MXPA97008671A - System of video phone facilities and buzoninteractivos and processing method deinformac - Google Patents

Abstract

The present invention relates to a system of interactive videophone mailbox facilities including a central data center for processing information to conduct the transaction, comprising: a) A service station with a videophone to view the information of the transaction sent or received for conducting a transaction, an encrypting encoder and a decoding decoder for safeguarding said transaction information sent or received, and means for entering said transaction information into said videophone, b) a vendor station having computing means for transmission and receipt of vendor-type information to or from said central data center for conducting a transaction; an interface network for making said computing means of the vendor's station compatible with a computer processor of said central data center; of databases p to receive and store said transaction information sent from said user station via said central data center, and an encryption encoder and a decryption decoder for private messages and authentication transactions of said seller information sent or received, and c) said central data center electronically connected to said user station and said vendor station and including a computer processor for centrally transmitting, receiving and storing said transaction information and said vendor information with said user station and said user station; vendor, said computer processor being electronically connected to one or more telephones, a display screen for monitoring such transactions, an encryption encoder and a decryption decoder for authentication of said transaction information and said information. A vendor sent or received, and a network interface to electronically connect and make compatible said computer means in said vendded station.

Description

SYSTEM OF INTERACTIVE VIDEOPHONE AND MAILBOX FACILITIES AND INFORMATION PROCESSING METHOD FIELD OF THE INVENTION The invention relates to a system of interactive videophone and mailbox facilities, where the system has a videophone, a printer, a computer, and a central data center to process the information of a plurality of stations for buyers and sellers. .

BACKGROUND OF THE INVENTION [0002] At present, there are many known systems of interactive audio and video presentation networks where a subscriber can purchase products and / or services with the help of the telephone subscribers and the cable television system. The lists and photographs of the products or services are presented on the subscriber's television screen. The subscriber then selects what he / she wishes to buy by pressing selection keys on the subscriber's telephone. In another type of interactive network system, the subscriber may purchase products or services with the use of the subscriber's personal telephone and computer in conjunction with an interactive cable television system that distributes information to subscribers' television at the request of the subscribers. . This system provides a purchase service where subscribers buy at home through an email process. This system enables subscribers to select which products and services they will see on their television by the use of their own phones and / or computers. The inherent problems with the aforementioned interactive audio and video network systems are that the interaction of the subscriber with the cable television system or the computer system is mainly limited to the entry of data, by the subscriber, in only one direction. to the system by phone or personal computer. These systems do not provide immediate confirmation of an order and do not provide appropriate security for the transaction carried out. It would be highly desirable to provide an interactive mailbox facility having an integrated security safeguard, a videophone with a printer for the use of a subscriber, and a central data center computer to process and provide information to, and from, a plurality of of stations for both buyers and sellers.

DESCRIPTION OF THE STATE OF THE ART Interactive audio video network systems in conjunction with a cable television network system or centralized computer system have been disclosed in the prior art. For example, U.S. Patent 4,645,873 discloses a system that enables subscribers to make purchases and pay for them, access e-mail, or access classified ads. Each subscriber uses a personal computer and a modem and communicates with a central computer over the telephone lines. U.S. Patent No. 4,734,858 discloses a system to allow consumers to place orders using manual data terminals with visual displays connected by telephone lines to a processing center. The American patent number 4,860,123 discloses a system for purchases of goods or services, where a buyer uses his personal computer in combination with his telephone and television to watch on his television a video transmitted by the seller, through a computer network center personal, where the video shows the goods and services that are being offered for sale. U.S. Patent No. 4,943,995 discloses a telemarketing system that provides information of sellers of services and products in response to questions posed by the purchaser over the telephone. The system allows the buyer to use their phones to call a data center through a voice and a switched data network and includes vendor's database and PC systems.

The American patent number 5, 31 1, 302 discloses a video entertainment and data management system for passengers on aircraft. The system employs the use of a video terminal having an LCD video display screen in the buyer's place, a video tape player, a telephone, a headset, and a digital ROM processor. The buyer can select the desired type of service by touching the sensitive panel on the LCD display screen for entertainment, food / beverage selection, on-board purchases, or telephone. U.S. Patent No. 5,311,302 discloses a multimedia communication system similar to a "home shopping network" that can be used with a telephone network, a switching network, a network of transmitters, such as a satellite or cable system, for sell goods, audioinformation, such as news, weather, etc., products, services, etc., and by a subscriber or user. None of the cited patents disclose an interactive videophone and mailbox system having security safeguards as provided in the present invention. Congruently, the main objective of the present invention is to provide a system of interactive videophone and mailbox facilities that allows the user to see the products and services in a videophone that is easy and quick to use, less expensive than a personal computer, and also more user friendly than a personal computer.

Another object of the present invention is to provide the end user with an application functionality and equipment that they desire, without unnecessary learning complexity to use a particular application and equipment for the network system. Another object of the present invention is to provide several vendor application databases and the incorporation of new vendor applications that can be continuously and easily expandable, on an in-process basis, into the data center network of the system with information provided by the seller. Another object of the present invention is to provide the expansion capacity of the network system without adding anything to the hardware of the network system in the data center currently in operation; and without any additional burden for the user to use or learn the network system. Another object of the present invention is to provide a network system with security safeguard that protects against embezzlement, fraud, and theft of services by all parties involved in the transactions and daily operations of the network system. Another object of the present invention is to provide a network system having updated security safeguard for private messages and authentication transactions using encryption and encryption algorithms and encrypted microchips in the hardware used by the vendor, the data center and the subscriber.

A further object of the present invention is to provide a network system that has worldwide application in all its uses for subscribers and vendors.

DESCRIPTION OF THE INVENTION The present invention provides a system of interactive videophone and mailbox facilities and information processing method. The videophone mailbox is designed to be used as a storage facility for the storage of video / voice and / or video / text images. These images contain sound messages using videophones or video / voice or computer-generated video / text messages. The interactive capacity is designed to facilitate the use of video / voice and / or video / text for the use of the general population to see and hear video / phonic messages for the purpose of general conversations, objects of art, home, contracts, confirmations, holiday photographs, general interest photographs and all those items offered for sale through orders by mail and / or department stores, car dealers, operations in real state, financial institutions, video stores, airline reservations, restaurants, hotels, and all normal operations in the business of selling an object of interest or services to the public or private sector having something to sell using an interactive videophone mailbox facility.

