KR20090050383A - Mobile device and method for controlling mobile banking widget of the mobile device - Google Patents

Abstract

According to an aspect of the present invention, there is provided a method of controlling a mobile banking widget of a mobile device, the method including: displaying a mobile banking list for one or more mobile banking contents maintained by a mobile banking chip; Receiving a selection of a first mobile banking content of the mobile banking list from a user; Reading first mobile banking information corresponding to the first mobile banking content from the mobile banking chip; And displaying a first mobile banking widget corresponding to the first mobile banking information on a standby screen.

Mobile, Widget, Mobile Banking, Idle Screen

Description

MOBILE DEVICE AND METHOD OF CONTROLLING MOBILE BANKING WIDGET BY THE MOBILE DEVICE}

The present invention relates to a mobile device and a method for controlling a mobile banking widget of the mobile device. More particularly, the mobile banking service maintained by the mobile banking chip of the mobile device can be quickly executed through a mobile banking widget displayed on a standby screen by a user. The present invention relates to a mobile device and a method of controlling the mobile banking widget of the mobile device, which enables the user to use the mobile banking service more conveniently through a standby screen widget even when a related shortcut key cannot be set in the mobile banking service. .

Mobile Banking is a mobile terminal with internet access, anytime, anywhere bank balance inquiry, bank transfer, deposit inquiry, exchange rate inquiry, cashier's check, transaction history inquiry, credit card (credit card) transaction, cash service, etc. It means a financial transaction service that can receive various services. Recently, with the development of mobile communication technology, mobile banking users are increasing rapidly.

Mobile banking is distinguished from telebanking in that it can be used safely with security, and distinguished from internet banking in that it can be used on the go. Types of mobile banking include smart card chip (IC chip) method that saves financial information, etc. in smart card (IC card) embedded in mobile terminal, and enhances convenience and security. There are a VM (Virtual Machine) method that executes a program every time a transaction is performed, and a WAP (Wireless Application Protocol) method, which transfers a transaction text by a text message between a mobile terminal and a banking system and performs a task.

In order to use the mobile banking service, a user must install an integrated circuit (IC) chip in his or her mobile terminal. An IC chip is an integrated circuit chip. IC chips include a CPU, memory (RAM, ROM), and a microprocessor for performing separate cryptographic processing. Currently, commercially available cards with 64 megabytes of memory capacity and 32-bit CPUs are emerging, which are virtually the same as the earliest computers. Thanks to this, IC chip is able to store huge amount of information as well as high level of encryption processing, and it is used mainly as mobile banking chip because of its excellent security.

The user can use the mobile banking service by receiving the IC chip from an issuer such as a mobile communication company and installing the IC chip in his mobile terminal. In addition, a user may install an application provided by the financial institution, that is, an affiliated company, on the IC chip in order to perform mobile banking of a desired financial institution.

As such, the functions of mobile devices such as mobile communication terminals have been expanded to other fields, including the above-described mobile banking, so that user interfaces according to various programs executed in mobile devices implementing various such services ( The convenience of the user interface has become a key issue.

For the convenience of the user interface, a method of designating a shortcut key corresponding to each application of the mobile device and executing the application according to the input of the shortcut key has been proposed and used. However, due to the characteristics of the mobile device, it is not possible to designate and use shortcut keys for all applications and contents one by one, and it is inconvenient that a user should be familiar with shortcut keys for each application and contents.

Accordingly, there is a demand for development of a technology that enables a user to use the mobile banking service more intuitively and conveniently without specifying a shortcut key for the mobile banking service in the mobile device.

The present invention has been made to improve the prior art as described above, by allowing a user to quickly run a mobile banking service maintained by the mobile banking chip of the mobile device through a mobile banking widget displayed on the standby screen, mobile banking services An object of the present invention is to provide a mobile device and a method of controlling a mobile banking widget of the mobile device to enable a user to use a mobile banking service more conveniently through a standby screen widget even when a related shortcut key cannot be set.

