JPH07168967A - Cash receiving and paying-out device - Google Patents

Abstract

PURPOSE:To efficiently invest fund while preventing a trouble when paper monies. are forgotten to be taken. CONSTITUTION:Paper monies which are forgotten to be taken at a servicing customers port 3 are temporarily delivered to a discrimination part 4 and are discriminated, and when all the paper monies are true notes as the result of the discrimination, the paper monies are collected again in storage boxes by denominations 8, 9 and 10 and are reused. When even one sheet of paper money which is not discriminated as the true note is contained in the forgotten paper monies, all the forgotten paper monies are stored in a reject cassette 7. At this time, the number for every denomination of the forgotten paper monies is compared with the number for every denomination of a payment transaction just before, and when they do not coicide, all the forgotten paper monies may be stored in the reject cassette 7. At this stage, the discrimination result at the time of forgetting to take the paper monies is stored together with the account number and the personal identification number of a customer in a discrimination result storage part 89b. When the customer requests to return the forgotten paper monies later, a returning processing is performed based on this information.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a cash deposit / withdrawal device installed in a financial institution or the like.

[0002]

2. Description of the Related Art Among counter services and automatic transaction services in financial institutions such as banks, for handling cash with customers,
In recent years, cash deposit / withdrawal devices have been widely used. FIG. 2 shows a vertical cross-sectional view of a main part of a conventional cash deposit / withdrawal device. In the figure,
Inside the apparatus main body 50, a customer service opening 3 is provided immediately below the shutter 42, and in addition to this, a loading storage 2, a discrimination unit 4,
A safe 8 ', a reject cassette 7 and the like are provided.
It should be noted that various other mechanisms for controlling the conveyance of banknotes are provided inside the apparatus main body 50, but they are not shown here for the sake of simplification of description.

First, in the deposit transaction, the shutter 42
Is opened, and the customer inserts a bill into the inside of the customer service slot 3, the bill is sent to the discrimination section 4 through the path indicated by the arrow. The discrimination unit 4 is a unit that determines the authenticity of a bill.
Here, when the bill is determined to be a counterfeit bill, it is sent to the reject cassette 7 through the path of. When the bill is determined to be a genuine bill, the bill is stored in the safe 8'through the route. The safe 8'is generally composed of a plurality of safes (not shown) for storing bills of different denominations.

On the other hand, in the case of withdrawal, when the customer designates the withdrawal amount, the bill is discriminated by the discriminating section 4 through the route from the safe 8 '.
Sent to. The discriminating section 4 determines the authenticity of the bill,
Finally, the bill is sent to the customer service slot 3 through the path. When the shutter 42 is opened, the customer takes out the banknote and the withdrawal transaction ends. Further, in an extremely rare case, the customer may forget to take out the banknote from the customer service opening 3. In this case, after a certain period of time, the shutter 42 is automatically closed, the customer service opening 3 is rotated, and the forgotten banknotes are stored in the storage 2. This is to simplify the process later when the customer notices and requests the return. A cash depositing / dispensing device of this type of configuration is described in, for example, Japanese Patent Laid-Open No. 58-140890.

On the other hand, when a plurality of denominations of cash are stored in a lump and a collective storage which is attachable to and detachable from the apparatus main body is provided and this collective storage is set in the apparatus main body, A device that automatically distributes money to a denomination-based storage has been introduced. When the work is completed, a collecting operation opposite to the loading operation is performed. If such a collective storage is provided, cash replenishment and collection processing can be performed using one collective storage for a plurality of cash deposit / withdrawal devices. In addition, it is possible to prevent the apparatus from being temporarily stopped due to work such as replenishment of cash, so that the operation rate of the apparatus can be increased. This type of cash deposit / withdrawal device is described in, for example, Japanese Patent Laid-Open No. 61-289488. The detailed structure of this type of cash deposit / withdrawal device and an automated teller machine using the same is described in JP-A-3-46084.

[0006]

By the way, in the conventional apparatus as shown in FIG. 2, when a customer forgets to take a bill, once the bill is stored in the take-in storage box 2, the bill of another customer is again billed. If the user forgets to take it, the operation of the device must be stopped. One of the reasons is that the device itself cannot recognize whether the banknotes once the shutter 42 has been opened and sent to the customer have been forgotten all or some of them. Therefore, it is stored in the storage cabinet 2 as it is. For this reason, if the other customer's leftover parts are stored together in the storage compartment 2, it is not possible to determine to what extent the previous customer's leftover parts are left, which causes trouble. Therefore, the size of the take-in storage box 2 is limited to a size that can store one-forgotten banknote.

In order to solve this problem, it is conceivable to increase the size of the loading storage box 2 and provide a boundary between the loading of one banknote that has been forgotten and the next banknote that has been forgotten. However, this causes an increase in the size of the storage cabinet 2 and a complicated mechanism. However, in the conventional configuration, for example, the batch storage described above is used to improve the operation efficiency of cash, and the operation to reduce the operation stop time of the device due to the lack of banknotes in the safe is minimized. It will hinder the improvement of the rate.

Further, even if the customer later makes a request for the return of the forgotten banknotes, the operation of the apparatus is stopped and the banknotes are returned by the customer for the forgotten banknotes. The operating rate also decreases. In addition, if a part of the banknotes that have been forgotten is rejected when the banknotes that have been forgotten to be taken are rejected, only the banknotes that are determined to be genuine notes will be taken, and if a customer requests to return the forgotten banknotes, Trouble may occur. The present invention has been made by focusing on the above points, and in the case of forgetting to take a bill, it is possible to operate efficiently without stopping the operation of the device while preventing trouble with the customer. It is intended to provide a cash deposit / withdrawal device that can be used.

