JPH10109451A - Passbook issuing device - Google Patents

Abstract

(57) [Summary] [Problem] Used information is printed on the front and back covers of the passbook that has expired, the used information of the first subject of a single MS passbook is printed in multiple subjects, and the same information of other subjects from the closed cover side It is an object of the present invention to provide a passbook issuing apparatus that turns over a printed page and reverses a closed double MS passbook in the front-rear direction. SOLUTION: An insertion slot 2 of a print expiration passbook 1 and a new passbook
A new passbook supply unit 11 having 1A and having a feeding means 12,
The transport path 3, the passbook 1 / opening / closing means 9 for the new passbook 1A, the magnetic read / write unit 4, the printer unit 5, and the magnetic information of the passbook 1 are read, and the used information is printed in the immediately preceding margin of the print completion print line. Then, the passbook 1 is closed, the used information is printed on one cover, the passbook 1 is turned over, the used information is printed on the other cover, a new passbook 1A is fed out, and the carry-over information from the upper device 24 is printed, Write magnetic information and passbook 1 and new passbook
A control means 15 for sending 1A to the insertion slot 2 is provided.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a passbook issuing device in a bank, etc.
In the case of a passbook issuing device that can print used information on the front and back covers of the passbook, and in the case of a passbook corresponding to multiple subjects, when the used information accompanying printing expiration of one subject is printed, the passbook is temporarily The present invention relates to a passbook issuing apparatus that is closed and turned from a cover to a page on which used information of the other subject is printed.

[0002]

2. Description of the Related Art FIG. 9 shows an automatic teller machine.
FIG. 1 shows an internal side view of a passbook printer that is incorporated in an automatic transaction device such as a teller machine (hereinafter referred to as ATM), a bookkeeping machine, or the like, and prints transaction data on a passbook 1a. Hereinafter, a description will be given of a bookkeeping machine operated by a customer as an example.

[0003] In the figure, 2a is an insertion slot, 3a is a conveyance path, 4a
Denotes a read / write (hereinafter referred to as R / W) unit having a fixed magnetic head H1, 5a denotes a printer unit having a print head 50 and a platen 51, and 6 denotes a shutter.

R1 to R3 are feed rollers connected to a motor (not shown). Further, S1 is a sensor for detecting the presence or absence of the passbook 1a in the insertion slot 2a, 7 is a reading sensor for detecting the page mark and the already printed line (printing of the transaction date) of the passbook 1a shown in FIG. S2 is a sensor for detecting and positioning the end of the passbook 1a.

The R / W unit 4a is disposed below the transport path 3a following the insertion slot 2a, and a magnetic stripe (hereinafter, referred to as MS) shown on the back cover of the passbook 1a in FIG. When passing through the top of the account, read the data such as account number and balance recorded in the MS, and after the transaction (data after the transaction)
Update record.

[0006] The bookkeeping machine is connected to a host computer (not shown) (not shown) by a line. Having such a configuration, the operation will be described next by taking as an example a case where unregistered data is printed by card transaction, transfer, or the like. First, when the customer inserts the passbook 1a in the direction of the arrow A from the insertion slot 2a, the shutter 6 is opened by the detection of the sensor S1, the feed rollers R1 to R3 are driven, and the conveyance of the passbook 1a is started.

The recording data is read by the magnetic head H1 from the MS of the passbook 1a conveyed to the R / W unit 4a, sent to a control unit (not shown), and the passbook 1a is further conveyed. The page is checked by the reading sensor 7, the already printed line is read, and the line next to the last line printed last time (that is, the printable line) is set in the printer unit 5.

Then, the read data from the MS is transmitted to the host, and the unrecorded data responded from the customer file of the host is printed on the passbook 1a by the printer unit 5a. When printing a plurality of lines, if the final line of the page is reached halfway, the passbook 1a is sent to a page turning unit (not shown), turned to the next page, and printing is continued by the printer unit 5a again.

When printing is completed, the passbook 1a is conveyed in the direction of arrow B, and the R / W unit 4a updates the MS record data, and then discharges the passbook 1a to the insertion slot 2a. When the customer removes the passbook 1a from the insertion slot 2a, the detection of the sensor S1 is released and the shutter 6 is closed.

In the above, the case where the bookkeeping machine is used to record in the passbook 1a of the ordinary deposit has been described. However, in the case of cash dispensing, depositing, and the like, the same transaction data is printed on the passbook 1a in an ATM or the like.

In any case, when the printing is completed up to the last printing line of the last printing page and the "printing expires", the deposit balance and the printing completion information are written in the MS, and the passbook 1a is sent to the insertion slot 2a. At the same time, a screen prompting the user to switch to a new passbook is displayed.

Therefore, the customer inserts the passbook 1a into the passbook issuing device and receives the new passbook 1b. Some passbooks 1a correspond to a plurality of transaction subjects (a plurality of combinations of ordinary deposits, time deposits, current deposits, reserve deposits, etc.) in one book. For example, in a passbook of a general account, two accounts, a time deposit (first transaction item) and an ordinary deposit (second transaction item), are recorded in different print page areas.

That is, as shown in FIG. 11, the contracts of the respective transaction items are printed on the inside of the front cover and the back cover, and the page on which the inner paper on the front cover is turned is the print page of the time deposit, The pages after the next inner page are printed as the ordinary deposit printing pages. The number of printed pages for time deposits is small, and the number of printed pages for ordinary deposits is usually large because the frequency of deposit and withdrawal is high.

In this case, there are two types of printing directions,
As shown in FIGS. 12 (a) and 12 (b), one MS (single MS) corresponding to the second subject is provided on the back cover, and both time deposit printing and ordinary deposit printing are performed from the front cover side as shown in FIGS. Print on the turned page.

