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WO2019173969A1 - 支付方法、装置、系统和销售终端 - Google Patents

支付方法、装置、系统和销售终端 Download PDF

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Publication number
WO2019173969A1
WO2019173969A1 PCT/CN2018/078857 CN2018078857W WO2019173969A1 WO 2019173969 A1 WO2019173969 A1 WO 2019173969A1 CN 2018078857 W CN2018078857 W CN 2018078857W WO 2019173969 A1 WO2019173969 A1 WO 2019173969A1
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WO
WIPO (PCT)
Prior art keywords
currency
user
information
amount
account
Prior art date
Application number
PCT/CN2018/078857
Other languages
English (en)
French (fr)
Inventor
陈志新
林建军
马帅
Original Assignee
深圳蓝贝科技有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳蓝贝科技有限公司 filed Critical 深圳蓝贝科技有限公司
Priority to US16/478,926 priority Critical patent/US20210334773A1/en
Priority to AU2018393128A priority patent/AU2018393128A1/en
Priority to JP2019538593A priority patent/JP2020515938A/ja
Priority to PCT/CN2018/078857 priority patent/WO2019173969A1/zh
Priority to PH12019501810A priority patent/PH12019501810A1/en
Publication of WO2019173969A1 publication Critical patent/WO2019173969A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices

Definitions

  • the present application relates to the field of digital communications, and in particular, to a payment method, apparatus, system, and sales terminal.
  • vending machines have great advantages in terms of user experience, labor costs, and convenience.
  • traditional cash transactions are used when shopping with vending machines.
  • users need to put cash, especially change, into the vending machine before they can choose the goods they want to buy. If the user does not have cash, they cannot make a purchase.
  • users cannot directly use the bank card to recharge the third-party payment software. This has led to difficulties and obstacles for users to use third party payments for consumption.
  • the object of the present application is to overcome the above problems or at least partially solve or alleviate the above problems.
  • a payment method is provided, which is applied to a vending terminal, and the vending terminal includes a merchandise sales department and a money delivery portion, and the payment method includes:
  • User currency receiving step receiving money input by the user into the money placing department
  • Currency amount identification step identifying the currency and displaying the amount of the currency
  • Recharging successful receiving step receiving, by the server, the identity information corresponding to the account information to be recharged and the amount of the currency, and after recharging the account according to the amount, receiving the refilling success information sent by the server; with
  • the refilling success display step displays the refill success information to the user, so that the user makes a payment through the account when using the mobile terminal to purchase the merchandise in the merchandise sales department.
  • the method further includes an identity information receiving step of: receiving identity identification information corresponding to account information to be recharged by the user input to the vending terminal; and charging information sending step: transmitting the identity identification information And the amount of the currency is sent to the server.
  • the user can input the identification information into the vending terminal, so that the vending terminal can obtain the information of the refill account, thereby storing the money that the user inputs into the vending terminal into the corresponding account.
  • the method further includes an acknowledgement information receiving step of receiving the user's confirmed refill information.
  • the method further comprises, after the currency amount identification step, a two-dimensional code display step of generating a two-dimensional code and displaying the two-dimensional code in response to the identification of the currency.
  • the user's identity information can be quickly and accurately transmitted to the server, thereby preventing loss due to user input errors.
  • the identity identification information includes at least one of the following information: a mobile terminal number, a member number, an identity card number, or account information.
  • the currency comprises at least one of a banknote or a coin.
  • the method adds the information confirmation step after the user inputs the money and transmits the identification information by inputting or scanning the two-dimensional code, which can facilitate the customer to check the information, prevent the misoperation and improve the accuracy.
  • a payment method applied to a server, comprising:
  • the information receiving step receiving, at the vending terminal, the currency entered by the user into the money placing part of the vending terminal, identifying the currency and displaying the amount of the currency, and receiving the identity entered by the user corresponding to the account information to be refilled After identifying the information, receiving the identity identification information and the amount;
  • a refilling step recharging the account to be recharged according to the amount
  • a refilling success information transmitting step transmitting recharging success information to the vending terminal, so that the user performs the use of the mobile terminal associated with the account when purchasing the merchandise in the merchandising department of the vending terminal Pay.
  • the method uses the server to record the user's operation behaviors, such as recharging, payment, etc., and can realize networked information interaction, so that the user can use the amount in the account when making payment for payment at different vending terminals.
  • a payment method applied to a mobile terminal, comprising: based on a payment method applied to a vending terminal, the server corresponding to the identity identification information according to the amount of money After the account of the mobile terminal is recharged, the updated amount is displayed in response to the query operation performed by the user on the account balance.
  • the user can query the account balance in real time in the mobile terminal, which is convenient for checking the information, and is also convenient for the user to judge whether it is possible to pay and need to be recharged before using the vending terminal for shopping.
  • a payment method is further provided, which is applied to a mobile terminal, including:
  • a two-dimensional code scanning step receiving, at a vending terminal, a currency input by a user into a money placing portion of the vending terminal, identifying the currency and displaying an amount of the currency, and generating a two-dimensional code in response to the identification of the currency And after displaying the two-dimensional code, the imaging device that starts the mobile terminal scans the two-dimensional code;
  • a two-dimensional code parsing step identifying and parsing the content of the two-dimensional code, the content including the amount of the currency;
  • Information sending step transmitting the identity identification information corresponding to the account to be recharged and the amount of the currency to the server;
  • the balance inquiry step after the server recharges the account of the mobile terminal corresponding to the identity identification information according to the amount, the updated amount is displayed in response to the query operation performed by the user on the account balance.
  • the user can automatically complete the transmission of the identification information by using the mobile terminal, realize the identification of the identity, make the process of information transmission more convenient and quick, and greatly improve the correct rate.
  • a payment device which is applied to a vending terminal, the vending terminal comprising a merchandising department and a money placing portion, the payment device comprising:
  • a user money receiving module configured to receive money input by the user into the money placing unit
  • a currency amount identification module configured to identify the currency and display an amount of the currency
  • the refill successful receiving module is configured to receive the identity information corresponding to the account information to be recharged and the amount of the currency at the server, and after recharging the account according to the amount, receiving the recharge sent by the server Success information;
  • the refill successful display module is configured to display the refill success information to the user, so that the user makes a payment through the account when purchasing the merchandise in the merchandise sales department using the mobile terminal.
  • the device enables the user to use the vending terminal to purchase goods without having to use cash every time to purchase, and the user deposits the money into the personal account in advance, which is beneficial to saving user time, increasing the payment speed and improving the user experience.
  • the identity information receiving module is configured to receive identity identification information that is input by the user to the vending terminal corresponding to the account information to be recharged.
  • the identity information receiving module is further connected with an acknowledgement information receiving module, and the acknowledgement information receiving module is configured to receive the user's confirmed charging information.
  • the currency amount identification module is further connected with a two-dimensional code display module, configured to generate a two-dimensional code and display the two-dimensional code in response to the identification of the currency.
  • the identity identification information includes at least one of the following information: a mobile terminal number, a member number, an identity card number, or account information.
  • the currency comprises at least one of a banknote or a coin.
  • a payment device applied to a server, the device comprising:
  • the information receiving module is configured to receive, at the vending terminal, the currency entered by the user into the money placing part of the vending terminal, identify the currency and display the amount of the currency, and receive the account information transmitted by the user and to be recharged After the corresponding identity information, the identity information and the amount are received;
  • a refill module configured to recharge the account to be recharged according to the amount
  • the refill success information sending module is configured to send the refill success information to the vending terminal, so that the user uses the account associated with the account when purchasing the merchandise in the merchandising department of the vending terminal
  • the mobile terminal makes a payment.
