KR20080064395A - Information retrieval method of mobile communication terminal using card payment information - Google Patents

Abstract

The present invention relates to an information retrieval method of a mobile communication terminal using card payment information. The present invention relates to a method for retrieving information by generating a list from received card usage information and usage history information. According to the present invention, if there is card usage information in the received card payment information, a process of creating and storing the received card payment information in a list and displaying the stored card payment information from a selection of a search function using the card payment information in a list and specifying And selecting a list to display card payment information including card usage information and usage history information of the specific list. According to the present invention, it is possible to easily check the information on the card usage and the usage history according to the card payment, and can perform various functions through the option menu can improve the user's convenience.

Description

Information retrieval method of mobile communication terminal using card payment information {METHOD FOR SEARCHING INFORMATION IN MOBILE COMMUNICATION TERMINAL USING CARD SETTLEMENT INFORMATION}

1 is a block diagram schematically illustrating a mobile communication terminal for information retrieval according to the present invention;

2 is a flowchart schematically illustrating an operation of generating a card payment information list in a mobile communication terminal for retrieving information according to the present invention.

3A to 3C are diagrams schematically illustrating an operation of receiving card payment information of FIG. 2.

4 is a flowchart schematically illustrating an operation of retrieving information in a mobile communication terminal according to the present invention.

5 is a flowchart schematically illustrating an operation of a mobile communication terminal according to the function request type of FIG. 4.

6A to 8 are views showing some operation screens of FIG. 4.

The present invention relates to an information retrieval method of a mobile communication terminal using card payment information. The present invention relates to a method for retrieving information by generating a list from received card usage information and usage history information.

In general, the card payment information service is provided for the purpose of confirming payment details when a user makes a payment using a specific card. The card payment information includes information on a payment history, a payment time, and a place where the user has paid. Such card payment information is transmitted through SMS (Short Message Service) upon request of the service, and through this card payment information, the user can confirm a transaction paid by his card.

However, in order to inquire the usage information of the card, for example, the card usage history, the points acquired when using the card, the card use place, and the like, the cardholder searches the website address of the card company through a PC, and then You must access the card company's homepage. Or call the card company through the mobile terminal to obtain this information.

Therefore, as described above, the card use information can be inquired, which has to be complicated.

On the other hand, when purchasing a product using a card through offline commerce, that is, when the product is purchased at a store and paid by the card, card payment information such as the name of the store where the product was purchased, the type of the card, the payment time, and the payment amount The payment is sent to the card user's mobile terminal in the form of an SMS.

However, in the case of purchasing a product using a card through online commerce, that is, purchasing a product through the Internet and paying with a card, the user generally selects a card payment for purchasing the product, the number of the card and the expiration date. Enter the following information to request a purchase. In such a case, the online store sends information such as the entered card number and expiration date to the payment agent to request the approval of the card. Thereafter, when the authorization is made, card payment information such as the name of the payment agent, the type of the card, the payment time, and the payment amount is transmitted to the mobile terminal of the card user who made the payment. That is, unlike the above-described offline commerce, in the case of online commerce, the name of the payment agent is transmitted to the mobile communication terminal, not the name of the card using place where the product was purchased.

Therefore, after a certain time after the card payment, the user has no information on where the card is used, so it is difficult to determine where and for what purpose the card was paid. And for this problem, as described above, there is a need to access the card company's homepage or call the card company.

Accordingly, an object of the present invention is to provide an information retrieval method of a mobile communication terminal using card payment information that can easily check card usage information.

Another object of the present invention is to provide an information retrieval method of a mobile communication terminal which can easily check information on a card using location using card payment information.

Another object of the present invention is to provide a method for easily searching in a mobile communication terminal using card payment information including a card use destination.

The present invention for achieving the above object is a method of retrieving information of a mobile communication terminal using the card payment information, and displays the card payment information stored in advance from the selection of the search function using the card payment information in a list and A selection confirmation process of confirming whether or not the selection is made, and an information display process of displaying the card settlement information including card usage information and usage history information of the specific list when the specific list is selected.

Another object of the present invention is to provide an information retrieval method of a mobile communication terminal using card payment information, the process of checking whether card use information is present in the card payment information from receipt of the card payment information; And storing the received card payment information as a list if the card use information is present.

