RU14546U1 - PAYMENT DOCUMENT - Google Patents

Abstract

1. A payment document, which is a rectangular form, made on paper, on which vertical and horizontal lines are drawn by computer printing and / or by any other printing method, dividing it into information fields in which visually perceptible information is placed, including : name of the document, information about the payer, information about the payee, bank details, payment amount, characterized in that the carrier additionally has a computer-assisted transfer by a bar and / or by any other printed method, a bar code whose elements contain in coded form all the relevant information presented in the payment document. 2. A payment document according to claim 1, characterized in that the barcode is placed on a free field of the document. The payment document according to claim 1, characterized in that the barcode is two-dimensional.

Description

PAYMENT DOCUMENT

The utility model relates to printed materials of a special format and purpose and can be used for automated input, accounting and identification of a large number of payment documents.

The known payment document for the patent for industrial design No. 45486 prior, from 07.10.1997, publ. in the Bulletin of PMPO. No. 4 of 04.16.1999. pg. 251-255. A payment document is a form made on paper. The form is characterized by a rectangular format, the presence of verbal, digital and graphic elements on the front side, the vertical and horizontal lines of the front side of the form are divided into information fields with information about the payer, payee, as well as information about the payment and other additional information.

As a prototype, a well-known payment order was selected and published as Appendix 2 to Bank of Russia Ordinance No. 691 U dated December 2, 1999. A payment order is a rectangular form made on paper. Vertical and horizontal lines are drawn on the form by typographic or any other printing method, dividing it into information fields, which contain visually perceptible information about the payer and his bank, about the payee and his bank, amount of payment, information about the payment (purpose of payment, deadline , priority, etc.,), as well as the number of the payment document, the date of its execution, the method of transfer and other additional information.

B42D 15/00

the number of documents being processed, especially those related to various organizations, their nervous processing and entering into a computer, identification and subsequent processing requires considerable time and heavy labor, since all information is entered manually. In addition, when processing a document manually and entering data into a computer, personnel errors are possible.

The utility model is based on the task of accelerating the processing of a payment document and increasing the reliability of information.

The problem is solved in that in a payment document, which is a rectangular form, made on paper, on which vertical and horizontal lines are drawn by computer printing and / or by any other printing method, dividing it into information fields in which it is visually perceived information, including: name of the document, information about the payer, information about the payee, bank details, amount of payment, characterized in that the medium additionally has This is a bar code executed by computer printing and / or any other printing method, the elements of which contain in coded form all the relevant information presented in the payment document. It is advisable to place the barcode on the free field of the document and its implementation in two dimensions.

The inventive utility model is illustrated by the Figure, which shows as an example a payment order.

Vertical and horizontal lines 2 are plotted on a paper medium 1 (a rectangular format sheet), dividing it into information fields 3. On the information fields there are inscriptions 4, made, for example, by computer printing, representing verbal and digital information.

standard for the payment document. This is the necessary information about the payer: name of the legal entity, details (TIN, code but OKPO, etc.), bank; information about the payee: its name, bank details. The payment document must indicate the amount of payment. The payment order used as an example also indicates the purpose of the payment, the number of the payment document, the date of its execution and other necessary information.

The inventive utility model may relate to documents in which the payer is an individual. This applies, for example, to the issuance of various invoice accounts. In this case, the name of the payer shall be indicated in the document as his name and his bank details may not be indicated.

Barcode 5 is placed on the free field of the payment document, the elements of which contain all the information presented in the payment document in encoded form. Barcode 5 is a composition (set) of dark and light elements of a certain geometric shape of arbitrary color. The barcode may also include numbers. The encoding of the information necessary for the payment document can be carried out in the following way. In the process of processing a document using software, the above information is entered into the computer. An additional special program encodes this information in such a way that when printing a document, in addition to the visually perceptible information of a standard form, a bar code is printed on its free field in the form of a composition of dark and light elements of a given geometric shape. For subsequent processing at a bank institution, the operator may not enter information manually into the computer, but

make reading using a specialized scaper. After decoding in the scanner, the computer processes the payment document.

The use of a two-dimensional barcode is appropriate for encoding a large amount of information. A two-dimensional barcode is read using a special two-dimensional code scanner. Decryption of such a code is carried out in two dimensions (horizontally and vertically).

In the case when the information field has enough space free of text, it is possible to place a bar code on it, if this does not interfere with the visual perception of information.

Thus, the claimed utility model retains all the properties of a standard payment document, since the visually perceptible information displayed on it allows it to be used in the traditional mode, as well as as a financial statement document. Moreover, the barcode placed on the document allows you to automate the processing of the document, which significantly increases the processing speed and reduces the risk of entering incorrect information due to operator errors.

The utility model can be widely used when making cash and non-cash payments, in particular when making a payment order, payment request-order, memorial order, receipt-notice (for example. Form PD-4), invoice, including utility bills services, electricity, etc.

Claims (3)

1. A payment document, which is a rectangular form, made on paper, on which vertical and horizontal lines are drawn by computer printing and / or by any other printing method, dividing it into information fields in which visually perceptible information is placed, including : name of the document, information about the payer, information about the payee, bank details, payment amount, characterized in that the carrier additionally has a computer-assisted transfer by a bar and / or by any other printing method, a bar code, the elements of which contain in encoded form all the relevant information presented in the payment document.  2. The payment document according to claim 1, characterized in that the barcode is placed on a free field of the document. 3. The payment document according to claim 1, characterized in that the barcode is two-dimensional.