The videophone mailbox quickens the ability for the user to respond interactively by the nature of video images and video / text messages to buy or deposit a payment for the object of interest or service that was placed in the videophone mailbox by a company with the Purpose of selling your services or objects of interest and which the user hereby decides to purchase based on their ability to see and / or listen to the presentation of associated sales on the vision videophone.

The process of this vision interacts with the user to provide the computer facility and computer program designs that contain all the relevant information that was provided to the data center by the user of the videophone mailboxes that will allow them to electronically transfer funds from the institutions of your choice to the recipient of electronic funds. The nip (personal identification number) is encrypted for authentication purposes of the user's interactive responses that will provide the security and privacy of the user's account in the institution or financial institutions, thus enabling the user to select one of many institutions with which the user can work. The data center archives all the messages that the user generates and the data center will decide if the message of the sender, such as confirmations for user requests, and user responses to electronic funds transfers for immediate payment are archived for historical purposes and provide support for audits necessary for regulatory agencies. The data center has the programs that the user provides with the possibility of affirming or not a contract and generating an electronically authenticated funds transfer message with copies to the financial institution that makes the electronic fund transfer and the corporation or company that goes to receive the electronic funds transfer. BRIEF D ESCRIPTION OF THE DRAWINGS Additional objects, features, and advantages of the present invention will be apparent taking into consideration the detailed description of the currently preferred embodiment, when combined with the accompanying drawings, where: Figure 1 is a schematic representation of the present Nvention of the system of videophone and interactive mailbox facilities showing the three interconnected interactive systems, being the station (s) of the user (s); data center; and vendor station (s), which provides a complete view of the system; Figure 2 is a schematic representation of the data center system with the major components shown; Figure 3 is a schematic representation of the sales station showing all major components; Figure 4 is a schematic representation of the videophone system being used in the user station with all the major components shown; Figure 5 is a schematic representation of the general information flow showing the encryption and decryption of text in each station; and Figure 6 is a flowchart of two transaction examples. DETAILED DESCRIPTION OF THE PREFERRED INVENTION The system of interactive videophone and mailbox facilities 10 and the component parts of the present invention are represented in Figure 1 to 4. As shown in Figure 1, the videophone system 10 comprises a plurality of stations user 100, a central data center 200, and a plurality of vendor stations 300. Each user station 100, as described in Fig. 4, includes a videophone 120 having a video screen 122, a hand set 1 24 a button board 126 for marking, a memory chip 128 and a telephone line. Connected to the videophone 120 is a printer 140 for printing hard copies of transactions or receipts of products and services; a screen pointer 160 for video screen transactions 122 and a 180 encoder microchip and encryption decoder 182 for private messages and authentication transactions. As shown in detail in Figure 2, the data center 200 includes a mainframe computer microprocessor 202 electronically connected to modems 204 conventional or existing in the state of the art, telephones 206, faxes 210, telex 208, videophones 212, and printers 214 for communication with the user and the user stations 100, and vendors at the vendor stations 300 via the microprocessor 202 mainframe. Also connected to the mainframe microprocessor 202 are a plurality of personal work stations 220 and 222. The personal work stations 220 communicate with the different vendor stations 300 to input to the microprocessor 202 the vendor data and other information for a business case. private seller. The other personal work stations 222 communicate with the data center staff 200 in the handling of hardware technical problems and write and format applications of the microprocessor 202. In addition, the microprocessor 202 is electronically connected to the database storage center 216 having all the file information for the sellers and users subscribers of the videophone system 10. Also, electronically connected to the microprocessor 202 is a video storage center 218 having all the video texts / video images that are provided by the vendor stations 300 using the videophone system 10. The videophones 21 2 used in the data center 200 can review all video image or video text inside provided by the vendor stations 300. Other related components connected to the microprocessor 202 are a network interface 224 for make compatible the different software systems and hardware of the vendor with the microprocessor 202. In addition, there are encryption / decryption microchips 226 and 228 electronically connected to the microprocessor 202 for continuous security safeguards of private messages and authentication transactions between the user stations 100, the data center 200 and vendor stations 300. As shown in figures 2 and 3, the videophone mailbox facility 10 has several vendor stations 300, such as a signature bank 302, a departmental store 303, and a travel services agency 304. Other vendor stations not shown in this mode may be included, such as a state health institution, food market, sports and entertainment activities, insurance agencies, and offers for the sale of virtually any product or service, each vendor station 300 has included in it one or more PCs 340 electronically connected to modems 342 conventional or existing in the state of the art, telephones 344, telex 346, videophone 438, faxes 350, printers 352, interfaces 354 to connect e ! system of vendors to the data center 200, and encoders / decoders of inscription 356 and 358. The PC's 340 are also connected to one or more 360 personal workstations having a staff of sellers that carry out the capture of data and files of information to the vendor system 300 and which transmits these files, information, and data to the data center 200 via a ROM 362 power system.

