KR101926270B1 - Analysis apparatus for foreign exchange abnormal transaction and method thereof - Google Patents

Abstract

An embodiment of the present invention relates to an analysis apparatus for an abnormal foreign exchange transaction and a method thereof. The analysis apparatus for an abnormal foreign exchange transaction comprises: a database unit for storing information of foreign traders; a communication unit receiving information of foreign exchange from the transaction terminal, wherein the information of foreign exchange includes identification information of customers and foreign traders who request a foreign exchange transaction; and a control unit inquiring information of a customer and a foreign trader included in the foreign exchange transaction information to determine whether the foreign exchange transaction is abnormal and acquiring guarantee information on the export fulfillment of the foreign exchange transaction to determine whether the export is fulfilled based on the obtained guarantee information.

Description

TECHNICAL FIELD [0001] The present invention relates to an apparatus and method for analyzing foreign exchange transactions,

The present invention relates to an apparatus and method for analyzing foreign exchange-specific transactions.

As foreign exchange transactions have become more complex and diverse, various types of trade fraud transactions have increased and accidents have grown in size.

In addition, it is required to prepare for the related accidents due to the intensification of terrorist financing internationally.

In this situation, conventional financial institutions operate a suspicious transaction reporting system.

The Suspicious Transaction Report (STR) is a reporting system based on a subjective standard among the financial transaction reporting systems for preventing money laundering, which reports suspicious transactions to the financial information analysis organization. Suspicious transactions are sometimes referred to as suspicious transactions. They are suspected transactions that are suspected of illegal funds or that the counterparties are doing money laundering by subjective judgment of financial institutions.

When a reporting organization such as a financial institution reports to the KoFIU about suspicious transactions (suspicious transactions), KoFIU will report ① the contents of suspicious transactions reported, ② information on foreign exchange data network, credit information, foreign FIU, etc. If the transaction is related to illegal transactions or money laundering activities, the financial transaction data is provided to law enforcement agencies such as the Prosecutors' Office, National Police Agency, National Tax Service, Korea Customs Service, Financial Services Commission and Election Management Committee , The law enforcement agency investigates and investigates the contents of the transaction and takes legal measures such as prosecution.

However, since the current suspicious transaction reporting system is subject to post-crisis response, it is necessary to compensate for lack of practical expertise because it is made by subjective judgment of each branch office employee.

Under this circumstance, the previously filed patent application No. 10-2013-0138171, entitled " Financial processing apparatus and method for monitoring remittance remittance " designed to prepare for various types of abnormal foreign exchange transactions, To request the transaction terminal to input additional information for suspicious transaction by the distributed remittance, and to promptly and objectively investigate the transaction.

The composition disclosed in the prior patent is a structure for obtaining passive data from a transaction terminal by acquiring transaction information, source and source of funds, and actual owner from a transaction requester and inputs the information to be manipulated by the transaction requestor or the staff member And it can not be examined whether the trading purpose, the source and source of funds, and the actual owner are faithfully performing normal trade transactions.

Therefore, it is required to construct a check process that can prevent accidents in advance by objectively analyzing complex and diversified foreign exchange abnormal transactions.

It is an object of the present invention to provide an apparatus and a method for protecting a customer and a bank by preventing a foreign exchange banking accident in advance.

Another object of the present invention is to enable objective analysis of foreign exchange-specific transactions.

It also provides a system for monitoring the transaction processing of foreign exchange trading participants (financial staff).

According to a first aspect of the present invention, there is provided an apparatus for analyzing foreign exchange transactions according to the present invention, comprising: a database unit for storing information on foreign traders; a communication unit for receiving foreign exchange transaction information from a transaction terminal, The information on the customer and the foreign trader included in the foreign exchange transaction information is inquired to analyze whether the foreign exchange transaction is abnormal or not, And a control unit for acquiring the guarantee information on the export fulfillment of the foreign exchange transaction through the communication unit and determining whether the export is executed based on the obtained guarantee information.

According to a first aspect of the present invention, there is provided a method for analyzing foreign exchange transactions of a foreign exchange transaction analyzing apparatus, comprising: receiving foreign exchange transaction information from a transaction terminal, And the related information corresponding to the on-line customer identification information and the identification information on the foreign trader, from a database, which is stored in advance, Analyzing whether the foreign exchange transaction is abnormal, based on the information; obtaining guarantee information for guaranteeing execution of export corresponding to the foreign exchange transaction information; confirming export fulfillment based on the obtained guarantee information; .

