JPS5932060A - Bankbook processor - Google Patents

Abstract

PURPOSE:To execute a smooth transaction when a bankbook is filled with print, by detecting that the bankbook has no space for printing when the bankbook is printed, returning the bankbook to the user and informing the need for replacement of the bankbook to the user and a bank clerk. CONSTITUTION:An automatic deposit paying device 51 actuates a printer every time the unregistered data is received and waits for the next procedure after printing a line on the bankbook and a line feed. If the print designated line that is read out of a magnetic recording band on the bankbook is identical to the final line, the bankbook is returned to a user through a slit for insertion of bankbook after printing. At the same time, the need for replacement of the bankbook is informed to the user. Then the user receives the returned bankbook and put a new page if any residual pages exist. While the user requests a new bankbook in case the old bankbook has no blank page and inserts the old one to the slit. A center system 55 transmits the remaining unregistered data, and the printer print this data on the new bankbook.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a passbook processing device that prints transaction details on a passbook.

Generally, a deposit system in a financial institution such as a bank is connected to a large-scale center system consisting of an electronic computer and a storage device in which ledgers of all deposit accounts are filed, and to this center system via communication lines. It consists of a number of terminal devices installed at each bank deposit counter, such as a passbook handling device, and staff can access the central system's storage device online in real time from any of the passbook handling devices, ensuring that the latest data is always available. You can now conduct transactions based on this. The introduction of such a deposit system has made it possible to conduct transactions such as automatic salary transfers and automatic utility bill transfers, but this has led to an increase in transactions that are not recorded in passbooks.

For example, if a depositor brings a No. 1n book to make a deposit, unrecorded data such as transfers or transfers from the previous day will be printed out over many lines (so-called unrecorded work will occur). 〇 However, while printing on the passbook, I printed on the last line of the last page of the passbook, and even though there were items to be printed, the passbook ran out of printing space and there was only one item, so I had to print a new passbook. Situations often occurred in which it was necessary to reissue the . By the way, when reissuing a passbook (1), it not only prints the data that could not be printed on the previous passbook, but also prints it on the last line of the last page of the previous passbook as the carryover amount from the previous passbook on the first line. In contrast, with conventional passbook handling devices, when reissuing a passbook, you can specify that it is being reissued so that the entire carryover amount is printed, or you can print out the entire carryover amount without using a machine. I was also processing the carryover fees.

By the way, the above-mentioned passbook handling device @ was used as a staff member, but in recent years, passbook handling functions have been added to currency transaction devices such as automatic deposit machines and automatic payment machines. In other words, currency transaction devices have a built-in printing device that automatically prints transaction details on passbooks brought by users.These currency transaction devices are connected online to the center system, allowing users to 7. By using the personal identification card that has been given to you, you can freely carry out desired transactions (deposit payments, errands, etc.) without the intervention of staff. However, while printing on the passbook, Similarly, when the passbook printing becomes full, for example, if there are items to be printed on the last line of the last page of the passbook, it is necessary to update the passbook and reissue a new passbook. This could not be easily known by the user or the clerk.This caused problems in the transaction and made it impossible for the transaction to proceed smoothly.

The present invention has been made in view of the above circumstances, and its objectives are to provide a passbook processing device that allows smooth transactions when the passbook is full of prints.1. This is what we are trying to do.

Hereinafter, the case where an embodiment of Raikou and Ming is applied to an automatic deposit dispensing device will be explained with reference to all the drawings. Figure 1 shows a state in which the last page of the passbook used in the automatic deposit dispensing device is opened. A plurality of pages 3 are bound in a booklet form between the front cover 1 and the back cover 2, and each printing surface of these pages 3 has a plurality of lines (for example, 17 lines) of printing fields. 4 is printed. It's a box, the above back cover 20 table 1#+
A magnetic recording strip 5 is affixed to the 7ji fixed area in its width direction, and on this magnetic recording strip 5, for example, data such as the designated number of lines to be printed in addition to the bank name code and account number are magnetically written. It's included. Note that 6 is the final page.