The other is, as shown in FIGS. 13 (a) and (b), an MS1 corresponding to a time deposit on the front cover and an MS2 (double MS) corresponding to an ordinary deposit on the back cover. Deposits are printed on pages turned from the front cover, and time deposits are printed on pages turned from the back cover. Either is adopted by the bank.

When the printing of one of a plurality of subjects of the passbook 1a is completed, the other subjects need to be carried over together. That is, passbook 1a of the general account
If the savings account expires and the new bankbook is switched to the new bankbook 1b, both the transaction items of the bankbook 1a will be used, the bankbook will be carried over to the new bankbook 1b, and the new bankbook will be transferred.
Carrying over the deposit of time deposit in 1b (posting of all prints)
do.

FIG. 14 shows an outline of the passbook issuing device. The passbook issuing device includes a passbook processing unit 8, a page turning unit 9a, a passbook hopper unit 10a, and an evacuation unit 12, and is connected to a host (not shown) via a line.

The passbook processing section 8 has substantially the same configuration as that of the above bookkeeping machine. That is, the insertion slot 2A, the conveyance path 3A, the R / W
Unit 4A, a printer unit 5A, and a reading sensor 7a. The page turning section (opening / closing means) 9a is a passbook 1a or a new passbook 1b.
Of the cover, inner page (page) and the cover are closed. The mechanism of the page turning section 9a has been proposed by the present applicant in Japanese Patent Application No. 3-293439, “Page Turning Mechanism” and Japanese Patent Application No. 2-283223, “Passbook closing mechanism”.

This page turning mechanism pushes up the center of the opened passbook 1a on the page turning side from below, and turns the page to be turned by friction by the rotation of the page turning roller.
The passbook closing mechanism pushes up one side of the opened passbook 1a from below, and moves the passbook 1a in the closing direction while rotating the page turning roller so that the leading end is located above the page turning roller.

The passbook hopper section (new passbook supply section) 10a
Connected to the transport path 3B branched from the transport path 3A, a plurality of types of passbooks 1a, each having the same configuration as the new passbook 1b, are stored by type in a closed state, and each of the new passbooks 1a is provided with a payout roller 11a. The new passbook 1b is fed to the transport path 3B one by one by the rotation. The types of the passbook 1a include, for example, ordinary deposits, time deposits, checking accounts, reserve deposits, and general accounts of ordinary deposits and time deposits.

The retracting section 12 is provided at the end of the transport path 3A,
The passbook 1a whose printing has expired after the carryover printing is completed is evacuated. A gate G1 is provided at a branch point of the transport paths 3A and 3B.In a normal state, the gate G1 is urged by a spring (not shown) to be positioned horizontally, and guides the passbook 1a to be retracted from the printer section 5A to the retracting section 12. , New passbook 1b fed from passbook hopper 10a
The gate G1 is pushed open against the elasticity of the spring and sent to the transport path 3A.

With such a configuration, the operation will be described in the case where the printing of the single MS passbook 1a ordinary deposit is completed in the general account (here, ordinary deposit and time deposit) described in FIG.

(1) When the passbook 1a is inserted into the insertion slot 2A after opening the print completion page, the passbook 1a is conveyed through the conveyance path 3A and is read by the R / W unit 4A.
S, the account number and the like are read, and the reading sensor 7a reads the printed state of the last printing line of the last page of printing to recognize the end of printing, and confirms the password input from the operation unit (not shown). Sends a print end signal to the host.

(2) In accordance with the carry-over response information from the host, the printer section 5A prints "carry-over" as information indicating that it has been used in a margin below the last print line, as shown in FIG. (3) The passbook 1a is sent to the page turning unit 9a, the inner paper is turned back one by one to the print page of the time deposit, the passbook 1a is returned to the passbook processing unit 8, and the time deposit printing page and the final print line are read by the reading sensor 7a. Is checked, and "carryover" is printed in the margin below the last print line by the printer section 5A as shown in (b).

(4) Next, the passbook 1a is sent to the page turning section 9a, and the front cover side is closed.
As shown in (1), “carried over” is printed on the front cover. Then, the bankbook 1a is sent to the evacuation unit 12 to be evicted.

(5) The new passbook 1b of the corresponding general account in the passbook hopper section 10a is paid out, the customer name, account number, etc. are printed on the cover by the printer section 5A, and then sent to the page turning section 9a for the cover page. Open the middle paper and open the print page of the time deposit.

(6) Return the new passbook 1b to the passbook processing section 8, confirm the term deposit print page with the reading sensor 7a, and carry over the term deposit amount and the like sent from the host to the term deposit print page by the printer section 5A. Print the transcript data.

(7) The new passbook 1b is sent to the page turning section 9a again to turn the inner sheet, and then returned to the passbook processing section 8 to check the first printed page of the ordinary deposit by the reading sensor 7a. The printer unit 5A prints the carry-over information on the first line, that is, the date, the carry-over amount, and the like.

(8) The new passbook 1b and the passbook 1a saved in the save unit 12 are sent to the insertion slot 2A. In this manner, the passbook 1a and the new passbook 1b for which printing is completed in the case of the single MS are completed.
Is carried over.

On the other hand, in the case of the passbook 1a of the double MS, the passover processing of the passbook 1a for which printing is completed and the new passbook 1b are carried out.
After the used information is printed at the end of the printing of one transaction item, it is necessary to reverse the front and back of the passbook 1a in order to print the used information also on the other transaction item. It is necessary for the new passbook 1b to also carry over the process of one transaction item and then carry over the process of the other transaction item. For this reason, in the above-mentioned passbook issuing device, a method is used in which the passbook 1a or the new passbook 1b is once sent out from the insertion slot 2A on the way, and the customer inserts the passbook 1a upside down and reinserted.