[0009]

According to a first aspect of the present invention, a cash depositing / dispensing device of the present invention stores cash for each denomination, and temporarily stores the cash when storing new cash. A cash storage unit having a temporary holding unit, a cash distribution unit provided in the apparatus main body for distributing the cash to the cash storage unit, and the cash distributed to the cash storage unit on the transport path. A discriminating section for discriminating, a customer service opening that dispenses the cash when dispensing cash to the customer, and a forgotten banknote that has been left in the customer service opening and is sent to the discriminating section for discrimination. Forgotten banknote discrimination control means, a storage box for taking in banknotes that have been sent from the customer service port to the discrimination section by the forgotten banknote discrimination control means, and are not judged to be genuine in the discrimination section, and discrimination for storing the discrimination result Result storage section and the discrimination As a result, when all the uncollected banknotes that have been forgotten in the customer service opening are discriminated from genuine bills, the banknotes are collected in the denomination-based storage, and as a result of the discrimination, one of the forgotten banknotes is collected. When there are banknotes that cannot be discriminated from genuine notes even in the number of banknotes, a gate control means is provided for collecting all the banknotes that have been forgotten to be collected in the storage container.

Further, in the second invention, when all the forgotten banknotes are discriminated as genuine as a result of the discrimination by the discriminating section, the gate control means of the first invention is for each denomination of the forgot banknotes. When the number of coins and the number of coins dispensed to the customer match, the banknotes are collected in the coin type storage, and as a result of the discrimination, the number of banknotes forgotten and banknotes of each banknote On the other hand, when the number of bills for each denomination disbursed does not match, all the forgotten banknotes are collected in the storage container.

Further, in the third invention, the forgotten banknote discrimination control means of the second invention is a denomination type of the forgotten banknotes when all the forgotten banknotes are discriminated as genuine as a result of the discrimination. When the number of coins for each type matches the number of denominations dispensed to the customer, the banknotes are collected in the denomination-based storage and a computer of the center that manages the customer's deposit / withdrawal transaction information. It is characterized by canceling the withdrawal transaction of the corresponding customer in the recorded data. Still further, in the fourth invention, the forgotten banknote discrimination control means of the first invention or the second invention refers to the discrimination result storage section by inputting the customer's account number and personal identification number, and the money It is characterized in that the same number of banknotes for each denomination as the forgotten banknotes stored in the type storage are sent to the customer service port.

[0012]

In the first aspect of the present invention, the above-described device sends the forgotten banknotes to the discrimination section once for discrimination at the customer entrance, and as a result of the discrimination, all the banknotes of each denomination are genuine. If there is, collect the bill again in the denomination-based storage,
Reuse. On the other hand, if one of the forgotten banknotes is judged not to be genuine, all the forgotten banknotes are taken in and stored in the storage box. In the second aspect of the invention, the number of forgotten banknotes for each denomination is compared with the number for each denomination of the immediately preceding dispensing transaction, and if the two do not match, all of the forgotten banknotes are taken in and stored. Store in the cabinet. Here, in order to return the forgotten banknotes to the customer, the discrimination result is stored in the discrimination result storage unit. Further, in the third invention, when the number of banknotes for each denomination that has been forgotten and the number of banknotes for each denomination at the time of withdrawal match, the record data of the withdrawal transaction at the center is canceled. Further, in the fourth invention, when the customer later requests the return of the forgotten banknote, by inputting the account number or the personal identification number into the device for authentication of the person,
Returns cash to the customer. Accordingly, it is possible to prevent the decrease in the operating rate of the device due to multiple occurrences of forgetting to take, and prevent troubles with the customer, while operating the loading storage as efficiently as possible and making the money management efficient.

[0013]

The present invention will be described in detail below with reference to the embodiments shown in the drawings. The illustrated embodiment is mainly an embodiment of the first invention, and the second to fourth inventions will be described as modifications thereof as appropriate. FIG. 1 is a cross-sectional view showing an embodiment of the cash deposit / withdrawal device of the present invention. In this device, the customer service port 3 is arranged directly below the shutter 42 of the device main body 50, and the discrimination section 4, the deposit / withdrawal unit 18, the collective storage 11, the money storage 8, 9, 1.
0, a reject cassette (accommodation storage) 7 and the like. In addition to the discrimination unit 4, a forgotten bill discrimination control unit 89a, a discrimination result storage unit 89b, and a gate control unit 89f are provided for processing the forgotten bills.

In addition to this, cash is distributed from the storage management memory 99 integrally provided in the batch storage 11 and the batch storage 11 to the cash storages 8, 9 and 10 or vice versa. A cash distribution unit 80c for collecting cash, a cash collection unit 80b, and a counting management unit 80a are provided. The mechanism of cash distribution and the like will be referred to the detailed description of the entire apparatus later, and the description for the forgotten banknote processing, which is the main part of the apparatus of the present invention, will be advanced.

<Structure of Banknote Discrimination Control Unit> FIG. 3 is a block diagram of a main part of the apparatus of the present invention. The banknote discrimination control unit 89 in the figure is a circuit for controlling the discrimination unit 4. The banknote discrimination control unit 89 includes, in addition to the above-described portion for performing discrimination control in the normal deposit transaction and withdrawal transaction (these portions are not shown), the forgotten banknote discrimination control means. 89a is provided. This forgotten banknote discrimination control means 89a, as shown in the figure, has an external dimension detection section 89c,
The denomination discriminating unit 89d, the authenticity discriminating unit 89e, and the gate control unit 89f are configured to be controlled. In addition to this, the bill discrimination control unit 89 includes a discrimination result storage unit 89.
b is provided.

The forgotten banknote discrimination control means 89a comprises a microprocessor or the like. The outer dimension detection unit 89c is composed of various optical or mechanical sensors for detecting the outer dimension of the bill sent to the discrimination unit 4. The denomination discriminating unit 89d includes an optical sensor or the like for discriminating the denomination of a bill. The authenticity discriminating unit 89e includes various sensors such as an optical sensor and a magnetic sensor for discriminating the authenticity of a bill. The gate control means 89f includes the authenticity determination unit 8
The circuit is configured to operate the collective switching gate 43 and the collective cutting gate 16 provided on the transport path for transporting the bill based on the determination result of 9e to switch the transport direction of the bill.

