WO2017145693A1 - Safe driving assistance device and safe driving assistance method - Google Patents

Abstract

A safe driving assistance device having an information acquisition unit, a driving determination unit, and an information presentation unit. The information acquisition unit acquires vehicle information indicating vehicle driving behavior, and environment information indicating the travel environment of the vehicle. The driving determination unit determines the level of dangerous driving of the driver of the vehicle on the basis of the acquired vehicle information and environment information. The information presentation unit presents to the driver advice information for encouraging safe driving, in accordance with the level of dangerous driving that has been determined.

Description

Safe driving support device and safe driving support method

The present disclosure relates to a safe driving support device and a safe driving support method that support safe driving of a vehicle.

Conventionally, there is a technique for determining a dangerous driving level of a driver of the vehicle from the driving behavior of the vehicle such as sudden braking, and presenting information to the driver according to the determination result (for example, see Patent Document 1). . According to such a conventional technique, the driver's awareness regarding safe driving can be improved.

JP 2003-048447 A

The present disclosure provides a safe driving support device and a safe driving support method that can promote safe driving of a vehicle.

The safe driving support apparatus according to the present disclosure includes an information acquisition unit, a driving determination unit, and an information presentation unit. The information acquisition unit acquires vehicle information indicating the driving behavior of the vehicle and environmental information indicating the traveling environment of the vehicle. The driving determination unit determines the dangerous driving level of the driver of the vehicle based on the acquired vehicle information and environmental information. The information presenting unit presents advice information that encourages safe driving to the driver according to the determined dangerous driving level.

In the safe driving support method of the present disclosure, vehicle information indicating the driving behavior of the vehicle and environmental information indicating the traveling environment of the vehicle are acquired. And based on the acquired vehicle information and environmental information, the dangerous driving level of the driver | operator of a vehicle is determined. Further, advice information for encouraging safe driving is presented to the driver according to the determined dangerous driving level.

According to the present disclosure, safe driving of the vehicle can be promoted.

System configuration diagram showing an example of a configuration of a safe driving support system according to an embodiment of the present disclosure The block diagram which shows an example of a structure of the onboard equipment which concerns on this Embodiment The figure which shows an example of the content of the vehicle information generation table in this Embodiment The figure which shows an example of a structure of the safe driving assistance server which concerns on this Embodiment. The figure which shows an example of the content of the environment information conversion table in this Embodiment The figure which shows an example of the content of the driver information conversion table in this Embodiment The figure which shows an example of the content of the determination result production | generation table in this Embodiment The figure which shows an example of the content of the advice information generation table in this Embodiment The flowchart which shows an example of operation | movement of the onboard equipment which concerns on this Embodiment. The flowchart which shows an example of operation | movement of the safe driving assistance server which concerns on this Embodiment. Sequence diagram showing an example of the operation of the safe driving support system according to the present embodiment The top view which shows the 1st example of the presentation state of the advice information in this Embodiment The top view which shows the 2nd example of the presentation state of the advice information in this Embodiment

Prior to the description of the embodiment of the present disclosure, the problems in the prior art will be briefly described. In the prior art, it is actually difficult to promote safe driving of a vehicle. This is because the driving behavior of the vehicle does not necessarily reflect the degree of driver's awareness of safe driving. For this reason, an unreasonable warning may impair the driver's confidence in the presented information and the willingness to drive safely. For example, when a pedestrian jumps out onto a dark road, it can be said that applying a sudden brake is an appropriate driving behavior for safety, but the driver is confused when a warning is given for the reason that the brake is applied suddenly.

Hereinafter, embodiments of the present disclosure will be described in detail with reference to the drawings.

<System configuration>
First, the outline | summary of the safe driving assistance system 100 containing the safe driving assistance apparatus which concerns on this Embodiment is demonstrated. FIG. 1 is a system configuration diagram illustrating an example of a configuration of a safe driving support system.

The safe driving support system 100 includes an in-vehicle device 200, an operation management company server 300, an insurance company server 400, an information providing server 500, a roadside device 600, and a safe driving support server 700 that is a safe driving support device.

The in-vehicle device 200 is supplied to and mounted on the vehicle 110 from a service company to which a safe driving support server 700 described later belongs. The vehicle 110 is, for example, one of several company-owned vehicles managed by a business operator.

The in-vehicle device 200 is a device that performs two-way wireless communication with the roadside device 600, and is, for example, a car navigation device, a smartphone, or an ITS terminal that supports ETC 2.0 (registered trademark, electronic toll collection system). . The on-vehicle device 200 generates vehicle information indicating the driving behavior of the vehicle 110 and transmits the vehicle information to the safe driving support server 700 described later via the roadside device 600. The driving behavior of the vehicle 110 refers to the behavior of the vehicle 110 based on the driving operation, and includes behaviors that are likely to cause accidents such as sudden acceleration, sudden deceleration, and sudden steering.

The operation management company server 300 is a server belonging to an operation management company that manages the operation of the vehicle 110 (for example, the above-mentioned company).

The insurance company server 400 belongs to a non-life insurance company that provides auto insurance services. This non-life insurance company has contracted with the operation management company to which the vehicle 110 belongs to the automobile insurance applied to the driver of the vehicle 110. The non-life insurance company to which the insurance company server 400 belongs is paid insurance premiums from the operation management company to which the operation management company server 300 belongs. The insurance company server 400 stores insurance contract information indicating the contents of a car insurance contract applied to the driver.

The insurance contract information includes basic contract details such as the contract class (for example, non-fleet class described later), applicable premium rate, insurance premium (for example, basic insurance premium described later), and accident coefficient period, for example. Contains information to indicate. In addition, the insurance contract information includes information indicating an accident history such as the presence / absence of an accident, the type of accident, and the presence / absence of a count in each past period.

The information providing server 500 stores environmental information (external information) indicating the traveling environment of the vehicle 110, and is disposed on the Internet, for example. The traveling environment of the vehicle 110 refers to an environment around the vehicle 110 that may affect the driving behavior of the vehicle 110, and includes the road form, time zone, weather, presence or absence of traffic congestion, and the like.

The roadside device 600 is installed on a road (not shown) and performs two-way wireless communication with the vehicle 110. The roadside device 600 is, for example, an ITS (Intelligent Road Traffic System) network device compatible with ETC 2.0.

The safe driving support server 700 belongs to a service company that supports safe driving of the vehicle 110, collects, analyzes, and processes various types of information, and provides service information related to safe driving. The safe driving support server 700 is communicably connected to each of the operation management company server 300, the insurance company server 400, the information providing server 500, and the roadside machine 600 via a communication network such as the Internet. The safe driving support server 700 transmits and receives information to and from the roadside machine 600 via, for example, a server (not shown) under the jurisdiction of the Ministry of Land, Infrastructure, Transport and Tourism.

