JPH05151375A - Subscriber information inquiring device - Google Patents

Abstract

(57) [Summary] [Purpose] To inform the card subscriber that the information recorded on the card is abnormal. [Structure] Information recorded by the first type method (first type information)
Is read by the card reader, the first inquiry means sounds the buzzer for A hours and inquires the subscriber information file about the presence or absence of the information. If the corresponding information does not exist or is recorded by the second type method. When only the information (second type information) is read, the second inquiry means inquires the subscriber information file about the presence or absence of the second type information, and if the corresponding information exists, the attention means indicates the A time. Different B
Sound the buzzer only for the time. By this, if the read first-class information does not exist in the subscriber information file, this is indicated by the continuous buzzer sound, and the card subscriber is informed that the information recorded on the card is abnormal. ..

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a subscriber information inquiry device for reading information magnetically recorded on a card and confirming the identity between the information and the corresponding information recorded in a subscriber information file. ..

[0002]

2. Description of the Related Art Conventionally, this type of device has been widely used in POS systems, financial online systems and the like. That is, in the POS system, generally, the information recorded on the credit card is read by the credit card reader provided in the POS terminal, and the presence or absence of the information is inquired into the subscriber information file provided in the host computer. Has been done. Further, in the financial online system, the information recorded on the bank card is read by the bank card reader provided in the automatic teller machine, and the presence or absence of the information is referred to the subscriber information file provided in the host computer. It is configured.

On the other hand, in recent years, credit cards, bank cards, etc., in which two types of information are recorded by different methods, have been developed and put into practical use. Normally, in a card having such a structure, information for company A (old system in banks) is recorded on side A, and company B (new system for banks) uses a method different from the information recording method for side A on side B. Information is recorded. More specifically, as a card information recording method,
Conventionally, JIS-1 system, JIS-2 system and JIS-
There are 3 methods called 3 methods, and currently JIS-
The two-method information recording method has become the most widespread, followed by the JIS-1 information recording method. Therefore, in a card in which two types of information are recorded by different methods, information is usually recorded on the A side by the JIS-2 method,
Information is recorded on the B side by the JIS-1 method.

As a subscriber information inquiry device capable of reading a card on which two types of information are recorded,
A card reader that can read the information recorded on both sides A and B by scanning the card once is provided. When this card reader reads the information recorded by the JIS-2 method, The information is preferentially inquired to the subscriber information file, and if the information recorded in the JIS-2 method is not read, the information recorded in the JIS-1 method is inquired to the subscriber information file. Conventionally, there are structures.

Among the subscriber information inquiring devices having such a structure, those having a structure for handling a credit card are
When information recorded in the JIS-2 method is queried in the subscriber information file, for example, a buzzer sounds for 100 msec, and information recorded in the JIS-1 method is queried in the subscriber information file, for example, Conventionally, there is a structure in which a buzzer sounds for 500 msec. In the case of such a structure, the buzzer sounds at different times depending on whether the information recorded by the JIS-2 method is inquired or the information recorded by the JIS-1 method is inquired. This indicates which side of the credit has been used. If the information recorded by the JIS-2 method is read and the subscriber information file is queried, but the corresponding information is not found, the information recorded by the JIS-1 method is immediately used. The file is queried and a buzzer sounds for 500 msec after the query.

[0006]

However, the JIS-2
Even if the information recorded by the method is read and the subscriber information file is queried, if the corresponding information is not found, it is not indicated. Therefore, when the credit subscriber side has an intention to use the credit on the JIS-2 recording system side, the operator of the apparatus informs the credit subscriber that the information recorded by the JIS-2 system is abnormal. I have to explain it, and the transaction becomes complicated. Moreover, if such an explanation is insufficient, troubles are likely to occur during transactions, which is inconvenient.

[0007]

SUMMARY OF THE INVENTION According to the present invention, a subscriber information file for storing information on a plurality of subscribers and two types of information are magnetically recorded by a method different from the first type method and the second type method. A card reader for reading information from the recorded card is provided, and when the information recorded by the first type method is read by the card reader, the buzzer sounds for A hours and the presence or absence of the information is stored in the subscriber information file. Recorded by the second type method when the first inquiry means to make an inquiry and the corresponding information as a result of the inquiry by the first inquiry means do not exist or when only the information recorded by the second type method by the card reader is read. Second inquiring means for inquiring of the subscriber information file about the presence or absence of the specified information, and if there is corresponding information as a result of the inquiry by the second inquiring means, only B time different from A time is provided. It provided with a caution means to sound the users.