In this embodiment, the collective switching gate 43
Is a gate for switching between transporting the banknotes passing through the discriminating section 4 shown in FIG. 1 to the front / back sorting mechanism section 5 side or the batch separating gate 16 side. The batch separating gate 16 is a gate for separating whether the banknotes transported from the batch switching gate 43 are transported to the reject cassette 7 or the denomination-based storages 8, 9, 10.
The discrimination result storage unit 89b includes a random access memory or the like that stores the discrimination result based on the output of the authenticity discrimination unit 89e. Since this memory is non-volatile, it is backed up by a battery.

FIG. 4 shows the data format of the discrimination result storage section. As shown in the figure, in the discrimination result storage unit 89b,
For example, the date and time when the banknote was forgotten 891 and customer information 892
The genuine bill storage information 893 and the reject information 894 are stored. The forgotten banknote take-in date and time 891 is composed of information such as that the banknotes were taken in at XX, XX, XX, 0:00, and XX minutes, for example. The customer information 892 includes the account number of the customer who has forgotten to retrieve. True ticket storage information 89
As a result of the discrimination, 3 is a genuine bill storage box 8, 9, 1
This is information for storing the genuine bill stored in 0 with the contents such as ten thousand bills "10", five thousand bills "0", and thousand bills "5". The reject information 894 is not discriminated as a genuine note and includes information such as how many sheets have been taken into the reject cassette 7.

That is, in FIG. 1, after a banknote for withdrawal is inserted into the service opening 3 and the shutter 42 is opened, the customer forgets to take all the bills, a case where some of the bills are forgotten, and the like. There are also cases in which, for example, transaction slips other than bills are mistakenly inserted. Therefore, after the shutter 42 is once opened, there is a possibility that a bill other than the bill is mixed in the bills inserted into the customer service port 3. Therefore, when the banknotes that have been forgotten to be taken are rejected by the discriminating unit 4 even if only one, or when the number of denominations at the time of withdrawal and the number of denominations at the time of taking out do not match, the forgotten banknotes are rejected. All the bills in the above are stored in the reject cassette 7, and when the customer requests the return, all the bills stored in the reject cassette 7 are returned. Therefore, the rejection information 894 is used as the discrimination information, and the discrimination result storage unit 8
It is stored in 9b.

<Main Operation of Device> FIG. 5 is an explanatory view of the operation of the device of the present invention. The apparatus of the present invention is schematically shown in FIG.
It operates as shown in. That is, first, the banknotes left behind in the customer service opening 3 are sent to the discrimination section 4 through the route. In the discrimination section 4, the forgotten banknote discrimination control means 89a shown in FIG. 3 starts the operation of discriminating the authenticity of the bill. When the bill is determined to be a genuine bill, the bill is stored in the denomination storing box 8 through the route of the collective switching gate 43 and the collective cutting gate 16. At the same time, the genuine bill storage information at this time is stored in the discrimination result storage unit 89b.

On the other hand, the bill which cannot be discriminated as a genuine bill in the discrimination section 4 is operated by the collective switching gate 43.
It is accommodated in the front and back arrangement mechanism section 5 through the route, and further conveyed to the customer service port 3 through the route. The conveyed rejected bills are sent to the discrimination unit 4 again through the path. That is, for example, in the case where a bill cannot be discriminated due to double feeding or skew feeding, it can be discriminated as a genuine bill by discriminating the bill again. Therefore, on the path, the bills are processed such that the front and back are aligned, inverted, and separated, and the bills are sent again to the discrimination unit 4. This operation is performed by the front / back arrangement mechanism section 5 shown in FIG. Even if such re-discrimination is repeated several times, those which cannot be determined as genuine bills are stored in the reject cassette 7 through the route by the action of the collective switching gate 43 and the collective cutting gate 16. At this time, the banknote that is determined to be a genuine note is held in the temporary holding unit of the denomination-based storage 8. These banknotes also pass through the route from the temporary holding unit and are stored in the reject cassette 7 through the route by the action of the batch switching gate 43 and the batch cutting gate 16.

As a second aspect of the present invention, even when all the forgotten bill discrimination control means 89a determines that the bills are genuine, if the number of denominations of the corresponding forgotten withdrawal transaction does not match, As with the operation, all the banknotes that were left uncollected are stored in the reject cassette.

FIG. 6 shows an operation flowchart of the device of the present invention. The operation of FIG. 5 will be described more specifically using this flowchart. First, in step S1,
Lead the number of money for each denomination of the withdrawal operation traded immediately before. The number of denominations read is 10,000
Set A, 5,000 tickets = B, and 1,000 tickets = C. Next, in step S2, the parameters n and m are set to "0".
The parameter n is for controlling the route shown in FIG. 5 and the number of retries for re-discriminating bills through the route. Further, the parameter m is a flag indicating the presence / absence of rejected bills. The reject flag is set to "0" because there is no reject bill at the start of discrimination. In step S3, the number counter for each bill for discriminating the taken bills is set to the initial state.

Next, the discrimination operation is started, but in order to determine whether the bill is a bill or a transaction slip other than bills, the outer dimensions are detected (step S4). If the detection result is within the allowable range with respect to the preset value, the process proceeds to denomination determination processing (step S5). But,
If it is outside the allowable range, the reject parameter m is set (step S6), and the relevant bill is conveyed to the reject cassette (step S7). Next, for the banknotes determined to be within the reference value in step S5, the denomination is determined (step S
8) The authenticity determination (step S9) is performed, and the authenticity determination is performed in step S10. If it is not determined in step S10 that the bill is genuine, it is conveyed to the front and back sorting mechanism (step S11) and a retry operation is performed (step S12).