Alternatively, there is a device in which a rotation mechanism is added to the passbook issuing device to automatically reverse the front and rear in the device.
In this case, the rotation mechanism is to rotate the bankbook 1a or the new bankbook 1b horizontally by 180 degrees in an open state.

[0032]

According to the above-mentioned conventional method, the "passed over" printing is performed only on the cover of the passbook whose printing has expired, and the passbook is stored at a customer storage location or the like.
As shown in (b), if it is turned over, the “carried over” print cannot be seen, so it cannot be distinguished from the new passbook.
When you are in a hurry, you take it out by mistake, and you may notice it after going to a bank or the like, which is extremely inconvenient.

Further, after “rollover” printing is performed in the margin below the last printing line of the passbook of the single MS passbook whose printing has expired, the inner paper is turned one sheet at a time to the printing page of the time deposit, Since printing is carried out as "carried over", the number of pages to be turned is large and the processing time is long, and the waiting time of the customer is long.

During the printing process of the used information of the passbook of the double MS and the printing process of the carryover information of the new passbook, the passbook and the new passbook are once sent out from the insertion slot in the middle of the process, and the customer reverses the order and re-enters. The insertion method is troublesome and burdens the customer.

Further, in order to save the trouble of the customer, in the method of providing a rotating mechanism in the apparatus and rotating the passbook and the new passbook 180 degrees horizontally in an open state, the rotating mechanism becomes large and the apparatus becomes large. ing. There is a problem.

According to the present invention, it is possible to easily identify a used passbook so that the used passbook is not mistaken for a used passbook. In addition, it is possible to shorten the processing time for issuing a new passbook and reduce the size of the apparatus. It is intended to provide an issuing device.

[0037]

FIGS. 1 and 2 are explanatory diagrams of the principle of the present invention. FIG. 1 corresponds to claim 1 and FIG. 2 corresponds to claim 5.

In the configuration diagram of FIG. 1 (a) and the operation diagram of FIG. 1 (b), reference numeral 24 denotes a high-level device, 1 denotes a passbook whose transaction printing has expired, 2
Is an insertion slot for inserting the bankbook 1, 1A is a new bankbook corresponding to the bankbook 1, 10 is a new bankbook supply unit having the new bankbook 1A and has a feeding unit 11, and 11 is provided in the new bankbook supply unit 10 and stored. Means 3 for feeding out the new passbook 1A that has been drawn, 3 is a transport path on which the passbook 1 inserted from the insertion slot 2 and the new passbook 1A fed from the new passbook supply unit 10 are transported, and 9 is the passbook 1 and the new passbook 1A. Opening / closing means for opening and closing, 4 is a magnetic read / write unit for reading and writing magnetic information on the magnetic stripe of the passbook 1 and the new passbook 1A, and 5 is a printer for printing on the passbook 1 and the new passbook 1A based on carry-over information from the host device 24. Part, 15
Reads magnetic information from the passbook 1 inserted through the insertion slot 2 by the magnetic read / write unit 4, and prints used information in a margin immediately adjacent to the print expiration print line by the printer unit 5,
The passbook 1 is closed by the opening / closing means 9, the used information is printed on one cover of the passbook 1 by the printer unit 5, the front / back of the passbook 1 is reversed by the opening / closing means 9, and the used booklet is used for the other cover by the printer unit 5. The information is printed, the new passbook 1A is fed out from the new passbook supply unit 10, the carry-over information is printed on the new passbook 1A by the printer unit 5, and the magnetic information from the passbook 1 is written by the magnetic read / write unit 4,
This is control means for controlling the passbook 1 and the new passbook 1A to be sent to the insertion slot 2.

Therefore, since the used information can be printed not only on the front cover but also on the back cover of the passbook 1, the convenience can be improved without being mistaken for the new passbook 1A. In a preferred embodiment of the present invention, the control unit 15 includes a rotating unit for reversing the front and the back of the passbook 1, and the control unit 15 closes the passbook 1 by the opening and closing unit 9 and prints the used information on one cover by the printer unit 5. In this configuration, the passbook 1 is reversed before and after, and the opening and closing means 9 reverses the front and back of the passbook 1, and the printer unit 5 controls to print the used information on the other cover.

Accordingly, the used information of the front cover and the back cover of the passbook 1 can be printed in the same direction as the opening direction, so that characters and pictures are present on both the front cover and the back cover. In this case, the printing direction of the used information is aligned in the same direction, so that it becomes easy to see.

In another preferred embodiment, the bankbook is provided with rotating means for turning the bankbook 1 upside down with the bankbook 1 closed, and the bankbook 1 has print pages corresponding to a plurality of transaction items, and has a center point when opened on the front and back covers. The control means 15 reads magnetic information from the magnetic stripe corresponding to the transaction item for which the printing of the passbook 1 has expired at a symmetric position with respect to the plurality of transaction items, and When the used information is printed in the latest margin of the passbook, and when the passbook 1 is closed and the used information is printed on one cover, the front and back of the passbook 1 are inverted by the rotating means, and the front and back of the passbook 1 are turned by the opening / closing means 9. This is a configuration in which the magnetic information is read from the magnetic stripe corresponding to the other transaction item by inverting, and the used information is controlled to be printed on the other cover and the margin immediately adjacent to the last print line of the other transaction item, respectively.

