WO2021120868A1 - Resource settlement method and apparatus, electronic device and storage medium - Google Patents

Abstract

The present application provides a resource settlement method and apparatus. Said method comprises: receiving a resource consumption request for a first party, and on this basis, extracting, from a resource pool of the first party, a first resource which has a value less than that of a resource to be extracted by the resource consumption request; then monitoring an operation behavior of the first party to determine whether the first party completes a task; and if the first party does not complete the task, additionally extracting a second resource from the resource pool of the first party, improving the transaction completion efficiency between participants, and improving the resource utilization rate.

Description

Resource settlement method and device, electronic equipment, and storage medium Technical field

This application relates to the field of data processing technology, in particular to a resource settlement method and device, electronic equipment, and storage medium.

Background technique

Resource settlement is usually an equivalent exchange, which is not conducive to increasing the repetition rate of resource exchange. Therefore, it is necessary to propose a solution that can effectively complete resource settlement.

Summary of the invention

In view of this, one of the objectives of the embodiments of the present application is to provide a resource settlement method and device, electronic equipment, and storage medium to solve the above-mentioned problems.

Based on the above objective, the first aspect of this specification provides a resource settlement method, including: receiving a resource consumption request for a first party; and extracting the first party from the resource pool of the first party according to the resource consumption request. Resources; wherein the value of the first resource is less than the value of the resource that should be extracted in the resource consumption request; assign tasks to the first party, and monitor the operation behavior of the first party; wherein, the operation behavior It is used to determine whether the first party completes the task; in response to the first party not completing the task, a second resource is additionally extracted from the resource pool of the first party.

In a second aspect of this specification, a resource settlement device is provided, which includes: a transceiver unit, configured to receive a resource consumption request for a first party; and a settlement unit, configured to communicate with the first party according to the resource consumption request. The first resource is extracted from the resource pool; wherein the value of the first resource is less than the value of the resource that should be extracted in the resource consumption request; the monitoring unit is configured to allocate tasks to the first party and monitor the first The operation behavior of the party; wherein, the operation behavior is used to determine whether the first party has completed the task; the settlement unit is configured to respond to the first party not completing the task, and then obtain additional information from the The second resource is extracted from the resource pool of the first party.

The third aspect of this specification provides an electronic device including a memory, a processor, and a computer program stored in the memory and capable of running on the processor, and the processor implements the method when the program is executed.

The fourth aspect of this specification provides a non-transitory computer-readable storage medium that stores computer instructions that are used to make the computer execute the method.

It can be seen from the above that the resource settlement method and device, electronic equipment, and storage medium provided in this manual receive a resource consumption request for the first party and accordingly extract less than the resource from the first party’s resource pool. Consume the first resource of the value of the resource that the request should extract, and then monitor the operation behavior of the first party to determine whether it has completed the task. If the first party has not completed the task, it will additionally obtain the resource pool from the first party. In this way, under the premise that the first party consumes the first resource that is lower than the value of the resource that should be extracted, the first party can be prompted to complete a certain task, which is beneficial to increase participation The efficiency of transaction completion between parties, while improving resource utilization.

Description of the drawings

In order to more clearly describe the technical solutions in the embodiments of this specification, the following will briefly introduce the drawings that need to be used in the description of the embodiments. Obviously, the drawings in the following description are only some embodiments of the specification. For those of ordinary skill in the art, other drawings can be obtained based on these drawings without creative work.

Fig. 1 is a schematic diagram of an implementation scenario of an embodiment disclosed in this specification;

2 is a schematic flowchart of an embodiment of the resource settlement method disclosed in this specification;

3 is a schematic flowchart of another embodiment of the resource settlement method disclosed in this specification;

Figure 4 is a schematic block diagram of an embodiment of the resource settlement device disclosed in this specification;

FIG. 5 is a schematic diagram of the hardware structure of an embodiment of the electronic device disclosed in this specification.

Detailed ways

In order to make the objectives, technical solutions, and advantages of the present application clearer, the following further describes the present application in detail in conjunction with specific embodiments and with reference to the accompanying drawings.

It should be noted that, unless otherwise defined, the technical terms or scientific terms used in this specification should be the ordinary meanings understood by those with ordinary skills in the field to which this disclosure belongs. The "first", "second" and similar words used in the present disclosure do not indicate any order, quantity, or importance, but are only used to distinguish different components. "Include" or "include" and other similar words mean that the element or item appearing before the word covers the elements or items listed after the word and their equivalents, but does not exclude other elements or items. Similar words such as "connected" or "connected" are not limited to physical or mechanical connections, but may include electrical connections, whether direct or indirect. "Up", "Down", "Left", "Right", etc. are only used to indicate the relative position relationship. When the absolute position of the described object changes, the relative position relationship may also change accordingly.

Fig. 1 shows a schematic diagram of an implementation scenario of an embodiment disclosed in this specification.