If it is determined that the bill is genuine, the denomination counter corresponding to only the denomination determined to be genuine is counted up (step S13). These counters are ten thousand ticket counter = a, five thousand ticket counter = b, thousand ticket counter = c.
Is. The banknotes determined to be genuine in step S13 are stored in the temporary holding unit of the denomination storing box 8 for each denomination (step S14). Then, when the counting is completed, it is confirmed whether or not the counting is completed (step S15). If the counting is not completed, the procedure returns to step S4, and if the counting is completed, it is judged whether or not there is a retry operation (step S16). ).
Next, if there is a retry operation, the retry counter is updated (step S17), and the number of times of the counter is determined in step S18 (step S18). If the determination result has not reached the specified value L, the discrimination of the banknotes in the customer service slot 3 is started again. If the number of retries has reached the specified value L, the reject flag is set (step S19) and the corresponding bill is conveyed to the reject cassette (step S20). Next, step S21.
Then, when the reject flag is "1", the banknotes in the temporary holding section of the denomination-based storage are transported to the reject cassette through the transport path and (step S22).

If the reject flag is "0" in step S21, it means that there is no reject. Therefore, as the second invention, the number of coins of each denomination at the time of withdrawal and the number of denominations of the forgotten uncollected discrimination result are shown. Make a comparison (step S
23). Then, in the comparison result of step S23,
When the difference in the number of sheets occurs, the operation of step S22 is performed. When the comparison results match in step S23, the banknotes in the temporary holding unit of the denomination-based storage are stored in the denomination-based storage from the temporary holding unit (step S24). still,
When the second invention is not applied, step S23 and step S1 can be omitted. Further, as a third invention, when the number of coins for each denomination is the same, further, the immediately preceding withdrawal transaction is canceled to the center (step S2).
5). By providing this step S25, it is considered that there is no withdrawal transaction when the customer forgets to take all the banknotes even if he / she has made a withdrawal transaction.

By performing the above-mentioned operation, the banknotes left unattended at the customer service slot 3 are stored in the denomination-based storage as they are and are used again for the operation of the apparatus. Further, by applying the third invention, the device can be efficiently operated without updating the transaction of the center. Further, since the discrimination result of the forgotten banknotes is stored in the discrimination result storage unit 89b, when the customer who has forgotten the banknote requests the return, the contents of the discrimination result storage unit 89b are read out so that corrective action can be taken. You can In addition, as a fourth invention, a customer who forgets to pick up a bill automatically enters a cash type by inputting an account number and a personal identification number from a card reader / writer unit like a normal withdrawal transaction. It is possible to take out the banknotes forgotten by the corresponding customer from the storage and return them from the customer service port. In addition, when discriminating rejected banknotes and a mismatch between the rejected banknotes and the number of dispensed banknotes, all rejected banknotes are stored in the reject cassette, so that trouble with the customer can be prevented. Further, even if forgetting is repeated, the device of the present invention does not need to stop its operation.

Further, by adding a program for controlling the operation of the apparatus, the mechanism of the conventional apparatus can be used as it is to implement the present invention. Therefore, it is possible to prevent a large increase in the cost of the device itself, and to efficiently operate the loading storage (reject cassette). Next, detailed description will be continued on the specific overall configuration of the apparatus of the present invention. <Automatic Cash Transaction Device> Before describing the detailed configuration and operation of this device, first, the configuration of an automatic cash transaction device using a cash deposit / withdrawal device will be described.

FIG. 8 is an overall view of the automatic teller machine. The automated teller machine 51 shown includes a cash deposit / withdrawal device 50, a card reader / writer section 52, and a passbook bookkeeping machine 53.
And a customer operation unit 54. The cash deposit / withdrawal device 50 is a device that accepts banknotes deposited by a customer or pays banknotes to the customer. The card reader / writer unit 52 is a device that performs processing such as identification of a cash card inserted by a customer, printing of results of deposit transactions, payment transactions, etc. on paper. The passbook recorder 53 is a device that identifies the passbook inserted by the customer and prints the deposit transaction, the payment transaction result, and the like. The customer operation unit 54 is a device having operation keys operated by the customer for inputting the deposit amount, payment amount, personal identification number, etc., and a display unit for displaying illustrations and characters for the input amount and operation guidance. is there.

Further, in FIG. 8, the control unit 56 indicated by a broken line.
Is a processor or the like built in the automatic teller machine 51 and provided for controlling the operation of each device. In addition, the cash depositing / dispensing apparatus 50 shown in FIG.
In order to attach / detach 1 or the like, or to remove a jam on the conveyance path for conveying banknotes, it can be separated from the main body of the automatic teller machine 51 shown in FIG. 8 and pulled out independently. Usually, a panel on the back side of the automatic teller machine shown in FIG. 8 is opened for taking out.

<Device Block Configuration> FIG. 9 shows a block diagram of an embodiment of the cash deposit / withdrawal device of the present invention. This device is controlled by the control unit 56 (FIG. 8) via a host device control unit interface 81 by a control signal or the like input to the cash deposit / withdrawal device control unit 80. The cash deposit / withdrawal device control unit 80 includes a microcomputer for controlling the operation of the entire cash deposit / withdrawal device and its peripheral circuits. The cash deposit / withdrawal device control unit 80 has an I / O interface circuit 82, a collective storage interface circuit 90, and a read only memory (RO) via a bus line.
M) 83 and random access memory (RAM) 8
4 and 4 are connected.

The ROM 83 is a cash deposit / withdrawal device control section 80.
This is a memory for storing the operation program. RAM8
Reference numeral 4 is a memory for temporarily storing parameters and the like necessary for the operation of the cash deposit / withdrawal device controller 80. To the I / O interface circuit 82, a motor driver 85, a magnet driver 86, a switch reading circuit 87, a photo sensor reading circuit 88, and a bill discrimination control unit 89 are connected.
The motor driver 85 is connected to the motor group 91 of each part of the apparatus and the motor group 96 provided in the collective storage 11, and is a circuit for driving and controlling various motors according to each operation mode. The magnet driver 86 is a circuit that is connected to the magnet group 92 of each part of the device and turns on or off each magnet according to the operation mode.