The safe driving support server 700 acquires vehicle information from the in-vehicle device 200 via the roadside device 600 through communication, acquires environmental information from the information providing server 500, and acquires insurance contract information from the insurance company server 400. The safe driving support server 700 manages driver information indicating the driving characteristics of the driver. And the safe driving assistance server 700 determines a driver | operator's dangerous driving level based on vehicle information, environmental information, and driver | operator information. Here, the dangerous driving level is an index indicating the high possibility of occurrence of an accident and / or the seriousness of an accident that may occur.

Then, the safe driving support server 700 transmits determination result information indicating the determination result of the dangerous driving level to the operation management company server 300 and the insurance company server 400. In addition, when the safe driving support server 700 has acquired vehicle information including travel data to be described later, the travel result or the driving action history indicated by the travel data may be included in the determination result information. The non-life insurance company to which the insurance company server 400 belongs and the operation management company to which the operation management company server 300 belongs pays the fee for the vehicle-mounted device 200 and the service operation fee to the service company to which the safe driving support server 700 belongs.

In addition, the safe driving support server 700 determines the insurance premium for automobile insurance (hereinafter simply referred to as “insurance premium”) when the driver continues the current driving behavior pattern based on the dangerous driving level and the insurance contract information. Estimate (estimate) the change from the current value. Then, the safe driving support server 700 transmits information including insurance premium fluctuation estimation information indicating the estimation result to the in-vehicle device 200 via the roadside device 600 as advice information that prompts the driver to drive the vehicle 110 safely, The advice information is presented (displayed) to the driver.

The safe driving support server 700 collects vehicle information from a large number of vehicles 110 (for example, a plurality of vehicles including the above-mentioned several company-owned vehicles), and implements a safe driving support service for each vehicle 110. Also good.

Such a safe driving support system 100 determines not only the driving behavior of the vehicle 110 but also the driving environment of the vehicle 110 and the driving characteristics of the driver, determines the dangerous driving level of the driver, and drives the advice information. Can be presented. Therefore, it is possible to effectively promote safe driving of the vehicle by reducing the possibility that the driver will be warned inappropriately or that the warning necessary to avoid such a warning will not be given. it can.

In addition, the safe driving support system 100 includes information on automobile insurance premiums in the advice information presented to the driver. Thereby, the driver's motivation for safe driving can be improved, and safe driving can be promoted more effectively.

Note that the safe driving support system 100 derives (calculates) the dangerous driving degree, the accident occurrence risk, and the insurance premium fluctuation as index values indicating the dangerous driving level. The dangerous driving degree is an index value indicating a high possibility of causing an accident or a seriousness of an accident that may occur for each driving behavior. The accident occurrence risk is an index value indicating the high possibility of occurrence of an accident based on driving behavior or the seriousness of an accident that can occur for each driver, and is an evaluation value for the driver. The insurance premium fluctuation is information indicating an estimation of the fluctuation of the automobile insurance premium applied to the driver for each driver, that is, an estimated value of the next automobile insurance premium.

<Configuration of each device>
Next, the configuration of each device will be described. Although not shown, each device described below is, for example, a CPU (Central Processing Unit), a storage medium such as a ROM (Read Only Memory) storing a control program, a working memory such as a RAM (Random Access Memory), etc. And a communication circuit. In this case, the function of each part of each device described below is realized by the CPU of each device executing a control program stored in each device.

FIG. 2 is a block diagram illustrating an example of the configuration of the vehicle-mounted device 200. The vehicle-mounted device 200 includes a vehicle-side communication unit 210, a driving behavior acquisition unit 220, a vehicle-side information storage unit 230, a vehicle information generation unit 240, and an information output unit 250.

The vehicle-side communication unit 210 performs wireless communication with the roadside device 600 and connects to the safe driving support server 700 via the roadside device 600 so as to be communicable. The vehicle-side communication unit 210 has, for example, a wireless communication circuit (not shown) compatible with DSRC (dedicated narrow area communication), and performs wireless communication with the roadside device 600 at an ITS spot formed by the roadside device 600. Connect to a server under the jurisdiction of the Ministry of Transport.

The driving behavior acquisition unit 220 detects the driving behavior of the vehicle 110 on which the vehicle-mounted device 200 is mounted. The driving behavior acquisition unit 220 is, for example, a camera, an acceleration sensor, a GPS receiver, a radar, or the like mounted on the vehicle 110 via the ECU (electronic control unit, not shown) of the vehicle 110 or built in the ECU. Connect to other sensors. Then, the driving behavior acquisition unit 220 acquires sensor information (probe data) indicating the driving behavior from the sensor, and outputs the acquired sensor information to the vehicle information generation unit 240. The sensor information includes, for example, time series data of acceleration in the longitudinal direction of the vehicle 110 (hereinafter referred to as “acceleration data”) and time series data of steering angle (hereinafter referred to as “steering angle data”).

The vehicle side information storage unit 230 stores various information necessary for the vehicle information generation unit 240 to generate vehicle information from the sensor information, and temporarily stores the vehicle information generated by the vehicle information generation unit 240. The vehicle-side information storage unit 230 stores, for example, a vehicle information generation table in advance.

FIG. 3 is a diagram showing an example of the contents of the vehicle information generation table 810. The vehicle information generation table 810 defines a determination condition 812 and danger detection information 813 for each detection item 811.

The detection item 811 is a type of dangerous driving behavior (hereinafter referred to as “event” as appropriate) to be detected. The determination condition 812 is a condition for determining that the corresponding dangerous driving behavior has occurred. The danger detection information 813 is an index value indicating by a value “1” that the vehicle 110 has performed dangerous driving of a certain level or higher. That is, the danger detection information 813 is an index value indicating the dangerous driving level of the driver when the traveling environment of the vehicle 110 and the driving characteristics of the driver are not taken into consideration.

For example, the detection item 811 “Sudden accelerator operation” is associated with the determination condition 812 “> 0.25G” and the danger detection information 813 “1”. This stipulates that each time the acceleration in the forward direction of the vehicle 110 exceeds 0.25 G, the danger detection information “1” is included in the vehicle information in association with the occurrence time.

Note that the danger detection information 813 may be set to a different value depending on the type and degree of dangerous driving, such as “0.7” being set for a somewhat sudden accelerator operation. Such a difference in value affects the calculation result of the dangerous driving degree described later.

The vehicle information generation unit 240 in FIG. 2 shows information indicating the type (detection item) and degree (acceleration / deceleration value and steering angle) of the event that has occurred based on the vehicle information generation table 810 (see FIG. 3) from the sensor information. And vehicle information including a set of danger detection information. And the vehicle information generation part 240 transmits the produced | generated vehicle information to the safe driving assistance server 700 via the vehicle side communication part 210 (and the roadside machine 600).

