KR101313413B1 - Business processing apparatus, method and storage medium - Google Patents

Abstract

The present invention relates to a work processing apparatus, a method and a recording medium interoperable with a customer terminal, wherein the work processing apparatus according to the present invention recognizes a customer terminal within a first predetermined distance by using short-range wireless communication, A communication setting unit for establishing a connection; A communication distance reset unit resetting a communication holding distance from the first distance to a second distance when the connection with the customer terminal is successful; A controller for transmitting a transaction application execution command to the customer terminal after resetting the communication holding distance and allowing release of the customer terminal; And a data processing unit transmitting and receiving transaction data from the customer terminal using the transaction application within the second distance.

Description

BUSINESS PROCESSING APPARATUS, METHOD AND STORAGE MEDIUM}

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a business processing apparatus, a method, and a recording medium which can be linked to a customer terminal possessed by a customer, such as a smart phone.

In the past, banks, financial institutions, and government offices have business processing units installed at each institution to automate some tasks, such as window work, but customers are encouraged to use them. When the number of users is large, there is a problem that the waiting number increases, and the waiting time is also long. In recent years, in order to improve the above problems in addition to realizing paperless work, efforts and researches for automating work, increasing work efficiency, and saving time have been continuously increasing.

In addition, existing financial automation devices are generally used to use transactions by cash card or bank account, and have various security problems due to card skimming and simple password system. Is one of the problems.

On the other hand, the measures currently discussed are discussed in various ways without departing from the basic form, function, and configuration of the existing financial devices, and they can be used by many people while reducing the size of the device to increase the space utilization rate. It does not provide a solution to do this. Therefore, it is necessary to introduce a device capable of increasing security and convenience while miniaturizing a work processing device.

The present invention proposes a work processing device that can be linked with a smartphone to solve the above problems.

In one embodiment, a business processing device according to the present invention includes a communication setting unit for recognizing a customer terminal within a first predetermined distance by using short-range wireless communication and establishes a connection with the customer terminal; A communication distance reset unit resetting a communication holding distance from the first distance to a second distance when the connection with the customer terminal is successful; A controller for transmitting a transaction application execution command to the customer terminal after resetting the communication holding distance and allowing release of the customer terminal; And a data processing unit transmitting and receiving transaction data from the customer terminal using the transaction application within the second distance.

Through the above invention, it has been difficult to synchronize a business processing device such as an ATM with a terminal possessed by a customer, thereby solving a problem in which the performance of the business could not be implemented through the customer terminal, and processing the business through the screen of the customer terminal. There is no need to install the same display module in the device, thereby reducing the size of the device and reducing the cost.

In another embodiment, the business processing method according to the present invention includes a communication setting step of recognizing a customer terminal within a first predetermined distance using short-range wireless communication and establishing a connection with the customer terminal; A communication distance resetting step of resetting a communication holding distance from the first distance to a second distance if the connection with the customer terminal is successful; After resetting the communication holding distance, sending a transaction application execution command to the customer terminal and allowing the customer terminal to release; And a data processing step of transmitting and receiving transaction data from the customer terminal using the transaction application within the second distance.

As still another embodiment, the present invention can provide a computer readable recording medium having recorded a program executable in a customer terminal, the recording medium having a communication distance within a predetermined first distance, with a business processing apparatus. Performing a connection; Upon completing the connection, resetting a communication holding distance from the first distance to a second distance; Receiving an execution command of a transaction application from the business processing device after resetting the communication holding distance; Executing the transaction application by the execution command; And a data processing step of transmitting and receiving transaction data by using the transaction application.

In addition, the business processing apparatus, the method and the recording medium according to the embodiment may selectively change the communication method from the first communication method to the second communication method when resetting the communication holding distance, wherein the second communication method is short-range communication The wireless communication method is capable of communicating over a wider range than the first communication method.

According to the present invention, unlike the conventional business processing apparatus, it is not necessary to have a complicated display screen (for example, a touch screen) and a plurality of buttons, thereby providing an effect of reducing the size of the business processing apparatus and reducing the cost. have.