ROUTING OF THE OPERATIONS FOR THE PRESENT INVENTION The present invention has many practical uses and applications, in such a way that the user of an interactive videophone facility with mailbox 10 can interact with financial institutions, including broker, bank and lending institutions; with commercial companies, such as department stores, other mail firms, travel agencies, food market chains, etc., and with health care institutions, such as hospitals, health care clinics, nurses' homes , etc. Congruently, the first innovative feature of the present invention is that it provides an interactive mailbox facility with videophone that makes it possible for the user to see products and services; review letters, receipts, and payments for services / products that can be seen on the videophone screen, so that the user can review the relevant information and immediately decide if it is correct and then transmit the appropriate letter, receipt, and / or payment for products or services. Another feature of the present invention that is what provides an internationally secure network of investments in bank firms that use the videophone system, this uses all internationally accepted standards that are commonly practiced in an acceptable manner around the world, so that the use The team has a proven international viability record in terms of safe safeguards, certification, reliability, and consumer acceptance. EXAMPLE NUMBER. 1 FINANCIAL INSTITUTIONS The following is an example of how the system of this This is applied to a financial transaction that includes the purchase and sale of stock shares between a user and a broker's signature, with a payment through a bank or other payer. The user would initially enter the system 10 by means of the expanded key pad 130 which activates the system in a main menu, as shown by screens numbers 1 -1 and 1 -2. The user would press the 01 key to enter the interactive mailbox, (screens number 1 -3) is the next display that would appear on the user's videophone screen. The user would provide information in the form of video messages by a sequence of numbers, date, time, type of message and note SCREEN No. 1 - 1; indices page 1 of 2 Welcome to Main Menu Make the choice of your interest by entering the number followed by "*" 01 Interactive Videophone Mailbox 02 Departmental Stores 03 Resources 04 Real State 05 Jewelery 06 Catalogs 07 Telephone Directories 08 Computer Supply 09 Airlines (Flights and Reservations) 10 Restaurants and Reservations I introduce No.

Press * to Enter Page S ¡guíente - Press *** DISPLAY No. 1 - 2; indices page 2 of 2 Welcome to Main Menu 1 1 Restauran Cast Services 12 Local Hotels and Motels and Reservations 13 Theater Schedules and Ticket Information 14 Supermarket Shopping 15 Night Distribution / Pickup Services 16 Auto Repair Services 17 Music Instrument Purchase and Rent 18 Income Tools 19 Ice Tracks, Schedules, Supplies. 20 Taxi and Limousine Services I introduce No.

Press * to enter Previous Page - Press # DISPLAY No. 1 - 3; VIDEO PHONE SYSTEM AND I NTERACTIVE MAILBOX Welcome Mr. Smith: Select item by pressing the appropriate number key followed by * 01. [] 01/04/95 1: 35pm Broker Confirmation 02. [] 01/04/95 1: 49pm Broker Confirmation 03. [] 01/04/95 2:55 pm Requested Financial Report 01/12/95 04. [] 01/04/95 2:59 pm Requested Financial Report 01/12/95 05. [] 01/04/95 3:00 pm Requested Account Status Report 01/12/95 To open a message Enter the digit 2 Press * to Select To View Additional Messages in Next Page Press the "#" key to view Previous Screen Press "0" before "#" or ### to return to the Main Menu The menu in the previous displays (screens 1 to 3 are presented to the user after the user uses the videophone and Dial the assigned telephone number. To access the videophone interactive mailbox facility, you must enter your PIN number and authentication key. The number of messages and type or types of messages may exceed the display of a screen. As described in the screen display, the user will have the possibility to unroll the following screens to see all the messages he has received. This will allow you to select the type of message you want to select in the sequence of your choice. The numeric keys representing the message sequence number plus the month, day, year (010495) followed by the asterisk (*) that executes your request. The unrolling facilities will allow you to forward and backward. The keys zero (0) and ampersand (#) will allow to unroll backward. The ampersand (#) key will allow you to unroll forward. After the views of these messages, the screen with the original menu will display the message type layout. The profile in the system will provide the automatic file provided by the company that contracts with the data center when the buyer's profile is initially generated. In the introduction of your selection, the image is displayed. The displayed image may also contain computer generated speech or speech issued by a person when the image was captured. The buyer will make that determination based on their needs.

The next step is the market confirmation, which is represented in the screen display 1-4, as shown below. The customer requests the message number 01 010495, which is a broker confirmation. The image confirms its display in the videophone for the client to review. The customer is required to press the 1 * or 9 * keys if it is incorrect.

SCREEN NUMBER 1-4 VMIF MSG 0.1 [] 01/04/95 1:35 am CONFIRMATION BROKER Ref. Mov. 012657004 Best Broker & Co. Inc. Broker Exec. 0161 Against Broker 0050 Action: CJDMPRA Not requested. Qty: 100 Stock Price: 681/8 Security: International Business Machines CUSIP No. 135698-10-1 Additional descriptive information as legally required Account / Type: Marqin - 003-123456-1 Date Moved: 04/01/95 Date Set: 01/11/95 Account Information Trans. Mr John Smith Commission 25.00 12 Gold Street Drive Amt Princ. 6,812.50 Dix Hills, New York 11746 Net Amount $ 6,837.50 Yes Correct Press 1 * Enter "#" to go forward If Wrong Press 9 * Enter "0 #" to go to Screen. Ant.

* Note that if you do not respond to a message to the institution, a notice is generated that you have reviewed this confirmation and no additional actions were taken.

Yes? * is the answer, the next screen displayed (see screen 1 -5) is a format screen that will require the transfer of electronic funds on the same day from the user's account to the broker on or before the established date.

SCREEN 1 -5 VMIF Wrong Answer 1 MSG 01 [] 01/04/95 1: 35PM Confirmation Broker ANSWER: CONFIRM. INCORRECT Reference Mov. 012657004 Dear Mr. Smith Please read the following for your NCORRECT CONFIRMATION response.

You answered with a 9 *. This means that some part of the transaction described for the reference transaction is incorrect and not accepted by you In the following pages we try to provide all possible reasons why the transaction is not appropriate. Please press the keys with the two numbers that put an asterisk next to the description of the corresponding error. You can enter as many codes of pairs of digits as errors are applied.

If the reason does not appear on the following screens please ask a representative broker to contact you (keys 24 or 25) to help correct the error.

This message will arrive at the firm that handled your order as soon as your response is completed.

Press "#" to see the next screen Press "G # to see only the previous screen Press "* #" to return to confirm the screen to change the response to the CORRECT transaction.

If the answer is 9 *, the next screen displayed (see screen 1 -6) is a request to the user to enter a * next to the possible reason why he pressed the two keys for the numbers listed as many times as errors found the user, so a response to the broker will allow you to cancel or correct or only cancel based on the user's response, enabling the financial institution to direct and correct all errors, so a minimum amount of time passes for a correction of order I arrived until the user, also reducing the exposure of the financial institution. The word "user" includes any individual, any number of individuals, and any company (other financial institutions, treasury companies, investment advisors, custodians, etc.).