However, since the vehicle 110 is movable, the vehicle-side communication unit 210 may not be able to wirelessly communicate with the roadside device 600. Therefore, the vehicle information generation unit 240 stores (accumulates) the generated vehicle information in the vehicle-side information storage unit 230, and when the vehicle-side communication unit 210 can wirelessly communicate with the roadside device 600 (the ITS spot is detected by the vehicle 110). This is detected and the vehicle information is transmitted.

The vehicle information generation unit 240 not only generates an event, but also at a predetermined time interval (for example, every 0.1 second), time information, position information (latitude / longitude) of the vehicle 110, and speed information of the vehicle 110. Such time-series data may be recorded as travel data. In other words, the travel data is information indicating the travel locus and speed history of the vehicle 110. Further, the vehicle information generation unit 240 may include the traveling data in the vehicle information and transmit it to the safe driving support server 700.

The information output unit 250 receives the advice information sent from the safe driving support server 700 via the vehicle side communication unit 210 (and the roadside machine 600), and presents the received advice information to the driver. The information output unit 250 is connected to an information output device such as a liquid crystal display device or a speaker mounted on the vehicle 110 via the ECU of the vehicle 110 or built in the ECU, for example. Alternatively, advice information is output by voice.

With this configuration, the vehicle-mounted device 200 can generate vehicle information indicating the driving behavior of the vehicle 110 and transmit it to the safe driving support server 700.

1 includes a device-side communication unit that performs wireless communication with the vehicle-mounted device 200, and a server-side communication unit that is communicably connected to a server under the jurisdiction of the Ministry of Land, Infrastructure, Transport and Tourism. In addition, although not shown, roadside device 600 has vehicle information and advice between vehicle-mounted device 200 and safe driving support server 700 via a device-side communication unit and a server-side communication unit (and a server under the jurisdiction of the Ministry of Land, Infrastructure, Transport and Tourism). It has an information transfer unit for transferring information. The device-side communication unit has, for example, a wireless communication circuit (not shown) compatible with DSRC (dedicated narrow area communication), forms an ITS spot, and wirelessly communicates with the vehicle 110 passing through the ITS spot. Communicate.

With this configuration, the roadside device 600 can connect the vehicle-mounted device 200 to the safe driving support server 700 so as to communicate with each other.

Although not shown, the information providing server 500 includes an information providing server communication unit that is communicably connected to the safe driving support server 700, an environmental information generating unit that generates environmental information, and a safe driving support that stores the generated environmental information. And an environment information storage unit that transmits in response to a request from the server 700.

The environmental information includes map information, weather information, traffic information, and surrounding environment information. The map information indicates the road shape, road attribute, speed limit, presence / absence of structures, etc. at each point. The weather information indicates the weather, rainfall, road surface condition, etc. at each time at each point. The traffic information indicates the status of traffic regulation at each time at each point, the status of traffic congestion, whether or not it is a danger zone, and the like. The surrounding environment information indicates a disaster situation, an accident situation, a construction situation, a customer gathering event holding situation, etc. at each time at each point.

With this configuration, the information providing server 500 can transmit environmental information to the safe driving support server 700.

Although not shown, the insurance company server 400 includes an insurance company server communication unit and an insurance company server interface unit that are communicably connected to the safe driving support server 700. Although not shown, the insurance company server 400 stores an insurance information generation unit that generates insurance contract information, and the insurance information storage that stores the generated insurance contract information and transmits it in response to a request from the safe driving support server 700. Part. Further, the insurance company server interface unit displays the determination result information sent from the safe driving support server 700.

With this configuration, the insurance company server 400 can transmit the insurance contract information to the safe driving support server 700 and display the determination result information sent from the safe driving support server 700. For example, the person in charge of car insurance in the insurance company server 400 can perform evaluation of each driver, estimation of fluctuation of insurance premiums, risk estimation, etc. based on the determination result information.

The operation management company server 300 includes an operation management company server communication unit that is communicably connected to the safe driving support server 700 and an operation management company server interface unit (not shown). The operation management company server interface unit displays the determination result information sent from the safe driving support server 700.

With this configuration, the operation management company server 300 can display the determination result information sent from the safe driving support server 700. For example, the manager in the operation management company can perform evaluation of each driver, safe driving guidance to each driver, and the like based on the determination result information.

FIG. 4 is a diagram illustrating an example of the configuration of the safe driving support server 700. The safe driving support server 700 includes a communication unit 710, an information acquisition unit 720, an information storage unit 730, a driving determination unit 740, and an information presentation unit 750.

The communication unit 710 connects to a server under the jurisdiction of the Ministry of Land, Infrastructure, Transport and Tourism, and connects to the roadside device 600 through the server and the roadside device 600 so as to be able to communicate. The communication unit 710 is communicably connected to each of the information providing server 500, the insurance company server 400, and the operation management company server 300.

The information acquisition unit 720 acquires (receives) vehicle information from the vehicle-mounted device 200 via the communication unit 710. In addition, the information acquisition unit 720 obtains environmental information and insurance contract information necessary for correcting the danger detection information (first index value) indicated by the vehicle information via the communication unit 710 and the information providing server 500. Obtained (received) from the insurance company server 400. Further, the information acquisition unit 720 acquires (generates) driver information based on the information stored in the information storage unit 730. Then, the information acquisition unit 720 outputs the acquired vehicle information, environmental information, driver information, and insurance contract information to the driving determination unit 740.

The information storage unit 730 stores various types of information necessary for the driving determination unit 740 to generate advice information from vehicle information, environmental information, driver information, and insurance contract information. The information storage unit 730 may store the information acquired by the information acquisition unit 720 as a reference destination of the driving determination unit 740. The information storage unit 730 stores, for example, an environment information conversion table, a driver information conversion table, a determination result generation table, and an advice information generation table in advance.

FIG. 5 is a diagram showing an example of the contents of the environment information conversion table 820. The environment information conversion table 820 defines a determination condition 823 and a risk score (second index value) 824 for each detection item 822 in association with the citation information 821.

The quote information 821 is a type of environmental information used for calculating the dangerous driving degree (fourth index value). Here, the dangerous driving degree is an index value indicating the dangerous driving level of the driver when the traveling environment of the vehicle 110 and the driving characteristics of the driver are taken into consideration. The detection item 822 is a detail of the type of environmental information to be detected. The determination condition 823 is a driving environment condition that affects the dangerous driving degree. The risk score 824 is an index value indicating the degree of tendency that the driving environment induces dangerous driving of the vehicle 110, and is a correction value applied to the danger detection information indicated by the vehicle information.

For example, with respect to the detection item 822 “shape” of the citation information 821 “map information”, a determination condition 823 of “presence / absence of intersection / merging vicinity” and a risk score 824 of “no 0 / presence 1” are obtained. It is associated. This is because “1” is used as a correction value for the danger detection information when there is a road intersection or merge near the position of the vehicle 110, and when there is no such intersection or merge, “1” is used as the correction value. “0” is used. A specific example of how to use the risk score 824 as a correction value will be described later.