Another object of the present invention is to provide a method for retrieving information of a mobile communication terminal using card payment information. If the card payment information includes card usage information from the reception of the card payment information, the received card payment information is received. And storing the card payment information in a list from a selection of a search function using the card payment information and selecting a specific list to include card usage information and usage history information of the specific list. And displaying the card payment information.

DETAILED DESCRIPTION A detailed description of preferred embodiments of the present invention will now be described with reference to the accompanying drawings. However, in the embodiment of the present invention, "card payment information" means information on card usage history, such as card type, payment time, payment amount, and card usage information. Here, the information on the card use destination may include a business name of the card use destination, a telephone number, a website address, an e-mail address, and the like.

Example

1 is a block diagram schematically illustrating a mobile communication terminal for information retrieval according to the present invention.

Referring to FIG. 1, a mobile communication terminal according to the present invention has a typical configuration of an RF unit 101, a key input unit 103, a display unit 105, a control unit 107, and a memory unit 109.

The RF unit 101 performs a wireless communication function of the mobile communication terminal. The RF unit 101 includes an RF transmitter for upconverting and amplifying a frequency of a transmitted signal, and an RF receiver for low noise amplifying and downconverting a received signal.

The key input unit 103 receives a user's operation signal for controlling the operation of the mobile communication terminal. According to the present embodiment, the key input unit 103 performs a request for requesting card use information, setting a search function using card payment information, and searching for information using card payment information.

The display unit 105 displays data that is controlled and controlled by the controller 107. The display unit 105 displays the card payment information upon receiving the card payment information according to the present embodiment. The display unit 105 displays the card payment information received by the search function using the card payment information as a list.

The controller 107 performs a function of controlling the overall operation of the mobile communication terminal. The controller 107 controls the search function using the card payment information according to the present embodiment. The controller 107 generates the received card payment information as a list and checks whether the card usage information is present in the received card payment information. The control unit 107 arranges the card payment information in the order of the received time, and generates a list to display the card usage information, the received time, and the payment amount, or generates a list to display the card usage information and the telephone number of the use usage. can do. The controller 107 stores the generated list in a message list menu or a company list menu.

In addition, the control unit 107 selects a specific list from the card payment information list, and sends a message to a specific function, for example, a call connection function (Call) to the card user, a Go to website of the card user, and a card user. Send message, Send e-mail to card destination, and Send card information to other terminal as forward message (Forward) are requested.

The memory unit 109 may be composed of a program memory and a data memory. The memory unit 109 stores the card payment information received according to this embodiment. The memory 109 stores the card payment information list generated by the controller 107 in the message list menu or the company list menu.

Hereinafter, the information retrieval method of the mobile communication terminal according to the present embodiment will be described. 2 is a flowchart schematically illustrating an operation of generating a card payment information list in a mobile communication terminal for information retrieval according to the present invention, and FIGS. 3A to 3C are schematic views illustrating an operation of receiving card payment information of FIG. 2. .

1 to 3C, a method of receiving card payment information in a mobile communication terminal for information retrieval according to the present embodiment will be described. First, as shown in FIG. 2, the control unit 107 of the mobile communication terminal is described. The standby state is recognized (S201).

Next, the controller 107 checks whether the card payment information has been received (S203). Here, if it is not recognized that the card payment information is received, the control unit 107 performs a corresponding function according to the user request (S213).

Upon receiving the card payment information, the control unit 107 displays the received card payment information (S205). The controller 107 displays the received card payment information on the display unit 105. Here, the card payment information is received in the form of SMS, multimedia message service (MMS), enhanced message service (EMS). SMS is a service that transmits only signals within a certain size using symbols, numbers, graphics, and text. MMS is a service that simultaneously transmits image signal, audio signal and text signal. EMS is a service that transmits a variety of media other than text, such as simple sounds such as ringtones, images, animations, start / end screen logos, etc., and is connected to a number of SMS messages. The card payment information received in this process may be received in the form of MMS or EMS, so that image or map information of a card use destination may be received.

Subsequently, the control unit 107 checks whether the card use information exists in the card payment information (S207). The controller 107 checks whether the card use information, for example, the store information of the card payment, is present in the card payment information received in step S203 described above. As described above, when paying for a card through online commerce, information about a payment agent is received instead of information about a store that has made a card payment. Therefore, in this case, since there is no information on the store where the card is settled, the process proceeds to check whether the card use information exists.