Figure 2 schematically shows the entire automatic deposit dispensing device, with a card insertion slot 12 on the front side of the casing 11 into which a personal identification card is inserted, and a passbook shown in Figure 1 in the fully opened state. A passbook insertion slot 13 for insertion, a display 14 for displaying the amount or operation guidance, and a withdrawal slot 1 for dispensing banknotes.
5, etc. are provided respectively. In addition, the housing 11
A stepped portion 11a is formed approximately at the center of the front surface in the vertical direction, and this stepped portion 11a is provided with a keyboard 16 for setting all information such as a password and amount. The housing 11 houses a dispensing machine 4 and its control device (none of which are shown). These dispensing mechanisms and control devices detect the correspondence between the data from the card inserted into the card insertion slot 12 and the manual data from the keyboard 16, and when the correspondence is predetermined, a predetermined value is determined. Since this is a well-known technique, a detailed explanation thereof will be omitted.

Further, a printing device is housed in a portion of the housing 11 that corresponds to the passbook insertion slot 13. This printing device arbitrarily selects a passbook inserted through the passbook insertion slot 13 or a print medium prepared in advance, prints the transaction details, and returns or ejects it from the passbook insertion slot 13. It is configured as shown in Figure 3. That is, 21
is a passbook guide frame, which is communicated with the passbook insertion slot 13 and horizontally guides the passbook Pk inserted from the passbook insertion slot 12 in the direction of the arrow shown in the open state. When the passbook P is inserted into the guide frame 21, the tip of the passbook P is detected by the optical detector 22, and the renoid 2
3 is operated and the shutter 241 is opened, the reversible motor 25 is operated and the conveyance path 26 is driven, and the conveyance path 26 holds and conveys the passbook P completely and takes it in. The magnetic head 27 is connected to a magnetic recording strip 5 which is printed on the back cover 2 of the passbook P.
Read predetermined data from or write predetermined data. As mentioned above, in addition to the bank name code and account number, the magnetic recording band 5 includes data such as the designated number of lines to be printed, and by reading the designated number of lines to be printed, the stop position of the passbook P can be determined. is now determined.

The passbook P conveyed on the conveyance path 26 is conveyed while being held between a platen roller 30 and a tension roller 31 driven by a pulse motor 29, and the leading end of the passbook P is located at a predetermined position and is optically When detected by the detector 32, the motor 29 is driven by a specified pulse amount determined by the print designated line read by the magnetic head 27 and then stopped. As a result, the passbook P is already set so that the next line of the printing method stops corresponding to the printing position. 33(
It is a d-wire dot type print head, and this print head 3
3, the support base 34 is equipped with a pulse motor 35 and a wire 36.
By being slid and driven along a rod 38 by a puller 37, printing is performed on a bankbook P or a ticket S to be described later. Note that 39 is an ink ribbon, and 40 is an ink ribbon cassette.

On the other hand, a stacking box 41 is provided at a lower portion in front of the platen roller 30, and a large number of printing media, such as tickets S, are stacked in an upright position in the stacking box 41. is slidable in the front and back direction along the guide shaft 42 and is always biased toward the front by a spring 43. However, when printing on the single sheet S, the solenoid 44 is biased. As a result, the take-out prevention plate 45 is pulled against the repulsive force of the spring 46, and the cut sheet S is pressed against the take-out rollers 47, 47 driven by the motor 29. Then, the motor 29
The bankbook is removed by rotating in the opposite direction to the direction used when taking in the passbook.

-247, 47 rotates in the take-out direction, and one cut S is taken out due to friction with the cut S. When a detector (not shown) detects that one sheet has been taken out, the solenoid 44 is deenergized, and the removal prevention plate 45 is activated.
The repulsive force causes the sheet to return to its original position, presses the frontmost end of the sheet S, and prevents the second and subsequent sheets from being taken out. The taken out ticket S is conveyed while being held between a roller 48 and a pinch roller 49 driven by the motor 29, and when its tip is located at a predetermined position and detected by the detector 32, a specified The motor 29 is driven by the pulse and then stopped. As a result, the tip of the single MS stops in correspondence with the printing position.

