KR20110085561A - Mobile phone payment service by directly entering the Ss code and internet site and shopping mall where the Ss code is displayed - Google Patents

Abstract

The present invention provides a new concept of shopping and payment method suitable for the realistic needs of mobile and internet shopping through a cellular phone. If the SS code is extended to mobile shopping as well as Internet shopping and merchant payment methods, the following effects are expected.
First, mobile shopping does not need to search separately through a mobile phone because there are products, advertisements, and stores that you want to buy in front of the user. The mobile shopping can be implemented to be completed in one step compared to the current search method.
Second, the offline merchant does not pass the customer's credit card to the merchant, enters the merchant information and the purchased goods information into the SS code, enters the mobile phone, and checks the payment information on the customer's mobile phone. You can protect your information.
Third, if the SS code is indicated in the product information column in the Internet shopping mall and home shopping payment, the SS code is immediately entered into the mobile phone, and the mobile phone bill payment or credit card payment is selected in the mobile phone during the payment process. You can integrate branch office computer payments into your mobile phone. It will solve the security and hacking problem by entering the social security number and the mobile number like the current mobile phone payment method. Can be.

Description

The internet shopping site or mall with SS code and the mobile payment service by SS code which can input in handphone}

It is undeniable that mobile is a big trend in online shopping. The global mobile shopping market grew by more than 80% annually from $ 700 million in 2000 to $ 30.5 billion in 2006. Japan, which accounted for 63% of the world market at $ 450 million in 2000, also raised $ 78.5 billion in 2006. The US, which was only 1% of the global market, grew at an average annual rate of 200%, accounting for 22% of the global market with 2006 sales of $ 6.75 billion. China, including Korea, also predicted high growth rates. In the case of overseas cases, mobile shopping will account for a large portion of the overall e-commerce market in the next two to three years. Just as Internet shopping malls have exploded in just five years, mobile shopping can also explode. This is also an attribute of the Internet business. However, mobile shopping users are still less than a hundredth of internet shopping. The first reason is that even netizens don't know mobile shopping yet. In Japan, many wireless Internet users use mobile phones rather than wired lines, which have been activated in a short time through QR codes, which are two-dimensional barcodes of mobile shopping. The second is data call charges. In today's telecom tariffs, searching alone requires a data call. Moreover, when purchasing a product, it is necessary to take a tour of these products, so you basically have to bear the call charge. Finally, mobile shopping only needs content. At present, major mobile shopping malls are miniatures of wired internet shopping malls. For mobile shopping to be successful, product composition and promotion suitable for the environment of wireless internet and mobile phones are required. Products that sell well in mobile shopping malls are very different from products that sell well in general internet shopping malls. According to data surveyed by the Korea Online Shopping Association, intangible content is the most sold product for mobile shopping. Items like game characters sell best. Travel services were next, and cultural products such as book albums are also gaining in popularity. On the other hand, commodity types such as apparel electronics that sell well in Internet shopping malls are less than 5% of all mobile shopping transactions. Therefore, a new type of shopping mall should be constructed in consideration of the characteristics of a mobile phone with a small amount of information that can be displayed at a time and the relatively small screen movement. In addition, security and payment systems need to be improved. Mobile shopping is not about sitting at your desk or at home, but on the go, you have to satisfy the lifestyle you need to buy immediately when you want to buy. In this respect, a service that enables mobile shopping is widely implemented in Japan by displaying a two-dimensional bar code called a QR code on various advertising media such as a signboard and a catalog, photographing it with a mobile phone camera, and automatically accessing the URL. In Korea, mobile carriers have been the center, and since 2002, two-dimensional barcodes have been introduced and promoted similarly to QR codes. However, they were not activated as Japanese QR codes due to inconvenience such as taking a barcode with a mobile phone camera. As an alternative to this, RFID was examined, but it is staying in the pilot project due to the limitation of RFID tag attachment and the need for a separate RFID reader for the mobile phone. Mobile shopping using barcodes or RFID requires cameras or hardware readers that can be attached to a mobile phone (close-up photography) and have a fundamental problem that the recognition rate decreases depending on the reader's and camera's recognition distance limitation and usage environment. . As an alternative to this, in 2000, a concept of M code, consisting of numbers, was introduced to enable electronic commerce by entering numbers on mobile phones. It is known that the mobile shopping concept has not been implemented because no standard has been developed. In this aspect, the Korean mobile address (WINC) is organized by the Korea Internet & Security Agency, a national internet address resource management agency, in cooperation with three domestic telecommunication companies to improve the usage environment for wireless Internet users. It is judged that it is suitable for mobile characteristics because the Japanese QR code is a mobile phone camera input method, whereas a user keyboard input method is used to access Internet contents. The related domestic patents are known as the basic patents related to wireless Internet access by the Korean Internet & Security Agency as patent No. 0459040 and 0390156.

According to the present invention, in order to conveniently use mobile shopping and payment while the users move, rather than photographing barcodes while focusing on a mobile phone camera, the user inputs a simple code directly into the keyboard of the mobile phone. It is about creating a new code system suitable for mobile shopping and payment, which is developed based on the mobile address (WINC) obtained as a standard in Korea. The mobile shopping service that is currently being serviced is made by minimizing the search method that is conveniently used on the computer by using a mouse, etc., but the user who wants to shop while searching in a complicated step while watching a small mobile phone screen while moving There will not be much demand. As an alternative to this, a two-dimensional bar code called QR code in Japan is displayed at offline stores, photographed with a mobile phone camera to enter the URL recorded in the QR code so that product information can be viewed and purchased, but it is necessary to focus on the QR code. Due to the user's discomfort and the nature of the camera, the use environment (lighting, distance, shaking, QR code contamination) has a lot of influence, and in particular, its use is restricted in areas with severe shaking such as subways. Since most mobile phone cameras do not have or have an optical zoom function, the area of the QR code must be large in proportion to the square of the distance in order to recognize the far away QR code. In order to achieve the above object, the present applicant introduces the products in the internet shopping mall or the site of the "mobile phone mobile shopping service by directly inputting the S-code" filed by the applicants of Patent 10-2010-0003289 and Patent 10-2010-000438. It is the field of the present invention to display all SS codes in the part and to expand to various payment means and various advertising means other than the mobile phone bill total payment.

