RU2666235C1 - Method of the services payment, primary of the transport services and automated system for its implementation - Google Patents

Abstract

FIELD: data processing.SUBSTANCE: invention relates to the field of automated payment for services. In the method, the central complex is provided with a server for managing the operation of the system and for processing data obtained directly from the personal cabinets, in which the identifiers of the detected objects and the values of available balances for payment of services are entered. Users use any detected object with recorded information, where an identifier interacting with detectors is fixed, regardless of the place of its manufacture and the locations of the user and detectors, that contain detection units with their help the information is read from the objects and transmitted to the recognition unit where identifiers are recognized in the read information. Send the identifiers of the detected objects to the central complex, where the cost of the provided service is calculated, transfer this value to the write-off server.EFFECT: technical result is the automated reception and processing of payment services.17 cl, 1 dwg

Description

The present invention relates to the field of automated payment for services, mainly transport services, implemented using public computer networks, and more particularly, to a method for automatically receiving and processing data for payment of services, mainly transport services, and a system for its implementation.

The present invention can be used for non-cash non-banking payment of various services, for example, services of paid museums, parks, bicycle rental services, various types of transport services using the same automated system that can be associated with various detectable objects, for example, transport cards , social cards, student cards, contactless credit cards, smartphones, NFC devices, and the like.

Most effectively, the present invention can be used for non-cash non-banking payment for transport services associated with an automated non-bank non-cash payment system for transport operators.

Each existing automated system of non-cash payment of services, for the most part, is associated with at least one public transport network. Such systems are closed and based on the provision of services using proprietary transport cards (detected objects) made for these systems. Therefore, for example, the systems of two different transport operators, even within the same region, may not be compatible with each other. A resident of the Moscow Region working in Moscow must use two different transport cards, one for regional transport, the other for Moscow transport.

In this regard, the problem arises of using various detectable objects, regardless of their place of manufacture, to obtain various services, for example, transport services, parking services, paid museums, ice rinks, bicycle rental and others, regardless of the place of service, for example receiving services in Moscow using a transport card issued in St. Petersburg.

Paying for services using bank cards does not solve the indicated problem, as it has a number of restrictions, namely: only part of the population is covered by bank cards, receiving a bank card requires contacting the bank and opening an account, which leads to the expenditure of time and effort of the user, and the payment time from using a bank card does not meet the requirements of automated fare payment systems in connection with the length of a decision to provide a service.

It is also known that at present a large number of people have various detectable objects that are not related to banking systems, for example, transport cards, social cards, smartphones, NFC devices, and the like detectable objects that have an identifier that interacts with detectors by one of the standard interaction protocols, for example, radio frequency identification (RFID) ISO / IEC 14443. In this regard, there is a need to develop a method and an automated system for non-cash non-banking th payment services using the identifier of each of the detected objects or multiple objects detected to provide services from different vendors. Moreover, in order to integrate various automated systems, there is a need to use various detectable objects, regardless of where they were manufactured.

A known method and an automated system for paying for transport services interacting with the clearing and settlement network of a bank payment system and associated with at least one public transport network (one service provider) (US 20130030883 A1). In this method and system, an attempt is made to reduce the time it takes to make a decision when paying for transport services using a bank card.

This method of non-cash payment of transport services using the technology of the bank payment system involves the introduction of a bank card in a bank terminal where they read the bank card number (identifier) and other data, for example, the cost of the service. The banking terminal transmits the specified data via an electric line (traditionally a telephone line) to the seller’s acquirer (also called an acquiring bank). The acquirer, in turn, is connected to clearing and settlement networks, through which the operation is checked with respect to the reliability and availability of funds on a bank card, that is, the available balance for paying for services. The clearing and settlement network through the acquiring bank returns to the banking terminal the official permission of the operation or prohibition of the operation.

Moreover, this method includes the production of bank cards belonging to a particular bank, the decision to provide services in a banking terminal based on a list of bank card identifiers to which services are available; use as a bank card identifier a card number (PAN (Primary Account Number)) or a value calculated by a special algorithm based on the bank card number; formation in the processing system of a list of identifiers to which services are available and mailing of this list to bank terminals.

However, the decision to allow or prohibit the provision of services, carried out in the banking terminal, takes a fairly long time, namely a few seconds. Such a long decision-making time is a serious obstacle to the use of bank cards when paying for transport services, where the decision-making time is limited to fractions of a second (less than 0.5 seconds).

An automated system for paying for transport services, interacting with the clearing and settlement network of a bank payment system and associated with at least one public transport network, contains a processing system, many banking terminals located at a variety of points of service start and / or end, many bank cards made for a particular bank (bank cards), each of which contains an identifier made in a machine-readable format. The processing system is configured to generate a list of identifiers to which specific transport services are available; with the ability to interact with the banking terminal through a wired connection or wireless connection; with the ability to interact with the clearing and settlement network of the banking payment system. Each bank terminal is made with the possibility of making a decision on the provision or prohibition of the provision of transport services to the user based on the list of bank card identifiers.

This method and system is not associated with consumers and service providers, since a specific bank producing this card is associated with consumers, and the supplier is associated with an acquiring bank that processes the transactions of the service provider. This increases the cost of this method and system of payment for services and increases the time of the provision of services.

This method of cashless payment for transport services limits the number of users of the system, since only part of the population using transport services is covered by bank cards. It does not allow the use of detectable objects other than bank cards to pay for services. It increases the cost of the system as a result of the need to use additional bank terminals or to replace existing detectors with more expensive ones that meet the requirements of bank card standards. Obtaining a bank card requires contacting the bank and opening an account, which leads to the expenditure of time and effort of the user. At the same time, the time to pay for services using a bank card significantly exceeds the allowable time to pay for travel in accordance with the requirements of well-known automated systems.

A known method and system for paying for transportation services (US 20150115028 A1), based on a non-cash non-banking system for paying for transportation services. This method includes creating a central database containing personal accounts interacting with users of services; placement of detectors at points of start and / or end of the provision of transport services; placing next to each detector the means associated with it with local memory (for example, a computer); the introduction of detectable objects, each of which is specially made for use only in this payment method, contains an identifier made in a machine-readable format and adapted to communicate with the corresponding personal account of a user of transport services. In addition, this method includes the user entering the services into the corresponding personal account and storing the identifiers of the corresponding detected objects, with which they provide services to the services user; entering in the central database identifiers of detected objects entered by the user of the services into the corresponding personal account in the list of identifiers to which the services are available; entering by the user of the services into the corresponding personal account and storing in this account the values of the available balance for payment for the transport services of the user of the services. Each tool with local memory is adapted to make a decision on allowing or prohibiting the provision of transport services to a user of services and transmitting this decision to an appropriate detector that allows or prohibits the provision of transport services to a user of services. Each detector is adapted for detecting detected objects, reading the corresponding identifiers and transmitting to each means with local memory the identifiers of the corresponding detected objects of service users to whom the service is provided. In addition, this method includes the following actions carried out in an appropriate tool with local memory: calculating the cost of transport services to each user of services; writing off the estimated cost of transport services from the available balance to pay for services; receiving from the central database and storing in each means with local memory a list of identifiers to which services are available and the values of their available balance for paying for services; transfer from each means with local memory to the central database of identifiers of the corresponding detected objects of users of transport services to whom the service is provided and an updated available balance for payment of services; comparing the identifiers of detected detected objects with a list of identifiers to which transport services are available stored in an appropriate tool with local memory; making decisions by appropriate means with local memory about authorizing or prohibiting the provision of transport services for the identifier of the corresponding detected object based on the value of the available balance for paying for services. Moreover, this method includes the following actions carried out in a central database: creating a list of identifiers that transport services are available for and the values of their available balances for paying for services, as well as transferring this information to each facility with local memory, that is, synchronizing identifier information and the values of available balances for payment of services to each user of services in a central database and in all funds with local memory; transfer and storage in each means with local memory of the updated value of the available balance for payment of services to a user of services.

This automated system for paying for transport services contains: a central management complex containing personal accounts of users of services; detectors located at the points of start and / or end of the provision of services; means with local memory (for example, computers), each of which is located next to the corresponding detector and is configured to communicate with it; detectable objects, each of which is specially made for use only in this payment system and contains the corresponding identifier made in a machine-readable format with the ability to interact with the corresponding personal account of the corresponding user of transport services. Each detector is configured to detect detectable objects and read corresponding identifiers. Each means with local memory is made with the possibility of deciding whether to allow or prohibit the provision of services to the corresponding user of services and transmitting this decision to the corresponding detector, which is configured to provide or prohibit the provision of transport services to the corresponding user of services. Each personal account is configured to receive services from a user and store identifiers of detected objects and the values of available balances to pay for each user’s services. The central management complex is made with the possibility of forming a list of identifiers to which services are available, and their available balances for payment of services to a user of services; with the possibility of transferring from the central database and storing in each means with local memory a list of identifiers to which services are available and their available balances for payment for services to the corresponding user of services; with the possibility of receiving in the central control complex from each means with local memory the identifier of the corresponding detected object of the corresponding service user to whom the service is provided, and the updated value of the available balance for payment of services to the corresponding service user; with the possibility of storing in the central control complex the updated value of the available balance; with the possibility of transferring from the central control complex to each means with local memory the updated value of the available balance for paying for services to the user of services for the identifier of the corresponding detected object (synchronization of information on identifiers and values of available balances for paying for services to each user of services in the central database and in all means with local memory). Each tool with local memory is configured to receive from the central control complex a list of identifiers to which services are available and their available balances for paying for services to each user of services; with the possibility of receiving from the corresponding detector the identifier of the detected detected object; with the possibility of calculating the cost of services to each user of services to whom a specific service is provided by an appropriate detector; with the ability to write off data of the estimated cost of services from an affordable balance of payment for services; with the possibility of deciding whether to allow or prohibit the provision of services for the identifier of the corresponding detected object based on the list of identifiers to which the services are available and their available balances for payment for services; with the possibility of transmitting to the appropriate detector a decision on authorizing or prohibiting the provision of services for the corresponding detected object being detected; with the possibility of transmitting to the central control complex the identifier of the corresponding detectable object for which the service is provided, and the updated value of the corresponding available balance for payment for services. Each detector is configured to transmit to the appropriate means with local memory a read identifier of a detected detected object; with the possibility of receiving from a corresponding means with local memory a decision on the provision or prohibition of the provision of services for a detected detected object.

