KR101691645B1 - Foreigner dedicated casino circulation prepaid card purchase and payment method and system - Google Patents

Abstract

The present invention discloses a method for purchasing a casino prepaid card. The method includes receiving a request for purchasing a casino-exclusive prepaid card from a purchaser, the card issuing device receiving a point of purchase from the purchaser and selection information for one of a plurality of countries, A purchase request is made by paying the settlement amount converted based on the exchange rate provided by the participating casino store server with respect to the currency selected by the purchaser, (Value Added Network) provider server, requesting the VAN provider server to purchase approval by the prepaid provider system, confirming that the prepaid provider system is normal data, and notifying the VAN provider of approval of purchase data , The VAN provider server sends the pre- Transmitting authorization data received from the vendor system to the card issuing device, and issuing the casino exclusive prepaid card and receipt after the approval of purchase.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method and system for purchasing and paying a casino pre-

The present invention relates to a casino payment prepaid card payment method and system, and more particularly, to a method and system for preventing a illegal circulation by allowing a customer, .

Traditionally, foreign-only casino visitors have directly visited the casino to secure funds for participating in casinos such as chips, and there have been problems such as illegal circulation due to lack of transparency in purchasing.

It is an object of the present invention to solve the above-mentioned problems, and it is an object of the present invention to provide a casino which enables illegal purchase of chips by purchasing a prepaid card for a foreign- And to provide a method and system for purchasing and payment of a distribution prepaid card.

In order to attain the above object, the present invention provides a method of purchasing a casino prepaid card, comprising: receiving a request for purchasing a casino-exclusive prepaid card from a purchaser, the card issuing device receiving a point from the purchaser, The settlement amount converted based on the exchange rate provided by the affiliated casino store server with respect to the currency selected for the amount corresponding to the input point is paid through the payment means of the buyer Requesting approval of the purchase request data by the card issuing device as a Value Added Network (VAN) provider server, requesting the VAN provider server to approve purchase by the prepaid provider system, Confirm that the data is normal and confirm the approval of the purchase data. The VAN provider server transmits approval data received from the prepaid provider system to the card issuing device, and the card issuing device issues the casino exclusive prepaid card and receipt after the approval of purchase . ≪ / RTI >

The card issuing device may include a kiosk device.

The card issuing apparatus issues a purchase order to the casino prepaid card by confirming the purchase number obtained through online payment and connects the purchase number to a web page provided in connection with the casino prepaid card, The VAN provider server can be acquired after the settlement amount is normally processed.

Wherein the purchase request data is credit card information of the purchaser related to purchasing a point and transmitting and approving the purchase request data to an overseas issuance credit card company server to which the VAN business server receiving the purchase request data is related, And receiving an approval response from the issuing credit card issuing server.

The overseas issuer credit card company server may further include a step of purchasing an approved sales slip from the VAN provider server in response to the approval request and transferring the payment to the prepaid provider system.

According to another aspect of the present invention, there is provided a payment method using a casino prepaid card, the method comprising: performing chip settlement using a casino prepaid card in a casino store terminal affiliated with the casino prepaid card; The merchant terminal transmits settlement data to the VAN provider server, requests payment approval of the casino exclusive prepaid card from the VAN provider server to the prepaid carrier system, confirms the payment approval request from the prepaid carrier system, To the VAN provider server, the VAN provider server notifying the casino store terminal of the approval response, and the casino store terminal receiving the approval response notification and granting the chip provision corresponding to the payment approved amount The method comprising the steps of:

In response to the payment approval request, the prepaid carrier system may transfer the settlement proceeds to the casino store terminal after purchasing the sales slip.

The prepaid carrier system receives the payment data and extracts the prepaid card identification information, the casino store terminal information, and the chip purchase amount information used by the purchaser for chip purchase, and extracts the extracted prepaid card identification information and the held information , It is possible to identify the prepaid card of the purchaser and determine whether the chip is used in a casino store corresponding to the identified prepaid card and whether the chips amount is included in the purchase point limit of the identified prepaid card, have.

