Calculators

MCT is here to help you make smart financial decisions. Use these calculators to help you figure out payments, fees, taxes or terms and more.

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Sections

Mortgage Calculators

Purpose
Biweekly Mortgage Payment Calculator Use this calculator to compare a typical monthly payment schedule to an accelerated biweekly payment. Using biweekly payments can accelerate your mortgage payoff and save you thousands in interest!
Biweekly Mortgage Payment for an existing Mortgage Calculator This calculator shows you the possible savings by starting to pay your existing mortgage with biweekly payments, instead of monthly payments.

Mortgage Calculator

 Use this calculator to determine your monthly mortgage payment and amortization schedule.
Home Rent vs. Buy Calculator Are you better off buying your home, or should you continue to rent?
"Should I refinance?" Calculator Use this calculator to see how much interest you can save by refinancing your mortgage!
Mortgage Payoff Calculator Save thousands of dollars in interest by increasing your monthly mortgage payment.

Loan Calculators

Purpose
Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Home Equity Line of Credit Calculator How big of a home equity line of credit can you receive? Use this calculator to find out!

Construction Loan Calculator

 Use this calculator to help determine how much and what your payment would be for a construction loan.

Savings Calculators

Purpose
CD Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD)
College Savings Calculator Use this calculator to help develop or fine tune your education savings plan.
Don't Delay Your Savings! Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.

Emergency Savings Calculator

 This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Home Down Payment Savings Calculator Use this tool to help you calculate what it might take to save for your new house.
Savings Goal Calculator What will it take to reach your savings goal? This financial calculator helps you find out.
Vice Savings Calculator Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.

Credit Cards & Debt Management Calculators

Purpose
Credit Card Payoff Calculator Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Debt Consolidation Calculator Should you consolidate your debt? Use this calculator to find out.

Personal Finance Calculators

Purpose
Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve!

Wealth Management Calculators

Purpose
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