KR102452252B1 - Multi-purpose card using BLE technology - Google Patents

Abstract

The present invention can perform various functions such as authentication and payment in various fields such as finance, transportation, e-commerce, and public service by using an IC chip inserted and fastened to a card-type body part and a BLE chip built therein. , It relates to a multi-purpose card that can extend the use period by charging the battery in a wired or wireless manner.
The multi-purpose card using the BLE technology according to the present invention can be configured in various shapes, and is inserted and fastened into the card-shaped body part, the insertion groove is formed on one side, and one or more card information and user information are stored for authentication, An IC chip used for various purposes such as payment, a communication unit provided inside the main body and communicating the IC chip and an external device using a BLE chip, and a battery provided inside the main body and supplying power to the communication unit It is configured to, characterized in that it is configured to include a power supply configured to be able to charge the battery in a wired or wireless manner.

Description

Multi-purpose card using BLE technology

The present invention relates to a multi-purpose card using BLE technology, and more particularly, by using an IC chip inserted and fastened to a card-shaped body part and a BLE chip embedded therein, it is used for financial, transportation, e-commerce and public services. It relates to a multi-purpose card that can perform various functions such as authentication and payment in various fields, and can extend a usage period by charging a battery in a wired or wireless manner.

In general, a plastic type of card issued to customers by financial institutions for credit transactions is called a credit card, and these credit cards are superior in portability compared to cash, have excellent payment convenience, and have high usage due to various usage benefits. Recently, the number of users who have only credit cards instead of cash has increased steadily, and in particular, the total number of credit cards used in Korea is so common that it has the largest number in the world.

However, due to such an explosive increase in credit card usage, Korea has an average of 3 to 4 credit cards per person. In addition, since various types of identification cards such as resident registration cards and driver's licenses must be carried, problems such as portability deteriorates gradually and the risk of loss increases.

Inventions related to smart cards to solve these problems include “smart multi-card” in Korean Patent Publication No. 10-1598371 and “electronic payment system using BLE” in Korean Patent Application Laid-Open No. 10-2016-0117970, registered in the Republic of Korea Patent Publication No. 10-1887611 "smart card supporting card function" and Republic of Korea Patent Publication No. 10-1898284 "payment method using a smart card", etc. have been proposed and published.

In the “smart multi-card” of Korean Patent No. 10-1598371, a wireless communication unit that performs data transmission/reception with a card terminal or a communication device and receives a wireless communication signal for calculating the separation distance from the communication device, a plurality of cards It is configured to include an information storage unit that stores information, a user input unit that receives a user's operation input, and a control unit that processes data. and various payment methods such as a contact payment method and a contactless payment method can be used, and an invention related to a multi-card capable of preventing unauthorized payment depending on the distance from a communication device has been proposed, The “electronic payment system using BLE” of 2016-0117970 is a mobile device equipped with a Bluetooth function and installed with a payment application for electronic payment, and sold so that electronic payment is performed when the mobile device is located within a payment area having a certain radius The mobile device transmits account information, and approves electronic payment for sales account information through the pedestal center and the pedestal center for transmitting advertisement data when it is located within an advertisement area having a certain range from outside the payment area. An invention related to an electronic payment system that is configured to include a bank server for transmission to a mobile device and enables payment within a safe range when a Bluetooth-synchronized mobile device is recognized within the communication range, thereby strongly protecting the user's personal information has been proposed. .

In addition, in the “smart card supporting the card function” of Korean Patent No. 10-1887611, an input unit for receiving card selection information from a user, and a display unit displaying card information corresponding to the card selection information received from the input unit , a communication unit that performs Bluetooth low energy (BLE) communication to operate a smart phone and a card management system owned by the user, a power supply unit capable of power charging, the input unit, a display unit, a communication unit, and a control unit that processes data transmitted and received from the power supply unit It is configured to include, it can provide a card management function by communicating with a smart phone in a BLE communication method, and can select and use any one of a plurality of cards by receiving a user's touch input, a POS device or an ATM device An invention related to a smart card configured to be charged using a voltage applied from a card payment machine such as is configured to include the steps of calling card information selected by the user from among, transmitting payment information to a card payment machine, and charging power based on the voltage of the card payment machine, and communicates with a smart phone to provide a card management function An invention related to a payment method using a smart card configured to be provided, but any one card can be selected from among a plurality of cards, and to be charged using a voltage applied from a card payment machine such as a POS device or an ATM device has been proposed. .