The given method and the automated system allow using only detectable objects specially made for use in the given method and system for receiving services from no more than one service provider for payment of services. This leads to the organization of a closed system of payment for services, which excludes the possibility of using this method and system to pay for various services of several suppliers using the same detected object. The indicated design of each detector excludes the possibility of using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of the standard interaction protocols, regardless of the place of manufacture of the detected objects and the type of service that excludes the possibility of using these methods and systems for a wide range of users who do not necessarily live in the place of service. The presence of detectable objects specially made for use only in this method and system increases the cost of operating the data of the method and system, and also leads to the need for the user to purchase services of specially made detectable objects, which leads to the cost of time and effort of the user and the cost of data of the method and system. In addition, the organization of a closed system of payment for services excludes the possibility of using this method and system for users located at a considerable distance from this system and not having the opportunity to purchase a detectable object specially made for this system at their location. The presence of additional equipment, namely, tools with local memory, leads to an increase in the total cost of system equipment. The presence of synchronization of information about identifiers and values of available balances for payment of services to each user of services in a central database and in all means with local memory leads to an increase in information exchange traffic, which increases the cost of operating the data of the method and system. In addition, the implementation of this synchronization leads to the possibility of a mismatch of these values in various tools with local memory that occurs during technical failures in data transfer, which causes financial losses when implementing this method. Decision-making on the provision of services in a facility with local memory based on an analysis of a larger amount of information leads to an increase in decision-making time, which increases the time for the provision of transport services, and when providing ground transportation services, it increases emissions of harmful substances into the atmosphere by automobile passenger transport.

The basis of the invention is the task of creating a method for the automated receipt and processing of payment data for services, mainly transport services with such techniques, and a system for its implementation with such design features that would enable the automated receipt and processing of payment data for transport services and other services of several service providers with using a single detectable object, the quality of which would enable the use of various the user has the services of objects detected, regardless of their place of manufacture and the type of services, and would provide an opportunity to reduce the time of decision to provide services.

This problem was solved by creating a method for automatically receiving and processing data for payment of services, mainly transport services, which consists in the fact that in a system for automatically receiving and processing data for payment of services containing a central control complex having a data memory unit configured to store a central database , detectable objects of service users having identifiers made in a machine-readable format accepted by detectors located at the start points and / or the termination of the provision of services having the appropriate detection units of detected objects and made with the possibility of permitting or prohibiting the provision of services to users of services for the respective detected objects, perform the following steps carried out using a public computer network: using the server for maintaining personal accounts located in the central control complex , users of services create the corresponding personal accounts in the central database, enter them into the corresponding personal e dashboards identifiers of the corresponding detected objects and store the indicated identifiers in the memory blocks of the corresponding personal dashboards, and using the data entry server available in the central control complex and interacting with the personal dashboard maintaining server via the appropriate communication bus, service users enter values of available balances for payment for services and save the indicated values of available balances in the memory blocks of the respective personal accounts; at the same time, using the detection unit of detectable objects of each detector, detectable objects are detected and the service is provided or prohibited, while, according to the invention, a central control system for a server for controlling the operation of the system and processing data obtained via a public computer network directly from the detectors is provided, by means of which the operation of the equipment of the system interacting through the corresponding communication buses is controlled; as a detectable object, a detectable object is used, which is at least one detectable object that is available for each user of services, having information in which an identifier is recorded that interacts with the detectors using one of the standard interaction protocols using wireless data transmission, outside depending on the place of manufacture of the detected object, the location of the user of services at the time of interaction with the corresponding personal account and location the corresponding detector at the time of interaction with the detected object; reading information from detected detected objects using the detection unit of the detected objects of each detector; transmitting the read information using the corresponding communication bus to the identifier recognition unit in the read information available in each detector; using the recognition unit in the read information, the corresponding identifiers of detected detected objects are recognized; at least one service account of at least one service provider is created using at least one service provider in the central database with the help of a server for maintaining at least one account room available in the central management complex via a public computer network; form using at least one service provider through a public computer network at least the cost of services, and save this data in the memory block of the corresponding account; form in the data memory block of the central control complex using the identifier list generation block available in the central control complex, identifier lists for which services are available and services are prohibited, using identifiers and values of available balances stored in the memory blocks of the corresponding personal accounts, and data the cost of services of the respective service provider stored in the memory block of the corresponding account; lists of identifiers to which services are available and which are prohibited from the services stored in the data memory unit of the central control complex, which are periodically updated, are transmitted to each detector through a public computer network using the data exchange unit of the central control complex with detectors available in the central control complex these lists and transmit updated lists using a public computer network to each detector; supply each detector with a memory block and store the received data in this block; receive in each detector from the data exchange unit of the central control complex with the detectors via the public computer network using the detector data exchange unit with the central control complex available at each detector, lists of identifiers to which services are available and to which services are prohibited, and save these lists in the memory block of each detector; transmit the identifiers of detected detected objects via the corresponding communication bus from the recognition unit of the identifiers of each detector to the decision-making block on whether or not to provide services for the identifiers of detected detected objects, which is available in each detector; using the decision block, the identifiers of detected detected objects are compared with lists of identifiers to which services are available and which are prohibited from the services stored in the memory block of each detector; make a decision on the provision or prohibition of the provision of services to service users for detected detected objects using the decision block and store the identifiers of the detected objects of the service users to whom the services are provided in the memory blocks of the respective detectors; transmit these identifiers using the public computer network to the data memory unit of the central control complex by means of the data exchange unit of the detectors with the central control complex and the data exchange unit of the central control complex with the detectors and store these identifiers in the data memory unit of the central control complex; using the server for calculating the cost of services available in the central control complex, the cost of services is calculated for each user of the service who is provided with the appropriate detector for the corresponding detected object using the corresponding identifier stored in the memory block of the corresponding personal account and data on the cost of the services of the respective provider services stored in the memory block of the corresponding account; transfer the estimated cost of each service provided through the appropriate communication bus to the server for writing off the estimated cost of services available in the central management complex; debit the calculated cost of services from the available balance in the memory block of the corresponding personal account of the service user who has the service with the help of the server to write off the calculated cost of each provided service, and save the corresponding updated value of the available balance in the memory block of the corresponding personal account.

The technical result of the present invention is to enable the automated receipt and processing of payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user, regardless of where they were manufactured and type of service provision, as well as the possibility of reducing the time for deciding on the provision of services .

The specified technical result provides the expansion of the capabilities of the proposed method, provides the ability to create an open non-cash non-banking method of paying for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of standard interaction protocols, regardless of the place of manufacture of the detected objects and the type of service, which increases the convenience of the proposed method, allows you to make the proposed method available to a wide range of users, not necessarily living in the place of service; the ability to pay for various services of various service providers using the same detected object available to the user of the services; the possibility of reducing the cost of using the method by reducing the cost of manufacturing special detectable objects. In addition, the ability to connect each detector directly with the central database, the implementation of a central database with the ability to calculate the cost and write off the calculated cost without additional equipment reduces the cost of paying for information exchange traffic, which reduces the total cost of the system. In this case, the possibility of recognizing in each detector the identifier of each used detectable object in the information read from each detectable object allows using any detectable object that has an identifier that interacts with the detectors using one of the standard interaction protocols, regardless of where it was manufactured and original destination. Entering and storing in the central database of at least one account office of the service provider allows you to provide one or several different services using the same detectable object, which allows you to use the proposed method to provide not only transport services, but also other services, for example, the services of museums, parks, bicycle rental services and the like, paid services, using the same available device as a detected object for each user yz detected object that has an identifier, which interacts with detectors according to one of the standard protocols interaction. In addition, the ability to connect each detector directly with the central database and the implementation of the central database with the ability to calculate the cost and write off the calculated cost without additional equipment reduces the traffic of information exchange between each detector and the central database, which reduces the cost of using the method by reducing the cost of payment of traffic, and also reduces financial losses arising from the mismatch of available balances in the implementation of information exchange traffic, which in turn, reduces the total cost of the proposed method. The implementation of actions related to the cost of services directly from the central database, as well as the decision to allow and prohibit the provision of services in each detector without additional equipment, simplifies and reduces the cost of traffic, which also reduces the total cost of the proposed method, as well as provides faster adoption Decisions to authorize the provision of services, which, when providing transport services, reduces the time for passengers to board and the emission of harmful substances into the atmosphere of a car nym passenger transport.

It is advisable that the date and time of the start and / or end of the provision of a specific service available in each detector are fixed in the block for fixing the date and time of the beginning and / or end of the provision of a specific service to the corresponding user of services for the identifier of the corresponding detected object, stored in the memory block of the corresponding detector the date and time of the beginning and / or end of the provision of a particular service, transmit using the public computer network these date and time of the beginning and / or end of the when a specific service is delivered to the server for calculating the cost of services of the central management complex, the duration of the specific service is calculated using the duration calculation unit available in the central management complex, and the cost of a specific service is calculated using the calculated duration of the specific service using the service cost calculation unit interacting via the appropriate communication bus with the duration calculation unit.

It is desirable that the location of the beginning and / or end of the provision of a specific service available in each detector is fixed in the block for fixing the location of the beginning and / or end of the provision of a specific service to the corresponding user of the service for the identifier of the corresponding detected object, the start and / and location are stored in the memory unit or the termination of the provision of a specific service, transmit using the public computer network these places the beginning and / or end of the provision of a specific service the server for calculating the cost of services of the central control complex, using the range calculation unit available in the central control complex, calculates the range of specific services, and calculates the cost of a specific service using the calculated range of the specific service using the unit for calculating the cost of services, interacting through the appropriate communication bus with the range calculation unit.

It is favorable for service users to enter data on service payment forms and the procedure for choosing a service payment form for identifiers of the corresponding detected using the server for entering the values of available balances and the block for choosing the form of payment for services available in the central management system via the public computer network for public use objects and save the entered data in the memory blocks of the corresponding personal accounts.

It is useful for service users to enter several identifiers into the corresponding personal accounts via a public computer network using the personal account management server, each of which corresponds to a detectable object that is in the possession of the corresponding user of services, and store the entered identifiers in the memory blocks of the respective personal accounts.