FIG. 6 is a diagram illustrating an example of the contents of the driver information conversion table 830. The driver information conversion table 830 defines a determination condition 833 and a risk factor (third index value) 834 for each quote item 832 associated with the quote information 831.

The quote information 831 is a type of driver information used for calculation in the dangerous driving degree. The quotation item 832 is a detail of the type of driver information to be cited. The determination condition 833 is a condition of the driving characteristics of the driver that affects the dangerous driving degree. The risk coefficient 834 is an index value indicating the degree of tendency of the driver to perform dangerous driving, and is a correction value applied to the danger detection information indicated by the vehicle information.

For example, with respect to the quotation information 831 of “rapid behavior frequency record” and the quotation item 832 of “the number of sudden braking”, “higher (more) / middle / lower of the statistical distribution in the set in a certain period (or a certain distance)” And a risk factor 834 of “1.1 / 1.0 / 0.9” are associated with each other.

This stipulates that “1.1” is used as the correction value for the danger detection information when the number of sudden braking of the driver of interest is higher in the predetermined statistical distribution data (when the number of times of braking is high). Yes. The predetermined statistical distribution data is data obtained by aggregating the number of sudden braking of a large number of drivers for a predetermined period or a predetermined mileage. Further, in the above association, when the number of sudden braking of the driver of interest is in the middle (when the number of times is medium), “1.0” is used as the correction value, and the number of sudden braking is lowered. In some cases (when the number of times is small), it is defined that “0.9” is used as the correction value.

FIG. 7 is a diagram showing an example of the contents of the determination result generation table 840. As shown in FIG. The determination result generation table 840 includes an accident risk (hereinafter, as appropriate) for each combination of the total value 841 of the dangerous driving degree in a predetermined section (a certain period or a certain distance) and the maximum value 842 of the dangerous driving degree in the predetermined section. The level of "risk"). More specifically, the higher the risk driving degree total value 841 or the higher the dangerous driving degree maximum value 842, the higher the level of accident occurrence risk.

Note that the method for calculating the dangerous driving degree is defined by the determination result generation table 840 or other rule information (not shown). The method for calculating the dangerous driving degree is, for example, a risk score 824 (see FIG. 3) corresponding to environmental information with respect to the value of danger detection information 813 (see FIG. 3) indicated by the vehicle information (“1” when an event occurs). 5)) and the risk factor 834 (see FIG. 6) corresponding to the driver information.

Further, the determination result generation table 840 may be included in the insurance contract information generated by the insurance company server 400 and acquired from the insurance company server 400, for example.

FIG. 8 is a diagram showing an example of the contents of the advice information generation table 850. The advice information generation table 850 defines, for each non-fleet class 851, a premium rate 852 that indicates a difference from the basic insurance premium for automobile insurance.

The non-fleet grade 851 indicates the grade of a non-fleet contract for voluntary automobile insurance under a predetermined condition, and is a value that can vary from contract period to contract period depending on whether or not an accident has occurred in the previous period. For example, when there is no accident during a certain contract period, the non-fleet grade 851 of the next term is increased by one grade. Also, for example, when one accident occurs during a certain contract period, the non-fleet grade 851 for the next term is lowered by three grades.

The premium rate 852 defines a higher discount rate as the non-fleet grade 851 is higher, that is, the past accident rate is lower, and as the non-fleet grade 851 is lower, that is, the past accident rate is higher, A high premium rate is prescribed.

It should be noted that the advice information generation table 850 is provided for each condition (use, vehicle type, rate class according to model, whether it is a new car, basic insurance fee, age, whether it is limited to a driver, whether it is an individual, etc.) or driving. It is desirable to prepare for each person. Further, although the change in the applied non-fleet class 851 differs depending on the accident occurrence status, the advice information generation table 850 associates the occurrence status (number of occurrences, etc.) of the accident with the applied non-fleet grade 851 change. Information may be included.

The driving determination unit 740 shown in FIG. 4 is based on the vehicle information, the environment information, and the driver information, and the environment information conversion table 820, the driver information conversion table 830, and the determination result generation table 840 (see FIGS. 5 to 7). The dangerous driving level of the driver is determined with reference to FIG. More specifically, the driving determination unit 740 derives (calculates) a provisional dangerous driving degree by multiplying (combining) the danger detection information included in the vehicle information with the risk score 824 of the driving environment indicated by the environmental information. . Then, the driving determination unit 740 derives (calculates) the dangerous driving degree of each event by multiplying (combining) the derived temporary dangerous driving degree by the risk factor 834 of the driving tendency indicated by the driver information. Further, the driving determination unit 740 determines the risk of an accident occurring for the driver. Then, the driving determination unit 740 generates determination result information including an accident occurrence risk and outputs the determination result information to the information presentation unit 750.

Further, the driving determination unit 740 generates advice information including insurance premium fluctuation estimation information with reference to the advice information generation table 850 based on the insurance contract information and the determined accident occurrence risk, and outputs the advice information to the information presentation unit 750. To do.

Furthermore, the driving determination unit 740 corrects the driver information based on the vehicle information. Specifically, every time a dangerous driving behavior (event) occurs, the driving determination unit 740 records the occurrence in the information storage unit 730 and generates history information of the driver's dangerous driving behavior.

That is, the driver information acquired by the information acquisition unit 720 is information based on historical data of dangerous driving behavior that has occurred in the past, for example. For example, the information acquisition unit 720 calculates an average value of the occurrence rate of dangerous driving behavior in a certain period (or a certain distance) from historical data of dangerous driving behavior recorded for a large number of drivers. Then, the information acquisition unit 720 determines whether the number of sudden braking is large based on the average value and the occurrence rate of dangerous driving behavior in a certain period (or a certain distance) of the driver who is the object of determination (higher order). ), Whether it is average (medium), or less (lower).

In the initial state, there is no history data of dangerous driving behavior. Therefore, the information acquisition unit 720, for example, acquires driver information of average content in advance, and when history data of dangerous driving behavior does not exist or when sufficient history data is not accumulated, Such driver information may be output to the driving determination unit 740.

The information presentation unit 750 transmits the advice information to the vehicle-mounted device 200 via the communication unit 710. That is, the information presentation unit 750 presents the driver with advice information that encourages safe driving according to the determined dangerous driving level (dangerous driving degree or accident occurrence risk). In addition, the information presentation unit 750 transmits the determination result information to the insurance company server 400 and the operation management company server 300 via the communication unit 710. That is, the information presentation unit 750 presents information related to the driver's accident occurrence risk to a non-life insurance company or an operation management company.

With such a configuration, the safe driving support server 700 determines the dangerous driving level of the driver based on the vehicle information, the environment information, and the like, and presents the advice information for prompting the safe driving according to the determination result. Can be done against.

<Operation of each device and system>
Next, the operation of each device and the safe driving support system 100 will be described. FIG. 9 is a flowchart showing an example of the operation of the vehicle-mounted device 200 shown in FIG.