According to an embodiment of the present invention, it is possible to perform comprehensive and systematic analysis and reporting on foreign exchange-specific transactions.

According to an embodiment of the present invention, foreign exchange-specific transactions that can generate losses are blocked in advance to prevent potential loss.

In addition, it may strengthen the obligation to identify foreign exchange participants.

1 is a view for explaining components of a foreign exchange-specific transaction analysis system according to an embodiment of the present invention.
FIG. 2 is a diagram schematically showing a configuration of a foreign exchange-specific transaction analyzing apparatus according to an embodiment of the present invention.
3 is a flowchart illustrating an analysis method of a foreign exchange-specific transaction analysis system according to an embodiment of the present invention.
4 is a flowchart illustrating a foreign exchange-specific transaction analysis method of the foreign exchange-specific transaction analysis apparatus according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. The configuration of the present invention and the operation and effect thereof will be clearly understood through the following detailed description. Before describing the present invention in detail, the same components are denoted by the same reference symbols as possible even if they are displayed on different drawings. In the case where it is judged that the gist of the present invention may be blurred to a known configuration, do.

1 is a view for explaining components of a foreign exchange-specific transaction analysis system according to an embodiment of the present invention.

The foreign exchange-specific transaction analysis system 20 may include a financial information processing apparatus 100 and a foreign exchange-specific transaction analysis apparatus 200.

Each device of the system is characterized by being connected to each other through a private network or a data communication network via the Internet network.

The financial information processing apparatus 100 is a device for processing foreign exchange transaction information according to a foreign exchange transaction request of a connected transaction terminal 10 and can transmit and receive information for financial transaction from a connected transaction terminal 10.

The financial information processing apparatus 100 can inquire, write and delete transaction source information and foreign trader information of the database 30. [

More specifically, the financial information processing apparatus 100 receives information for foreign exchange transaction from the transaction terminal 10, processes the foreign exchange transaction, manages transaction source information such as account information and transaction history information of the customer, Information can be stored in the database 30. In another modification, the database 30 may be configured separately from the financial information processing apparatus 100, but is not limited thereto.

The foreign exchange transaction analysis apparatus 200 receives information from the external system 40, monitors the foreign exchange transaction information requested by the financial information processing apparatus 100 in real time, analyzes foreign exchange transaction information, and determines a suspicious transaction can do. The external system 40 may be, for example, a bureau vide information provision apparatus, an export-import clearance information provision apparatus, or the like.

More specifically, when the financial information processing apparatus 100 receives the foreign exchange transaction information for requesting the processing of the foreign exchange transaction, the foreign exchange transaction analysis apparatus 200 extracts, from the information for the financial transaction of the financial information processing apparatus 100, It inquires customer and foreign trader information related to foreign exchange transaction, analyzes past history and foreign exchange transaction pattern based on the inquired information, and analyzes whether foreign exchange transaction is abnormal.

Here, the foreign trader is an overseas company that has performed an import / export transaction with the customer, and the information on the foreign trader may include transaction information and company information. The transaction information may include any one or more of the number of registered transactions, the number of registered transactions, the establishment of an imported letter of credit, the number of transactions for collecting (collecting) withdrawals, and the amount of money. In addition, the corporate information may include at least one of company overview, stockholder information, management information, subsidiary information, branch information, credit evaluation, financial information, compliance information provision,

In addition, the foreign exchange-specific transaction analyzer 200 may further determine whether a trade transaction corresponding to the foreign exchange transaction is normally performed (hereinafter referred to as export fulfillment).

The foreign exchange-specific analysis analyzer 200 may warn or restrict the foreign exchange transaction execution in case of an abnormal foreign exchange transaction request according to the analysis result of the abnormal foreign exchange transaction or the export execution determination result.

FIG. 2 is a diagram schematically showing a configuration of a foreign exchange-specific transaction analyzing apparatus according to an embodiment of the present invention.

The foreign exchange transaction analysis apparatus 200 may include a communication unit 210, a control unit 230, and a database 30.

Although the database 30 has been described as being included in the foreign exchange transaction analysis apparatus 200 in the embodiment of the present invention, some or all of the database 30 may be implemented as a separate component from the foreign exchange transaction analysis apparatus 200 .