It is convenient for service users to enter the values of available balances for several identifiers, data on forms of payment for services and the procedure for choosing a form of payment for services for several identifiers using the server for entering values of available balances and the unit for choosing a form of payment for services, to the appropriate personal dashboards via a public computer network save the entered data in the memory blocks of the corresponding personal accounts.

It is preferable that users of services replenish the values of available balances in the corresponding personal accounts via a public computer network using the server for entering values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts.

It is possible that a notification about the implementation of a particular service and deduction of the estimated cost of a particular service from the available balance of the cost of services in the memory block of the corresponding personal account of the user of services is sent to the corresponding user of the services via the public computer network using the sending unit in the central control complex;

In this way, it is possible to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, in which quality it is possible to use various detectable objects available to the user of the service, regardless of where they were manufactured and the type of service provided, as well as the ability to reduce the decision-making time for the provision of services.

The problem was also solved by creating a system for the automated receipt and processing of payment data for services, mainly transport services, comprising: a central control complex having a data memory unit configured to store a central database; detectable objects of service users having identifiers made in a machine-readable format accepted by detectors located at the points of start and / or end of the provision of services, having corresponding detection units for detectable objects and configured to provide or prohibit the provision of services to users of services for the respective detected objects, this central management complex contains a server for maintaining personal accounts, configured to implement with using the public computer network of the following steps: creating services by users in the central database of the corresponding personal accounts, ensuring interaction of users of services with the corresponding personal accounts, introducing the users of the services into the corresponding personal accounts of the identifiers of the detected objects and storing these identifiers in the memory blocks of the respective personal accounts, and a server for users to enter services into their respective personal accounts using a computer public networks of the values of available balances for paying for services and storing entered values in the memory blocks of the respective personal accounts, configured to interact with the personal account management server using the corresponding communication bus, wherein, according to the invention, the detected object is at least , one detectable object that is available for each user of services, having information in which an identifier is fixed, configured to interact I am with the detectors according to one of the standard protocols of interaction using wireless data transfer, regardless of the place of manufacture of the detected object, the location of the user of services at the time of communication with the corresponding personal account and the location of the corresponding detector at the time of interaction with the detected object, and the detection unit objects of each detector is configured to read information from detected detected objects and transmit read information using connecting the corresponding communication bus to the identifier information recognition unit, which is available for each detector and configured to recognize the identifiers of detected detected objects in the read information, while the central control complex contains a server for controlling the operation of the system and processing data obtained using a public computer directly from detectors, configured to control the operation of system equipment, configured to interact through appropriate communication buses and comprising: a server for maintaining at least one account office of at least one service provider, configured to create each service provider in a central database using a public computer network a corresponding account office, in which the corresponding service provider forms using a public computer network, at least data on the cost of services, and storing this data in the memory block of the corresponding account; a unit for generating lists of identifiers for which services are available and for which services are prohibited, configured to generate lists of identifiers for which services are available and for which services are prohibited in the data block of the central management complex, using identifiers and values of available balances stored in the memory blocks of the corresponding personal accounts , and data on the cost of services of the corresponding service provider, stored in the memory block of the corresponding account; a data exchange unit of the central control complex with detectors, configured to transmit lists of identifiers to which the services are available and which are prohibited from the services stored in the data memory unit of the central control complex, made with the possibility of periodically updating these lists, using a public computer network, to each detector transfer updated lists using a public computer network to each detector, which contains the following equipment, made with the possibility of interaction through the corresponding communication bus: the memory block of each detector, configured to store the received data; a detector data exchange unit with a central control complex configured to receive, by means of a public computer network, from a central control complex data exchange unit with detectors lists of identifiers to which services are available and services are prohibited, and storing these lists in the memory unit of each detector; a decision-making unit for authorizing or prohibiting the provision of services for identifiers of detected detected objects, while the identifier unit 16 of each detector is configured to transmit identifiers of detected detected objects via an appropriate communication bus to a decision-making unit for authorizing or prohibiting the provision of services for identifiers of detected detected objects configured to compare identifiers of detected detected objects with a list names of identifiers to which services are available and which services are prohibited, stored in the memory block of each detector, and with the possibility of deciding whether to provide or prohibit the provision of services to users of services for detected detected objects using lists of identifiers to which services stored or prohibited in the memory block each detector, as well as with the ability to store identifiers of detected objects of service users to whom services are provided, in memory blocks, respectively detection detectors, transferring these identifiers using a public computer network to the data memory unit of the central control complex by means of the data exchange unit of the detectors with the central control complex and the data exchange unit of the central control complex with detectors and storing these identifiers in the data memory unit of the central control complex, which contains a server for calculating the cost of services and a server for writing off the estimated cost of services, made with the possibility of interaction Without an appropriate communication bus, the server for calculating the cost of services is configured to calculate the cost of services for each user of the service who has been provided with the appropriate detector for the corresponding detected object, using the corresponding identifier stored in the memory block of the corresponding personal account and data on the cost of the services service provider stored in the memory block of the corresponding account, and with the possibility of transferring the calculated cost each service provided to write-off the calculated value of the service server configured to write-off from the available balance in the memory of the corresponding user's personal office services, the services are provided, calculated the cost of each service provided, and the preservation of the corresponding updated value of the available balance in the memory of the corresponding private office block.

The technical result of the present invention is to enable the automated receipt and processing of payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user, regardless of where they were manufactured and type of service provision, as well as the possibility of reducing the time for deciding on the provision of services .

The specified technical result expands the capabilities of the proposed automated system by providing the possibility of creating an open non-cash non-bank automated payment system for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors by one of the standard interaction protocols, regardless of the place of manufacture ektiruemyh objects and type of services that increases the convenience offered by the automated system allows you to make the proposed computerized system accessible to a wide range of users, not necessarily living in the place of provision of services; the ability to pay for various services of various service providers using the same detected object available to the user of the services; the possibility of reducing the cost of using the system by reducing the cost of manufacturing special detectable objects. In addition, the ability to connect each detector directly with the central database, the implementation of a central database with the ability to calculate the cost and write off the calculated cost without additional equipment reduces the cost of paying for information exchange traffic, which reduces the total cost of the system. In this case, the possibility of recognizing in each detector the identifier of each used detectable object in the information read from each detectable object allows using any detectable object that has an identifier that interacts with the detectors using one of the standard interaction protocols, regardless of where it was manufactured and original destination. Entering and storing in the central control complex of at least one account office of the service provider allows you to provide one or several different services using the same detectable object, which allows you to use the proposed automated system to provide not only transport services, but and other services, for example, the services of museums, parks, bicycle rental services, and the like, paid services, using the same cash object as a detectable object With each service user, a detectable object that has an identifier that interacts with the detectors using one of the standard interaction protocols. In addition, the ability to connect each detector directly with the central database and the central database with the ability to calculate the cost and write off the calculated cost without additional equipment reduces the traffic of information exchange between each detector and the central database, which reduces the cost of using the system by reducing the cost of payment of traffic, and also reduces financial losses arising from the mismatch of available balances in the implementation of information exchange traffic, which in turn, reduces the total cost of the proposed system. The implementation of actions related to the cost of services directly from the central database, as well as the decision to allow and prohibit the provision of services in each detector without additional equipment, simplifies and reduces the cost of traffic, which also reduces the total cost of the proposed automated system, as well as provides faster adoption of a decision to authorize the provision of services, which, when providing transport services, reduces the time of boarding passengers and emissions of harmful substances in mosferu road passenger transport.

It is advisable that the detected objects are, for example, contactless smart cards that comply with the radio frequency identification standard, mobile phones and tablets using short-range wireless data transmission technology, tangible objects with a QR code, mobile devices capable of displaying a QR code on the display having an identifier configured to be read by the detection unit of the detected objects of each detector.

It is desirable that each detector contains a block for fixing the date and time of the beginning and / or end of the provision of a particular service to the corresponding service user for the identifier of the corresponding detected object, configured to store in the memory block of the corresponding detector the date and time of the beginning and / or end of the provision of a specific service and transmission using a public computer network of these dates and times of the beginning and / or end of the provision of a particular service to the cost calculation server and services of the central management complex, configured to calculate the duration of the provision of a particular service using the duration calculation block available in the central management complex, and calculate the cost of a particular service in the server for calculating the cost of services using the calculated duration of the specific service.

It is advantageous for each detector to contain a block for fixing the places of the beginning and / or end of the provision of a particular service to the corresponding service user for the identifier of the corresponding detected object, configured to store in the memory block of the corresponding detector the places of the beginning and / or end of the provision of a specific service and transmission using a computer network common use of these places of the beginning and / or end of the provision of a particular service to the server for calculating the cost of services of the central set CSA control adapted to perform the calculation range of the particular service via distance calculating unit providing a specific service, in the existing central control complex, and to calculate the value of a specific service server in the service cost using the calculated range of the particular service.

It is useful that the server for users to enter the values of available balances into the user accounts of services can be configured to allow users to enter the services into their personal accounts via the public computer network using the block for choosing the form of payment for services, data on forms of payment for services and the procedure for choosing the form of payment for services for identifiers of detected objects and storage of the entered data in the memory blocks of the respective personal accounts.

It is preferable that the server for maintaining personal accounts be configured to allow users to enter several identifiers using private computer networks into personal accounts, each of which corresponds to a detectable object that is available to the corresponding user of services, and store the entered identifiers in the memory blocks of the corresponding personal cabinets.

It is possible that the server for introducing the values of available balances into personal accounts would be able to enter values of available balances for several identifiers into personal accounts by users of the public computer network and with the possibility of entering data on forms of payment for services using the selection block for the form of payment for services and the procedure for choosing the form of payment for services to users of services for several identifiers, each of which corresponds to a detectable object that is in possession of a corresponding the current user of the service, and storage of the entered data in the memory blocks of the corresponding personal accounts.

It is convenient that the server for introducing the values of available balances into personal dashboards can be configured to replenish users of services using a public computer network for the values of available balances and store the replenished values of available balances in the memory blocks of the corresponding personal dashboards.

It is advisable that the central control complex contain a sending unit, configured to send notifications on the provision of a particular service and writing off the estimated cost of a particular service from the available balance of the cost of services in the memory block of the personal account of the corresponding service user using the public computer network to the corresponding services user.