To access the contents of the wireless internet through a mobile phone, use a wireless internet browser provided by a mobile carrier (for example, "Nate" in the case of SK Telecom), a URL recorded in the barcode by recognizing a barcode such as a Japanese QR code. Method of automatic connection (including barcode manual input method provided by mobile carrier when barcode recognition fails), and in the case of smartphone, through a web browser provided. In addition, there is a method in which the relevant URL registered by registering in the mobile address (WINC) is automatically translated into the corresponding URL by pressing the mobile address number and pressing the wireless Internet access key. The mobile address (WINC) has an express address consisting only of "numbers" and a combined address consisting of "numbers + # + numbers". The difference between the two address systems is provided so that the annual registration maintenance fee is about 10 times different. Currently, mobile shopping is intended to access mobile shopping sites through all three of the above methods. However, as described above, the barcode method has conditions of use and restriction (for example, vibration when used in the subway), and mobile shopping of a search method such as a computer generates data charges and mobile phones while searching for information desired by the user. Serious inconvenience in the search process is not suitable for mobile shopping. Mobile shopping is more competitive than computer shopping on the Internet in that it allows users to purchase when they want to buy while shopping, watching advertisements, etc. Can be provided. In this respect, when a person looks at the code consisting of letters and numbers (pronounced "SS code") displayed on the advertising media, and inputs them through the mobile phone keyboard and touch, the necessary information (price not shown in the advertising media, Detailed information such as specifications are displayed on the mobile phone screen and the way to complete a purchase is expected to be optimized for mobile shopping. SS code can also be determined by abbreviation of Stop and Shopping to suit the characteristics of mobile shopping. The SS code supports the entire industrial product but has a retail code that advertises for mobile shopping. That is, a new standard suitable for mobile shopping that is different from the existing bar code of the Korean common product code (KAN, country code Korea 880+ manufacturer + product code + verification code), for example, "Sales number + start month + product code" It may also be configured in a form that includes the proper nouns of the manufacturer and the product and the classification of the product, based on the form and in addition to the letters and numbers. That is, if the SS code is displayed to the user visually in various media (printing and broadcasting) and the SS code is input in the SS code input window by the mobile shopping method provided by the mobile phone, product information corresponding to the corresponding SS code Is displayed on the mobile phone screen, and the payment is made when the user approves the purchase, and the delivery is made based on the stored or entered customer information, unlike barcode or RFID, the actual mobile phone is not required to add hardware and software. Mobile shopping can be provided. By developing this, after purchasing and using the goods in an offline merchant (for example, a restaurant) as in Patent No. 10-2010-0004380, a transaction approval institution generates an SS code for approving the transaction. Enter your SS code from the mobile shopping menu on your phone. It may be configured to make a payment at (sit down). In addition, when you make a payment on the Internet transactions, you generate a one-time SS code, and enter the SS code into the mobile phone as described in the mobile shopping process described above. Currently, Internet payments can be integrated into mobile phones, and the payment processing results are displayed on computers and mobile phones. Just like the current mobile payment method, by entering the social security number and mobile number, the SMS number is not transmitted to the mobile phone, but the SS code is displayed on the computer, and there is a difference between using the wireless Internet without SMS text. Rather than using a mobile communication network has been invented to solve security and hacking problems. However, there are a variety of advertising means (such as advertising and broadcasting, home shopping, e-mail, text messages, Internet sites and shopping malls, mail order catalogs, etc.) where users are exposed to product advertisements. In this case, the product information (model name, price, vendor, shopping mall, etc.) and SS code are matched and recorded on a server to provide product information corresponding to the corresponding SS code through a network. In particular, if the SS code is displayed together with the price information of the products in the internet shopping mall and sales site, users can conveniently purchase the desired product simply by entering the SS code in the mobile phone even if the Internet does not enter the payment stage. have.

While online shopping and home shopping are replacing offline shopping malls in earnest due to the convenience of online, relatively low prices, and the urge to purchase, there is a time and a place limit to watch computers and TVs. In this case, the mobile phone can only make small payments and if the credit card is over a certain amount, a certificate should be attached. As a result, the company has secured its status as a new payment method by introducing the USIM (Integrated Subscriber Authentication SIM + UICC Universal IC Card), which can be equipped with a credit card payment function in mobile phones. With the rapid improvement from 3G to 4G, the mobile shopping and payment market will emerge as a new blue ocean. In this respect, it is expected that mobile phones will be able to replace credit cards within a few years. As we anticipate the coming of this era, we can create a shopping and payment pattern suitable for mobile phones different from the present. Recently, Google announced a service called Google Goggles, which is an innovative service that shows the relevant information when a user is interested in a mobile phone camera and accesses Google Goggles. It is known that there is a need, and it is expected that it will take a long time to provide necessary information through object recognition technology and recognition of a manufacturer and a brand based on such that the user is not inconvenient.

Despite the development of mobile phone related service technology, it is necessary to fundamentally analyze and solve the cause of the lack of mobile shopping. Mobile shopping starts by encouraging people to search for information when they like a product while moving. In order to retrieve information, the mobile phone or smartphone can be searched like a computer to obtain useful information for the user. The mobile phone must be larger on the current 3-inch screen, and the computer-level full browsing and convenient input such as the mouse or keypad of the computer. However, mobile phones have limitations due to portability, convenience, product size, battery life, etc., and it is not realistic and there is no necessity to inquire product information by searching through several steps. As an alternative, the two-dimensional barcode called QR code, which has been successfully commercialized in Japan, is decoded and automatically accessed to a designated URL site, providing users with the necessary and useful information. It is known that users have used it more than once. Barcodes have also evolved into two-dimensional barcodes and color codes to record more information starting from one dimension. The barcode recognition rate is determined by the camera's shooting quality. Shooting should be done. In Korea, KTF's hot codes and other color codes, similar to QR codes, were also introduced in the pilot market, but they failed to be commercialized due to problems such as ease of operation and recognition rate. Recognizing barcodes such as QR codes with mobile phone cameras can be applied to products, windows, and advertising media that users are interested in as they move due to recognition distance, lighting of the environment, shaking during shooting, and special barcode readers in the sunlight. It takes a lot of patience to shoot a barcode with a mobile phone camera (it is very difficult to recognize a one-dimensional barcode using a barcode reader in most camera phones). To solve this problem, if RFID tags are attached to products and RFID readers are attached to mobile phones, bringing the mobile phone close to the tags can quickly read the information on the tag and access the designated URL site, which can be used inconveniently unlike barcodes. . However, since RFID is limited to spread within 30cm, most users are limited to products that can be touched by users such as exhibition stands in stores, and the possibility of RFID tags and readers will spread in several years due to cost and infrastructure problems. it looks difficult.

In addition, various payments are made in the Internet shopping mall, which has grown to 27 trillion won in 2009. Currently, SMS text-based mobile phone payment and credit card payment methods are introduced and used. However, in case of mobile phone payment, personal information records may be hacked while entering social security number and mobile phone number. In case of credit card payment, if you only know the credit card number and expiration date and the unique number on the back of the credit card, It is also true that there is a risk of theft and the public certificate used for payment over a certain amount may be vulnerable to hacking and be stolen. Therefore, as the size of the Internet shopping mall expands, there is a need for a new payment system that provides enhanced security measures, is easy to use, and is not restricted to places (the risk of using Internet payment in public places such as PC rooms). In this respect, although the above problems are solved by introducing the concept of disposable SS code in Patent No. 10-2010-0004380, a disposable SS code is formed every time a product is purchased. It had to be installed and entered the payment stage to get a disposable SS code. However, if the SS code is displayed together with the purchase when the product information is entered into the mobile phone in the Internet site and the shopping mall, the SS code is checked at the inquiry stage without entering the payment stage on the computer. This can provide a very convenient internet shopping. Marking the SS code issued to various advertising media and sales means in addition to the Internet, it is possible to provide an order and payment system using a mobile phone without the need to generate a single-use SS code. That is, the personal information is in the mobile phone, and the seller and the product information are independent of the operation server of the transaction approval company that registers the SS code.