The communication unit 210 transmits / receives data to / from an external device. Particularly, the communication unit 210 receives the information for foreign exchange transaction from the transaction terminal 10 through the financial information processing apparatus 100 and transmits the analysis result to the transaction terminal 10 through the financial information processing apparatus 100 do.

The control unit 230 controls each component of the foreign exchange transaction analysis apparatus 200 and may include an abnormal transaction analysis module 232, an export execution determination module 234, and a message transmission module 236 have.

The abnormal transaction analysis module 232 reads out the foreign exchange transaction information received through the communication unit 210 and inquires of the database 30 about the information on the customer and the foreign trader related to the foreign exchange transaction, Of the transaction.

The export fulfillment determination module 234 acquires the guarantee information on the export fulfillment of the foreign exchange transaction through the communication section and determines whether export fulfillment has been normally performed based on the obtained guarantee information. The guarantee information on export fulfillment includes at least one of the customs clearance information and the shipment completion information of the transaction item related to the foreign exchange transaction.

The guarantee information on export fulfillment may be information that can be confirmed in real time through a web page operated by the associated trade statistics promotion agency or the like.

The guarantee information on export fulfillment can be obtained from the transaction terminal 10, that is, from the operation of the employee to process the foreign exchange transaction.

For this purpose, in the case of foreign exchange transactions for which guarantee information on export fulfillment can be obtained, the guarantee information field may be included in the foreign exchange transaction request form prepared when the foreign exchange transaction processing is requested. In addition, when the guarantee information is not input in the guarantee information input field, the transition to the next step can be disabled or the warning message can be transmitted to the transaction terminal 10. The warning message may include a message indicating that the input of the guarantee information is missing.

The message transmission module 236 transmits the analysis result and / or the verification result to the transaction terminal 10 according to the determination result of the abnormal transaction analysis module 232 and the export execution determination module 234. [ For example, if the foreign exchange transaction corresponds to the transaction restriction condition as a result of the analysis of the abnormal transaction analysis module 232, a warning message for notifying the transaction restriction may be transmitted to the transaction terminal.

The database 30 stores data and programs for performing foreign exchange-specific transaction analysis by the foreign exchange-specific transaction analysis device. In addition, the database 30 may include a transaction source information DB 310, an overseas trader information DB 320, and an analysis history DB 330.

The transaction source information DB 310 may use the transaction source information database 310 included in the account system, but may be a DB that is extracted and extracted from only the transaction related data from the transaction source information database 310 included in the account system.

The database 30 can inquire, store and delete data in response to a request from the control unit 230, and provide the result to the control unit 230. [

The foreign exchange transaction analysis apparatus 200 includes the transaction source information DB 310, the foreign trader information DB 320, and the analysis history DB 330 in the embodiment of the present invention, Physically separated from each other.

The transaction source information DB 310 is transaction information generated when the foreign exchange transaction is performed. An account number of the account, and a transaction history of deposit and withdrawal.

The overseas trader information DB 320 is for a foreign material company engaged in import / export transactions with the customer, and may include basic information and external information of the foreign company.

Basic information includes at least one of company name, country of origin, address, external account basic, export / import account basic, reception specialist, export contract BIC basic, change of import opening condition basic, overseas investment local corporation basic, And may include at least one of a company's credit rating, financial information, company summary, shareholder information, and executive information.

The basic information of overseas companies can be extracted from the foreign exchange transaction headquarters of the existing established database.

Foreign trader information can be managed by ID. The ID granting method can be performed by generating a primary group from the extracted data through a transaction name fuzzy matching, performing fuzzy matching from the first generated group to the entire address, and assigning an ID to the executed group. The transaction bank and the account number information can be extracted and DB can be obtained for each identified ID.

If the ID matching the trader requesting foreign exchange transaction does not exist in the foreign trader information, the trader is newly registered in real time and stored in the overseas trader DB. At this time, in order to prevent duplicate registration, pre-registration is provided and duplication due to duplication, coming / going out, etc. is detected and corrected through matching with external data. It implements the detailed information inquiry function of foreign trader by mapping registered foreign trader ID and external company information DB.

For systematic address registration, a formal address is obtained from the unofficial address system of the trade director and described. For example, "11966 WASHINGTON BLVD. WHITTIER, CA 90606" of the Transaction Director can be expressed as coordinates: latitude - "33.9682452", longitude - "- 118.0565365", Country: US, State: California, City: WHITTIER, have.