In this way, it is possible to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, in which quality it is possible to use various detectable objects available to the user of the service, regardless of where they were manufactured and the type of service provided, as well as the ability to reduce the decision-making time for the provision of services.

The proposed method for the automated receipt and processing of data for payment of services, mainly transport services, is as follows.

The proposed method includes the creation of a central database capable of receiving, storing, generating, modifying and transmitting data. At the same time, in the central base, many personal accounts are entered and stored, each of which is adapted to receive, store, configure, modify and transmit data and interact with the corresponding set of service users. In addition, at the central base, the account office of at least one service provider is entered and stored. At the same time, the accounting office is adapted to receive, store, generate and transmit data, at least about the cost of services.

The user of services enters and stores the identifiers of the detected objects into the personal account, with which the services are provided to the user of services. At the same time, identifiers of detected objects can be entered into the personal account by the service user, which will be used by the service consumer himself who created the personal account; identifiers of detected objects that will be used by members of his family; identifiers of detected objects that will be used by employees of the organization to whom the organization pays for services, for example, as part of a social package, and similar users of services. In addition, each user of services brings to his personal account and stores in this personal account the value of the available balance for paying for services for the identifier of each detected object, data on the form of payment for services and, if necessary, the procedure for choosing the form of payment for services.

The corresponding user of the services makes and stores in the appropriate personal account the values of the available balance for paying for services to each user of the services for the identifier of each detected object and data on the form of payment for services for each user of the services for the identifier of each detected object. At the same time, each user of services can deposit and store several identifiers in the corresponding personal account, each of which corresponds to the corresponding detected object that is available to this user of services, values of available balances for the identifier of each detected object, as well as data on several forms of payment for services to each user of services for the identifier of each detected object and the procedure for choosing a form of payment for services from several forms of payment.

The user can enter the value of the available balance to pay for services using a credit card, bank account, mobile phone account, electronic payment services on the Internet (for example, PayPal, Apple Pay, Google Wallet, Samsung Pay, WebMoney, Yandex.Money and others ) Entering the available balance values can be done via the Internet or the application in a mobile phone, which increases the convenience for the user of services, eliminating the need to use special terminals to replenish the balance or visit the bank. Entering into your personal account data on one or several forms of payment for services provides the ability to automatically replenish the value of the available balance for paying for services while reducing the balance below the level established by the rules of the proposed system of payment for services. The form of payment for services can be a credit card account, bank account, mobile phone bill, electronic wallet of electronic payment services on the Internet (for example, PayPal, WebMoney, Yandex.Money and others).

A central database can be created using cloud computing technology, which provides data processing, storage, networks and other basic computing resources on which arbitrary software can be deployed and run, including operating systems and applications. The use of cloud technology significantly reduces the cost of creating and owning a service payment system, since it does not require the purchase of expensive server equipment and the maintenance of personnel servicing this equipment and a central base. Also, the central base can be created using its own server hardware, described below.

The proposed method includes the use of a variety of detectable objects, each of which contains a corresponding identifier made in a machine-readable format and adapted to communicate with the corresponding personal account of each service user.

At least one detectable object that is available for each user of services is used as a detectable object, which contains the corresponding identifier interacting with the detectors (described below) according to one of the standard interaction protocols, for example, radio frequency identification (RFTD) ISO / IEC 14443, regardless of the place of manufacture of the detected object, the location of the user of services at the time of communication with the corresponding personal account and the location of the corresponding detector and at the moment of interaction with a detectable entity. At the same time, any detectable object that is available to the service user having an identifier that can be read, for example, according to the specified standard interaction protocol, can be used as a detectable object.

As the detected objects, any contactless smart cards can be used, corresponding, for example, to the radio frequency identification standard (RFID) ISO / IEC 14443, devices (mobile phones, tablets and the like) that use the technology of short-range wireless data transmission (NFC) . Also, the detected object can be tangible objects with a QR code printed on them, as well as mobile devices that can display a QR code on their screen (display).

The use of many different detectable objects available to the user for the services that are available to the user and independent of the place of manufacture of the detected object increases the convenience and extends the possibilities of the proposed payment method and makes the proposed method of payment for services available to a wide range of users who do not necessarily live in the place of service. For example, a resident of St. Petersburg may receive services in Moscow for a detectable object issued in St. Petersburg and intended, for example, to pay for transport services in St. Petersburg.

A plurality of detectors are placed in a plurality of service start and / or end points, each of which is adapted for receiving, storing, generating, modifying and transmitting data, as well as for detecting detected objects, reading information from detected detected objects, recognizing identifiers in read information detected detected objects using standard communication protocols, for example, radio frequency identification (RFID) ISO / IEC 14443, as well as directly Due to the central database.

The points of start and / or end of the provision of services may be, for example, the entrance halls of subway stations, buses, trolleybuses, trams, museum entrances, park entrance, skating rinks, bicycle rentals, parking lots, taxis and the like.

In the case of using the proposed method and an automated system to pay for the services of one supplier, transport services are an advantage, since the widest range of service users uses transport services.

The proposed method includes the formation in the central database of a list of identifiers for which services are available and a list of identifiers for which services are prohibited, using identifiers and values of available balances entered by users of services and stored in the corresponding personal account. In addition, the proposed method includes transmitting from a central base and storing in each detector a list of identifiers for which services are available, and a list of identifiers for which services are prohibited.

In addition, the proposed method includes comparing the corresponding detector identifiers of detected detected objects with a list of identifiers to which services are available, and a list of identifiers that are prohibited services stored in the corresponding detector; making a decision by the appropriate detector on authorizing or prohibiting the provision of services to users of services for the corresponding detected detected objects based on the list of identifiers to which the services are available and the list of identifiers that are prohibited from the services stored in the corresponding detector; permission or prohibition of the provision of services using the appropriate detector to the appropriate user of services for the corresponding detected objects; transfer from each detector to the central database of identifiers of the corresponding detected objects of service users to whom the service is provided. In this case, decision making, carried out directly in the detector, significantly reduces the time of the specified decision.

At the same time, in the central database, the cost of services is calculated for each service user who is provided with the service by the corresponding detector, which is carried out using the identifier of the corresponding detected object and data on the cost of services stored in the corresponding account office of the service provider; checking the availability of sufficient funds to pay the estimated cost of the service on an affordable balance to pay for services in the personal account of the user of the service who is provided with the service using the detected object; writing off the estimated cost of each provided service from the corresponding available balance for paying for services to each user of services for the identifier of the corresponding detected object and saving the corresponding updated value of the available balance for paying for services for each user of services in the corresponding personal account; writing off the estimated cost of services from the available balance to pay for services in the personal account of the user of the services who are provided with the service using the detected object, if there are sufficient funds on the available balance to pay for services; recording the identifier of a particular detected object in the list of identifiers that prohibited services, in case of insufficient funds to pay for the received service on an available balance in the personal account of the corresponding service user; periodic updating of the list of identifiers for which services are available, and the list of identifiers for which services are prohibited using identifiers and values of available balances entered by users of services and stored in their respective personal accounts and taking into account verification of sufficient funds to pay the estimated cost of the service on an available balance for payment services in the personal account of the user of the services to whom the service is provided using the detected object; transmission of updated lists of identifiers for which services are available and for which services are prohibited from the central database to each detector.

In addition, in each detector, the date and time of the beginning and / or end of the provision of a particular service to the corresponding user of services can be recorded for the identifier of the corresponding detected object, while the specified data is transferred from each detector to the central database, in which the duration of the specific service is calculated. and calculating the cost of this service, taking into account the duration of the provision of a particular service.

In addition, in each detector, the start and / or end locations of a particular service can be recorded for the corresponding service user for the identifier of the corresponding detected object, while the specified data is transferred from each detector to a central database, in which the range of the specific service is calculated and calculated the cost of this service, taking into account the range of a particular service.

If the user has several detectable objects, the service makes the entry by the corresponding user of the services and stores in the corresponding personal account several identifiers, each of which corresponds to the corresponding detectable object that the user has in the service, the values of available balances for the identifier of each detected object, as well as data on the form of payment for services to the user of services for the corresponding identifiers of the corresponding detected objects stored in the corresponding personal account, and the procedure for choosing the form of payment for services to the corresponding user of services. At the same time, the central database periodically updates the list of identifiers to which services are available, which is carried out using the identifier of the corresponding additional detected object, entered by the corresponding user of the services into the corresponding personal account, and periodically updates the list of identifiers that are prohibited from using the value available balance for payment of services to the corresponding user of services for the corresponding of additional detected object made by the relevant services by the user to the appropriate personal account, and sends the updated lists of identifiers that are available and which services are prohibited services in each detector. At the same time, in the central database, a form of payment for services is selected for the service user for the identifier of the corresponding detected object from the data on the form of payment for services and the procedure for choosing the form of payment stored in the corresponding personal account of the corresponding service user.

If necessary, the corresponding user of the services replenish the value of the corresponding available balance and store the replenished value of the corresponding available balance in the corresponding personal account.

If necessary, the corresponding user of the service makes the entry and storage in the appropriate personal account of the identifier of at least one additional detectable object, the value of the available balance for payment of services to the corresponding user of services for the identifier of the additional detectable object, data on the form of payment for services to the corresponding user of services for the additional the detected object and the procedure for choosing the form of payment for services to the corresponding user of services for an additional detectable object, while periodically updating the list of identifiers to which services are available, carry out in the central database using the identifier of the corresponding additional detectable object entered by the corresponding user of services in the corresponding personal account, and periodically updating the list of identifiers to which services are prohibited, carry out in the central database using the value of the available balance for payment of services to the corresponding a service user for an additional detectable object entered by the corresponding service user into the corresponding personal account;

By means of a central database, a notification can be sent to the corresponding user of services about the implementation of a particular service and the charge of the calculated cost of this service is deducted from the available balance of the cost of services in the personal account of the corresponding service user.

