National University of Malaysia
Economy and Management
Application of Theory Reasoned Action in Intention to Use Islamic Banking in Indonesia. This paper investigates the constructs of Theory of Reasoned Action (TRA), and Theory of Planned Behavior (TPB) (attitude, subjective norm, religion,... more
Application of Theory Reasoned Action in Intention to Use Islamic Banking in Indonesia. This paper investigates the constructs of Theory of Reasoned Action (TRA), and Theory of Planned Behavior (TPB) (attitude, subjective norm, religion, knowledge, pricing, and government support) on customer behavioral intention and Islamic banking selection. This research using Partial Least Square Structural Equation Modeling with variables such as: attitude, subject norm, religion, knowledge and government support, and pricing. The result shows that attitude, subject norm, religion, knowledge and government support are statistically significant effect on intention to select Islamic bank in Indonesia. Pricing however is not significant. The results imply that Indonesian Islamic banks should strategize ways to develop positive attitude and reference amongst their customers through greater dissemination of knowledge about Islamic banking while emphasizing on the religious compliance. Abstrak. Aplikasi Teori Alasan Tindakan dalam Intensi Penggunaan Perbankan Syariah di Indonesia. Artikel ini bertujuan untuk mengkonstruksi teori alasan tindakan dan teori prilaku terencana pada prilaku intensi konsumen dan seleksi perbankan syariah. Penelitian ini menggunakan model persamaan struktural kuadrat terendah parsial dengan variabel seperti sikap, norma, agama, pengetahuan dan dukungan pemerintah, dan penetapan harga. Hasil menunjukkan bahwa sikap, norma, agama, pengetahuan dan dukungan pemerintah memiliki pengaruh terhadap intensi dalam memilih perbankan syariah di Indonesia. Namun penetapan harga tidak memiliki pengaruh dalam pemilihan perbankan syariah di Indonesia. Hasil yang ada berimplikasi bahwa perbankan syariah harus menyusun suatu strategi untuk mengembangkan sikap yang positif dan memberikan referensi di antara para konsumen untuk diseminasi pengetahuan yang lebih besar pada perbankan syariah dalam menyesuaikan dengan kesesuaian pada prinsip syariah.
Historically human societies have built kindergartens, primary and secondary schools, colleges and universities to educate their children and youths. Their children are taught first reading, writing, calculating and other basic skills... more
Historically human societies have built kindergartens, primary and secondary schools, colleges and universities to educate their children and youths. Their children are taught first reading, writing, calculating and other basic skills during their primary schooling ages. After they complete their primary education, they join the secondary education, the college and then university education. Probably some universities have some differences in their aims or goals due to their national and international conditions and demands. However, generally speaking, a university education has four connected goals namely dissemination of knowledge, training of people for the preservation and progress of the society and nation, training of researchers for the preservation and expansion of knowledge, and enhancing of inner potential of individuals. In May 1970, National University of Malaysia (NUM) was established to provide a university education for Malaysians and non-Malaysians. In that historic...