Therefore, in the present invention, by supplementing or improving with reference to the prior inventions as described above, it is intended to present an invention related to a card capable of improving portability and usability and extending the period of use.

Republic of Korea Patent Publication No. 10-1598371 (2016.02.23) Republic of Korea Patent Publication No. 10-2016-0117970 (2016. 10. 11) Republic of Korea Patent Publication No. 10-1887611 (2018. 08. 06) Republic of Korea Patent Publication No. 10-1898284 (2018. 09. 06)

The multi-purpose card using the BLE technology according to the present invention is a technology proposed to solve the above problems,

There was a problem that it was difficult to carry all kinds of credit cards, debit cards, discount and credit cards, and security cards owned by an individual, and it was cumbersome to select and use any one of them.

When using a credit card, etc., it was inconvenient to take out the card and bring it into close contact with the terminal, etc.

The purpose of this is to propose a solution to this problem, because cards such as OTP with a built-in battery have a problem that the battery cannot be recharged and must be reissued at a certain period.

Multi-purpose card using BLE technology according to the present invention to realize the above object,

a card-shaped body portion that can be configured in various shapes and has an insertion groove formed on one side; an IC chip inserted and fastened into the insertion groove and used for various purposes such as authentication and payment by storing one or more card information and user information; a communication unit provided inside the main body and communicating with the IC chip and an external device using a BLE chip; and a power supply unit provided inside the body unit and configured to include a battery for supplying power to the communication unit, and configured to charge the battery in a wired or wireless manner; It presents a multi-purpose card using BLE technology, characterized in that it comprises a.

A multi-purpose card using the BLE technology according to the present invention,

Equipped with an IC chip that can store integrated information such as finance and identity, it enables users to perform various functions such as authentication, deposit and withdrawal and payment in various fields such as finance, transportation, e-commerce and public services with one card. , excellent effects in portability and usability occurred,

Equipped with a BLE chip capable of communicating with an external device such as a terminal, there has been an effect that enables the user to perform various functions such as authentication, deposit and withdrawal and payment in a contactless manner.

It is possible to extend the period of use by providing a battery that can be charged in a wired or wireless manner, thereby preventing wastage of resources and reducing the cost of reissuance.

1 is a basic configuration diagram of a multi-purpose card using BLE technology according to the present invention.
2 is an additional configuration diagram of a multi-purpose card using BLE technology according to the present invention.
Figure 3 (a) is an exemplary view showing the basic appearance of the multi-purpose card using the BLE technology according to the present invention.
Figure 3 (b) is an exemplary view showing a state in which power is supplied to the communication unit of the multi-purpose card using the BLE technology according to the present invention, and the remaining power of the battery is displayed.
Figure 3 (c) is an exemplary view showing a state in which the multi-purpose card using the BLE technology according to the present invention is charging wirelessly.
4 (a) and 4 (b) are exemplary views showing a state of inserting and fastening the sensor module to the multi-purpose card using the BLE technology according to the present invention.
5 is an exemplary diagram illustrating a process in which a dangerous state or an environmental pollution state detected by the sensing unit of the multi-purpose card using the BLE technology according to the present invention is displayed on the display unit or transmitted to the user's mobile device.
6 (a) and 6 (b) are exemplary views illustrating an operation embodiment of the alarm unit according to the distance between the multi-purpose card and the user's mobile device using the BLE technology according to the present invention.