Barcodes and RFID tags require a reader in the form of a hardware to read information, and barcodes are within 30cm and RFID tags are also within 30cm depending on the radio wave reaching distance of the reader. Form the reader). There have been many attempts to embed reader hardware in mobile phones to activate wireless Internet using RFID tags, but the development enthusiasm is rapidly cooling due to cost burden and delay of RFID tag dissemination. Although it is more inconvenient than RFID, the method of accessing the wireless Internet by recognizing a barcode such as a QR code as a camera of a mobile phone has been commercialized in Japan, but using a mobile phone camera is a high-end camera in order to recognize a barcode that is more than 1m away. The optical zoom function or the size of the barcode should be increased in proportion to the square of the distance), the influence of the lighting of the environment, the shaking during the shooting, and the dedicated barcode reader may not be easily used due to the recognition error under the sunlight.

To solve this problem, the present invention proposes a code input method and system suitable for mobile shopping without a computer. Commercialized Korean mobile addressing system is constructed by mapping actual URL and number address to 1: 1. Instead of inputting complicated URL through mobile phone, press registered number and # button of mobile phone keyboard. It is configured to go straight to. By comparing the mobile address method with the QR code in Japan, we can create a concept of a new input method suitable for mobile shopping. Mobile address (WINC) is superior in all aspects such as speed, usage environment, shaking, and camera unnecessary compared to Japanese QR code method because user remembers or reads mobile address number, but QR code is standardized for problems of mobile address. However, there is a problem that conversion is required only by registration, whereas it is not necessary to register with a mapping agency, which requires a separate maintenance fee (990,000 won per year for an express code consisting of numbers only). When the URL is 1: 1 and introduces various products (QR codes are formed by different QR codes, they can be directly responded), there is a limit to provide them by searching like a computer. In the mobile shopping mobile phones, since the product is checked on the spot or watching the advertising media, it should be provided in such a way as to immediately display the product and price information and to proceed with the purchase process, rather than searching and searching for the product information separately. In this process, a method of accessing a mobile shopping mall is a method of accessing a mobile shopping service provided by a mobile carrier, a method of accessing an individual shopping mall using a QR code or a mobile address (WINC), or a method of accessing a web browser. have. The QR code method recognizes the access URL code first and displays the information on the product by immediately accessing the corresponding URL.The current mobile shopping service provided by the mobile carrier searches the products step by step in the same way as internet shopping on a computer. It is provided. Mobile shopping, which is most user-friendly, allows users to enter simple text and codes that appear on the advertising media after accessing the mobile shopping, and the product information including price information is displayed immediately. Way. Unlike the search method that finds the desired product through the computer screen and the mouse, the desired product is selected through the advertising media, products, and stores in front of the user without the search process. Can be. SS code for mobile shopping should be designed to provide the following features: First, unlike a bar code indicating a manufacturer, a mobile shopping code inserts a store code because various stores can sell the same product in different advertising media. Secondly, it is effective to construct 3 to 4 digits and letters that are easy to remember because the user sees and inputs with eyes. Third, sorting using letters rather than listing numbers that are difficult to remember is easier to remember and enter into a cell phone. Fourth, when the user sees the SS code, it is advantageous to determine the sales start date (for example, '50' in January 2010 and '51' in February 2010). If the code is configured to satisfy these requirements, it can be provided in the form of accommodating most domestic products and various stores. This is a fundamental solution for replacing bar code and RFID hardware readers with customers' eyes and hands.

There are a variety of advertising means (such as advertising and broadcasting, home shopping, e-mail, text messages, internet sites and shopping malls, mail order catalogs, etc.) where users are exposed to product advertisements. In this case, if the product information (model name, price, vendor, shopping mall, etc.) and SS code are matched and recorded on the server, the product information matching the SS code is provided to the payment request system through the network. Can be. Since the same products are uploaded by many vendors on the Internet, adding a vendor field together with a field representing a product in the SS code can accommodate many articles and sellers without overlapping.

The present invention provides a new concept of shopping and payment method suitable for the realistic needs of mobile and internet shopping through a cellular phone. Mobile shopping using barcodes requires careful manipulation of mobile phone cameras, and due to the influence of the usage environment, full-scale mobile shopping cannot be performed. Therefore, by suggesting the SS code including the retail store information suitable for mobile shopping, the user can determine the minimum information through the SS code, and enters it into the mobile phone to view the required product information and to end the purchase process, In addition to mobile shopping, it is expected to have the following effects when it is extended to internet shopping and merchant payment methods.

 First, mobile shopping does not need to search separately through a mobile phone because there are products, advertisements, and stores that you want to buy in front of the user. The mobile shopping can be implemented to be completed in one step compared to the current search method.

Secondly, if you create a new concept of mobile shopping standards, such as configuring barcodes and RFID methods that require hardware readers, you can enter SS codes with keyboards and touches such as mobile phones to check product details and make payments. Various distribution channels can be additionally provided. The introduction of the SS code has the effect that the advertising medium is immediately developed as a product purchase means that the purchase can be made anywhere anytime through the mobile communication network.

Third, the offline merchant does not pass the customer's credit card to the merchant, enters the merchant information and the purchased goods information into the SS code, enters the mobile phone, and checks the payment information on the customer's mobile phone. You can protect your information.

Fourth, in the case of the Internet shopping mall and home shopping payment, if the SS code is indicated in the product information field, the SS code is immediately entered into the mobile phone to make a payment. You can integrate branch office computer payments into your mobile phone. It will solve the security and hacking problem by entering the social security number and the mobile number like the current mobile phone payment method. Can be.

1 is a flowchart of credit card payment on the current Internet.
2 is a flowchart of mobile phone payment in the current Internet.
3 is a flowchart illustrating a mobile shopping method using an SS code.
4 is a flowchart illustrating a payment method in an offline affiliated store using an SS code.
5 is a structure comparison diagram of the Internet payment method and the current method using the SS code of the present invention.
Figure 6 is a comparison of the payment flow of the Internet payment method and the current method using the SS code of the present invention.

