TW202105296A - Anti-counterfeiting method and system for seal and stamp wherein the seal and stamp anti-counterfeiting system includes a client communication device and a bank server system to ensure data integrity - Google Patents

Abstract

A seal and stamp anti-counterfeiting method is implemented by a seal and stamp anti-counterfeiting system. The seal and stamp anti-counterfeiting system includes a client communication device and a bank server system. The seal and stamp anti-counterfeiting method is that the bank server system receives an input of a user data, generates a first application image data according to the input and an anti-counterfeiting data, and outputs the first application image data to the client communication device, wherein the anti-counterfeiting data include a first watermark data. The bank server system receives a second application image data, interprets the second application image data to generate an interpretation data, and judges whether the second watermark data of the interpretation data is the same as the first watermark data, in order to judge whether the second application image data is forged.

Description

Anti-counterfeiting method and system for seal stamp

The present invention relates to a method and system for preventing unauthorized actions, in particular to an electronic anti-counterfeiting method and system for ensuring the integrity of data.

At present, when the bank conducts financial-related transactions with customers, the relevant information required for the transaction instructions used by both parties is mainly filled out by the customer online through electronic communication equipment, and the completed relevant information is printed as a physical paper for stamping , And then use electronic communication equipment to scan or fax the stamped physical paper data into digital form and send it back to the relevant bank unit, and then the relevant bank unit will print the received digital form of transaction instructions It is the physical paper and is printed to determine its legal effect.

However, no matter whether it is a digital or physical form of a transaction instruction, once it is stamped and stamped, interested parties can easily copy its stamp to forge other transaction instructions, which will cause transaction risks. Therefore, how to improve the existing The risk of fraudulent use of the seal and stamp of transaction instructions between banks and customers is a shortcoming that needs to be improved.

Therefore, an object of the present invention is to provide a seal stamp anti-counterfeiting method that can distinguish whether the seal stamp is fraudulently used.

Therefore, the seal stamp anti-counterfeiting method of the present invention is executed by a seal stamp anti-counterfeiting system. The seal stamp anti-counterfeiting system includes a client communication device and a bank server system communicatively connected with the client communication device. The anti-counterfeiting method includes one step (A), one step (B), and one step (C).

The step (A) is that the bank server system receives an input with a user data, generates a first application form data based on the input and an anti-counterfeiting data, and outputs the first application form data to the client A communication device, wherein the anti-counterfeiting data includes a first watermark data, and the content of the first application form includes a seal field pattern, and a seal field pattern displayed on the seal field pattern and corresponds to the first watermark data Anti-counterfeiting watermark pattern.

The step (B) is that the bank server system receives a second application form image data from the client communication device, the second application form image data includes a seal field pattern, and a corresponding second watermark data An anti-counterfeit watermark pattern, and a user seal stamp pattern displayed on the seal column pattern, the bank server system interprets the second application image data to generate an interpretation data.

In the step (C), the bank server system judges whether the second watermark data of the interpretation data and the first watermark data are the same.

In addition, another object of the present invention is to provide a seal stamp anti-counterfeiting system that can distinguish whether the seal stamp has been fraudulently used.

Therefore, the seal stamp anti-counterfeiting system of the present invention includes a user-side communication device and a bank server system in communication with the user-side communication device.

The bank server system receives an input with a user data, generates a first application form data based on the input and an anti-counterfeiting data, and outputs the first application form data to the client communication device, wherein the The anti-counterfeiting data includes a first watermark data, and the content of the first application form includes a seal field pattern and an anti-counterfeit watermark pattern displayed on the seal field pattern and corresponding to the first watermark data.

The bank server system receives a second application form image data from the client communication device, the second application form image data including a seal field pattern, and an anti-counterfeit watermark pattern corresponding to a second watermark data, and A user seal stamp pattern displayed on the seal column pattern, the bank server system interprets the second application form image data to generate an interpretation data.

The bank server system determines whether the second watermark data of the interpreted data is the same as the first watermark data.

The effect of the present invention is that the client communication device returns the second application image with the second watermark data corresponding to the first application image and sets it to the bank server system for interpretation by the bank server system. It is compared with the first watermark data of the first application image to determine whether the user's seal and stamp pattern is stolen.

