JPH04167090A - Automatic transaction machine - Google Patents

Abstract

PURPOSE:To supplement paper money while the automatic transaction machine is put in customer service by providing an independent conveyance unit which can count and determine paper money as an auxiliary safe. CONSTITUTION:The automatic transaction machine is equipped with the auxiliary safe 65 where supplementary paper money P to be supplemented to a safe and the reception and discharge of paper money P are processed in parallel, conveying means R16 and R18 which convey the supplementary paper money sent out of the auxiliary safe 45 and return it to the auxiliary safe 65, and an inspection means 6 which is provided on the return conveyance path of the supplementary paper money and inspects and counts the supplementary paper money previously. Consequently, while money paying/receiving service is carried on, the paper money can be counted and determined in parallel to normal money paying/receiving service and the operation efficiency and customer service are improved.

Description

[Detailed Description of the Invention] [Objective of the Invention] (Industrial Application Field) This invention is applicable to automatic deposit/withdrawal devices installed in, for example, mechanized corners of banks, which automatically deposit and withdraw banknotes. Relating to trading devices.

(Prior Art) In recent years, there has been a growing need for improved cash management in ATMs (ATMs), as well as changes in the market environment such as operations on holidays such as Saturdays and long hours on weekdays. The need for automating and facilitating the replenishment of paper money and other media is rapidly increasing.

Conventionally, to replenish banknotes to a deposit/withdrawal machine, cash was manually stuffed into a replenishment auxiliary safe (safe cassette) called a loading box and then set in the deposit/withdrawal machine. Since it is not possible to manage how many bills are replenished by the device, each banknote is sequentially loaded into each safe via an inspection device that inspects all incoming and outgoing banknotes to determine the number of banknotes in each safe. .

(Problem to be solved by the invention) As mentioned above, in the past, auxiliary safes (loading boxes)
Since the replenishment method involves loading each safe via the inspection device used for deposits and withdrawals, it is not possible to perform deposits and withdrawals while replenishment is being carried out, and the device must be temporarily down, making it difficult for customers to There was a problem with the service.

Furthermore, if a problem such as a jam occurs on the loading conveyance path, the device will be stopped for recovery processing, posing a problem in terms of customer service.

An object of the present invention is to provide an automatic transaction device that can replenish banknotes (including finalizing the count) while operating the device's customer service.

[Structure of the Invention] (Means for Solving the Problems) In order to solve the above problems, the present invention provides an automatic transaction device for depositing and withdrawing banknotes, which includes a plurality of safes into which banknotes can be deposited and withdrawn. , a first conveying means for conveying deposited banknotes to be stored in these safes or disbursed banknotes taken out from the safe, and a first conveyance means provided on this conveyance path for inspecting deposited banknotes and disbursed banknotes to be conveyed. and an auxiliary safe that stores replenishment banknotes to be refilled in the safe in a stacked state and performs parallel processing of receiving and sending out banknotes by receiving and storing banknotes from one end and taking them out from the other end. ,
A second conveying means is provided to connect the entrance and exit of the auxiliary safe, and transports the replenishment banknotes sent out from the other end of the auxiliary safe and returns them to one end of the auxiliary safe so that they can be stored in the auxiliary safe again. a second inspection means provided on the replenishment banknote return conveyance path for inspecting and counting the replenishment banknotes in advance; and a means for returning banknotes that cannot be identified by the second inspection means to the auxiliary safe. This configuration has the following features.

(Function) According to the present invention, the replenishment banknotes stored in the auxiliary safe can be taken out and stored again, and the replenishment banknotes can be inspected and counted in advance. In this way, since the auxiliary safe has an independent conveyance path that can confirm the count, it is possible to count and confirm the banknotes in the auxiliary safe in parallel with normal deposit and withdrawal operations, and deposit and withdraw money without temporarily downing the device. Businesses can continue to operate, improving operational efficiency and customer service. In addition, banknotes that cannot be identified by the second inspection means are returned to the auxiliary safe, so
By counting, it is possible to determine the number of coins that can be stored in the auxiliary safe.