SCREEN NUMBER 1 -6 VMIF Answer I ncorrect 2 MSG 01 [] 01/04/95 1: 35PM Broker Correspondence ANSWER: CONFI RM. INCORRECT Reference Mov. 012657004 The following is (are) the Reason (s) of the Wrong Confi rmation I ntroduce item 01 Price 02 Quantity 03 Safety 04 Trailer Information 05 Date of movement 06 Date of Settlement 07 I do not order any movement 08 Your Name and / or Address Is Incorrect 09 Currency 10 You Order a Sale 1 1 You Order a Purchase 1 1 You Order One Small Sale Press "#" to see the next screen Press "0 # to see only the previous screen Press "* #" to return to confirm the screen to change the response to the CORRECT transaction.

The next screen displayed (see screen No. 1 -7) is the broker's confirmation "page two" of the transaction that has just been made, which is a continuation of the action of unrolling forward the previous screen display (screen No 1 -6).

SCREEN NUMBER 1 -7 VMIF Answer I incorrect n 3 MSG 01 [] 01/04/95 1: 35PM Confirmation Broker ANSWER: CONFIRM. INCORRECT Reference Mov. 012657004 The following is (are) the Reason (s) of the Incorrect Confirmation (Continued) 13 Account Number 14 Registered Rep I Correct 15 Incorrect Account Type 16 Could be a Margin Type 17 Could be an Account Type Cash 18 Could be an Account Type COD 19 Incorrect Commission 20 Incorrect Interest Amount 21 Incorrect Net Amount 22 Other Money Field 23 Enter the correct amount $ 24 You are not sure. Ask your Representative to call. 25 Mov. Incorrect but Reason is not listed Enter ** if All Reasons were Marked Enter your PIN _ _ Press *** Press ## to go to Main Menu Press "0 # to see only the previous screen Press" # * "to return to confirm the screen to change the response to the correct transaction.

The next step in the transaction is payment for an electronic funds transfer by a bank. The next screen displayed (see screens numbers 1 -8 and 1 -9), shows the transaction of cash movement.

SCREEN NUMBER 1 -8 VMIF Correct Answer 1 ELECTRONIC TRANSFER OF FUNDS FOR REFERENCE NUMBER 012657004 Cash Movement Transaction I ntroduce Date: MM / DD / YY Fix date: 01/1 1/95 Type: Forward please Choose Payment Source: 01 For New York Bank 02 For Chemical Bank 03 For Banco de Montreal 04 Cash in the account at Best & Company 05 Sale in the Money Market These sources were listed in your profile Please Select A I ntroducing The Number of the Left of Bank Name You Selected 01 New York Bank If It Is Correct Enter "5" If It Is Incorrect Enter a "*" and enter it Resp. Account Number 630033587 (Generated By Data Central from I Client Profile SCREEN NUMBER 1 -9 VMIF Answer Correct 2 CONTINUATION ELECTRONIC TRANSFER OF FUNDS FOR REFERENCE NUMBER 012657004 The Funds are Denominated in the Following Currencies 01 For USD 04 for Yen 03 For Pounds 02 For French Francs 05 for DM I ntroduce your currency choice followed by Now enter the amount to be transferred Enter the whole number followed by ** Enter the fraction followed by ** You I ntroduced: Country / Currency US Dollars Amount to be Transferred: USD 6,837 Decimal 50 I introduce your NI P and * * A: Bank of New York For Account Number: 6300115889 Payment A: Best Brokerage Co. Ineorporated For the account: 003-123456-1 Comment: Purchase move on 01/04/95 IT IS CORRECT ENTER 8 *. IT IS INCORRECT TO ENTER *** Transaction of Movement in Cash number NYMS1689331 .ACOMPLETE ///// To return to the main menu ## To See previous screen 0 # SCREEN NUMBER 1 -10 ELECTRONIC TRANSFER OF FUNDS FOR REFERENCE NUMBER 012657004 Efectivc Movement Transaction Receipt > Date 01/04/95 Time 10:14:01 PM To: Bank of New York For Account Number: 63001 15889 Date of Entry: 01/04/95 Date of Agreement: 01 1 195 Forwarded to: Best Brokerage Co. I neorporated For the Account: 003-123456-1 Amount: USD $ 6,837.50 Comment: Purchase Movement on 01/04/95 Transaction of Cash Movement number NYMS1689331. COMPLETED ////// The transaction introduced by cash movement generates the minus two electronic messages. One to the bank via the data center of the interactive letterbox voice mail mailbox facility and one to the recipient of the funds based on the user's instruction profile. Additional interesting parts may be in the user's profile to facilitate messages that the user wants to address, such as investment advice or accounting or partner fees, etc. The message will be addressed to the recipients through the "VIMF" interactive mailbox facilities with video if they are in the buyers list or via the user's profile by entering their fax numbers (primary and alternate) or telex (primary or alternate) . The messages themselves will carry the last sequence of numbers that the data center stores and transmits back to the user, incremented by one at the beginning of the session when the user opens the videophone mailbox. The facility of the data center authenticates the videophone in contact with the service for a valid electronic serial number, which is encrypted and placed in the videophone by the data center. This encrypted electronic serial number designates the associated encryption routine for this particular telephone. Each videophone message is encrypted, and the encryption routine works with additional fields to conclude and identify which routines are to be used and by this means verify that the videophone is not a contrafaction. Only the data center will have a copy of the description routines included in the data center files, which improves the authentication process. A small dot matrix printer or lasser can be built into the videophone, so a copy of the received or sent transaction can be retained as future proof. Transaction numbers, dates, and reference numbers can be used to review archived messages. The present invention defines a videophone to any device that has the ability to receive video / voice and / or video / text as its primary function and which, in the future, could have additional capabilities that would allow it to perform functions that a PC currently performs. . In addition, a videophone is defined to include cellular videophones or wireless videophones or all integrated videophones with additional PC technologies and similar capabilities (Storage Discs, CDs, Diskets, and memory in the range of megabytes and more and / or keyboards). Any videophone that receives any type of video / voice and / or video / electronic text or any form of video to be seen by the client and is stored in computer facilities which generate any form of video and in which the party in the The videophone is not used by one of the parties to converse and to see the other party or parties to the one or that he or she called in real time (both sides physically present) is also defined as a videophone of the present invention.