The present invention relates to a multi-purpose card using BLE technology,

As shown in Figure 1, it can be configured in various shapes, the card-shaped body portion 100 is formed with an insertion groove on one side; an IC chip 110 that is inserted and fastened into the insertion groove and is used for various purposes such as authentication and payment by storing one or more card information and user information; a communication unit 120 provided in the main body 100 and communicating with the IC chip 110 and an external device using the BLE chip 121; and a power supply unit 130 provided in the body unit 100 and configured to include a battery for supplying power to the communication unit 120, and configured to charge the battery in a wired or wireless manner; It relates to a multi-purpose card using BLE technology, characterized in that it comprises a.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

First, the multi-purpose card using the BLE technology according to the present invention is configured such that the IC chip 110 is inserted and fastened into the card-shaped body part 100, and the BLE chip is embedded therein, so that the user can perform financial, transportation, e-commerce and The latest certification that enables various functions such as authentication, deposit and withdrawal and payment in various fields such as public services to be performed, and is configured to charge the battery in a wired or wireless manner, which has the effect of extending the period of use It is a means of payment and a means of payment.

The shape of the body part 100, which determines the overall basic shape of the multi-purpose card, may be configured in various shapes such as circular or polygonal, but generally used in the same shape and size as a credit card, check card, etc. It is desirable to ensure portability as it is, and at the same time ensure compatibility with various well-known terminals.

That is, when the multi-purpose card is configured in a shape or/and size different from a commonly used credit card, it may not be inserted into a card insertion groove provided in a known terminal, etc., or may not be recognized even if inserted, and thus authentication , since the range of use in deposit and withdrawal and payment may be limited, it would be most appropriate for the main body 100 to be configured in the same shape and size as a well-known credit card.

The IC chip 110 is inserted and fastened into the insertion groove of the main body 100 as seen in a general credit card, so that the multi-purpose card can be used for any one of various purposes such as authentication, deposit and withdrawal, and payment. or to be used for various purposes such as authentication, deposit/withdrawal, and payment, and accordingly, one card information and user information for authentication, deposit/withdrawal, and payment may be input and stored in the IC chip 110, One or more card information and user information may be input and stored.

Specifically, the card information is characterized in that it comprises a serial number, an expiration date, and a CVC number of one or more credit or debit cards, and such card information can be written when issuing the multi-purpose card, It may be input through the user's mobile device 200 in wireless communication with the communication unit 120 , and any one of them may be selected and activated.

That is, the multi-purpose card, which has the purpose of integrating a plurality of credit or debit cards possessed by the user so as to be usable for deposit and withdrawal, payment, etc., is the serial number, validity of one or more credit or check cards possessed by the user. The date and CVC number must be inputted into the IC chip 110 to be registered, and in this configuration, various information for deposit and withdrawal and payment are inputted to the IC chip, but a plurality of credit card information is not inputted. It is different from cards.

Accordingly, a separate application for inputting the serial number, expiration date, and CVC number of one or more credit or debit cards into the IC chip 110 may be installed in the user's mobile device 200 , and the user By using the mobile device 200 in which the application is installed, it is possible to register by inputting the serial number, expiration date, and CVC number displayed on various prepaid cards or gift cards as well as credit or debit cards.

In addition, when one card information and user information are written and used in the IC chip 110 , the serial number included in the card information may be displayed on the surface of the main body 100 in an embossed form. When a plurality of card information and user information are written on the IC chip 110 , it is preferable that the activated card number is displayed on the surface of the main body 100 , and accordingly, the card number displayed on the main body 100 . may be a display method using an LED rather than a general embossed form.

In addition, the user information is characterized in that it comprises any one or more of a name, date of birth, address, or electronic signature that can verify the identity of the user, and various registrations such as passport, student ID, public official ID card, employee ID card, driver's license or resident registration card It is characterized in that it is configured to include any one or more of the numbers, and may be configured to include photo information included in a passport, resident registration card, and the like.