  • a payment device for a mobile terminal comprising a balance inquiry module configured to be based on a payment device of a vending terminal, the server according to the amount of money After the account of the mobile terminal corresponding to the identity information is recharged, the updated amount is displayed in response to the query operation performed by the user on the account balance.
  • a payment device for a mobile terminal comprising:
  • a two-dimensional code scanning module configured to receive, at a vending terminal, a currency input by a user into a money placing portion of the vending terminal, identify the currency and display an amount of the currency, in response to the currency After identifying the generated two-dimensional code and displaying the two-dimensional code, the imaging device that starts the mobile terminal scans the two-dimensional code;
  • a two-dimensional code parsing module configured to identify and parse content of the two-dimensional code, the content including an amount of the currency
  • An information sending module configured to send the identity information corresponding to the account to be recharged and the amount of the currency to the server;
  • the balance inquiry module is configured to display, after the server recharges the account of the mobile terminal corresponding to the identity identification information according to the amount, in response to the query operation performed by the user on the account balance The updated amount.
  • a vending terminal including a cabinet and a merchandise sales department, a money placing portion, an industrial control mechanism, and an executing mechanism housed in the cabinet, wherein
  • the commodity sales department is configured to store goods for selection by a user
  • the money placing department is configured to receive the currency invested by the user
  • the industrial control mechanism is configured to identify the currency and display the amount of the currency; receive the identity identification information corresponding to the account information to be recharged transmitted by the user and send it to the server, and/or respond to the currency Identifying, generating a two-dimensional code and displaying the two-dimensional code; receiving, at the server, identity identification information corresponding to the account information to be recharged and the amount of the currency and the value to be charged according to the amount of money After the account is recharged, the recharge success information is received and displayed; and
  • the actuator is configured to move an item selected and purchased by the user such that the user removes the item from outside the vending terminal.
  • the user can conveniently use the vending terminal to purchase, install the second application in the vending terminal, install the second application in the mobile terminal, and the user can purchase and recharge through the vending terminal, and check the balance through the mobile terminal.
  • the device can be a specially designed device, or can be modified on the basis of the existing vending terminal.
  • the system is stable and safe, and better realizes human-computer interaction, which greatly facilitates the consumer.
  • a payment system comprising a mobile terminal, a server and at least one vending terminal, the mobile terminal being respectively connected to the vending terminal and the server via a wireless network, a vending network and a wireless network connection between the vending terminal and the server, wherein
  • the vending terminal is configured to receive and identify the currency invested by the user, identify the currency and display the amount of the currency; and receive an identity corresponding to the account information to be recharged input by the user to the vending terminal Transmitting the identity information and the amount to the server after identifying the information, and/or generating a two-dimensional code and displaying the two-dimensional code in response to the identification of the currency;
  • the server is configured to receive the identity identification information corresponding to the account information to be recharged and the amount of the currency, and recharge the account to be recharged according to the amount;
  • the mobile terminal is configured to perform payment through the account after the user selects an item in the product sales department of the vending terminal.
  • a computer apparatus comprising a memory, a processor, and a computer program stored in the memory and executable by the processor, wherein the processor executes the computer
  • the program implements one of the above methods.
  • a computer readable storage medium preferably a non-volatile readable storage medium having stored therein a computer program that, when executed by a processor, implements the above One of the methods.
  • a computer program product comprising computer readable code, which when executed by a computer device causes the computer device to perform one of the methods described above.
  • FIG. 1 is a flow chart of one embodiment of a payment method applied to a vending terminal according to the present application
  • FIG. 2 is a flow chart of another embodiment of a payment method applied to a vending terminal according to the present application
  • FIG. 3 is a flow chart of another embodiment of a payment method applied to a vending terminal according to the present application.
  • FIG. 4 is a flow chart of one embodiment of a payment method applied to a mobile terminal according to the present application.
  • Figure 5 is a flow chart of one embodiment of a payment device applied to a vending terminal in accordance with the present application
  • Figure 6 is a block diagram of another embodiment of a payment device applied to a vending terminal in accordance with the present application.
  • FIG. 7 is a block diagram of one embodiment of a payment device applied to a mobile terminal in accordance with the present application.
  • FIG. 8 is a block diagram of one embodiment of a payment method in accordance with the present application.
  • FIG. 9 is a block diagram of one embodiment of a payment system in accordance with the present application.
  • FIG. 10 is a block diagram of another embodiment of a payment system in accordance with the present application.
  • a mobile refill method is provided.
  • 1 is a flow chart of one embodiment of a payment method applied to a vending terminal in accordance with the present application.
  • the vending terminal includes a merchandising department and a money placing unit
  • the payment method includes:
  • User money receiving step receiving money input by the user into the money placing department
  • Currency amount identification step identifying the currency and displaying the amount of the currency
  • the server receives the identity information corresponding to the account information to be recharged and the amount of the currency, and after recharging the account to be recharged according to the amount, receiving the recharge sent by the server Success information;
  • the refilling success display step displays the refill success information to the user, so that the user makes a payment through the account when using the mobile terminal to purchase the merchandise in the merchandise sales department.
  • the payment method can be implemented by a first application (APP), which is stored in the vending terminal. Using this method, the user can deposit cash into the first application of the vending terminal. Therefore, it is not necessary to pay in cash every time the goods in the vending terminal are purchased.
  • APP first application
  • the money placing part in the vending terminal is used for receiving the currency invested by the user. It can be understood that the user can select the operation mode, and when the user selects the refill mode, the invested money can be deposited into the user's account. When the user selects the purchase mode, the invested currency can be used to purchase the stored goods in the vending terminal.
  • the currency may include a banknote, a coin, or a combination of the two.
  • the vending terminal is configured to identify the type, the damage, and the face value of the currency. If the currency does not meet the requirements, the currency is pushed out through the currency export department or the money delivery department. If the currency meets the requirements, the currency amount is calculated and displayed. If the user inputs more than two currencies or two or more currencies, the denomination of the currency is added to display the total amount.
  • the vending terminal After identifying the currency amount, the vending terminal prompts the user to enter identification information, which is used to indicate the account in which the currency is to be deposited.
  • the identity information is in one-to-one correspondence with the account information to be recharged.
  • the identity information may be one of a mobile terminal number, a membership number, an identity document number, or a combination thereof.
  • the payment method further includes an identity information receiving step of receiving the identity identifier corresponding to the account information to be recharged by the user input to the vending terminal after the monetary amount identification step And a refill information transmitting step: transmitting the identity information and the amount of the currency to the server.
  • the user inputs the identification information via the keypad of the vending terminal or the soft keyboard displayed on the screen according to the prompt.
  • the identity information may include one of a mobile terminal number, a member number, an identity card number, or account information, or a combination thereof.
  • the identity information may also include a verification code, that is, after the user inputs one or a combination of the mobile terminal number, the member number, and the identity card number, the user also needs to input the server to send to the mobile terminal. Verification code to complete identity authentication to increase data security.
  • the step of receiving the identity identification information of the mobile terminal transmitted by the user comprises: a two-dimensional code display step of generating a two-dimensional code and displaying the two in response to the identification of the currency
  • the identifier information receiving step after the user scans the two-dimensional code through the mobile terminal, the mobile terminal receives the identity identification information, and then receives the identity identification information.
  • the vending terminal generates a two-dimensional code and displays it after recognizing the currency.
