JPH10105781A - Automatic banking machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To enable a customer to input a password number in a short time without an error and without a fear that the third person around the customer infers input contents from movement of the hands. SOLUTION: Plural kinds of input pictures of regular figure key arrest are perviovsly stored in an input picture storage part 4 as a digger input picture for password number or the like displayed on a display 1, and an input picture control part 3 selects one of these plural kinds of input pictures of figure key arrest stored in the input picture storage part 4 at random at reach time of a transaction and displays it on the display 1. Display contents on the display 1 and position information of a touch panel 2 are made correspond to each other, and position information of the touch panel 2 depressed by the customer is converted to meaning information displayed in the pertinent position on the display 1.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a financial automatic machine in which a user himself deposits, withdraws, or transfers money at a financial institution such as a bank, and particularly to a third party other than the user. The present invention relates to an apparatus for preventing a password input by a user from being detected.

[0002]

2. Description of the Related Art In a financial automatic machine in which a user himself deposits, withdraws, or transfers money, the financial institution is registered in a cash card inserted by the user or stored in a host computer or the like. By referring to the managed password and the password entered by the user, it is determined whether or not the user is the correct person to determine whether or not to use the password.

[0003] Conventionally, the security code input keys of financial automatic machines generally have a fixed arrangement, and the input contents can be inferred to the surrounding third parties from the movement of the user's hand in the input operation. There were drawbacks. For this reason, JP-A-60-225277 and JP-A-61-2291
No. 60 proposes to randomly change the arrangement of numeric keys.

[0004]

However, as disclosed in each of the above publications, if the arrangement of the numeric keys is changed at random, when the user inputs a password, the numeric keys arranged at random are arranged. It is difficult to determine the position of the desired numeric key from the user, and it is necessary to confirm where the desired numeric key is located for each digit of the personal identification number. There is a drawback that is easy to cause.

[0005]

In order to solve the above-mentioned problems, the present invention provides a display for displaying various information such as an input screen, and a display arranged on a display surface of the display.
A touch panel that detects the position information pressed by the user, and the user himself operates the touch panel while looking at the display, a financial automatic machine that deposits, pays out, transfers, or the like of cash is displayed on the display. An input screen storage unit that stores a plurality of types of input screens of a regular numeric key array as a number input screen for passwords and the like, and an input screen of a plurality of types of numeric key arrays stored in the input screen storage unit. One is randomly selected for each transaction and is displayed on the display, and the display content of the display is associated with the position information of the touch panel, and the position information of the touch panel pressed by the user is displayed at the position of the display. And an input screen control unit that converts the information into the meaning information displayed on the screen.

[0006]

FIG. 1 is a block diagram showing an example of an embodiment of a financial automatic machine according to the present invention. In the figure, 1
Is a display that displays various information such as an input screen, and 2 is a touch panel that is arranged on the display surface of the display 1 and detects position information pressed by the user. Both are connected to the input screen control unit 3. ing.

The input screen control unit 3 is also connected to the input screen storage unit 4, and randomly selects and calls one of a plurality of input screens stored in the input screen storage unit 4 for each transaction, and calls the input screen to the display 1. Display and display 1
Of the touch panel 2 and the position information of the touch panel 2 pressed by the user are converted into semantic information displayed at the corresponding position on the display 1 and output.

FIG. 2 is an explanatory view showing an example of an input screen stored in the input screen storage unit 4. The input screen storage unit 4 stores 4 × 3 images shown in FIGS. 2 (a) to 2 (c). The array configuration, the 2 × 6 array configuration shown in FIGS.
Like the 1 × 11 array configuration shown in (f) and (g), a plurality of input screens having different array configurations and having different numeric arrays in each array configuration are stored. .

Here, the arrangement of the numeric keys on each of the input screens is set to 0 in any case so that the user can easily estimate the numeric position to be input such as a password by looking at the key arrangement on the input screen. The number arrangement of ~ 9 has regularity. The financial automatic machine has a card processing mechanism for taking in a user's card and reading information recorded on a magnetic stripe of the card, in addition to the above-described mechanism for operating guidance and information input of the user. , A bill depositing / dispensing mechanism for depositing / dispensing bills and the like are mounted. A control unit (not shown) that controls the entire financial automatic machine issues an instruction to the input screen control unit 3 to display a predetermined screen as the transaction progresses. The input screen control unit 3 operates the display 1 according to the instruction.
, And monitors the output of the touch panel 2, correlates the display content of the display 1 with the position information output from the touch panel 2, and displays the position information of the touch panel 2 pressed by the user on the display 1. The information is converted into the semantic information displayed at the position and output to the control unit (not shown). The control unit receives the output and executes a process based on an operation such as a dispensing process.

FIG. 3 is a flowchart showing the operation of the above-described financial automatic machine according to the present embodiment. The operation will be described below. The user first selects the transaction content using the menu selection key. Here, an example will be described in which the user selects “withdraw” with a financial automatic machine (hereinafter referred to as an apparatus) such as an ATM or a CD of a bank, that is, withdraws a deposit (step 1).

After the menu is selected, when the user inserts a cash card or the like into the card slot of the apparatus, the apparatus reads information such as a password recorded on the card from, for example, a magnetic stripe (step 2). Next, the input screen control unit 3 inside the apparatus performs a plurality of personal identification number input screens stored in the input screen storage unit 4, for example, (a) to FIG.
(G) randomly select one (step 3),
Input screen storage unit 4 stores the contents of the selected password input screen
And displays it on the display 1 (step 4).