In step S1010, the vehicle information generation unit 240 determines whether or not a dangerous driving behavior (event) is detected based on the sensor information output from the driving behavior acquisition unit 220. That is, the vehicle information generation unit 240 determines whether any of the determination conditions 812 (see FIG. 3) of the vehicle information generation table 810 is satisfied.

If the dangerous driving behavior is detected (S1010: YES), the vehicle information generation unit 240 advances the process to step S1020. Moreover, the vehicle information production | generation part 240 advances a process to below-mentioned step S1030, when dangerous driving | running behavior is not detected (S1010: NO).

In step S1020, the vehicle information generation unit 240 generates and stores vehicle information indicating the danger detection information 813 (see FIG. 3) corresponding to the detected dangerous driving behavior.

In step S1030, the vehicle information generation unit 240 determines whether or not the transmission timing for transmitting the stored vehicle information to the safe driving support server 700 has arrived. Such transmission timing is, for example, the timing at which the vehicle-side communication unit 210 detects that it has entered the ITS spot of the roadside device 600.

If the transmission timing has arrived (S1030: YES), the vehicle information generation unit 240 advances the process to step S1040. Moreover, the vehicle information generation part 240 advances a process to below-mentioned step S1050, when transmission timing has not come (S1030: NO).

In step S1040, the vehicle information generation unit 240 transmits the untransmitted stored vehicle information to the safe driving support server 700 via the vehicle side communication unit 210.

In step S1050, the information output unit 250 determines whether advice information has been received from the safe driving support server 700 via the vehicle-side communication unit 210.

When the information output unit 250 receives the advice information (S1050: YES), the information output unit 250 advances the process to step S1060. Further, when the information output unit 250 has not received the advice information (S1050: NO), the information output unit 250 advances the process to step S1070 described later.

In step S1060, the information output unit 250 displays the received advice information or outputs a voice.

In step S1070, the vehicle information generation unit 240 determines whether the end of the process is instructed by a user operation or the like.

The vehicle information generation unit 240 returns the process to step S1010 when the end of the process is not instructed (S1070: NO). Moreover, the vehicle information generation part 240 complete | finishes a series of processes, when the completion | finish of a process is instruct | indicated (S1070: YES).

With such an operation, the vehicle-mounted device 200 generates vehicle information every time a dangerous driving behavior occurs, periodically transmits the vehicle information to the safe driving support server 700, and receives advice information from the safe driving support server 700. Can be presented to the driver.

FIG. 10 is a flowchart showing an example of the operation of the safe driving support server 700.

In step S2010, the information acquisition unit 720 illustrated in FIG. 4 determines whether vehicle information is received from the vehicle-mounted device 200 via the communication unit 710.

When the information acquisition unit 720 receives the vehicle information (S2010: YES), the information acquisition unit 720 advances the process to step S2020. Moreover, the information acquisition part 720 advances a process to below-mentioned step S2050, when vehicle information is not received (S2010: NO).

Note that the information acquisition unit 720 only stores the received vehicle information in the information storage unit 730, separately determines whether the timing for determining the dangerous driving level has arrived, and performs processing when the timing arrives. You may make it progress to step S2020. For example, an instruction to make a determination is made to the safe driving support server 700 based on the timing of regular arrival such as 17:00 every day or the operation performed in the insurance company server 400 or the like. It is timing.

In step S2020, the information acquisition unit 720 acquires environmental information and insurance contract information from the information providing server 500 and the insurance company server 400. Further, the information acquisition unit 720 acquires (generates) the driver information based on the information stored in the information storage unit 730.

In step S2030, the information acquisition unit 720 corrects the dangerous driving level indicated by the vehicle information based on the environmental information and the driver information. That is, for each event, the information acquisition unit 720 is based on the danger detection information corresponding to the event, the travel environment at the time and place where the event occurred, and the driving tendency of the driver who generated the event. The dangerous driving degree of the event is calculated.

For example, it is assumed that the driver of the vehicle 110 is a 20-year-old female novice driver who drives almost only on holidays, lacks driving experience, and frequently has sudden braking and sudden steering. In the case of such a driver, a relatively high degree of dangerous driving is calculated for one sudden braking.

In addition, it is assumed that the driver of the vehicle 110 is a skilled driver who drives the same route at the same time zone every day for commuting and does not suddenly accelerate or brake, but often has excessive speed. In the case of such a driver, it is easy to perform a sudden acceleration or the like when the speed limit is exceeded, and a relatively high degree of dangerous driving is calculated.

Also, in the dim evening of a rainy holiday, the vehicle traveling ahead suddenly braked while decelerating towards the exit of the expressway. Therefore, the driver stepped on the brake suddenly to avoid a rear-end collision, but the vehicle 110 started to slip on a wet road surface, so that the vehicle 110 was returned to the posture with the sudden handle. Such a sudden brake and a sudden handle are rather necessary operations for ensuring safety. Therefore, in such a case, although the sudden braking and the sudden steering are performed, a relatively low dangerous driving degree is calculated.

In step S2040, the driving determination unit 740 adds the occurrence of the dangerous driving behavior (event) indicated by the vehicle information and the generation time thereof to the existing driver information as history information of the event generated by the driver. That is, the driving determination unit 740 indirectly corrects the driver information acquired by the information acquisition unit 720.

In step S2050, the driving determination unit 740 determines whether or not the presentation timing for presenting (transmitting) information (determination result information and / or advice information) based on the dangerous driving degree has come. As for the presentation timing, for example, an instruction to provide information to the safe driving support server 700 is given by the timing of regular arrival such as the end of every month or the operation performed in the insurance company server 400 or the like. It is timing.

When the presentation timing has arrived (S2050: YES), the driving determination unit 740 proceeds with the process to step S2060. Moreover, the driving | running | working determination part 740 advances a process to below-mentioned step S2080, when presentation timing has not come (S2050: NO).

In step S2060, the driving determination unit 740 generates determination result information indicating a dangerous driving level (for example, an accident occurrence risk level) of the driver based on the accumulated dangerous driving degree. Then, the driving determination unit 740 transmits the generated determination result information to the insurance company server 400 and the operation management company server 300 via the communication unit 710.

For example, the driving determination unit 740 determines the risk of accident occurrence based on driving behavior (event) in a predetermined section (a certain period such as the last six months in the past or a certain distance such as a 500 km section traveled immediately before). (Perform driver evaluation).

For example, it is assumed that the dangerous driving degree as a monthly total value is 10 points, 12 points, 18 points, 15 points, 20 points, and 13 points in order for 6 months. In this case, the total value and the maximum value of the dangerous driving degree are 88 points and 20 points, respectively. By applying these values to the determination result generation table 840 (see FIG. 7), the level of accident occurrence risk is determined, and the determination result is notified to the insurance company server 400 and the operation management company server 300.