Then, the bankbook P or slip S i, which has been printed,
i. By rotating the motors 25 and 29 in the opposite direction to the direction in which the passbook was taken in, the pass 1) 4% P is returned to its insertion slot 13, and the ticket S is discharged to the insertion slot 13. It is something.

FIG. 4 schematically shows the configuration of a deposit system according to the present invention, in which a plurality of currency transaction devices, such as an automatic deposit payment device 51 and an automatic deposit device 52, each have a modem 53 + 53 + . Communication episode! 54,54.
. . are connected to the center system 55 online. The center system 55 has a collective modem 51i
, input/output control section 57, central processing section 58, internal storage section 59
It is composed of an arithmetic unit 60, an external storage unit (ledger file) 61, etc. Next, the entire operation in the above configuration will be explained. First, the user inserts his/her own card into the insertion slot 12 and uses the card reading/writing device shown in the figure (7) to read the predetermined data (PIN number, account number, etc.) magnetically recorded on the inserted card. number, etc.) will be collected.

Next, the user sets his or her personal identification number on the keyboard 16, which is checked against the identification number read from the card. If the two identification numbers match, the user advances to the next step, and the display 14 shows, for example, ``Please insert your passbook. If you have forgotten your passbook, please press the forget your passbook button.'' is displayed. If you forget your passbook, by pressing the forget passbook key provided in the keyboard 1G, the slip S is set in the print position as described above, and the transaction details are issued in the form of a slip. On the other hand, if you bring your bankbook, insert the bankbook P into the insertion slot 13 with the predetermined page open, and as described above, it will be taken into the printing device and set at the printing position.] 7ru. When the above operation is completed, the display 14 displays, for example, "Please press the amount." Therefore, when the user sets a desired amount using the keyboard 16, the dispensing mechanism operates 7, and banknotes corresponding to the set amount are dispensed to the dispensing port 15. At this time, the card is also returned to its insertion slot 12. When the amount is entered on the keyboard 16, the amount is sent to the center system 5 along with the read account number.
5. The transmitted data is stored in the internal storage unit 5.
9, and the data of the ledger file of the account number is read out from the external storage section 61. Here, it is assumed that the read data at that time is, for example, as shown in FIG. Send unrecorded data one by one. Each time the automatic deposit payment device 51 receives one piece of unrecorded data, the printing device is fully operated to print one line on the bankbook P, then start a new line and wait. By the way, if the designated print line read from the magnetic recording band 5 of the passbook P is, for example, the 15th line, the print IF 4 of the passbook P is the 17th line as described above, so the three appendices are printed. If so, the printing space for the page will be full. Therefore, when the printing device receives the third unrecorded data (Text 3) and finishes printing it,
It is determined that there is no more printing space on the page, and the passbook P is returned to its insertion slot 13. Also, at this time, the display 14
In other words, for example, the display 14 will display the following message: ``Open the new page fully and reinsert the passbook.If there are no remaining pages, request a new passbook at the counter.1. If you are unable to do so, please press the request button.'' is displayed.

Here, the user receives the returned passbook, and if there are any remaining pages, open the new page and insert it again; if there are no remaining pages, the user requests a new passbook at the counter and inserts it. . During this time, the payment device 51 returns a transmission impossible signal rNAcKJi to the center system 55, but when the passbook P is reinserted, it returns a transmission possible signal rACK-AJ, and the center system 55 receives this. The remaining unrecorded data (text 4) is sent, and the printing device prints it on the first line of the new page of the reinserted passbook P or the first line of the first page of the inserted new passbook P. do.

