KR20020073809A - Point trading service method and system therefor - Google Patents

Abstract

A point trading service method is disclosed. Point trading service method according to the present invention comprises the steps of: (a) receiving the sale request information of the point from the customer and stores in the sale request status database; (b) determining a selling price of a point based on selling request information from a plurality of customers stored in the selling request status database; And (c) providing the determined selling price of the point to customers connected to the service delivery server through a communication network in real time.

According to the point trading service method of the present invention, by providing a banking service and an exchange service of the cyber money, the point price is determined in real time according to the sale request and is disclosed to the users, and the user promptly points the point by the published price.

It is possible to trade or exchange.

Description

Point trading service method and system therefor}

The present invention relates to a point trading service method and system thereof, and more particularly, to a point trading service method and system capable of trading a point according to a sale price determined and published in real time.

Recently, many shopping mall sites and card companies use the point accumulation system as an additional service. According to the point management method based on the point accumulation system, when a service is used or a product is purchased, the affiliated store provides points proportional to the use time or the purchase amount, and these points are accumulated.

In the conventional cyber money management service method, a user obtains points as a user purchases a product from the affiliate store or clicks an advertisement provided by the affiliate store, and the obtained points are input from a point management system provided in the server of the site. The user can purchase a predetermined product in the cyber space using the accumulated points if the accumulated points are more than a predetermined standard.

However, according to the conventional cyber money management service method as described above, even though the Internet cyber money is a new concept currency commonly used as a closed market on a specific site or network, the user is inconvenient to limit the use of points. Has That is, according to the conventional cyber money management service method, the user can use the corresponding points only after accumulating more than a predetermined score. For example, if the reference point of the service provided by the portal site accumulates 50,000 points or more, it can receive 50,000 won of cash corresponding to the point, and there is a restriction that the service can be used only when collecting 10,000 points or more. In addition, there is an inconvenience that must select a specific product of a predetermined company. In addition, according to the conventional cyber money management service method, there is a problem that it is difficult to purchase a small amount of goods, such as necessary everyday goods, there is a problem that a complaint can be received from a user who wants cash.

According to another conventional cyber money management service method for solving this problem, points are accumulated from various purchase paths by purchasing various products due to the existence of merchants applying the service method, and the points can be used in various purchase paths. Make sure

However, there is still a limitation that the cyber money management service method cannot receive the benefits of the service unless a certain point or more is accumulated.

The technical problem to be achieved by the present invention is to provide a point trading service method that can buy and sell points according to the trading price is determined and published in real time.

Another technical problem to be achieved by the present invention is to provide a point sale service server apparatus for performing the point sale service method.

Another technical problem to be achieved by the present invention is to provide a point trading service system for performing the point trading service method.

1 is a block diagram illustrating a point trading service system according to a preferred embodiment of the present invention.

FIG. 2 is a flow chart illustrating the main steps of a method of point trading service according to a preferred embodiment of the present invention performed in the system of FIG.

3 is a diagram illustrating an example of a screen on which a web page including service selection information sent from a service providing server is displayed.

4 is a diagram illustrating an example of a screen on which a web page including a selection menu of a cyber money banking service sent from a service providing server is displayed.

In order to achieve the above object, the point sale service method according to the present invention comprises the steps of: (a) receiving the sale request information of the point from the customer and storing in the sale request status database; (b) determining a selling price of a point based on selling request information from a plurality of customers stored in the selling request status database; And (c) providing the determined selling price of the point to customers connected to the service delivery server through a communication network in real time.

In addition, the point trading service method further comprises the step (a), prior to the step (a), the step of sending the information on the sale price of cyber money and information on the amount of money held by members of the cyber money to the user computer through the Internet; It is desirable to.

The point trading service method may further include, before the step (a), (pa-1) sending a web page including service selection information.

The method of claim 1, further comprising: sending a web page including a selection menu of a cyber money banking service for trading (pa'-1) cyber money before step (a). It is preferable to further include;

In addition, it is preferable that the web page includes the cyber trading price information and the member's cyber money holding amount information.

In addition, the web page preferably includes a selection menu for moving to a menu for displaying a transaction price of at least the day, week or month.

In addition, the point sale service server apparatus according to the present invention for achieving the above another object is a connection unit for connecting the merchant server and the user computer through a communication network; A banking processor which receives the transaction request information of the point from the customer, processes the requested transaction, and provides the determined transaction price of the point to customers connected to the service delivery server through a communication network in real time; A transaction request status database which stores the received point transaction request information; And a selling price determining unit determining a selling price of a point based on selling request information from a plurality of customers stored in the selling request status database.

