JPH05143833A - Financial transaction automatizing device - Google Patents

Abstract

PURPOSE:To provide a financial transaction automatizing device which enables a person with normal eyes to perform the financial transaction work with a touch sensor and enables a visually handicapped person to perform this work with a keyboard and a tool only for hearing. CONSTITUTION:The hearing part of a handset or an earphone 4 is taken up or inserted to not only invalidate the input from a CRT 1 with the touch sensor but also validate a keyboard 2 and the handset or the earphone 4, and the financial transaction work is guided with a voice through the hearing part of the handset or the earphone 4, and the financial transaction is performed in accordance with the input from the keyboard 2.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to financial automation equipment (CD / ATM) used in financial institutions, and particularly to the use of visually impaired persons.

[0002]

2. Description of the Related Art Conventionally, a financial institution has a keyboard with an operation section specified by an operator so that a sighted person and a visually impaired person can handle cash, and the operator can respond to the guidance from the automated equipment. Then, the above-mentioned keyboard was operated to carry out transactions such as financial transactions. However, in recent years, automated equipment provided in financial institutions and the like has a touch sensor provided on the CRT screen of the display unit and directly touches the CRT screen by hand. Automated equipment that can be operated by touch has become mainstream.

[0003]

In the conventional financial automation equipment as described above, a conventional keyboard must be added to the visually impaired person so that the person can use it. Automated equipment such as the above has to deal with it in a short time due to the expansion of transaction work, and the keyboard cannot handle it at all, which reduces the service to sighted persons and it is impossible to remove the transaction work of the touch sensor system and it is visually impaired. There was a problem of being exclusive to the person.

The present invention has been made to solve the above problems, and enables a sighted person to perform a transaction operation using a touch sensor and a visually impaired person to perform a transaction operation using a keyboard. Aim to obtain automated equipment.

[0005]

A financial automation device according to the present invention is a financial automation device capable of performing financial transactions such as deposit, withdrawal and correction from an input display unit with a touch sensor by using a magnetic card, a passbook or the like. Where, if a keyboard provided for the visually impaired, a communication device dedicated to the hearing provided for the visually impaired, and a listening part of the communication device dedicated to the listening are picked up or inserted, the input with the touch sensor is provided. Disable the input from the display unit and enable the input from the keyboard to guide the financial transaction business by voice through the listening unit of the communication device dedicated to listening, and in response to the input from the keyboard, the above The financial transaction means for visually impaired persons performing financial transactions is provided.

[0006]

In the present invention, when the listening section of the communication device dedicated to listening is picked up or inserted, the financial transaction means for visually impaired persons invalidates the input from the input display section with the touch sensor and the visually impaired person. The financial transaction business is guided by voice through the listening section of the communication device dedicated to the above-mentioned communication by enabling the input from the keyboard of the above, and the financial transaction such as deposit, withdrawal and correction corresponding to the input from the above-mentioned keyboard. To do.

[0007]

1 is a block circuit diagram of a financial automation device showing an embodiment of the present invention, FIG. 2 is an external view showing an operation display section of FIG. 1, and FIG. 3 is an external view showing the entire apparatus of FIG. is there. Reference numeral 1 denotes a CRT with a touch sensor, which enables direct input of items or data of each transaction business displayed on the CRT screen by touching directly. Reference numeral 2 is a keyboard, which is arranged at a position where keys (payment keys, deposit keys, balance keys, etc.) corresponding to items of each transaction and keys corresponding to data input (numerical keys, unit keys, confirmation keys, etc.) are specified. Is provided. This keyboard 2 is used for the visually impaired. Reference numeral 3 denotes a disk device or a floppy disk device, which stores traded data and the like. Reference numeral 4 denotes a handset or earphone set used for the visually impaired. The earphone set includes an earphone 4a and an earphone jack 4b which is an insertion port of the earphone 4a provided in the main body device. By inserting into the jack, the hook switch is turned on, the tape device in the main body device is driven, and the handset 4 or the earphone 4a can be used to provide guidance and transaction services for each transaction for the visually impaired. Reference numeral 5 denotes a card read / write device that reads the code stored in a cash card or the like (magnetic card), the bank branch name, the balance, and the like, and records the amount of money settled after the financial transaction. A transaction statement printer 6 prints out balances and the like after a financial transaction is performed. A passbook entry device 7 prints out the progress of the transaction at a designated position after the transaction is completed when the passbook is inserted in the financial transaction. A banknote deposit / withdrawal device 8 is a device for depositing / dispensing banknotes in a financial transaction. Reference numeral 9 denotes a memory in which a processing program for performing ordinary financial transactions and a processing program for performing financial transactions for the visually impaired are stored in advance. A CPU 10 controls each device based on the financial transaction processing program stored in the memory 9.

Reference numeral 11 denotes a handling display panel, on which the operation contents in each financial transaction are displayed. A passbook insertion / ejection port 12 is a passbook guide port that can be inserted / ejected when performing financial transactions such as a passbook. Reference numeral 13 is a card insertion / ejection port, which is a card guide port that can be inserted / ejected when performing a financial transaction such as a cash card. Reference numeral 14 denotes an erroneously-inserted foreign matter return port, which is a return port for returning an object other than banknotes into a banknote inlet / outlet (not shown).

The financial automation device of the present invention is configured as described above, FIG. 4 is a flow chart (1) showing the operation of a financial transaction, and FIG. 5 is a flow chart (2) showing the operation of a financial transaction. The operation will be described.

In step 1, the CPU 10 displays a financial transaction program for the sighted person stored in the memory 9 on the display screen of the CRT 1 with a touch sensor so that items of each financial transaction can be selected.