As shown in Figure 1, in a resource settlement system, there may be a resource settlement device, as well as the first party, the second party, the third party, and even more parties participating in the resource settlement.

The second party may reach a resource settlement agreement with the resource settlement device in advance, and authorize the resource settlement device accordingly, and then the second party may provide the resource settlement device with resources to be allocated (to Formed as the resource pool of the second party) for the resource settlement device to extract the resources to be allocated and allocate them to the corresponding first party when the conditions are met. At the same time, the second party can formulate corresponding tasks Or, the second party may complete task formulation together with the resource settlement device or other participants. The task is opened for the first party after the resource settlement device extracts the first resource from the resource pool of the first party according to the resource consumption request; the task is completed according to the first party In the case of, the resource settlement device determines whether it is necessary to additionally extract a second resource from the resource pool of the first party. The value of the second resource may be less than or equal to the difference between the value of the resource that should be extracted by the resource consumption request and the value of the first resource.

When the first party needs to exchange resources with the third party, it may choose whether to reach a resource settlement agreement with the resource settlement device, or the first party may also reach a resource settlement agreement with the resource settlement device in advance. Settlement agreement. After reaching a resource settlement agreement, the first party may initiate a resource consumption request, and the resource settlement device extracts the first resource from the resource pool of the first party according to the resource consumption request; wherein, the first party The value of a resource is smaller than the value of the resource that should be extracted in the resource consumption request. Optionally, after the step of extracting the first resource from the resource pool of the first party, the resource settlement apparatus extracts a predetermined resource from the resource pool of the second party, and the value of the predetermined resource is the The difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource.

The third party may choose whether to reach a resource settlement agreement with the resource settlement device when it needs to exchange resources with the first party, or the third party may also reach a resource settlement agreement with the resource settlement device in advance. Settlement agreement. The first party initiates a resource consumption request, and the resource settlement apparatus may also place the resources that should be extracted by the resource consumption request into the resource pool of the third party according to the resource consumption request.

Optionally, after the third party has reached a resource settlement agreement with the resource settlement device, the resource settlement device may also generate a resource consumption request code according to the authorization of the third party for the resource settlement agreement, and send it to the resource settlement device. The third party returns the resource consumption request code. When performing resource exchange with the first party, the third party may show the resource consumption request code to the first party. The resource consumption request code may be in the form of a barcode or a two-dimensional code. You can use your own smart device to initiate a resource consumption request to the resource settlement device by scanning the resource consumption request code, or the resource consumption request code can also be a string of verification codes, and the first party can use its own The smart device in, initiates a resource consumption request to the resource settlement device by inputting and sending the resource consumption request code, and so on.

Optionally, in response to the resource consumption request code identification information being the resource consumption request, the resource settlement apparatus may also generate a resource consumption code and return the resource consumption code to the first party. When exchanging resources with the third party, the first party may show the resource consumption code to the third party. The resource consumption code may be in the form of a barcode or a QR code, and the third party may use its own The smart device initiates a resource consumption request to the resource settlement device by scanning the resource consumption code, or the resource consumption code can also be a string of verification codes, and the third party can use its own smart device to input and send The resource consumption code is used to initiate a resource consumption request to the resource settlement device, and so on.

Optionally, if the first party has not completed the task, the resource settlement apparatus may additionally extract a second resource from the resource pool of the first party; then, return the second resource to the resource pool of the first party; The resource pool of the second party; or, the resource corresponding to the difference between the value of the resource that should be extracted by the resource consumption request and the value of the first resource is returned to the resource pool of the second party.

Optionally, judging that the first party has not completed the task may be performed by monitoring whether the operation behavior of the first party meets the requirements of the task.

Optionally, the task may be a timed task, and the monitoring the operation behavior of the first party includes: monitoring the operation behavior of the first party during a predetermined period to determine whether the first party is in the The timing task is completed within a predetermined period.

Optionally, the first party, the second party, and the third party may all be devices capable of data interaction. Such devices may be, for example, mobile phones, tablet computers, personal computers, notebook computers, and handheld computers (PDAs). ), wearable devices (such as smart glasses, smart watches), etc. The resource settlement device may be in the form of a server when implemented.

In some scenarios, the equipment of the first party, the second party, and the third party may be installed with software for data interaction with the resource settlement apparatus, or the first party, the second party, and the The third-party equipment may use a web terminal to realize data interaction with the resource settlement device. In this way, the first party, the second party, and the third party can receive the interactive information from the resource settlement device, and the first party, the second party, and the third party can send the corresponding interactive information to the resource. Settlement device.

It should be noted that the foregoing embodiment distinguishes the second party from the third party, but in fact, the distinction between the second party and the third party may only be functional, for example, the second party is When the resource to be allocated is provided to the resource settlement device, the third party exchanges resources with the first party. It can be known that the respective functions of the second party and the third party can actually be combined into the functions of the main body of one party. For example, it can provide resources to be allocated and exchange resources with the first party. In other words, the second party and the third party may be the same subject or different subjects, which can be distinguished according to actual needs without specific restrictions.