The use of the invention provides the expansion of the capabilities of the proposed method, provides the possibility of creating an open non-cash non-banking method of payment for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of standard interaction protocols described above, regardless of the place of manufacture detectable objects and the type of service that allows you to make the proposed method available to a wide range of users who do not necessarily live in the place of service; provides the ability to pay for various services of various service providers using the same detected object available to the user of the services; provides the opportunity to reduce the cost of using the method by reducing the cost of manufacturing special detectable objects, provides the opportunity to reduce the cost of paying for traffic information exchange, which reduces the total cost of the proposed method, provides the ability to use any detected object that has an identifier that interacts with detectors according to one of the standard interaction protocols, regardless of the place of its manufacture and the initial purpose, provides the ability to provide both one and several different services using the same detectable object, which allows you to use the proposed method to provide not only transport services, but also other services, for example, museums, parks, bicycle rental services and similar paid services, using the same detectable object that has an identifier, has the identifier communicating with the detectors according to one of the standard interaction protocols described above, provides the opportunity to reduce the traffic of information exchange, which reduces the cost of using the method by reducing the cost of paying for traffic, and also reduces the financial loss that occurs when there is a mismatch of available balances in the implementation of traffic information exchange, which, in turn, reduces the total cost of the proposed method, with the possibility of simplifying and cheapening traffic, which also reduces the total cost of the proposed of the method, and also provides a faster decision-making on authorizing the provision of services, which, when providing transportation services, reduces the time for passengers to board and the emission of harmful substances into the atmosphere by automobile passenger transport.

For a better understanding of the present invention, the following are specific examples of its implementation, not limiting the present invention, with reference to the accompanying drawing, which shows a diagram of the proposed system for the automated receipt and processing of payment data for services, mainly transport services.

The proposed automated system comprises: a central control complex 1, a plurality of detectors 2 and a plurality of detectable objects 3.

The central control complex 1 contains many personal accounts configured to interact with the corresponding plurality of service users and with the possibility of entering by each user of services and storing the identifier of each detected object 3, the value of the available balance for paying for services to each user of services for paying for services for the identifier of each detected object data on at least one form of payment for services and, if necessary, the procedure for choosing a form of payment for services. In addition, the central management complex 1 contains an account room of at least one service provider, configured to provide data on at least the cost of services. Moreover, each detected object 3 contains a corresponding identifier made in a machine-readable format and adapted to communicate with the corresponding personal account.

A plurality of detectors 2 are located at a plurality of service start and / or end points. Each detector 2 is capable of detecting detected objects 3, reading information from detected detected objects, recognizing in the read information the corresponding identifiers of detected detected objects 3, deciding whether to provide or prohibit the provision of services and to permit or prohibit the provision of services to users of services for the respective detected objects 3. In addition, each detector 2 is configured to directly communicate with a central set Exx 1 Management.

A service provider can be one or more. It depends on the number of different services paid using the proposed automated system.

The points of start and / or end of the provision of services may be, for example, the entrance halls of subway stations, buses, trolleybuses, trams, museum entrances, park entrance, skating rinks, bicycle rentals, parking lots, taxis and the like.

At the same time, each personal account can be made with the possibility of entering by each user of the services and storing identifiers of the detected objects 3, which will be used by the user of the services that created the personal account; identifiers of detected objects 3, which will be used by members of his family; identifiers of detected objects 3, which will be used by employees of the organization to whom the organization pays for services, for example, as part of a social package.

The user can enter the available balance values for payment for services into the user’s account using a credit card, bank account, mobile phone account, electronic payment services on the Internet (for example, PayPal, Apple Pay, Google Wallet, Samsung Pay, WebMoney, Yandex. Money and others). Deposits can be made via the Internet or the application in a mobile phone, which increases the convenience of the user of services, eliminating the need to use special terminals to replenish the balance or visit the bank. Entering into your personal account data on one or several forms of payment for services provides the ability to automatically replenish the value of the available balance for paying for services while reducing the balance below the level established by the rules of the proposed system of payment for services. The form of payment for services can be a credit card account, bank account, mobile phone bill, electronic wallet of electronic payment services on the Internet (for example, PayPal, WebMoney, Yandex.Money and others).

The central control complex 1 can be created using cloud computing technology, which provides data processing facilities, storage, networks and other basic computing resources on which arbitrary software can be deployed and run, including operating systems and applications. The use of cloud technology significantly reduces the cost of creating and owning an automatic payment system for services, since it does not require the purchase of expensive server equipment and the maintenance of personnel servicing this equipment and the central management complex 1. Also, the central control complex 1 can be created using its own server equipment, described below.

The proposed automated system includes many detectable objects 3, each of which contains a corresponding identifier made in a machine-readable format and adapted to communicate with the corresponding personal account of each service user. Moreover, each detectable object 3 is any detectable object 3 that is available for each user of services that contains a corresponding identifier configured to interact with each detector 2 according to one of the standard interaction protocols, for example, radio frequency identification (RFID) ISO / IEC 14443, regardless of the place of manufacture of the detected object 3, the place of placement of the user of services at the time of communication with the corresponding personal account and the location of the corresponding its detector 2 at the time of interaction with the detected object 3. That is, a service user at the time of communication with the corresponding private office can be anywhere where there is Internet. In this case, the corresponding detector 2 at the time of interaction with the corresponding detectable object 3 can be placed in any place corresponding to the provision of a specific service by a specific service provider.

Detected objects 3 can be any contactless smart cards that comply with the radio frequency identification (RFID) standard ISO / IEC 14443, devices (mobile phones, tablets and the like) that use short-range wireless data transmission technology (NFC). Also, the detected object can be tangible objects with a QR code printed on them, as well as mobile devices that can display a QR code on their screen (display). The use of many different detectable objects for the services to be received, the services available to the user and independent of the place of manufacture of the detected object, increases the convenience and expands the capabilities of the proposed system and makes the proposed system available to a wide range of users who do not necessarily live in the place of service. For example, a resident of St. Petersburg may receive services in Moscow for a detectable object issued in St. Petersburg and intended, for example, to pay for transport services in St. Petersburg.

The execution of each detector 2 with the ability to read information from detected detected objects 3 and to recognize the identifiers of detected detected objects 3 in the read information provides the ability to pay for the services of one or more service providers using any detectable object 3 with an identifier interacting with each user with detectors according to one of the standard interaction protocols, regardless of where the detector was made objects and the type of service that allows you to make the proposed automated system available to a wide range of users who do not necessarily live in the place of service, and also provides the ability to pay for various services from different service providers using the same user’s detectable service object 3.

The implementation of each detector 2 adapted to communicate directly with the central control complex 1 (without the help of additional equipment) reduces costs and reduces financial losses for the operation of the system, which, in turn, reduces the total cost of the proposed system.

The implementation of each detector 2 adapted to communicate directly with the central control complex 1 (without the help of additional equipment) ensures the simplification and cheapening of the proposed system, which also reduces the overall cost of the system, as well as provides a faster decision-making on authorization of the provision of services, which when providing transportation services reduces the time of passenger boarding and the emission of harmful substances into the atmosphere by automobile passenger transport.

The central control complex 1 is configured to generate a list of identifiers for which services are available and a list of identifiers for which services are prohibited, using identifiers and values of available balances entered by users of services and stored in the respective personal accounts; with the possibility of transmitting to each detector 2 a list of identifiers for which services are available, and a list of identifiers for which services are prohibited.

Each detector 2 is configured to store a list of identifiers for which services are available, and a list of identifiers for which services are prohibited; with the possibility of comparing identifiers of detected detected objects with a list of identifiers to which services are available, and a list of identifiers to which services are prohibited, stored in the corresponding detector 2; with the possibility of deciding whether to allow or prohibit the provision of services to users of services for the corresponding detected detected objects based on the list of identifiers to which the services are available and the list of identifiers to which services are prohibited stored in the corresponding detector 2; with the possibility of transferring to the central management complex 1 the identifiers of the respective detected objects 3 service users to whom the services are provided.

The central control complex 1 is configured to calculate the cost of services to each user of the service to whom the service is provided by the corresponding detector, using the identifier of the corresponding detected object and data on the cost of services stored in the corresponding account office of the service provider and with the possibility of writing off the calculated cost of each provided service from the corresponding available balance for payment of services to each user of services for the identifier of the corresponding child of the projected object and maintaining the corresponding updated value of the available balance for paying for services in the corresponding personal account, which reduces the traffic of information exchange between each detector 2 and the central control complex 1, which reduces the cost of using the proposed system by reducing the cost of paying for traffic, and also reduces financial losses arising from the mismatch of available balances in the implementation of information exchange traffic in the presence of additional equipment, which, in its a series reduces the total cost of the proposed method.

The central control complex 1 is configured to periodically update the list of identifiers for which services are available, and the list of identifiers for which services are prohibited and with the possibility of transmitting updated lists of identifiers for which services are available and for which services are prohibited from the central database to each detector.

Each detector 2 can be made with the possibility of fixing the date and time of the beginning and / or end of the provision of a particular service to the user of services for the identifier of the corresponding detected object and with the possibility of transmitting the data to the central control complex 1, configured to calculate the duration of the particular service and calculate the cost of this service, taking into account the duration of the provision of a particular service. This ensures an increase in the number of services paid using the same detected object available to the user, by connecting service providers, the cost of services of which depends on the duration of the service. For example, bike rental, parking and the like.

Each detector 2 can be made with the possibility of fixing the start and / or end of the provision of a specific service to the user of the service for the identifier of the corresponding detected object and with the possibility of transmitting these data to the central control complex 1, configured to calculate the range of the particular service and calculate the cost of this services taking into account the range of a particular service. This makes it possible to increase the number of services paid using the same detected object available to the user, by connecting service providers, the cost of services of which depends on the range of services. For example, travel by transport with a zonal fare (commuter trains, commuter buses, and the like).

Each personal account can be made with the possibility of entering the services by the corresponding user and storing several identifiers that correspond to several detected objects available for this user of services. This extends the capabilities of the proposed system. For example, a user of services can enter identifiers of several detected objects in his personal account and use any of these detected objects to receive services, and parents can enter identifiers of detected objects in their personal account that their children use to pay for meals at school, travel by transport and like that.

Each personal account can be made with the possibility of the user entering the services and storing at least one additional identifier that corresponds to the additional detectable object 3 available to the user of the services, the available balance value for payment of services to the corresponding service user for the identifier of the additional detectable object 3 , data of at least one form of payment for services to the corresponding user of services for the identifier of additional children ktiruemogo object 3 and the order of selecting a form of payment for the services of the respective user services. In this case, the central control complex 1 is configured to periodically update the list of identifiers to which services are available, which are carried out using the identifier of the corresponding additional detected object 3, entered by the corresponding user of services in the corresponding personal account, and periodically update the list of identifiers that are prohibited from performing services using the value of the available balance to pay for services to the corresponding user ug for the corresponding additional detected object 3, contributed by the corresponding user of services to the corresponding personal account, and also with the possibility of transmitting updated lists of identifiers to which services are available and which services are prohibited in each detector 2. This extends the capabilities of the proposed system.