[0008]

In the case where the information is recorded on the card by the first type method, when the information recorded on the card is read by the card reader, the information read by the buzzer for A time is read by the first inquiry means. Is checked in the subscriber information file. On the other hand, if there is no corresponding information as a result of the inquiry, or if only the information recorded by the second type method by the card reader is read, the information recorded by the second type method by the second inquiry means Is checked in the subscriber information file. As a result of the inquiry, if the relevant information is present, the buzzer is sounded for B hours by the alerting means. As a result, the time of the buzzer sounded when the inquired information exists in the subscriber information file is A time in the case of the information recorded by the first type method, and the information recorded by the second type method. In the case of, it is B time. When the information recorded by the first type method is read but the corresponding information does not exist in the subscriber information file, the buzzer is continuously sounded for B hours after being sounded for A hours. .. This indicates that the information recorded by the first type method is not registered in the subscriber information file, the information recorded by the first type method is destroyed, and the like.

[0009]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described with reference to FIGS. In this embodiment, an example of a POS system that can handle a credit card is shown. First, FIG. 2 shows the overall system configuration. That is, a host computer 2 (hereinafter, the host computer is abbreviated as HC) having a subscriber information file 1 that stores information about a plurality of credit subscribers is provided, and a plurality of POS terminals 3 are online in this HC 2. It is connected. These POS terminals 3 are installed in each credit member store and are connected to the HC 2 via a digital communication network or the like.

Next, FIG. 3 shows the electrical connection of each part in the POS terminal 3. That is, a CPU 4 for centrally performing various processes is provided, and an interface 5 connected to the HC 2, a ROM 6 for storing fixed data such as operation programs, and a RAM 7 for storing variable data are connected to the CPU 4. ing. Further, a display unit 8, a receipt journal printer 9, a slip printer 10, a keyboard 11, a hand scanner 12, a card reader 13 and a buzzer 14 are connected to the CPU 4 via a control drive circuit (not shown). Here, the card reader 13 scans a credit card (not shown) as a card with respect to the card reader 13 once, and the credit card is provided with two types of information by a method different from the first type method and the second type method. When recorded, it is configured to be able to read any type of information. More specifically, as the information recording method of the credit card read by the card reader 13, the first type method is the JIS-2 method and the second type method is the JIS-1 method. Then, the subscriber information for the A credit company is recorded by the JIS-2 method,
Subscriber information for the B credit company is recorded by the -1 method.

In such a structure, in each POS terminal 3, the item name and quantity of the purchased item are input by the hand scanner 12 or the keyboard 11.
When the tightening process is performed by operating this keyboard 11, C
The total purchase amount is obtained by the calculation process of PU4.
The sales information such as the total purchase amount is displayed on the display unit 8 and printed on the receipt paper by the receipt journal printer 9, and the printed receipt paper is issued as a receipt. Then, at this time, the drawer (not shown) is opened, and the transaction by cash becomes possible.

On the other hand, transactions of purchased commodities can be performed not only by cash but also by credit card. In this case, the identity of the information recorded on the credit card and the corresponding information recorded in the subscriber information file 1 is confirmed, and after confirmation, the sales information is transmitted to the HC 2. The flow of operation when transactions are made with such a credit card is shown in the flowchart of FIG. First, when the credit card is scanned by the card reader 13, the information recorded on the credit card is read and recognized by the CPU 4. If the read information includes information recorded by the JIS-2 method (hereinafter, abbreviated as JIS-2 information), after the buzzer 14 is sounded for A seconds by the instruction of the CPU 4. , That information is queried in the subscriber information file 1 of the HC2. Here, the A second in which the buzzer 14 sounds is 100 msec, for example. And subscriber information file 1
The information referred to is the type of credit company, subscriber name, expiration date, membership number, personal identification number, and the like. here,
A first inquiry means is configured.

However, if the JIS-2 information is normal, that is, if there is the corresponding information as a result of the inquiry of the subscriber information file 1 by the first inquiry means, it is stored in the POS terminal 3. The selling point information being sent is sent to the HC2, and the product sales operation ends.
Here, the point-of-sale information sent to the HC 2 includes the information recorded on the credit card, the product name of the purchased product, the total purchase price, and the like.

On the other hand, by the first inquiry means, the JI
As a result of querying the subscriber information file 1 for the S-2 information, there is no corresponding information, but the read information is JIS-
If the information recorded by one method (hereinafter abbreviated as JIS-1 information) is included, or if the read information includes only JIS-1 information, the JIS
The S-1 information is queried in the subscriber information file 1. The second inquiry means is configured here.

