as per the following mapping:
TRCA USD 25K - RCA Premium, TRCA USD 75K - RCA Gold, TRCA USD 300K - RCA Platinum, TRCA USD 600K – RCA Elite, TRCA
1500K – RCA Elite.
All charges are exclusive of GST as applicable from time to time
For details Terms and Conditions please refer to www.icicibank.com