The external company information DB can use the information provided by the Bureau Bldg. In order to relay the function of receiving external company information to the foreign exchange special transaction check system of the internal network, a daemon type server can be mounted on the relay server.

For reference, a daemon is a server process, which is never terminated while the system is still alive and exists in the background process state. For example, the web server daemon waits for a client request in the background state, and when a request arrives, it creates a new process for each request, performs the service for the request, and terminates the newly created process. However, the original web server daemon waits for the client's request in the background state without exiting. When an Internet daemon is running in the background on the server side and FTP and TELNET requests are made on the client side even when using Internet services such as FTP and TELNET, a child process is created to service each request. When the service is completed, The created process ends.

The analysis history DB 330 stores analysis results of the foreign exchange-specific transaction analysis system.

For example, it may include details of the transaction date, customer number, foreign trader ID, risk level, suspicion, etc. for a particular suspected transaction.

3 is a flowchart illustrating an analysis method of a foreign exchange-specific transaction analysis system according to an embodiment of the present invention.

The transaction terminal (10 in FIG. 1) requests the financial transaction processing by transmitting the foreign exchange transaction information to the financial information processing apparatus (S1).

The foreign exchange transaction information may include the on-line customer identification information requesting the foreign exchange transaction and the identification information on the foreign trader.

The financial information processing apparatus 100 transmits the foreign exchange transaction information to the foreign exchange-specific transaction analysis apparatus 200, and requests foreign exchange transaction analysis (S2).

The foreign exchange-specific transaction analysis device 200 inquires of the pre-stored database (S3) related information corresponding to the received customer identification information and the identification information on the foreign trader.

Through the inquiry of overseas trader information, it is possible to confirm whether or not an abnormal transaction target is primarily performed before the analysis of abnormal transaction.

If it is determined that the foreign trader is an abnormal transaction target in the previous transaction information through inquiry of the foreign trader information, the warning message may be transmitted to the analysis transaction terminal 10 and the analysis may be terminated. The abnormal transaction target may be a foreign exchange transaction history in the previous transaction or an abnormal status of the foreign trader. Abnormal status of foreign traders may include a state of suspension or bankruptcy.

(S4) whether or not the foreign exchange transaction is abnormal based on the related information on the inquired current customer and foreign trader.

In analyzing the abnormal transaction, it is possible to utilize the previously implemented special transaction detection model. The unusual transaction detection model includes a rule based business model and a statistics based statistical model.

In order to systematically detect the unusual transactions occurring in the entire foreign exchange business, the rule-based business model derives an unusual transaction detection rule, sets a rule threshold value through statistical analysis, and sets a score reflecting the risk evaluation result, It is possible to generate final rules that apply to individual risk factors.

The role-based business model implements the simulation function with threshold settings based on past transaction analysis such as export, import, and remittance. Thresholds can be defined by company size and risk level.

The statistical model based on the results of past normal / accident transactions can be regarded as an abnormal transaction.

The score is set according to the influence of the variables used in the model on the extraction of the odd transaction. For example, as a customer variable, a score may be set according to the bank credit rating and debt ratio, and a score may be set according to the self-fund settlement ratio and the exporting country as foreign exchange transaction variables.

An analysis of the abnormal transaction can confirm whether the unit price is excessive or whether the transaction is a non-tradable importer.

And obtains guarantee information for guaranteeing execution of export corresponding to the foreign exchange transaction information (S5).

Information that ensures the fulfillment of exports may be import-export related information provided by external public institutions such as the Korea Trade Statistics Agency.

For example, it may include at least one of customs clearance information and shipping completion information of a transaction item.

And confirms whether or not the export is performed through the acquired guarantee information (S6).

If the obtained guarantee information conforms to a predetermined standard, it can be judged that the trade transaction has been normally performed.

The abnormal transaction analysis result and the export execution confirmation result may be transmitted to one or more of the related terminal and the financial processing apparatus through the financial information processing apparatus 100. [

The related terminal may be the transaction terminal 10 or one or more designated person terminals.

The person in charge is the person in charge of the processing previously assigned according to the threshold value. If there are a plurality of persons in charge in accordance with the payment line, the data can be sequentially transmitted so that payment can be performed in the order of the payment line.