In order to attain the above object, a system for purchasing a casino-exclusive prepaid card according to the present invention receives a purchase request for a casino-dedicated prepaid card from a purchaser, requests approval of purchase request data to a server of a Value Added Network (VAN) A card issuing device that receives approval data received from a prepaid provider system from a provider server and issues a casino prepaid card and a receipt based on the approval data, wherein a point to be purchased from the purchaser and one of a plurality of countries' And the settlement amount converted based on the exchange rate provided by the participating casino store server in relation to the currency selected for the amount corresponding to the input point is paid through the payment means of the buyer, , The card issuing device A VAN provider server for receiving purchase data from the prepaid provider system, requesting purchase approval from the prepaid provider system, receiving approval data from the prepaid provider system, and transmitting the received approval data to the card issuing device, And a prepaid carrier system for receiving from the provider server and confirming that the data is normal data, and notifying the VAN provider server of the approval of the purchase data according to the confirmation result.

In order to accomplish the above object, the payment system using a casino prepaid card of the present invention performs settlement using the casino prepaid card, transmits settlement-related data to the VAN provider server, A casino store terminal for receiving the response notification and accepting chips corresponding to the payment approved amount, receiving settlement-related data from the casino store terminal to request payment approval of the casino exclusive prepaid card to the prepaid carrier system, A VAN provider server informing the casino store terminal of the payment approval response from the system and a prepaid provider system for confirming the payment approval request from the VAN provider server and notifying the approval response to the VAN provider server .

According to the method and system for purchasing and paying a casino pre-paid card of the present invention, it is possible to take out a game with a non-selected card such as a gift certificate and to conduct marketing and publicity with the received money, . ≪ / RTI >

In addition, cash points can be converted by purchasing a prepaid point card directly from a foreign card company. You can purchase chips directly from a foreign-only casino, and provide a stable settlement flow by operating an escrow account. risk) can be solved.

FIG. 1 is a block diagram of a casino prepaid card purchase and payment system according to an embodiment of the present invention;
FIG. 2 is a flowchart illustrating a method of purchasing a casino pre-paid card according to an embodiment of the present invention;
FIG. 3 is a detailed flowchart illustrating a method for purchasing a casino pre-paid card according to an exemplary embodiment of the present invention,
FIG. 4 is a flowchart illustrating a casino prepaid card payment method according to an embodiment of the present invention;
FIG. 5 is a flowchart illustrating a method of purchasing a casino pre-paid card according to another embodiment of the present invention;
6 is a flowchart illustrating a casino prepaid card payment method according to another embodiment of the present invention.

While the invention is susceptible to various modifications and alternative forms, specific embodiments thereof are shown by way of example in the drawings and will herein be described in detail.

It is to be understood, however, that the invention is not to be limited to the specific embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

The terms first, second, etc. may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component. And / or < / RTI > includes any combination of a plurality of related listed items or any of a plurality of related listed items.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between.

The terminology used in this application is used only to describe a specific embodiment and is not intended to limit the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprises" or "having" and the like are used to specify that there is a feature, a number, a step, an operation, an element, a component or a combination thereof described in the specification, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the relevant art and are to be interpreted in an ideal or overly formal sense unless explicitly defined in the present application Do not.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In order to facilitate the understanding of the present invention, the same reference numerals are used for the same constituent elements in the drawings and redundant explanations for the same constituent elements are omitted.

FIG. 1 is a diagram illustrating a system for purchasing and paying a casino pre-paid card according to an embodiment of the present invention. 1, a casino pre-paid card purchase and payment system according to an embodiment of the present invention includes a buyer 110, a card issuing device 120, a card issuing system 125, and a casino store terminal for foreigners 130).

Referring to FIG. 1, the buyer 110 may be a foreign tourist who is a main consumer of a foreign-only casino store. The purchaser 110 purchases the prepaid card, which is a prepaid payment means issued by the domestic prepaid electronic payment means issuing and managing company, by using the card issuing device 120, and transmits the prepaid card to the casino The chip can be returned. Prepaid cards can be used not only when purchasing chips at a casino's casino, but also in some other facilities within a casino. Alternatively, it can be used in other facilities such as reservation and purchase of a room at a travel agency or a hotel, a restaurant, a coffee shop, etc., and is not necessarily limited to a prepaid card.