Optionally, the first party may be a terminal user, and the second party and the third party may be merchants.

Fig. 2 shows a schematic flowchart of an embodiment of the resource settlement method disclosed in this specification.

As shown in Figure 2, the resource settlement method includes steps 102 to 110.

Step 102: Receive a resource consumption request for the first party.

Optionally, the first resource consumption request may be initiated by any party. For example, it may be initiated by the first party or a third party when the first party needs to exchange resources with a third party. For another example, it may be initiated when the first party needs to exchange resources.

Optionally, the resource consumption request may include the following information: the identity information of the first party and the third party, the resource exchange information between the first party and the third party, the resource settlement agreement signed by the first party, and the third party signing The resource settlement agreement; where the resource settlement agreement signed by the first party and the resource settlement agreement signed by the third party can be used to calculate the value of the first resource that needs to be extracted from the first party’s resource pool under the current resource exchange behavior .

Step 104: Extract a first resource from the resource pool of the first party according to the resource consumption request; wherein the value of the first resource is smaller than the value of the resource that should be extracted by the resource consumption request.

Optionally, the value of the first resource may be preset by the second party or by the resource settlement device when the second party and the resource settlement device reach a resource settlement agreement.

Optionally, the calculation rules for the value of the first resource may be various. For example, it may be specified that a single resource exchange corresponds to a predetermined resource, and the value of the first resource is the value of the resource to be extracted minus the value of the predetermined resource. For example, if the value of the resource to be extracted in the resource consumption request is 100, the value of the first resource may be the value of the resource to be extracted minus a predetermined resource value. The predetermined resource value is, for example, 20. The value of the first resource is 100-20=80. The calculation rule for the value of the first resource may also determine the value of the corresponding first resource according to a certain proportion of the value of the resource to be extracted; for example, if the value of the resource to be extracted in the resource consumption request is 100, then The value of the first resource may be a certain proportion of the value of the resource to be extracted, such as 90%, then the value of the first resource is 90. The calculation rule of the value of the first resource may also be that after the first party completes the task as required, it floats according to a certain percentage (for example, the percentage is reduced by 5% on the basis of the previous time, so that the resource that should be extracted When the value of is 100, the value of the first resource is 85). For another example, it is determined according to the number of other participants that the first party pulls into the resource settlement agreement. For example, the first party introduces other participants to join the resource settlement agreement, and according to the number of participants How much to set the value of the first resource, and so on. The specific calculation rule for the value of the first resource can be set as required, and there is no particular limitation here.

In the embodiment of this specification, the resources may include: resources related to network applications, where resources related to network applications may include: coupons, videos, audio, etc., coupons may include: consumption coupons, discount coupons, etc. .

Step 106: Assign a task to the first party and monitor the operation behavior of the first party; wherein the operation behavior is used to determine whether the first party completes the task.

Optionally, the tasks assigned to the first party may also be various. For example, the task may be to require the first party to perform a specific operation behavior, such as: a second party with a specific party (the second party or the third party, or other participants) Resource exchange, registration as a member on the website of a specific party (which can be the second party or third party, or other participants), viewing by a specific party (which can be the second party or the third party) Three parties, or other participants) publish advertisements, browse webpages belonging to a specific party (it can be the second party or third party, or other participants), listen to the webpages belonging to a specific party (which can be The radio station of the second party or third party, or other participants), watching programs produced by a specific party (may be the second party or third party, or other participants), etc. . Optionally, the task may be formulated by the second party or the third party when the second party or the third party and the resource settlement device reach a resource settlement agreement for requesting the The first party implements a specific operation behavior to complete the task after extracting the first resource from its resource pool according to the value of the first resource.

Optionally, the resource settlement device may also push task reminder information to the first party as needed to remind the first party to complete the task in time. The method of pushing the reminder information can be implemented by means of short message, phone call, pop-up message in the application, and the like.

Optionally, the task may be a timed task, for example, the first party is required to implement a specific operation behavior within a predetermined period to complete the task. The predetermined period can be set as required, for example, one week, one month, three months, and so on. The predetermined period may also be set according to the different types of the tasks or the difficulty of completing the tasks. The specific setting standards are not particularly limited here.

Optionally, when the task is a timed task, the resource settlement device may also push task reminder information to the first party before the expiration of the predetermined period as needed, so as to remind the first party to be within the predetermined period in time. Complete the task within. The method of pushing the reminder information can be implemented by means of short message, phone call, pop-up message in the application, and the like.

Optionally, the tasks may be different for different resource exchange behaviors, or the tasks may also be different for different first parties, second parties, and/or third parties. In addition, the task maker can modify or change the task at any time.