In order to achieve the above object and to solve the problems of the prior art, the method of controlling the mobile banking widget of the mobile device according to an embodiment of the present invention, for one or more mobile banking content maintained by the mobile banking chip (Mobile Banking Chip) Displaying a mobile banking list; Receiving a selection of a first mobile banking content of the mobile banking list from a user; Reading first mobile banking information corresponding to the first mobile banking content from the mobile banking chip; And displaying a first mobile banking widget corresponding to the first mobile banking information on a standby screen.

In addition, the mobile banking widget control method of the mobile device according to another embodiment of the present invention, generating a mobile banking widget (widget) corresponding to each of the one or more mobile banking content maintained by the mobile banking chip (Mobile Banking Chip) step; Displaying the at least one mobile banking widget on a standby screen; Receiving a selection of a first mobile banking widget among the one or more mobile banking widgets from a user; Determining whether to hold a first mobile banking application corresponding to the first mobile banking widget; Acquiring first issuer code information corresponding to the first mobile banking widget and an AID corresponding to the mobile banking chip if the first mobile banking application is not held as a result of the determination; Downloading the first mobile banking application from an external server via the first issuer code and the AID; And controlling execution of the downloaded first mobile banking application.

In addition, the mobile device according to an embodiment of the present invention, a mobile banking chip for maintaining one or more mobile banking content; A Wi-Fi (Wireless Internet Platform for Interoperability) platform for controlling the execution of the one or more mobile banking content; Generate a mobile banking list for the one or more mobile banking content, and read the first mobile banking information corresponding to the first mobile banking content received from the user from the mobile banking chip through the first mobile banking information A mobile widget manager configured to generate a first mobile banking widget; And a mobile widget engine unit controlling a standby screen display of the first mobile banking widget.

According to the mobile device and the method of controlling the mobile banking widget of the mobile device of the present invention, by allowing the user to quickly execute the mobile banking service maintained by the mobile banking chip of the mobile device through the mobile banking widget displayed on the standby screen, Even if it is not possible to set a related shortcut key for the mobile banking service, the user may obtain an effect of allowing the user to use the mobile banking service more conveniently through the idle screen widget.

The mobile widget referred to herein refers to a widget that is executed through a widget engine or a widget manager based on the Wireless Internet Platform for Interoperability (WIPI) platform.

The mobile widget may be described and manufactured in XML (extensible markup language) or java script (java script) from a separate widget service provider, and the mobile device may download and install the produced mobile widget from an external server.

Hereinafter, with reference to the accompanying drawings will be described an embodiment of the present invention;

1 is a block diagram illustrating a configuration of a mobile device according to an embodiment of the present invention.

The mobile device 100 according to an embodiment of the present invention may be implemented as a mobile communication terminal equipped with a Wi-Fi (Wireless Internet Platform for Interoperability). For example, the mobile device 100 may be a high speed downlink packet access (HSDPA) phone, a wideband CDMA (WCDMA) phone, a personal digital assistant (PDA), a cellular phone, a personal communication service (PCS) phone, or a handheld PC. -Held PC), CDMA-2000 (1X, 3X) phones, Wideband CDMA (WCDMA) phones, Dual Band / Dual Mode phones, Global Standard for Mobile (GSM) phones, Mobile Broadband System ), A satellite / terrestrial wave DMB (Digital Multimedia Broadcasting) phone may be implemented.

Mobile device 100 according to an embodiment of the present invention, the input unit 110, the output unit 120, the controller 130, the mobile banking chip 140, the Wi-Fi platform unit 150, mobile widget management unit 160 , A mobile widget engine unit 170, a memory 180, and a wireless transceiver 190.

Mobile banking chip 140 maintains one or more mobile banking content. The mobile banking content may be implemented as a mobile banking application downloaded from an external server such as a mobile communication company server or a bank server associated with the mobile device 100. The mobile banking content includes issuer code information. The issuer code information may be implemented as a bank code for providing the mobile banking content.