Prepaid cards may be registered and uninformed. In case of registered card, consent to the agreement of the Terms of Use and the Privacy Policy may be required, and personal information and sensitive information may be collected. In addition, depending on the points included in the prepaid card, there may be several other types of cards depending on the amount, such as 50,000 points and 100,000 points.

The card issuing device 120 is a device programmed to be available in various languages for the foreign purchaser 110. The card issuing device 120 can receive a prepaid card corresponding to the input contents of the purchaser 110. [ The card issuing device 120 may have an off-line payment method and an online payment method. The off-line payment method is to purchase a prepaid card directly by using a payment means such as a credit card to the device, and the online payment method uses a VAN (Value Added Network) provider server through a homepage provided by an affiliate shop associated with the prepaid card After purchasing the prepaid card and acquiring the purchase number, the card issuing device 120 receives the purchase number and receives the prepaid card. According to an embodiment of the present invention, the card issuing device 120 may be a kiosk device. Further, the card issuing device 120 may be disposed near the affiliate casino business site, near the airport, or near the hotel lobby / place. The card issuing device 120 can be operated as an unmanned issuer for 24 hours. The card issuing device 120 includes a plurality of languages including English, Chinese, Korean, and Japanese, and a desired language is provided according to the selection of the buyer 110. The purchaser 110 can select the point card purchase menu. The card issuing device 120 converts the point desired by the buyer 110 into a plurality of national currencies based on the exchange rate information provided by the casino business server or the terminal 130 and displays the converted points to the buyer 110. At this time, the selected country currency may be a currency corresponding to the language selected by the buyer 110. The purchaser 110 can purchase the prepaid card by using the overseas issued credit card or the overseas issued debit card owned by the purchaser 110 as payment means and paying the amount corresponding to the corresponding point in the currency desired by the purchaser. At this time, the payment means can be read by the card issuing device 120 including the kiosk. When the payment processing is completed, the card issuing device 120 can discharge the prepaid card and the receipt to the buyer 110, and the buyer 110 receives the card and the receipt. Also, prepaid cars can only be used at the corresponding participating casino stores, and this information can be managed in the prepaid carrier system.

The card issuing system 125 includes the above-described VAN provider server, a foreign card issuing institution server, a prepaid carrier system, etc., and the card issuing device 120 communicates with the purchaser 110 through the wired or wireless network You can issue a prepaid card. At this time, the prepaid provider system can manage the purchaser 110 information, prepaid card information, and affiliated casino store information through a database (not shown). At this time, the prepaid card may have identification information, and the identification information is recorded in the database so that the point amount information included in the prepaid card and the corresponding casino merchant information can be confirmed only by the card number.

The casino store terminal / server 130 for foreign customers processes the chip purchase request through the prepaid card issued through the card issuing device 120 and transmits an approval request to the card issuing system 125. When the approval is notified, And may provide it to the buyer 110. At this time, the casino operator can confirm the approved sales slip.

2 is a flowchart illustrating a method of purchasing a casino distribution prepaid card according to an embodiment of the present invention.

Referring to FIG. 2, the purchaser 210 may input a card purchase request to the card issuing device 220 (S202). This can be done through a user interface provided by the card issuing device 220, and as described above, the buyer 210 can select a desired language and a country currency to be paid. The card issuing device 220 can receive the exchange rate information from the casino merchant's server or terminal (not shown), convert the prepaid card amount accordingly, and inform the buyer 210 of the payment amount.

