JPS592611Y2 - Madguchijidouuniyushyutsukinouchi - Google Patents

Description

[Detailed Description of the Invention] This invention relates to an automatic teller deposit/withdrawal device that is installed at a teller counter of a bank, for example, and automatically performs deposit/withdrawal operations for banknotes.

For example, there are various types of counter operations at financial institutions such as banks, but currently, all deposit and withdrawal operations are performed manually by bank employees.

That is, when depositing money, the customer checks the amount written in the bankbook slip with the cash, and writes the deposited amount in the bankbook.

Therefore, bank employees at bank counters sort the cash received from customers by denomination, appraise and count each denomination, and even if the banknotes are genuine, soiled or damaged banknotes are excluded, and the final judgment is made as described above. This requires a lot of work, such as adding up the counting results and checking whether they match the deposit slip.

In addition, at the time of withdrawal, the prepared cash is sorted by denomination, appraised and counted for each denomination, and when necessary, the amount for each denomination is written on the slip and the results of the above appraisal and counting are aggregated. This requires a lot of effort, such as making sure that the product meets the customer's requirements.

As described above, the current cash handling operations at counters are extremely complicated and place a great physical and mental burden on bank employees, and there is a strong demand for mechanization of these operations.

This idea was developed in consideration of the above circumstances, and its purpose was to automatically perform deposits and withdrawals of banknotes at counters, while also making it easy to operate and reducing the physical and mental stress of bank employees. In addition to reducing the burden, the safe for deposits and withdrawals can be shared by multiple tellers, and the shared transport devices for deposits and withdrawals are arranged in parallel, simplifying the configuration and reducing the installation space. The purpose of this project is to provide an automatic teller deposit/withdrawal device that allows for automatic deposit/withdrawal at counters.

This invention will be explained below based on an embodiment shown in the drawings.

Figures 1 and 2 show the entire automatic teller deposit/withdrawal device installed at a teller counter of a bank, etc. To explain the general structure, 1 is a counter that separates the teller side 2 and the customer side 3. A partition wall 5 having a space chamber 4 is integrally installed in the lower part extending in the longitudinal direction.

There is a counter 1 on the teller side 2 extending in the longitudinal direction of the counter 1.
A table 6 with a step is provided.

Further, an automatic withdrawal device 7 is provided at one longitudinal end of the counter 1.
are installed, and a plurality of automatic deposit devices 8a, ab are installed at a predetermined interval in the longitudinal direction at the bottom of the table 6.
, ac are installed.

Command devices 9a, 9b, and 9C are placed on the table 6 corresponding to these automatic deposit devices 8a, 8b, and 8C.

On the other hand, in the space chamber 4 of the partition wall 5 constituting the counter 1, there is provided a shared transfer device 10 for dispensing money, one end of which is connected to the automatic dispensing device 7.

Furthermore, below this common conveyance device 10 for withdrawal, a common conveyance device 11 for depositing money is arranged, and one end of this is connected to a safe 50 for depositing money.

Also, in the middle of the common conveyance device 10 for withdrawal, there is a sorting device 12 corresponding to each of the command devices 9a, 9b, 9C.
a, 12b, 12C are provided, and these are dispensing ports 13a, 13b, 13C provided on the table 6 located remotely from each command device 9a, 9b, 9C.
It is designed to connect to.

Further, 14 is a control device, which is the command device 9a, 9b.
, 9C, the automatic withdrawal device 7 and the automatic deposit device Ba.

8b, 8C and sorting devices 12a, 12b, 1
2 It is designed to control the operation of C, etc.

Next, details of each of the above-mentioned devices will be explained in order. First, the automatic dispensing device 7 is configured as shown in FIG. 3.

In other words, 15 is a case body, and in the front part of this body 15 there is a storage part 17 for a withdrawal safe, for example, a magazine case 16.
is provided.

The magazine case 16 is composed of, for example, banknote storage boxes 18a to 18d stacked in four stages, and these are connected to rollers 19a to 19 provided at the bottom of the banknote storage boxes 18a to 18d.
It is possible to move left and right on d.

Banknotes P of different denominations are stored in the storage boxes 18a to 18d in an upright position.

That is, in this embodiment, the storage box 18a holds one 500 yen note, the storage box 18b holds one 1000 yen note, and the storage box 18c
There is a 5,000 yen ticket in the box, and 1,000,000 in the storage box 18d.
The 0 yen note is stored and becomes 1.