The switch reading circuit 87 is connected to the switch group 93 of each part of the apparatus and the switch group 97 of the collective storage 11, and the collective storage 11 and the storages 8, 9 and 1 by denomination.
It is a circuit for reading the presence or absence of the 0 and the reject cassette 7 and the states of switches and the like for detecting the position of each stage. The photosensor reading circuit 88 is connected to the photosensor group 94 of each part of the apparatus and the photosensor group 98 provided in the collective storage 11, and the collective storage 11 and the storages 8, 9 and 10 by denomination, or reject. It is a circuit that reads information from a photosensor group that is provided in the cassette 7 and that monitors the stacking state of banknotes. Banknote discrimination control unit 89
Are connected to the banknote discrimination sensor group 95. The banknote discrimination sensor group 95 is composed of various sensors provided inside the discrimination section 4 shown in FIG. 1, and the authenticity, denomination, damage, front and back, and double running of the bills sent to the discrimination section 4 are performed. And a circuit provided for differentially detecting skew and the like.

The collective storage interface circuit 90 reads the stored contents of the storage management memory 99 attached to the collective storage 11 and transfers it to the cash deposit / withdrawal device controller 80 or the cash deposit / withdrawal device controller 80. Is a circuit that updates the contents of the storage management memory 99 in response to the instruction. The storage management memory 99 is composed of a semiconductor memory or the like that is backed up by a battery or the like and directly accessed by the cash deposit / withdrawal device control unit 80. The storage management memory 99 is integrated with other control means such as a microcomputer, and transmits / receives data to / from the cash deposit / withdrawal device control unit 80 via the collective storage interface circuit 90. May be

As the memory used for the storage management memory 99, in addition to the semiconductor random access memory backed up by a battery, EEPROM (electrically erasable programmable read memory) in which data is not erased even when power is not supplied is used. It may be a magnetic recording medium such as an only memory) or a magnetic disk or a magnetic tape.
The storage management memory 99 individually stores the number of banknotes stored in the batch storage 11 for each denomination. In addition to this, in order to control various operations of the cash deposit / withdrawal device control unit 80, a count management unit 80a, a cash collection unit 80b, and a cash distribution unit 80c are provided. Each of these means is composed of a sequence program for controlling the circuit of each part of the apparatus through the I / O interface circuit 82 in a predetermined procedure and executing and controlling the operation described later.

The counting management unit 80a counts the banknotes collected in the batch storage box 11 or distributed from the batch storage box 11, and updates the storage box management memory 99 each time. The cash collecting means 80b controls the operation of taking out and conveying the cash stored in the denomination-based storage, and collecting it in the collective storage 11. When there is a shortage of banknotes in any of the denomination-based storages, the cash distribution unit 80c confirms the number of denominations stored in the storage management memory 99, and within the range, it is necessary for each denomination-based storage. Controls the operation of distributing and replenishing various banknotes.

<Customer Service Port> The configuration of each part of the apparatus shown in FIG. 1 will be described below step by step. First, at the upper front portion of the apparatus main body 50 of FIG. 1, a customer service opening 3 for a customer to insert and withdraw bills is provided. FIG. 10 shows a sectional view for explaining the operation of the service port. As shown in FIG. 10A, the customer service opening 3 includes a bill guide 57 and a bill separating mechanism 5 for separating the bills one by one.
9 is built in, and as shown in FIGS. 10B and 10C, the bill guide 57 has a rotating body structure that rotates about the center of the bill guide 57. The service port 3 is rotationally driven by a motor (not shown), and various sensors are attached to it for confirming the shift to each position.

The service port 3 having the above-described structure operates as follows. First, FIG. 10A illustrates a depositing position waiting for a customer to insert a bill. In this case, the shutter 42 is opened and the bill guide 57 is opened upward. Further, FIG. 10B shows a separating position for separating the inserted banknotes one by one.
In this case, the shutter 42 is closed, and the bills batch-inserted into the bill guide 57 are separated one by one by the bill separating mechanism 59 and sent out of the customer service port 3 in the direction shown by the arrow in the figure. After that, the deposit process is executed for the bill. FIG. 10C shows a receiving position in the case where the banknotes are collectively received from the front / back arrangement mechanism section 5 to the banknote guide 57 as a pre-stage of dispensing the banknotes to the customer.

In the front / back arrangement mechanism section 5, bills to be dispensed are stacked with their front and back sides aligned. This is sent out to the right side of the drawing and stored in the bill guide 57. FIG. 10D shows a dispensing position for dispensing the banknotes stored in the banknote guide 57 to the customer. In this case, the shutter 42 is opened and the bills are sent from the bill guide 57 to the customer. The setting and selection of each position and the operation of shifting to each position are controlled by the control unit of the cash depositing / dispensing apparatus described later.

<Discrimination Section and Front and Back Arrangement Mechanism Section> Returning to FIG. 1 again, a discrimination section 4 is provided on the lower left side of the service opening 3. The discrimination unit 4 is a device that discriminates and detects the authenticity, damage, front and back, overlapping of two or more sheets (overrunning), and skew of the fed bills. This device also determines the denomination and the like. Further, on the left side of the service opening 3, a front and back arrangement mechanism section 5 is provided. A switching blade 6 is provided in the front and back side alignment mechanism section 5. When the bills determined to be the back side by the discrimination unit 4 are fed to the front and back arrangement mechanism unit 5, the switching blade 6 is driven by a magnet (not shown), and the traveling path is switched each time, and all the bills face the front side. Stacked.

<Deposit type storage and deposit / withdrawal unit> In the lower part of the apparatus main body 50, type-deposit storages 8, 9 and 10 are arranged. The money type storage 8 is a storage for storing 1,000-yen tickets. The money type storage 9 is a storage for storing 10,000 yen tickets. The denomination-based storage 10 is also a storage for storing 10,000-yen tickets. A deposit / withdrawal unit 18 is arranged above the coin-type storage boxes 8, 9, 10.

The deposit / withdrawal unit 18 has a temporary holding section 24 for 1,000-yen tickets, a temporary holding section 25, 26 for 10,000-yen tickets, a stacking section 27 for 1,000-yen tickets, and a stacking section 28, 29 for 10,000-yen tickets. And a 1,000-yen ticket separating mechanism 20 and 10,000-yen ticket separating mechanisms 21 and 22. In addition to this, denomination separating gates 32, 31, 57 are provided along the bill traveling path 49. The denomination separating gates 32, 31, 57 are driven by a magnet or the like (not shown).