In step 2, the CPU 10 permits and releases the use of the CRT with a touch sensor when designating each financial transaction item in step 1, and locks the keyboard 2 without permitting the use of the keyboard 2.

In step 3, the CPU 10 determines whether the handset is picked up or the earphone 4a is inserted into the earphone jack 4b, and when the handset is picked up or the earphone is inserted, a financial transaction program for the visually impaired. If not, the process proceeds to step 4, which is a financial transaction program for sighted persons.

In step 4, the CPU 10 determines whether or not each item displayed on the CRT 1 with a touch sensor is input by touching it, and if it is input, the process proceeds to step 5, and if it is not input. Go to step 50.

In step 5, the CPU 10 displays so as to insert a medium such as a passbook into the CRT 1 with a touch sensor.

In step 6, the CPU 10 determines whether or not the cancel key provided in the operation unit has been pressed. If the cancel key is pressed, the process returns to step 1; otherwise, the process proceeds to step 7.

In step 7, the CPU 10 determines whether the handset is picked up or the earphone is inserted, and when the handset is picked up or the earphone is inserted, the process returns to step 1 and the handset is not picked up or the earphone is not inserted. If so, go to step 8.

In step 8, the CPU 10 determines whether or not the operation has been performed within a predetermined time, and if the operation is timed out, the process returns to step 1, and if not, the process proceeds to step 9.

In step 9, the CPU 10 determines whether a passbook or a magnetic card has been inserted into the passbook insertion / ejection slot 12 or the card insertion / ejection slot 13, and if it has not been inserted, returns to step 6 to insert it. If so, then each transaction is performed as a financial transaction in the sighted person mode.

In step 50, the CPU 10 judges whether or not the magnetic card is inserted in the card insertion / ejection slot 13 from the state where the CRT 1 with the touch sensor is not touched in step 4, and when it is not inserted, it proceeds to step 3. Return, and if inserted, proceed to step 51.

In step 51, the CPU 10 determines whether the inserted magnetic card is a loan card or a credit card. If the magnetic card is not a loan card or a credit card, a payment transaction is performed by a sighted person, and a loan is made. If it is a card or credit card,
After that, cash payment is performed in the sighted person mode.

In step 100, the CPU 10 executes a CRT 1 with a touch sensor as a financial transaction for the visually impaired.
The display screen is erased and the voice transaction is guided to the visually impaired by voice from the handset or earphone.

In step 101, the CPU 10 permits and releases the use of the keyboard 2 as a financial transaction for the visually impaired, and locks the CRT 1 with a touch sensor without permitting it.

In step 102, the CPU 10
Determine if the handset pick-up or earphones are inserted. If the handset pick-up or earphones are not inserted, return to Step 1, which is a financial transaction program for sighted persons, and the handset pick-up or earphones are inserted. If so, go to step 103.

At step 103, the CPU 10
It is determined whether or not a key is input on the keyboard 2, and if no key is input, the process proceeds to step 150, and if a key is input, the process proceeds to step 104.

In step 104, the CPU audibly prompts the visually impaired person to select one transaction from the handset or earphones.

At step 105, the CPU 10
It is determined whether or not the cancel key included in the operation unit is pressed. If the cancel key is pressed, the process returns to step 100, and if not, the process proceeds to step 106.

In step 106, the CPU 10
It is determined whether or not the key operation is processed within the specified time. If the key operation is time out, the process returns to step 100, and if it is not time out, step 10 is performed.
Proceed to 7.

In step 107, the CPU 10
It is determined whether or not a passbook or a magnetic card medium is inserted into the passbook insertion / ejection slot 12 or the card insertion / ejection slot 13, and if not, the process returns to step 105. Each financial transaction is performed as a transaction in the disability mode.

At step 150, the CPU 10
In step 103, it is determined whether or not a magnetic card is inserted in the card insertion / ejection slot 13 from the state where no key is input to the keyboard 2, and if not inserted, the process returns to step 102. , Payment transactions are carried out in the visually impaired mode.

As described above, the handset for the visually impaired or the earphone and the keyboard are provided in the automation device, so that the visually impaired can perform the financial transaction business with peace of mind.

[0031]

As described above, according to the present invention, a financial transaction can be performed by providing a keyboard for the visually impaired and a communication device dedicated to hearing for guiding the financial transaction business for the visually impaired. Even if the visually impaired person mistakenly inputs another input key, the operation can be continued, and the visually impaired person can easily perform the financial transaction business.

[Brief description of drawings]

FIG. 1 is a block circuit diagram showing an embodiment of the present invention.

FIG. 2 is an external view showing an operation display unit of FIG.

FIG. 3 is an external view showing the entire apparatus of FIG.

FIG. 4 is a flowchart (1) showing the operation of a financial transaction.

FIG. 5 is a flowchart (2) showing the operation of financial transaction.

[Explanation of symbols]

 1 CRT with a touch sensor 2 Keyboard 3 DISK or FDD 4 Handset or earphone set 5 Card read / write device 6 Transaction statement printer 7 Passbook entry device 8 Banknote deposit / withdrawal device 9 Memory 10 CPU

Claims (1)

[Claims] 1. A financial automation device capable of performing financial transactions such as deposit, withdrawal and correction from an input display unit with a touch sensor using a magnetic card and a passbook, and a keyboard provided for visually impaired persons. When picking up or inserting the listening-only communication device provided for the visually impaired and the listening-only communication device, the input from the touch sensor-equipped input display unit is disabled and the keyboard is used. A financial transaction means for visually impaired persons who guides financial transaction business by voice through the listening section of the communication device dedicated to the hearing, and performs the financial transaction in response to the input from the keyboard. Financial automation equipment characterized by being equipped.