The credit cards will also be a part of the payment system to buy by the user, which depends on the retailer or wholesaler who are offering that service. In the present invention, there is an improvement to the videophone by having a separate screen, either by a cable or wirelessly (FM, infrared beam, etc.), with the phone having the capacity to handle two or more lines in the future to receive a video movie on the separate line or on the primary line for on-demand movies to watch on the videophone. This will allow the user to request stock reports of the companies of their choice to be seen by their distraction and review their handling and cash balance in any financial institution. The user of the videophone can generate an order to buy insurance or direct it to the recipient of his choice which will be received by the recipient via the mailbox in the data center.

EXAMPLE NO. 2. DEPARTMENTAL STORES The following is an example of how the system of the present invention is applied to a department store transaction in which it takes into account the purchase and sale of dresses for a girl between a user, and a departmental store with payment for means of a credit card signature, or bank transfer or other method.

SCREEN NO. twenty-one indexes 1 of 2 Welcome to Main Menu Make the choice of your interest by entering the number followed by "*" 01 Mailbox Videophone I nteractivo 02 Department Stores 03 Resources 04 Real State 05 Jewelery 06 Catalogs 07 Telephone Directories 08 Supply of Computers 09 Airlines (Flights and Reservations) 10 Restaurants and Reservations I introduce No.

Press * to enter the Next Page - Press *** SCREEN NO. 2 - 2 indices page 2 of 2 Welcome to Main Menu 1 1 Restauran Cast Services 12 Local Hotels and Motels and Reservations 13 Theater Hours and Ticket Information 14 Supermarket Shopping 1 5 Delivery / Pickup Night Services 16 Automobile Repair Services 17 Music Instrument Purchase and Rent 18 Rent of Tools 19 Ice Tracks, Schedules, Supplies. 20 Taxi and Limousine Services I ntroduce No.

Press * to enter Previous Page - Press # The main menu of the data center is always going to unfold once the user enters a double pound sign (##). This will call a quick call to the services directory of the data center programmed in a ROM chip installed in the user's videophone. The menu principal is updated and reflects all services available at that time. As more services become available, they will be immediately added to the main menu software along with the affiliate menu offered with the video / voice / text provided to the central data by sellers, as well as retailers or wholesalers.

The section is clear and simple and uses the combination of an asterisk (*) to enter the selection and three asterisks (***) to unroll forward. This uses the pound key (#) to unroll backwards. Once the selection is made, the data center intermittently displays a menu selected by the user, as shown by screens numbers 2-1 and 2-2. In this representation, the selection was 02, which reflects that the user is asking for a list of departmental stores. The menu will present a screen with all the departmental stores whose services have been added to the data center system. Screen number 2-3 reflects all the departmental stores that are part of the data center service. The user only enters the departmental store that he wants, and the subsequent menu, as shown by the screens numbers 2-4 and 2-5, will be the departmental store menus categorized by the department., which, in turn, will allow the user to select the object of interest. The user selection will invoke a video / voice / text session, so the user will see the visual items, as well as a description of the item and the materials used and can also display the item by displaying a model of the item displayed in a definition if the item is furniture, table linen, etc., or if a boy / girl, woman / man / adolescent is modeling the selected item, as well as its selling advantages. In a departmental store definition, this would be at a prohibitive price. Each theme would be modeled and actually reproduced as many times as the item is called by the user who wants to see it. The videos are prepared in advance and updated at the time a new inventory is added. The videos will be archived in the facilities of the Macy's mailbox and will be available at the same time by as many users as necessary. This is carried out by the capacity of multiple sessions of the hardware and software of the data center. Once the selection has been made by the user, the screen appears, as shown in the screen number 2-6, for payment of the item by means of a credit card or the facilities the system of funds transfer that will be carried out out by the bank of your choice. If the user is on the Macy departmental store screen at the time he selects the payment method of his choice, the central data system carries out the Macy bank / cashier routine for the destination of payment transfers. The payment menu is the same as the one displayed for the stock purchase payments of the brokers. If a credit card is selected, the item number and encrypted phone number is validated when the user enters their information through the screen used. for payment by credit card.

As the payment screen number 2-6 describes the item number selected and the size and color, plus the amount plus tax, all payment options including the credit card that the departmental store uses will be displayed. For a credit card transaction, for For example, the buyer enters his number and expiration date plus his PIN.

This is immediately verified against the credit card companies for confirmation. Once approved, the information is stored in the user's profile for personal recovery, and a hard copy is produced as in the end point of sale in stores.

SCREEN NUMBER 2-3 Welcome to Departamer Stores On-Line 01 Macy's FLASH ** 25% discount D Day to Sel items items ** 02 Sak's 03 Bloomingdales 04 Lord & Taylors 05 Neiman Marcus 06 Nordstroms 07 JC Penny 08 Sears 09 Burdines 1 0 Bergdorff Goodman 1 1 Henry Bendels I introduce No.

Press * to Select To return to the Main Menu Press # SCREEN NUMBER 2-4 Departmental Stores 0 n-Line IT ENDA DEPARTAMENTAL MACY'S Make the choice of your interest by entering the number followed by "*" 01 Clothing for Men 02 Clothing for Women 03 Sale of Targets 04 Perfumes 05 Jewelry 06 Furniture 07 Electronic Equipment (Audio / Video / Games / Cameras) 08 Department of Hardware 09 Plates , Glasses, Frying pans / jugs, Utensils 1 0 Electronic Kitchen Accessories 1 1 Curtains, linens, rugs 1 2 Others 1 3 Credit card applications.

I introduce No.