Then, the card issuing device 220 receives the purchase request data and issues an approval request to the VAN provider server 230 (S204). The VAN provider server 230 requests the prepaid provider system 240 to approve the purchase request data received from the card issuing device 220 (S206). The prepaid provider system 240 parses the purchase data requested for approval and confirms whether it is normal data (S208). The prepaid provider system 240 can confirm the reliability of the information based on the customer information included in the purchase data using the network associated with the related organization, and can transmit the approval notification to the VAN provider server 230 when it is determined to be valid (S210). If there is an error in one of the pieces of information in the purchase data, purchase approval may not be granted, and this may be notified to the purchaser 210 sequentially through the apparatus.

The VAN provider server 230 having received the approval notification transmits the approval data to the card issuing device 220 (S212). When the card issuing device receives the approval data, the card issuing device can discharge the prepaid card corresponding to the approval data and discharge the receipt corresponding thereto (S214). The purchaser 210 can complete the purchase process by receiving it (S216).

3 is a detailed flowchart illustrating a method of purchasing a casino pre-paid card according to an exemplary embodiment of the present invention. This includes a credit card payment process.

Referring to FIG. 3, after the purchaser 310 receives the purchase data, the payment processor 320 can settle the corresponding amount to the card issuing device 320 using the credit card (S302). The card issuing device 320 can transmit the payment data to the VAN provider server 330 (S304). At this time, the payment data may include purchase data information (including personal information of the purchaser), credit card information (including card number, password, billing amount information, etc.). The VAN provider server 330 may transmit the payment data to the foreign card issuing institution server 340 and request approval of the payment data (S306). At this time, the overseas card issuing institution server 340 may be a server apparatus of an overseas credit card company associated with a card to be paid. The foreign card issuing institution server 340 receives the settlement data and parses the customer information and settlement information corresponding to the settlement data and determines whether the data is data that can be normally processed. In the case of normal processable data, an approval response can be transmitted to the VAN provider server 330 (S308). In addition, the foreign card issuing institution server 340 may purchase the approved sales slip from the VAN provider server 330 and transfer the payment amount to the prepaid provider system 350 (S310). The VAN provider server 330 transmits the approval result and the payment data from the card issuing device to the prepaid card company system 350 in response to the approval response S308 (S312), and the prepaid card company system 350 issues the card issuance It is possible to determine whether or not to approve the payment based on the settlement data of the apparatus and the settlement price transfer status from the foreign card issuing institution server 340 and transmit it to the VAN provider server 330 as an approval result. The VAN provider server 330 can receive the approval result notification and transmit it to the card issuing device 320 in step S316. Upon receiving the approval notification, the card issuing device 320 distributes the prepaid card and receipt to be purchased S318), and the buyer 310 receives it (S320).

4 is a flowchart illustrating a casino prepaid card payment method according to an embodiment of the present invention. This may include a chip exchange scenario at the casino site.

Referring to FIG. 4, the purchaser 410 can settle the prepaid card purchased through the casino store terminal 420 and request the purchase of the chips (S402). The casino store terminal 420 may request the VAN provider server 430 to settle the prepaid card of the amount corresponding to the purchase of the chips. The casino store terminal 420 extracts the prepaid card information by inputting the payment amount information, reads the prepaid card, generates the payment data, and transmits the payment data to the VAN provider server 430. The VAN provider server 430 may transmit the prepaid card payment data to the prepaid provider system 440 and request payment approval (S406). The prepaid provider system 440 receives the payment data and compares the payment data with the customer data held by the prepaid provider system 440 (S408). At this time, the prepaid carrier system 440 can identify the prepaid card purchased by the customer based on the prepaid card identification information and the payment amount information included in the payment data, and confirm the purchase point amount included in the purchased card. Then, it can be determined whether the casino store concluded as a merchant store or the store where a prepaid card is available, and whether or not the chips are purchased within the purchasing point amount can be determined.

If there is no problem with the above determination factor, the prepaid carrier system 440 may notify the VAN provider server 430 of the approval in the approval response (S410). Then, the sales slip is purchased from the VAN provider server 430 and is transferred to the casino store terminal 420 (S412). The VAN provider server 430 receives the approval notification received from the prepaid provider system 440 and transmits the approval pressure to the casino store terminal 420 (S414). The casino store terminal 420 may allow the purchaser 410 to provide chips (S416). The purchaser 410 can complete the chip purchase through the above process.