(Example) Hereinafter, an example of the present invention will be described with reference to the drawings.

FIG. 2 shows the external appearance of the deposit/withdrawal device 1 as an automatic transaction device according to the present invention, and has the following configuration.

That is, an abbreviated operating section 3 is formed on the front surface of the casing 2. A banknote deposit/withdrawal port 4 is provided on the horizontal surface of the operation unit 3, and is capable of inserting or withdrawing a large number of banknotes P to be deposited, transferred, transferred, or withdrawn at once. The banknote deposit/withdrawal port 4 is provided with a door 5 that can be opened and closed freely.

Furthermore, a color CRT display section 6 with a built-in touch sensor is provided on the horizontal surface of the operation section 3.

This CR7 display unit 6 displays operating procedures and other information on the CR7 screen in the form of illustrations, characters, or words.
While guiding the user, the touch sensor (
(not shown) detects this, and a so-called key operation is performed to output a corresponding signal to the main control section 11, which will be described later.

In other words, for example, in addition to displaying the phrase ``Please press the name of the payer,'' it also displays a katakana key for inputting the payer's name, an alphanumeric designation key, and a key that supports the type of business to which the transfer is being made. There is. and,
The contents and display change each time the machine operation or step status changes.

Further, on the vertical surface of the operation unit 3, there is a card insertion lower for inserting a magnetic card A as a transaction medium in which a PIN number and account information are recorded, a passbook insertion slot 8 for inserting a passbook B,
A coin slot 9 for inserting coins C, a coin change receiving slot 10 for receiving change for coins C, and the like are provided.

As shown in FIG. 3, inside the housing 2, there is also a main control unit 11 that controls the entire system, which accepts the card A inserted from the card insertion lower and reads the password from the magnetic stripe on the card A. A magnetic card reader section 12 that receives account information such as an account number, and a passbook B inserted through the passbook insertion slot 8.
A bankbook printing unit 13 is provided for reading the magnetic stripe portion of the bankbook and recording transaction details on the bankbook B and journal paper (not shown).

Further, there is a deposit/withdrawal unit 14 which accepts the banknotes P inserted into the banknote deposit/withdrawal port 4 and dispenses a specified amount of banknotes P into the banknote deposit/withdrawal port 4, and a coin C inserted into the coin insertion/withdrawal port 9. a coin depositing and dispensing unit 15 that accepts coins C of a specified amount and dispenses them to the coin receiving slot 9; and the CRT.
A customer service unit 16 constituted by the display section 5, a voice guidance unit 17 that provides audio guidance to customers through a speaker (not shown), and an attendant operation section 18 that has an internal monitor for the attendant.
is provided.

Further, a floppy disk 19 as a data file in which information on financial institutions necessary for transfer transactions, such as bank names and branch names, is recorded in alphabetical order, and data between the main control unit 11 and a host computer (sensor) not shown are also provided. A transmission control section 20 and a power supply section 21 that control transmission are provided.

Further, the main control unit 11 is connected to a remote monitor 22 for use by a staff member provided outside.

Then, local processing (inspection processing for inspecting the internal state of the device), such as checking the availability, replacing the safe, and replenishing the journal, is instructed by the staff operation unit 18 and the remote monitor 22.

Next, the configuration of the deposit/withdrawal unit 14 will be explained with reference to FIG.

This deposit/withdrawal unit 14 is roughly divided into an upper unit 30.
and a lower unit 31.

First, the configuration of the upper unit 30 will be explained.

The banknote deposit/withdrawal port 4 is provided at the upper part of the upper unit 30 in the customer service direction (left direction in the figure).

Further, a banknote storage chamber 32 that can accommodate banknotes P all at once is formed below the banknote deposit/withdrawal port 4 .

A take-out device 34 is provided below the front of the banknote storage chamber 32 to sequentially take out the banknotes P in the banknote storage chamber 32 one by one via a take-out roller 33 . In addition, the banknote storage chamber 32
One wall surface is composed of a back-up body 35 that can move toward and away from the other wall surface, and its capacity can be varied, and when taking in banknotes, the banknote P is taken out from the take-out roller 33 side. It is designed to be energized.