The idea of this proposal is to add an anti-counterfeiting mechanism to the seal field of the transaction instructions between the bank and the user. Through the development and design of the bank's server, add a random watermark and a two-dimensional barcode (for example: QR code) in the seal field. In order to prevent unauthorized persons from embezzling, the random watermark is randomly generated by the bank's server system and printed in the seal field of the transaction instruction book, and then received by the user's client communication device, and the random watermark geometry is Randomly generate 1~2 (can be a straight line, a curve), but it must extend to the two opposite corners or two opposite sides of the seal field, and must exceed the border of the seal field, when the bank's server receives it from the user When the transaction instruction is sent back through the client communication device, it can be double-identified by the computer system and manually to confirm whether the watermarks inside and outside the seal field are the same to prevent people from embezzling the seal. In addition, the QR code contains customer-related information. Information can be randomly generated at least one to three. The bank’s server can interpret the transaction instructions returned by the user and compare it with the above-mentioned user-related information. If there is a difference, the system can remind the operator Note that the implementation of the present invention will be described in detail below with specific examples in which banks provide their customers to perform remittance and transfer related operations.

Referring to FIG. 1, a specific embodiment of the seal stamp anti-counterfeiting system of the present invention includes a client communication device 2 and a bank server system 3 communicatively connected with the client communication device 2, and further illustrates that the client communication device 2 is an electronic communication device with functions such as data access, writing, and transmission, such as: a personal computer, smart phone, tablet computer, etc. that are connected to a fax machine or the Internet to communicate with a remote device. The bank server system 3 specifically includes a communication module 31 communicating with the client communication device 2, a processing module 32 for processing data transmitted with the client communication device 2, and a data storing data Library 33.

Referring to FIG. 2, the following describes a seal stamp anti-counterfeiting method implemented in this embodiment, which includes a data generation step (A), a data interpretation step (B), and a picture-data comparison step (C).

In the data generation step (A), the communication module 31 of the bank server system 3 receives an input with a user data from the client communication device 2, and the processing module 32 generates an input based on the input and an anti-counterfeiting data. The data of the first application form, and the communication module 31 outputs the data of the first application form to the client communication device 2. More specifically, the data generation step (A) includes in detail a stored image data. Step (A1), a data input sub-step (A2), and an anti-counterfeiting conversion sub-step (A3).

With reference to Figures 3 and 4, the first step of storing image data (A1) is to store an original application image data for the database 33 of the bank server system 3, and the original application image data is a digital form of a remittance transaction instruction. , And then the data input sub-step (A2) is that the client communication device 2 reads the original application image data from the bank server system 3, and provides the input with the user information according to the original application image data, in more detail In other words, the user first uses the client communication device 2 to communicate with the communication module 31 of the bank server system 3, and then reads the remittance transaction instruction form stored in the database 33, and then cooperates with reference to Figure 2. The remittance transaction instruction form is a blank form without any information entered, and then enter the corresponding information according to the relevant fields, such as: account number, time series (the format is YYYYMMDDHHMMSS), the corresponding beneficiary account number, and account name , Remittance amount..., etc., that is, the aforementioned user information. The input specifically includes the area of the debit account number, the type of transaction, etc., and then the anti-counterfeiting conversion sub-step (A3) is that the bank server system 3 interacts with an anti-counterfeiting The data generates the image data of the first application form, and then outputs the image data of the first application form to the client communication device 2, wherein the anti-counterfeiting data includes a first watermark data, and the content of the image data of the first application form It includes a seal field pattern and an anti-counterfeit watermark pattern displayed on the seal field pattern and corresponding to the first watermark data. In more detail, the input and the anti-counterfeit data are processed by the processing module 32 Perform anti-counterfeiting conversion processing, that is, add the first watermark data to the remittance transaction instruction that is filled in the input, so that the remittance transaction instruction is converted into the first application form image data, corresponding to the first watermark data The appearance geometric form of the anti-counterfeiting watermark pattern can be, for example, a continuous dashed line, a long and short dashed line, a continuous curve, a triangle symbol, etc., in conjunction with FIG. 5, in this embodiment, the anti-counterfeiting watermark pattern is a long and short dashed line. In addition, The fax transaction instruction application shown in FIG. 5 is a specific implementation aspect of the aforementioned remittance transaction instruction in actual business applications.