The Wi-Fi platform 150 maintains one or more Wi-Fi (Internet Wireless Platform for Interoperability) content, and controls the execution of the Wi-Fi content. That is, the Wi-Fi platform 150 is connected to an external Wi-Fi server through the wireless transceiver 190 to download and store the Wi-Fi content in the memory 180, the Wi-Fi content stored in the memory 180 according to the user's input Can be loaded and run The Wipi platform 150 may control the execution of mobile banking content maintained by the mobile banking chip 140.

The mobile widget manager 160 performs a function of managing a mobile widget in the mobile device 100. Through the control of the mobile widget manager 160, the mobile widget engine 170 loads and executes the mobile widget, displays them on the display means of the mobile device 100, and processes various events for the mobile widget.

Event processing for the mobile widget includes updating of the information displayed in the mobile widget. For example, when the information displayed on the mobile widget is information that changes with time, that is, when the mobile widget corresponding to the clock is loaded and executed by the mobile widget engine unit 170, the mobile widget engine 170 A mobile widget event may be controlled to obtain time information from an OEM of the mobile device 100 so that the time is displayed on the mobile widget.

In addition, in the case of a mobile widget corresponding to the news, the mobile widget engine 170 updates and stores news information received in a push or pull method from an external server at regular intervals in the mobile device 100 and The mobile widget event may be controlled such that the updated news information is updated and displayed in the mobile widget at each cycle.

The controller 130 may control a series of operations of the mobile device 100. To this end, the controller 130 may be implemented including a mobile station modem (MSM), a digital signal processor (DSP), an open multimedia application platform (OMAP), and the like.

The wireless transceiver 190 may support PSTN access as well as one or more of code division multiple access (CDMA), WCDMA, ALL IP, GSM, GPRS, and all existing mobile communication-related access methods. It may be implemented to support one or more of the call control protocol for VoIP call connection, such as H.323, Message Gateway Control Protocol (MGCP), Session Initiation Protocol (SIP), or Megaco. In addition, the wireless transceiver 190 may include one or more short range communication modules according to respective short range communication protocols such as Bluetooth, Zigbee, infrared communication (IrDA), or WLAN (IEEE802.11b).

When the user requests the mobile banking list through the input unit 110, the mobile widget manager 160 generates the mobile banking list in response to the user request.

To this end, the mobile widget manager 160 reads one or more mobile banking contents maintained by the mobile banking chip 140. The mobile widget manager 160 may lead the one or more Wipy contents through an API (Application Program Interface) defined by the Wipy Platform 150 to provide Wipy contents.

The mobile widget manager 160 generates a mobile banking list for the one or more mobile banking contents. The mobile widget manager 160 displays the mobile banking list through the outputter 120.

When the user inputs the selection of the first mobile banking content from the mobile banking list displayed on the output unit 120, the mobile widget manager 160 mobiles the first mobile banking information corresponding to the first mobile banking content. Read from the banking chip 140. That is, when the mobile widget management unit 160 requests the first mobile banking information to the Wi-Fi platform unit 150, the Wi-Fi platform unit 150 receives the first mobile banking information maintained by the mobile banking chip 140. By reading and transmitting the mobile widget manager 160 to the mobile widget manager 160, the mobile widget manager 160 may obtain the first Wi-Fi content information.

The first mobile banking information includes first issuer code information corresponding to the first mobile banking content and a chip applet ID (AID) corresponding to the mobile banking chip. The first issuer code information may be implemented as code information for a mobile communication company that provides the first mobile banking content or code information for a bank.

The first mobile banking information may include bank name information, setting information, location information in an embedded file system, executable file information, icon information, content size information, production company information, and the like. And version information.

The mobile widget manager 160 may generate a first mobile banking widget corresponding to the first mobile banking information or download it from an external server.

First, the mobile widget manager 160 may generate the first mobile banking widget by using the first mobile banking information. That is, the mobile widget manager 160 may generate the first mobile banking widget through bank name information or icon information among the first mobile banking information. Accordingly, the first mobile banking widget may be displayed as a bank name or icon of the first mobile banking content on the standby screen of the output unit 120.