At the bottom of the upper unit 30 in the customer service direction (left direction in the figure), there is a first inspection means for determining the type of banknote P, authenticity, stacked conveyance, correctness, front and back, damage, etc. of the banknote P. A control section 37 is provided at the rear side of the first bill inspection device 36, that is, at the center of the upper unit 30 in the front-rear direction.

Further, above the control section 37, there is provided a deposit-time accumulation device 39 that temporarily accumulates deposited banknotes P in a deposit-time accumulation section 38 with their front and back sides aligned.

Further, a device located between the deposit-time accumulating device 39 and the bill storage chamber 32 stores the bills P to be paid to the customer at the time of withdrawal.
A dispensing-time accumulating device 41 is provided that discharges bills into the bill storage chamber 32 after temporarily accumulating them in the time accumulating section 4o.

Next, the configuration of the lower unit 31 will be explained.

In the central part of the lower unit 31 in the front and back direction, there is a
From the left side in the figure, the first safe 50°, the second safe 51
, third gold 1152 is arranged.

Of these, the first safe 5o and the second safe 51 are 10,000 yen safes for -10,000 yen banknotes, and the remaining third safe 52
is a 1,000 yen warehouse for 1,000 yen banknotes.

Each of the safes 50 to 52 has a bill taking in means 53 and a bill taking out means 54 at the upper end thereof, and stores the bills P deposited by the customer and takes them out from there when withdrawing the money to the customer. Used as a recycle bin.

In addition, the direction of the customer service area inside the lower unit 31 (left direction in the figure)
is provided with a main motor M as a drive source and a drive force transmission system (to be described later) that transmits the drive force of the main motor 55 to driven parts such as a conveyor belt and rollers, as well as a rear surface inside the lower unit 31. Three storage type safes 60, 61, and 62 are arranged in the vertical direction at the bottom in the direction (right direction in the figure).

These safes 60 to 62 are made into a cassette to constitute a safe cassette 63, and can be taken out as a unit.

The upper safe 60 is a 5,000 yen/damaged note safe for depositing 5,000 yen and damaged bills.The middle safe 61 is a forgotten storage for storing banknotes left behind by customers. safe 6
Reference numeral 2 serves as a deposit box for storing rejected banknotes (excluded banknotes) during withdrawals and deposits (after confirmation).

Further, above the safe cassette 63, an upper unit 32 is provided.
An auxiliary safe (loading/transfer storage) 65 is provided in such a state that the storage area reaches the maximum level. This auxiliary safe 65, as described later,
It has a structure in which banknotes P can be stored and taken out at the same time, and can be used as a loading storage for replenishing recycled banknotes, or as a transfer storage for temporarily transferring banknotes P from safes 50, 51, and 52 when processing nosepieces. It is something to be used.

In addition, in the vicinity of this auxiliary safe 65 and in the lower unit 31, a second banknote serving as a second inspection means for determining the type of banknote P, authenticity, stacked conveyance, fitness, front and back, damage, etc. An inspection device 66 is provided.

In addition, a plurality of conveyance belts, rollers, etc. are arranged in the upper unit 30 and the lower unit 31, and a plurality of banknote conveyance paths R1 to R19 are formed.
Gate 7 as a sorting means for sorting the transport direction of banknotes P
0... and optical bill detection means 71 for detecting passage and remaining of bills.

Next, the configuration and operation of the auxiliary safe (loading storage) 65 will be explained with reference to FIGS. 5 to 7.

First, the basic configuration will be explained with reference to FIGS. 5 and 6.

The safe cassette main body 80 includes an external casing 8 having a lid body 81.
2 and an internal casing 84 forming a banknote storage chamber 83, with a banknote inlet 85 formed on the upper side and a banknote outlet 86 on the lower side.

Further, a take-in roller 87 is disposed near the banknote outlet 85 to horizontally feed banknotes P to be carried out via the conveyance path R18 into the banknote storage chamber 83.