For example, in the passbook 1 of the double MS of the general account of ordinary deposit and time deposit corresponding to a plurality of transaction items,
After the used information is printed at the end of printing of one transaction subject (usually a general savings account), the closed passbook 1 is rotated by rotating means to print the used information on the other transaction subject. Is rotated, and the opening / closing means 9 reverses the front and back.

Therefore, the closed passbook 1 is turned upside down,
In addition, by reversing the front and back, used information can be printed on the front and back covers in the same direction, and one of multiple transaction subjects is opened from the front cover side and the other transaction subject is opened from the back cover side, respectively. Thus, it is possible to support the passbook 1 in which the used information is printed on each print page. In addition, since the bankbook 1 is rotated back and forth in a closed state, the rotating means can be smaller than in the open state, and the size of the apparatus can be reduced.

Claim 4: A rotating means for reversing the front and back while the new passbook 1A is closed, the new passbook 1A has print pages respectively corresponding to a plurality of transaction items, and the front and back covers have:
A magnetic stripe corresponding to each of a plurality of transaction items is provided symmetrically with respect to the center point when the new passbook 1A is opened, and the control unit 15 determines that the magnetic information corresponding to one transaction item of the new passbook 1A corresponds to the magnetic stripe. When the carry-over information corresponding to one transaction item is printed on the corresponding print start page, the opening / closing means 9 causes the new passbook 1A to read / write the magnetic stripe corresponding to the other transaction item. After being closed so as to come to the part 4 side, it is turned upside down by the rotating means, the carry-over information corresponding to the other transaction item is written on the magnetic stripe, and the carry-over information corresponding to the other transaction item corresponds to the printing start page. This is a configuration in which control is performed so that printing is performed on the printer.

For example, in the passbook 1 of the double MS of a general account of ordinary deposit and time deposit corresponding to a plurality of transaction items,
There are a plurality of transaction items each provided with a plurality of magnetic stripes, one for each of the plurality of transaction items, as an ordinary deposit when opened from the front cover side and as a term deposit when opened from the back cover side.

Therefore, after writing the carry-over information on the magnetic stripe of one transaction item (usually an ordinary savings account) of the new passbook 1A corresponding to the passbook 1 whose printing has expired, the magnetic stripe of the other transaction item is also written. In order to write the carry-over information, the closed new passbook 1A is rotated back and forth by the rotating means, and the opening and closing means 9 is turned upside down.

Therefore, by turning the closed new passbook 1A back and forth, and turning the front and back, the carry-over information can be written in the same direction on the magnetic stripes of the front and back covers, and one of a plurality of transaction items can be written. Set the transaction subject on the front cover,
It is possible to correspond to a new passbook 1A in which the other transaction items are opened from the back cover side and carry-over information is printed on each print page. Further, since the new passbook 1A is rotated back and forth in the closed state, the rotating means can be smaller than in the opened state, and the size of the apparatus can be reduced.

In the configuration diagram of FIG. 2 (a) and the operation diagram of FIG. 2 (b), reference numeral 24 denotes an upper-level device, 1 denotes a first transaction item in which a small number of print pages are set, and a print page of the first transaction item. , Passbooks respectively corresponding to the second transaction items in which a number of print pages are set, 2 is an insertion slot for inserting the passbook 1 when printing of the second transaction item is completed, and 1A corresponds to the passbook 1. A new passbook, 10 stores a new passbook 1A, and a new passbook supply unit having a feeding means 11, 11 is provided in the new passbook supply unit 10, and a feeding means for feeding out the stored new passbook 1A, 3 denotes an insertion port 2. A transport path on which the inserted passbook 1 and the new passbook 1A fed from the new passbook supply unit 11 are transferred, 9 is an opening / closing means for opening and closing the passbook 1 and the new passbook 1A, and 4 is a magnetic stripe of the passbook 1 and the new passbook 1A. A magnetic read / write unit for reading and writing magnetic information to Based on the carryover information from 24, the printer unit 15 for printing on the passbook 1 and new passbook 1A
Reads magnetic information from the passbook 1 inserted through the insertion slot 2 by the magnetic read / write unit 4, prints used information in the margin immediately near the print completion print line of the second transaction item by the printer unit 5, Close passbook 1 by 9
Opening the page from the cover side, printing the used information on the last printed page of the first transaction subject, closing the passbook 1 by the opening / closing means 9, printing the used information on the cover of the passbook 1 by the printer unit 5, The new passbook 1A is fed from the new passbook supply unit 10, the carry-over information is printed on the new passbook 1A by the printer unit 5, and the magnetic information from the passbook 1 is written by the magnetic read / write unit 4, and the passbook 1 and the new passbook 1A are written. Is transmitted to the insertion slot 2.

For example, in the case of a general account passbook 1 in which a time deposit (first transaction item) and an ordinary deposit (second transaction item) are combined, the time deposit is located at the front of the page, Is often at the back of the page. Also,
It is usually the savings side that the used-up occurs at the end of printing.

For this reason, after the used printing is performed on the last page of the ordinary deposit, the used printing is also performed on the final printing position on the time deposit side. .

This is because the number of turns from the normally printed page of the ordinary deposit to the last printed page of the time deposit is greater than the number of pages from the front cover to the last printed page of the time deposit. Therefore, the passbook 1 is temporarily closed from the front cover side by the opening / closing section 9 and the page of the time deposit is reopened from the front cover side again, so that a predetermined page is opened in a short time.

Therefore, the passbook 1 corresponding to a plurality of transaction items
Since the number of pages from the page where the used information is printed at the end of the printing of the second transaction item to the last page of the printing of the first transaction item is reduced, the processing is performed quickly and the waiting time of the customer is reduced. Can be shortened.