Each of the storage boxes 18a to 18d is provided with a takeout port 20 at one end for taking out the banknotes P one by one.

Further, although this magazine case 16 is not shown, the storage section 1
It can be moved up and down by the lifting mechanism installed in 7.
Desired storage boxes 188 to 18d can be taken out to face the takeout section 21.

A take-out device such as a take-out rotor 22 is rotatably disposed in the take-out portion 21.

On the rotational direction side of the take-out rotor 22, a conveyance path 25 is provided which is made up of a plurality of rollers 23... and belts 24, 24 wrapped around these rollers 23....

A light source 26a and a light receiving element 2 are located in the middle of this conveyance path 25.
A detector 26 consisting of 6b and 6b is provided to detect when the banknotes P are stacked by the takeout rotor 22.

Furthermore, a gate 27 that is activated by a signal from the detector 26 is provided at the discharge end of the conveyance path 25, and a pair of branch paths 28a and 28b are provided opposite this gate 27.

One branch path 28a communicates with the shared transfer device 10 for dispensing money, and the other branch path 28b communicates with a removal port 29 recessed in the upper part of the case body 15.

Therefore, the bank note P taken out by the take-out rotor 22 is transferred to the detector 26 while being conveyed via the conveyance path 25.
The presence/absence of overlapping is checked, and at the same time, the number of sheets to be taken out is counted, and then the sheets are transported to the common conveyance device 10 via the branch path 28a.

At this time, if the take-out rotor 22 overlaps the take-out rotor 22, the direction is changed by the gate 21 and the branch path 28
b and is carried into the exclusion port 29.

Further, 30 is an opening/closing lid of the removal port 29, and 31 is an opening/closing door for taking in and taking out the magazine case 16.

Further, the automatic deposit devices 8a to 8C are configured as shown in FIG.

That is, 32 is a case body, and a supply port 33 consisting of a recess is provided in the upper part of the case body.

Then, the banknotes P to be deposited can be stacked and deposited all at once.

Further, on one side of the supply port 33, a take-out rotor 34 facing the bank note P is rotatably provided.

A conveyance path 35 is provided on the rotational side of the take-out rotor 34 for conveying banknotes P while holding them therein, and this conveyance path 35 is arranged in a U-shape, and its discharge end extends to the front of the case body 32. .

A detector 36 is provided in the middle of the conveyance path 35 to optically perform authentication of banknotes P, discrimination of denomination, detection of overlapping, and counting of amounts.

A gate 37 which is activated in response to a signal from the detector 36 is provided at the discharge end of the conveyance path 35, and branch paths 38a and 38b are provided which branch upward and downward from this gate.

One branch path 38a communicates with the shared transfer device 11 for depositing money via a communication path 39 made of a belt, and the other branch path 38b communicates with a removal port 40 that opens on the teller side 2. are doing.

Among the banknotes P taken out by the takeout rotor 34, counterfeit banknotes, expired banknotes, and stacked banknotes are detected by a detector 36 and transported to a rejection bank 40.

In addition, 41 is a point. On the side lid, this shows that the total deposit is the command device 9
If the teller has any objections to the items displayed in a to 9C, he or she can take out the bank note P and examine it.

In addition, there is a shared transport device 10 for withdrawal and a shared transportation device 10 for deposit.

The shared transport device 11 is constructed as shown in FIGS. 2 and 5.

That is, 42 is a horizontal belt that conveys banknotes P in a horizontal state, and this belt communicates with 44 via a twisting belt 43 to a vertical bell 1 that conveys banknotes P in a vertical state.

This vertical belt 444 is disposed within the space chamber 4 within the partition wall 5 in the longitudinal direction of the counter 1,
A predetermined amount of banknotes P carried in via the horizontal belt 42 and twisting belt 43 is conveyed while being held between the pair of belts.

This vertical bell. Sorting devices 12a, 12b, and 12C are provided at predetermined intervals in the longitudinal direction of the tray 44.

These sorting devices 12a, 12b, 12c each include gates 45 of the same structure, and branch paths 413a, 46b, respectively.

Withdrawal port 13°a provided on table 6 via 46C
, 13b, 13C two connected tails.