The central control complex 1 can be configured to select a form of payment for services to a service user for the identifier of the corresponding detectable object and the corresponding additional detectable object 3 from data on the form of payment for services and the procedure for choosing the form of payment made by the corresponding user of services and stored in the corresponding personal account .

Each personal account can be made with the possibility of replenishing the available balance and storing replenished values of the available balance to pay for services to the corresponding user of services for the identifier of the corresponding detected object 3 and the corresponding additional detected object 3.

The central control complex 1 can be configured to send a notification to the corresponding user of services about the implementation of a particular service and write off the calculated cost of this service from the available balance of the cost of services in the personal account of the corresponding service user.

The central control complex 1 contains the following equipment, interacting through appropriate communication buses: server 4 for controlling the operation of an automated system and processing data received from detectors 2; block 5 memory data received from the detectors 2 and sent to the detectors 2; block 6 data exchange of the Central complex 1 and detectors 2; server 7 for maintaining personal accounts of service users; blocks 8 memory personal accounts associated with the identifiers of the detected objects 3; server 9 maintaining the account of at least one service provider; block 10 memory of the account of at least one service provider; the server 11 introducing into the blocks 8 of the memory of personal accounts of users of services the values of available balances for payment of services and data on the form of payment for services to each user of services for the identifier of each detected object; a server 12 for calculating the cost of services to a user of the service to whom the service is provided using the detected object 3; a server 13 for writing off the estimated cost of services from the available balance to pay for services in block 8 of the memory of the personal account of each user of the service to whom the service was provided using the detected object 3; block 14 for forming a list of identifiers for which services are available and a list of identifiers for which services are prohibited, while each detector 2 contains the following equipment interacting via the corresponding communication buses: block 15 for detecting detected objects 3 and reading information from detected objects 3; block 16 recognition of identifiers in the read information from the detected objects 3; a memory unit 17 of each detector 2; block 18 deciding whether to allow or prohibit the provision of services for the corresponding identifier of the corresponding detected object 3; block 19 data exchange of the detector 2 and the central complex 1.

The server 11 of introducing into the blocks 8 of the memory of personal accounts of users of services the specified data of the central control complex 1 can be configured to enter into the blocks 8 of the memory of personal accounts of the order of choosing the form of payment for services.

The central control complex may further comprise the following equipment interacting via appropriate communication buses: unit 20 for calculating the duration of the provision of a particular service; block 21 calculating the range of the provision of a particular service; block 22 choosing a form of payment for services to each user of services for the corresponding identifier of the corresponding detected object 3 using the procedure for choosing a form of payment for services; a block 23 for sending a notification to the corresponding user of services on the implementation of a particular service and writing off the calculated cost of this service from the available balance of the cost of services in the memory 8 of the personal account of the user of the services, and each detector may additionally contain the following equipment interacting via the respective communication buses: block 24 for fixing the date and the time of the beginning and / or end of the provision of a particular service to the corresponding user of services for the identifier of the corresponding detected object that 3 and block 25 fixing the places of the beginning and / or end of the provision of a particular service to the corresponding user of services for the identifier of the corresponding detected object 3.

All servers and blocks of the proposed automated system interact via communication buses, switched, non-switched communication channels, and radio communication channels.

In other embodiments of the present invention, the central complex 1 and the detectors 2 may comprise any other known equipment capable of performing the functions described above and below of the central control complex 1, the detectors 2, and the equipment contained therein.

Server 4 for controlling the operation of the proposed automated system and for processing data received from detectors 2 is, for example, executed on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, AIX, or Linux system software.

Block 5 of the memory data received from the detectors 2 and sent to the detectors 2, is made, for example, using long-term and random access memory HP Integrity rx8640 or IBM Power 770.

The data exchange unit 6 of the central complex 1 and detectors 2 is executed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows, or Linux system software.

The server 7 for maintaining personal accounts of service users is executed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows or Linux system software.

Blocks 8 of the memory of personal accounts associated with the identifiers of the detected objects 3 are made, for example, using long-term and random access memory HP Integrity rx8640 or IBM Power 770.

The server 9 maintaining the account cabinet of at least one service provider is made, for example, on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software.

The memory block 10 of the account cabinet of at least one service provider, is made, for example, using long-term and random access memory HP Integrity rx8640 or IBM Power 770.

The server 11 introducing into the blocks 8 of the memory of personal accounts of service users the values of available balances for paying for services, data about the form of payment for services to each user of services for the identifier of each detected object and the procedure for choosing the form of payment for services, is performed, for example, on an HP Integrity rx8640 computer or IBM Power 770 with appropriate peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software.

The server 12 for calculating the cost of services to a service user who is provided with the service using the detected object 3 is, for example, executed on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software .

The server 13 for writing off the estimated cost of services from the available balance to pay for services in block 8 of the personal account memory of each service user who is provided with the service using the detected object 3 is executed, for example, on an HP Integrity rx8640 computer or IBM Power 770 with the corresponding peripherals using the DBMS Oracle or PostgreSQL and system software HP-UX, Microsoft Windows or Linux.

Block 14 forming the list of identifiers for which services are available and the list of identifiers for which services are denied is performed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with appropriate peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows or Linux system software .

Detectors 2 are made, for example, on MV-3000 or MV-3100 devices with Linux system software and contain the equipment described below.

The block 15 for detecting detected objects 3 and reading information from detected objects 3 is made, for example, on a contactless smart card reader ACM1252U-Y3 or OTI SCI-6100.

Block 16 recognition of identifiers in the read information from the detected objects 3 is made, for example, on the microprocessor ARM Cortex A-9 or ARM Cortex A-12 with Linux system software.

The memory unit 17 of the detector 2 is made, for example, on a flash memory card EMC EMMC04G-M627 or EMMC04G-W627.

The decision block 18 to allow or prohibit the provision of services for the corresponding identifier of the corresponding detected object 3 is made, for example, on an ARM Cortex A-9 microprocessor or ARM Cortex A-12 microprocessor with Linux system software.

The data exchange unit 19 of the detector 2 and the central complex 1 is made, for example, using a SIM7100E-MIFI or SIM7100E-MIFID wireless communication module.

Block 20 for calculating the duration of a particular service is performed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows, or Linux system software.

Block 21 for calculating the range of a particular service is performed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows, or Linux system software.

Block 22 of the choice of form of payment for services to the user of services for the identifier of the corresponding detected object 3 is made, for example, on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software.

Block 23 of sending a notification to a corresponding user of services about the implementation of a particular service and writing off the estimated cost of this service from the available balance of the cost of services in the memory 8 of the user’s personal account is executed, for example, on an HP Integrity rx8640 computer or IBM Power 770 with corresponding peripherals using the HP system software -UX, Microsoft Windows or Linux.

In this case, the detectors 2 may further comprise the equipment described below.

Block 24 for fixing the date and time of the beginning and / or end of the provision of a particular service to the user of services for the identifier of the corresponding detected object 3 is made, for example, on an ARM Cortex A-9 microprocessor or ARM Cortex A-12 microprocessor with Linux system software.

Block 25 fixing the place of the beginning and / or end of the provision of a particular service to the user of services for the identifier of the corresponding detected object 3 is made, for example, on an ARM Cortex A-9 microprocessor or ARM Cortex A-12 microprocessor with Linux system software.

As the detected objects 3, for example, cards with an integrated microcircuit using Radio Frequency IDentification (RFID) technology that complies with ISO 14443 (A / B types) and / or mobile digital devices (smartphones, tablets) can be used using Near Field Communication (NFC) wireless technology and / or mobile devices (mobile phones) displaying a two-dimensional bar code (QR code) and / or objects with a two-dimensional bar code applied to them (QR -the code).

Using the proposed invention provides the ability to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, which provides the possibility of using various detectable objects available to the user, regardless of the place of manufacture and type of service , as well as the ability to reduce the decision-making time for the provision of services.

In addition, the use of the present invention expands the capabilities of the proposed automated system, provides payment for services, mainly transport services of one or more service providers, using any detectable object 3 that is available for each user of the service, having an identifier that interacts with the detectors using one of the standard interaction protocols , regardless of the place of manufacture of the detected objects and the type of service, which increases quality and expands the capabilities of the proposed automated system, allows you to make the proposed automated system available to a wide range of users, not necessarily living in the place of service; the ability to pay for various services of various service providers using the same detectable object 3 available to the user; the possibility of reducing the cost of using the proposed system by reducing the cost of manufacturing special detectable objects, lowering the cost of paying for information exchange traffic, which reduces the total cost of the system, and the possibility of using any detectable object 3 that has an identifier that interacts with detectors 2 according to one of the standard interaction protocols, regardless of the place of its manufacture and initial purpose, in the possibility of providing to one or several different services using the same detectable object 3, which allows you to use the proposed method to provide not only transport services, but also other services, for example, museums, parks, bicycle rental services and similar paid services , using the same detectable object 3, which has an identifier interacting with the detectors 2 according to one of the standard protocols, as the detected object for each service user interaction; with the possibility of reducing the exchange of information traffic, which reduces the cost of operating the system by reducing the cost of paying for traffic, and also reduces the financial loss that occurs when there is a mismatch of available balances in the implementation of information exchange traffic, which, in turn, reduces the total cost of the proposed system; with the possibility of simplifying and reducing the cost of traffic, which also reduces the total cost of the proposed system, as well as provides a faster decision-making on authorizing the provision of services, which, when providing transportation services, reduces the time for passengers to land and the emission of harmful substances into the atmosphere by automobile passenger transport.

The proposed automated system for paying for services, mainly transport services, works as follows.

Using the DBMS Oracle or PostgreSQL, the Central Management Complex 1 creates a central database for storing a variety of personal accounts associated with users of services, as well as for storing the account of one or more service providers. The number of service providers depends on the number of different services paid for using the system.