Optionally, the monitoring operation may be completed by collecting and analyzing the operation behavior of the first party. Optionally, if the software related to the resource settlement is installed in the device of the first party, the operation behavior of the first party can be automatically collected by embedding points in the software.

Optionally, the operation behavior of the first party may be various operation behaviors of the first party. For example, a second resource exchange with a specific party (which can be the second party or a third party, or other participants) at a certain point in time, and at a certain point in time in a specific party ( It can be the second party or the third party, or it can be other participants) registered as a member on the website, watched by a specific party (can be the second party or third party, or It can be an advertisement published by other parties), browsed a webpage belonging to a specific party (which can be the second party or third party, or other parties) at a certain point in time, listened to it at a certain point in time A radio station belonging to a specific party (which can be the second party or third party, or other participants) is watched by a specific party (which can be the second party or the third party) at a certain point in time. Three parties, or other participating parties) produced programs, and so on.

Optionally, if the task is a timed task, the monitoring the operation behavior of the first party includes: monitoring the operation behavior of the first party within a predetermined period to determine whether the first party is in the The timing task is completed within the predetermined period.

The predetermined period can be set as required, for example, one week, one month, three months, and so on. The predetermined period may also be set according to the different types of the tasks or the difficulty of completing the tasks. The specific setting standards are not particularly limited here.

Step 108: In response to the first party not completing the task, additionally extract a second resource from the resource pool of the first party.

For example, the task is to require the first party to exchange resources with the second party within one month of completing the resource exchange with the third party, and the first party does not exchange resources with the second party within one month. The second party performs resource exchange (for example, there is no operation behavior of resource exchange with the second party in the operation behavior of the first party within the one month), then it is determined that the operation behavior does not meet the requirements of the task Requirement, that is, the first party has not completed the task.

When the operation behavior does not meet the requirements of the task, the first resource cannot be extracted from the resource pool of the first party according to the value of the first resource. Therefore, the resource settlement device may additionally obtain the first resource from the resource pool of the first party. The second resource is extracted from the resource pool of the first party.

Optionally, the value of the second resource is less than or equal to the difference between the value of the resource to be extracted in the resource consumption request and the value of the first resource.

Optionally, the resource settlement method may further include step 110: in response to the first party not completing the task, the resource settlement is completed, and for the current resource exchange behavior, there will be no additional extraction of the first party. 2. The situation of resources.

It can be seen from the above embodiment that the resource settlement method provided in this specification receives a resource consumption request for the first party and extracts from the first party’s resource pool a value less than the resource that should be extracted by the resource consumption request. Then, it monitors the operation behavior of the first party to determine whether it has completed the task. If the first party has not completed the task, the second resource is additionally extracted from the first party’s resource pool; in this way, Under the premise that the first party consumes the first resource that is lower than the value of the resource that should be extracted, the first party can be prompted to complete a certain task, which is beneficial to improve the efficiency of transaction completion between the participants, and at the same time Improve resource utilization.

Fig. 3 shows a schematic flowchart of another embodiment of the resource settlement method disclosed in this specification.

As shown in FIG. 3, the resource settlement method includes steps 202 to 226.

Step 202: Receive the authorization of the second party for the resource settlement agreement.

The second party may reach a resource settlement agreement with the resource settlement device in advance, and authorize the resource settlement device accordingly.

Step 204: Determine the task.

Optionally, the task may be formulated by the second party, or determined through negotiation between the second party and the resource settlement device or the third party, or may be the second party, the The resource settlement device and the third party are jointly determined. The specific task formulation method and task content are set according to needs.

The tasks can also be diverse. For example, the task may be to require the first party to perform a specific operation behavior, such as: a second party with a specific party (the second party or the third party, or other participants) Resource exchange, registration as a member on the website of a specific party (which can be the second party or third party, or other participants), viewing by a specific party (which can be the second party or the third party) Three parties, or other participants) publish advertisements, browse webpages belonging to a specific party (it can be the second party or third party, or other participants), listen to the webpages belonging to a specific party (which can be The radio station of the second party or third party, or other participants), watching programs produced by a specific party (may be the second party or third party, or other participants), etc. .

In this step, the subject of formulating the task may be the second party, which is based on the consideration that the second party is the party that provides the resources to be allocated. In fact, it can be known that although the second party is the party that provides the resources to be allocated, the subject of the task may not be the second party, but may be the resource settlement device, or may be the second party. The main body authorized to formulate tasks, and so on.

Step 206: Obtain the resource to be allocated provided by the second party and form it as a resource pool of the second party for the resource settlement device to allocate to the corresponding first party when the conditions are met.

Step 208: Receive a resource allocation request for the first party.

Optionally, the resource allocation request for the first party may be initiated by any party. For example, it may be initiated by the first party or a third party when the first party needs to exchange resources with a third party. For another example, it may be initiated when the first party needs to exchange resources.

Step 210: Allocate a predetermined resource to the first party according to the resource allocation request.

Step 212: Receive a resource consumption request for the first party.