Press * to Select To unwind back ## or ### to Main menu SCREEN NUMBER 2-5 RSRT1 WELCOME TO THE RESOURCES OF THE WORLD 01 USA-NorthEast 02 USA-SouthEast 03 USA-NorthWest 04 USA-NorthWest 05 USA-Midwest 06 USA-Panhandle 07 USA-Puerto Rico 08 USA-Hawaii 09 USA-Virgin Islands 10 USA-Alaska 1 1 Great Britain 12 France 13 Germany 14 Australia I introduce No.

Press * to Select Press # for Main Menu SCREEN NUMBER 2-6 Departmental Stores On-Line TI DEPARTMENTAL ENDA MACY'S PAYMENT SYSTEM You selected item G1356 Girls dress Size 6 Color GREEN Original purchase price $ 15.00 minus 15% discount Total Amount plus tax is AMOUNT: $ (Will be displayed) Credit Card 01 Macy's 02 VISA 03 American express 04 Dinners Club 05 Master Card I enter the selection number (Press * to continue) Enter Card No. (Press * to continue) I Enter Exp Date (Press * to continue) I enter No. (It may not be necessary) (Press * to continue) EXAMPLE NUMBER 3 TRAVEL SERVICES AND CENTERS VACATIONAL The following is an example of how the system of this The application is applied to a transaction of travel services and centers that the user chooses a holiday resort to see the place of stay, the selection of the hotel, the selection of the room. Place of the reservation and the form of payment to complete the transaction with the seller of the resort. The main menu of the data center will always be displayed once the user enters a double pound sign (##). This will invoke a quick call to the services directory of the data center programmed in a ROM chip installed in the videophone of the data center. The main menu is updated and reflects all the services available at any time. Each time more services become available, they are immediately added to the main menu software along with the affiliate menu with the video / voice / text provided to the central data center by the vendor's holiday offers. The selection is clear and simple and uses the combination of an asterisk (*) to enter the selection and a triple asterisk (***) to unroll forward. Once the selection is made, the data center continuously displays a menu selected by the user. In this representation, the selection was 03, which reflects that the user required a list of travel services in resorts around the world, as shown by screens numbers 3-1 and 3-2.

SCREEN NO. 3 - 1 indexes 1 of 2 Welcome to Main Menu Make the choice of your interest by entering the number followed by "*" 01 Mailbox Videophone I nteractivo 02 Department Stores 03 Resources 04 Real State 05 Jewelery 06 Catalogs 07 Telephone Directories 08 Computer Supply 09 Airlines (Flights and Reservations) 1 0 Restaurants and Reservations Enter No.

Press * to enter Next Page - Press SCREEN NO. 3 - 2 Índexes page 2 of 2 Welcome to Main Menu 1 1 Restauran Cast Services 1 2 Hotels / Motels Premises and Reservations 13 Theater Hours and Ticket Information 14 Shopping in Supermarkets 15 Delivery / Pickup Night Services 16 Automobile Repair Services 17 Purchase and Rent of Instruments of Music 18 Income of Tools 19 Ice Tracks, Schedules, Supplies. 20 Taxi and Limousine Services I introduce No.

Press * to Enter Previous Page - Press # The RSRT1 is invoked when the selection 03 (centers holiday) is pressed in the user's videophone mailbox, the region Separate restricts the search for vacations in order to minimize search time and maximize the review time of the resorts, shown on screen 3-3 and 08 * is entered, showing screen 3-4. After reviewing screen 3-4, giving a list of the Hawaiian Islands, the user then takes Maui and enters 03 *, which then shows screen number 3-5, giving a list of the vendors of resorts located on Maui Island. The user then takes the Maui Royal Hilton and enters 01 *, which then displays screen number 3-6, giving the user a full description of the vacation centers and their facilities, along with the room rate. The introduction of an asterisk (*) produces a video that shows the rooms, views, and any other point of interest, as it is produced by the resort, with the return to screen number 3-6 at the end of the video to the next instructional steps. If the user wishes to make a reservation at this resort, he / she would press 01 **, and screen number 3-7 would appear for the process of filling the reservation, as shown on screen number 3-7.

SCREEN NUMBER 3-3 RSRT1 WELCOME TO THE RESOURCES OF THE WORLD 01 USA-NorthEast 02 USA-SouthEast 03 USA-NorthWest 04 USA-NorthWest 05 USA-Midwest 06 USA-Panhandle 07 USA-Puerto Rico 08 USA-Hawaii 09 USA-Virgin Islands 10 USA-Alaska 1 1 Great Britain 1 2 France 13 Germany 14 Australia I introduce No.

Press * to Select Press # for Main Menu SCREEN NUMBER 3-4 RSRT08 USA Hawaii GENERAL AREAS 01 Honolulu 02 Maui 03 Kwai 04 Big Island To go to the Next Page - P resione *** SELECT I introduce No.

Press * to Select Presi one # for Previous Menu To go to Main Menu #### SCREEN NUMBER 3-5 RSRTLOC MAUI Resources MAUI HOTELS AND RESOURCES 01 Maui Royal Hilton 02 Maui Concord 03 Seaside Hotel Royal 04 Maui Grande Duchesse To go to the Next Page - Press *** SELECT I introduce No.

Press * to Enter Press # for Previous Menu To go to Main Menu #### SCREEN NUMBER 3-6 RSRTLOC MAUI RH MAUI Royal Hilton DESCRIPTION This Hotel is classified with four stars for all. the major travel services. The hotel is located on the water with elegant services that include shops on the water. All types of recreation equipment are connected by channels and water slide. The recreational pool has volley-ball, water weights and floats available. The food service and bar includes areas in pools and sea. The stores are available in the pool. Eight restaurants offer different cuisines for all palates. Daily cares are available with exciting daily programs.

The rooms are very elegant with two types of sizes. All rooms have ocean views with bathrooms and large showers and the egantes.