5 is a flowchart illustrating a method of purchasing a casino pre-paid card according to another embodiment of the present invention.

5, the purchaser 510 can purchase a prepaid card by accessing a multi-lingual website 530 provided from a server 540 of a casino store registered as a merchant by entering into a contract with the prepaid carrier system 560 . That is, the user accesses the homepage 530 through the web to purchase a prepaid point card corresponding to a desired point, and the homepage 530 server transmits purchase and payment data to the VAN provider server 550. The VAN provider server 550 confirms whether or not the payment is made from the server of the credit card issuer and provides the purchase number to the buyer 510 when the settlement is normally completed. The VAN provider server 550 may deposit the amount paid to the merchant's casino store server 540 or its corresponding account in accordance with the deposit period (for example, 15-20 days). At this time, the prepaid carrier system 560 can settle a predetermined fee from the casino store server and take it.

The purchaser 510 keeps the acquired purchase number and then visits the casino store of the merchant shop or a visiting hotel or a travel agency at a later time to go to the nearby card issuing device 520 to input the purchase number, Cards can be distributed.

6 is a flowchart illustrating a casino prepaid card payment method according to another embodiment of the present invention.

6, the purchaser 610 can receive a card from the card issuing device 620 such as a kiosk. At this time, the exchange rate can be applied to the casino exchange rate when the card is purchased. The exchange rate information may be provided at the merchant casino store server 640. Casino rates can be applied differently every day. The card issuing device can transfer the purchase and payment data to the VAN provider server 630 and appropriately process the purchase and payment data together with the credit card company server and the purchaser 610 can receive the prepaid card from the card issuing device 620 You can purchase.

The purchaser 610 may purchase the chips using the prepaid card issued to the casino store terminal 640. [ The casino store server 640 and the prepaid carrier system 660 can agree on the merchant fee in advance. Then, an escrow account 650 is opened and the amount can be settled from the VAN provider server 630. Each time the purchaser 610 deposits the prepaid card in the casino, the amount can be settled from the escrow account 650 for the use of the casino. At this time, the prepaid carrier system 660 charges a fee Can be settled. At this time, the prepaid provider system 660 may provide the fee settlement data to the casino store server 640.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the inventions as defined by the following claims It will be understood that various modifications and changes may be made thereto without departing from the spirit and scope of the invention.

Claims (10)