Optionally, the resource consumption request for the first party corresponds to a resource exchange behavior between the first party and the third party, and the initiator may be the first party or the third party.

Step 214: Extract the predetermined resource from the resource pool of the second party.

Here, when the condition is met, the corresponding predetermined resource is extracted from the second resource pool, and the obtained predetermined resource is extracted for allocation to the first party.

Step 216: Extract a first resource from the resource pool of the first party according to the resource consumption request; wherein the value of the first resource is smaller than the value of the resource that should be extracted by the resource consumption request.

Optionally, the value of the resource that should be extracted in the resource consumption request is the total amount of resource exchange when the first party and the third party are currently exchanging resources, and the value of the predetermined resource should be extracted in the resource consumption request The difference between the value of the resource and the value of the first resource, and the value of the first resource is the value of the resource that the first party should exchange from its own resource pool to the third party.

Step 218: Put the resources that should be extracted by the resource consumption request into the third-party resource pool.

Here, the resource that should be extracted in the resource consumption request obtained by the third party is a set of the first resource actually exchanged by the first party and the predetermined resource provided by the second party.

Step 220: Assign a task to the first party and monitor the operation behavior of the first party; wherein the operation behavior is used to determine whether the first party completes the task.

Step 222: In response to the first party not completing the task, additionally extract a second resource from the resource pool of the first party.

Here, because the first party does not complete the task as required, the resource settlement device needs to additionally extract a second resource from the resource pool of the first party. Here, the value of the second resource may be less than or equal to the difference between the value of the resource that should be extracted by the resource consumption request and the value of the first resource.

Step 224: Return the second resource to the resource pool of the second party; or return the resource corresponding to the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource To the resource pool of the second party.

Here, the second resource extracted from the resource pool of the first party because the first party did not complete the task as required can be directly returned to the resource pool of the second party, thereby compensating for the predetermined resource provided by the second party at the beginning. Optionally, the resource corresponding to the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource may be returned to the resource pool of the second party. In this case, The difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource is not equal to the value of the second resource. In other words, the value of the resource returned to the second party may be to fill in a predetermined resource originally provided by the second party, or it may be to compensate for a certain resource.

Step 226: In response to the operation behavior meeting the requirements of the task, the resource settlement is completed.

It can be seen from the above embodiment that the resource settlement method provided in this specification receives a resource consumption request for the first party and extracts from the first party’s resource pool a value less than the resource that should be extracted by the resource consumption request. Then, it monitors the operation behavior of the first party to determine whether it has completed the task. If the first party has not completed the task, the second resource is additionally extracted from the first party’s resource pool; in this way, Under the premise that the first party consumes the first resource that is lower than the value of the resource that should be extracted, the first party can be prompted to complete a certain task, which is beneficial to improve the efficiency of transaction completion between the participants, and at the same time Improve resource utilization.

As an optional embodiment, the method further includes: receiving a third party's authorization to the resource settlement agreement; generating a resource consumption request code according to the third party's authorization to the resource settlement agreement; The resource consumption request code.

Optionally, the method further includes: receiving the resource consumption request code identification information of the first party for the resource consumption request code; responding to the resource consumption request code identification information for the first party Request for resource allocation, generate a resource consumption code, and return the resource consumption code to the first party; receive the resource consumption code identification information of the third party for the resource consumption code; respond to the resource allocation code If the identification information is a resource consumption request for the first party, the first resource is extracted from the resource pool of the first party.

In this way, when the first party and the third party exchange resources, they can complete the information interaction in the resource exchange process by scanning the code or inputting the identification code, which can facilitate use and improve efficiency.

As an optional embodiment, after the step 110/step 226 of the resource allocation is completed, the method further includes: receiving a subsequent resource consumption request for the first party; The task, a third resource is extracted from the resource pool of the first party; wherein the value of the third resource is less than the value of the resource that should be extracted in the subsequent resource consumption request; in response to the operation behavior being not satisfied The request of the task returns a message of rejecting the subsequent resource consumption request. Through this method of rejecting the secondary allocation, the first party is urged to complete the corresponding task according to the contract after reaching the resource settlement agreement.

Optionally, here, because the operation behavior meets the requirements of the task, you can choose to directly extract the third resource from the resource pool of the first party without requiring the first party to perform a new task, thereby increasing the The enthusiasm of one party to complete the task. Of course, you can also choose to continue setting up new tasks. The specific setting method can be selected according to needs, and is not particularly limited here.

Optionally, before the step of receiving a subsequent resource consumption request for the first party, the method may further include: receiving a subsequent resource allocation request for the first party; here, the subsequent resource consumption request for the first party The allocation request is initiated when the first party performs the second resource exchange after the resource allocation request for the first party; here, the object of the second resource exchange can be a third party or another participant Or a second party; in response to the operation behavior meeting the requirements of the task, a new predetermined resource is allocated to the first party according to the subsequent resource allocation request; the new predetermined resource may be the same as the predetermined resource The value of is equal, and it can also float up according to the completion of the task, and the specific setting method can be selected according to the needs.