In step S2070, the driving determination unit 740 generates advice information based on the insurance contract information and the calculated dangerous driving degree, and transmits the advice information to the vehicle-mounted device 200 via the communication unit 710.

For example, the driving determination unit 740 estimates the next non-fleet grade from the accident risk, and estimates the automobile insurance fluctuation from the estimated next non-fleet grade with reference to the advice information generation table 850 (see FIG. 8). .

For example, the driving determination unit 740 first calculates the accident occurrence rate of the current term indicated by the level of accident occurrence risk. The accident occurrence rate is, for example, 100% when one accident occurs. The driving determination unit 740 adopts this if the accident occurrence risk indicates the accident occurrence rate as it is. If the accident occurrence risk does not indicate the accident occurrence rate as it is, the operation determination unit 740 uses a conversion table or a conversion formula prepared in advance. To calculate the accident rate. Note that the driving determination unit 740 may calculate the accident occurrence rate in consideration of the length of the remaining period of the current period.

The driving determination unit 740 then changes the automobile insurance premium in the event of a single accident, the basic insurance premium, the driver's current non-fleet premium rate 852, and the non-fleet that is down three grades from that grade. It is calculated based on the grade premium rate 852. The basic premium and the current non-fleet class 851 of the driver are included in the insurance contract information acquired from the insurance company server 400.

Suppose, for example, that the basic charge is 120,000 yen / year and the current non-fleet grade 851 is “8”. In this case, the current automobile insurance premium is 120,000 × (100−40) = 72,000 yen / year. If one accident occurs, the non-fleet grade for the next term will be “5”, the automobile insurance premium will be 120,000 × (100-13) = 104,400 yen / year, and the insurance premium fluctuation will be 104,400-72. , 000 = 32,400 yen.

Here, when the accident occurrence rate is 70%, the difference between the virtual next-generation automobile insurance premium considering the possibility of the occurrence of the accident and the current automobile insurance premium is 32,400 × 70/100 = 22, 600 yen / year.

In step S2080, the information acquisition unit 720 determines whether the end of the process is instructed by an operator operation or the like. If the information acquisition unit 720 has not been instructed to end the process (S2080: NO), the information acquisition unit 720 returns the process to step S2010. In addition, when the information acquisition unit 720 is instructed to end the processing (S2080: YES), the information acquisition unit 720 ends the series of processing.

The driving determination unit 740 individually determines the timing at which the determination result information is transmitted to the insurance company server 400, the timing at which the determination result information is transmitted to the operation management company server 300, and the timing at which the advice information is transmitted to the vehicle-mounted device 200. You may judge. And the driving | operation determination part 740 may perform the production | generation of the information which should be transmitted to each, and transmission of this information separately according to a determination result. Alternatively, the driving determination unit 740 transmits determination result information to the insurance company server 400, transmits determination result information to the operation management company server 300, and advice information to the vehicle-mounted device 200 each time vehicle information is acquired. Some or all of the transmissions may be performed.

By such an operation, the safe driving support server 700 determines the driving danger level in consideration of the driving environment of the vehicle 110 and the driving tendency of the driver based on the occurrence of the dangerous driving behavior detected by the on-vehicle device 200, Advice information can be presented to the driver.

FIG. 11 is a sequence diagram showing an example of the operation of the safe driving support system 100. When detecting the occurrence of dangerous driving behavior (S3010), the vehicle-mounted device 200 transmits vehicle information including the danger detection information 813 to the safe driving support server 700 via the roadside device 600 (S3020). The vehicle information is also transmitted to the insurance company server 400 by the safe driving support server 700, for example.

The safe driving support server 700 receives the vehicle information, acquires environmental information from the information providing server 500 (S3030), and acquires insurance contract information from the insurance company server 400 (S3040).

In addition, the insurance company server 400 may receive the vehicle information without waiting for a request from the safe driving support server 700, and transmit the driver information and the insurance contract information to the safe driving support server 700. . In addition, the safe driving support server 700 does not necessarily acquire the information already acquired by the safe driving support server 700 or information that can be generated by itself from the information providing server 500 or the insurance company server 400. Good.

The safe driving support server 700 determines the dangerous driving level in consideration of the environmental information and the driver information, and corrects the driver information (adds a history) (S3050). Then, the safe driving support server 700 transmits the determination result information to the insurance company server 400 and the operation management company server 300 (S3060). Further, the safe driving support server 700 generates advice information including insurance premium fluctuation estimation information (S3070) and transmits the advice information to the vehicle-mounted device 200 via the roadside device 600 (S3080).

As a result of these processes by the safe driving support server 700, the vehicle-mounted device 200 presents advice information to the driver (S3090), and the insurance company server 400 and the operation management company server 300 determine the determination results for the respective operators. Information is presented (S3100, S3110). The insurance company server 400 may perform processing such as risk analysis and insurance premium calculation from the determination result information, and present the result of such processing.

By such an operation, the safe driving support system 100 evaluates the dangerous driving behavior of the vehicle 110 in consideration of the driving environment of the vehicle 110 and the driving tendency of the driver, and feeds back the evaluation result to the driver. Can do. In addition, the safe driving support system 100 can provide useful information to a property insurance company or an operation management company based on the evaluation result. The safe driving support system 100 does not increase the processing load of the vehicle-mounted device 200 and does not significantly change the operation management company server 300 and the insurance company server 400 to provide such a service. Can be realized.

Note that the safe driving support server 700 may change the content of the advice information according to the presentation timing. For example, every time a dangerous driving behavior is detected (that is, every time a dangerous driving degree is determined), the safe driving support server 700 generates advice information that promotes awareness of the dangerous driving behavior and transmits the advice information to the vehicle-mounted device 200. To do. In addition, the safe driving support server 700 generates insurance premium fluctuation estimation information at regular intervals such as every six months or when a predetermined condition such as the cumulative value of the dangerous driving degree exceeds a predetermined threshold is satisfied. And it transmits to the onboard equipment 200 as advice information which warns of the increase in a car insurance premium.

FIG. 12 is a plan view showing an example of a presentation state in the vehicle 110 of advice information that promotes awareness of dangerous driving behavior. On the screen of the liquid crystal display device mounted on the vehicle 110, a warning screen describing advice information for giving a warning about the behavior in response to a specific dangerous driving behavior (for example, sudden braking) by the vehicle-mounted device 200. 910 is displayed.

By presenting such advice information, the driver can be aware of the dangerous driving behavior he / she has performed and can be careful not to perform such behavior. Therefore, the safe driving support system 100 can prompt the driver to drive the vehicle 110 safely.

FIG. 13 is a plan view showing an example of a presentation state of advice information including insurance premium fluctuation estimation information on the vehicle 110. On the screen of the vehicle 110, a warning screen 920 including insurance premium fluctuation estimation information that specifically indicates the estimation of the fluctuation of the automobile insurance premium is displayed by the vehicle-mounted device 200.