The mobile widget manager 160 may generate the first mobile banking widget by expressing a link function for the first mobile banking information and the first mobile banking content in an XML (eXtensible Markup Language) or a java script. Can be.

The mobile widget manager 160 indicates that the first mobile banking widget includes bank name information, setting information, location information in an embedded file system, executable file information, icon information, and content size of the first mobile banking content. It may be generated to include any one or more of information, manufacturer information, and version information. Therefore, the user may be provided with the first mobile banking service only by selecting the first mobile banking widget displayed on the standby screen.

In addition, the mobile widget manager 160 may download the first mobile banking widget corresponding to the first mobile banking information from an external server. The mobile widget manager 160 requests the download of the first mobile banking widget to an external server corresponding to the first issuer code information by using the first issuer code information among the first mobile banking information. The first mobile banking widget may be obtained.

The mobile widget engine unit 170 loads and executes one or more mobile banking widgets including the first mobile banking widget, and includes one or more mobile banking widgets including the first mobile banking widget on a standby screen of the mobile device 100. It controls the widget to be displayed and can operate to handle events specific to a typical widget.

The mobile widget engine unit 170 may display the first mobile banking widget on the standby screen in response to the display information of the first mobile banking widget received from the user. To this end, the mobile widget manager 160 displays the first mobile banking widget at a default position on the standby screen, and then provides the user with a user interface implemented by blinking or designating a block, such that the user The display state of the first mobile banking widget may be changed to change.

When a user inputs display information of the first mobile banking widget through the input unit 110, the mobile widget engine unit 170 may display a display state of the first mobile banking widget according to the display information of the first mobile banking widget. You can change it.

The display information of the first mobile banking widget includes size information of the first mobile banking widget or display position information of the first mobile banking widget. That is, the mobile widget engine unit 170 may change the display state of the first mobile banking widget through the size information and the location information of the first mobile banking widget received from the user through the user interface.

2 is a diagram illustrating a display screen of a mobile banking widget generated for mobile banking content according to an embodiment of the present invention.

The second-first screen 210 illustrates a general standby screen of the mobile device 100. The idle screen may display a mobile news widget provided through an external widget server.

When the user requests the provision of the mobile banking list through the menu on the screen 2-1, the mobile widget manager 160 leads one or more mobile banking contents through the WiPi platform 140, and leads the mobile banking list. The mobile banking list is generated on the one or more mobile banking contents, and displayed as shown in the 2-2 screen 220.

As shown in the second-second screen 220, the mobile widget manager 160 generates a second mobile banking list including one or more mobile banking contents maintained by the mobile banking chip 140 of the mobile device 100. The display may be displayed on the -2 screen 220.

The mobile banking list may be embodied as a bank name of each mobile banking content, or may be embodied as an icon of each mobile banking content as shown in the second-2 screen 220, and both the bank name and the icon It may be implemented to include.

In the second-2 screen 220, when the user selects the mobile banking content called "first bank", the mobile widget management unit 160 corresponds to the first mobile banking corresponding to the mobile banking content called "first bank." Create a widget. The mobile widget engine unit 170 displays the generated mobile banking widget on the standby screen of the mobile device 100 as in the 2-3 screen 230.

3 is a diagram illustrating a mobile banking service execution screen through a mobile banking widget according to an embodiment of the present invention.

Various mobile widgets generated according to a user's request may be displayed on the standby screen of the mobile device 100. For example, as in the 3-1 screen 310, the “first bank” mobile banking widget 311, the “second bank” mobile banking widget 314, the “TOIC” mobile widget 312, and The “Hanja 1000” mobile widget 313 may be displayed at each location.