A plurality of detectors 2 are placed in a plurality of service start and / or end points of service provision. For example, entrance halls of subway stations, buses, trolleybuses, trams, museum entrances, park entrances, and bicycle rental centers are used as service start and / or end points. parking.

Each service provider using the server 9 maintaining the accounts of service providers creates its own account, which generates and stores in block 10 the memory of the account office of the service provider data on the cost of their services.

Each user of services using the server 7 maintaining personal accounts of service users creates a personal account.

Each user of services using the server 7 maintaining personal accounts of service users enters the identifiers of their detected objects 3 into his personal account, enters data of at least one form of payment for services to service users and saves them in memory block 8 corresponding to each user's personal account user services.

Each user of services using the server 11 for introducing an affordable balance for paying for services enters the value of the available balance for paying for services in the memory block 8 of the personal account of the user of services and stores it in the memory block 8 corresponding to the personal account of the user of services.

Each user performs these actions, for example, using a credit card, bank account, mobile phone account, electronic payment services on the Internet (for example, PayPal, Apple Pay, Google Wallet, Samsung Pay, WebMoney, Yandex.Money and others).

Using block 14 of the formation of lists of identifiers in block 5 of the memory of the data received from the detectors 2 and sent to the detectors 2 of the central control complex 1, the identifiers of the detected objects 3 are registered in the personal account of each user of the service and stored in block 8 of the memory of the personal account of each service user .

Using the server 4 for controlling the operation of the automated system of the central control complex 1, through the exchange unit 6 of the central control complex 1 and detectors 2, a list of identifiers to which services are available is sent to all detectors 2.

The data exchange unit 19 of the detector 2 and the central complex 1 receives a list of identifiers to which services are available and stores it in the memory unit 17 of the detector 2.

Block 15 detection of the detected object 3 and reading information from the detected object 3 of the detector 2 detects a specific detectable object 3, reads information from it and transfers it to the recognition unit 16 of the identifier of the detected object 3 of the detector 2.

The identifier recognition unit 16 of the detected object 3 of the detector 2 extracts the identifier associated with this detected object 3 from the read information and transmits the highlighted identifier to the decision block 18 to allow or prohibit the provision of services for the identifier of the corresponding detected object 3.

Block 18 making a decision on whether to provide or prohibit the provision of services for the identifier of the corresponding detected object 3 of detector 2 checks the identifier in the list of identifiers for which services are available, obtained from the central control complex 1 and stored in the memory block of detector 2, checks for the identifier in the list identifiers to which services are prohibited, received from the central control complex 1 and stored in the memory unit 17 of the detector 2, allows receiving the service in Luciano presence of a detectable object identifier 3 in the list of identifiers, which services are available and the lack of identity of the detected object 3 in the list of identifiers which are prohibited services, preserves the memory of the detector unit 17 2 Identifier of the corresponding detected object 3 user services, the services are provided.

If necessary, the block 24 for fixing the date and time of the beginning and / or end of the provision of a specific service to the user of services for the identifier of the corresponding detected object 3 stores in the block 17 of the memory of the detector 2 the date and time of the beginning and / or end of the provision of the service using the identifier of the corresponding detected object 3.

If necessary, the block 25 fixing the location of the beginning and / or end of the provision of a specific service to the user of services for the identifier of the corresponding detected object 3 stores in the block 17 of the memory of the detector 2 the place of the beginning and / or end of the provision of the service by the identifier of the corresponding detected object 3.

In this case, the data exchange unit 19 of the detector 2 and the central control complex 1 transmits the fixed identifier of the detected object 3, the start and / or end of the service, the date and time of the start and / or end of the service through the exchange unit 6 of the central complex 1 and the detectors 2 to server 4 controlling the operation of an automated system and processing data received from detectors 2 of the central control complex 1.

The server 4 control the operation of the automated system and the processing of data received from the detectors 2, collects and stores data from the detectors 2 in block 5 of the data memory.

If necessary, the unit 20 for calculating the duration of the provision of a specific service by the corresponding identifier of the detected object 3 using the start time and end time of the service received from the detectors 2, calculates the duration of the specific service by the corresponding identifier of the detected object 3 and transmits the calculation results to the server 12 for calculating the cost of services a service user who is provided with a service using a specific detectable object 3.

If necessary, the block 21 for calculating the range of specific services by the corresponding identifier of the detected object 3 using the start and end locations of the services received from the detectors 2, calculates the range of specific services by the corresponding identifier of the detected object 3 and transmits the calculation results to the server 12 for calculating the cost of services a service user who is provided with a service using a specific detectable object 3.

The server 12 calculating the cost of services to the user of the service to whom the service is provided using the detected object 3, calculates the cost of the service based on data from a specific detector 2, and also, if necessary, using data of duration and range, as well as the cost of services for a particular detector 2 stored in block 10 of the memory of the accounts of service providers.

The server 13 deducts the calculated cost of services from the available balance to pay for services to the user of the service who is provided with the service using the detected object 3, deducts the cost of a specific service calculated by the server 12 for calculating the cost of services from the available balance of the memory unit 8 corresponding to the personal user account of the services, in which the identifier of the specific detected object 3, on which the service is received, is registered.

If necessary, the block 23 for sending a notification to the corresponding user of services on the implementation of a particular service and writing off the calculated cost of this service from the available balance of the cost of services in the memory 8 of the personal account of the service user sends a notification to the corresponding user of the services on the specific service and writing off the calculated cost of this service from the available balance services in memory 8 of the user’s personal account of services using e-mail or SMS.

If necessary, the server 11 for introducing an affordable balance for paying for services for the identifier of the corresponding detectable object 3 selects a form of payment for services for a user of services, enters an available balance for paying for services and saves it in the memory block 8 corresponding to the personal account of the user of services, using the form selection block 22 payment for services to a user of services.

The server 13 for writing off the calculated cost of services records the identifier of the particular detected object 3 in the list of identifiers that prohibit services in the data memory block 5 received from the detectors 2 and sent to the detectors 2, in case of insufficient funds to pay for the received service on the available balance of the memory block 8 personal account of a user of services associated with the identifier of a specific detectable object 3 for which the service was received.

Using the server 4 for controlling the operation of the automated system of the central control complex 1, a list of identifiers that are prohibited from services to all detectors 2 is transmitted.

Interactions between users and service providers with the corresponding personal and account rooms are carried out through a public computer network using a server 7 for maintaining personal accounts of service users and a server 9 for maintaining account rooms of service providers, respectively, the interaction of the central control complex with detectors, as well as interaction using the unit 23 dispatches of the central control complex with users of services are carried out through a public computer network.

Claims (17)