  • a second application corresponding to the first application is stored in the mobile terminal. After the mobile terminal scans the two-dimensional code, the second application is configured to transmit the identity information stored in the mobile terminal to the vending terminal via the wireless network.
  • the method further includes an acknowledgement information receiving step of receiving the user's confirmed refill information.
  • the user can choose to press the recharge button to confirm.
  • the vending terminal does not receive the user's confirmation recharge information within the set time, and can continue to perform the recharge operation, or can suspend the recharge and launch the currency. How to perform it, you can set it as needed.
  • the vending terminal sends the identification information and the amount to the server, and after the server recharges the account to be recharged according to the amount, receives the refill success information sent by the server.
  • the server recharges the account to be recharged according to the amount
  • receives the refill success information sent by the server receives the refill success information sent by the server.
  • displaying the refill success information to the user so that the user performs payment through the account when using the mobile terminal to purchase the merchandise in the merchandise sales department.
  • FIG. 3 is a flow chart of another embodiment of a payment method applied to a vending terminal in accordance with the present application.
  • the user can transmit the identity information in the following manner.
  • the payment method after the currency amount identification step, further includes a two-dimensional code display step of generating a two-dimensional code and displaying the two-dimensional code in response to the identification of the currency.
  • the content stored in the two-dimensional code may include: an order number of the transaction, an amount of money, and optionally, may include time, identification information of the vending terminal, and may also include other content that needs to be transmitted to the server.
  • the mobile terminal obtains the transaction information by scanning the two-dimensional code, and transmits the amount of the identification information and the currency to the server.
  • the server recharges the user's account. It should be understood that the mobile terminal can also transmit other information needed by the server.
  • the user does not have to input the user identity information, and the information is automatically transmitted to the server by scanning the two-dimensional code, which is convenient and fast, and is not easy to cause errors.
  • the user can purchase the goods in the vending terminal, or purchase the goods in other similar vending terminals, or use them in other devices. That is, for a device that has the first application installed, the user can interact with the device using the mobile terminal to implement a particular function, including but not limited to recharge and/or payment.
  • a mobile refilling method for use in a server, the method comprising the steps of:
  • Information receiving step receiving, at the vending terminal, the currency that the user inputs into the money placing part of the vending terminal, identifying the currency and displaying the amount of the currency, and receiving the identity transmitted by the user corresponding to the account information to be refilled After identifying the information, receiving the identity identification information and the amount; or receiving, at the vending terminal, the currency entered by the user into the money delivery unit of the vending terminal, identifying the currency and displaying the amount of the currency, and responding After identifying the currency, generating a two-dimensional code and displaying the two-dimensional code, receiving identity identification information and the amount of money sent by the mobile terminal by scanning the two-dimensional code;
  • a refilling step recharging the account to be recharged according to the amount
  • a refilling success information transmitting step transmitting recharging success information to the vending terminal, so that the user performs the use of the mobile terminal associated with the account when purchasing the merchandise in the merchandising department of the vending terminal Pay.
  • the information sent by the vending terminal to the server through the wired network or the wireless network includes identity information and an amount, and may also include one of user location information, vending terminal number, transaction time, currency type, currency quantity, check code, and the like. kind or several.
  • the server receives the information sent by the vending terminal and then the corresponding information, the recharging step is performed.
  • the recharging step may include: searching for a corresponding account according to the identity identification information; modifying the balance of the account in the database, or first determining the status of the account; if the account is in an activated state, modifying the balance of the account in the database.
  • the information is stored in the database.
  • the payment method further includes: receiving the product information selected by the user sent by the vending terminal. And the total price; determine whether the balance in the user account is sufficient; if sufficient, the total price is deducted from the account balance, and the account balance is sent to the vending terminal and/or the mobile terminal.
  • the method may include: displaying the updated amount in response to the query operation performed by the user on the account balance after the refilling is completed.
  • the payment method can include the following steps:
  • a two-dimensional code scanning step receiving, at a vending terminal, a currency input by a user into a money placing portion of the vending terminal, identifying the currency and displaying an amount of the currency, and generating a two-dimensional code in response to the identification of the currency And after displaying the two-dimensional code, the imaging device that starts the mobile terminal scans the two-dimensional code;
  • a two-dimensional code parsing step identifying and parsing the content of the two-dimensional code, the content including the amount of the currency;
  • the information sending step sending the identity identification information corresponding to the account to be recharged and the amount of the currency to the server identification information receiving step: sending the identity identification information corresponding to the account to be recharged to The vending terminal;
  • a balance inquiry step after the server recharges the account of the mobile terminal corresponding to the identity identification information according to the amount, displaying the updated amount in response to the query operation performed by the user on the account balance And in response to the query operation performed by the user on the account balance, displaying the updated amount.
  • the second application in the mobile terminal can acquire the account information of the user and send the vending terminal.
  • the user does not need to manually input the user identification information, and the information interaction can be quickly realized by scanning the two-dimensional code, which is convenient and quick, and is not easy to cause errors.
  • FIG. 5 is a flow chart of one embodiment of a payment device applied to a vending terminal according to the present application.
  • the payment device is applied to a vending terminal, and the vending terminal includes a commodity sales department and a money delivery portion, including:
  • a user money receiving module configured to receive money input by the user into the money placing unit
  • a currency amount identification module configured to identify the currency and display an amount of the currency
  • the refill successful receiving module is configured to receive the identity information corresponding to the account information to be recharged and the amount of the currency at the server, and after recharging the account according to the amount, receiving the recharge sent by the server Success information;
  • the refill successful display module is configured to display the refill success information to the user, so that the user makes a payment through the account when purchasing the merchandise in the merchandise sales department using the mobile terminal.
  • FIG. 6 is a block diagram of another embodiment of a payment device applied to a vending terminal in accordance with the present application.
  • the money amount identification module is further connected to: the identity information receiving module, configured to receive the identity identification information corresponding to the account information to be recharged by the user input to the vending terminal; and the recharge information And a sending module, configured to send the identity information and the amount of the currency to the server.
  • the currency amount identification module is further connected to:
  • a two-dimensional code display module is configured to generate a two-dimensional code and display the two-dimensional code in response to the identification of the currency.
  • the identity information receiving module is further connected with an acknowledgement information receiving module, and the acknowledgement information receiving module is configured to receive the user's confirmed charging information.
  • the identity identification information may include at least one of the following information: a mobile terminal number, a member number, an identity card number, or account information.
  • the currency includes at least one of a banknote or a coin.
  • a payment device applied to a server includes:
  • the information receiving module is configured to receive, at the vending terminal, the currency entered by the user into the money placing part of the vending terminal, identify the currency and display the amount of the currency, and receive the transfer by the vending terminal or the mobile terminal Identification information and the amount;
  • a refill module configured to recharge the account to be recharged according to the amount
  • the refill success information sending module is configured to send the refill success information to the vending terminal, so that the user uses the account associated with the account when purchasing the merchandise in the merchandising department of the vending terminal
  • the mobile terminal makes a payment.
  • a payment device for a mobile terminal comprising a balance inquiry module configured to respond to the same or after the payment step of the vending terminal is completed The user performs an inquiry operation on the account balance to display the updated amount.
  • a payment device for use in a mobile terminal.
  • 7 is a block diagram of one embodiment of a payment device applied to a mobile terminal in accordance with the present application.