If the user selects the "first bank" mobile banking widget 311 among various mobile widgets displayed on the 3-1 screen 310, the "first bank" mobile banking widget is displayed on the 3-2 screen 320. Various mobile banking service items corresponding to 311 may be displayed. For example, 1. mobile banking service item, 2. card service item, 3. CD / ATM service item, 4. CHIP information service item, 5. help item, 6. stock service item provided by the first bank, 7. Lottery Service Items. 8. An additional service item may be displayed.

When the user selects 1. a mobile banking service item on the second screen 320, various detailed service items related to the mobile banking service may be displayed on the third screen 330. For example, as shown in the third-3 screen 330, the deposit inquiry / transfer item, loan inquiry / payment item, cashier's check inquiry item, and other additional service item may be displayed respectively.

As described above, according to the mobile banking widget control operation provided by the mobile device 100 of the present invention, the user may add a shortcut key for the mobile banking service to the keypad according to the finite number of keypads of the mobile device 100. Even if it is impossible to set the above, the mobile banking service can be used more conveniently by generating and displaying the mobile banking widget on the standby screen with a simple input operation.

4 is a flowchart illustrating a flow of a method for controlling a mobile banking widget of a mobile device according to an embodiment of the present invention.

The mobile device according to one embodiment of the present invention receives a request of a mobile banking list from a user (step 411). The mobile device reads one or more mobile banking contents maintained by the mobile banking chip of the mobile device according to the user request (step 412).

The mobile device generates and displays a mobile banking list for the one or more mobile banking content that has been read (step 413). The mobile device receives an input for first mobile banking content in the mobile banking list from the user (step 414). The mobile device obtains first mobile banking information corresponding to the first mobile banking content through the mobile banking chip (step 415).

After step 415, in accordance with an embodiment of the present invention, the mobile device generates a first mobile widget corresponding to the first mobile banking content using the first mobile banking information (step 416). . In the mobile device, the first mobile banking widget may include bank name information, setting information, location information in an embedded file system, executable file information, icon information, content size information, and production company of the first mobile banking content. It may be generated to include any one or more of the information, and version information.

In addition, after step 415, according to another embodiment of the present invention, the mobile device requests an external server to download the first mobile banking widget (step 417). The mobile device may request the download from a relevant external server using the first mobile banking information. The mobile device downloads the first mobile banking widget from the external server (step 418).

After steps 416 and 418, the mobile device provides the user with a user interface for querying the display status of the first mobile banking widget, and through the user interface, the mobile device provides a user interface for the first mobile banking widget. Receive display information.

The mobile device displays the first mobile banking widget on a standby screen according to display information of the first mobile banking widget received from the user (step 419). The display information of the first mobile banking widget includes size information of the first mobile banking widget or display position information of the first mobile banking widget.

5 is a flowchart illustrating a flow of a method for controlling a mobile banking widget of a mobile device according to another embodiment of the present invention.

According to another embodiment of the present invention, when the mobile device is booted (step 511), the mobile device checks whether the mobile banking chip is mounted in a chip slot (step 512). . The mobile device may check the presence or absence of the mobile banking chip through an ATR signal.

If the mobile banking chip is not present, the mobile device executes hiding of the mobile banking widget displayed in the idle screen (step 513).

If the mobile banking chip is present, the mobile device reads issuer code information and Chip Applet ID (AID) information maintained by the mobile banking chip (step 514).

The mobile device determines whether to hold a mobile banking widget corresponding to the issuer code information and the AID information (step 515).

In step 515, if the mobile banking widget is not held, the mobile device requests the mobile banking widget to an external server corresponding to the issuer code information to download the mobile banking widget from the external server ( Step 516).

The mobile device displays the mobile banking widget on a standby screen (step 517).

In operation 511 to 517, a mobile banking widget corresponding to one or more mobile banking contents maintained by the mobile chip may be automatically generated and displayed on the standby screen of the mobile device.

If the user selects the first mobile banking widget among the one or more mobile banking widgets displayed on the idle screen (step 518), the mobile device may be configured to include a first mobile banking application corresponding to the first mobile banking widget. It is determined whether there exists (step 519).