In addition, by using the certificate stored in the customer's smart phone, even if you do not have a separate cash card, credit card, bankbook, it is effective that transactions can be made through personal authentication, and through the certificate than the existing password authentication method By adopting an authentication method, the effect of improving security can be achieved.

1 illustrates a business processing device according to an embodiment of the present invention.
2 is a block diagram showing the configuration of a business processing device and a customer terminal according to an embodiment of the present invention.
3 is a flowchart illustrating a business processing method according to an embodiment of the present invention.
4 is a swim lane diagram illustrating a business processing method between a business processing device, a customer terminal, and an authentication server according to an embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. In adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are assigned to the same components as much as possible even though they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

Recently, smartphones have a wider touch screen display interface than conventional mobile phones, which improves user convenience and enables portable electronic terminals such as smart pads and tablet PCs. Be in the spotlight. These portable terminals are now conveniently applied in real life regardless of the fields of application such as mobile internet banking, mobile credit card, mobile social networking, and mobile shopping. For this purpose, banks, securities companies, credit card companies, social commerce companies, and the Internet Shopping mall companies develop their own smartphone applications for the operating systems of the smartphones and distribute them to users for a fee or free.

For reference, an application is a kind of software operating on an operating system (OS), and refers to a program designed to directly perform a specific function for a user or another application. In the computer-readable recording medium, application data, system data, and the like are recorded and stored in a predetermined programming language (for example, C language or JAVA). Application data refers to data having a program function implemented so as to enable interaction with a user, and system data refers to data including application management information and the like. Information for implementing other additional functions may be stored on the record carrier.

Meanwhile, NFC (Near Field Communication) is attracting attention as one of the short-range wireless communication technologies that can be used by being combined with a smart phone. NFC is an RFID-like concept that enables bi-directional communication of data between devices, such as smart phones, or between devices and readers, at distances of less than 10 cm. This NFC technology enables bi-directional communication between smart phones with NFC functions and two-way communication with smart phones and other objects than unidirectional communication, so it can be used in various fields such as acquiring, exchanging and managing information . The biggest feature of NFC is the short communication distance of 10cm. It may be a disadvantage that the communication distance is short. However, since the smart phone is combined with various networks such as mobile communication and Wi-Fi, short communication distance using NFC may be advantageous for security have.

The present invention implements to be compatible with a business processing device installed in a government office, a bank, or the like by using a customer terminal (for example, a smartphone or a smart pad having an NFC case) having such a short-range wireless communication function, thereby providing a counter service in a bank. The present invention proposes a counter-working apparatus and method that efficiently utilizes the system, saves waiting time, and conveniently inputs and transmits information. The present invention mainly describes a business processing device and method using short-range wireless communication when the banking business transactions as an example, but is not limited to the financial transaction business can be applied to a variety of tasks in various business environments, such as government offices and restaurants . In addition, short-range wireless communication is not limited to NFC communication, various short-range wireless communication such as IRDA (Infrared Data Association), Bluetooth can be applied to the present invention.

1 illustrates a business processing apparatus 100 according to an embodiment of the present invention. Business processing apparatus 100 according to an embodiment of the present invention, in order to operate in conjunction with a smartphone, the communication module 110 for short-range wireless communication (eg, NFC, Bluetooth), the display monitor 130, CAM 150, may include a CRM 170 for cash withdrawal.

The communication module 110 may be a short range communication module capable of bidirectional data communication. For example, it may be a near field communication (NFC) module which is a contactless short range wireless communication. The communication module 110 may be implemented in the form of a cradle for mounting the customer terminal, or may be mounted separately from the cradle to establish a short-range wireless communication connection when it is recognized that the customer terminal is mounted on a separate cradle. In general, short-range communication such as NFC is possible to recognize and communicate at a distance of an average of 4cm, in the present invention, for example, it can recognize the case that the customer terminal is mounted at a distance of about 4cm to 10cm.