The method of purchasing the goods is classified into a case of using an offline store, using an internet shopping mall, using a home shopping, or using a door-to-door sales. Payment is mainly made by cash and credit card. A new distribution system called mobile shopping, which can purchase and reserve goods at an economical price anytime, anywhere, is expected to be actively developed by the convergence of finance and communication in the future. As a means to solve the limitations of mobile shopping and payment, mobile communication companies are also developing a technology to support credit card payment by mobile phone USIM card, and detachable credit card developed by SlimDisk company Wireless payment devices that support browsing may also be used as new means. The present invention by introducing a new SS code to be printed or displayed on a variety of media anytime, anywhere, unlike the RFID tag, bar code or image code, the customer can simply enter the SS code in the mobile phone SS code operation server and the SS code, even if there is no hardware reader Access the product details on the mobile phone screen, and provide the purchase and payment is made immediately. Unlike the current manufacturer-oriented barcode, the SS code is purchased with the SS code itself, and even though the same product may be displayed differently on the advertisement media, the SS code is characterized by a vendor-oriented code. By extending these SS codes to offline merchants such as restaurants, customers can enter a single-use SS code issued to their mobile phone at the seat without having to deliver their credit card containing personal information. can do. In addition, if SS code is applied to many current Internet payment methods due to the exposure of personal information, payment is not made on a computer that is not secure. Instead, the computer is issued a one-time SS code for transactions, and the security of IC card level It can be integrated with payments using USIM or mobile phone numbers. That is, the user can select the payment method after entering the SS code in the mobile phone, rather than selecting a credit card and mobile phone payment from the computer. Compared to the passive SMS text system that does not guarantee real time, the user can input the disposable SS code generated in the computer through the wireless Internet within the effective time (set in 24 hours, etc.), so that the real time can be guaranteed. As such, the mobile phone payment method using the SS code is expected to fundamentally solve problems such as inconvenience of Internet credit card payment, security and hacking concerns. Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a flow chart of credit card payments on the Internet. When a user purchases a product from the PC via the Internet, the store web server requests a payment gateway (PG) server, the PG server makes a payment request to a card company (VAN) server, and receives the payment result and stores it in the PG company database. Notify the store web server. The store web server stores the payment results in the store database and displays them on the user's PC and ends processing. Although the data is encrypted by sending and receiving payment data, there is a problem in that it is vulnerable to hacking because it uses a weak computer and internet network. In particular, credit card transactions using PCs in public places are concerned about the leakage of personal information.

2 is a flowchart of mobile phone payment in the Internet. When a user purchases a product through the Internet through a mobile phone payment on a computer, the store server requests an authentication number from a payment gateway server. When the PG server requests an authentication number from a mobile payment provider server, the store server generates an authentication number. If the user requests a payment by registering an authentication number on the computer, the store server requests the payment from the PG server, the PG server requests the payment from the mobile payment provider server, and the mobile payment provider server sends a request to the mobile carrier server. It requests to make a payment, receives the payment result, passes the PG server, and displays the payment result on the user's computer through the store server. In some cases, a PG server and a mobile payer server are integrated. At this time, there may be inconvenience and personal information leakage problem to enter the mobile number and social security number in order to receive the authentication number through the user's mobile phone, SMS text delivery does not guarantee the real-time and authentication number within 60 seconds after SMS authentication If you do not enter, there is a limit to cancel the transaction.

Figure 3 is connected to a mobile shopping site in the mobile phone and enters the SS code to retrieve the corresponding product information from the mobile server to display on the mobile phone screen, and the payment is made through the mobile phone as a schematic 10-2010-0003289 This is a patent application. In mobile phone mobile shopping service, the first step is to select the SS code user's direct entry method in mobile shopping from the mobile phone wireless internet menu or to enter the URL address directly. In Korea, the mobile number address is called WINC. By connecting directly to mobile shopping through), before entering SS code (barcode method has URL information on barcode, and input barcode information with mobile phone camera). SS code is directly connected with mobile shopping site of user input method. In step 3, the user reads and reads the SS code displayed on the advertisement medium. If the user directly inputs the SS code with the keypad and touch on the code input window of the mobile phone screen, the third step stores the goods and price information contents corresponding to the SS code. A mobile server loads the content corresponding to the SS code and displays it on the screen. In the third step, when the user selects the execution of the purchase of the item and selects the payment for the purchase, the fourth step is the unique information or certificate related to the payment of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone. , Or a mobile phone number, a payment method (small payment method, SMS authorization method) or a credit card payment method implemented by a mobile communication company or a credit card payment method (eg, VAN, bank or PG). Company or mobile phone billing agent) to connect to the operation server to deliver the data required for payment, and the fifth step to complete the purchase processing process of goods corresponding to the entered SS code while displaying the payment processing information on the screen Enter the SS code, and then enter the SS code, receive detailed product information, and purchase It is available in a mobile shopping service that allows. In this case, the SS code is made of only a manufacturer and sales company or brand name or product classification name and simple numbers and letters (for example, Samsung smartphone 2340), the name of the product name, so that the user can easily remember "Hugh", the back "2340" is a code that indicates the model and color of the smartphone).

4 is not a method of delivering a credit card or mobile phone information to a merchant for offline merchant payment, such as a restaurant, and receives payment history information that a customer needs to pay at a merchant and receives a disposable SS code from a transaction approval institution (VAN). By applying a patent 10-2010-0004380 as a schematic diagram to configure the payment directly by the customer. In order to pay the amount used at the merchant or the internet, the amount payment program provided by the mobile phone allows the user to input information and the amount of money from credit and check card merchants (offline stores, etc.) or Internet shopping malls (manual input or wireless via the keypad). Network), the unique information of the SIM card (including the USIM card) that supports the payment inserted into the mobile phone, the certificate, the mobile phone number or the payment method implemented by the mobile carrier (small payment method, SMS payment method). If you select and pay, the transaction approval company configures the approval information to be transmitted to the mobile phone and merchant (offline store, etc.) or to the payment and printing means of a computer connected to the Internet. A service method is provided.