It should be noted that the methods in the embodiments of this specification can be executed by a single device, such as a computer or a server. The method in this embodiment can also be applied in a distributed scenario, and multiple devices cooperate with each other to complete. In this distributed scenario, one of the multiple devices can only perform one or more steps in the method of the embodiment of this specification, and the multiple devices will interact with each other to complete all the steps. The method described.

Optionally, in one embodiment, the method is executed on the server. A server refers to a computer system that can provide services to other devices in the network. The object served by the server is usually called a terminal or a client, and the server and the terminal can be connected through wired or wireless communication. The server can be implemented in a variety of ways, and it can be a single computer device or a combination of multiple computer devices (such as a cluster server, a cloud server, etc.). In some application scenarios, the server can also be called the server, the cloud, etc. In another embodiment, the method can also be executed on a single computer (such as a workstation).

Fig. 4 shows a schematic block diagram of an embodiment of the resource settlement device disclosed in this specification.

As shown in FIG. 4, the resource settlement device includes: a transceiver unit 301, configured to receive a resource consumption request for a first party; a settlement unit 302, configured to request a resource at the first party according to the resource consumption The first resource is extracted from the pool; wherein the value of the first resource is less than the value of the resource that should be extracted in the resource consumption request; the monitoring unit 303 is configured to allocate tasks to the first party and monitor the first The operation behavior of the party; wherein the operation behavior is used to determine whether the first party has completed the task; the settlement unit 302 is configured to respond to the first party's failure to complete the task, and then additional follow-up The second resource is extracted from the resource pool of the first party.

It can be seen from the above embodiment that the resource settlement device provided in this specification receives a resource consumption request for the first party and extracts from the first party’s resource pool a value less than the resource that should be extracted by the resource consumption request. Then, it monitors the operation behavior of the first party to determine whether it has completed the task. If the first party has not completed the task, the second resource is additionally extracted from the first party’s resource pool; in this way, Under the premise that the first party consumes the first resource that is lower than the value of the resource that should be extracted, the first party can be prompted to complete a certain task, which is beneficial to improve the efficiency of transaction completion between the participants, and at the same time Improve resource utilization.

Optionally, the value of the second resource is less than or equal to the difference between the value of the resource to be extracted in the resource consumption request and the value of the first resource.

Optionally, the transceiving unit 301 is configured to receive a resource allocation request for the first party; the settlement unit 302 is configured to allocate predetermined resources to the first party according to the resource allocation request; wherein, The value of the predetermined resource is the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource.

Optionally, the transceiving unit 301 is configured to receive the authorization of the second party to the resource settlement agreement; the monitoring unit 303 is configured to determine the task; the settlement unit 302 is configured to obtain the second party The resources to be allocated provided by the party are formed as the resource pool of the second party.

Optionally, the settlement unit 302 is configured to extract the predetermined resource from a resource pool of the second party.

Optionally, the settlement unit 302 is configured to: return the second resource to the resource pool of the second party; or combine the value of the resource to be extracted in the resource consumption request with the first resource The resource corresponding to the difference in the value of is returned to the resource pool of the second party.

Optionally, the transceiving unit 301 is configured to receive a third party's authorization to the resource settlement agreement; the settlement unit 302 is configured to generate a resource consumption request code according to the third-party's authorization to the resource settlement agreement; The transceiver unit 301 is configured to return the resource consumption request code to the third party.

Optionally, the transceiving unit 301 is configured to receive the resource consumption request code identification information of the first party for the resource consumption request code; the settlement unit 302 is configured to identify the resource consumption request code in response to the resource consumption request code. If the information is a resource allocation request for the first party, a resource consumption code is generated; the transceiver unit 301 is configured to return the resource consumption code to the first party; The resource consumption code identification information of the resource consumption code; the settlement unit 302 is configured to respond to the resource consumption code identification information for the resource consumption request for the first party, in the resource pool of the first party Extract the first resource.

Optionally, the settlement unit 302 is configured to put the resources that should be extracted in the resource consumption request into the third-party resource pool.

Optionally, the transceiving unit 301 is configured to receive a subsequent resource consumption request for the first party; the settlement unit 302 is configured to respond to the completion of the task by the first party, A third resource is extracted from the resource pool of the first party; wherein the value of the third resource is smaller than the value of the resource that should be extracted in the subsequent resource consumption request.

Optionally, the task is a timed task, and the monitoring unit 303 is configured to monitor the operation behavior of the first party within a predetermined period to determine whether the first party completes the first party within the predetermined period. Timed tasks.

The apparatus of the foregoing embodiment is used to implement the corresponding method in the foregoing embodiment, and has the beneficial effects of the corresponding method embodiment, which will not be repeated here.