In addition, the point trading service system according to the present invention for achieving the above further object is a communication network for connecting a plurality of user computers; Receives the sale request information of the point from the customer through the communication network and stores it in the sale request status database, and determines the sale price of the point based on the sale request information from the plurality of customers stored in the sale request status database, and the determined point A server computer for providing the sale price of the service to customers connected to the service delivery server in real time through a communication network; And at least one user computer that sends the sale request information of the points to the server computer and receives the determined sale price of the points in real time.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a block diagram showing a point trading service system according to an embodiment of the present invention, and FIG. 2 is a flowchart illustrating main steps of a point trading service method according to a preferred embodiment of the present invention performed in the system of FIG. Indicated. 2 is often referenced below.

The point sale service system according to an embodiment of the present invention includes the Internet 10, a plurality of customer computers 16 162 and 164 connected to the Internet 10, and a service providing server 12. In addition, the point trading system includes a plurality of affiliated computer computers 14 connected to the service providing server 12 via the Internet 10. In the present embodiment, the plurality of merchant computers 14 may include a bank company server 140 that supports cash in and out, a credit card company server 142 that provides free points or mileage points, and a retail store that provides predetermined points according to a product purchase. The server 144, and the money-related company server 146 that supports money services, such as cyber money that can be commonly used on the Internet.

The service providing server 24 connects the affiliated servers 14 and the user computer 16 via the Internet 10, a banking processor 122 for processing the deposit and withdrawal of points, and exchanges points. An exchange processing unit 124 for processing and a trading price determination unit 126 for determining the selling price of the point in real time are provided. In addition, the service providing server 24 may store a user database 130 that stores user information, a member database 132 that stores points and transaction details of a subscribed member, and a sales request that stores sales request status information of points. A status database 134, and an exchange rate database 136 that stores trading exchange rates between points.

In the system of FIG. 1, a point sale service method according to a preferred embodiment of the present invention as shown in FIG. 2 is performed. Referring to Figure 1, first,

The connection unit 120 connects the merchant servers 14 and the user computer 16 via the Internet 10. Next, the user receives selection information on whether to bank or exchange (step 202). 3 illustrates an example of a screen on which a web page including service selection information sent from a service providing server is displayed. Referring to FIG. 3, in the web page 30 including the service selection information sent from the service providing server 12, a guide phrase 302 such as “click a desired service from a member” and a cyber money banking service selection are selected. Icon 304 and cyber money exchange service selection icon 306. An icon for providing help for the icon may be separately provided. When the user clicks on the icon corresponding to the service he wishes to process, the corresponding selection information is sent from the user computer 16, so that the selection information on whether to bank or exchange from the user can be accepted.

Next, connection 120 uses the selection information to identify whether the user has selected banking or exchange (step 204). If it is identified in step 202 that the user has selected banking, the banking processor 122 sends the cyber money's public sale price information and the member's cyber money holding amount information to the user computer 16 via the Internet 10 ( Step 206). The cyber money holding amount information can be directly inputted and sent by the member, but it is more preferable to receive it through the following process. That is, the service providing server 12 sends a request for the point information held by the member to the affiliated computer 14 via the Internet 10, and the affiliated computer 14 responds to the request from the service providing server 12. It is also possible to receive the information about the member's holding point by sending out the point information held by the member in response.

4 is a diagram illustrating an example of a screen on which a web page including a selection menu of a cyber money banking service sent from a service providing server is displayed. Referring to FIG. 4, the web page 20 including the selection menu of the cyber money banking service sent from the service providing server 12 displays information on the sale and sale price of the cyber money and information on the amount of the cyber money held by the member. In the web page 20, a guide phrase 402 for identifying that the user is a cyber money banking service is displayed. In addition, the web page 20 is divided into the purchase price 404, selling price 406, standard price 408, member holding amount 410, selling / buying selection 412, and transaction price trend analysis (416) Is displayed. In addition, the web page 20 includes an amount 420, a cyber cash 422, an coin 424, an A refinery point 426, a B department store point 428, a C card point 430, and a D flight mileage point. 432, and E flight mileage points 434 are displayed separately.