When the personal identification number input screen is displayed on the display 1, the user sequentially inputs a four-digit personal identification number from the upper digit (step 5). Each time the user presses the area of the touch panel 2 corresponding to the numeric position displayed on the display 1 with a finger, the input screen control unit 3 displays the position information of the pressed touch panel 2 on the display 1. Is performed by converting into the semantic information (number) displayed at that position.

In the above-mentioned password input screen, since the numeric key arrangement of 0 to 9 has regularity, the regularity of the numeric key arrangement on the input screen can be immediately recognized, and the numeric keypad which the user wants to enter can be recognized. Can be easily estimated. Therefore, it is not necessary to confirm where each desired numeric key is located, as in the case of randomizing the numeric key array itself, but re-confirm the number at the position instantly estimated from the regularity of the numeric key array. The user can input a personal identification number in a short time with few input errors.

When the input of the personal identification number is completed, whether or not the input personal identification number is correct in the step 5 is compared with the personal identification number read from the card in the step 2, and if it is the same (Y), Assuming that the user is the correct user, the process proceeds to the next withdrawal amount input processing (step 7). If the two do not match (N), the password input processing is again performed (step 5).
Return to (Step 6).

However, the collation of the personal identification number in step 6 is usually up to about three times, and if the personal identification numbers do not match even after being repeated three times, the processing shifts to processing for forcibly terminating the transaction (see FIG. 6). Zu). In the withdrawal amount input process of step 7, first, similarly to step 3, the input screen control unit 3 selects one of a plurality of withdrawal amount input screens stored in the input screen storage unit 4. The information is displayed on the display 1, and the user inputs a withdrawal amount and confirms the input amount.

The above-mentioned withdrawal amount input screen includes a guidance message "Please enter the withdrawal amount" and "10,000",
An input screen having money input keys of “thousands” and “yen” and numeric keys having the same arrangement configuration as the password input screen selected in step 3 is selected. Therefore, the user can input the withdrawal amount using the numeric keys having the same arrangement as that at the time of inputting the personal identification number, so that the input can be made without being confused by the numeric key arrangement.

After completing the withdrawal amount input processing in step 7, the apparatus performs a withdrawal processing (step 8) in which the number of banknotes is counted for each input denomination and output to the payout port of the apparatus. To end. In subsequent transactions, from the selection of transaction contents by menu selection in step 1,
A new input screen is selected and the processing is performed in the same steps as the processing described above.

In the present embodiment, various input screens combining numeric keys and guide documents are stored in the input screen storage unit. However, the present invention is not limited to this. It is also possible to store keys and other guidance documents and the like separately in the input screen storage unit, and to combine the desired screen information with the input screen control unit to create an input screen. In this case, the amount of screen information to be stored in the input screen storage unit can be significantly reduced.

[0019]

As described above, in the financial automatic machine according to the present invention, an input screen having a different arrangement of numeric keys is randomly selected for each transaction, and a password is input using the numeric keys on the input screen. For this reason, it is impossible for a surrounding third party to infer the input content from the movement of the user's hand in the input operation, which can greatly contribute to the improvement of the confidentiality of the important password.

Further, since the numeric key arrangement has regularity in the numeric arrangement of 0-9, the user can estimate the position of the numeric key to be input instantly from the regularity of the numeric key arrangement, and It is possible to input a personal identification number in a short time and without input errors. Furthermore, since the numeric key layout on the input screens that require numeric keys, such as the password input screen and the withdrawal amount input screen, is the same during one transaction period, the user must use the numeric key layout. Input can be performed in a short time and without input errors without being confused.

[Brief description of the drawings]

FIG. 1 is a block diagram showing an example of an embodiment of a financial automatic machine of the present invention.

FIG. 2 is an explanatory diagram showing an example of an input screen stored in an input screen storage unit.

FIG. 3 is a flowchart showing the operation of the embodiment.

[Explanation of symbols]

 Reference Signs List 1 display 2 touch panel 3 input screen control unit 4 input screen storage unit

Claims (3)

[Claims] 1. A display for displaying various information such as an input screen, and a touch panel disposed on a display surface of the display and detecting positional information pressed by a user. While operating the touch panel while depositing, paying out, or transferring money, the financial automatic machine performs a plurality of types of input screens having a regular numeric key array as a number input screen for a password or the like displayed on the display. A stored input screen storage unit, and one of input screens of a plurality of types of numeric key arrangements stored in the input screen storage unit is randomly selected for each transaction and displayed on the display, and the display of the display The content is associated with the touch panel position information,
An input screen control unit for converting position information on a touch panel pressed by a user into meaning information displayed at the position on the display. 2. The financial automatic machine according to claim 1, wherein, as the numeric key array stored in the input screen storage unit, an input screen in which the configuration of numeric arrays is changed, and an array of numbers in the same configuration. A financial automatic machine comprising both of input screens having a modified version. 3. The financial automatic machine according to claim 1, wherein during one transaction period, another numeral input screen is constituted by the same numeral key arrangement as that selected at the time of inputting the personal identification number. A financial automatic machine characterized by the above-mentioned.