In one embodiment, the business processing device 100 resets the communication holding distance after completion of the mounting. At this time, optionally, the same communication method may be used, but the communication holding distance may be reset by only changing the communication holding distance, or both the communication holding distance and the communication method may be changed (depending on the communication method, the communication holding distance is automatically changed. It may be changed). That is, it may be implemented to use NFC communication (normal communication distance 10cm) at the first communication setting, and to use Bluetooth communication (normal communication distance 10m) when resetting communication before dismounting. For example, if the terminal is recognized within 10 cm distance using NFC communication when the customer terminal is mounted, the user can change the setting to another short range wireless communication (eg Bluetooth) that can communicate within about 1 m so that the user can operate by hand. have. In this case, in order to prevent interference with another terminal or a business processing device, only communication with a recognized terminal may be established.

For another type of short-range wireless communication, the communication module 110 may be implemented as a separate communication module according to a communication method as an embodiment, and as another embodiment, a communication method is used when one communication module resets a communication distance. It can also be implemented to convert. In addition, the resetting of the communication holding distance may be performed before demounting (eg, before outputting the demounting guide message) or may reset the communication holding distance after demounting. In this specification, an embodiment of resetting a communication method before dismounting is mainly described, but is not limited thereto.

The monitor 130 may be implemented in the form of a touch screen like a conventional business processing device. However, since the work processing apparatus 100 of the present invention is interoperable with a customer terminal (for example, a smartphone and a smartpad), the customer inputs data using the customer terminal and displays the display unit of the customer terminal. Since it can be output through, the monitor 130 does not have to be implemented in a form that has a complicated interface or can interact with the user. Therefore, as an embodiment, it may be implemented in the form of a small monitor capable of outputting a guide message, etc., through the miniaturization and simplification of such a module to reduce the overall size of the business processing device 100 and expect the effect of cost reduction. Can be. In another embodiment, for a customer who does not have a linkable device such as a smart phone, the touch screen may be implemented like a conventional work processing device, but the mode may be changed (for example, the work processing device may not be used when the smartphone is interlocked). Therefore, it can be set so that it can save power by only outputting a guide message.

The CAM 150 may be installed at the front of the work processing device for customer recognition in order to recognize a case where the customer is located in front of the work processing device and to output a message for placing the customer terminal on the holder. CRM 170 is a module for basic cash withdrawal transactions, it can be installed in a location that is easy for customers to use. In this specification, descriptions of the general functions of the CAM 150 and the CRM 170 will be omitted.

2 is a block diagram showing the configuration of a business processing device and a customer terminal according to an embodiment of the present invention. The business processing unit 210 according to the present invention includes a communication setting unit 213 for establishing a communication connection with a customer terminal, a control unit for determining whether the communication connection is completed, and sending a command for executing a transaction application to the customer terminal when it is completed. 211, a data transceiver 217 and an input / output unit 217 for transmitting and receiving data from a customer terminal may be included.

The customer terminal 250 includes a communication unit 251 for communication with the business processing unit 210, an application execution unit 253 for storing and executing a transaction application, and a certificate storage unit 255 for storing a certificate for identity authentication. It may include.

The business processing apparatus 210 and the customer terminal 250 illustrated in FIG. 2 may further include components, such as a cradle for mounting the customer terminal and an authentication processing unit for authentication processing, in addition to the illustrated components.

The communication setting unit 213 may recognize the location of the customer terminal and establish a communication connection through the communication module when the customer terminal 250 is located in a specific area capable of recognizing the cradle or the mounting of the work processing device. . As described above, the customer terminal may be mounted on the communication module for short range communication, or may be provided with a separate holder. For example, the communication module may limit the recognition distance to a preset first distance (eg, 10 cm) at the time of initial session establishment, so that only the customer terminal on the cradle may be recognized.

The controller 211 may determine whether the communication setting is completed, and may reset the communication distance so that the user can use the communication setting without completing the communication setting. After resetting the communication distance, an execution command control signal may be sent to execute a transactional application (eg, an application that can be driven in a smartphone or a smart pad) on the customer terminal. When the transaction application is executed in the customer terminal by the execution command, the user terminal is allowed to release the user terminal so that the customer can operate the customer terminal in hand, and the input / output unit 217 (eg , To the monitor 130.