[0053]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment in which the present invention is applied to the passbook issuing apparatus described in the conventional example will be described below with reference to FIGS. The same reference numerals indicate the same objects throughout the drawings.

As shown in the internal side view of the passbook light emitting device in FIG. 3, the transport path 3A is located in front of the page turning section 9a of the passbook issuing device.
There is provided a transfer path 3C that branches off from the path. A feed roller (not shown) is arranged in the transport path 3C, and a rotating unit 13 is provided at the end.

A gate G2 is provided at a branch point of the transport paths 3A and 3C, and the gate G2 is located horizontally in a normal state. When the bankbook 1a is sent from the transport path 3A to the transport path 3C, and when the passbook 1a is transported from the transport path 3C to the transport path 3C. 3A
When returning to, the gate G2 is rotated downward as shown by the two-dot chain line in the figure to guide the passbook 1a.

The rotating unit 13 is a mechanism for turning the bankbook 1a or the new bankbook 1b (to be described below as the bankbook 1a) in a closed state and turning the bankbook 1a forward or backward. That is, as shown in the plan view of FIG. 4 (a) and the side view of FIG. 4 (b), the rotating part 13 includes a disc 130 having long holes 131a and 131b, a central shaft 132, a belt mechanism 133, and a lifting mechanism 134.
It is composed of

The central shaft 132 holds the disk 130 at the upper end,
It is bisected into an upper portion having a flange portion 135 and a lower portion connected to the motor M1. The upper portion is slidably fitted up and down by a slit 136 and a fitting plate 137, and is engaged in the rotational direction.

The belt mechanism 133 includes coaxial pulleys P1a and P1b.
The belts B1 and B2 are hung on the pulleys P2a and P2b, respectively, and the upper surfaces of the belts B1 and B2 normally have the long holes 131a and 131b of the disc 130, respectively.
It is arranged to be slightly above. Pulley P1a, P2
The axis of a is connected to the motor M1. Therefore, the transport path 3C
Can be placed on the belts B1 and B2 by driving the belt mechanism 133 as shown by the two-dot chain line in FIG.

One end of the lifting mechanism 134 is in contact with the lower side of the flange 135 of the center shaft 132, and the intermediate part is connected to the other end of the lever 138, the spring 139, and the other end of the lever 138 which are rotatably supported at the fulcrum. Composed of a plunger magnet PM
When the plunger magnet PM is excited, the disk 130 ascends as shown by the two-dot chain line in (b), and descends to its original position when the excitation is released.

When the disk 130 rises, the belts B1 and B2 are elongated.
The passbook 1a located below the belts B1 and B2, which is located below 131a and 131b, is lifted by the disk 130. At this time the central axis
The slit 136 at the top of 131 rises,
Since the connection between the upper part and the lower part is maintained, the disk 130 can be rotated by driving the motor M2.

With such a configuration, when the passbook 1a in the closed state is conveyed to the rotating unit 13, the passbook 1a is placed on the disk 130, rotated by 180 degrees by the drive of the motor M2, and stopped. By the drive of the belt mechanism 133, it is sent to the transport path 3C in the direction of arrow D.

In the control block diagram of FIG.
U and 15a are ROM, 16 is a transport mechanism, 17 is an operation display unit, 18
Reference numeral 22 denotes a drive circuit, reference numeral 23 denotes an interface circuit, and reference numeral 24a denotes a host (upper device).

The CPU 14 controls each section according to a control program stored in the ROM 15a. The ROM 15a includes a carry-over processing control unit (control means) 150, a transport control unit 151, and a R / W
Control section 152, print control section 153, passbook turning control section 154, passbook feeding control section 155, rotation control section 156, and communication control section 15.
It has 7 control programs.

The carry-over processing control section 150 determines the type of the passbook 1a and has a plurality of programs of the carry-over processing mode according to the type. That is, it starts when the passbook 1a of the print completion which is opened from the insertion slot 2A is inserted, and the transport control unit 151,
R / W control section 152, print control section 153, passbook turning control section 15
4.Instruct the passbook delivery control unit 155 and the communication control unit 157 to read magnetic information from the MS, determine the type of passbook 1a, and confirm the customer's password input from the operation display unit 17 to the host 24a. Then, in the carryover processing mode corresponding to the applicable type, “carryover” is printed on the final print page of the passbook 1a based on the information received from the host 24a, and if there is another transaction item, the last print line of that account is printed. Print "carried over" in the lower margin, close passbook 1a, and "carried over" on the front and back covers
Printing is performed and the sheet is evacuated to the evacuation unit 12.

Next, the new passbook 1b is paid out, the customer name, account number, etc. are printed on the front cover, and opened from the front cover side to print the corresponding transaction item (if there are a plurality of transaction items, respectively) on the print start page. While carrying over information (amount carried forward)
The magnetic information is written in the MS, and the passbook 1a and the new passbook 1b are transmitted.

In this control, the passbooks 1a (and the new passbook 1b) of a plurality of transaction items are controlled by a single MS or a double MS.
The processing of the passbook 1a whose printing has expired differs as follows. For example, in the carry-over processing mode in the case of a single MS passbook 1a for a general account of savings and time deposits, magnetic information is read from the MS of the passbook 1a that has been opened and inserted, and the magnetic information is read below the final print line of the printing page of the savings deposit Is printed on the margin of the book, closed once so that the front cover is on top, printed on the cover, and `` rolled over '' is printed on the front cover. “Carryover” is printed in the margin, the back cover is closed so that the back cover is on top, the front and back are reversed, “carry over” is printed on the back cover, and the passbook 1a is evacuated to the evacuation unit 12.