In addition, the user information may be configured to further include a variety of information in addition to the information listed above, such as name and date of birth, such user information is that the multi-purpose card provides users in various fields such as finance, transportation, e-commerce, and public services. To be used for authentication, the multi-purpose card enables payment in e-commerce without a separate certificate, can be used as a pass for access to a specific place, and is an identification card to prove the user's identity can be used as

At this time, the method of inputting the user information into the IC chip 110 and registering the user information may be applied to a method in which user information is input when issuing a multi-purpose card, and input the serial number, expiration date, and CVC number displayed on a credit card, etc. A method of input using the mobile device 200 in which an application is installed may be applied as it is in the same manner as the method of registering.

The communication unit 120 communicates with the communication devices of various terminals or management servers provided in banks, public institutions, buses, taxis and shops, etc. in which the BLE chip is specific information among card information or user information stored in the IC chip 110 . to transmit, and to receive information such as card information or user information stored in the IC chip 110 or processed immediately.

That is, in the configuration of the IC chip 110 only, the multi-purpose card is inserted into or contacted with a device such as a point of sales (POS) device or an asynchronous transfer mode (ATM) device, allowing a user to perform authentication or payment, etc. Although the service can be used, the communication unit 120 adds a communication function to the multi-purpose card so that its use range can be expanded.

In addition, it is preferable that the communication unit 120 or the BLE chip is given a unique identification number for independently identifying the multi-purpose card, and this identification number is a communication device of various terminals or management servers communicating with the multi-purpose card. By being transmitted, the communication device of the terminal or management server identifies and communicates with a specific multi-purpose card.

Therefore, the multi-purpose card using the BLE technology is inserted or contacted in a device such as a POS device or an ATM device so that a user can use a service such as authentication or payment, and communicates with various terminals or communication devices so that the user can use it in a contactless manner. It enables services such as authentication or payment to be used or various types of information can be exchanged, and the BLE chip reduces power consumption of a battery by applying a low-power Bluetooth function to the use of the contactless method as described above.

Bluetooth Low Energy (BLE) is a wireless communication technology that enables low-power, low-capacity data transmission and reception based on the 2.4 GHz frequency band with a reach of about 10 meters, and consumes power most of the time in sleep mode. has very few advantages.

The power supply unit 130 supplies power so that the communication unit 120 can communicate with various terminals or communication devices, and the battery used to supply power to the communication unit 120 is the main body unit 100 for securing portability. Considering the area and thickness of the battery, it is preferable to be composed of a battery such as a paper battery having a thin thickness and flexible characteristics that can be bent to some extent.

In addition, the battery is composed of a rechargeable secondary battery, and the use period can be extended by charging, and the charging method is a wired charging method directly connected to a charging source through a cable, etc. Any one of the wireless charging methods may be used.

In addition, as shown in FIG. 2, the multi-purpose card using the BLE technology is one of means for extending the usage period of the battery, and the main body 100 transmits the power of the battery by external pressure to the communication unit. It is characterized in that it is configured to include a switch unit 140 that supplies or cuts off the supply to 120, and on one side of the main body 100, the operation state of the multi-purpose card by the power unit 130, and the charging of the battery. A display unit 150 for displaying the progress state and the remaining amount of power is provided, so that the user can recognize the charging progress state of the battery.

At this time, when the switch unit 140 supplies or cuts off the power of the battery to the communication unit 120 by external pressure, a switch for controlling the switch unit 140 is provided inside the multi-purpose card. This means that, on one side of the main body 100 , pictures, figures, texts, etc. that allow the user to accurately apply pressure to the switch may be displayed.

Accordingly, the user can apply pressure to the portion where pictures, figures, texts, etc. are displayed on one side of the main body 100 so that the power of the battery is supplied to the communication unit 120, and by applying pressure again to the communication unit 120 The power supply can be cut off, and the power supply or cut-off state to the communication unit 120 is clearly indicated by the lighting of the LED constituting the display unit 150 as shown in FIGS. 3 (a) and 3 (b). can be perceived

That is, as an embodiment of the present invention as shown in FIGS. 3( a ) and 3 ( b ), the determination of the operation state of the multi-purpose card by the user depends on the lighting state of the LED constituting the display unit 150 . The determination of the charging progress state of the battery may be based on the blinking state of the LED, and the determination of the amount of power remaining in the battery may be based on the area ratio of the lit portion and the unlit portion of the LED.

