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SG11201808341SA - Method and device for outputting risk information and constructing risk information - Google Patents

Method and device for outputting risk information and constructing risk information

Info

Publication number
SG11201808341SA
SG11201808341SA SG11201808341SA SG11201808341SA SG11201808341SA SG 11201808341S A SG11201808341S A SG 11201808341SA SG 11201808341S A SG11201808341S A SG 11201808341SA SG 11201808341S A SG11201808341S A SG 11201808341SA SG 11201808341S A SG11201808341S A SG 11201808341SA
Authority
SG
Singapore
Prior art keywords
risk
risk information
information
outputting
service
Prior art date
Application number
SG11201808341SA
Inventor
Luyi Yang
Qing Lu
Lei Yun
Wenwen Wang
Yang Cui
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201808341SA publication Critical patent/SG11201808341SA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0635—Risk analysis of enterprise or organisation activities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/04—Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0637—Strategic management or analysis, e.g. setting a goal or target of an organisation; Planning actions based on goals; Analysis or evaluation of effectiveness of goals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16Z—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS, NOT OTHERWISE PROVIDED FOR
    • G16Z99/00—Subject matter not provided for in other main groups of this subclass

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Human Resources & Organizations (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Educational Administration (AREA)
  • Accounting & Taxation (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Operations Research (AREA)
  • Marketing (AREA)
  • Game Theory and Decision Science (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Selective Calling Equipment (AREA)

Abstract

The present application discloses a method and device for outputting risk information and constructing risk information, to resolve a problem that risk information output in the existing technology has poor applicability to different owners of a service. The method for outputting risk information includes the 5 following: determining, based on a predetermined risk control rule and/or risk control model that include/includes one or more risk factors, a risk factor that corresponds to a risk control decision result of a service from the risk factors; determining a risk information set that corresponds to the corresponding risk factor, where the corresponding risk information set includes multiple levels of risk information with 10 different refinement degrees, and the risk information is used to explain a cause of the risk control decision result; determining one or more levels of risk information with refinement degrees that match a risk information requirement level of a service owner from the multiple levels of risk information based on the risk information requirement level of the service owner; and outputting the determined risk information, so that the 15 service owner obtains the determined risk information.
SG11201808341SA 2016-03-25 2017-03-20 Method and device for outputting risk information and constructing risk information SG11201808341SA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201610176988.6A CN107230008B (en) 2016-03-25 2016-03-25 Risk information output and risk information construction method and device
PCT/CN2017/077248 WO2017162113A1 (en) 2016-03-25 2017-03-20 Method and device for outputting risk information and constructing risk information

Publications (1)

Publication Number Publication Date
SG11201808341SA true SG11201808341SA (en) 2018-10-30

Family

ID=59899338

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201808341SA SG11201808341SA (en) 2016-03-25 2017-03-20 Method and device for outputting risk information and constructing risk information

Country Status (10)

Country Link
US (2) US20190026744A1 (en)
EP (1) EP3435260A4 (en)
JP (1) JP6696001B2 (en)
KR (1) KR102211374B1 (en)
CN (2) CN107230008B (en)
MY (1) MY204882A (en)
PH (1) PH12018502049A1 (en)
SG (1) SG11201808341SA (en)
TW (1) TWI668655B (en)
WO (1) WO2017162113A1 (en)

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US10949853B2 (en) * 2018-11-07 2021-03-16 Paypal, Inc. Systems and methods for providing concurrent data loading and rules execution in risk evaluations
CN109472609B (en) * 2018-11-09 2022-01-25 创新先进技术有限公司 Wind control reason determining method and device
CN109656904B (en) * 2018-11-13 2023-05-30 上海百事通信息技术股份有限公司 Case risk detection method and system
CN109583731B (en) * 2018-11-20 2023-04-18 创新先进技术有限公司 Risk identification method, device and equipment
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CN110766040B (en) * 2019-09-03 2024-02-06 创新先进技术有限公司 Method and device for risk clustering of transaction risk data
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CN113888181A (en) * 2021-10-25 2022-01-04 支付宝(杭州)信息技术有限公司 Business processing and risk detection strategy system construction method, device and equipment
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CN116703148B (en) * 2023-04-26 2024-01-23 中国安全生产科学研究院 Cloud computing-based mine enterprise risk portrait method

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Also Published As

Publication number Publication date
WO2017162113A1 (en) 2017-09-28
KR20180129850A (en) 2018-12-05
MY204882A (en) 2024-09-20
CN107230008A (en) 2017-10-03
TW201738825A (en) 2017-11-01
JP6696001B2 (en) 2020-05-20
CN111507638A (en) 2020-08-07
CN107230008B (en) 2020-03-27
KR102211374B1 (en) 2021-02-04
EP3435260A1 (en) 2019-01-30
EP3435260A4 (en) 2019-09-04
JP2019511059A (en) 2019-04-18
US20200143378A1 (en) 2020-05-07
US20190026744A1 (en) 2019-01-24
CN111507638B (en) 2024-03-05
PH12018502049A1 (en) 2019-07-01
TWI668655B (en) 2019-08-11

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