Further, in the carry-over processing mode in the case of the passbook 1a of the double MS in the general account of the ordinary deposit and the time deposit, the MS of the back cover of the passbook 1a opened and inserted (MS2 described in FIG. 13B). Read the magnetic information from, print "carry over" in the margin below the last print line of the ordinary deposit print page, close it once so that the front cover is on top, and "carry over" on the front cover
Is printed, the front and back are reversed, the front and back are reversed, “carried over” is printed on the back cover, the magnetic information is read from the front cover MS (MS1 described in FIG. 13A), and the back cover side is read. The passbook 1a is evacuated to the evacuation unit 12 by printing "carryover" in the margin below the last print line of the print page of the time deposit.

The transport control unit 151 controls the transport mechanism 16 including all the feed rollers R4 to R6 on the transport paths 3A to 3C.
That is, it controls the conveyance of the passbook 1a whose printing has expired inserted from the insertion slot 2A and the conveyance of the new passbook 1b fed from the passbook hopper 10a.

The R / W control section 152 controls the R / W section 4A to control reading of carry-over information such as an account number from the MS of the passbook 1a and writing of carry-over information to the MS of the new passbook 1b. The print control unit 153 prints the completion page of the passbook 1a on the print page and the front and back covers by the printer unit 5A, and prints a new passbook.
1b controls the cover and print on the print page.

The passbook turning control unit 154 controls page turning and page turning (including passbook closing) of the passbook 1a and the new passbook 1b by the page turning unit 9a. Passbook advance control unit 155
Controls the rotation of the feed roller 11a of the passbook hopper 10a in order to feed the new passbook 1b.

The rotation control unit 156 is a belt mechanism of the rotation unit 13.
133, Excitation / de-excitation of plunger magnet PM,
And the rotation of the motor M1. That is, the passbook 1a or the new passbook 1b is placed on the belts B1 and B2, and the disc 130 is rotated by 180 degrees and sent.

The communication control section 157 includes the interface circuit 23
R / W4A communicates with the host 24a via the
It controls the transmission of the account number and the like read from S to the host 24a, and the transmission and reception of the carry-over information and the print information such as the customer name which are responded from the host 24a.

The transport mechanism 16 includes transport paths 3A to 3C, a reading sensor
7a, the feed rollers R4 to R6 and the like are constituted by motors and drive circuits not shown, and convey the passbook 1a and the new passbook 1b under the control of the conveyance control unit 151.

The operation display section 17 is composed of a display 170 and a touch panel 171. The display 170 displays operation guidance and operation buttons for the customer.

With the above configuration and function, the operation will be described below with reference to the flowcharts of FIGS. 1) In the case of a single MS with a passbook having a plurality of transaction items For example, the printing of a single MS passbook, that is, the savings account of the passbook 1a described in FIG. This will be described with reference to FIG.

(1) First, the customer inserts the passbook 1a with the printed expiration page opened into the insertion slot 2A and inputs a password according to the guidance, and the R / W unit 4A transmits the magnetic information such as the account number from the MS in the R / W unit 4A. Reading, the reading sensor 7a reads up to the last printing line of the last printing page to recognize the completion of printing, sends the password and the account number to the host 24a to confirm, and according to the carry-over response information from the host 24a corresponding to the account number, Printer section 5A
Prints "carryover" in the margin below the last print line. (Figure 1
5 (a)) (2) Then, the passbook 1a is closed from the front cover side by the page turning section 9a, and "carried over" is printed on the front cover by the printer section 5A. (FIG. 16 (a)) (3) Next, if the carry-over response information does not include the carry-over information of the time deposit (no deposit), the flow from (6) is performed.

(4) If the carry-over response information includes carry-over information of the time deposit, the page turning section 9a turns the cover page from the front cover side to open the print page of the time deposit, and the printer section 5A reads the page under the final print line. "Carryover" is printed in the margin. (FIG. 15 (b)) (5) Close the book cover 9a from the back cover side at the page turning section 9a, rotate the passbook 1a by 180 degrees with the rotating section 13 to reverse the front and back, and as shown in FIG. Print “carried over” on the back cover.

(6) The passbook 1a is evacuated to the evacuation unit 12. (7) Next, the new passbook 1b corresponding to the passbook 1a is fed from the passbook hopper unit 10a by driving the feed roller 11a,
The printer section 5A prints the customer name and account number on the front cover.

(8) If the deposit information of the time deposit is not included in the carry-over response information, the page turning section 9a opens the printing start page of the ordinary deposit from the front cover side, and performs the flow from (11). (9) If the deposit information of the time deposit is included in the carry-over response information, the page turning section 9a opens the print start page of the time deposit from the front cover side, and prints the carry-over information of the time deposit on the print start line.

(10) The page turning section 9a further opens up to the printing start page of the ordinary deposit. (11) The printer unit 5A prints the carry-over information of the ordinary deposit at the print start line. (12) The R / W unit 4A writes magnetic information to the MS of the new passbook 1b.

(13) New passbook 1b and passbook being saved in save unit 12
Send 1a to insertion slot 2A. In this way, the pass-through process in the case of the single MS can be performed with the passbook 1a having a plurality of transaction items.

2) In the case of a passbook having a plurality of transaction items and a double MS For example, a passbook of a double MS (MS1 and MS2) with a general account of the second account of ordinary deposit and time deposit, ie, the passbook 1a described in FIG. An example in which the printing of the ordinary deposit has expired will be described with reference to FIG.