After the bill is discriminated by the discriminating section 4, the bills are transferred to the traveling path 4.
When it is transported to 9, the denomination separating gates 32, 3
1, 57 are operated, and, for example, in the case of a 1,000-yen ticket, it is sent to the 1,000-yen ticket accumulating unit 27. The 1,000-yen ticket accumulating unit 27 accumulates the 1,000-yen tickets in the temporary holding unit 24. On the other hand, the 1,000-yen ticket that is taken out from the denomination-based storage 8 is
The sheets are separated one by one and sent to the traveling path 49. The 10,000-yen ticket also has the same structure. Further, the banknotes accumulated in the temporary holding units 24, 25, 26 are pulled out all at once by the shutters 34, 35, 36 being driven by a motor (not shown), so that the banknotes of the denomination type storage 8,
It is configured to drop to 9, 10. Full detectors 37a and 37 are provided in the coin-type storage boxes 8, 9 and 10, respectively.
b, 37c and near full detectors 38a, 38b, 38c
And end detectors 39a, 39b, 39c are provided, and the amount of bills in each storage is managed.

<Reject Cassette and Others> Further, collective cutting gates 16 and 15 are arranged between the deposit / withdrawal unit 18 and the collective storage 11. The banknotes that have been conveyed to the collective dividing gate 15 through the conveying path 60 are stored in the collective storage box 11 when the collective dividing gate 15 is used.
Is guided to the collective stacking unit 30 side. Also,
The banknotes sent to the respective coin storage boxes 8, 9, 10 are sent to the traveling path 49 of the depositing / dispensing unit 18 described above by the collective dividing gate 16. In addition, the rejected banknotes are sent to the batch reject unit 62 provided in the batch storage 11 or the reject cassette 7 provided at the left corner of the apparatus main body 50 by the batch sorting gate 69.

The batch reject section 62 provided in the batch storage box 11 is provided when the bills fed from the batch separation section 23 of the batch storage box 11 are judged to be overrun or skew in the discrimination section 4. It is provided to store the corresponding bill. The reject cassette 7 is provided to store banknotes that are determined to be unable to be dispensed or collected due to various reasons. Inside the reject cassette 7, the stacking units 66, 64 and the full detectors 40b, 40c are also provided. The reject unit 67 accommodates forgotten banknotes, and the reject unit 68 accommodates other rejected banknotes. Further, a door 41 is provided on the back surface of the apparatus main body 50, and by opening the door 41, the collective storage 11 is pulled out to the outside. When the collective storage 11 is pulled out, the denomination-based storages 8, 9, 10 can be further pulled out.

The reject cassette 7 is provided with the door 41.
It is arranged so that it can be removed separately without opening. A common lock is attached to each of the collective storage 11 and the denomination-based storages 8, 9 and 10, and the door of each storage (not shown) is opened by using the inspection key to perform bill loading and withdrawal operations. be able to. It should be noted that a large number of motors and the like are mounted as power sources for separating and stacking and transporting banknotes, and a power transmission mechanism is arranged in each part of the apparatus shown in FIG. The operation of the above apparatus will be described in order based on the procedure of deposit transaction and withdrawal transaction.

<Deposit Transaction> FIG. 11 shows a sectional view of the cash depositing / dispensing apparatus of the present invention during deposit transaction. The operation of taking the forgotten banknotes according to the present invention is similar to the operation of the deposit transaction. First, when a customer presses a deposit / withdrawal key (not shown) to insert a cash card into the card reader / writer unit 52 shown in FIG. 8 or a passbook into the passbook bookkeeping machine 53 shown in FIG. 5
Communication takes place between 1 and the center. When the identity is confirmed as a result of this communication, the control unit 56 of the automatic teller machine 51 shown in FIG. 8 transmits a command to start the deposit process to the cash deposit / withdrawal device 50.

In FIG. 11, the cash deposit / withdrawal device main body 50.
When receiving the deposit processing start command, switches its internal state to the deposit mode and waits for the customer to set the bill. In this case, the service entrance 3 is the same as that shown in FIG.
The deposit position in (a) is selected. When it is detected that the customer has set the bill, the shutter 42 of the customer service opening 3 is closed. The control unit 56 shown in FIG.
A sense command is periodically transmitted to 0. The cash depositing / dispensing device 50 adds the information "there is a bill set in the customer port" to the sense command, and returns a response message (response).

Next, the control unit 56 controls the cash deposit / withdrawal device 50.
In response, a deposit count command is transmitted to instruct counting of the banknotes set in the customer service slot 3. Here, the service opening 3 takes the separation position shown in FIG.
The banknote separating mechanism 59 of the customer service opening 3 shown in (b) separates the banknotes one by one and takes them into the apparatus. This bill is sent to the discriminating section 4 through the routes indicated by arrows. The discriminating unit 4 sequentially performs the authenticity discrimination, the damage determination and the traveling state detection of the conveyed banknotes, and sends the bills backward.
Those discriminated by the discriminating section 4 as fake bills or abnormally conveyed bills are traced along the routes indicated by arrows, and are conveyed to the front and back arrangement mechanism section 5 to be stacked one by one. And FIG.
Set the service entrance 3 at the receiving position shown in (c),
The bills accumulated in the front and back collecting mechanism section 5 are sent to the customer service opening 3.