1. A method for automatically receiving and processing data for payment of services, mainly transport services, which consists in the fact that in a system for automatically receiving and processing data for payment of services containing a central control complex having a data memory unit configured to store a central database, detectable objects of service users having identifiers made in a machine-readable format accepted by detectors located at points of commencement and / or termination of service provision Meadow, having the appropriate detection units for detected objects and configured to permit or prohibit the provision of services to users of services for the respective detected objects, perform the following steps carried out using a public computer network: using a personal account management server located in the central control complex, users services create the appropriate personal accounts in the central database, enter identifiers with corresponding detected objects and save the indicated identifiers in the memory blocks of the respective personal accounts, and using the data entry server available in the central control complex and interacting with the personal account management server via the appropriate communication bus, service users enter the values of available balances for payment for services and save the indicated values of available balances in the memory blocks of the corresponding personal accounts; at the same time, using the detection unit of detectable objects of each detector, detectable objects are detected and the service is provided or prohibited, characterized in that they provide a central control server system management system and process data obtained by using a public computer network directly from the detectors, through which they control the operation of system equipment interacting through appropriate communication buses; as a detectable object, a detectable object is used, which is at least one detectable object available for each user of services having information in which an identifier is fixed that interacts with the detectors using one of the standard interaction protocols using wireless data transmission, regardless of the place of manufacture of the detected object, the place of placement of the user of services at the time of interaction with the corresponding personal account and the place of placement the corresponding detector at the time of interaction with the detected object; reading information from detected detected objects using the detection unit of the detected objects of each detector; transmitting the read information using the corresponding communication bus to the identifier recognition unit in the read information available in each detector; using the recognition unit in the read information, the corresponding identifiers of detected detected objects are recognized; at least one service account of at least one service provider is created using at least one service provider in the central database with the help of a server for maintaining at least one account room available in the central management complex via a public computer network; form using at least one service provider through a public computer network at least data on the cost of services and store these data in the memory block of the corresponding account; form in the data memory block of the central control complex using the identifier list generation block available in the central control complex, identifier lists for which services are available and services are prohibited, using identifiers and values of available balances stored in the memory blocks of the corresponding personal accounts, and data the cost of services of the respective service provider stored in the memory block of the corresponding account; lists of identifiers to which services are available and which are prohibited from the services stored in the data memory unit of the central control complex, which are periodically updated, are transmitted to each detector through a public computer network using the data exchange unit of the central control complex with detectors available in the central control complex these lists and transmit updated lists using a public computer network to each detector; supply each detector with a memory block and store the received data in this block; receive in each detector from the data exchange unit of the central control complex with the detectors via the public computer network using the detector data exchange unit with the central control complex available at each detector, lists of identifiers to which services are available and to which services are prohibited, and save these lists in the memory block of each detector; transmit the identifiers of detected detected objects via the corresponding communication bus from the recognition unit of the identifiers of each detector to the decision-making block on whether or not to provide services for the identifiers of detected detected objects, which is available in each detector; using the decision block, the identifiers of detected detected objects are compared with lists of identifiers to which services are available and which are prohibited from the services stored in the memory block of each detector; make a decision on the provision or prohibition of the provision of services to service users for detected detected objects using the decision block and store the identifiers of the detected objects of the service users to whom the services are provided in the memory blocks of the respective detectors; transmit these identifiers using the public computer network to the data memory unit of the central control complex by means of the data exchange unit of the detectors with the central control complex and the data exchange unit of the central control complex with the detectors and store these identifiers in the data memory unit of the central control complex; using the server for calculating the cost of services available in the central control complex, the cost of services is calculated for each user of the service who is provided with the appropriate detector for the corresponding detected object using the corresponding identifier stored in the memory block of the corresponding personal account and data on the cost of the services of the respective provider services stored in the memory block of the corresponding account; transfer the estimated cost of each service provided through the appropriate communication bus to the server for writing off the estimated cost of services available in the central management complex; debit the calculated cost of services from the available balance in the memory block of the corresponding personal account of the user of the service to whom the service is provided, write off the calculated cost of each provided service and save the corresponding updated value of the available balance in the memory block of the corresponding personal account. 2. The method according to p. 1, characterized in that the date and time of the start and / or end of the provision of a specific service to the corresponding user of services for the identifier of the corresponding service are fixed in the block for fixing the date and time of the beginning and / or end of the provision of a particular service, available in each detector of the detected object, the date and time of the beginning and / or end of the provision of a specific service are stored in the memory of the corresponding detector, these date and time of the beginning and / or transmitted using a public computer network the termination of the provision of a specific service to the server for calculating the cost of services of the central management complex, the duration of the specific service is calculated using the duration calculation unit available in the central management complex, and the cost of a specific service is calculated using the calculated duration of the specific service using the cost calculation unit services interacting via the appropriate communication bus with the duration calculation unit. 3. The method according to claim 1, characterized in that the location of the beginning and / or end of the provision of a specific service to the corresponding user of services for the identifier of the corresponding detected object is stored in the block for fixing the places of the beginning and / or end of the provision of a specific service in the memory block of the corresponding detector, the place of the beginning and / or end of the provision of a particular service is transmitted using the public computer network these places of the beginning and / or end of the provision of a specific service to the server for calculating the cost of services of the central management complex, using the range calculation unit available in the central management complex, calculating the range of specific services, and calculating the cost of a specific service is carried out using the calculated range of the specific services using the unit for calculating the cost of services, interacting through the appropriate communication bus with the range calculation unit. 4. The method according to p. 1, characterized in that users of services enter into the appropriate personal accounts via a public computer network using a server for entering values of available balances and a unit for choosing a form of payment for services available in the central management complex, data on forms of payment for services and the procedure for choosing a form of payment for services for identifiers of the corresponding detected objects and save the entered data in the memory blocks of the corresponding personal accounts. 5. The method according to claim 1, characterized in that the users of the services enter several identifiers into the corresponding personal accounts through the public computer network using the personal account management server, each of which corresponds to a detectable object that is in the possession of the corresponding user of the services, and save entered identifiers in the memory blocks of the corresponding personal accounts. 6. The method according to p. 5, characterized in that users of services enter into the appropriate personal accounts via a public computer network using the server for entering values of available balances and a unit for choosing a form of payment for services, the values of available balances for several identifiers, data on forms of payment for services and the procedure for choosing the form of payment for services for several identifiers and save the entered data in the memory blocks of the corresponding personal accounts. 7. The method according to p. 1, characterized in that users of services replenish the values of available balances in the corresponding personal accounts via a public computer network using the server for entering values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts. 8. A method according to any one of the preceding paragraphs, characterized in that they send a notification about the implementation of a particular service and debiting the estimated cost of a particular service from the available balance of the cost of services to the corresponding user of the service via the public computer network using the sending unit available in the central control complex memory block of the corresponding personal account of the user of services. 9. A system for automatically receiving and processing data for payment of services, mainly transport services, comprising: a central control complex having a data memory unit configured to store a central database; detectable objects of service users having identifiers made in a machine-readable format accepted by detectors located at the points of start and / or end of the provision of services, having corresponding detection units for detectable objects and configured to provide or prohibit the provision of services to users of services for the respective detected objects, this central management complex contains a server for maintaining personal accounts, configured to implement with using the public computer network of the following steps: creating services by users in the central database of the corresponding personal accounts, ensuring interaction of users of services with the corresponding personal accounts, introducing the users of the services into the corresponding personal accounts of the identifiers of the detected objects and storing these identifiers in the memory blocks of the respective personal accounts, and a server for users to enter services into their respective personal accounts using a computer public networks of the values of available balances for paying for services and storing entered values in the memory blocks of the respective personal accounts, configured to interact with the personal account management server using the corresponding communication bus, characterized in that the detected object is at least one located in each service user has a detectable object that has information in which an identifier is fixed, configured to interact with the detector according to one of the standard protocols of interaction using wireless data transmission, regardless of the place of manufacture of the detected object, the location of the user of services at the time of communication with the corresponding personal account and the location of the corresponding detector at the time of interaction with the detected object, and the detection unit of the detected objects of each the detector is configured to read information from detected detected objects and transmit read information using the corresponding of the existing communication bus to the identifier information recognition unit, which is available for each detector and configured to recognize the identifiers of detected detected objects in the read information, the central control complex comprising a server for controlling the operation of the system and processing data obtained using the public computer network directly from the detectors made with the ability to control the operation of the equipment of the system, made with the possibility of interaction through the corresponding relevant communication buses and comprising: a server for maintaining at least one account office of at least one service provider, configured to create each service provider in a central database using a public computer network a corresponding account office, in which the corresponding service provider generates using a public computer network at least data on the cost of services, and storage of these data in the memory block of the corresponding account; a unit for generating lists of identifiers for which services are available and for which services are prohibited, configured to generate lists of identifiers for which services are available and for which services are prohibited in the data block of the central management complex, using identifiers and values of available balances stored in the memory blocks of the corresponding personal accounts , and data on the cost of services of the corresponding service provider, stored in the memory block of the corresponding account; a data exchange unit of the central control complex with detectors, configured to transmit lists of identifiers to which the services are available and which are prohibited from the services stored in the data memory unit of the central control complex, made with the possibility of periodically updating these lists, using a public computer network, to each detector transfer updated lists using a public computer network to each detector, which contains the following equipment, made with the possibility of interaction through the corresponding communication bus: the memory block of each detector, configured to store the received data; a detector data exchange unit with a central control complex configured to receive, by means of a public computer network, from a central control complex data exchange unit with detectors lists of identifiers to which services are available and services are prohibited, and storing these lists in the memory unit of each detector; a decision-making unit for providing or prohibiting the provision of services for identifiers of detected detected objects, wherein the identifier recognition unit of each detector is configured to transmit identifiers of detected detected objects via an appropriate communication bus to a decision-making unit on authorizing or prohibiting the provision of services for identifiers of detected detected objects, configured to compare identifiers of detected detected objects with ne by the identifiers to which services are available and to which services are prohibited, stored in the memory block of each detector, and with the possibility of deciding whether to allow or prohibit the provision of services to service users for detected detected objects using lists of identifiers to which services stored or prohibited in the memory block each detector, as well as with the ability to store identifiers of detected objects of service users to whom services are provided, in memory blocks corresponding detectors, transferring these identifiers using a public computer network to the data memory unit of the central control complex through the data exchange unit of the detectors with the central control complex and the data exchange unit of the central control complex with detectors and storing these identifiers in the data memory unit of the central control complex, which contains a server for calculating the cost of services and a server for writing off the estimated cost of services, made with the possibility of interaction through h the appropriate communication bus, while the server calculating the cost of services is made with the possibility of calculating the cost of services to each user of services who are provided with the appropriate detector for the corresponding detected object, using the corresponding identifier stored in the memory block of the corresponding personal account, and data on the cost of services of the corresponding the service provider stored in the memory block of the corresponding account, and with the ability to transfer the calculated cost azhdoy provided services in writing off the server to calculate the cost of services adapted to the cancellation of the balance available in the memory of the corresponding user's personal office services, the services are provided, calculated the cost of each service provided and the preservation of the corresponding updated value of the available balance in the storage unit corresponding to the personal account. 10. The system according to p. 9, characterized in that the detected objects are, for example, contactless smart cards that comply with the radio frequency identification standard, mobile phones and tablets using short-range wireless data technology, tangible objects with a QR code , mobile devices capable of displaying a QR code on a display having an identifier configured to be read by a detection unit of detectable objects of each detector. 11. The system according to p. 9, characterized in that each detector contains a block for fixing the date and time of the beginning and / or end of the provision of a particular service to the corresponding user of the service for the identifier of the corresponding detected object, configured to store the corresponding date and time of the detector in the memory block and / or termination of the provision of a specific service and transmission via a public computer network of these dates and times of the beginning and / or end of the provision of a specific service in Ver calculating the cost of services of the central management complex, configured to calculate the duration of the provision of a particular service using the duration calculation block available in the central management complex, and to calculate the cost of a specific service in the server for calculating the cost of services using the calculated duration of the specific service. 12. The system according to claim 9, characterized in that each detector contains a block for fixing the places of the beginning and / or end of the provision of a particular service to the corresponding user of services for the identifier of the corresponding detected object, configured to store the places of the beginning and / or end in the memory block of the corresponding detector the provision of a specific service and the transfer using a public computer network of these places the beginning and / or end of the provision of a specific service to the server calculating the cost of services the central management complex, configured to calculate the range of a particular service using the unit for calculating the range of a particular service available in the central management complex, and to calculate the cost of a specific service in a server for calculating the cost of services using the calculated range of a particular service. 13. The system according to p. 9, characterized in that the server for users to enter services into personal accounts of the values of available balances is configured to allow users to enter services into personal accounts through a public computer network using the block for choosing a form of payment for services of data on forms of payment for services and the procedure selecting a form of payment for services for identifiers of detected objects and storing the entered data in the memory blocks of the corresponding personal accounts. 14. The system according to claim 9, characterized in that the server for maintaining personal accounts is configured to allow users to enter services using a public computer network into personal accounts of several identifiers, each of which corresponds to a detectable object that is in the possession of the corresponding user of services, and storing the entered identifiers in the memory blocks of the corresponding personal accounts. 15. The system according to p. 9, characterized in that the server for entering into personal accounts the values of available balances is made with the possibility of users entering services using a public computer network into personal accounts of the values of available balances for several identifiers and with the possibility of entering using the form selector payment for services data on forms of payment for services and the procedure for choosing a form of payment for services to users of services for several identifiers, each of which corresponds to a detectable object located in lichii in the corresponding user services, and storage of the data entered in the memory blocks corresponding to private offices. 16. The system according to claim 9, characterized in that the server for entering into personal accounts the values of available balances is configured to replenish users of services using a public computer network with the values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts. 17. The system according to claim 9, characterized in that the central control complex comprises a sending unit, configured to send notifications on the provision of a specific service and writing off the estimated cost of a particular service from the available balance of the cost of services in the unit using a public computer network memory of the personal account of the corresponding user of the services.

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