It should be further explained that the image data of the first application form, that is, the remittance transaction instruction with the input, and a seal field pattern case for the user to stamp the physical seal. In this embodiment, the processing The module 32 generates an anti-counterfeit watermark pattern corresponding to the first watermark data on the seal field pattern. Specifically, the anti-counterfeit watermark pattern includes a main part located in the seal field pattern, and From one of the two opposite sides of the main part, a first spanning portion outside the seal field pattern extends, and a second spanning part that extends from the other of the two opposite sides of the main part out of the seal verification field pattern, That is, the preferred position of the anti-counterfeit watermark pattern is located and extends beyond the seal field pattern. It should be added that in order to highlight the appearance of the anti-counterfeit watermark pattern, in this embodiment, the anti-counterfeit watermark pattern The position of is located above a user seal stamp pattern, but the actual sequence is that the anti-counterfeiting watermark pattern is first followed by the user seal stamp pattern, and the method of generating the user seal stamp pattern will be detailed later. In addition, The processing module 32 also generates a two-dimensional bar code displayed in the seal column pattern according to the first-rate water number corresponding to the remittance transaction instruction and part of the user data, so as to improve the safety and security of subsequent identification. Correctness, and the specific identification method will be detailed later, and the two-dimensional bar code may be, for example, a QR code (Quick Response Code), but is not limited to this form.

The data interpretation step (B) is that the bank server system 3 receives a second application form data from the client communication device 2, and the second application form data includes a seal field pattern, one corresponding to a second The anti-counterfeiting watermark pattern of the watermark data, a user seal stamp pattern displayed on the seal field pattern, and the two-dimensional bar code. The bank server system 3 interprets the second application image data to generate a Interpret the data, more specifically, when the user receives the first application image via the client communication device 2, then converts the first application image into a physical paper form, for example, by printing , And stamp the stamp in the stamp field pattern, that is, the aforementioned user stamp stamp pattern, and then convert the stamped first application image into a digital data format by, for example, scanning, that is The second application image data is transmitted to the communication module 31 of the bank server system 3 through the client communication device 2, and then the processing module 32 receives the second application image data. The corresponding image of the application image is displayed by the relevant display device, that is, the interpretation data. In addition, the digital form of the second application image can also be converted into physical paper form for interpretation by printing. In addition, the user can also convert the first application image in the form of a printed physical paper into the second application image by fax to send it to the communication module 31, and the user seals the stamp pattern It is the stamp pattern after the user has stamped his seal. In addition, the position of the user’s seal stamp pattern and the position of the anti-counterfeiting watermark pattern are preferably interleaved with each other. When the stamp pattern is cut, it is still mixed with part of the anti-counterfeiting watermark pattern, thereby preventing theft.

The image data comparison step (C) is that the bank server system 3 determines whether the second watermark data of the interpretation data is the same as the first watermark data. In more detail, when the communication module 31 receives After the second application image is converted into the interpretation data, the relevant comparison equipment or personnel then compares whether the first and second watermark data are the same, that is, the comparison user uses the client communication device 2Whether the anti-counterfeiting watermark pattern of the second application form data returned is the same as the anti-counterfeiting watermark pattern of the first application form picture material? When they are different, it represents the user seal of the second application form picture material The stamp design has been misappropriated. In addition, you can scan the two-dimensional bar code of the second application to check whether the corresponding data is the same as the data corresponding to the two-dimensional bar code of the first application. , Which can more effectively and instantly ensure the security of the remittance transaction instructions.

To sum up, when the embodiment implements the anti-counterfeiting method of the seal stamp, the bank server system 3 generates the first watermark data with the first watermark data according to the input provided by the client communication module 2 and the anti-counterfeiting data. Application form data, when the client communication device 2 provides the user seal stamp pattern for the first application form data, so that the first application form data is converted into the second application form data, and then the The bank server system 3 compares whether the first and second watermark data and the two-dimensional barcodes of the first and second application forms are the same, so as to instantly and effectively confirm the user seal and stamp provided by the user. Whether the pattern has been stolen, it can indeed achieve the purpose of the invention.

However, the above are only examples of the present invention. When the scope of implementation of the present invention cannot be limited by this, all simple equivalent changes and modifications made in accordance with the scope of the patent application of the present invention and the content of the patent specification still belong to Within the scope of the patent of the present invention.