5 is a structure comparison diagram of the Internet payment method and the current method using the SS code of the present invention, and FIG. 6 is a comparison flow chart of the Internet payment method and the current method using the SS code of the present invention. Issuing a 1: 1 matched SS code with the server and configures to display the issued SS code as a commodity. In other words, in advertising and selling a product, SS code (in this patent claim, SS code is used as a payment method when introducing a product from an advertising means (e.g., printed matter, Internet screen, advertisement video). Registering an identification code composed of a combination of letters and numbers that can be input through an SS code) in a transaction approval company operating server , receiving, displaying, and transmitting the identification code; A user selecting a payment support menu or an access program on a mobile phone and inputting an SS code displayed on an advertisement means; Requesting a payment approval corresponding to the SS code to a transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And transmitting the results of the user's order and payment approval to the operation server of the user's mobile phone and the advertising means . Provide internet service. As an advertising means, there is provided a home shopping advertising means characterized by home shopping displaying an SS code, and a service and a method of paying a product to be purchased by a mobile phone. As an advertising means, there is provided a service for paying an e-mail record and an attached product with a mobile phone, and a selling method through e-mail and e-mail, characterized by recording and attaching product information indicating an SS code in an e-mail. As an advertising means, there is provided a TV advertising means and a TV service and method for paying a TV advertisement and a broadcast product, characterized in that the SS code is displayed on the TV advertisement and broadcasting contents. As an advertising means, the present invention provides a service and a method of paying a product of a mail order catalog or a booklet and a mail order catalog or a booklet in a communication product, characterized by displaying SS codes in a product catalog or booklet for sale. As an advertising means, a text service or a multimedia message service characterized by recording and attaching product information indicating an SS code to a mobile phone text service or a multimedia message service, and a text recording service of an SS code and an attached product Service and multimedia message services and methods. At this time, selecting the purchase and decision of goods in the text message or multimedia message service is displayed SS code; Selecting a payment support menu or an access program on a user's mobile phone and automatically inputting an SS code displayed in association with a text message or a multimedia message service; Requesting payment approval corresponding to the SS code recognized by the transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And SS code as a service and method for paying the purchased goods through a text message or a multimedia message service to the mobile phone characterized in that it comprises the step of delivering the user's orders and payment approval results to the operation server of the user's mobile phone and advertising means Automate the input process. Or, displaying a barcode corresponding to the SS code together with the SS code on the advertisement means and recognizing the barcode with the user mobile phone camera; Recognizing a barcode in association with a payment support menu or an access program in a user's mobile phone and automatically extracting an SS code; Requesting payment approval corresponding to the SS code recognized by the transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And a service and a method for paying a product purchased by a mobile phone using a bar code indicated on the advertising means, comprising: delivering the result of the user's order and payment approval to the operation server of the user's mobile phone and the advertising means . Is provided. Alternatively, photographing the SS code displayed on the advertising means by the mobile phone camera; Extracting the SS code by character recognition of the captured image; Automatically inputting an SS code extracted by document recognition in association with a payment support menu or a connection program in a user's mobile phone; Requesting payment approval corresponding to the SS code recognized by the transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And it is also provided as a service for payment by the mobile phone by recognizing the SS code through the character recognition, characterized in that it comprises the step of delivering the order and payment approval result of the user to the operation server of the user's mobile phone and advertising means . It may be configured to transmit the image to the server 100% recognition without proceeding the barcode or text recognition in the mobile phone, the step of photographing the SS code or barcode displayed on the advertising means with the mobile phone camera; Transmitting the photographed image to a transaction approval company operating server ; Extracting a purchase product code by recognizing a character or a barcode in a transaction approval company operating server ; Giving down a result recognized in the user's mobile phone and product information to purchase; Requesting confirmation of the user; Requesting payment approval of a product corresponding to an SS code or a barcode recognized by a transaction approval company operating server connected to a mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And transmitting an SS code or a barcode image to the server to transmit the result of the user's order and payment approval to the operation server of the user's mobile phone and the advertising means . A service may be provided. In this case, a reference point indicating an area for character recognition is displayed around the SS code displayed on the advertisement means, so that a reference point may be provided so that the character recognition of the mobile phone proceeds quickly. As another method of configuring the operation server and the carrier billing operation server, the following two methods may be selected. That is, the user selects a payment support menu or a connection program in the mobile phone and inputs the SS code displayed on the advertising means; Requesting payment approval for a one-time SS code by accessing a mobile carrier payment operation server ; The mobile carrier payment operation server accepts payment request data corresponding to the one-time SS code from the transaction approval company operation server ; Receiving a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG authentication server alone or in combination); And the mobile phone and the advertising means is provided as a mobile phone payment service for the purchase price in the advertising means, characterized in that the step of passing the payment approval result to the sales management system in operation. Or, the user selects the payment support menu or access program in the mobile phone to enter the SS code displayed on the advertising means; Requesting payment approval for a one-time SS code by accessing a mobile carrier payment operation server ; The carrier billing operation server making a payment request for the disposable SS code to the transaction approval company operation server ; The transaction approval company operation server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG authentication server alone or in combination); And the mobile phone and the advertising means is provided as a mobile phone payment service for the purchase price in the advertising means, characterized in that the step of passing the payment approval result to the sales management system in operation. The user selects the payment support menu and program in the mobile phone, enters the SS code displayed on the advertising means, and then decides the payment method. A service that adds the amount purchased from the advertising means to the mobile phone fee in a code manner may also be provided, or the user may select a payment support menu and a program in the mobile phone and input the SS code displayed on the advertising means; Determining a payment method for paying the amount of the SS code product; In the payment method decision step, the SIM card that supports payment inserted into the mobile phone, or USIM card that supports credit and debit card payment, or the certificate for credit and debit card payment, or credit and debit card payment Credit card unique information (e.g., credit card number and expiration date), or bank transfer, mobile phone number, or payment method (e.g., mobile phone bill). A service for selecting a final payment method on a mobile phone when providing a purchase price of a product through an advertising means is provided. In order to prevent a mistake of the user, the user selects a payment support menu or a connection program in the mobile phone and inputs the SS code displayed on the advertising means; Displaying product information (e.g., product code and amount) to be purchased through the advertising means on the mobile phone screen; And the user needs to check the payment information on the mobile phone screen characterized in that it comprises the step of confirming the payment contents before the payment approval, the mobile phone inquiry and payment services for the purchased goods in the advertising means provided. Alternatively, the user requests a third party to select a payment support menu or a connection program on the third party mobile phone so as to input the SS code displayed on the advertising means; Displaying product information (eg, a product code and an amount) requested for payment approval on a third party mobile phone screen; Confirming and making a payment before the third party approves the payment; And a mobile payment service for requesting a third party to pay the amount of goods to be purchased with the third party mobile phone by requesting a third party to deliver the payment approval result to the third party mobile phone and the user mobile phone. It is very important to use the mobile phone to pay the internet site, the internet page, and the internet shopping mall and the internet selling products, which are characterized by displaying the SS code on the selling products at the site or the page or the shopping mall selling the goods on the Internet as an advertising means. The explanation is as follows.