Near the banknote outlet 86, a single-sheet takeout means 91 consisting of a feed roller 88, a takeout roller 89, a separation roller 90, etc. is provided, and the banknotes are removed from the hopper section 83a formed in the lower part of the banknote storage chamber 83. P is taken out one by one in a horizontal state starting from the lowest one.

Further, a button 95 is disposed in the upper part of the bill storage chamber 83 so as to be movable up and down, and a separator 96, 96 and a shutter 97 are interposed in the bill storage chamber 83.
．． 97, and lifters 98 and 98 are provided.

These separators 96.96, shutters 97.97, and lifters 98.98 are connected to the outer housing 82 and the inner housing 84.
The banknotes can be moved up and down using a guide shaft 99, which is provided between the 99 and 99 whose vertical direction is the longitudinal direction, as a guide, and the banknotes can be moved up and down as shown by the two-dot chain line in FIG. It is configured so that it can be rotated to a position evacuated from the storage chamber 83.

Furthermore, a first stopper 1 that can be retracted from the banknote storage chamber 83 by rotating is provided slightly above the banknote storage chamber 83.
00 . . . and second stoppers 101 .

Moreover, in the upper part of the safe cassette main body 80, there is a bill storage section 1.
03 is formed.

Next, with reference to FIG. 5, the operation of storing banknotes P into the auxiliary safe 65 and the operation of taking out banknotes P from the auxiliary safe 65 will be described.

First, as shown in FIG. 5, the banknotes P sent to the auxiliary safe 65 are taken into the upper part of the banknote storage chamber 83 via the take-in roller 87 and stacked horizontally on the separator 96.

Then, the separator 96 is sequentially lowered according to the number of banknotes P accumulated, and when about 200 banknotes (soft count) are accumulated on the separator 96, as shown by 96b in FIG.
It descends to near the first stopper 100.

In this state, the entry of the banknote P is temporarily stopped, and on the other hand, as shown at 96c in FIG. 5, the separator 96 moves between the first stopper 100 and the second stopper 101, and the banknote P It is supported by one stopper 100.

Next, the separator 96 and the shutter 97 simultaneously rotate about the guide shaft 99 to open the banknote storage chamber 83.
The position is the one evacuated from (the position indicated by the two-dot chain line in FIG. 6).

Thereafter, as shown at 95a in FIG. 5, the pusher 95 descends, pushes the banknote P to the lower side of the second stopper 101, and transfers it onto the retuff 98.

At this time, the first and second stoppers 100 and 101 are pushed by the bill P, and then escape to the vertical position (retracted position) by the action of a spring member (not shown), and then return from the vertical position to the horizontal position. Return. Note that a notch is formed in the portion of the bushing 95 that faces the first and second stoppers 100 and 101, so that they do not interfere with each other.

Then, the bushing 95 rises and returns to the original standby position, and the separator 96 and shutter 97 return to the position interposed in the banknote storage chamber 83 (the solid line position in FIG. 6). After this, the separator 96 moves to the upper position indicated by the two-dot chain line.

This completes the operation of storing the banknotes P into the banknote storage chamber 83.

By repeating this operation, it is possible to stack approximately 1800 banknotes P (approximately 250 mm) on the retuff 98.

In addition, during this time, the hopper portion 3a in the lower part of the banknote storage chamber 83
The withdrawal banknotes P inside can be taken out at any time.

In addition, the backup 102 is a banknote P in the hop section 83a.
When the remaining number of bills reaches approximately 200 (or the height is detected), it automatically moves from the retracted position (solid line position) to the position (direction of arrow A) where the banknotes are pressed in the hopper section 83a.

Next, when the banknotes P in the hopper section 83a are exhausted, the backup 102 returns to the retracted position (solid line position) as shown in FIG. 5, and then the retuff 98 descends to the position indicated by 98b in FIG. And the banknote P on the retuff 98 is
The sheet is delivered onto the feed roller 88 and the take-out roller 89 of the single-sheet take-out means 91 of the hopper section 83a.