  • the device includes:
  • the two-dimensional code scanning module is configured to receive, at the vending terminal, the currency that the user inputs into the money placing part of the vending terminal, identify the currency and display the amount of the currency, and generate in response to the identification of the currency After the two-dimensional code is displayed and the two-dimensional code is displayed, the imaging device that starts the mobile terminal scans the two-dimensional code;
  • a two-dimensional code parsing module configured to identify and parse content of the two-dimensional code, the content including an amount of the currency
  • the information sending module is configured to send the identity identification information corresponding to the account to be recharged to the vending terminal or send the identity identification information corresponding to the account to be recharged and the amount of the currency To the server;
  • a balance inquiry module configured to: at the server, refill the account of the mobile terminal corresponding to the identity identification information according to the amount, the vending terminal receiving the refill success information sent by the server And displaying the updated amount in response to the user performing a query operation on the account balance simultaneously or after being displayed to the user.
  • FIG. 8 is a block diagram of one embodiment of a payment method in accordance with the present application.
  • the user puts the money into the vending terminal and provides the identification information.
  • the vending terminal sends this information to the server.
  • the server completes the refill operation in the background and returns the confirmation message to the vending machine.
  • the user's mobile terminal also updates the data in real time, and when the user queries the balance, the current balance is displayed on the mobile terminal. The method can greatly save the user's shopping time and operation process, and enhance the user experience.
  • FIG. 9 is a block diagram of one embodiment of a payment system in accordance with the present application.
  • the vending terminal includes a cabinet and a merchandise sales department, a money dispensing portion, an industrial control mechanism (not shown), and an executing mechanism (not shown) housed in the mechanism.
  • the money placement unit is configured to receive the currency invested by the user.
  • the user of the industrial control institution implements human-computer interaction, and the industrial control mechanism includes: identifying the currency and displaying the amount of the currency; receiving the identity identification information corresponding to the account information to be recharged transmitted by the user, and transmitting the identity identification information to the server, and And in response to the identification of the currency, generating a two-dimensional code and displaying the two-dimensional code; the server recharging the account to be recharged according to the amount of money, receiving and displaying the refill success information;
  • the executing mechanism is configured to move the item selected and purchased by the user such that the user removes the item from the vending terminal.
  • the input terminal, the display area, and the two-dimensional code display area may be included on the panel of the vending terminal, wherein the display area is used to display information input by the user through the input area.
  • a recharge confirmation button may also be provided on the panel, and when the user clicks the button, the amount and user identification information are sent to the server.
  • the merchandising department is used for storing goods for the user to select and purchase, and the merchandising department can have a transparent form, and the user can see the goods for sale inside the vending terminal through the form.
  • the merchandise sales department may also be an electronic display screen for displaying the merchandise name and the selling price for sale, the user may select the desired merchandise on the screen, or select the merchandise by entering the merchandise information or number in the input area.
  • the merchandise outlet is used to place the merchandise that the user has purchased, so that the user can take the merchandise out of the vending terminal.
  • the mobile terminal can scan the two-dimensional code generated by the vending terminal to complete the payment, and take out the purchased product from the merchandise outlet.
  • FIG. 10 is a block diagram of another embodiment of a payment system in accordance with the present application.
  • the system includes a mobile terminal, a server, and at least one vending terminal, the mobile terminal being respectively connected to the vending terminal and the server via a wireless network, and the vending terminal and the server are connected by a wired network or wireless Internet connection.
  • the vending terminal is configured to receive and identify the currency invested by the user, receive identity identification information corresponding to the account information to be recharged transmitted by the user, and send the identity identification information and the amount to the server, and And generating a two-dimensional code and displaying the two-dimensional code in response to the identification of the currency;
  • the server is configured to receive the identity identification information corresponding to the account information to be recharged and the amount of the currency, according to The amount is used to recharge the account to be recharged;
  • the mobile terminal is configured to perform payment through the account when the user purchases the item in the at least one vending terminal.
  • the embodiment of the present application further provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable by the processor, wherein the processor executes the computer program to implement the above Any of the methods described.
  • the embodiment of the present application further provides a computer readable storage medium, which is preferably a non-volatile readable storage medium, in which a computer program is stored, the computer program, when executed by a processor, implements the above Any of the methods.
  • the embodiment of the present application further provides a computer program product comprising instructions, comprising computer readable code, when the computer readable code is executed by a computer device, causing the computer device to perform any one of the methods described above .
  • the mobile device can be any electronic product that can interact with a user through a keyboard, a mouse, a touch screen, a voice control device, or a handwriting device, such as a mobile phone, a smart phone, a PDA, a wearable device, a handheld PC PPC, or Tablets, etc.
  • the network includes, but is not limited to, the Internet, a wide area network, a metropolitan area network, a local area network, a VPN network, a wireless ad hoc network (Ad Hoc network), and the like.
  • the computer program product includes one or more computer instructions.
  • the computer loads and executes the computer program instructions, the processes or functions described in accordance with embodiments of the present application are generated in whole or in part.
  • the computer can be a general purpose computer, a special purpose computer, a computer network, or other programmable device.
  • the computer instructions can be stored in a computer readable storage medium or transferred from one computer readable storage medium to another computer readable storage medium, for example, the computer instructions can be from a website site, computer, server or data center Transfer to another website site, computer, server, or data center by wire (eg, coaxial cable, fiber optic, digital subscriber line (DSL), or wireless (eg, infrared, wireless, microwave, etc.).
  • the computer readable storage medium can be any available media that can be accessed by a computer or a data storage device such as a server, data center, or the like that includes one or more available media.
  • the usable medium may be a magnetic medium (eg, a floppy disk, a hard disk, a magnetic tape), an optical medium (eg, a DVD), or a semiconductor medium (such as a solid state disk (SSD)).