In addition, as shown in FIGS. 4(a) and 4(b), a fastening groove may be further formed in the multi-purpose card in addition to the insertion groove, and a temperature sensor, a humidity sensor, a gas sensor, a light At least one sensor of a sensor, a magnetic sensor, or a pressure sensor is provided, and a sensor module 160 of a size that can be fitted into the fastening groove is inserted and fastened to sense environmental factors around the multi-purpose card.

However, the method in which the sensor module 160 is inserted and fastened to the multi-purpose card is not necessarily limited to the method shown in FIGS. 4(a) and 4(b), and various other methods may be used.

In addition, the sensor module 160 can always receive power from the battery constituting the power supply unit 130 to always sense environmental factors around the multi-purpose card, and the power from the battery by the switch unit 140 . It is possible to sense the environment around the multi-purpose card only when this is supplied, and the multi-purpose card further includes a separate auxiliary switch for supplying or blocking the power of the battery constituting the power supply unit 130 to the sensor module 160 . Thus, it is possible to efficiently use the power charged in the battery according to the user's selection.

The environmental factor sensed by the sensor module 160 is used for detecting a dangerous state and an environmental pollution state around the multi-purpose card. It is preferable that a separate component for detecting the environmental pollution state is provided.

Accordingly, as shown in FIG. 5 , the multi-purpose card detects one or more dangerous states and environmental pollution states such as fire and various gas leaks based on the sensing information generated by the sensor module 160 . The dangerous state or environmental pollution state detected by the sensing unit 170 is characterized in that it includes a display unit 150 provided in the multi-purpose card or a user's mobile device 200 in wireless communication with the multi-purpose card. It is characterized in that it is transmitted and displayed.

In this regard, as an embodiment of the present invention, when an excessive amount of carbon monoxide around the user is detected by the sensor module 160 and the detection unit 170 , the display unit 150 supplies power to the communication unit 120 or a battery It is possible to warn of a dangerous state or an environmental pollution state with a color different from when displaying the charging state of the can make it

At this time, the sensor module 160 and the detection unit 170 may be configured to sense the environment around the multi-purpose card only when power is supplied by the switch unit 140 and to detect a dangerous state or environmental pollution state. However, in order to protect the user from a dangerous state, etc., the sensor module 160 and the detection unit 170 may be configured such that power from the battery is always supplied.

In addition, in order to prevent unauthorized use by others when the multi-purpose card is stolen or lost against the will of the owner, the multi-purpose card is registered in the user mobile device 200 in which the application is installed, and a certain distance from the mobile device 200 When the distance is exceeded, it may be configured to stop functions such as authentication, deposit and withdrawal, and payment by the IC chip 110 .

Accordingly, the user can allow the mobile device 200 to communicate with the communication unit 120 by registering a unique serial number assigned to the multi-purpose card using the user mobile device 200 in which the application is installed, and as described above Likewise, since the BLE chip has an arrival radius of about 10 meters, the IC chip 110 is limited in functions such as authentication or payment by a contactless method when communication between the mobile device 200 and the communication unit 120 is cut off. configuration to be

In addition, as shown in FIGS. 6( a ) and 6 ( b ), the multi-purpose card communicates wirelessly with the user's mobile device 200 , and when the multi-purpose card is separated from the mobile device 200 by a certain distance or more, an alarm It is characterized in that it is configured to include an alarm unit 180 for generating.

That is, when the distance between the user mobile device 200 and the multi-purpose card carried by the user increases by 10 meters or more while power is applied to the multi-purpose card, the alarm unit 180 generates a sound such as a beep sound. This allows the user to recognize that either the multipurpose card or the user mobile device 200 has moved away from him and immediately retrieve it.

Accordingly, the alarm unit 180 can generate a sound such as a beep sound even when power is applied while the multi-purpose card is separated from the user's mobile device 200 by a certain distance or more, and a continuous beep sound, etc. The effect of preventing the unauthorized use of the multi-purpose card to a certain extent occurs by the generation of the sound.

