US1419065A - Bank book - Google Patents

Description

M. LIGHTER.

BANK BOOK. APPLICATION man MAY19,I920.

1AM Patented J ne 6,1922.,

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JOHN Doe Savmqs Balm New Yo "N.

MOM 5 S IN'VENTOR M JZ jLVIN menu;

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BANK'BOOK. l

Specification of Letters Patent. Patented June 6, 1922.

Application fil ed may 19, 1920. Serial No. 382,570.

To all whom it may concern:

Be it known that I, MALVIN LIGHTER, a citizen of the United States, residin in New York city, in the county of New State of New York, have invented certain new and useful Improvements in Bank Books, of which the following is a full, clear, and concisedescription.

My invention relates to bank books, my more particular purpose being to produce a bank book of such structureand arrangement as to adapt it for use in holding securely a limited number of coins of small denominations, the total of such coins tooting up a predetermined round sum, say one dollar or two dollars, the housing of the coins being so effected as to prevent them V lar to Figure from rattlin as well as from wedging together; and in doing this I also seek to have the coins in such condition that they may readily be counted by merely opening the book.

A; further object of my invention is to make provision for enabling the book as a whole to be used as a deposit book torgeneral purposes, and more particularly as a record for itemizing deposits made from time to time by simply handing in the book,

with its content of coins, to the receiving teller; Y

Stlll another object of my invention is to give the bank book such construction and' arrangement as will tend to make its normal use attractlve to young persons, or in other words I seek to confer upon the book,

to some extent at least, the functions of a toybank.

Reference is made to the accompanying drawing forming a part ofthis specification,

and in which like letters indicate like parts throughout the several figures.

Figure 1 is a plan view of one form of my improved bank book, showing it as open.

Figure 2 is a substantially central cross section through the form of the book ap-' 'pearing in Figure 1, but showlng it as partially closed.

Figure 3 1s a cross section, somewhat simibook.

Figure 4 is a cross section through still another form. v v

Figure 5 is a perspective of the form of I my bank book shown in Figure 3.

'ure 4:. ork and 2, but of another form of my Figure 6 is" a fragmentary perspective of the form of my bank book appearing in Fig- Figure'? is a lan view ofthe bank book as it appears w en closed, this view being a Christmas present or as a toy bank, it may be made up wholly or in part of such materials as celluloid,.thin and durable tree bark,

, sheet cork, or even sheet metal.

Each coin card 9, 10 is provided with a number of coin compartments 11, 12, 13, of difierent sizes, each compartment being of the exact size required to enable it to hold securely a standard and popular coin of small denomination. In the particular instance here illustrated the compartments 11 are for five-cent pieces commonly known as nickels, the compartments 12 being for dimes and the compartments 13 being adapted for quarters. I do not limit myself to coins of these particular denominations, as these are merely intended as typical.

Preferably as here shown each coin card is adapted to hold coins of an aggregate value ofia predetermined round sumin this particular instance one dollar. Thus the capacity of the book shown in Figures 1 and 2 is two dollars.

With the form of my device just mentioned, namely the one appearing in Figures 1 and 2, the book when filled with coins as herein contemplated may be handed in at a bank, the depositor being given proper credit in any appropriate way and receiving a new book in which to continue the saving of coins. If so desired, however, the book neednot be used in connection with any-commercial bank. It can be employed after the mannerof a toy safe or other form. of. toy bank. I

form shown in Figures 3 and 5, I

In the insert a memorandum sheet .14, provided with ruling 15. This ruling marks the memorandum sheet oif'into columns, as in dicated in Figure 5. Thus repared, the memorandum sheet is well a apted to receive written memoranda ofideposits, as indicated in Figure 5. In" order to hold the memorandum sheet in position, it, is provid-- ed with a reverting edge portion 16, which is inserted beneath the adjacent edge por- .tion of the coinfcard 10.

The form shown in Figures 3 and [5, like the one appearing in Figures land 6, ma y be used as a toy bank, in the manner above described with referenceto the form shown in Figures 1 and 2, The presence iof the memorandum sheet may be disregarded, or

the memorandum sheetfmay be used for.

memoranda independent of'the savings, or it may be employed for notes in connection with the purpose'of .the book, considered as atoyba'. j

As indicated inzFigure may be used to display legends of various kinds, for instance indicating the name of a."

commercialbank ,with which the book is as sociated, or indicating'the name of-the owner of the book, or suggesting economy' or'a thrift as a general rule of action-- depending upon the manner in whichf it used.

suggest to the imaginative mind thepropriety of filling-the compartments in the mute appeal of 1 the empty compartments.

Then, after the coins are fitted'into the compartments, it s'sim'pl humannatureto letv them remain and to a d to them,- rather than 7 the book As a toy bank, it offers an save in that its coin compartments,so long as empty or partially emptyyconst'antly;

.to; withdraw them prematurely or irreguvafter the manner ofa book filled with stamps. and conforming to the system of a typical savings bank. usedyerymuchlike the-book of any ordi- ."nary commercial bank. Bills or checks may be deposited inthe usual manner, and such.

. deposits may be noted on the memorandum sheet, and this, too, independently of whether or not any or all coins which ma be carried by the book are deposited.

I do not;limit myself to the precise vconstruction' shown, as variations may be made. 1 Y Y therefrom 'without departing from my -in 175 ention, the scopeiof which Is comme surate' ';'I -fi with .my claims. I

I,claim edge portion of the coin car and theportion of the book back immediately adjacent. 2. A bankbook, comprising. abook back.

bent doubleand thu's provided with apair of I 'le'aves facing'each other 'andhconnected to gather by a". fold, a pair ofcoincardscarried by said-book back and provided wall number'of separate coin compartments, each V p y coin card being secured to the leaf immedie '95 I invite especial attention 5 tov the" fact that my device presents considerable-- advantages,

of'fleaves'ifacingeach other, a air of coin cards each. 'rovided with 00111 compartme'nts, the com cards facing each other and being secured to the book back, and a memorandum sheet provided with a reverting edge portion extending between one edge portion of the coin card'and the portion of the book back'immediatelyadjacent sald y edge portion of said coin card.

YMALVIN'I'LICHTER.

Again, it may be 65 1 A bank book, comprisingaj'bookback 1 gandja coin card carried-; by said bookback '80 land provided withc'oin compartments, and a memorandum sheet located within the book E 5; back and provided witha relativelyflarg portion facing said coinicard, said me'morandum sheet being further; provided with j 85 a reverting portion extendin between one book, comPrising-a book back

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