In addition, the shared transfer device 11 for depositing is connected to the space chamber 4 of the partition wall 5.
Inside, it is composed of a mounting belt 47 stretched horizontally across the longitudinal direction of the counter 1, and a rising portion 4B is provided at one end of the mounting belt 47.

Ru.

A holding belt 49 is provided on the placing belt 47 located in the rising portion 4B and overlaps with the holding belt 47, so that the bank note P is conveyed while being held therebetween.

Furthermore, a deposit safe 50 for storing banknotes P to be carried in is provided at a lower portion of the placing belt 47 facing the conveying end.

This deposit safe 50 is provided with a receiving plate 51 that is movable up and down, and this is connected to a wire 5 that runs in conjunction with a motor 52a.
2b so that it can be raised and lowered.

Further, a height detector 53 consisting of a light source 53 a and a light receiving element 53 b is provided at the top of the deposit safe 50, and detects the height of banknotes P stacked on the receiving plate 51. The motor 52a is controlled.

Further, the command devices 9a, 9b, and 9c are constructed as shown in FIG.

That is, 54 is a main body of the command device, which is provided with a numeric keypad 55, function keys 56, and a display section 57 for displaying key-in results and commands from the control device 14.

Also, at the rear of the main body 54, there is a printing section 5 for printing passbooks, slips, etc.
9 and a journal printing section 60 are provided.

Further, the control device 14 is configured as shown in FIG.

That is, 61 is a central control unit that controls the entire device, and 62 is a central control unit that controls the entire device.
1 is a dispensing control section that controls the automatic dispensing device 7, and is connected to a conveyance control section 63 that controls stopping of the belt, gate, etc. of the common conveyance device 10 for dispensing money.

Further, 64 is a deposit control unit that similarly controls the automatic deposit devices 8a, 8b, and 8C, and this is a common transfer device 11 for depositing.
It is connected to a conveyance control section 65 that controls the belts and the like.

Reference numeral 66 denotes a command control unit corresponding to the command devices 9a, 9b, and 9C, which calculates the total amount depending on the key-in of the numeric keypad 55 or the function key 56, and calculates the total amount, etc. on the display unit 57.
In addition to displaying the information, it also controls the printing sections 59 and 60.

Further, the command control section 66... is connected to the withdrawal control section 62 and the deposit control section 6 through the central control section 61, respectively.
It is designed to send a command signal to 4.

In this case, the central control unit 61 controls each command control unit 66.
It receives information from and orders it, and when there is a request for information from multiple sources at the same time, it temporarily stores the necessary information.

Further, 67 is a discrimination section, which includes a temporary storage section 6B so that only one signal from the command control section 66 can be understood at a time.

Further, this discriminating unit 67 includes an inspection by the detectors 26 and 36 of the automatic withdrawal device 7 and the automatic deposit devices 8a, 8b, and ac (the detector 26 detects overlapping, the detector 36
(authenticity determination, denomination determination, and overlap detection) results are inputted via the conversion section 69, and the inspection results are discriminated and sent to the central control section 61, which is then sent to the withdrawal control section 62 and the deposit control section 64. is designed to be selectively controlled.

Next, the operation of the automatic teller deposit/withdrawal device configured as in the above embodiment will be explained.

This device has a plurality of windows along the longitudinal direction of the counter 1, and command devices 9a, 9b corresponding to the windows.

9C and withdrawal ports 13a, 13b, 13C1
Since automatic deposit devices 8a, 8b, and 8C are provided, not only can deposits and withdrawals be made at each counter, but also these operations can be performed in parallel at multiple counters.

That is, to explain the case of withdrawing money at counter A, first, the teller receives the deposit passbook 58 and refund slip from the customer over the counter 1, and then transfers the passbook 5B to the command device 9.
a, and when the amount written on the slip is entered into the numeric keypad 55 and the denomination into the function key 56, the key-in result is sent to the withdrawal control section 64 via the central control section 61. give.

For example, if the commanded amount is 68,000 yen, the magazine case 16 of the automatic dispensing device 7 is moved up and down by the operation of the lifting mechanism.

First, when the take-out port 20 of the storage box 18d in which banknotes P of 10,000 yen are stored faces the take-out rotor 22, the vertical movement of the magazine case 16 is stopped.

In this state, when the take-out rotor 22 rotates, the bank notes P in the storage box 18d are taken out one by one from the front end while being vacuum-adsorbed.