In addition, when power is applied while the multi-purpose card is separated from the user's mobile device 200 by a certain distance or more, the card number displayed in a display method using an LED is changed to a preset unique number of the user's mobile device 200 By doing so, a multi-purpose card can be delivered to the user.

The embodiments introduced above are provided as examples so that the technical idea of the present invention can be sufficiently conveyed to those of ordinary skill in the art to which the present invention belongs, and the present invention is based on the embodiments described above. It is not limited and may be embodied in other forms.

In order to clearly explain the present invention, parts irrelevant to the description are omitted from the drawings, and in the drawings, the width, length, thickness, etc. of components may be exaggerated or reduced for convenience.

Also, like reference numbers refer to like elements throughout.

100: main body 110: IC chip
120: communication unit 130: power unit
140: switch unit 150: display unit
160: sensor module 170: sensing unit
180: alarm unit
200: mobile device

Claims (7)

Card-shaped body portion 100 that can be configured in various shapes and has an insertion groove formed on one side;
an IC chip 110 that is inserted and fastened into the insertion groove and is used for various purposes such as authentication and payment by storing one or more card information and user information;
a communication unit 120 provided in the main body 100 and communicating with the IC chip 110 and an external device using a BLE chip; and,
a power supply unit 130 provided inside the main body unit 100 and configured to include a battery for supplying power to the communication unit 120, and configured to charge the battery in a wired or wireless manner; It consists of a multi-purpose card using BLE technology that is configured to include,
The user information is
Consists of including any one or more of a name, date of birth, address, or electronic signature that can verify the user's identity,
Consists of including any one or more of various registration numbers such as student ID, public official ID, employee ID, driver's license or resident registration card,
The multi-purpose card using the BLE technology,
Including an alarm unit 180 that wirelessly communicates with the user's mobile device 200 to generate an alarm when the multi-purpose card is spaced apart from the mobile device 200 by a predetermined distance or more or when power is applied while being spaced apart from the mobile device 200 by more than a predetermined distance composed,
When power is applied while the multi-purpose card is spaced apart from the user's mobile device 200 by a certain distance or more, the card number displayed in a display method using an LED is a preset unique number of the mobile device 200 of the user. A multi-purpose card using BLE technology, characterized in that by being changed, the multi-purpose card is configured to be delivered to a user.
According to claim 1,
The card information is
It can be input through the user's mobile device 200 in wireless communication with the communication unit 120, and is configured to include the serial number, expiration date and CVC number of one or more credit or debit cards that can be activated by selecting any one Multi-purpose card using BLE technology, characterized in that.
delete According to claim 1,
The body part 100,
a switch unit 140 for supplying or blocking power of the battery to the communication unit 120 by external pressure; and,
one or more display units 150 for displaying the operation state of the multi-purpose card by the power supply unit 130, the charging progress state of the battery, and the remaining amount of power; A multi-purpose card using BLE technology, characterized in that it is provided.
According to claim 1,
The multi-purpose card using the BLE technology,
It is configured such that a fastening groove is formed on one side of the body part 100,
Any one or more sensors of a temperature sensor, a humidity sensor, a gas sensor, an optical sensor, a magnetic sensor, and a pressure sensor are provided in the fastening groove, and a sensor module 160 of a size that can be fitted into the fastening groove is inserted and fastened around the multi-purpose card. Multi-purpose card using BLE technology, characterized in that configured to sense the environmental factors of.
6. The method of claim 5,
The multi-purpose card using the BLE technology,
Characterized in that it comprises a detection unit 170 for detecting one or more dangerous states and environmental pollution states such as fire and various gas leaks based on the sensing information generated by the sensor module 160,
The dangerous state or environmental pollution state detected by the detection unit 170 is transmitted to and displayed on the display unit 150 provided in the multi-purpose card or the user's mobile device 200 in wireless communication with the multi-purpose card. Versatile card using BLE technology.
delete

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