In this way, the deposit reject banknote is
It is returned to the customer through the withdrawal position shown in FIG. On the other hand, bills that are determined to be genuine bills or unfit bills (non-circulation target bills) by the discriminating unit 4 operate the collective switching gate 43 to be conveyed to the conveyance path 60 as indicated by an arrow. Here, the genuine ticket of the 1,000 yen ticket is as shown by the arrow,
It is conveyed toward the traveling path 49 of the deposit / withdrawal unit 18, and the 1,000-yen ticket dividing gate 57 is operated to be sent to the 1,000-yen ticket accumulating unit 27. In this way, the 1,000-yen tickets are accumulated in the temporary holding unit 24. Similarly, the genuine bills of 10,000-yen bills are accumulated in the temporary holding unit 25 via the accumulation unit 28 by the operation of the denomination separating gate 31. The 5,000 yen bill and the unfit bill are sent to the stacking unit 29 by operating the denomination separating gate 32, and are stacked in the temporary holding unit 26.

When the deposit counting processing of the bills set by the customer in the customer service slot 3 is completed by the above operation, the cash depositing / dispensing apparatus 50 sends a response of the deposit counting completion to the control unit 56 shown in FIG. Send it back. In this response,
The number of counted coins for each denomination is added to the returned bills and the non-refunded bills and displayed. The control unit 56
Receiving this data, calculate the amount of money and total amount of money,
It is displayed on the display of the customer operation unit 54 shown in FIG. Further, this data is counted and stored as the number of deposits. The customer confirms the amount of money displayed on the display of the customer operation unit 54 shown in FIG.
When the confirmation button 4 is pressed, the cash depositing / withdrawing apparatus 50 receives the command and collects the deposited banknotes accumulated in the temporary holding units 24 and 25 of the money-type storages 8 and 9 using the shutter of the temporary holding unit. By pulling out 34 and 35 at the same time, they are stored in the denomination-based storage boxes 8 and 9.

Next, the temporary holding section 26 of the money type storage box 10
The 5,000 yen bill and the unfit bill accumulated in
The sheets are separated one by one, conveyed in the direction of the arrow from the traveling path 49, and sent to the discrimination section 4. Then, the collective switching gate 43 and the switching blade 63 are actuated to send them to the deposit / withdrawal reject stacking unit 64 on the lower side of the reject cassette 7 and stack them in the deposit / withdrawal reject unit 65. This completes the deposit transaction processing.

<Withdrawal Transaction> FIG. 12 shows a sectional view of the cash deposit / withdrawal device of the present invention during a withdrawal transaction. The taking-in operation according to the present invention is performed after occurrence of forgetting to take cash after the withdrawal transaction operation. When the customer presses the withdrawal transaction key of the customer operation unit 54 shown in FIG. 8, the cash card is inserted into the card reader / writer unit 52, and the personal identification number is input, the control unit 56 causes the cash deposit / withdrawal device. A command for starting withdrawal processing is transmitted to 50. Cash deposit / withdrawal device 50
When receiving the command for starting the withdrawal process, switches the internal state to the withdrawal mode and waits for an instruction of the denomination and the number of bills to be discharged.

For example, depending on the customer, m 10,000-yen tickets and 1,000-yen tickets n
When the amount of money of one sheet is input, first, each money type storage box 8,
The 9 and 10 end detectors 39a, 39b and 39c respectively determine whether or not the end is detected. When the end detection is made in any one of the money type storage boxes, the information indicating that the withdrawal is impossible is added to the command and the response is returned. When the end detection is not performed, for example, the separating mechanism 21 for taking out the 10,000-yen note is operated according to the instruction of the withdrawal count, and m ten-thousand-yen notes are fed out. The fed-out banknotes pass through the traveling paths of arrows ,, and then the discrimination section 4
Sent to. The discriminating section 4 discriminates whether the bill is a designated bill or not, and if it is designated, the bill is fed to the front and back arrangement mechanism unit 5 along the arrow, by operating the collective switching gate 43. Since the front and back of the banknote are determined in the discrimination section 4, the switching blade 6 operates based on the determination result, and the front and back are arranged one by one and accumulated in the front and back arrangement mechanism section 5.

The bills discriminated from the abnormal conveyance bills by the discriminating section 4 are the collective switching gate 43 and the switching blade 6.
3 is operated to follow the route indicated by the arrow and is sent to the accumulating section 64 of the reject cassette 7 and accumulated in the deposit / withdrawal reject section 65. From the denomination-based storage box 9 containing the 10,000-yen tickets, the previously specified m 10,000-yen tickets are taken out,
The above-mentioned operation is repeated until it is discriminated and accumulated on the front and back side arrangement mechanism section 5. When the accumulation of 10,000-yen tickets is completed, next, n sheets of 1,000-yen tickets are taken out from the denomination-based storage box 8 containing the 1,000-yen tickets.

As a result of the above operation, the front and back side aligning mechanism section 5
When m 10,000-yen and n-thousand-yen tickets designated by the customer are accumulated in, the customer service port 3 is set at the receiving position shown in FIG. The dispensed bills thus taken in are taken into the customer service opening 3, and then the shutter 4 is switched to the withdrawal position shown in FIG.
2 is opened, the bill is passed to the customer, and then the shutter 42 is closed. When the designated number of withdrawal from the control unit 56 is completed,
The cash deposit / withdrawal device 50 returns a response indicating the end of processing to the control unit 56. At that time, the data of the released denomination and its number are added. The control unit 56 receives this, counts it as the number of withdrawals, and stores it. This is the end of the withdrawal transaction processing.

When the customer forgets to pick up the banknotes at the service port 3, the banknotes left at the service port 3 are separated again and fed one by one in the direction of the arrow of the discriminating section 4, and the batch switching gate 43 and the switching are performed. Actuating blades 69 and 63,
This time, the reject cassette 7 is sent to the forgotten stacking unit 66 and stacked in the reject unit 67. Needless to say, the present invention is not limited to the above-described embodiments, and various modifications can be made. For example, in the above-described embodiment, the device provided with the collective storage 11 has been described, but the present invention can be applied to a device without such a collective storage.