The taken out banknotes P are conveyed by the conveyance path 25 and headed for the discharge end.

At this time, when the banknotes P are taken out one by one by the takeout rotor 22, they are carried out to the shared transfer device 10 for withdrawal through the regular branch path 28a, but if they are taken out in duplicate at the time of takeout. The detector 26 detects this and supplies the information to the withdrawal control section 62, which rotates the gate 27 according to the information.

Therefore, the stacked banknotes P are discharged into the removal port 29 through the branch path 28b without being calculated.

In this way, when six 10,000 yen banknotes P corresponding to 60,000 yen are carried out onto the horizontal belt 42 of the shared conveyance device 10, since the horizontal belt 42 is stopped, they are stacked on the belt. Wait in a state where the

Next, the magazine case 16 is operated again to take out the storage box 18C in which the banknotes P of 5,000 yen are stored and make it face the rotor 22.

Then, by repeating the same operation as above again, 5
One 5,000 yen bank note P corresponding to 0,000 yen is stacked on top of the bank note P waiting on the horizontal belt 42.

When this is completed, the magazine case 16 is operated again to take out the storage box 18b containing banknotes P of 1,000 yen and place them opposite to the rotor 22, and by repeating the same operation as above again, the banknotes P of 1,000 yen are stored. 100 pieces
A bank note P of 0 yen is taken out and further stacked on top of the bank note P waiting on the horizontal belt 42.

This means that banknotes P with a total amount of 68,000 yen have been taken out onto the horizontal belt 42.

When the specified amount is reached in this way, the horizontal belt 4
2 starts running in response to a signal from the conveyance control section 63, and the taken-out banknote P of 68,000 yen is conveyed to the vertical belt 44 via the twisting belt 43, which is constantly running in a stacked state.

The bank note P is then conveyed toward the counter A that sent the withdrawal command signal.

At this time, since the gate 45 constituting the sorting device 12a corresponding to the counter A is rotating in response to a signal from the conveyance control unit 63, the direction of the bank note P is changed by the gate 45 and guided to the branching path 46. , is discharged to the withdrawal port 13a.

Therefore, banknotes P of 68,000 yen, which corresponds to the amount initially commanded by the command device 9a, are dispensed into the withdrawal port i3a in a stacked state.

Therefore, the teller can take out the banknotes P from the withdrawal port 13a and hand them to the customer without counting them.

Of course, the amount counted at this time is displayed on the display section 57 of the command device 9a, and at the same time is printed and recorded on the bankbook 58, journal tape, etc. in the printing section 59-60.

Also, to explain the case where a deposit is made at counter B in parallel with the withdrawal operation as mentioned above, the teller receives the bankbook 58 from the customer.
, take the deposit slip and banknotes P such as cash, and passbook 5.
8 is set on the printing section 59 of the command device 9b in the same way as when dispensing money.

Next, the banknotes P received from the customer are put in a batch into the supply port 33 of the automatic deposit device 8b.

Then, when an operation start signal is given to the automatic deposit device 8b, the take-out rotor 34 rotates, and the bank notes P in the supply port 33 are vacuum-adsorbed and taken out one by one from the front end thereof, and are taken out from the conveyance path 3.
5 toward the unloading end.

At this time, a detector 36 is provided in the middle of the conveyance path 35, which verifies the authenticity of each banknote P being conveyed, determines the denomination, detects overlapping, and counts the amount, and converts the information into a converter 69. The information is then sent to the determining section 67 for determination.

The determination result is sent to the deposit control unit 64 via the central control unit 61.
If a counterfeit bill, an expired bill, or a weighted bill is found, the gate 37 is rotated and the bill is discharged to the removal port 36 via the branch path 38b.

Then, only the genuine banknotes P are counted, and the branching path 38
It is carried out onto the communication path 39 via a.

At this time, although the connecting path 39 is stopped, the items are temporarily accumulated on this connecting path 39, and when the transaction is completed, the connecting path 39 starts running.

Therefore, the deposited banknotes P are carried out from the communication path 39 to the shared transfer device 11 for deposits in a stacked state.

This common conveyance device 11 has a horizontally stretched loading belt 4.
7, the bank note P is placed on the placing belt 47 and directed toward the rising section 48.

In the ascending section 48, the bank note P is held and conveyed while being prevented from slipping by the placing belt 47 and the presser belt 49, and is dropped into the deposit safe 50 from the delivery end thereof.