If the card payment information includes card use information, the controller 107 checks whether a search function using the card payment information is set (S209). In the case where the card payment information includes the card use information, as described above, the card is used not in online commerce but in offline commerce. In this case, a diagram illustrating a process of receiving card payment information including card usage information from the mobile communication terminal is illustrated in FIG. 3A.

As shown in FIG. 3A, when the user 301 makes a card payment at the card destination 303, the card destination 303 transmits the payment information to the card company 305. The card company 305 having received the payment information transmits the card usage information and the usage history to the user's mobile communication terminal 307 through the mobile communication network. On the other hand, if it is not recognized that the search function using the card payment information is set in this process, the controller 107 performs the corresponding function according to the user request (S213).

If the search function using the card payment information is set, the control unit 107 generates and stores the received card payment information as a list (S211). The control unit 107 generates card payment information including a card use destination in a list. The newly created list is added to the list created using the card payment information previously stored in the memory unit 109. The list may be arranged in the order of the time when the card payment information is received, and the card use information and the received time and payment amount may be displayed, or the card use information and the telephone number of the use may be displayed. The controller 107 stores the generated list in the memory unit 109.

On the other hand, if there is no card usage information in the card payment information in the above-described step S207, the controller 107 requests the card usage information from the payment agency 309 or the card company 305 (S215). When there is no card usage information in the card payment information, the card is used through online commerce as described above. In this case, a diagram for requesting card use information from the payment agent 309 is shown in FIG. 3B, and a diagram for requesting card use information for the card company 305 is shown in FIG. 3C.

As shown in FIG. 3B, when the user 301 makes a card payment at the card destination 303 through the payment agent 309, the payment agent 309 transmits the payment information to the card company 305. do. The card company 305 receiving the payment information transmits the usage history to the mobile communication terminal 307 of the user through the mobile communication network, and the mobile communication terminal 307 received the usage history transmits the card usage information to the payment agent ( 309 request. The payment agent 309 transmits the requested card use information to the mobile communication terminal 307.

As shown in FIG. 3C, when the card is used at the card destination 303 through the payment agent 309, the payment information is transmitted to the card company 305, and the card company 305 records the usage history. It transmits to the mobile communication terminal 307 of the user. The mobile communication terminal 307 having received the usage history requests the card company 305 to the card company, and the card company 305 transmits the requested card use information to the mobile terminal 307.

Subsequently, the controller 107 checks whether the card use destination information has been received (S217), and proceeds to the above-described step S209.

Hereinafter, an information retrieval method using a mobile communication terminal storing card payment information in the information retrieval method of the mobile communication terminal according to the present embodiment will be described. 4 is a flowchart schematically illustrating an operation of retrieving information in a mobile communication terminal according to the present invention. FIG. 5 is a flowchart schematically illustrating an operation of a mobile communication terminal according to the function request type of FIG. 4. 8 is a diagram illustrating some operation screens of FIG. 4.

Referring to FIGS. 1 and 4 to 8, a method for retrieving information of a mobile communication terminal according to the present embodiment will be described. First, as illustrated in FIG. 4, the controller 107 recognizes a standby state of a mobile communication terminal ( S401).

Next, the controller 107 checks whether a search function using the card payment information is selected (S403). Here, if it is not recognized that the search function using the card payment information is selected, the control unit 107 performs a corresponding function according to the user request (S415).

If the search function using the card payment information is selected, the controller 107 displays a list of stored card payment information (S405). The controller 107 displays the stored card payment information list on the display unit 105 in the form generated in step S211 described above. The screen on which the card payment information list is displayed is shown in FIG. 6A and FIG. 6B.

As shown in Fig. 6A, the card payment information is arranged in the order of the received time in the message list, and the card usage information and the received time and payment amount are displayed. Alternatively, as shown in FIG. 6B, card usage information and a telephone number of the usage destination may be displayed in the company list.

Subsequently, the controller 107 checks whether a specific list is selected (S407). In this case, when it is not recognized that the specific list is selected, the controller 107 performs a corresponding function according to the user's request (S415).

If a specific list is selected, the control unit 107 displays card usage information and usage history of the selected list (S409). As in the operation of the mobile communication terminal with reference to FIG. 2 described above, since the mobile communication terminal has received card payment information including card usage information, the controller 107 displays the card payment information including card usage information. ). A screen in which card payment information is displayed by selection of a specific list is shown in FIG. 7.