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Abstract

本申请公开了一种支付方法、装置、系统和售货终端。其中，在应用于售货终端的支付方法中，所述售货终端包括商品售卖部和货币投放部，该支付方法包括：用户货币接收步骤、货币金额识别步骤、充值成功接收步骤和充值成功显示步骤。通过该方法，用户在使用售货终端时，不用每次都使用零钱购物，而是可以将钱充值到与售货终端配合使用的软件中，以便每次购物时从账户余额中扣除相应金额即可，方便快捷，能够提高购物的效率和用户体验。

Description

支付方法、装置、系统和销售终端 技术领域
本申请涉及数字通信领域，特别是涉及一种支付方法、装置、系统和销售终端。
背景技术
随着技术的发展，自动售货机的应用范围越来越广。自动售货机在用户体验、人工成本、方便等方面都有很大的优势。在某些国家或地区，在使用自动售货机进行购物时，采用的是传统的现金交易方式。通常用户需要将现金，尤其是零钱，投入自动售货机后，才能选择想要购买的商品。如果用户没有现金就无法进行购物。同时，在该国家或者地区，由于银行基础措施的限制，用户无法直接利用银行卡对第三方支付软件进行充值。这导致用户利用第三方支付进行消费时存在困难和障碍。
发明内容
本申请的目的在于克服上述问题或者至少部分地解决或缓减解决上述问题。
根据本申请的一个方面，提供了一种支付方法，应用于售货终端，所述售货终端包括商品售卖部和货币投放部，该支付方法包括：
用户货币接收步骤：接收用户投入到所述货币投放部中的货币；
货币金额识别步骤：识别所述货币并显示所述货币的金额；
充值成功接收步骤：在服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述账号进行充值后，接收所述服务器发送的充值成功信息；和
充值成功显示步骤：将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
通过该方法，用户在使用售货终端时，不用每次都使用零钱购物，而是可以将钱充值到与售货终端配合使用的软件中，以便每次购物时从账户余额中扣除相应金额即可。该方法方便快捷，能够提高购物的效率和用户体验。
可选地，该方法还包括身份信息接收步骤：接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息；和充值信息发送步骤：将 所述身份标识信息和所述货币的金额发送给服务器。
通过该方法用户能够将身份识别信息输入到售货终端中，使得售货终端能够获取充值账号的信息，从而将用户投入到该售货终端中的货币存储到相应的账号中。
可选地，在所述身份信息接收步骤之后，该方法还包括确认信息接收步骤：接收用户的确认充值信息。
可选地，该方法在所述货币金额识别步骤之后，还包括二维码显示步骤：响应于对所述货币的识别，生成二维码并且显示所述二维码。
在该方法中，采用扫描二维码的方法，能够将用户的身份信息快捷准确地传送给服务器，防止由于用户输入错误带来的损失。
可选地，所述身份标识信息包括以下信息中的至少一种：移动终端号码、会员号码、身份证件号码或账号信息。
可选地，所述货币包括纸币或者硬币中的至少一种。
该方法在用户投入货币，并且通过输入或者扫描二维码的方式传送身份识别信息后，增加了信息确认的步骤，能够方便客户核对信息，防止误操作，提高准确性。
根据本申请的另一个方面，还提供了一种支付方法，应用于服务器，包括：
信息接收步骤：在售货终端接收用户投入到售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，并且接收用户输入的与待充值的账号信息相对应的身份标识信息后，接收所述身份标识信息和所述金额；
充值步骤：根据所述金额对所述待充值的账号进行充值；和
充值成功信息发送步骤：将充值成功信息发送给所述售货终端，以使得所述用户在购买所述售货终端的商品售卖部中的商品时，使用与所述账号相关联的移动终端进行支付。
该方法采用服务器对用户的操作行为，如充值、支付等进行记录，能够实现网络化的信息交互，使得用户在不同售货终端进行购物支付时，都能使用该账号内的金额。
根据本申请的另一个方面，还提供了一种支付方法，应用于移动终端，包括：基于应用于售货终端的支付方法，在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
采用该方法，用户在移动终端中能够实时查询账号余额，便于核对信息，也便于用户在使用售货终端进行购物前对是否能够支付、需要充值等进行判断。
根据本申请的另一个方面，还提供了一种支付方法，应用于移动终端，包括：
二维码扫描步骤：在售货终端接收用户投入到所述售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，响应于所述货币的识别生成二维码并且显示所述二维码后，启动所述移动终端的摄像装置对所述二维码进行扫描；
二维码解析步骤：识别并解析所述二维码的内容，所述内容包括所述货币的金额；
信息发送步骤：将与所述待充值的账号相对应的身份标识信息和所述货币的金额发送给服务器；和
余额查询步骤：在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
通过该方法，用户利用移动终端就能自动完成身份识别信息的传送，实现身份的识别，使得信息传送的过程更加简便快捷，大大提高了正确率。
根据本申请的另一个方面，还提供了一种支付装置，应用于售货终端，所述售货终端包括商品售卖部和货币投放部，该支付装置包括：
用户货币接收模块，被配置成接收所述用户投入到所述货币投放部中的货币；
货币金额识别模块，被配置成识别所述货币并显示所述货币的金额；
充值成功接收模块，被配置成在服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述账号进行充值后，接收所述服务器发送的充值成功信息；和
充值成功显示模块，被配置成将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
该装置使得用户在使用售货终端选购商品时，不必每次都需要使用现金才能购物，用户提前将货币存入个人账户中，有利于节省用户时间，提高支付速度，提升了用户体验。
可选地，所述身份信息接收模块，被配置成用于接收用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息。
可选地，在所述身份信息接收模块还连接有确认信息接收模块，该确认信息接收模块被配置成用于接收用户的确认充值信息。
可选地，所述货币金额识别模块还连接有二维码显示模块，被配置成响应于对所述货币的识别，生成二维码并且显示所述二维码。
可选地，所述身份标识信息包括以下信息中的至少一种：移动终端号码、会员号码、身份证件号码或账号信息。
可选地，所述货币包括纸币或者硬币中的至少一种。
根据本申请的另一个方面，还提供了一种支付装置，应用于服务器，该装置包括：
信息接收模块，被配置成在售货终端接收用户投入到售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，并且接收用户传送的与待充值的账号信息相对应的身份标识信息后，接收所述身份标识信息和所述金额；
充值模块，被配置成根据所述金额对所述待充值的账号进行充值；和
充值成功信息发送模块，被配置成将充值成功信息发送给所述售货终端，以使得所述用户在购买所述售货终端的商品售卖部中的商品时，使用与所述账号相关联的移动终端进行支付。
根据本申请的另一个方面，还提供了一种支付装置，应用于移动终端，该支付装置包括余额查询模块，被配置成在基于售货终端的支付装置，在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
根据本申请的另一个方面，还提供了一种支付装置，应用于移动终端，该装置包括：
二维码扫描模块，被配置成用于在售货终端接收用户投入到所述售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，响应于所述货币的识别生成二维码并且显示所述二维码后，启动所述移动终端的摄像装置对所述二维码进行扫描；
二维码解析模块，被配置成用于识别并解析所述二维码的内容，所述内容包括所述货币的金额；
信息发送模块，被配置成用于将与所述待充值的账号相对应的身份标识信 息和所述货币的金额发送给所述服务器；和
余额查询模块，被配置成用于在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
根据本申请的另一个方面，还提供了一种售货终端，包括机柜和容纳在所述机柜中的商品售卖部、货币投放部、工控机构和执行机构，其中，
所述商品售卖部用于存放商品以供用户选择；