In step 519, if the first mobile banking application exists, the mobile device provides a first mobile banking service to the user through execution of the first mobile banking application (step 522).

In step 519, if the first mobile banking application does not exist, the mobile device may include first issuer code information and the issuer code information and the AID information extracted from the mobile banking chip in step 514. Obtain AID information (step 520).

The mobile device requests the first mobile banking application to an external server corresponding to the first issuer code information, and downloads the first mobile banking application from the external server (step 521).

The mobile device installs and executes the downloaded first mobile banking application to provide a first mobile banking service to the user (step 522).

The method for controlling a mobile banking widget according to the present invention may be implemented in the form of program instructions that can be executed by various computer means and recorded in a computer readable medium. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. Program instructions recorded on the media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks, such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. The medium may be a transmission medium such as an optical or metal wire, a waveguide, or the like including a carrier wave for transmitting a signal specifying a program command, a data structure, or the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware device described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

As described above, the present invention has been described by way of limited embodiments and drawings, but the present invention is not limited to the above-described embodiments, which can be variously modified and modified by those skilled in the art to which the present invention pertains. Modifications are possible. Accordingly, the spirit of the present invention should be understood only by the claims set forth below, and all equivalent or equivalent modifications thereof will belong to the scope of the present invention.

1 is a block diagram showing a configuration of a mobile device according to an embodiment of the present invention.

2 is a diagram illustrating a display screen of a mobile banking widget generated for mobile banking content according to an embodiment of the present invention.

3 is a diagram illustrating a mobile banking service execution screen through a mobile banking widget according to an embodiment of the present invention.

4 is a flowchart illustrating a flow of a method for controlling a mobile banking widget of a mobile device according to an embodiment of the present invention.

5 is a flow chart illustrating a flow of a method for controlling a mobile banking widget of a mobile device according to another embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

100: mobile device 110: input unit

120: output unit 130: control unit

140: mobile banking chip 150: Wipy platform part

160: mobile widget management unit 170: mobile widget engine unit

180: memory 190: wireless transceiver

Claims (22)