Accordingly, when unusual transaction analysis result and export confirmation result have unusual information, it is possible to notify the respective responsible person terminals of the unusual matters so that each person in charge can perform the investigation, review and payment immediately.

When payment is made, the payment is automatically saved. Through this system, it is possible to strengthen the verification obligation for foreign exchange participants.

If it is determined that the foreign exchange transaction is an abnormal transaction or that the trade transaction corresponding to the foreign exchange transaction has not been normally performed, the disposition such as suspension of the payment can be made to the receiver account through the financial transaction information.

4 is a flowchart illustrating a foreign exchange-specific transaction analysis method of the foreign exchange-specific transaction analysis apparatus according to an embodiment of the present invention.

The foreign exchange transaction analyzing apparatus receives foreign exchange transaction information for foreign exchange transaction processing from the transaction terminal through the financial transaction processing apparatus (S100).

In step S110, foreign exchange transaction related information corresponding to the on-line customer identification information and the identification information on the foreign trader is inquired from the database in advance based on the received foreign exchange transaction information.

If it is determined in step S110 that one or more of the customer and the foreign trader is an abnormal transaction target (S120), if at least one of the customer and the foreign trader is determined to be an abnormal transaction target, the related terminal is notified that the transaction request is for the abnormal transaction (S160), and stores the result (S170).

The related terminal may be any one or more of a transaction terminal or a preset responsible person terminal.

If it is determined in step S120 that the customer and the foreign trader are not the abnormal transaction target, the abnormal transaction of the foreign exchange transaction is analyzed based on the information on the inquired current customer and the foreign trader (S130). If it is determined in step S130 that the foreign exchange transaction is an abnormal transaction, the relevant terminal is notified of the abnormal transaction (S160), and the result is stored (S170). The determination of the abnormal transaction has been described in detail in the description of FIG. 3, and therefore, detailed description thereof will be omitted.

If it is determined in step S130 that the foreign exchange transaction is not an abnormal transaction, the guarantee information is obtained (S140). Since the guarantee information acquisition has been described in detail with reference to FIG. 3, detailed description thereof will be omitted.

If it is determined that the export has been performed normally, it is determined that the foreign exchange transaction has no specificity, and the result is stored (S170).

If it is determined in step S110 that the export has not been normally performed, the abnormal transaction is notified (S160), and the result is stored (S170).

At this point, it will be appreciated that the combinations of blocks and flowchart illustrations in the process flow diagrams may be performed by computer program instructions. These computer program instructions may be loaded into a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus, so that those instructions, which are executed through a processor of a computer or other programmable data processing apparatus, Thereby creating means for performing functions. These computer program instructions may also be stored in a computer usable or computer readable memory capable of directing a computer or other programmable data processing apparatus to implement the functionality in a particular manner so that the computer usable or computer readable memory The instructions stored in the block diagram (s) are also capable of producing manufacturing items containing instruction means for performing the functions described in the flowchart block (s). Computer program instructions may also be stored on a computer or other programmable data processing equipment so that a series of operating steps may be performed on a computer or other programmable data processing equipment to create a computer- It is also possible for the instructions to perform the processing equipment to provide steps for executing the functions described in the flowchart block (s).

In addition, each block may represent a module, segment, or portion of code that includes one or more executable instructions for executing the specified logical function (s). It should also be noted that in some alternative implementations, the functions mentioned in the blocks may occur out of order. For example, two blocks shown in succession may actually be executed substantially concurrently, or the blocks may sometimes be performed in reverse order according to the corresponding function.

Herein, the term " part " used in the present embodiment means a hardware component such as software or an FPGA or an ASIC, and 'part' performs certain roles. However, 'part' is not meant to be limited to software or hardware. &Quot; to " may be configured to reside on an addressable storage medium and may be configured to play one or more processors. Thus, by way of example, 'parts' may refer to components such as software components, object-oriented software components, class components and task components, and processes, functions, , Subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays, and variables. The functions provided in the components and components may be further combined with a smaller number of components and components or further components and components. In addition, the components and components may be implemented to play back one or more CPUs in a device or a secure multimedia card.

It will be understood by those skilled in the art that the present specification may be embodied in other specific forms without departing from the spirit or essential characteristics thereof. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. The scope of the present specification is defined by the appended claims rather than the foregoing detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalents are included in the scope of the present specification Should be interpreted.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, It is not intended to limit the scope of the specification. It will be apparent to those skilled in the art that other modifications based on the technical idea of the present invention are possible in addition to the embodiments disclosed herein.