In the sale of goods on the Internet, the SS code for making purchases and payments on a mobile phone corresponding to the product information being sold (in the claims, letters and numbers that can be input through the keypad and touch screen of the mobile phone) Registering and issuing an identification code, which is composed of a combination of these, into a transaction approval company operation server ; together with information of products sold on the Internet (for example, model name, price, quantity, and vendor) on a computer screen. When the SS code is provided, the SS code is approved if the Internet shopping mall, the Internet site and the page, and the Internet operation server are provided. If you query the company's operation server, you can receive detailed product information data including price and sales place. That is, the user selects a payment support menu or a connection program on a mobile phone and inputs an SS code displayed on a product to be purchased from an Internet site on a computer screen; Requesting a payment approval corresponding to the SS code to a transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And purchasing and paying the SS code displayed products on the mobile phone and the shopping mall on the mobile phone and the Internet sales site operating server, wherein the user's purchase and payment approval results are configured to the server. You can implement services and methods, and the server of the trade approvers. In this case, the user selects the payment support menu and program on the mobile phone, enters the SS code of the product displayed on the Internet sales site and the shopping mall, and then executes the payment (eg, the mobile phone bill is charged) by the mobile carrier in determining the payment method. It is provided with a service that adds the amount of money purchased from the Internet sales site and shopping mall to the mobile phone charges by the SS code method characterized in that consisting of. In another payment method, the user selects a payment support menu and a program on a mobile phone and inputs a disposable SS code displayed on an internet sales site and a shopping mall; Determining a payment method for paying the amount of the SS code product; In the payment method decision step, the SIM card that supports payment inserted into the mobile phone, or USIM card that supports credit and debit card payment, or the certificate for credit and debit card payment, or credit and debit card payment Credit card unique information (e.g., credit card number and expiration date), or bank transfer, mobile phone number, or payment method (e.g., mobile phone bill). A service for selecting a final payment method on a mobile phone when selecting a payment amount purchased at an Internet sales site and a shopping mall may be selected. Selecting a payment support menu or a connection program on a mobile phone and inputting the SS code displayed on the advertisement means to the user; Displaying product information (e.g., product code and amount) to be purchased through the advertising means on the mobile phone screen; And it is also necessary to check the payment details on the mobile phone screen characterized in that the user checks the payment contents before the payment approval, the mobile phone inquiry and payment services purchased on the Internet sales site and the shopping mall. Registering and issuing an SS code corresponding to the product information to be sold to a transaction approval company operating server ; Displaying information (eg, model name, price, quantity, vendor) of goods sold on the Internet on a computer screen; Displaying an SS code on a screen when a user places or clicks a mouse on a corresponding product in an internet sales site and a shopping mall; A user selecting a payment support menu or a connection program on a mobile phone and inputting an SS code of a product to be purchased displayed on an Internet site on a computer screen; Requesting a payment approval corresponding to the SS code to a transaction approval company operating server connected to the mobile phone; Receiving a payment approval result in association with a transaction authentication system) in a transaction approval company operating server ; And transmitting the result of the user's purchase and payment approval to the user's mobile phone and the Internet sales site server by using a mouse. It can also be provided as a service for purchasing and paying for the displayed product by mobile phone. Or registering and issuing an SS code corresponding to the product information to be sold to a transaction approval company operating server ; Displaying information (eg, model name, price, quantity, vendor) of goods sold on the Internet on a computer screen; Displaying the SS code by differentiating the font size and the color from the Internet sales site and the shopping mall; Alternatively, if the mouse is positioned or clicked on the product, the SS code is displayed on the Internet sales site and the shopping mall. Can be configured. Automatically forming an SS code corresponding to information of a product sold on the Internet (for example, a model name, a price, a quantity, a selling place, a shopping mall) or inputting it in an SS code management unit; Verifying whether the corresponding SS code is duplicated; Transaction of SS code corresponding to product information sold (in this patent claim, SS code is called SS code, which consists of a combination of SS code with letters and numbers that can be input through the keypad and touch screen of a mobile phone) The SS code providing service matching the SS server and product information of the transaction approval company which stores the information of the corresponding SS code, comprising the step of storing in the operation of the approval company, should be provided.

As such, the policy of granting a unique SS code that can be settled on a mobile phone according to a product can be extended to other fields as follows. In payment of bills in the form of notifications, dues for delivering bills and printed matters (for example, Seoul Management University's May Alumni Association fee is "Seoul Management 05" formed SS code) and administrative fees and Giro (SS code equal to Giro number) Forming) Registered in the transaction approval company operating server on the bill at the time of payment and displaying and issued the SS code issued; The user selects the payment support menu or access program in the mobile phone and inputs the disposable SS code displayed on the bill ; Requesting a payment approval corresponding to a one-time SS code to a transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And payment service forms such as dues, administrative fees, and giro, wherein the payment processing result is transmitted to the user's mobile phone and the storage operation server. Or, (if Seoul Business Administration John Doe 80 student ID example, one SS code "Seoul Business John Doe 80") method to pay for a long time a certain amount for each individual, each individual in dues to pass bills and printed lifetime Unique SS code, the transaction approved vendors Registering, issuing, and delivering the operation server ; A user selecting a payment support menu or an access program on a mobile phone and inputting a unique SS code for a lifetime; Requesting payment approval for a lifetime unique SS code to a transaction approval company operating server connected to a mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And a service for paying the amount to be paid by the mobile phone unique SS code, characterized in that configured to deliver the corresponding payment processing results to the storage destination operating server to the user mobile phone. In home sales and mail order sales, innovative means by which payment can be made without providing personal information may be provided. Stores delivered to the home and services sent to the home (rental or education, after-sales service, money storage) and goods and services provided in the form of government welfare policy vouchers are entered into the collection service cell phone dispatched to the home for transactions. Registering with the approval company operating server and issuing a single use SS code issued; Or before being dispatched to a home, receiving a disposable SS code issued from a collection management company dispatched to a transaction approval company operating server and issued to a home and dispatching the home to the home; The user selects the payment support menu or access program in the mobile phone to enter the received SS code; Requesting a payment approval corresponding to a one-time SS code to a transaction approval company operating server connected to the mobile phone; The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And a collection unit for the user's mobile phone and the home, and the payment approval result of the collection management means of the mobile device and the collection service provider dispatched to the home. The service to pay by the mobile phone is provided. As mentioned above, the mobile phone payment method is not a method of inputting the authentication number received by SMS into the computer, but by checking the SS code through a computer internet shopping mall and entering it into the mobile phone. Reliability can be dramatically improved compared to current SMS methods that are vulnerable to security. Since the mobile phone is equipped with a USIM card recently to approve the transaction, the security level is very high, which can solve the hacking risk of the existing Internet shopping payment method that requires the use of a certificate or a credit card number.