FIG. 5 shows a schematic diagram of a more specific hardware structure of an electronic device provided by this embodiment. The device may include a processor 401, a memory 402, an input/output interface 403, a communication interface 404, and a bus 405. The processor 401, the memory 402, the input/output interface 403, and the communication interface 404 realize the communication connection between each other in the device through the bus 405.

The processor 401 may be implemented by a general CPU (Central Processing Unit, central processing unit), microprocessor, application specific integrated circuit (Application Specific Integrated Circuit, ASIC), or one or more integrated circuits for execution related Program to implement the technical solutions provided in the embodiments of this specification.

The memory 402 may be implemented in the form of ROM (Read Only Memory), RAM (Random Access Memory, random access memory), static storage device, dynamic storage device, etc. The memory 402 may store an operating system and other application programs. When the technical solutions provided in the embodiments of the present specification are implemented by software or firmware, related program codes are stored in the memory 402 and called and executed by the processor 401.

The input/output interface 403 is used to connect an input/output module to realize information input and output. The input/output/module can be configured in the device as a component (not shown in the figure), or can be connected to the device to provide corresponding functions. The input device may include a keyboard, a mouse, a touch screen, a microphone, various sensors, etc., and an output device may include a display, a speaker, a vibrator, an indicator light, and the like.

The communication interface 404 is used to connect a communication module (not shown in the figure) to realize the communication interaction between the device and other devices. The communication module can realize communication through wired means (such as USB, network cable, etc.), or through wireless means (such as mobile network, WIFI, Bluetooth, etc.).

The bus 405 includes a path for transmitting information between various components of the device (for example, the processor 401, the memory 402, the input/output interface 403, and the communication interface 404).

It should be noted that although the above device only shows the processor 401, the memory 402, the input/output interface 403, the communication interface 404, and the bus 405, in the specific implementation process, the device may also include the equipment necessary for normal operation. Other components. In addition, those skilled in the art can understand that the above-mentioned device may also include only the components necessary to implement the solutions of the embodiments of the present specification, and not necessarily include all the components shown in the figures.

The computer-readable medium of this embodiment includes permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology. The information can be computer-readable instructions, data structures, program modules, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices.

The foregoing describes specific embodiments of this specification. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps described in the claims can be performed in a different order than in the embodiments and still achieve desired results. In addition, the processes depicted in the drawings do not necessarily require the specific order or sequential order shown in order to achieve the desired results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

Those of ordinary skill in the art should understand that the discussion of any of the above embodiments is only exemplary, and is not intended to imply that the scope of the present disclosure (including the claims) is limited to these examples; under the idea of this specification, the above embodiments or The technical features in different embodiments can also be combined, the steps can be implemented in any order, and there are many other changes in different aspects of this specification as described above, which are not provided in the details for the sake of brevity.

In addition, in order to simplify the description and discussion, and in order not to make the description difficult to understand, the well-known power/ground connections to integrated circuit (IC) chips and other components may or may not be shown in the drawings provided. . In addition, the devices may be shown in the form of block diagrams in order to avoid making the description difficult to understand, and this also takes into account the fact that the details about the implementation of these block diagram devices are highly dependent on the platform on which the description will be implemented (ie , These details should be completely within the understanding of those skilled in the art). In the case where specific details (for example, a circuit) are described to describe the exemplary embodiments of the present specification, it is obvious to those skilled in the art that it may be possible without these specific details or when these specific details are changed. Implement this manual under. Therefore, these descriptions should be considered illustrative rather than restrictive.

Although this specification has been described in conjunction with the specific embodiments of this specification, many substitutions, modifications and variations of these embodiments will be apparent to those of ordinary skill in the art based on the foregoing description. For example, other memory architectures (e.g., dynamic RAM (DRAM)) may use the discussed embodiments.

The embodiments of this specification are intended to cover all such substitutions, modifications and variations that fall within the broad scope of the appended claims. Therefore, any omissions, modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of this specification should be included in the scope of protection of this specification.

Claims (24)