If the financial information is presented in this way, the driver is more likely to be willing to drive safely as compared to the case where information indicating the history of dangerous driving is simply presented. Therefore, the safe driving support system 100 can more effectively prompt the driver to drive the vehicle 110 safely.

<Effects of the present embodiment>
As described above, the safe driving support server 700 according to the present embodiment has the information acquisition unit 720 that acquires the vehicle information indicating the driving behavior of the vehicle 110 and the environment information indicating the traveling environment of the vehicle 110. In addition, the safe driving support server 700 includes a driving determination unit 740 that determines the dangerous driving level of the driver of the vehicle 110 based on the acquired vehicle information and environmental information. The safe driving support server 700 includes an information presenting unit 750 that presents advice information for prompting a safe driving to the driver according to the determined dangerous driving level.

Thereby, the safe driving support server 700 according to the present embodiment can prompt the driver to drive the vehicle 110 safely.

<Modification of the present embodiment>
In addition, the content and form of the vehicle information indicating the driving behavior of the vehicle 110 that is acquired by the safe driving support server 700 are not limited to the above example. For example, the vehicle information may be sensor information detected by a sensor of the vehicle 110, or information indicating the content and occurrence time of an event that has occurred. However, in this case, the safe driving support server 700 needs to generate the danger detection information 813 based on the acquired information. However, in the case where the contents of the event are not reflected in the dangerous driving degree, the safe driving support server 700 acquires the dangerous score 824 (see FIG. 5) corresponding to the environmental information every time the event occurs, and the acquired dangerous score. You may use 824 as a temporary dangerous driving degree as it is. That is, the safe driving support server 700 may calculate the dangerous driving degree by multiplying the risk factor 824 by the risk coefficient 834 (see FIG. 6) corresponding to the driver information.

Further, the contents and forms of the various tables described above are not limited to the above examples. For example, the driver information conversion table 830 (see FIG. 6) may describe information indicating the tendency of the driver's dangerous driving determined based on the risk avoidance behavior history when the driver encounters the danger. .

However, each of the vehicle-mounted device 200 and the safe driving support server 700 acquires information of a type that matches the contents of the table to be referenced, and calculates the dangerous driving degree and accident occurrence risk by a method that matches the contents of the table to be referenced. It is necessary to calculate.

For example, when the environmental information conversion table 820 describes the risk score in association with the vehicle type, the safe driving support server 700 needs to acquire information indicating the vehicle type of the vehicle 110 as the environmental information. Further, for example, when the environment information conversion table 820 describes a coefficient to be multiplied with the risk detection information instead of the risk score, the safe driving support server 700 multiplies the risk detection information 813 with the coefficient. To calculate the dangerous driving degree.

Further, the contents of the various tables described above may be automatically or manually changeable from the safe driving support server 700, the information providing server 500, the insurance company server 400, the operation management company server 300, or other devices. For example, the safe driving support server 700 may update the contents of the environment information conversion table 820 sequentially based on information related to driving behavior of other vehicles under a similar driving environment.

Further, the content and form of information presented to the driver and the content and form of information transmitted to the insurance company server 400 and the operation management company server 300 are not limited to the above-described examples.

For example, each time the dangerous driving degree is calculated (every event occurs), the safe driving support server 700 sequentially outputs audio information indicating the contents of the event and the dangerous driving degree, so that the vehicle-mounted device 200 is output. You may give instructions. In addition, for example, every time the dangerous driving degree is calculated (every event occurs), the safe driving support server 700 sequentially displays information indicating the contents of the event and the dangerous driving degree, and the insurance company server 400 and You may transmit to the operation management company server 300. FIG. Further, for example, the safe driving support server 700 may transmit the insurance fee fluctuation information to the insurance company server 400 and / or the operation management company server 300. If the insurance contract is a fleet contract, it is assumed that the loss rate / discount rate table will change. Therefore, in this case, the safe driving support server 700 calculates a value obtained by multiplying the fluctuation value of the automobile insurance premium estimated from one vehicle 110 by the number of contracts as the fluctuation value of the automobile insurance premium as the entire contract. You may send this.

In addition, the method for acquiring various types of information by the safe driving support server 700 and the method for generating the information in each device are not limited to the above example. For example, the safe driving support server 700 may acquire various types of information such as environmental information through an information input operation on a user interface (such as a liquid crystal display with a touch panel) of the safe driving support server 700. In addition, the insurance company server 400 generates insurance contract information to be transmitted to the safe driving support server 700 in response to an operation of an employee of a non-life insurance company performed through the insurance company server interface unit, for example. Also good.

Further, the environment to which the safe driving support system 100 is applied is not limited to the above example. For example, the vehicle-mounted device 200 may be mounted on a general driver's vehicle. In this case, the operation management company server 300 is not necessary. The determination result information does not necessarily have to be transmitted to the insurance company server 400 or the operation management company server 300.

Further, the vehicle-mounted device 200 may communicate with the safe driving support server 700 using a mobile phone network or a wireless LAN, that is, without using the roadside device 600. Or onboard equipment 200 may communicate with safe driving support server 700 by other communication forms, such as V2X communications, such as communication between vehicles, and communications via a satellite. When the vehicle-mounted device 200 can always be connected to the safe driving support server 700, the vehicle-mounted device 200 may sequentially transmit sensor information or sequentially transmit vehicle information every time an event occurs. However, by adopting the form of an ITS terminal that communicates with the safe driving support server 700 using the ITS network, the vehicle-mounted device 200 can be realized with only minor modifications to the existing ITS terminal, and more reliably. This makes it possible to easily collect vehicle information. Further, in this case, it becomes easy to link the collection of automobile insurance premiums and various service charges with the ETC billing settlement system.

Further, a part of the configuration of each device including the safe driving support server 700 may be physically separated from other parts of the configuration of the device. In this case, the plurality of separated parts need to have communication units for communicating with each other. For example, some of the functions of the safe driving support server 700 may be clouded or arranged in the vehicle-mounted device 200. The safe driving support server 700 may be configured integrally with the information providing server 500, the insurance company server 400, or the operation management company server 300.

<Summary>
A safe driving support server 700, which is a safe driving support device according to the present embodiment, includes an information acquisition unit 720, a driving determination unit 740, and an information presentation unit 750. The information acquisition unit 720 acquires vehicle information indicating the driving behavior of the vehicle 110 and environment information indicating the traveling environment of the vehicle 110. The driving determination unit 740 determines the dangerous driving level of the driver of the vehicle 110 based on the acquired vehicle information and environmental information. The information presenting unit 750 presents advice information that encourages safe driving to the driver according to the determined dangerous driving level.

It should be noted that the advice information may include insurance premium fluctuation estimation information indicating a change in the insurance premium of the automobile insurance applied to the driver, which is estimated based on the dangerous driving level.