1: SS code 2: Transaction approval company operation server 3: Mobile carrier payment operation server
4: Display on SS code advertising means 5: Enter SS code on mobile phone

Claims (30)

In advertising and selling our products,
As a method of payment when introducing a product in an advertising means (e.g., printed matter, Internet screen, advertising video), SS code (letters and numbers that can be entered through the keypad and touch screen of a mobile phone in the claims) The identification code consisting of a combination called as SS code) registered in the transaction approval company operating server , issued and displayed and delivered;
A user selecting a payment support menu or an access program on a mobile phone and inputting an SS code displayed on an advertisement means;
Requesting a payment approval corresponding to the SS code to a transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
Services and programs for paying the products to be purchased in the mobile advertising means and advertising means and mobile carriers, characterized in that it comprises the step of delivering the results of the user's order and payment approval to the operation server of the user's mobile phone and advertising means Internet service
The method of claim 1,
Home shopping advertising means characterized in that the home shopping marked SS code as an advertising means and services and methods for paying the goods to be purchased by mobile phones
The method of claim 1,
A service for paying an e-mail record and an attached product by mobile phone and selling method through e-mail and e-mail, characterized by recording and attaching product information indicating an SS code in an e-mail as an advertising means.
The method of claim 1,
TV advertising means and services and methods for paying TV commercials and broadcast goods, characterized in that the SS code appears in the TV advertising and broadcast content as an advertising means
The method of claim 1,
Services and methods for paying for mobile communication product catalogs or booklets and mailing catalogs or booklets on mobile phones in a communication product characterized by displaying SS codes in a product catalog or booklet for advertisement.
The method of claim 1,
Text service or multimedia message service characterized in that the advertising means records and attaches the product information indicating the SS code to the mobile phone text service or multimedia message service, and the service to pay the mobile phone for recording and attached goods and SS code text service And multimedia messaging services and methods, mobile phones
The method according to claim 6,
Selecting the purchase and decision of goods in a text message or multimedia message service indicated by SS code;
Selecting a payment support menu or an access program on a user's mobile phone and automatically inputting an SS code displayed in association with a text message or a multimedia message service;
Requesting payment approval corresponding to the SS code recognized by the transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
A service and method for paying a mobile device for a purchased product through a text message or a multimedia message service, comprising: delivering a result of a user's order and payment approval to a user's mobile phone and an operation server of an advertising means ;
The method of claim 1,
Displaying a barcode corresponding to the SS code together with the SS code on the advertisement means and recognizing the barcode with the user mobile phone camera;
Recognizing a barcode in association with a payment support menu or an access program in a user's mobile phone and automatically extracting an SS code;
Requesting payment approval corresponding to the SS code recognized by the transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
A service and method for paying a product purchased by a mobile phone using a bar code indicated on the advertising means, comprising the step of delivering the user's order and payment approval result to the user's mobile phone and the operation server of the advertising means, mobile phone
The method of claim 1,
Photographing the SS code displayed on the advertising means with a mobile phone camera;
Extracting the SS code by character recognition of the captured image;
Automatically inputting an SS code extracted by document recognition in association with a payment support menu or a connection program in a user's mobile phone;
Requesting payment approval corresponding to the SS code recognized by the transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
Services for payment by mobile phones and mobile phones that recognize SS codes through character recognition, comprising the steps of delivering the user's order and payment approval results to the operation server of the user's mobile phone and advertising means
The method of claim 1,
Photographing the SS code or the bar code displayed on the advertising means with the mobile phone camera;
Transmitting the photographed image to a transaction approval company operating server ;
Extracting a purchase product code by recognizing a character or a barcode in a transaction approval company operating server ;
Giving down a result recognized in the user's mobile phone and product information to purchase;
Requesting confirmation of the user;
Requesting payment approval of a product corresponding to an SS code or a barcode recognized by a transaction approval company operating server connected to a mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
How to recognize the product to be purchased by sending the SS code or barcode image to the server, characterized in that the step of delivering the order and payment approval result of the user to the operation server of the user's mobile phone and advertising means and payment by mobile phone Service, mobile phone
The method of claim 9,
Mobile phone payment service using character recognition, characterized in that a sign indicating an area for character recognition is displayed around the SS code displayed on the advertising means
The method of claim 1,
A user selecting a payment support menu or a connection program on a mobile phone and inputting an SS code displayed on an advertisement means;
Requesting payment approval for a one-time SS code by accessing a mobile carrier payment operation server ;
The mobile carrier payment operation server accepts payment request data corresponding to the one-time SS code from the transaction approval company operation server ;
Receiving a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG authentication server alone or in combination); And
The purchase price mobile phone payment service in the advertising means, characterized in that the step of passing the payment approval result to the sales management system running the user mobile phone and advertising means
The method of claim 1,
A user selecting a payment support menu or an access program on a mobile phone and inputting an SS code displayed on an advertisement means;
Requesting payment approval for a one-time SS code by accessing a mobile carrier payment operation server ;
The carrier billing operation server makes a payment request for the corresponding SS code to the transaction approval company operating server ;
The transaction approval company operation server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG authentication server alone or in combination); And
The purchase price mobile phone payment service in the advertising means, characterized in that the step of passing the payment approval result to the sales management system running the user mobile phone and advertising means
The method of claim 1,
The user selects the payment support menu and program on the mobile phone and enters the SS code displayed on the advertising means.
A service that adds the amount purchased from the advertising means to the mobile phone bill using the SS code method, characterized in that the payment is carried out by the mobile carrier (eg, the mobile phone bill is charged) in determining the payment method.
The method of claim 1,
A user selecting a payment support menu and a program in a mobile phone and inputting an SS code displayed on an advertising means;
Determining a payment method for paying the amount of the SS code product;
SIM card that supports the payment inserted in the mobile phone in the payment method determination step,
Or payment information on your USIM card that supports credit and debit card payments,
Or a certificate for credit and debit card payments,
Or credit card specific information (e.g. credit card number and expiration date) for credit and debit card payments,
Or wire transfer,
Or cell phone number,
Alternatively, a service for selecting a final payment method in a mobile phone when purchasing a product purchase amount through an advertising means, which can be provided by selecting a payment method (e.g., a mobile phone bill charge) implemented by a mobile carrier.
The method of claim 1,
A user selecting a payment support menu or an access program on a mobile phone and inputting an SS code displayed on an advertisement means;
Displaying product information (e.g., product code and amount) to be purchased through the advertising means on the mobile phone screen; And
Mobile phone inquiry and payment service for purchased goods in advertising means provided to confirm the payment details on the mobile phone screen, including the step of confirming the payment details before the user approves the payment
The method of claim 1,
The user requesting a third party to select a payment support menu or an access program on the third party mobile phone so as to input the SS code displayed on the advertising means;
Displaying product information (eg, a product code and an amount) requested for payment approval on a third party mobile phone screen;
Confirming and making a payment before the third party approves the payment; And
Mobile payment service that requests the third party to pay the amount of goods to be purchased with the third party mobile phone, characterized in that the payment approval result is delivered to the third party mobile phone and the user mobile phone.