A receiving plate 51 is provided in the deposit safe 50, and banknotes P are stacked on the receiving plate 51 by receiving banknotes P.

At this time, the height of the stacked banknotes P is detected by the height detector 53, and when the height reaches a predetermined height or higher, the motor 52 rotates and lowers the receiving plate 51 so that the banknotes P are always placed in the receiver. The stopping position is fixed.

In this way, when all the banknotes P inserted into the supply port 33 are taken out and counting is completed, the amount counted is displayed on the display section 57 of the command device 9b, and at the same time, the amount is displayed on the printing section 59.
At 60, the information is printed and recorded on the bankbook 5B, journal tape, etc.

In addition, the bank note P ejected into the removal slot 29゜4a at the time of withdrawal and deposit is visually re-authenticated by the teller, stacked, and if it is a bank note P, is inserted again to determine whether it is a counterfeit note or an expired note. Tickets or dirty tickets will be dealt with appropriately.

In addition, in the above embodiment, along the counter 1, three
We have set up three counters, A, B, and C, so that deposits and withdrawals can be made at each counter, but the number of counters may be greater than these if necessary.

As explained above, this invention has various practical effects as follows: (a) All deposits and withdrawals at the counter can be performed automatically, and can be done accurately and efficiently, so even when depositing a large amount of money, it is possible to do so. The teller's physical and
Mental burden can be reduced.

(b) Provide multiple supply ports for banknotes, perform authentication of banknotes, etc., and remove suspect notes to the rejection port corresponding to the supply port according to the result of the authentication. As a result, it is immediately possible to know which customer issued a suspicious note, and there is no problem with settlement. Since this is done, there is no need to provide a safe for each supply port.

(d) Since the withdrawal safe is shared by a plurality of tellers, only one withdrawal device is required, and the device can be made more compact.

(e) Since the shared transport devices for depositing and withdrawing money are arranged almost in parallel, the device can be made smaller and the installation space can be reduced.

(f) Since the shared transfer device for deposits and withdrawals is located inside the counter that separates the teller side and the customer side, there is no need for new space to store them, and it can be easily installed in banks, etc., and the appearance is also improved. It has excellent performance and safety.

[Brief explanation of the drawing]

The drawings show one embodiment of this invention; Fig. 1 is a perspective view of the entire deposit/withdrawal device, Fig. 2 is a schematic perspective view showing the internal structure of the entire deposit/withdrawal device, and Fig. 3 is an automatic withdrawal system. FIG. 4 is a schematic vertical side view of the automatic deposit device, FIG. 5 is a schematic vertical front view of the shared conveyance device, FIG. 6 is a perspective view of the command device, and FIG. 7 is a schematic vertical side view of the device. FIG. 2 is a block diagram of a control device. 1...Counter, 2...Teller side, 3...Customer side,
9a-9C... Command device, 10... Shared transfer device for withdrawal, 11... Shared transfer device for deposit, 12 a-12
C... Sorting device, 13a-13C... Withdrawal port, 1
4... Control device, 16... Withdrawal safe (magazine case), 22... Takeout device (takeout rotor), 33
... Supply port, 36 ... Detector, 37 ... Game I.
, 40... Exclusion port, 50... Deposit safe, 67...
- Discrimination section 4, P... Bank note.

Claims (1)

[Scope of utility model registration request] A withdrawal safe for storing banknotes in a set state, a takeout device for taking out banknotes from the withdrawal safe, a shared conveyance device for withdrawal for transporting banknotes taken out by the takeout device, A plurality of command devices installed across the conveyance direction of the shared conveyance device for withdrawal, and banknotes installed in the shared conveyance device for withdrawal and conveyed to a withdrawal port provided near each of the command devices. A sorting device for discharging, a plurality of supply ports for supplying banknotes to be deposited, which are provided corresponding to each of the above-mentioned command devices, and a plurality of supply ports arranged substantially parallel to the common conveyance device for withdrawal to convey banknotes. a common transfer device for depositing, a deposit safe installed at the output end of the common transfer device for deposit and collecting banknotes deposited from each supply port; An automated teller counter comprising a control device for controlling the operation of a sorting device, etc., and wherein the common conveyance device for withdrawals and the common conveyance device for deposits are arranged inside a counter that separates a teller side and a customer side. Deposit/withdrawal device.