Thereafter, the retuff 98 rotates about the guide shaft 99, first moves to a position where it is evacuated from the banknote storage chamber 83, then rises, and returns to the position interposed within the banknote storage chamber 83 again.

Then, the operation of storing and taking out the banknotes P becomes possible.

FIG. 7 shows an external view of the auxiliary safe 65 mentioned above.

A door 102 is provided on the surface of the safe 65, and an IC card 105 is mounted on the door 102. Further, for security purposes, a key 106 is attached to the door 105 so that it can be locked. Note that instead of using the key 104, it is also possible to enter and verify a password from the IC card 104 to manage the opening and closing of the lid. In this case, an actuator such as a solenoid,
A power supply will be installed for this purpose. A beam extractor 105 is formed in the upper part of the auxiliary safe 65, and an entrance/exit 106 is provided.

FIG. 5 shows the safe 65 viewed from the bottom.

A take-out roller 89 protrudes from the bottom surface and applies a conveyance force to the ticket being taken out from the safe.

In addition, the bottom surface serves as the surface for conveying tickets.

Furthermore, a connector 107 for transmitting and receiving data is provided, and is embedded in a recess for protection. This connector 107 is for transmitting the information of the above-mentioned IC card 103.

FIG. 9 shows an external view of the safe 65 when the lid is opened. A plate 107 is provided above, and the reject storage 1
03 is formed.

FIG. 10 shows how the intelligent safe is attached to and removed from the main unit. Depending on the installation situation of the aircraft, two types are available: one with removable top and underwear, and one with removable front and back.

FIG. 11 shows an external view of an IC card as a storage means of the present invention. The IC card 104 is provided with a display section 108, which uses, for example, a liquid crystal display. Further, as the keys 107.8, various calculation keys including a numeric keypad are provided, and data such as safe number, branch number, etc. are input using the keys.

FIG. 11 shows a cash management system within a bank branch using an intelligent safe. ATM2100/Currency exchange machine 2
01/Automatic transaction devices such as CD202, counter machines such as teller withdrawal machine 203, and cash processing machines 20 used by tellers.
4 can all have a common intelligent safe 65 that can be attached and detached. In the morning, simply set the intelligent safe 65, which is placed in the safe 205 and filled with the necessary amount of banknotes the previous day, into each machine, and the loading of cash and associated data (denomination, number of bills, etc.) is completed. . When closing in the evening, the intelligent safe 65 is removed from each machine and the cash processing machine 20 is closed.
4 in sequence, collect data, and close the entire branch. After this, set the cash for the next day. In this way, it is no longer necessary to count all the cash and check it with the cash slip, which was conventionally done, resulting in a huge labor saving.

Furthermore, here, a safe locker 206 is connected to the network within the branch, a spare safe is stored in this safe locker 206, and information inside the safe is collected, so the total cash in the branch can always be viewed in real time. It can be understood in real time, improving cash management efficiency and security.

FIG. 14 is an external view of the safe locker 206 when the door 3 is opened. This safe locker 206 is a banknote safe with a memory function (hereinafter referred to as an intelligent safe) 207
There are 48 adapters 208 from A1 to F8, which have receiving means for receiving data such as the number of banknotes for each banknote held in the intelligent safe 207, the total amount, and the safe number. These are arranged in a grid pattern within the frame and constitute the locker of the safe. Each adapter is connected to the data processing unit 209, and centralizes information received by the adapters 208 on each intelligent safe 1, access information to safe lockers, access information to each intelligent safe, and data on other cash handling machines. The data processing unit 209 includes a CRT 210 that displays received information as a display means.
, a printer 211 for printing and outputting is installed. The number of the intelligent safe 207 to be output to the CRT 210 or printer 211 is specified using the address designation key 212.

FIG. 15 is a diagram when the door is closed, and the door 213 is
It is attached to the main body by a hinge 214 so that it can be opened and closed. The door 213 is provided with an ID card reader 216 that reads data from an ID card 215, which each operator owns and stores different data.
Door 21 is checked against the base operator identification data.
Unlock the lock in step 3 so that it can be opened. The read data at this time is transmitted to the data processing unit 209 and stored as access information to the safe locker or intelligent safe.