The method of claim 1,
A service for paying an internet site, an internet page, an internet shopping mall, and an internet selling product using a mobile phone, wherein the SS code is displayed on the selling products at a site or a page or a shopping mall that sells goods on the Internet as an advertising means.
In selling goods on the Computer Internet / Mobile Internet,
SS code that allows purchase and payment to be executed when inputted to the mobile phone in correspondence with the product information sold (in the claims, the SS code is composed of letters and numbers that can be entered through the keypad and touch screen of the mobile phone). Registering and issuing the identification code to the transaction approval company operating server ;
Displaying an SS code together with information (eg, model name, price, quantity, vendor) of goods sold on the Internet of a computer and a mobile phone screen; And
Computer internet / mobile internet shopping mall and site and page and computer internet / mobile internet shopping mall operating server characterized by displaying the SS code together with the products on the computer internet / mobile internet sales site and shopping mall
The method of claim 19,
A user selecting a payment support menu or an access program on a mobile phone and inputting an SS code displayed on a product to be purchased from an Internet site on a computer screen;
Requesting a payment approval corresponding to the SS code to a transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
A service for purchasing and paying for products with an SS code on a mobile phone and an Internet shopping mall with an SS code, comprising the steps of delivering the user's purchase and payment approval results to a user's mobile phone and an Internet sales site server. And method and vendor approval server
The method of claim 20,
The user selects the payment support menu and program on the mobile phone and inputs the SS code of the product displayed on the internet sales site and the shopping mall.
A service that adds the amount of money purchased from an internet sales site and a shopping mall to a mobile phone fee using the SS code method, which is performed by a mobile carrier (eg, a mobile phone bill is charged) in determining a payment method.
The method of claim 20,
A user selecting a payment support menu and a program on a mobile phone and inputting a disposable SS code displayed on an internet sales site and a shopping mall;
Determining a payment method for paying the amount of the SS code product;
SIM card that supports the payment inserted in the mobile phone in the payment method determination step,
Or payment information on your USIM card that supports credit and debit card payments,
Or a certificate for credit and debit card payments,
Or credit card specific information (e.g. credit card number and expiration date) for credit and debit card payments,
Or wire transfer,
Or cell phone number,
Alternatively, a service for selecting a final payment method on a mobile phone when paying for the purchase amount of money purchased from an internet sales site and a shopping mall, which can be provided by selecting a payment method (for example, a mobile phone bill charge) implemented by a mobile carrier.
The method of claim 19,
A user selecting a payment support menu or an access program on a mobile phone and inputting an SS code displayed on an advertisement means;
Displaying product information (e.g., product code and amount) to be purchased through the advertising means on the mobile phone screen; And
Mobile phone inquiry and payment service for purchased goods on Internet sales sites and shopping malls provided to confirm payment details on a mobile phone screen, including a step of confirming payment details before a user approves payment
The method of claim 19,
Registering and issuing an SS code corresponding to the product information to be sold to a transaction approval company operating server ;
Displaying information (eg, model name, price, quantity, vendor) of goods sold on the Internet on a computer screen;
Displaying an SS code on a screen when a user places or clicks a mouse on a corresponding product in an internet sales site and a shopping mall;
A user selecting a payment support menu or a connection program on a mobile phone and inputting an SS code of a product to be purchased displayed on an Internet site on a computer screen;
Requesting a payment approval corresponding to the SS code to a transaction approval company operating server connected to the mobile phone;
Receiving a payment approval result in association with a transaction authentication system) in a transaction approval company operating server ; And
The SS code is displayed on Internet sites, shopping malls, and the Internet, which displays the SS code of the product using a mouse, comprising the steps of delivering the user's purchase and payment approval results to the user's mobile phone and the Internet sales site operation server. Purchase and payment of goods on mobile phones
The method of claim 19,
Registering and issuing an SS code corresponding to the product information to be sold to a transaction approval company operating server ;
Displaying information (eg, model name, price, quantity, vendor) of goods sold on the Internet on a computer screen;
Displaying the SS code by differentiating the font size and the color from the Internet sales site and the shopping mall;
Alternatively, if the mouse is positioned or clicked on the product, the SS code is displayed on the Internet sales site and the shopping mall, characterized in that the screen is distinguished by the size and color of the SS code on the screen.
The method of claim 19,
Automatically forming an SS code corresponding to information of a product sold on the Internet (for example, a model name, a price, a quantity, a selling place, a shopping mall) or inputting it in an SS code management unit;
Verifying whether the corresponding SS code is duplicated;
Transaction of SS code corresponding to product information sold (in this patent claim, SS code is called SS code, which consists of a combination of SS code with letters and numbers that can be input through the keypad and touch screen of a mobile phone) approved companies operating server SS SS code and the corresponding code that matches the production server and product information for companies trading goods stores information for approval of a feature that consists of storing the provided services
The method of claim 19,
SS code is composed by selectively combining the information (for example, model name, price, quantity, seller, shopping mall) of the products sold on the Internet (for example, model name and seller) to selectively combine the product information, characterized in that SS code
In making payments in the form of notifications in the notice,
Dues for delivering bills and printed matters (for example, Seoul Management University's May Alumni Fee is formed with “SS Seoul Management 05”), and management fees and Giro (SS code with the same Giro number) are paid to the operating company of the transaction approval company on the bill. Displaying and transmitting the registered and issued SS codes;
The user selects the payment support menu or access program in the mobile phone and inputs the disposable SS code displayed on the bill ;
Requesting a payment approval corresponding to a one-time SS code to a transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
A service for paying a bill in the form of a payment bill such as dues, administrative fees, and giro, characterized in that the payment processing result is delivered to the user's mobile phone and storage operation server.
In paying a certain amount of money for a long time,
Registering and issuing and issuing a unique SS code (e.g., "Seoul Management Honggil-dong 80" if it is the Seoul Management University Honggil-dong 80) for each individual in the dues for delivering the bills and printed matters to a transaction approval company operating server ;
A user selecting a payment support menu or an access program on a mobile phone and inputting a unique SS code for a lifetime;
Requesting payment approval for a lifetime unique SS code to a transaction approval company operating server connected to a mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
A service that pays the amount to be paid by a mobile phone with a unique SS code, which comprises the step of delivering the result of the corresponding payment processing to the storage operation server on the user's mobile phone.
In home sales and mail order,
Stores delivered to the home and services sent to the home (rental or education, after-sales service, money storage) and goods and services provided in the form of government welfare policy vouchers are entered into the collection service cell phone dispatched to the home for transactions. Registering with the approval company operating server and issuing a single use SS code issued;
Or before being dispatched to a home, receiving a disposable SS code issued from a collection management company dispatched to a transaction approval company operating server and issued to a home and dispatching the home to the home;
The user selects the payment support menu or access program in the mobile phone to enter the received SS code;
Requesting a payment approval corresponding to a one-time SS code to a transaction approval company operating server connected to the mobile phone;
The transaction approval company operating server receives a payment approval result in connection with a transaction authentication system (for example, a mobile carrier or a card company or a bank or a VAN or PG server alone or in combination); And
Collection of goods, services, and government welfare policy vouchers delivered to households, characterized in that the payment approval result is delivered to the collection management means of the mobile phone and the collection agency management company dispatched to the home. Payment by mobile phone

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