Purchase price 404 represents the amount of cash required to purchase the point or mileage point, and sell 406 represents the amount of cash that can be obtained when selling the point or mileage point. The standard price 408 is determined as the intermediate amount between the purchase price and the sale price. The member holding amount 410 represents the amount of points held in the member's account. In addition, the sell / buy selection 412 is used to select whether to sell or additionally purchase points held by the user. For example, if the user selects the number of purchases, the banking processor 122 receives the request for buying the points, and if the user selects the price, the request for selling the points is received. A buy or sell request includes information about quantities and amounts. As a result, the banking processor 122 receives the sell / buy order from the user (step 208). However, the web page 40 displays only the menus for the cyber money or points that the user currently possesses. Therefore, the user does not have the cyber money purchase icon 440 at the bottom of the web page. It is desirable to be able to buy other points that you do not have. The transaction price trend analysis 416 is divided into, for example, the day, the week, and the month, and when the user clicks the corresponding text, the user moves to a menu for displaying the transaction price of the day, week, and month, respectively.

Next, the transaction request information of the point is received from the user computer 16 and stored in the transaction request status database 134. The selling price determining unit 126 determines the selling price based on the selling request information stored in the selling request status database 134 (step 210). Preferably, the sale price of the point is determined based on the sale request information from a plurality of customers stored in the sale request status database 134.

Next, the banking processor 122 performs banking processing and settlement (step 212). Step 212 may be, for example, a process of updating the member holding amount to reflect the amount of the sold points, or updating the member holding amount to reflect the amount used to buy a specific point among the member holding amounts. . In addition, it is more preferable that the banking processing unit 122 provide the trading price of the determined point to members connected to the service delivery server 12 in real time through the Internet 10.

On the other hand, if it is identified in step 204 that the user has selected an exchange, the member's cyber money holding amount information and the received exchange request information are sent (step 220). Next, the exchange processing unit 124 receives the exchange request from the member through the connection unit 120 (step 222) to perform the exchange processing and settlement (step 224). The process of step 224 in step 220 may be understood as an auction or direct deal for members and is not important in the present invention and will not be described in further detail.

According to the point sale service method as described above, the point price is determined in real time according to the sale request and disclosed to the users, and the user can quickly buy and sell the points by the published price. That is, it is possible to buy and sell in real time the points of each affiliated store that the customer holds. Thus, it is possible for a customer to purchase additional points or sell points that are not needed. In addition, the site operator according to the point trading service method according to the present invention can use a certain amount of fees incurred in accordance with the purchase and sale of customers as expenses and profits required to operate the site.

In addition, the point transaction service method according to the present invention as described above can be written as a program executed in a personal or server-class computer. Program codes and code segments constituting the program can be easily inferred by computer programmers in the art. The program may also be stored in a computer readable recording medium. The recording medium includes a magnetic recording medium, an optical recording medium, and a propagation medium.

As described above, according to the present invention, the point price is determined in real time according to the sale request and disclosed to the users, and the user can quickly buy and sell the point by the published price.

Claims (10)

(a) receiving the sale request information of the point from the customer and storing in the sale request status database; (b) determining a selling price of a point based on selling request information from a plurality of customers stored in the selling request status database; And (c) providing the price of the determined point of sale to customers connected to the service delivery server in real time through a communication network. The method of claim 1, wherein before step (a), (pa-1) The method of claim point trading service further comprising the step of sending the information on the sale price of cyber money and information on the amount of money held by the member to the user computer through the Internet. The method of claim 1, wherein before step (a), (pa-1) sending the web page including the service selection information; point trading service method further comprising. The method of claim 1, wherein before step (a), (pa'-1) sending a web page including a selection menu of a cyber money banking service for the sale of cyber money; the point marketing service method further comprising. The method of claim 4, wherein the web page, And at least the public sale price information of the cyber money and the cyber money holding amount information of the member. The method of claim 4, wherein the web page, And a selection menu for moving to a menu for displaying at least a day, week, or monthly transaction price. Connection unit for connecting the merchant server and the user computer through a communication network; A banking processor which receives the transaction request information of the point from the customer, processes the requested transaction, and provides the determined transaction price of the point to customers connected to the service delivery server through a communication network in real time; A transaction request status database which stores the received point transaction request information; And And a trading price determining unit that determines a selling price of a point based on selling request information from a plurality of customers stored in the selling request status database. The method of claim 7, wherein Point exchange service server device further comprises; an exchange processing unit for receiving the exchange request from the member through the communication network to perform the exchange processing and settlement. A communication network connecting a plurality of user computers; Receives the sale request information of the point from the customer through the communication network and stores it in the sale request status database, and determines the sale price of the point based on the sale request information from the plurality of customers stored in the sale request status database, and the determined point A server computer for providing the sale price of the service to customers connected to the service delivery server in real time through a communication network; And And at least one user computer for sending the selling request information of the points to the server computer and receiving the determined selling price of the points in real time. The method of claim 9, And a merchant computer that sends out point information held by a member in response to a request from a service providing server.