[go: up one dir, main page]

SG10201508930QA - Methods and apparatus for processing and authenticating mobile payment transactions - Google Patents

Methods and apparatus for processing and authenticating mobile payment transactions

Info

Publication number
SG10201508930QA
SG10201508930QA SG10201508930QA SG10201508930QA SG10201508930QA SG 10201508930Q A SG10201508930Q A SG 10201508930QA SG 10201508930Q A SG10201508930Q A SG 10201508930QA SG 10201508930Q A SG10201508930Q A SG 10201508930QA SG 10201508930Q A SG10201508930Q A SG 10201508930QA
Authority
SG
Singapore
Prior art keywords
methods
processing
mobile payment
payment transactions
authenticating mobile
Prior art date
Application number
SG10201508930QA
Inventor
Arora Hemant
Singh Kumawat Jaipal
Atwal Gurpreet
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201508930QA priority Critical patent/SG10201508930QA/en
Priority to AU2016344280A priority patent/AU2016344280A1/en
Priority to PCT/US2016/057835 priority patent/WO2017074778A1/en
Priority to US15/299,857 priority patent/US20170124565A1/en
Publication of SG10201508930QA publication Critical patent/SG10201508930QA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10201508930QA 2015-10-29 2015-10-29 Methods and apparatus for processing and authenticating mobile payment transactions SG10201508930QA (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
SG10201508930QA SG10201508930QA (en) 2015-10-29 2015-10-29 Methods and apparatus for processing and authenticating mobile payment transactions
AU2016344280A AU2016344280A1 (en) 2015-10-29 2016-10-20 Methods and apparatus for processing and authenticating mobile payment transactions
PCT/US2016/057835 WO2017074778A1 (en) 2015-10-29 2016-10-20 Methods and apparatus for processing and authenticating mobile payment transactions
US15/299,857 US20170124565A1 (en) 2015-10-29 2016-10-21 Methods and apparatus for processing and authenticating mobile payment transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201508930QA SG10201508930QA (en) 2015-10-29 2015-10-29 Methods and apparatus for processing and authenticating mobile payment transactions

Publications (1)

Publication Number Publication Date
SG10201508930QA true SG10201508930QA (en) 2017-05-30

Family

ID=58631837

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201508930QA SG10201508930QA (en) 2015-10-29 2015-10-29 Methods and apparatus for processing and authenticating mobile payment transactions

Country Status (4)

Country Link
US (1) US20170124565A1 (en)
AU (1) AU2016344280A1 (en)
SG (1) SG10201508930QA (en)
WO (1) WO2017074778A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11113690B2 (en) * 2016-12-22 2021-09-07 Mastercard International Incorporated Systems and methods for processing data messages from a user vehicle
US10713647B2 (en) 2017-01-19 2020-07-14 International Business Machines Corporation Securing online transactions via hardware identification
US11240236B2 (en) * 2017-12-22 2022-02-01 Mastercard International Incorporated Methods for authorizing use of an application on a device
US20240412201A1 (en) * 2023-06-07 2024-12-12 Aon Risk Services, Inc. Of Maryland Wallet transaction validation

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7275685B2 (en) * 2004-04-12 2007-10-02 Rearden Capital Corporation Method for electronic payment
US20100146609A1 (en) * 2006-10-04 2010-06-10 Rob Bartlett Method and system of securing accounts
WO2009129337A1 (en) * 2008-04-15 2009-10-22 Problem Resolution Enterprise, Llc Method and process for registering a device to verify transactions
US20110196782A1 (en) * 2010-02-05 2011-08-11 Bank Of America Corporation Transferring Funds Using Mobile Devices
US20140279515A1 (en) * 2013-03-14 2014-09-18 David Enns Systems and methods for credit card protection
US9928358B2 (en) * 2013-12-09 2018-03-27 Mastercard International Incorporated Methods and systems for using transaction data to authenticate a user of a computing device

Also Published As

Publication number Publication date
WO2017074778A1 (en) 2017-05-04
AU2016344280A1 (en) 2018-04-19
US20170124565A1 (en) 2017-05-04

Similar Documents

Publication Publication Date Title
ZA201905520B (en) Blockchain-based transaction processing method and apparatus
GB201503762D0 (en) Method and apparatus for authenticating and processing secure transactions using a mobile device
GB2567111B (en) Apparatus and method for mobile vending
ZA201804421B (en) An electronic transaction method and apparatus
EP3399488A4 (en) Method and device for mobile-terminal-barcode-based payment and business processing
SG10201607852YA (en) Shared card payment system and process
EP3242262A4 (en) Payment authorization method and device
GB2542853B (en) Processing apparatus and methods
EP3121752A4 (en) Mobile payment device and method
GB201304764D0 (en) Method and apparatus for payment transactions
SG11201707648VA (en) Settlement processing apparatus and method, and computer program
GB201615964D0 (en) Bill payment system and method
EP3451265A4 (en) Mobile payment method and apparatus
SG10201501246TA (en) Methods and systems for processing an electronic payment
EP3467749A4 (en) Payment verification method and apparatus
SG11201704926QA (en) Transaction information processing method and apparatus
GB201613080D0 (en) Mobile payment method and system
SG10202005187SA (en) Payment information processing method, apparatus, and user device
EP3117384A4 (en) Payment method, payment apparatus, and payment system using electronic wallet
SG11201810771UA (en) Mobile payment method and device thereof
SG11201706243WA (en) Service implementation method, payment method and apparatus
SG11201705305TA (en) Method and apparatus for processing transactions
GB201403097D0 (en) A system and method of processing a secure payment transaction
EP3335174A4 (en) Apparatus and method for secure electronic payment
EP3557445A4 (en) Transaction processing method and apparatus