10: Transaction terminal
20: Foreign exchange transaction analysis system
30: Database
40: External system
100: financial information processing device
200: Foreign exchange transaction analysis device
232: Abnormal Transaction Analysis Module
234: Export fulfillment judgment module
236: message transmission module

Claims (16)

As a foreign exchange transaction analysis method of a foreign exchange transaction analysis apparatus,
Receiving foreign exchange transaction information including an on-line customer identification information requesting a foreign exchange transaction and identification information on an overseas transaction from a transaction terminal;
Inquiring from the database in advance, related information corresponding to the on-line customer identification information and the identification information on the foreign trader;
Determining whether the foreign exchange transaction is an abnormal transaction based on related information on the inquired current customer and foreign trader;
Acquiring security information from an external public entity in real time that guarantees execution of export corresponding to the foreign exchange transaction information;
Judging whether or not to execute the export based on the acquired guarantee information; And
Warning or limiting the execution of the foreign exchange transaction according to the determination result
Lt; / RTI >
In the step of determining whether the foreign exchange transaction is an abnormal transaction,
Determining whether the foreign exchange transaction corresponds to a transaction restriction condition; And
And transmitting a warning message to the transaction terminal when it is determined that the foreign exchange transaction is a transaction restriction condition,
The transaction restriction condition corresponds to whether the foreign trader is in a state of being closed or in bankruptcy, whether the unit price for the transaction item is excessively established, and whether the foreign trader is a trade importer-
Wherein the guarantee information includes customs clearance information and shipment completion information of a transaction related to the foreign exchange transaction. The method according to claim 1,
Wherein the foreign trader is an overseas company that performs an import / export transaction with an ex-customer, and the related information on the inquired customer and the foreign trader includes the forex transaction information and the corporation information. 3. The method of claim 2,
Wherein the business information includes at least one of an enterprise status, a credit rating, a financial information, a transaction item, a unit price of a transaction item, and an importer limited in trade. delete delete delete The method according to claim 1,
Transmitting to the transaction terminal an analysis result of whether or not the transaction is abnormal and a determination result on whether to perform the export transaction
And analyzing the foreign exchange transaction. A database unit for storing information on foreign traders;
A communication unit for receiving foreign exchange transaction information including an on-line customer identification information requesting a foreign exchange transaction and identification information on an overseas trader from the transaction terminal;
An information processing unit for inquiring information on the customer and the foreign trader included in the foreign exchange transaction information to determine whether the foreign exchange transaction is an abnormal transaction, And judges whether or not the export is performed based on the obtained guarantee information;
Including the
Wherein the control unit determines whether the foreign exchange transaction is abnormal or not and transmits a warning message to the transaction terminal when it is determined that the foreign exchange transaction corresponds to the transaction restriction condition and warns or restricts the execution of the foreign exchange transaction according to the determination result,
The transaction restriction condition corresponds to whether the foreign trader is in a state of being closed or in bankruptcy, whether the unit price for the transaction item is excessively established, and whether the foreign trader is a trade importer-
Wherein the guarantee information includes customs clearance information and shipment completion information of a transaction item related to the foreign exchange transaction. 9. The method of claim 8,
Wherein the foreign trader is an overseas company that performs an import / export transaction with an ex-customer, and the information on the foreign trader includes an on-line transaction information and an enterprise information. 10. The method of claim 9,
Wherein the business information includes at least one of a business state, a credit rating, financial information, a transaction item, a unit price of a transaction item, and an importer having a restriction on a trade receivable. delete delete delete 9. The method of claim 8,
The control unit receives employee information requesting the processing of foreign exchange transaction at the time of receiving the foreign exchange transaction information and stores the result of the determination as to whether or not the foreign exchange transaction is performed and the determination result of whether or not the foreign exchange transaction is performed, Wherein said foreign exchange transaction analyzing apparatus comprises: 9. The method of claim 8,
An information transmission unit for transmitting an analysis result of whether or not the foreign exchange transaction is abnormal and a result of determining whether or not to perform the exportation to the related terminal,
Further comprising the step of: 16. The method of claim 15,
Wherein the related terminal includes at least one of a transaction terminal providing foreign exchange transaction information or one or more designated responsible person terminals.

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