In purchasing a casino pre-paid card,
Receiving a purchase request for a casino exclusive prepaid card from a purchaser by a card issuing device, receiving a point to purchase from the purchaser, converting the amount corresponding to the input point based on a exchange rate of the first currency A second payment amount converted based on the first payment amount and the exchange rate of the second currency and displaying a payment amount related to the selected currency on the basis of the selection information for one of the first and second calls, The purchase request is made by paying through the means, and the exchange rate information is applied to the casino rate at the point of purchase of the card;
Requesting the card issuing device to approve the purchase request data to a VAN (Value Added Network) provider server;
Requesting approval of purchase by the VAN provider server as a prepaid provider system;
Confirming whether the prepaid carrier system is normal data and notifying the approval of purchase data to the VAN provider server;
Transmitting, by the VAN provider server, approval data received from the prepaid provider system to the card issuing device; And
Wherein the card issuing device includes a step of issuing the casino exclusive prepaid card and a receipt after the purchasing is approved. The method according to claim 1,
Wherein the card issuing device includes a kiosk device. The method according to claim 1,
The card issuing device checks the purchase number acquired through online payment and issues the casino exclusive prepaid card,
Wherein the purchasing number is purchased and paid for by accessing a web page provided in connection with the casino exclusive prepaid card, and the VAN provider server obtains the payment after the normal processing of the payment amount. . The method according to claim 1,
Wherein the purchase request data is credit card information of the purchaser related to a point purchase,
Transmitting and requesting approval of the purchase request data to an overseas issuance credit card company server to which the VAN business server receiving the purchase request data is related; And
Further comprising the step of receiving an approval response from the credit issuer server of the overseas issuance. 5. The method of claim 4,
Further comprising the step of purchasing an approved sales slip from the VAN provider server in response to the approval request and transferring the payment to the prepaid carrier system. In a payment method using a casino prepaid card,
Performing chip settlement using the casino-dedicated prepaid card in a casino store terminal affiliated with the casino-dedicated prepaid card;
Transmitting settlement data to the VAN operator server by the casino store terminal;
Requesting payment approval of the casino exclusive prepaid card from the VAN provider server to the prepaid carrier system;
Confirming the payment approval request in the prepaid carrier system and notifying the approval response to the VAN provider server;
The VAN provider server notifying the casino store terminal of an approval response; And
Wherein the casino store terminal receives an approval response notification and authorizes the provision of chips corresponding to the payment approved amount,
The casino exclusive prepaid card receives a point to be purchased from the purchaser in the card issuing device and receives a first payment amount converted based on the exchange rate of the first currency for the amount corresponding to the input point and a first payment amount, A second payment amount converted on the basis of the exchange rate and displaying the second payment amount converted based on the exchange rate and paying the settlement amount related to the selected currency based on the selection information for one of the first and second calls through the payment means of the buyer,
The method of payment for a casino-exclusive prepaid card is characterized in that the exchange rate information is applied to the casino exchange rate at the time of purchase of the card. The method according to claim 6,
Wherein the prepaid carrier system transfers a payment amount to the casino store terminal after purchasing a sales slip in response to the payment approval request. The method according to claim 6,
The prepaid carrier system receives the payment data, extracts the prepaid card identification information, the casino store terminal information, and the chip purchase amount information used by the purchaser for chip purchase,
Wherein the prepaid card identification information and the held information are used to identify the prepaid card of the purchaser, and whether or not the prepaid card is used in the casino store corresponding to the identified prepaid card, Determining whether or not the purchase amount of the chips is included, and confirming the approval. In a system for purchasing a casino prepaid card,
Receiving a request for purchasing a casino exclusive use prepaid card from a purchaser, requesting approval of purchase request data as a VAN (Value Added Network) provider server, receiving approval data from a prepaid provider system from the VAN provider server, A card issuing device for issuing a casino prepaid card and a receipt, and a card issuing device for receiving a point to be purchased from the purchaser, calculating a first payment based on the exchange rate of the first currency, And displaying a second payment amount converted based on a currency of the second currency and displaying a payment amount associated with the selected currency on the basis of the selection information for one of the first and second calls through the payment means of the buyer The purchase request is made by payment, in which case the exchange rate information is stored in the casino Exchange rate applied;
A VAN provider server for receiving purchase data from the card issuing device and requesting a prepaid provider system for purchase approval, receiving approval data from the prepaid provider system, and transmitting the received approval data to the card issuing device; And
And a prepaid carrier system for receiving the purchase data from the VAN provider server and confirming that the data is normal data, and notifying the VAN provider server of approval of the purchase data according to the confirmation result. In a payment system using a casino prepaid card,
A casino store terminal for receiving settlement related data from the VAN provider server and receiving a payment approval response from the server of the VAN provider server, ;
A VAN provider server for receiving settlement related data from the casino store terminal and requesting payment approval of the casino exclusive prepaid card to the prepaid carrier system and informing the casino store terminal of the payment approval response from the prepaid carrier system; And
And a prepaid provider system for confirming the payment approval request from the VAN provider server and notifying the approval response to the VAN provider server,
The casino exclusive prepaid card receives a point to be purchased from the purchaser in the card issuing device and receives a first payment amount converted based on the exchange rate of the first currency for the amount corresponding to the input point and a first payment amount, A second payment amount converted on the basis of the exchange rate and displaying the second payment amount converted based on the exchange rate and paying the settlement amount related to the selected currency based on the selection information for one of the first and second calls through the payment means of the buyer,
The exchange rate information is a casino prepaid card payment system which is characterized in that the casino rate at the point of purchase of the card is applied.

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