货币投放部用于接收所述用户投入的货币；
所述工控机构用于识别所述货币并显示所述货币的金额；接收所述用户传送的与待充值的账号信息相对应的身份标识信息并发送到服务器，和/或响应于对所述货币的识别，生成二维码并且显示所述二维码；在所述服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额并且根据所述金额对所述待充值的账号进行充值后，接收并显示充值成功信息；和
所述执行机构用于移动所述用户选择并且购买的商品，以便所述用户从所述售货终端的外部将所述商品取走。
采用该系统，用户能够方便地使用售货终端购物，通过在售货终端安装第一应用程序，在移动终端安装第二应用程序，用户能够通过售货终端购物、充值，通过移动终端查询余额。该装置可以是专门设计的装置，也可以在现有的售货终端的基础上进行改造，该系统稳定、安全，更好地实现人机互动，极大地便捷了消费者。
根据本申请的另一个方面，还提供了一种支付系统，包括移动终端、服务器和至少一个售货终端，所述移动终端分别通过无线网络与所述售货终端和所述服务器连接，所述售货终端和所述服务器之间通过有线网络或者无线网络连接，其中，
所述售货终端用于接收并识别用户投入的货币，识别所述货币并显示所述货币的金额；在接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息后将所述身份标识信息和所述金额发送到服务器，和/或响应于对所述货币的识别，生成二维码并且显示所述二维码；
所述服务器用于接收与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述待充值的账号进行充值；和
所述移动终端用于在所述用户选择所述售货终端的商品售卖部中的商品后，通过所述账号进行支付。
根据本申请的另一个方面，还提供了一种计算机设备，包括存储器、处理器和存储在所述存储器内并能由所述处理器运行的计算机程序，其中，所述处理器执行所述计算机程序时实现上述的方法之一。
根据本申请的另一个方面，还提供了一种计算机可读存储介质，优选为非易失性可读存储介质，其内存储有计算机程序，所述计算机程序在由处理器执行时实现上述的方法之一。
根据本申请的另一个方面，还提供了一种计算机程序产品，包括计算机可读代码，当所述计算机可读代码由计算机设备执行时，导致所述计算机设备执行上述的方法之一。
根据下文结合附图对本申请的具体实施例的详细描述，本领域技术人员将会更加明了本申请的上述以及其他目的、优点和特征。
附图说明
图1是根据本申请的应用于售货终端的支付方法的一个实施例的流程图；
图2是根据本申请的应用于售货终端的支付方法的另一个实施例的流程图；
图3是根据本申请的应用于售货终端的支付方法的另一个实施例的流程图；
图4是根据本申请的应用于移动终端的支付方法的一个实施例的流程图；
图5是根据本申请的应用于售货终端的支付装置的一个实施例的流程图；
图6是根据本申请的应用于售货终端的支付装置的另一个实施例的框图；
图7是根据本申请的应用于移动终端的支付装置的一个实施例的框图；
图8是根据本申请的支付方法的一个实施例的框图；
图9是根据本申请的支付系统的一个实施例的框图；
图10是根据本申请的支付系统的另一个实施例的框图。
具体实施方式
根据下文结合附图对本申请的具体实施例的详细描述，本领域技术人员将会更加明了本申请的上述以及其他目的、优点和特征。
根据本申请的一个方面，提供了一种移动充值方法。图1是根据本申请的应用于售货终端的支付方法的一个实施例的流程图。在该方法中，所述售货终端包括商品售卖部和货币投放部，该支付方法包括：
用户货币接收步骤：接收所述用户投入到所述货币投放部中的货币；
货币金额识别步骤：识别所述货币并显示所述货币的金额；
充值成功接收步骤：在服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述待充值的账号进行充值后，接收所述服务器发送的充值成功信息；和
充值成功显示步骤：将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
该支付方法可以由第一应用程序(APP)实现，该第一应用程序存储在售货终端中。使用该方法，用户可以将现金存入到售货终端的第一应用程序中。因此不用每次购买售货终端中的商品时，都通过现金进行支付。
该售货终端中的货币投放部用于接收用户投入的货币，可以理解的是，用户可以对操作模式进行选择，当用户选择充值模式时，可以将投入的货币存入到该用户的账户中，当用户选择购买模式时，可以将投入的货币用于购买该售货终端中的存储的商品。
货币可以包括是纸币，也可以是硬币，或者二者的组合。该售货终端用于识别所述货币的种类、完损、面值。如果货币不符合要求，则通过货币输出部或者货币投放部将该货币推出。如果货币符合要求，则计算货币金额并显示，如果用户投入两张以上货币或者两种以上货币，则将货币的面额相加后显示总的金额。
在识别货币金额后，该售货终端提示用户输入身份标识信息，该身份标识信息用于表明货币待存入的账户。身份标识信息与待充值的账号信息是一一对应的。身份标识信息可以是移动终端号码、会员号码、身份证件号码中的一种或者其组合。
用户可以采用不同的方式传送身份标识信息。图2是根据本申请的应用于售货终端的支付方法的另一个实施例的流程图。在一个可选实施方案中，该支付方法在所述货币金额识别步骤之后，还包括身份信息接收步骤：接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息；和充值信息发送步骤：将所述身份标识信息和所述货币的金额发送给服务器。在该实施方案中，用户根据提示，通过售货终端的按键键盘或者屏幕中显示的软键盘输入身份标识信息。其中，身份标识信息可以包括移动终端号码、会员号码、身份证件号码或账号信息中的一种或者其组合。在另一个可选实施方案中，身份标识信息也可以包括验证码，即用户在输入移动终端号码、会员号码、身份 证件号码中的一种或者其组合后，还需要输入服务器发送到移动终端的验证码，以完成身份认证，从而增加数据的安全性。
在一个可选实施方案中，所述接收所述用户传送的移动终端的身份标识信息的步骤包括：二维码显示步骤：响应于对所述货币的识别，生成二维码并且显示所述二维码；和身份标识信息接收步骤：在所述用户通过所述移动终端扫描所述二维码，所述移动终端发送所述身份标识信息后，接收所述身份标识信息。在该方案中，售货终端在对货币进行识别后，生成二维码并显示。移动终端中存储有与第一应用程序对应的第二应用程序。移动终端扫描该二维码后，第二应用程序用于将移动终端中存储的身份标识信息通过无线网络传送给售货终端。
可选地，在所述身份信息接收步骤之后，该方法还包括确认信息接收步骤：接收用户的确认充值信息。用户可以选择按下充值按钮进行确认。售货终端在设定时间内没有收到用户的确认充值信息，可以继续执行充值操作，也可以中止充值，推出货币。具体如何执行，可以根据需要设置。
售货终端将所述身份标识信息和所述金额发送到服务器，在所述服务器根据所述金额对所述待充值的账号进行充值后，接收所述服务器发送的充值成功信息。可选地，在接收到充值成功信息后，将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
图3是根据本申请的应用于售货终端的支付方法的另一个实施例的流程图。在该实施方案中，用户可以采用下面的方式传送身份标识信息。
该支付方法在所述货币金额识别步骤之后，该方法还包括二维码显示步骤：响应于对所述货币的识别，生成二维码并且显示所述二维码。该二维码中存储的内容可以包括：该笔交易的订单号、货币的金额，可选地，还可以包括时间、售货终端的识别信息，也可以包括其他需要传送给服务器的内容。
移动终端通过扫描该二维码，获得交易信息，并将身份识别信息和货币的金额传送给服务器。服务器对用户的账号进行充值。应当理解的是，移动终端还可以传输服务器需要的其他信息。
采用该方式，用户不必输入用户身份信息，通过扫描二维码的方式将信息自动传送至服务器，方便快捷并且不易出现错误。
可以理解的是，用户在充值完成后，可以购买该售货终端中的商品，或者购买其他同类售货终端中的商品，或者在其他设备中使用。也就是说，对于安 装有第一应用程序的设备，该用户都可以利用移动终端与该设备进行交互，实现特定的功能，所述特定的功能包括但不限于充值和/或支付。
根据本申请的另一个方面，提供了一种移动充值方法，应用于服务器，该方法包括以下步骤：
信息接收步骤：在售货终端接收用户投入到售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，并且接收用户传送的与待充值的账号信息相对应的身份标识信息后，接收所述身份标识信息和所述金额；或者在在售货终端接收用户投入到售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，并且响应于对所述货币的识别，生成二维码并且显示所述二维码后，接收移动终端通过扫描二维码发送的身份标识信息和所述金额；