On the other hand, if the user is unable to request a new passbook from the clerk due to non-business hours, the user presses a ticket request button provided within the keyboard 16. This energizes the solenoid 44, and as described above, one sheet S is taken out and set at the printing position. Here, the payment device 51 returns the transmittable signal 1'-ACK-BJk to the center system 55 in the same manner as described above, and the 9-digit center system 55 starts transmitting again. By the way, the transmittable signal has "A"
There are two types of codes: CK-AJ and rAcK-BJ.
Each specifies the entire printing format, r
ACK-AJ indicates printing on a passbook L, and I'-ACK-Bl indicates printing on a single slip. In this way, 通+1'l+P
The reason why the printing format is different between passbook P and ticket S is that
This is because, whereas the center system 55 includes an unrecorded ticket and prints out all the unrecorded data in the center system 55, the unrecorded ticket is not included in the single SKU and only the current transaction details are printed.

The center system 55, which has received the transmittable signal rACK-Bjk, sends the printing device 4 of the payment device 51
It is determined that ticket S is set in D, and the remaining unrecorded data (text 4) is not sent, but the data related to the current transaction is directly calculated by the calculation unit 60, and the specified data is sent to the payment device. 51. As a result, the printing device prints the previous balance, payment amount, latest balance, etc. related to the current transaction on the slip S.0The center system 55 now becomes a transmitting photon,
The external storage unit 610 ledger file contains unrecorded data (Text 4) for all battles [7 and other Shukicho data (Text 1 to
3), and then the latest balance and final bankbook entry balance (refresh the data in Figure 5 (5)).
3) After rl l/, the transaction details are printed and the slip S is ejected into the bankbook insertion slot 13 as described above, and the user receives it.

In this way, if the printing space runs out on any page during printing, it will be detected and the passbook will be returned to the user, and a message will be displayed to the user that they need to update their passbook. be.

This allows the user to easily know this, and if there are any remaining pages, the user can change the page and continue! You can re-insert the new passbook, or if there are no pages left, you can request a new passbook from the counter, allowing you to conduct transactions smoothly without any hindrance.

In the above embodiment, the need to update the passbook is displayed only to the user, but it may also be displayed to the staff member at the same time on a monitor (not shown).
Alternatively, the information may not be displayed for the amount spent, but may be displayed only for the staff in the same way as above. In these cases,
Only when there are no pages left and it is necessary to issue a new passbook.
The display 14 may display a message such as "Please wait for a while as the staff will arrive." If you do this,
The staff can quickly learn that a new passbook needs to be issued and can deliver the passbook to the device.
Further, in the above embodiment, the case where the invention is applied to an automatic deposit dispensing device has been explained, but the present invention is not limited to this, and may be implemented not only in Vi but also in an automatic deposit device +7, for example, and transaction details are recorded in a passbook. This implementation is optional as long as it is a book processing device that prints .

In addition, the present invention is not limited to the embodiments described above, and it goes without saying that various modifications can be made without changing the gist of the present invention.As detailed above, according to the present invention, bankbook printing is possible. At this time, there is a means to detect that there is no more printing space on the printing surface, and this means can detect when there is no more printing space 1.)!
Once the passbook is notified, the passbook is returned to the user, and at least either the user or the staff member is notified of the need to update the passbook.As a result, transactions are smoother when the passbook is full. It can provide a very convenient passbook processing installation.

[Brief explanation of drawings]

The drawings show one embodiment of the present invention, in which Fig. 1 shows a bankbook in a fully opened state, Fig. 2 is a perspective view schematically showing the entire automatic deposit dispensing device, and Fig. 3 shows a printing device. Figure 4 is a perspective diagram schematically showing the four components of the deposit system. 1 yen
FIG. P...passbook, S...printing medium, 3...page, 4...
・Print column, 6...Last page, 13...Passbook insertion slot, 5
1...Automated deposit payment device, 52...Automated deposit device,
55...Center system. Agent Patent Attorney Noriyuki Chika (and 1 other person) Figure 1 Figure 2

Claims (1)

[Claims] In a device that prints transaction details on a passbook, there is a means for detecting that there is no more printing space when printing the passbook, and when this means detects that there is no more printing space, the passbook is temporarily returned to the user and used. 1. A passbook processing device which is equipped with means for notifying at least one of a person in charge or an attendant of the necessity of updating a passbook.