A resource settlement method, including: Receive a resource consumption request for the first party; Extracting a first resource from the resource pool of the first party according to the resource consumption request; wherein the value of the first resource is smaller than the value of the resource that should be extracted in the resource consumption request; Assign tasks to the first party and monitor the operation behavior of the first party; wherein the operation behavior is used to determine whether the first party completes the task; In response to the first party not completing the task, a second resource is additionally extracted from the resource pool of the first party. The method according to claim 1, wherein the value of the second resource is less than or equal to the difference between the value of the resource that should be extracted by the resource consumption request and the value of the first resource. The method according to claim 1, wherein the method further comprises: Receiving a resource allocation request for the first party; Allocating a predetermined resource to the first party according to the resource allocation request; Wherein, the value of the predetermined resource is the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource. The method according to claim 3, wherein the method further comprises: Receive the authorization of the second party to the resource settlement agreement; Determine the task; Obtain the to-be-allocated resource provided by the second party and form it as a resource pool of the second party. The method according to claim 4, wherein after the step of extracting the first resource from the resource pool of the first party, the method further comprises: Extract the predetermined resource from the resource pool of the second party. The method according to claim 5, wherein after the step of extracting the second resource from the resource pool of the first party, the method further comprises: Returning the second resource to the resource pool of the second party; or Returning the resource corresponding to the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource to the resource pool of the second party. The method according to claim 4, wherein the method further comprises: Receive a third party’s authorization to the resource settlement agreement; Generate a resource consumption request code according to the authorization of the third party to the resource settlement agreement; Return the resource consumption request code to the third party. The method according to claim 7, wherein the method further comprises: Receiving the resource consumption request code identification information of the first party for the resource consumption request code; In response to the resource consumption request code identification information being a resource allocation request for the first party, generating a resource consumption code, and returning the resource consumption code to the first party; Receiving the resource consumption code identification information of the third party for the resource consumption code; In response to the resource consumption code identification information being the resource consumption request for the first party, the first resource is extracted from the resource pool of the first party. The method according to claim 8, wherein the method further comprises: Put the resources that should be extracted by the resource consumption request into the third-party resource pool. The method according to claim 3, wherein the method further comprises: Receiving a subsequent resource consumption request for the first party; In response to the completion of the task by the first party, a third resource is extracted from the resource pool of the first party; wherein the value of the third resource is less than the value of the resource that should be extracted in the subsequent resource consumption request value. The method according to claim 1, wherein the task is a timed task, and the monitoring the operation behavior of the first party comprises: Monitoring the operation behavior of the first party within a predetermined period to determine whether the first party completes the timing task within the predetermined period. A resource settlement device includes: The transceiver unit is configured to receive a resource consumption request for the first party; A settlement unit, configured to extract a first resource from the resource pool of the first party according to the resource consumption request; wherein the value of the first resource is less than the value of the resource that should be extracted in the resource consumption request; The monitoring unit is configured to assign tasks to the first party and monitor the operation behavior of the first party; wherein the operation behavior is used to determine whether the first party completes the task; The settlement unit is configured to additionally extract a second resource from the resource pool of the first party in response to the first party not completing the task. The apparatus according to claim 12, wherein the value of the second resource is less than or equal to the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource. The apparatus according to claim 12, wherein the transceiving unit is configured to receive a resource allocation request for the first party; The settlement unit is configured to allocate a predetermined resource to the first party according to the resource allocation request; Wherein, the value of the predetermined resource is the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource. The device according to claim 14, wherein the transceiving unit is configured to receive the authorization of the second party to the resource settlement agreement; The monitoring unit is used to determine the task; The settlement unit is configured to obtain the resource to be allocated provided by the second party and form it as a resource pool of the second party. The apparatus according to claim 15, wherein the settlement unit is configured to extract the predetermined resource from a resource pool of the second party. The device according to claim 16, wherein the settlement unit is configured to: Returning the second resource to the resource pool of the second party; or Returning the resource corresponding to the difference between the value of the resource to be extracted by the resource consumption request and the value of the first resource to the resource pool of the second party. The device according to claim 15, wherein the transceiving unit is configured to receive a third party's authorization to the resource settlement agreement; The settlement unit is configured to generate a resource consumption request code according to the authorization of the third party to the resource settlement agreement; The transceiver unit is configured to return the resource consumption request code to the third party. The apparatus according to claim 18, wherein the transceiving unit is configured to receive the resource consumption request code identification information of the first party for the resource consumption request code; The settlement unit is configured to generate a resource consumption code in response to the resource consumption request code identification information being a resource allocation request for the first party; The transceiving unit is configured to return the resource consumption code to the first party; and receive the resource consumption code identification information of the third party for the resource consumption code; The settlement unit is configured to extract the first resource from the resource pool of the first party in response to the resource consumption code identification information being the resource consumption request for the first party. The apparatus according to claim 19, wherein the settlement unit is configured to put the resources that should be extracted by the resource consumption request into the resource pool of the third party. The apparatus according to claim 14, wherein the transceiving unit is configured to receive a subsequent resource consumption request for the first party; The settlement unit is configured to extract a third resource from the resource pool of the first party in response to the completion of the task by the first party; wherein the value of the third resource is smaller than the subsequent resource The value of the resource that the consumption request should extract. The device according to claim 12, wherein the task is a timed task, and the monitoring unit is configured to monitor the operation behavior of the first party within a predetermined period to determine whether the first party is in the The timing task is completed within the predetermined period. An electronic device, comprising a memory, a processor, and a computer program stored on the memory and running on the processor, and the processor implements the method according to any one of claims 1 to 11 when the processor executes the program . A non-transitory computer-readable storage medium storing computer instructions for causing the computer to execute the method described in any one of claims 1 to 11.

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