充值步骤：根据所述金额对所述待充值的账号进行充值；和
充值成功信息发送步骤：将充值成功信息发送给所述售货终端，以使得所述用户在购买所述售货终端的商品售卖部中的商品时，使用与所述账号相关联的移动终端进行支付。
售货终端通过有线网络或者无线网络向服务器发送的信息包括身份标识信息和金额，还可以包括用户位置信息、售货终端编号、交易时间、货币类别、货币数量、校验码等信息中的一种或者几种。服务器接收售货终端发送的信息后将相应的信息后，执行充值步骤。所述充值步骤可以包括：根据身份标识信息查找对应的账号；修改数据库中该账号的余额，也可以先判断该账号的状态；如果该账号处于激活状态，则修改数据库中该账号的余额。可选地，如果售货终端发送的信息中还有其他信息，则将该信息存入数据库中。
通过该方法，可以通过服务器对所有用户的信息和操作进行存储和更新，从而更加使得信息的传送和获取更加准确和安全。
在所述用户在购买所述售货终端的商品售卖部中的商品，使用与所述账号相关联的移动终端进行支付时，该支付方法还包括：接收售货终端发送的用户选择的商品信息和总价格；判断用户账号中余额是否足够；如果足够，从账号余额中扣除该总价格，将账号余额发送给售货终端和/或移动终端。
根据本申请的另一个方面，还提供了一种支付方法，该方法应用于移动终端。在一个可选实施方案中，该方法可以包括：在充值完成后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
图4是根据本申请的应用于移动终端的支付方法的一个实施例的流程图。在一个可选实施方案中，如果用户是通过扫描二维码进行身份的确认，则该支 付方法可以包括以下步骤：
二维码扫描步骤：在售货终端接收用户投入到所述售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，响应于所述货币的识别生成二维码并且显示所述二维码后，启动所述移动终端的摄像装置对所述二维码进行扫描；
二维码解析步骤：识别并解析所述二维码的内容，所述内容包括所述货币的金额；
信息发送步骤：将与所述待充值的账号相对应的身份标识信息和所述货币的金额发送给所述服务器标识信息接收步骤：将与所述待充值的账号相对应的身份标识信息发送给所述售货终端；和
余额查询步骤：在在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
移动终端扫描二维码后，通过解析二维码的内容，移动终端中的第二应用程序可以获取用户的账号信息并发送售货终端。
通过该方法，用户不用手动输入用户身份识别信息，通过扫描二维码就能快速实现信息的交互，方便快捷并且不易出现错误。
根据本申请的另一个方面，还提供了一种支付装置，图5是根据本申请的应用于售货终端的支付装置的一个实施例的流程图。该支付装置应用于售货终端，所述售货终端包括商品售卖部和货币投放部，包括：
用户货币接收模块，被配置成接收所述用户投入到所述货币投放部中的货币；
货币金额识别模块，被配置成识别所述货币并显示所述货币的金额；
充值成功接收模块，被配置成在服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述账号进行充值后，接收所述服务器发送的充值成功信息；和
充值成功显示模块，被配置成将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
可选地，图6是根据本申请的应用于售货终端的支付装置的另一个实施例的框图。所述货币金额识别模块还连接有：所述身份信息接收模块，被配置成 用于接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息；以及充值信息发送模块，被配置成用于将所述身份标识信息和所述货币的金额发送给服务器。
可选地，在另一个实施例中，所述货币金额识别模块还连接有：
二维码显示模块，被配置成响应于对所述货币的识别，生成二维码并且显示所述二维码。
可选地，在所述身份信息接收模块还连接有确认信息接收模块，该确认信息接收模块被配置成接收用户的确认充值信息。
其中，所述身份标识信息可以包括以下信息中的至少一种：移动终端号码、会员号码、身份证件号码或账号信息。货币包括纸币或者硬币中的至少一种。
根据本申请的另一个方面，还提供了一种支付装置，应用于服务器。该装置包括：
信息接收模块，被配置成在售货终端接收用户投入到售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额后，接收售货终端或者移动终端传送的所述身份标识信息和所述金额；
充值模块，被配置成根据所述金额对所述待充值的账号进行充值；和
充值成功信息发送模块，被配置成将充值成功信息发送给所述售货终端，以使得所述用户在购买所述售货终端的商品售卖部中的商品时，使用与所述账号相关联的移动终端进行支付。
根据本申请的另一个方面，还提供了一种支付装置，应用于移动终端，该支付装置包括余额查询模块，被配置成在上述售货终端的支付步骤完成的同时或者之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
根据本申请的另一个方面，还提供了一种支付装置，应用于移动终端。图7是根据本申请的应用于移动终端的支付装置的一个实施例的框图。该装置包括：
二维码扫描模块，被配置成在售货终端接收用户投入到所述售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，响应于所述货币的识别生成二维码并且显示所述二维码后，启动所述移动终端的摄像装置对所述二维码进行扫描；
二维码解析模块，被配置成识别并解析所述二维码的内容，所述内容包括所述货币的金额；
信息发送模块，被配置成将与所述待充值的账号相对应的身份标识信息发 送给所述售货终端或者将与所述待充值的账号相对应的身份标识信息和所述货币的金额发送给所述服务器；和
余额查询模块，被配置成在用于在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值，所述售货终端接收所述服务器发送的充值成功信息并显示给所述用户的同时或者之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
图8是根据本申请的支付方法的一个实施例的框图。在本申请提供的支付方法中，用户将货币投入售货终端，并且提供身份识别信息。售货终端将这些信息发送给服务器。服务器在后台完成充值操作，将确认信息返回售货机。用户的移动终端也会实时更新数据，当用户查询余额时，在移动终端显示当前余额。该方法能够大大节省用户购物的时间和操作流程，提升用户体验。
根据本申请的另一个方面，还提供了一种售货终端，图9是根据本申请的支付系统的一个实施例的框图。售货终端包括机柜和容纳在所述机构中的商品售卖部、货币投放部、工控机构(未示出)和执行机构(未示出)。货币投放部用于接收所述用户投入的货币。所述工控机构用户实现人机交互，工控机构包括：识别所述货币并显示所述货币的金额；接收所述用户传送的与待充值的账号信息相对应的身份标识信息并发送到服务器，和/或响应于对所述货币的识别，生成二维码并且显示所述二维码；所述服务器根据所述金额对所述待充值的账号进行充值后，接收并显示充值成功信息；和所述执行机构用于移动所述用户选择并且购买的商品，以便所述用户将所述商品从所述售货终端中取走。在售货终端的面板上可以包括输入区、显示区、二维码显示区，其中显示区用于显示用户通过输入区输入的信息。可选地，面板上还可以设置充值确认按钮，当用户点击该按钮时，金额和用户识别信息被发送到服务器。商品售卖部用于存放商品以供用户选择和购买，商品售卖部可以带有透明的窗体，用户通过窗体能够看到售货终端内部待售的商品。可选地，商品售卖部也可以是电子显示屏幕，用于显示待售的商品名称和售价，用户可以在该屏幕上选择所需商品，或者通过在输入区键入商品信息或编号以选择商品。商品出口用于放置用户已经购买的商品，使得用户能够将该商品从售货终端中取出。用户在使用售货终端购物时，可以通过移动终端扫描售货终端生成的二维码完成支付，并从商品出口取出购买的商品。
根据本申请的另一个方面，还提供了一种支付系统，图10是根据本申请的支付系统的另一个实施例的框图。该系统包括移动终端、服务器和至少一个 售货终端，所述移动终端分别通过无线网络与所述售货终端和所述服务器连接，所述售货终端和所述服务器之间通过有线网络或者无线网络连接。所述售货终端用于接收并识别所述用户投入的货币，接收用户传送的与待充值的账号信息相对应的身份标识信息，并且将所述身份标识信息和所述金额发送到服务器，和/或响应于对所述货币的识别，生成二维码并且显示所述二维码；所述服务器用于接收与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述待充值的账号进行充值；和所述移动终端用于在所述用户购买所述至少一个售货终端中的商品时，通过所述账号进行支付。