As shown in FIG. 7, when a specific list is selected from the list displayed in step S405 described above, an image of the card using location, together with information such as the name of the card using company, telephone number, event details, payment time, payment amount, etc. Map information is displayed. Although not shown in the figure, information such as a website address, an e-mail address, etc. of the card use destination may be displayed.

After that, the controller 107 checks whether a specific function is requested (S411). As illustrated in FIGS. 6A to 7, a menu called an option exists at the bottom of the display unit 105 of the mobile communication terminal. The controller 107 selects an option menu and checks whether a specific function is requested among the functions set in the option menu. 8 shows a screen displaying functions set in the option menu by selecting the option menu.

As shown in FIG. 8, when the control unit 107 selects an option menu, the set functions are displayed on the display unit 105. A process of proceeding with a request for a specific function among these set functions is shown in FIG. 5.

Referring to FIG. 5, when a specific function is requested in step S411 described above, whether the function is a function of requesting a call connection to a card using destination (S501), a function of accessing a website of a card using destination (S503), and a card using destination. Check whether it is a function to send a message (S505), a function to send an e-mail to a card destination (S507), or a function to send information on a card destination to another mobile terminal as a message (S509). .

When a specific function is requested among the above-described functions, the control unit 107 performs the requested function in step S411 (S511).

Meanwhile, according to the present invention, the information retrieval method of the mobile communication terminal using the card payment information is not limited to the above-described embodiment and may be variously modified within the scope not departing from the technical spirit of the present invention. This will be readily apparent to those skilled in the art.

According to the present invention, the card usage information and the card usage information and the usage history according to the card payment can be easily checked. By using the card payment information, various functions such as call connection to the card destination, website access to the card destination, message transmission to the card destination, e-mail transmission to the card destination, and card destination information are used. The user's convenience can be improved since the transmission function can be performed as a message.

Claims (12)

In the information retrieval method of the mobile communication terminal using the card payment information, A selection confirmation process of displaying previously stored card payment information as a list from a selection of a search function using the card payment information and confirming whether a specific list is selected; And displaying the card payment information including card usage information and usage history information of the specific list when the specific list is selected. The method of claim 1, wherein the selection confirmation process comprises: And the card use information is arranged in the order of the received time and the card use information is displayed in a list. The method of claim 1, wherein in the information display process, Checking whether the request for a specific function, and performing the function according to the request further comprising the step of retrieving the information of the mobile communication terminal. The method of claim 3, wherein the function, A call connection function to the card destination, a website access function of the card destination, a message transmission function to the card destination, an e-mail transmission function to the card destination, and a function of transmitting the card usage information to another terminal as a message; An information retrieval method of a mobile communication terminal, characterized in that. In the information retrieval method of the mobile communication terminal using the card payment information, A confirmation step of confirming whether card use information is present in the card payment information from the reception of the card payment information; And storing the received card payment information as a list and storing the received card payment information, if the card usage information is present. The method of claim 5, wherein in the confirmation process, If there is no card usage information, requesting and receiving the card usage information from the card settlement agent or a card company, and receiving the information. The method of claim 5, wherein the verification process, And the card payment information is received in the form of SMS, EMS, MMS and proceeds. The method of claim 5, wherein the storing process, And generating and storing the card payment information in a list so that the card payment information is arranged in the order of received time and the card use information is displayed. In the information retrieval method of the mobile communication terminal using the card payment information, If the card payment information includes card usage information from the reception of the card payment information, creating and storing the received card payment information as a list; Displaying the stored card payment information as a list from a selection of a search function using the card payment information and selecting a specific list to display the card payment information including card usage information and usage history information of the specific list; Information retrieval method of a mobile communication terminal comprising a. The method of claim 9, wherein in the displaying process, Call connection to the card destination, website access to the card destination, message transmission to the card destination, e-mail transmission to the card destination, or information on the card destination to other mobile communication terminals Checking whether there is a request for any one of the functions, and performing a function according to the request. The method of claim 9, wherein in the storing process, If there is no card usage information, requesting and receiving the card usage information from the card settlement agent or a card company, and receiving the information. The method of claim 9, wherein the storing is performed. And generating and storing the card payment information in a list so that the card payment information is arranged in the order of received time and the card use information is displayed.

Images