The information acquisition unit 720 may acquire driver information indicating the driving characteristics of the driver of the vehicle 110, and the driving determination unit 740 may determine the dangerous driving level based on the acquired driver information. .

The safe driving support server 700 may further include an information storage unit 730 that stores driver information. In this case, the information acquisition unit 720 may acquire the stored driver information, and the driving determination unit 740 may correct the stored driver information based on the acquired vehicle information.

The vehicle information includes a first index value indicating the degree of dangerous driving performed by the vehicle 110, and the environmental information is associated with a second index value indicating the degree of tendency of the driving environment to induce dangerous driving. The driver information may be associated with a third index value indicating the degree of tendency of the driver to perform dangerous driving. In this case, the driving determination unit 740 corrects the first index value based on the second index value and the third index value, and calculates a fourth index value indicating a dangerous driving level. Then, the information presentation unit 750 presents advice information having contents according to the calculated fourth index value. You may operate in this way.

Further, the advice information may include insurance premium fluctuation estimation information indicating a change in the insurance premium of the automobile insurance applied to the driver, which is estimated based on the dangerous driving level. The safe driving support server 700 may further include a communication unit 710. In this case, the communication unit 710 conveys vehicle information, environmental information, and insurance contract information indicating contract details to the information acquisition unit 720 from the outside. Further, the communication unit 710 outputs the insurance premium fluctuation estimation information generated by the information presentation unit 750 based on the acquired insurance contract information to the outside.

The communication unit 710 may be communicably connected to each of the vehicle-mounted device 200, the information providing server 500, and the insurance company server 400. In this case, the vehicle-mounted device 200 detects driving behavior and generates vehicle information, and outputs information by at least one of an image and sound. The information providing server 500 stores environment information. The insurance company server 400 stores insurance contract information. The information acquisition unit 720 acquires vehicle information, environmental information, and insurance contract information via the communication unit 710. The information presentation unit 750 generates insurance premium fluctuation estimation information based on the acquired insurance contract information, and causes the in-vehicle device 200 to output the generated insurance premium fluctuation estimation information via the communication unit 710. You may operate in this way.

Further, the communication unit 710 may be communicably connected to the operation management company server 300 owned by an administrator who manages the operation of the vehicle 110 by the driver. In this case, the information presentation unit 750 may transmit the determination result information indicating the dangerous driving level and / or the insurance fee fluctuation estimation information to the insurance company server 400 and the operation management company server 300 via the communication unit 710.

In the safe driving support method according to the present embodiment, vehicle information indicating the driving behavior of the vehicle and environmental information indicating the traveling environment of the vehicle are acquired. And based on the acquired vehicle information and environmental information, the dangerous driving level of the driver | operator of a vehicle is determined. Further, advice information for encouraging safe driving is presented to the driver according to the determined dangerous driving level.

The safe driving support device and the safe driving support method according to the present disclosure are useful as a safe driving support device and a safe driving support method that can promote safe driving of a vehicle.

DESCRIPTION OF SYMBOLS 100 Safe driving support system 110 Vehicle 200 Onboard equipment 210 Vehicle side communication part 220 Driving behavior acquisition part 230 Vehicle side information storage part 240 Vehicle information generation part 250 Information output part 300 Operation management company server 400 Insurance company server 500 Information provision server 600 Road side Machine 700 safe driving support server 710 communication unit 720 information acquisition unit 730 information storage unit 740 driving determination unit 750 information presentation unit 810 vehicle information generation table 811 detection item 812 determination condition 813 danger detection information 820 environmental information conversion table 821 citation information 822 detection Item 823 Judgment condition 824 Risk score (second index value)
830 Driver information conversion table 831 Citation information 832 Citation item 833 Judgment condition 834 Risk factor (third index value)
840 Judgment result generation table 841 Total value 842 Maximum value 850 Advice information generation table 851 Non-fleet grade 852 Additional rate 910, 920 Warning screen

Claims (9)

Vehicle information indicating the driving behavior of the vehicle, and an information acquisition unit for acquiring environmental information indicating the driving environment of the vehicle;
A driving determination unit that determines a dangerous driving level of the driver of the vehicle based on the acquired vehicle information and the environmental information;
According to the determined dangerous driving level, an information presenting unit that presents advice information for encouraging safe driving to the driver,
Safe driving support device. The advice information includes premium fluctuation estimation information indicating a change in a premium of automobile insurance applied to the driver, which is estimated based on the dangerous driving level.
The safe driving support device according to claim 1. The information acquisition unit acquires driver information indicating driving characteristics of the driver of the vehicle,
The driving determination unit determines the dangerous driving level based on the acquired driver information.
The safe driving support device according to claim 1. An information storage unit for storing the driver information;
The information acquisition unit acquires the stored driver information,
The driving determination unit corrects the stored driver information based on the acquired vehicle information.
The safe driving support device according to claim 3. The vehicle information includes a first index value indicating a degree of dangerous driving performed by the vehicle,
The environmental information is associated with a second index value indicating a degree of tendency of the driving environment to induce the dangerous driving,
The driver information is associated with a third index value indicating the degree of tendency of the driver to perform dangerous driving,
The driving determination unit corrects the first index value based on the second index value and the third index value, and calculates a fourth index value indicating the dangerous driving level,
The information presenting unit presents the advice information having contents according to the calculated fourth index value.
The safe driving support device according to claim 3. The advice information includes premium fluctuation estimation information indicating a change in a premium of automobile insurance applied to the driver, which is estimated based on the dangerous driving level,
The insurance fee fluctuation estimation information generated by the information presentation unit based on the acquired insurance contract information and the vehicle information, the environment information, and the insurance contract information indicating the contract details from the outside Is further provided with a communication unit that outputs to the outside,
The safe driving support device according to claim 3. The communication unit is
An on-vehicle device that detects the driving behavior and generates the vehicle information, and outputs information by at least one of an image and sound,
An information providing server for storing the environmental information;
Each of the insurance company servers storing the insurance contract information is connected to be communicable,
The information acquisition unit acquires the vehicle information, the environment information, and the insurance contract information via the communication unit,
The information presentation unit generates the insurance premium fluctuation estimation information based on the acquired insurance contract information, and causes the generated insurance premium fluctuation estimation information to be output on the vehicle-mounted device via the communication unit.
The safe driving support device according to claim 6. The communication unit is communicably connected to an operation management company server owned by an administrator who manages the operation of the vehicle by the driver,
The information presenting unit transmits at least one of the determination result information indicating the dangerous driving level and the insurance premium fluctuation estimation information to the insurance company server and the operation management company server via the communication unit.
The safe driving support device according to claim 7. Obtaining vehicle information indicating the driving behavior of the vehicle, and environmental information indicating the driving environment of the vehicle;
Determining a dangerous driving level of a driver of the vehicle based on the acquired vehicle information and the environmental information;
Presenting advice information for encouraging safe driving to the driver according to the determined dangerous driving level, and
Safe driving support method.

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