(1) First, when the customer inserts the passbook 1a with the printed expiration page opened into the insertion slot 2A and inputs a password in accordance with the guidance, the R / W unit 4A reads MS2 on the back cover and reads the reading sensor. Read the last print page and last print line in 7a to recognize the end of print, and host the PIN and account number.
The printer unit 5A sends the confirmation to the printer 24a for confirmation, and the printer unit 5A prints "carryover" in the margin below the last print line based on the carryover response information of the ordinary deposit from the host 24a corresponding to the account number.

(2) Then, the passbook 1a is closed from the front cover side by the page turning section 9a, and "carried over" is printed on the front cover by the printer section 5A. (3) Rotate the passbook 1a by 180 degrees with the rotating unit 13 and flip it back and forth,
Turn the front and back of the passbook 1a in the page turning section 9a, and
Print “carried over” on the back cover with 5A.

(4) The MS 1 on the front cover is read by the R / W unit 4A. (5) If the time deposit is not deposited in the MS, the flow from (7) is performed. (6) If the time deposit is deposited in the MS, the magnetic information such as the account number is sent to the host 24a, and the print page of the time deposit is opened from the back cover side at the page turning section 9a, and the host 24a corresponding to the account number is opened. According to the time-deposit carryforward information from
The printer unit 5A prints "carryover" in the margin below the last print line.

(7) The passbook 1a is evacuated to the evacuation unit 12. (8) Next, the new passbook 1b corresponding to the passbook 1a is driven out of the passbook hopper 10a by driving the feed roller 11a,
The printer section 5A prints the customer name and account number on the front cover.

(9) The printing start page of the ordinary deposit is opened from the front cover side by the page turning section 9a, and the carry-over information is printed by the printer section 5A. (10) The R / W unit 4A writes the carry-over information of the ordinary deposit into MS2 on the back cover.

(11) If there is no time deposit information in the carry-over response information, the flow of (14) is performed. (12) If the deposit information of the time deposit is included in the carry-over response information, the page turning unit 9a closes from the front and back sides, turns the front and back by the rotating unit 13, and opens the print page of the time deposit from the back cover side again. Then, the carry-over information is printed by the printer unit 5A.

(13) The R / W unit 4A writes the magnetic information of the time deposit into the MS1 on the front cover of the new passbook 1b. (14) New passbook 1b and passbook 1a being evacuated to evacuation unit 12 insertion slot 2A
Send to

In this manner, the carry-over process in the case of the double MS can be performed with the passbook 1a having a plurality of transaction items. In the description of the flowcharts of FIG. 6 and FIG. 7, the procedure when the deposit information of the time deposit is not included in the carry-over response information from the host 24a is the same as the carry-over process of the passbook of the ordinary deposit alone.

As described above, in the pass-through processing for switching to the new passbook 1b when the printing of the ordinary deposit is completed in the passbook 1a of the general account of ordinary deposit and time deposit, the passbook 1a of the front and back covers of the passbook 1a is used. Both sides can be printed in the same direction as the open direction as "carried-over" as used information, so if the "carried-over" is printed only on the front cover as in the conventional method, It is possible to eliminate the mistake of bringing a bank by looking at the passbook and mistaken for the passbook being used, and when the front cover and the back cover have characters, pictures, etc., it is easy to see by printing in the same direction.

Further, when “carryover” is printed on the printing end page of the savings account of the passbook 1a of the single MS, to close the last printing page of the time deposit, close the cover once from the front cover side, and then close the front cover side. Since the number of turns is small by turning over, the processing time can be shortened.

Further, since the rotating unit 13 is a mechanism for turning the bankbook 1a forward and backward with the bankbook 1a closed, the size of the apparatus can be reduced as compared with the method of rotating the bankbook 1a back and forth with the bankbook 1a opened. The size can be reduced.

In the above-described embodiment, the case where the passbook having a plurality of transaction items is the ordinary account and the time deposit is described. However, a passbook combining other transaction items may be used. For example, the ordinary account and the reserve account may be used. Alternatively, passbooks such as ordinary deposits and loan trust deposits may be used, and similar effects can be obtained.

[0095]

As described above, according to the present invention, used information can be printed on both the front cover and the back cover of a passbook whose printing has expired, so that the used passbook can be mistaken for a new passbook. And convenience can be improved.

[0096] By rotating the passbook that has completed printing with the front and back in the closed state, the printing direction can be made the same direction as the opening direction, so if there are characters or pictures on the front and back covers, In addition, the used information can be printed in the same direction so that it is easy to see. In addition, the rotation means can be smaller than when the passbook is rotated in an open state, and the size of the apparatus can be reduced.

The above and above can also correspond to a passbook and a new passbook in which at least one transaction item having a double magnetic stripe has completed printing. Since the number of pages from the page where used information is printed at the end of printing of one transaction item to the last page of printing of another transaction item in the passbook corresponding to multiple transaction items is reduced, processing is performed quickly. , The waiting time of the customer can be reduced. This has the effect.

[Brief description of the drawings]

FIG. 1 is a view for explaining the principle according to claim 1 of the present invention;

FIG. 2 is a view for explaining the principle corresponding to claim 5 of the present invention;

FIG. 3 is an internal side view showing a passbook issuing device according to an embodiment of the present invention.

FIG. 4 is a configuration diagram showing a rotation block diagram of the embodiment.

FIG. 5 is a control block diagram of the embodiment.

FIG. 6 is a flowchart (part 1) of the embodiment.

FIG. 7 is a flowchart (part 2) of the embodiment.

FIG. 8 is an explanatory view of an embodiment.

FIG. 9 is an internal side view showing an outline of a passbook printer.

FIG. 10 is an explanatory diagram showing a configuration of a passbook.