Daily room rate $ 375.00 $ 475.00 To Make Reservations press Press * for ocean rooms and exposures Press 9 to return to the Hawa main menu Press 5 to return to the main menu To go to the previous menu press # SCREEN NUMBER 3-7 RSRTLOC MAUI RH MAUI Royal Hilton RESERVATION PAGE Enter the arrival date. Example 0108 ENTER Enter the departure date. Example 01 17 ENTER Type of Room Requested Number of Adults Number of Children Special Card Rate Any other information required by the resource in an input format compatible with the system SELECT Once all the choices Go to previous menu # have been made. Press * to Go to main menu #### enter and go to the payment screen.

OPTION TO GO TO VOICE RESERVATION ONLINE 0 METER RESERVATIONS ON THE RESERVATIONS PAGE Once the selection made by the user, the screen number 3-8 appears for information by card or the system of transfer of funds that the data center offers that is carried out by the bank of his preference. Once the user selects the payment method of their choice, the data center system carries out the bank / cash routing for the destination of the payment transfer. The payment menu is the same as the one displayed for the brock strock payment. If a credit card is selected, the registration of the item number, date and telephone number is validated when the user enters their information through the screen used for credit card payments. As the payment screen describes the desired choice of the resort, room options and all other options are selected. The reservation needs to be directed to the hotel for confirmation. If the reservation is confirmed, the payment screen will appear. If the reservation is rejected, the reason will be displayed as an error message and new selection will have to be made. If the payment is later, the confirmation page would be in the form of the payment transmission page, as shown in screen 3-8, the total of the amount due plus the tax is displayed with all payment options . For a credit card transaction, for example, the buyer enters the code number of the credit card, and if in the profile, its number and expiration date appear automatically, and the then enter the PIN where required. This is verified immediately against the credit card companies for confirmation.

Once approved, the information is stored in the user's profile to your personal recovery, and a hard copy is produced in the same way than in the store sales terminal and it will serve as the confirmed reservation.

SCREEN NUMBER 3-8 Online Resources ELECTRONIC FUNDS TRANFERENCE You selected (All details will be displayed) Total Amount plus tax is AMOUNT: $ (Will be displayed) Credit Card 01 Macy's 02 VISA 03 American express 04 Dinners Club 05 Master Card Enter the selection number (Press * to continue) I Enter Card No. (Press * to continue) I Enter Exp Date (Press * to continue) Enter No. (It may not be necessary) (Press * to continue) TRANSACTION FLOW DIAGRAM Figure 6 shows the typical path of the information flow for the transaction examples that have to do with a broker signature 301 and a departmental store 303, starting with entering data into the expanded keypad 130 of the user videophone 120 and ending with the confirmation of the transaction by a printout in the user's printer 140. Figure 6 shows the sequence for a broker transaction by a broker firm 301 using the videophone system 10. The user in the videophone station 100, looking at the screen 122, it is informed that his electronic mailbox has a broker confirmation to be signed, as shown in the screen 1 -3 the user studies the confirmation transaction on the video screen 122, as described in the screen 1-4 and decide if the transaction is correct or incorrect. If the transaction is incorrect, as shown in the screens numbers 1 -5, 1 -6 and 1 -7 the user responds by sending an electronic response to the mailbox of the data center 200, notifying when it is incorrect, or requiring the signature of brokers call the user, or the user reviews the transaction and does not take any additional action. The data center 200 communicates to the broker signature 301 of the required action, and the user then returns to the mailbox 190 for additional action, if required.

If the transaction is correct the user selects a payment choice, such as instructions to a bank via the data center mailbox 200, as shown in the screens numbers 1 -8 and 1 -9 the bank then notifies the firm of 301 brokers of payment. The signature of brokers 301 confirms the transaction by printing from the printer 140 to the user, as shown by the screen 1 -1 0, and the video screen 122 then returns to the mailbox 190 which completes the transaction of the signature of brokers. The user can then respond to another message in the mailbox 190 or return to the main menu 192. The other transaction described in figure 6 is the use of the videophone system 100 by a user, in the user's station 100, to make a purchase in departmental store 303. The user selects which departmental store 303 will make the purchase, as shown on screen 2-3, using the departmental store list menu on video screen 122. The user then selects the department , as shown on screen 2-4, such as children's clothing, shown on screen 2-5. The user then continuously unrolls the video screen 122 until the user selects the required item of purchase, such as a dress for girls. The user can then see what article and / or text related to that article on the video screen 122. If the user is not interested at this time, he can return to the main menu 192, or to the main store menu for another selection, etc. ., as shown on screen 2-3. If the user is interested in the girls dress, a recap of the selection appears on the video screen 122. The user then selects a payment choice, such as a store credit card, a general credit card, or a Interbank transfer, as shown on screen 2-6. If a credit card is used, the information is provided to the data center 200 for credit card approval. If the credit card is not approved, the loop of the payment choice is repeated. If approved, a voucher is requested from the credit card company for payment to the department store 303. If an inter-bank transfer is used, the instructions are given to the bank 302 via the data center 200. The data center 300 sends then instructions to the departmental store 303 in order to order a request, a payment notice, and how the purchased item will be shipped, etc. The department store confirms the purchase order by sending a form to the user, and the user returns to the main menu 192 on the video screen 122 which completes the transaction in department store, as shown in screens numbers 2-1 and 2-2.