2: Client communication device 3: Bank Servo System 31: Communication module 32: Processing module 33: Database A: Data generation steps A1: Save image data sub-step A2: Data input sub-step A3: Sub-steps of anti-counterfeiting conversion B: Data interpretation steps C: Picture-data comparison steps

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: Figure 1 is a block diagram illustrating an embodiment of the seal stamp anti-counterfeiting system of the present invention; Figure 2 is a flowchart illustrating a seal stamp anti-counterfeiting method implemented in this embodiment; Figure 3 is a flow chart to assist in explaining a data generation step of the seal stamp anti-counterfeiting method; Figure 4 is a schematic diagram illustrating a remittance transaction instruction executed by this embodiment; and Fig. 5 is a schematic diagram to assist in explaining the anti-counterfeiting watermark pattern and the two-dimensional bar code generated during the anti-counterfeiting method of the seal stamp implemented in this embodiment.

2: Client communication device

3: Bank Servo System

31: Communication module

32: Processing module

33: Database

Claims (10)

A seal stamp anti-counterfeiting method is executed by a seal stamp anti-counterfeiting system. The seal stamp anti-counterfeiting system includes a client communication device and a bank server system communicatively connected with the client communication device. The seal stamp anti-counterfeiting method contain: (A) The bank server system receives an input with a user data, generates a first application form data based on the input and an anti-counterfeiting data, and outputs the first application form data to the client communication device, Wherein, the anti-counterfeiting data includes a first watermark data, and the content of the first application form includes a seal field pattern, and an anti-counterfeit floating image displayed on the seal field pattern and corresponding to the first watermark data. Watermark pattern (B) The bank server system receives a second application form image data from the client communication device, the second application form image data includes a seal field pattern, and an anti-counterfeiting watermark corresponding to a second watermark data Pattern, and a user seal stamp pattern displayed on the seal column pattern, the bank server system interprets the second application form image data to generate an interpretation data; and (C) The bank server system judges whether the second watermark data of the interpretation data is the same as the first watermark data. The anti-counterfeiting method for seal stamps according to claim 1, wherein the step (A) includes the following sub-steps: (A1) The bank's server system stores an original application map, (A2) The client communication device provides the input with the user information according to the original application map, and (A3) The bank server system generates the first application form data based on the input and the anti-counterfeiting data, and the client communication device receives the first application form data. The seal stamp anti-counterfeiting method according to claim 2, wherein the original application image data corresponds to a first-rate water number, and in this step (A), the bank server system also generates a display in the seal field according to the serial number Patterned two-dimensional bar code. The seal stamp anti-counterfeiting method according to claim 1, wherein, in the step (B), the anti-counterfeiting watermark pattern includes a main part located in the seal field pattern, and a main part located on opposite sides of the main part One of them extends out of the first spanning portion outside the seal column pattern. The seal stamp anti-counterfeiting method according to claim 4, wherein, in the step (B), the anti-counterfeiting watermark pattern further includes one extending from two opposite sides of the main part, the other of which extends beyond the seal field pattern The second span. The seal stamp anti-counterfeiting method according to claim 1, wherein, in the step (B), the position of the user seal stamp pattern is staggered with the position of the anti-counterfeiting watermark pattern. A seal stamp anti-counterfeiting system, including: A client communication device; and A bank server system is in communication with the client communication device, The bank server system receives an input with a user data, generates a first application form data based on the input and an anti-counterfeiting data, and outputs the first application form data to the client communication device, wherein the The anti-counterfeit data includes a first watermark data, and the content of the first application form includes a seal field pattern and an anti-counterfeit watermark pattern displayed on the seal field pattern and corresponding to the first watermark data; The bank server system receives a second application form image data from the client communication device, the second application form image data including a seal field pattern, and an anti-counterfeit watermark pattern corresponding to a second watermark data, and 1. The user seal stamp pattern displayed on the seal column pattern, and the bank server system interprets the second application form to generate an interpretation data; The bank server system determines whether the second watermark data of the interpreted data is the same as the first watermark data. The seal stamp anti-counterfeiting system according to claim 7, wherein the bank server system stores an original application data, the client communication device provides the input with the user data according to the original application data, and the bank The servo system generates the image data of the first application form according to the input and the anti-counterfeiting data. The seal stamp anti-counterfeiting system according to claim 8, wherein the original application image data corresponds to a first-rate water number, and the bank server system further generates a two-dimensional bar code displayed in the seal-authentic field pattern according to the serial number. The seal stamp anti-counterfeiting system according to claim 7, wherein the anti-counterfeiting watermark pattern includes a main part located in the seal field pattern, and a seal field pattern extending from one of two opposite sides of the main part The first cross section outside the main part, and the second cross section extending from the other two sides of the main part to the outside of the seal field pattern, and the position of the user's seal stamp pattern and the position of the anti-counterfeiting watermark pattern staggered.

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