That is, the communication resetting unit (not shown) may reset the communication holding distance from the first distance to the second distance before release. For example, in order to recognize the mounting, it recognizes a terminal within a proximity distance of 4 to 10 cm (first distance), and after dismounting, the user can operate the hand in a state near the work processing device, so that the distance of about 1 m ( Second distance) may be reset to the communication holding distance. That is, the second distance is set to a distance longer than the first distance. Here, the communication reset unit may be implemented as an integrated form in the communication setting unit 213 as an embodiment, or in another embodiment, the communication setting unit may implement a communication reset function, or as another embodiment may be implemented in a separate module form. have.

In addition, as described above with reference to FIG. 1, the communication resetting unit may use only the same communication method but change only the communication holding distance, or may change and reset both the communication method and the communication holding distance.

When the communication is connected within the second distance, the data transmission / reception unit 215 performs a function of transmitting and receiving data with a customer terminal when a customer inputs or outputs data necessary for a transaction using the transaction application to perform a transaction procedure. do. For example, it may receive customer identification information such as a customer's name, social security number, telephone number, and authentication information, and may transmit a form or a transaction processing result data for a transaction to a customer terminal. The transmission / reception data may be processed through the control unit 211 or transmitted to the corresponding business server.

The communication unit 251 of the customer terminal 250 may have a function of establishing a communication connection with the business processing apparatus 210 and transmitting and receiving data. In one embodiment, the short-range wireless communication setup request may be recognized and allowed to establish a communication connection, and a command for receiving a customer application execution may be received and transmitted to store or install in the customer terminal 250. In addition, the information input through the transaction application may be transmitted to the business processing device, or the received data may be displayed through the transaction application.

The application execution unit 253 may be directly received from the business processing device 210 and executed after installation, or may execute an application stored in advance. For example, an application for a transaction for interworking with a business processing device may be transmitted and stored and installed with an execution command, or may be automatically executed if already stored. In one embodiment, the transaction application may be implemented in the same or similar to the menus, procedures originally implemented in the business processing device, and in another embodiment, may be provided in an interface optimized for the customer terminal.

The certificate storage unit 255 stores, for example, a public certificate previously issued for self-authentication in a customer terminal in a financial transaction. Through this, even if the customer does not carry the certificate in a separate storage medium, by storing and using the certificate in the terminal that the customer usually carry, it is not only easy to authenticate yourself, but also improves security.

3 is a flowchart illustrating a business processing method according to an embodiment of the present invention. First, when the customer is located in front of the work processing device, the presence of the customer through the CAM or any sensor can be recognized and output the guide message to the monitor to go through the customer terminal. When the customer places the customer terminal on the cradle of the work processing device, it activates the communication module and starts the wireless communication connection (S310). At this time, the communication module may be set to recognize only the terminal on the cradle by limiting the recognition distance, for example, 1 ~ 5cm.

When the communication connection between the terminal and the business processing device is completed through the communication module (S320), the recognition distance (that is, the connection holding distance) may be changed to, for example, 1 m and reset (S330). As described above, the resetting of the recognition distance is for the user to later release the mounting so that the customer terminal can be used, and the connection holding distance is a distance that the customer can hold and manipulate. When the recognition distance is reset, the control unit of the business processing device may output a command for executing a transaction application that can be driven on the customer terminal in the form of a control signal (S340). In this case, when a transaction application is installed in the customer terminal, the installed application may be instructed to operate, and when not installed, the installation data may be transmitted and driven to transmit the installation data.

Subsequently, a user may allow the user to release the user by outputting a guide message for allowing the user terminal to be released. That is, it is possible to release the mounting from the work processing device and to operate the customer terminal in hand.

As an embodiment, when the wireless connection with the customer terminal is completed, it may include an authentication procedure of the customer terminal (S360). After completing the communication connection between the terminal and the work processing device through the communication module, the identity authentication procedure may be performed in the unloaded state. Although an existing password or social security number input method may be used, an authentication procedure using an official certificate stored in advance in a customer terminal may be performed. In case of conducting self-certification through an accredited certificate, not only the convenience of customers but also the security are increased, which makes it possible to secure financial transactions.