Displaying a mobile banking list for one or more mobile banking contents maintained by the mobile banking chip; Receiving a selection of a first mobile banking content of the mobile banking list from a user; Reading first mobile banking information corresponding to the first mobile banking content from the mobile banking chip; And Displaying a first mobile banking widget corresponding to the first mobile banking information on a standby screen; Mobile banking widget control method of a mobile device comprising a. The method of claim 1, The displaying of the mobile banking list for one or more mobile banking contents maintained by the mobile banking chip may include: Receiving a request for providing the mobile banking list from the user; Reading one or more mobile banking contents maintained by the mobile banking chip; Generating the mobile banking list for the read one or more mobile banking content; And Displaying the mobile banking list. Mobile banking widget control method of a mobile device comprising a. The method of claim 1, The first mobile banking information includes first issuer code information corresponding to the first mobile banking content and a chip applet ID (AID) corresponding to the mobile banking chip. Way. The method of claim 1, The first mobile banking widget may include bank name information, setting information, location information in an embedded file system, executable file information, icon information, content size information, manufacturer information, and version of the first mobile banking content. Method of controlling a mobile banking widget of a mobile device, characterized in that it comprises any one or more of the information. The method of claim 1, The displaying of the first mobile banking widget corresponding to the first mobile banking information on a standby screen may include: Generating a first mobile banking widget by using the first mobile banking information; And Displaying the first mobile banking widget on the standby screen; Mobile banking widget control method of a mobile device comprising a. The method of claim 1, The displaying of the first mobile banking widget corresponding to the first mobile banking information on a standby screen may include: Requesting a download of a first mobile banking widget corresponding to the first mobile banking information to an external server; Downloading the first mobile banking widget from the external server; And Displaying the first mobile banking widget on the standby screen; Mobile banking widget control method of a mobile device comprising a. The method of claim 1, The displaying of the first mobile banking widget corresponding to the first mobile banking information on a standby screen may include: Receiving display information of the first mobile banking widget on the idle screen from the user; And Displaying the first mobile banking widget on the standby screen in response to the received display information; Mobile banking widget control method of a mobile device comprising a. The method of claim 7, wherein And the display information of the first mobile banking widget includes size information of the first mobile banking widget or display position information of the first mobile banking widget. Generating a mobile banking widget corresponding to each of the one or more mobile banking contents maintained by the mobile banking chip; Displaying the at least one mobile banking widget on a standby screen; Receiving a selection of a first mobile banking widget among the one or more mobile banking widgets from a user; Determining whether to hold a first mobile banking application corresponding to the first mobile banking widget; Acquiring first issuer code information corresponding to the first mobile banking widget and an AID corresponding to the mobile banking chip if the first mobile banking application is not held as a result of the determination; Downloading the first mobile banking application from an external server via the first issuer code and the AID; And Controlling execution of the downloaded first mobile banking application; Mobile banking widget control method of a mobile device comprising a. The method of claim 9, Generating a mobile banking widget corresponding to each of the one or more mobile banking contents maintained by the mobile banking chip, Reading mobile banking information corresponding to each of one or more mobile banking contents maintained by the mobile banking chip from the mobile banking chip; And Generating at least one mobile banking widget corresponding to each of the mobile banking information; Mobile banking widget control method of a mobile device comprising a. The method of claim 10, The mobile banking information includes issuer code information corresponding to each mobile banking content and an AID (Chip Applet ID) corresponding to the mobile banking chip. And each mobile banking widget comprises the respective issuer code information and the AID. The method of claim 9, The first mobile banking widget may include bank name information, setting information, location information in an embedded file system, executable file information, icon information, content size information, manufacturer information, and version of the first mobile banking content. Method of controlling a mobile banking widget of a mobile device, characterized in that it comprises any one or more of the information. The method of claim 9, Displaying the at least one mobile banking widget on a standby screen, Receiving display information of each mobile banking widget on the idle screen from the user; And Displaying each mobile banking widget on the standby screen in response to the received display information; Mobile banking widget control method of a mobile device comprising a. The method of claim 13, And the display information of each mobile banking widget includes size information of each mobile banking widget or display location information of each mobile banking widget. A computer-readable recording medium having recorded thereon a program for executing the method of any one of claims 1 to 14. A mobile banking chip that maintains one or more mobile banking content; A Wi-Fi (Wireless Internet Platform for Interoperability) platform for controlling the execution of the one or more mobile banking content; Generate a mobile banking list for the one or more mobile banking content, and read the first mobile banking information corresponding to the first mobile banking content received from the user from the mobile banking chip through the first mobile banking information A mobile widget manager configured to generate a first mobile banking widget; And Mobile widget engine unit for controlling the display of the idle screen of the first mobile banking widget A mobile device comprising a. The method of claim 16, When the mobile widget manager receives a request for providing the mobile banking list from the user, the mobile widget manager reads one or more mobile banking contents maintained by the mobile banking chip, and reads the one or more mobile banking contents. And generating a mobile banking list and providing the same to the user through an output means of the mobile device. The method of claim 16, The first mobile banking information includes first issuer code information corresponding to the first mobile banking content and a Chip Applet ID (AID) corresponding to the mobile banking chip. The method of claim 16, The first mobile banking widget may include bank name information, setting information, location information in an embedded file system, executable file information, icon information, content size information, manufacturer information, and version of the first mobile banking content. A mobile device comprising any one or more of information. The method of claim 16, The mobile widget manager requests a download of a first mobile banking widget corresponding to the first mobile banking information to an external server, downloads the first mobile banking widget from the external server, and displays the first mobile banking widget on the standby screen. Mobile device. The method of claim 16, The mobile widget engine unit displays the first mobile banking widget on the standby screen in response to the display information of the first mobile banking widget received from the user. The method of claim 21, The display information of the first mobile banking widget may include size information of the first mobile banking widget or display location information of the first mobile banking widget.

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