本申请实施例还提供了一种计算机设备，包括存储器、处理器和存储在所述存储器内并能由所述处理器运行的计算机程序，其中，所述处理器执行所述计算机程序时实现上面所述的方法中的任意一个。
本申请实施例还提供了一种计算机可读存储介质，该介质优选为非易失性可读存储介质，其内存储有计算机程序，所述计算机程序在由处理器执行时实现上面所述的方法中的任意一个。
本申请实施例还提供了一种包含指令的计算机程序产品，包括计算机可读代码，当所述计算机可读代码由计算机设备执行时，导致所述计算机设备执行上面所述的方法中的任意一个。
所述移动设备可以是任何一种可与用户通过键盘、鼠标、触摸屏、声控设备或手写设备等方式进行人机交互的电子产品，例如手机、智能手机、PDA、可穿戴设备、掌上电脑PPC或平板电脑等。所述网络包括但不限于互联网、广域网、城域网、局域网、VPN网络、无线自组织网络(Ad Hoc网络)等。
在上述实施例中，可以全部或部分地通过软件、硬件、固件或者其任意组合来实现。当使用软件实现时，可以全部或部分地以计算机程序产品的形式实现。所述计算机程序产品包括一个或多个计算机指令。在计算机加载和执行所述计算机程序指令时，全部或部分地产生按照本申请实施例所述的流程或功能。所述计算机可以是通用计算机、专用计算机、计算机网络、获取其他可编程装置。所述计算机指令可以存储在计算机可读存储介质中，或者从一个计算机可读存储介质向另一个计算机可读存储介质传输，例如，所述计算机指令可以从一个网站站点、计算机、服务器或数据中心通过有线(例如同轴电缆、光纤、数字用户线(DSL))或无线(例如红外、无线、微波等)方式向另一个网站站点、计算机、服务器或数据中心进行传输。所述计算机可读存储介质可以是计算机能够存取的任何可用介质或者是包含一个或多个可用介质集成的 服务器、数据中心等数据存储设备。所述可用介质可以是磁性介质，(例如，软盘、硬盘、磁带)、光介质(例如，DVD)、或者半导体介质(例如固态硬盘Solid State Disk(SSD))等。
专业人员应该还可以进一步意识到，结合本文中所公开的实施例描述的各示例的单元及算法步骤，能够以电子硬件、计算机软件或者二者的结合来实现，为了清楚地说明硬件和软件的可互换性，在上述说明中已经按照功能一般性地描述了各示例的组成及步骤。这些功能究竟以硬件还是软件方式来执行，取决于技术方案的特定应用和设计约束条件。专业技术人员可以对每个特定的应用来使用不同方法来实现所描述的功能，但是这种实现不应认为超出本申请的范围。
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分步骤是可以通过程序来指令处理器完成，所述的程序可以存储于计算机可读存储介质中，所述存储介质是非短暂性(英文：non-transitory)介质，例如随机存取存储器，只读存储器，快闪存储器，硬盘，固态硬盘，磁带(英文：magnetic tape)，软盘(英文：floppy disk)，光盘(英文：optical disc)及其任意组合。
以上所述，仅为本申请较佳的具体实施方式，但本申请的保护范围并不局限于此，任何熟悉本技术领域的技术人员在本申请揭露的技术范围内，可轻易想到的变化或替换，都应涵盖在本申请的保护范围之内。因此，本申请的保护范围应该以权利要求的保护范围为准。

Claims (10)

  1. 一种支付方法，应用于售货终端，所述售货终端包括商品售卖部和货币投放部，该支付方法包括：
    用户货币接收步骤：接收用户投入到所述货币投放部中的货币；
    货币金额识别步骤：识别所述货币并显示所述货币的金额；
    充值成功接收步骤：在服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述账号进行充值后，接收所述服务器发送的充值成功信息；和
    充值成功显示步骤：将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
  2. 根据权利要求1所述的方法，其特征在于，在所述货币金额识别步骤之后，该方法还包括身份信息接收步骤：接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息；和
    充值信息发送步骤：将所述身份标识信息和所述货币的金额发送给服务器。
  3. 根据权利要求2所述的方法，其特征在于，在所述充值信息发送步骤之后，该方法还包括确认信息接收步骤：接收用户的确认充值信息。
  4. 根据权利要求1至3的任一项所述的方法，其特征在于，在所述货币金额识别步骤之后，该方法还包括二维码显示步骤：响应于对所述货币的识别，生成二维码并且显示所述二维码。
  5. 一种支付方法，应用于移动终端，包括：
    二维码扫描步骤：在售货终端接收用户投入到所述售货终端的货币投放部中的货币，识别所述货币并显示所述货币的金额，响应于所述货币的识别生成二维码并且显示所述二维码后，启动所述移动终端的摄像装置对所述二维码进行扫描；
    二维码解析步骤：识别并解析所述二维码的内容，所述内容包括所述货币的金额；
    信息发送步骤：将与所述待充值的账号相对应的身份标识信息和所述货币的金额发送给服务器；和
    余额查询步骤：在所述服务器根据所述金额对与所述身份标识信息对应的所述移动终端的账号进行充值之后，响应于所述用户对账号余额进行的查询操作，显示更新后的金额。
  6. 一种支付装置，应用于售货终端，所述售货终端包括商品售卖部和货币 投放部，该支付装置包括：
    用户货币接收模块，被配置成接收所述用户投入到所述货币投放部中的货币；
    货币金额识别模块，被配置成识别所述货币并显示所述货币的金额；
    充值成功接收模块，被配置成在服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述账号进行充值后，接收所述服务器发送的充值成功信息；和
    充值成功显示模块，被配置成将所述充值成功信息显示给所述用户，以使得所述用户在使用移动终端购买所述商品售卖部中的商品时，通过所述账号进行支付。
  7. 根据权利要求6所述的装置，其特征在于，所述货币金额识别模块还连接有：
    身份信息接收模块，被配置成用于接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息；和
    充值信息发送模块，被配置成用于将所述身份标识信息和所述货币的金额发送给服务器。
  8. 根据权利要求6或7所述的装置，其特征在于，所述货币金额识别模块还连接有二维码显示模块，被配置成响应于对所述货币的识别，生成二维码并且显示所述二维码。
  9. 一种售货终端，包括机柜和容纳在所述机柜中的商品售卖部、货币投放部、工控机构和执行机构，其中，
    所述商品售卖部用于存放商品以供用户选择；
    货币投放部用于接收所述用户投入的货币；
    所述工控机构用于识别所述货币并显示所述货币的金额；接收所述用户传送的与待充值的账号信息相对应的身份标识信息并发送到服务器，和/或响应于对所述货币的识别，生成二维码并且显示所述二维码；在所述服务器接收到与待充值的账号信息相对应的身份标识信息和所述货币的金额并且根据所述金额对所述待充值的账号进行充值后，接收并显示充值成功信息；和
    所述执行机构用于移动所述用户选择并且购买的商品，以便所述用户从所述售货终端的外部将所述商品取走。
  10. 一种支付系统，包括移动终端、服务器和至少一个售货终端，所述移动终端分别通过无线网络与所述售货终端和所述服务器连接，所述售货终端和所述服务器之间通过有线网络或者无线网络连接，其中，
    所述售货终端用于接收并识别用户投入的货币，识别所述货币并显示所述货币的金额；在接收所述用户输入到所述售货终端的与待充值的账号信息相对应的身份标识信息后将所述身份标识信息和所述金额发送到服务器，和/或响应于对所述货币的识别，生成二维码并且显示所述二维码；
    所述服务器用于接收与待充值的账号信息相对应的身份标识信息和所述货币的金额，根据所述金额对所述待充值的账号进行充值；和
    所述移动终端用于在所述用户选择所述售货终端的商品售卖部中的商品后，通过所述账号进行支付。
PCT/CN2018/078857 2018-03-13 2018-03-13 支付方法、装置、系统和销售终端 WO2019173969A1 (zh)

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