When the transaction application is driven in the customer terminal after the authentication is completed, it is possible to exchange transaction data with the business processing device (S370). As described above with reference to FIG. 2, when the business processing device and the customer terminal input or output data necessary for a transaction to proceed with a transaction procedure, the data processing device transmits and receives data in both directions. For example, the business processing device receives customer identification information such as customer name, social security number, telephone number, etc., and authentication information, which are entered by the customer, from the customer terminal, and transmits a form or transaction processing data for the transaction to the customer terminal. can do. The transmission / reception data may be processed through the control unit or transmitted to the corresponding business server.

Conventionally, when using a business processing device, it is impossible to implement accurate synchronization between a business processing device and a customer terminal (eg, a mobile phone, a PDA, etc.) due to interference with a communication or connection with a peripheral business processing device. Although the business process could not be implemented, the present invention can solve the technical problem and at the same time reduce the volume of the business process device. Therefore, the convenience of the transaction can be increased through the customer's own customer terminal, and the security can be improved through the authentication process using an accredited certificate.

4 is a swim lane diagram illustrating a business processing method between the business processing apparatus 210, the customer terminal 250, and an authentication server (not shown) according to an exemplary embodiment of the present invention. Although the flow of work between the authentication server and the business processing device, and the customer terminal and the business processing device is shown in the figure, the customer terminal and the central server (or the local server of the corresponding branch) (not shown), the authentication server And data communication between the central server or the business processing unit and the central server. In addition, the authentication procedure may be performed before demounting, or in another embodiment, may be performed between the customer terminal and the authentication server after demounting.

As an embodiment, when the customer terminal is mounted on the work processing device, the work processing device recognizes the customer terminal and performs a wireless communication connection through the communication module. For example, a short distance wireless communication may be used to establish a session for bidirectional data communication.

When the wireless communication connection between the customer terminal and the business processing device (financial automation device of FIG. 4) is completed, the communication maintenance distance may be reset. Subsequently, in addition to resetting the connection holding distance, the work processing device may output a command for executing a transaction application. The reset of the connection maintenance distance and the output of the application execution command may be performed at the same time or may be executed with a slight time difference. In addition, the transaction application execution command may be output before demounting or may be output after demounting.

When the transaction application is operated on the customer terminal, the business processing device may transmit a deferment release message to the customer terminal allowing the deferred release. When the decommissioning is completed, the business processing device may request the user's authentication to the customer terminal, and the customer's terminal may perform the user's authentication using a pre-stored public certificate (eg, stored in the certificate storage 255). When the client terminal transmits the authorized certificate to the business processing device, the business processing device delivers the public certificate to the authentication server, and the authentication server can confirm the identity verification. The authentication server may transmit an authentication success or authentication failure result to the business processing device as an authentication result.

If the authentication is successful, it is possible to proceed with the transaction business through the two-way data transmission between the customer terminal and the business processing device, it is possible to release the communication connection when the transaction business ends. As an embodiment, such a work content may be implemented to be stored by using a transaction application, or may be implemented to be downloaded and viewed by transferring the completed work to a central server, for example.

In order for the customer to easily recognize the above-described work flow, the input / output unit 217 or the monitor 130 of the work processing device may be implemented to easily use by outputting an appropriate guide message for each step.

While the present invention has been described in detail in the foregoing for the purpose of illustration, it is to be understood that the components, their connections and relationships, and their functions are merely exemplary. In the present invention, the work processing device may be various work automation devices installed in a bank, a government office, or the like. In addition, the customer terminal may be implemented as various types of computing devices such as smart phones, smart pads, tablet PCs, PDAs. Also, in the present specification, the components 211, 213, 215, 217 of the business processing apparatus 210 and the components 251, 253, 255 of the customer terminal 250 are implemented as physically integrated, The components may be implemented in a physically separated form or in an integrated form of one or more components as necessary.

The components of the system may also be interconnected by digital data communication (e.g., a communication network) of any form or medium. Examples of communication networks include Near Field Communication (NFC), Local Area Network (LAN), Wide Area Network (WAN), and Internet.

