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KR100409214B1 - System for credit settlement service of financial company - Google Patents

System for credit settlement service of financial company Download PDF

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Publication number
KR100409214B1
KR100409214B1 KR1020030045014A KR20030045014A KR100409214B1 KR 100409214 B1 KR100409214 B1 KR 100409214B1 KR 1020030045014 A KR1020030045014 A KR 1020030045014A KR 20030045014 A KR20030045014 A KR 20030045014A KR 100409214 B1 KR100409214 B1 KR 100409214B1
Authority
KR
South Korea
Prior art keywords
settlement
information
credit
transaction
limit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
KR1020030045014A
Other languages
Korean (ko)
Inventor
Young Gil Lee
Original Assignee
Young Gil Lee
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Young Gil Lee filed Critical Young Gil Lee
Priority to KR1020030045014A priority Critical patent/KR100409214B1/en
Application granted granted Critical
Publication of KR100409214B1 publication Critical patent/KR100409214B1/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

PURPOSE: A system for a credit settlement service of a financial company is provided to allow credit settlement and management of each transaction within a credit limit by giving the credit limit depending on a credit level of a customer after evaluating the credit of the customer based on a qualification standard. CONSTITUTION: A member information database(111) stores member information including personal information, actual account information containing an account number and a transaction limit, and actual account certification information. A settlement request information receiver(112) provides a screen interface for processing the settlement to the customer using a shopping mall server, and receives settlement request information through the screen interface. A member certification processor(113) checks that the customer requesting the settlement is a valid member by using the actual account certification information. A transaction limit certifier(114) checks that the settlement price exceeds the transaction limit of the actual account information. A transaction processor(115) updates the transaction limit of the actual account by settling the settlement price, and generates/stores a virtual account.
KR1020030045014A 2003-07-03 2003-07-03 System for credit settlement service of financial company Expired - Fee Related KR100409214B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020030045014A KR100409214B1 (en) 2003-07-03 2003-07-03 System for credit settlement service of financial company

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020030045014A KR100409214B1 (en) 2003-07-03 2003-07-03 System for credit settlement service of financial company

Publications (1)

Publication Number Publication Date
KR100409214B1 true KR100409214B1 (en) 2003-12-12

Family

ID=37422853

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020030045014A Expired - Fee Related KR100409214B1 (en) 2003-07-03 2003-07-03 System for credit settlement service of financial company

Country Status (1)

Country Link
KR (1) KR100409214B1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101188337B1 (en) 2009-12-30 2012-10-10 공경용 Shopping mall management system for providing deffered payment and loan and method thereof
KR20180131899A (en) * 2017-06-01 2018-12-11 한패스(주) System and method for providing finance transaction service of foreign visitor using credit provision

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101188337B1 (en) 2009-12-30 2012-10-10 공경용 Shopping mall management system for providing deffered payment and loan and method thereof
KR20180131899A (en) * 2017-06-01 2018-12-11 한패스(주) System and method for providing finance transaction service of foreign visitor using credit provision
KR102365713B1 (en) * 2017-06-01 2022-02-21 한패스(주) System and method for providing finance transaction service of foreign visitor using credit provision

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