SAFETY SAFEGUARD OPERATION In the operation of the interactive videophone mailbox facility where information communication is vital between a user station 100, the data center 200, and a vendor station 300, there is a need as to the safeguarding of messages and transactional communications, as shown in figures 5 and 6 of the drawings. Keeping the messages and transactions secure contractions by unauthorized third parties, the use of encrypted encryption / decryption microchips is given. Typically, this prevents three forms of unauthorized third-party security abuse: the first being the intersection and reading of a message / transaction that violates the privacy of the message / transaction; the second being a message / transaction transaction and modification that is a violation of message / transaction integrity; and the third being the fabrication of a substitute message / transaction similar to the real one that is a fake or impersonation. Figure 5 shows the structure of the message flow from a user station 100 to a vendor station 300. For example, when a user station 100 sends a message via the data center 200 to a vendor station 300, the user station 100 has an encrypted encoder microchip 180 that disguises the message, in order to hide its substance, and this then it is transformed into an encrypted text or an encrypted message. The ciphertext is then electronically transferred to the encrypted microchip decoder of the data center decription 228, which converts the ciphertext again into its original full text (full text is a message whose substance can be understood by simple reading) in the which a microprocessor 202 then registers and processes the message to an appropriate database file 216. The aforementioned message is then encrypted again by the encrypted microchip encoding the registration of the data center 226 in a new encrypted text. This new encrypted text is then electronically transferred to the encrypted microchip decoder of the decryption 358 at the vendor's station for full text decryption, and the full text message is then processed by the seller's station 300 PC 340 for an appropriate action by part of the seller. To the vice versa, when the flow of the message response from the vendor station 300 to the user station 100, as described in Fig. 6, the message flow is now opposite. For example, when the vendor station 300 PC 340 sends the reply of the message in full text, the encrypted microchip encoding the encryption 356 converts the message of the complete text response into encrypted text, which is then electronically transferred to the microchip 228. decrypting decoder of data center 200. This action converts the encrypted text again into its original full text, which the microprocessor 202 records and processes the response message to an appropriate database file 216. Then the aforementioned message of response is encrypted again by the encrypted microchip in encryptor encoder 226 of the data center 200 in a new encrypted text algorithm. This new encrypted text is then electronically transferred to the encrypted microchip decoder decoder 182 of the user station 100 for decryption in the full text response message. The response message is then entered into the screen 122 of the videophone 120 for the visual review of the user and a hard printed copy of the response message can be printed by the printer 140 for the registration of the account of the user's office.

ADVANTAGES OF THE PRESENT I NVENTION Congruently, the main advantage of the present invention is that it provides an interactive videophone mailbox facility that allows the user to see products and services by a component of the videophone that is easy and quick to use and less expensive. that a personal computer and also more amicably usable than a personal computer. Another advantage of the present invention is that it provides end users with application functionality and equipment they desire without undue learning complexities, to use a particular application and equipment for the network system. Another advantage of the present invention is that it provides several databases of the vendor's applications and allows the incorporation of new applications, which can be continuously and easily expanded, on a continuous use basis, in the central data system of the vendor. Network with information provided by the seller. This expansion to the system is carried out without adding to the hardware of the network system in the data center currently functioning and without any additional burden on the user to use or learn the system currently used. Another advantage of the present invention is to provide a network system having updated security safeguards for private messages and authentication transactions using encryption and encryption algorithms and encrypted microchips in the hardware used by the vendor, the data center and the subscriber. . This security safeguard protects against embezzlement, fraud, and theft of services by all parties involved in the transactions and daily operations of the network system. A further advantage of the present invention is that it provides a network system that has worldwide application in all its uses for all subscribers and / or vendors. An attempt at modification, change and substitution may be attempted in the above disclosure, and in some circumstances, some feature of the invention may be employed without a corresponding use of other features. Congruently, it is appropriate that the clauses in the appendix be constructed broadly and in a manner consistent with the spirit and scope of the invention.

Claims (1)

1. REVIVALS A system of interactive videophone mailbox facilities including a central data center for information processing to conduct the transaction, comprising: a) A service station with a videophone to view the transaction information sent or received to conduct a transaction; an encrypting encoder and a decoding decoder for safeguarding said transaction information sent or received; and means for inputting said transaction information into said videophone; b) a vendor station having computing means for the transmission and reception of vendor-type information to or from said central data center to conduct a transaction; an interface network for making said computing means of the vendor's station compatible with a computer processor of said central data center; database storage components for receiving and storing said transaction information sent from said user station via said central data center; and an encryption encoder and a decryption decoder for private messages and authentication transactions of said vendor information sent or received; and c) said central data center electronically connected to said user station and said vendor station and including a computer processor for centrally transmitting, receiving and storing said transaction information and said vendor information with said user station and said vendor station; said computer processor being electronically connected to one or more telephones; a display screen to monitor such transactions; an encryption encoder and a decryption decoder for authentication of said transaction information and said vendor information sent or received; and a network interface for electronically connecting and making said computer means compatible at said vendor station. A videophone system according to claim 1, wherein said videophone further includes a memory chip for storing said transaction information, an appropriate interface for interfacing with said central data center, an expanded key pad for sending detailed information additional, and a marker for use on the screen monitor. A videophone system according to claim 1, wherein said user station further includes a printer for printing said transaction information and said transactions and wherein said means for entering said transaction information is an expanded key pad. A videophone system according to claim 1, wherein said vendor station includes a video system for transmitting a visual representation of the vendor's products or services. A videophone system according to claim 1, wherein said computer means of the vendor's station are electronically connected to modems, telephones, videophones, printers, and service stations to send out such vendor-type information. A videophone system according to claim 1, wherein said central data center further includes personal work stations for technicians and for vendors and users of applications. A videophone system according to claim 1, wherein said central data center includes database storage components for video transmission and for storing said transaction information and said vendor-type information. A videophone system according to claim 1, wherein said central data center includes buffer components for the handling of said transaction and vendor-type information to be processed. A videophone system according to claim 1, wherein said computer processor in said central data center is further connected to networks, modems, videophones, printers, and fax machines for the transmission of said vendor information and said transaction information with said user station and with said vendor station. SUMMARY An interactive videophone mailbox system 10 for processing information to conduct a transaction which includes a service station (100), a vendor station (300) and a central data station (200). The user station (100) has a videophone (120) to view the information sent or received to conduct a transaction; an enrollment coder 180 and a decryption decoder (182) for safeguarding the information sent or received, a key pad for entering the information in the videophone 120. The vendor station 300 has a computer for transmitting and receiving information type vendor to or from central data center 200 to conduct a transaction; and an enrollment coder and a decoder decoder for private messages and authentication transactions of the information sent or received. The central data center (200) is electronically connected to the user station 100 and the vendor station 300 and includes a computer processor for centrally transmitting, receiving and storing all information and transaction with the user station and the station of seller. The computer is electronically to one or more telephones and also includes a display screen to monitor the transaction also includes an enrollment encoder and a decoder decoder for the authentication of the information sent or received, and a network interface to connect electronically and make compatible the computer used by the vendor 300 station.