FIG. 11 is a perspective view showing a page structure of a passbook of a plurality of transaction subjects.

FIG. 12 is an explanatory diagram of a single MS passbook of a plurality of transaction subjects.

FIG. 13 is an explanatory diagram of a double MS passbook of a plurality of transaction subjects.

FIG. 14 is an internal side view showing an outline of a passbook issuing device to which the present invention is applied;

FIG. 15 is an explanatory diagram showing passover printing of a passbook.

FIG. 16 is an explanatory diagram showing the carried-over printing of a passbook.

[Explanation of symbols]

1,1a is a passbook, 1A, 1b is a new passbook,
2,2a, 2A is insertion slot, 3,3a, 3A ~ 3C is conveyance path, 4,4a, 4A
Is an R / W unit, 5, 5a, 5A is a printer unit, 9 is an opening / closing unit, 9a is a page turning unit, 10 is a rotating unit, 15 is a control unit, 15a is a ROM,
24 is the host device, 24a is the host, 150 is the carry-over control unit

Claims (5)

[Claims] 1. A new passbook supply unit having an insertion slot for inserting a passbook whose transaction printing has expired, a new passbook corresponding to the passbook, and a delivery unit for feeding the new passbook, and a new passbook inserted from the insertion slot. A transport path through which the new passbook delivered from the new passbook and the new passbook supply unit is transported, opening and closing means for opening and closing the passbook and the new passbook, and a magnetic read / write unit for reading and writing magnetic information on the magnetic stripe of the passbook and the new passbook. Based on the carry-over information from the higher-level device, the printer unit prints the passbook and new passbook, and the magnetic read / write unit reads the magnetic information from the passbook inserted from the insertion slot, and the printer unit reads the magnetic information immediately before the print completion print line. The used information is printed in the margin, the passbook is closed by the opening / closing means, the used information is printed on one cover by the printer section, and the passbook is printed by the opening / closing means. The used information is printed on the other cover by the printer section, the new passbook is fed out from the new passbook supply section, the carryover information is printed on the new passbook by the printer section, and the magnetic information from the passbook is printed. And a control means for controlling the writing of a passbook and a new passbook to an insertion slot by writing the passbook by a magnetic read / write unit. 2. A rotating means for turning the passbook back and forth, wherein the control means closes the passbook by the opening and closing means and prints used information on one cover of the passbook by a printer unit. 2. The passbook issuing apparatus according to claim 1, wherein the passbook is reversed so that the front and back sides of the passbook are reversed by the opening / closing means, and the printer unit controls to print the used information on the other cover. 3. A rotating means for turning the passbook back and forth in a closed state, wherein the passbook has print pages corresponding to a plurality of transaction items, and is provided on the front and back covers, at the center point when opened. The controller has magnetic stripes respectively corresponding to a plurality of transaction items at symmetric positions with respect to each other, and the control means reads magnetic information from the magnetic stripe corresponding to the transaction item for which the printing of the passbook has expired, and reads the magnetic information immediately before the print completion printing line. When the used information is printed on the margin of the passbook, the passbook is closed and the used information is printed on one cover sheet, the rotating means reverses the front and back of the passbook, and the opening and closing means reverses the front and back of the passbook, The magnetic information is read from the magnetic stripe corresponding to the other transaction item, and the control is performed so that the used information is printed on the other cover and the margin immediately adjacent to the last print line of the other transaction item, respectively. Passbook issuing apparatus according to claim 1 that. 4. A rotating means for turning the front and back in a state where the new passbook is closed, the new passbook has print pages corresponding to a plurality of transaction items, and the new passbook is opened on the front and back covers. A magnetic stripe corresponding to each of a plurality of transaction items at a symmetric position with respect to the center point of the time, the control unit writes magnetic information corresponding to one transaction item of the new passbook on the corresponding magnetic stripe; When the carry-over information corresponding to the one transaction subject is printed on the corresponding print start page, the opening / closing means closes the new passbook so that the magnetic stripe corresponding to the other transaction subject comes to the magnetic read / write unit side. After that, the rotating means is turned upside down, the carry-over information corresponding to the other transaction item is written on the magnetic stripe, and the carry-over information corresponding to the other transaction item is printed. Passbook issuing apparatus according to claim 1, wherein the controller controls so as to print the over-di. 5. A passbook corresponding to a first transaction item in which a small number of print pages are set and a second transaction item in which a large number of print pages are set after the print page of the first transaction item, A new passbook supply unit having an insertion slot to be inserted when the printing of the second transaction item has expired, a new passbook corresponding to the passbook, and a feeding unit for feeding the new passbook; A transport path on which the new passbook delivered from the passbook and the new passbook supply unit is transported, opening and closing means for opening and closing the passbook and the new passbook, and a magnetic read / write unit for reading and writing magnetic information on the magnetic stripe of the passbook and the new passbook; Based on the carry-over information from the higher-level device, the printer unit prints the passbook and new passbook, and the magnetic read / write unit reads the magnetic information from the passbook inserted from the insertion slot, and sends it to the printer unit. Further, the used information is printed in the margin immediately adjacent to the print expiration print line of the second transaction item, the passbook is closed by the opening / closing means, the page is opened from the front cover side, and the last printed page of the first transaction item is displayed. The used information is printed, the passbook is closed by the opening / closing means, the used information is printed on the cover of the passbook by the printer section, the new passbook is fed out from the new passbook supply section, and the carry-over information is printed on the new passbook by the printer section. And a control means for writing magnetic information from the passbook by a magnetic read / write unit and controlling the passbook and the new passbook to be transmitted to the insertion slot.