Then, according to the second inquiry means, JIS-2
As a result of inquiring the information into the subscriber information file 1 of the HC2, if the corresponding information is present, the buzzer 14 is instructed by the CPU4.
Is sounded for B seconds. An alerting means is configured here. Here, the B second in which the buzzer 14 sounds is a time different from the A second, for example, 500 msec. In this way, when the buzzer 14 sounds for B seconds by the alerting means, the point-of-sale information stored in the POS terminal 3 is sent to the HC 2 and the sale of goods ends.

In the following four cases, an error message is displayed on the display unit 8. That is, J is added to the read information.
Under the condition that the IS-2 information is included but the corresponding information does not exist in the subscriber information file 1, the first case is that the read information does not include the JIS-1 information. In the second case, the read information contains JIS-1 information, but the corresponding information does not exist in the subscriber information file 1. In addition, under the condition that the read information does not include JIS-2 information, in the third case, the read information is JIS
-1 information is not included, and the fourth case is when the read information includes JIS-1 information but the corresponding information does not exist in the subscriber information file 1. In these four cases, since credit cannot be used, the operator sees an error display during the transaction and explains this to the credit subscriber.

Here, the mode of how the buzzer 14 sounds when no error is displayed will be considered. First, JI
When the S-2 information is queried in the subscriber information file 1 and the corresponding information is present, the buzzer 14 is sounded only once for 100 msec. Next, JIS-1 is added to the read information.
If only the information is included and the JIS-1 information is referred to the subscriber information file 1 and the corresponding information is present, the buzzer 14 is sounded only once for 500 msec.
Then, when the subscriber information file 1 is inquired about the JIS-2 information and the corresponding information does not exist, the JIS-
1 information is referred to the subscriber information file 1, and if the corresponding information exists, the buzzer 14 is sounded twice. That is, when the CPU 4 recognizes JIS-2 information, the buzzer 14 sounds for 100 msec, and immediately after that, the JIS
-1 information is referred to the subscriber information file 1 and when the CPU 4 recognizes that the corresponding information exists, the buzzer 1
4 is sounded for 500 msec. Therefore, JIS-
When two pieces of information are read, but the corresponding information does not exist in the subscriber information file 1, when the credit on the JIS-1 system side is used, this is indicated by the double sounding of the buzzer 14. As a result, credit subscribers
-Although it is intended to use credits on the -2 side,
Actually, when the credit on the JIS-1 side is used, the person is informed of abnormality of the credit card, for example, expiration or destruction of information recorded on the credit card.
For this reason, it becomes unnecessary for the operator of the POS terminal 3 to explain the abnormality of the credit card to the customer at the time of transaction, and it is possible to prevent unnecessary troubles caused by such insufficient explanation.

In the implementation, the bank card may be configured as a system for inquiring the subscriber information file.

[0019]

The present invention provides the first inquiry means for making a buzzer sound for A time and reading the presence or absence of the information in the subscriber information file when the information recorded in the first type is read by the card reader. If there is no corresponding information as a result of the inquiry by the first inquiry means, or if only the information recorded by the second type method is read by the card reader, the presence or absence of the information recorded by the second type method is checked. Since the second inquiry means for making an inquiry to the subscriber information file is provided, and the warning means for making the buzzer sound for B time different from A time when the corresponding information is present as a result of the inquiry by the second inquiry means is provided. If the subscriber information file does not contain the relevant information despite the fact that the information recorded by a method was read, it can be indicated by a double beep. The card owner or the operator of the device may detect a card abnormality such as the information recorded by the first type method not being registered in the subscriber information file or the information recorded by the first type method being destroyed. Therefore, there is an effect that the transaction can be facilitated.

[Brief description of drawings]

FIG. 1 is a flow chart showing an operation flow when a transaction is made by a credit card according to an embodiment of the present invention.

FIG. 2 is a block diagram showing the overall system configuration.

FIG. 3 is a block diagram showing electrical connection in a POS terminal.

[Explanation of symbols]

 1 Subscriber information file 13 Card reader 14 Buzzer

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Claims (1)

[Claims] 1. A subscriber information file that stores information about a plurality of subscribers, and information is read from a card on which two types of information are magnetically recorded by a method different from the first type method and the second type method. A card reader, and a first inquiring means for sounding a buzzer for A time to inquire the presence or absence of the information in the subscriber information file when the information recorded in the first type is read by the card reader; If there is no corresponding information as a result of the inquiry by the first inquiry means or if only the information recorded by the second type method is read by the card reader, the presence or absence of the information recorded by the second type method is added. Second inquiring means for inquiring the person information file, and an alerting means for sounding the buzzer for B time different from A time when there is relevant information as a result of the inquiry by the second inquiring means. And a subscriber information inquiry device characterized by being provided with.