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SG10202100173QA - System, Method, and Computer Program Product for Processing a Transaction as a Push Payment Transaction - Google Patents

System, Method, and Computer Program Product for Processing a Transaction as a Push Payment Transaction

Info

Publication number
SG10202100173QA
SG10202100173QA SG10202100173QA SG10202100173QA SG10202100173QA SG 10202100173Q A SG10202100173Q A SG 10202100173QA SG 10202100173Q A SG10202100173Q A SG 10202100173QA SG 10202100173Q A SG10202100173Q A SG 10202100173QA SG 10202100173Q A SG10202100173Q A SG 10202100173QA
Authority
SG
Singapore
Prior art keywords
transaction
processing
computer program
program product
push payment
Prior art date
Application number
SG10202100173QA
Inventor
Tharoor Sandeep
Sreedharan MANIKANDAN Malayamkumarath
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG10202100173QA publication Critical patent/SG10202100173QA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0884Network architectures or network communication protocols for network security for authentication of entities by delegation of authentication, e.g. a proxy authenticates an entity to be authenticated on behalf of this entity vis-à-vis an authentication entity
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/12Applying verification of the received information
    • H04L63/123Applying verification of the received information received data contents, e.g. message integrity
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06Authentication

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10202100173QA 2020-01-24 2021-01-07 System, Method, and Computer Program Product for Processing a Transaction as a Push Payment Transaction SG10202100173QA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US16/751,419 US11631070B2 (en) 2020-01-24 2020-01-24 System, method, and computer program product for processing a transaction as a push payment transaction

Publications (1)

Publication Number Publication Date
SG10202100173QA true SG10202100173QA (en) 2021-08-30

Family

ID=76921730

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10202100173QA SG10202100173QA (en) 2020-01-24 2021-01-07 System, Method, and Computer Program Product for Processing a Transaction as a Push Payment Transaction

Country Status (3)

Country Link
US (2) US11631070B2 (en)
CN (1) CN113177786B (en)
SG (1) SG10202100173QA (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20210264409A1 (en) * 2020-02-26 2021-08-26 Mastercard International Incorporated Methods and systems for payment transaction at merchant device from customer wallet
CN118103860B (en) * 2021-09-01 2025-05-09 维萨国际服务协会 Systems, methods, and computer program products for dynamic cryptographic communication

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130282580A1 (en) * 2003-02-28 2013-10-24 Payment Pathways, Inc. SYSTEMS AND METHODS FOR EXTENDING IDENTITY ATTRIBUTES AND AUTHENTICATION FACTORS IN AN ePAYMENT ADDRESS REGISTRY
US20050177510A1 (en) * 2004-02-09 2005-08-11 Visa International Service Association, A Delaware Corporation Buyer initiated payment
US11062281B2 (en) * 2014-10-09 2021-07-13 Visa International Service Association Processing financial transactions
US20160253651A1 (en) * 2015-02-27 2016-09-01 Samsung Electronics Co., Ltd. Electronic device including electronic payment system and operating method thereof
US10748127B2 (en) * 2015-03-23 2020-08-18 Early Warning Services, Llc Payment real-time funds availability
US20190318354A1 (en) * 2015-03-23 2019-10-17 Early Warning Services, Llc Secure electronic billing with real-time funds availability
US10878387B2 (en) * 2015-03-23 2020-12-29 Early Warning Services, Llc Real-time determination of funds availability for checks and ACH items
US20170300881A1 (en) * 2015-03-23 2017-10-19 Early Warning Services, Llc Secure electronic billing and collection with real-time funds availability
US10832246B2 (en) * 2015-03-23 2020-11-10 Early Warning Services, Llc Payment real-time funds availability
US10769606B2 (en) * 2015-03-23 2020-09-08 Early Warning Services, Llc Payment real-time funds availability
US20190378182A1 (en) * 2015-03-23 2019-12-12 Early Warning Services, Llc Secure electronic billing with real-time funds availability
US10839359B2 (en) * 2015-03-23 2020-11-17 Early Warning Services, Llc Payment real-time funds availability
US10956888B2 (en) * 2015-07-21 2021-03-23 Early Warning Services, Llc Secure real-time transactions
US10693658B2 (en) * 2016-02-12 2020-06-23 Visa International Service Association Methods and systems for using digital signatures to create trusted digital asset transfers
US10715531B2 (en) * 2016-02-12 2020-07-14 Visa International Service Association Network topology
RU2727150C1 (en) * 2017-03-27 2020-07-21 Мастеркард Интернэшнл Инкорпорейтед System of writing-off and transfer for x-pay digital wallets
WO2019040047A1 (en) * 2017-08-22 2019-02-28 Visa International Service Association System, method, and computer program product for conducting a payment transaction
US11080697B2 (en) * 2017-10-05 2021-08-03 Mastercard International Incorporated Systems and methods for use in authenticating users in connection with network transactions

Also Published As

Publication number Publication date
CN113177786B (en) 2023-11-10
US12314918B2 (en) 2025-05-27
US11631070B2 (en) 2023-04-18
US20230206201A1 (en) 2023-06-29
US20210233052A1 (en) 2021-07-29
CN113177786A (en) 2021-07-27

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