The present invention is not necessarily limited to these embodiments, as all the constituent elements constituting the embodiment of the present invention are described as being combined or operated in one operation. In other words, within the scope of the present invention, all of the components may be selectively operated in combination with one or more. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. Codes and code segments constituting the computer program may be easily inferred by those skilled in the art. Such a computer program may be stored in a computer readable storage medium and read and executed by a computer, thereby implementing embodiments of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Terms used generally, such as terms defined in a dictionary, should be interpreted to coincide with the contextual meaning of the related art, and shall not be interpreted in an ideal or excessively formal sense unless explicitly defined in the present invention.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The protection scope of the present invention should be interpreted by the following claims, and all technical ideas within the equivalent scope should be interpreted as being included in the scope of the present invention.

110: communication module 130: monitor
150: CAM 170: CRM
210: business processing device 211: control unit
213: communication setting unit 215: data transmission and reception unit
217: input and output unit 250: customer terminal
251: communication unit 253: application execution unit
255: certificate storage unit

Claims (14)

A communication setting unit configured to recognize a customer terminal within a first predetermined distance by using short range wireless communication and establish a connection with the customer terminal;
A communication distance reset unit resetting a communication holding distance from the first distance to a second distance when the connection with the customer terminal is successful;
A controller for transmitting a transaction application execution command to the customer terminal after resetting the communication holding distance and allowing release of the customer terminal; And
And a data processing unit for transmitting and receiving transaction data from the customer terminal using the transaction application within the second distance. The method according to claim 1,
The communication distance resetting unit changes the communication method from the first communication method to the second communication method when resetting the communication holding distance,
And the second communication method is a wireless communication method capable of communicating over a wider range of distance than the first communication method, which is a near field communication method. The method according to claim 1 or 2,
And the second distance is longer than the first distance. The method according to claim 1 or 2,
When setting up the connection using the short-range wireless communication, the processing unit further comprises a cradle for recognizing the customer terminal. The method according to claim 1 or 2,
And an input / output unit configured to output a guide message for mounting or releasing the customer terminal. The method according to claim 1 or 2,
And an authentication unit which transmits authentication information of the customer terminal to an authentication server and receives whether the authentication is approved from the authentication server. A communication setting step of recognizing a customer terminal within a first predetermined distance using short range wireless communication and establishing a connection with the customer terminal;
A communication distance resetting step of resetting a communication holding distance from the first distance to a second distance if the connection with the customer terminal is successful;
After resetting the communication holding distance, sending a transaction application execution command to the customer terminal and allowing the customer terminal to release; And
And a data processing step of transmitting and receiving transaction data from the customer terminal using the transaction application within the second distance. The method of claim 7,
The communication distance resetting may further include changing a communication scheme from the first communication scheme to the second communication scheme upon resetting the communication holding distance.
And the second communication method is a wireless communication method capable of communicating over a wider range of distance than the first communication method, which is a near field communication method. The method according to claim 7 or 8,
And the second distance is longer than the first distance. The method according to claim 7 or 8,
And outputting a guide message for deferring or releasing the customer terminal. The method according to claim 7 or 8,
And an authentication step of transmitting the authentication information of the customer terminal to an authentication server and receiving whether or not the authentication is approved from the authentication server. A computer-readable recording medium having recorded a program executable on a customer terminal,
Performing a connection with a business processing device while the communication distance is within the first predetermined distance;
Upon completing the connection, resetting a communication holding distance from the first distance to a second distance;
Receiving an execution command of a transaction application from the business processing device after resetting the communication holding distance;
Executing the transaction application by the execution command; And
A computer-readable recording medium having recorded thereon a program for executing a business processing method comprising a data processing step of transmitting and receiving transaction data using the transaction application. The method of claim 12,
The communication distance resetting may further include changing a communication scheme from the first communication scheme to the second communication scheme upon resetting the communication holding distance.
And the second communication method is a wireless communication method capable of communicating over a wider range of distance than the first communication method, which is a near field communication method. 14. The method according to claim 12 or 13,
And the second distance is longer than the first distance.

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