[go: up one dir, main page]

Noll, 2020 - Google Patents

Smart Banknote Functionality: Critical Features and Production Challenges

Noll, 2020

View PDF
Document ID
2194627101755053575
Author
Noll F
Publication year
Publication venue
Available at SSRN 3974898

External Links

Snippet

A smart banknote is a physical banknote on a paper or polymer substrate that can communicate with an electronic network. A smart banknote is denominated and has the physical properties of a traditional banknote in size, feel, appearance, and etc. It is not a …
Continue reading at papers.ssrn.com (PDF) (other versions)

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes with the personal data files for a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • G06Q20/4097Mutual authentication between card and transaction partners
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR OF PAPER CURRENCY OR SIMILAR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D7/00Testing specially adapted to determine the identity or genuineness of paper currency or similar valuable papers, e.g. for segregating those which are unacceptable or alien to a currency

Similar Documents

Publication Publication Date Title
US20210224760A1 (en) Transfer of digital currency encryption keys through the process of issuance, validation and devaluation of physical medium with multi-factor authorization, and the physical medium of encryption keys for digital currency to conduct this transfer technology
US10134033B2 (en) Payment system and method using IC identification card
US20090222367A1 (en) System and Method for the Activation and Use of a Temporary Financial Card
US20100169223A1 (en) Payment System and Method Using an IC Identification Card
CN107067246A (en) Use the transaction authentication of network
WO2010008768A2 (en) Dynamic verification value system and method
US8684263B1 (en) Automated banking machine that operates responsive to data bearing records
Noll Smart Banknote Functionality: Critical Features and Production Challenges
CN103839329B (en) Value Transfer based on smart card
Noll et al. Smart Banknotes and Cryptobanknotes: Hybrid Banknotes for Central Bank Digital Currencies and Cryptocurrency Payments
Erdem et al. Redesigning current banknotes with blockchain infrastructure: a model proposal
Noll Smart Banknotes Defined: Features and Criteria
CN104346726A (en) Full dynamic digital electronic payment transaction identity authentication method with high security
US20150060540A1 (en) Fully-automatic digital electronic payment transaction identity authentication method with high security
TW588537B (en) Network encryption method among terminals of IC card
Saputra et al. Integrated payment system for micro payment
Stajano Sleepwalking into Disaster? Requirements Engineering for Digital Cash (Transcript of Discussion)
US20160292788A1 (en) Currency and Financial Instrument Based Digital Assets
Ledger TAIJI INUI AND WATARU TAKAHASHI¹
CN201604388U (en) Financial instrument including electronic paper
TWI503693B (en) Full dynamic digital electronic transactions identification method
WO2024164031A1 (en) Cashless payment method applying rfid technology
TWI375175B (en) Wisdom credit card transaction system
CN201583968U (en) Signing device
Clark et al. Electronic Wallets: past, present and future