[0058]

【The invention's effect】

(1) In the device of the present invention described above, when the customer forgets to take cash in the customer service slot, the forgotten bill discrimination control means discriminates the bill and stores the discrimination result in the discrimination result storage unit.
If all the banknotes that have been forgotten are judged to be genuine, the cash discriminated as genuine is collected in the cash storage, and if even one of the banknotes that has been forgotten is not judged to be genuine, it is forgotten. Since all the bills are taken in and stored in the storage box, the following effects are obtained. In other words, if the customer forgets to pick up some bills, or if he / she forgets only some of the bills, or if he / she accidentally inserts a transaction slip, etc. into the customer service area, all of what the customer has forgotten Since it is stored in the storage box, banknotes and the like that have been forgotten can be clarified, and troubles with customers can be prevented. Further, when a rejection does not occur at the time of forgetting to take, the trouble with the customer does not occur, so that the forgotten banknotes can be stored in the denomination-based storage and the funds can be efficiently used. In addition, unlike conventional devices, there is no need to stop the entire device when forgetting occurs, and efficient operation of the device is expected unless transactions that cause rejects when taking forgotten bills do not occur frequently. it can.

(2) The forgotten banknotes are stored in the denomination storage box only when the number of the banknotes for each denomination as a result of the banknote discrimination at the time of taking in the forgotten banknotes and the number of the banknotes for each denomination of the last dispensing transaction match. When the bills do not match, all the forgotten banknotes are taken in and stored in the storage box, so that troubles with customers can be more surely prevented, and efficient management of funds is possible. (3) The forgotten banknotes are stored in the denomination storing box only when the number of banknotes classified by denomination at the time of taking in the forgotten banknotes matches the number of banknotes for each denomination of the immediately preceding withdrawal transaction. Since the last withdrawal transaction was canceled from the recorded data of the computer of the center, efficient operation of funds is possible and at the same time, the customer who forgets to take the banknotes again goes to the device that he forgot to take, and forgets to the staff etc. There is no need to check for the presence or absence of
You can check the transaction result and balance.

(4) The forgotten banknotes are stored in the denomination storing box only when the number of banknotes for each denomination of the banknote discrimination result at the time of taking in the forgotten banknotes and the number of each banknote for the immediately preceding dispensing transaction match. When the banknotes that have been forgotten are forgotten, the customer information and the customer authentication of the forgotten banknotes are confirmed by the automated teller machine that corresponds when the forgotten banknotes are noticed by the customer. In this case, as with ordinary withdrawal transactions, banknotes are forgotten to be returned from the customer service port, so there is no need for employees to go to the device each time a customer who forgets to take banknotes makes a request for return. It is possible to operate the device efficiently without having to stop the device each time.

[Brief description of drawings]

FIG. 1 is a cross-sectional view of a cash deposit / withdrawal device of the present invention.

FIG. 2 is a vertical cross-sectional view of a main part of a conventional cash deposit / withdrawal device.

FIG. 3 is a block diagram of an essential part of the device of the present invention.

FIG. 4 is a data format of a discrimination result storage unit.

FIG. 5 is an operation explanatory diagram of the device of the present invention.

FIG. 6 is an operation flowchart (1) of the apparatus of the present invention.
Is.

FIG. 7 is an operation flowchart of the device of the present invention (No. 2)
Is.

FIG. 8 is an overall view of an automatic teller machine.

FIG. 9 is a block diagram of a cash deposit / withdrawal device of the present invention.

FIG. 10 is a cross-sectional view for explaining the operation of the service port.

FIG. 11 is a sectional view of the cash depositing / dispensing device of the present invention during deposit transaction.

FIG. 12 is a sectional view of the cash depositing / dispensing device of the present invention during a dispensing transaction.

[Explanation of symbols]

 8, 9, 10 Money-based storage 7 Reject cassette (accommodation storage) 50 Device main body 80a Count management unit 80b Cash collection means 80c Cash distribution means 89a Forgot banknote discrimination control means 89b Discrimination result storage portion 89f Gate control means

Claims (4)

[Claims] 1. A denomination-based storage that stores cash for each denomination and that has a temporary holding unit that temporarily holds the storage of new cash when the cash is newly stored; A cash distribution unit that distributes cash to the denomination-based storage, a discrimination unit that discriminates the cash to be distributed to the denomination-based storage on a transport path, and when cash is withdrawn to a customer, A customer service port that sends out cash, and a forgotten banknote discrimination control unit that causes the forgotten banknotes that have been sent to the service port to be discriminated by being sent to the discrimination unit, and from the service port by the forgotten banknote discrimination control unit. A loading storage that takes in banknotes that are sent to the discrimination unit and that are not determined to be genuine by the discrimination unit, a discrimination result storage unit that stores the discrimination result, a result of the discrimination, and all of the forgotten at the customer service port. Forgotten paper Is discriminated as a genuine bill, the bill is collected in the denomination-based storage, and as a result of the discrimination, even if one of the forgotten bills is not discriminated as a genuine bill, all the bills A cash depositing / dispensing apparatus, comprising: a gate control unit that collects forgotten banknotes in the storage box. 2. The gate control means, when all the forgot banknotes are discriminated as genuine as a result of discrimination by the discriminator, the gate control means withdraws to the customer as well as the number of forgot banknotes of each denomination. When the number of coins for each denomination matches, the banknotes are collected in the denomination-based storage, and as a result of the discrimination, the number of denominations of forgotten banknotes When the number of bills does not match, all the forgotten bills are collected in the storage container.
The described cash deposit / withdrawal device. 3. The forgotten banknote discriminating control means, when all the forgotten banknotes have been discriminated as genuine bills as a result of the discrimination, the number of forgotten banknotes for each denomination and a message to the customer. When the number of coins for each denomination matches, the banknotes are collected in the denomination-based storage and the withdrawal transaction of the corresponding customer in the record data of the computer of the center that manages the customer's deposit / withdrawal transaction information is performed. The cash deposit / withdrawal device according to claim 2, wherein the cash deposit / withdrawal device is canceled. 4. The forgotten banknote discrimination control means refers to the discrimination result storage unit by inputting a customer's account number and a personal identification number to refer to the forgotten banknotes and denominations stored in the denomination storing box. The cash deposit / withdrawal device according to claim 1 or 2, wherein the same number of banknotes is sent to the customer service port for each.