FIGS. 16(a), 16(b), and 16(c) are display examples of the CRT 210.

FIG. 16(a) is a screen displaying the total of all banknotes managed by an intelligent safe in a financial institution branch.

Here, if you press the screen switching button A, the screen shown in Fig. 16(b) will appear.
The screen switches to a screen showing the contents of each intelligent safe stored in the safe locker.

On this screen, for example, EC-4) indicates the address of the safe locker, No. 608 is the number of the intelligent safe, and the number of coins of each denomination stored therein is displayed. There is. Scroll here -
When the button BSC is pressed, the screen is scrolled vertically and horizontally, and the screen shifts to displaying another address of the safe locker.

In addition, there are screens showing the contents of each ATM, the contents of the teller's cash processing machine, the contents of the teller deposit/withdrawal machine, etc., and when the screen switching button A is pressed, the screens change sequentially.

Further, as shown in FIG. 16(C), if the user specifies the data using the address designation key 212 mentioned above, the desired data of the intelligent safe can be displayed. In this case, in addition to the data for each denomination and number of coins as shown in FIG. 16(b), a lot of data can be displayed, such as the history of insertion and removal of the intelligent safe and transaction data of the cash handling machine.

By scrolling up and down on this screen, the held data can be seen in sequence, and the address and safe number on the top line remain fixed even when scrolling.

FIG. 17 shows an example of printing by a printer.

The contents are almost the same as the CR7 screen, and in addition to this example, you can print detailed data for each safe using the address designation key 212.
Specify and output.

Date and time data is attached to each output.

Each adapter 208 has a lock that prevents the intelligent safe from being inserted or removed, and this lock inserts the operator's ID card into the card reader 216, reads the written information, and identifies the operator in advance in a database. It is compared with the data, and if it matches, the lock is unlocked, and the read data at this time is sent to the data processing unit 209 and stored as access information to the safe locker or intelligent safe. Note that it is also possible to perform a lock operation only on a designated adapter using the address designation key 212.

Referring to FIG. 18, the locking mechanism of the adapter 208 will be explained. The lock plate 217 is rotatable around a fulcrum 218, has a spring 219 on one end, and is constantly receiving force in the clockwise direction, and is positioned at the position indicated by the solid line by a stopper pin 220. . At this time, the other end of the lock plate is attached to the adapter 20.
8, and when the safe is loaded, it hangs on the lock groove 221 of the safe so that it cannot be removed, and when the safe is not loaded, it functions so that the safe cannot be loaded. . Upon verification of the ID card, a plunger solenoid 222 attached to the lock plate is activated and retracted to the position indicated by the dashed line, allowing loading and unloading of the safe.

In this way, since each adapter 208 is provided with a lock, the adapter 208 can control the insertion and removal of the safe, and the installation method of the adapter 208 can also be changed freely.

In the embodiment shown in FIG. 14, all the adapters are housed in one frame, but in reality, it is possible to arrange the adapters at various locations within the branch.

If an input means such as a card reader is provided for each adapter, the insertion and removal can be managed at each location, improving operability.

Next, various processing operations will be explained.

FIG. 19A and FIG. 19B show the flow of banknotes during a deposit transaction.

First, in FIG. 19A, when the banknote P is inserted into the banknote storage chamber 32 from the banknote deposit/withdrawal port 4, the banknote P is sequentially conveyed along the banknote conveyance path R1-R4 as shown by the solid line arrow,
I was led to the poetry collection W139. Thereafter, the banknotes are selectively distributed to the banknote conveyance path R5 or R6 of the deposit-time stacking device 39, and temporarily stacked in the deposit-time stacking section 38 with the front and back sides aligned.

At this time, the banknotes P that cannot be read by the first banknote inspection device 36 provided in the banknote transport path R2 or are rejected are transferred from the banknote transport path R6 to the withdrawal stacking section 4 as shown by the broken line arrow.
After being guided to the banknote 0 and stacked, the banknotes are collectively returned to the banknote storage chamber 32 via the banknote conveyance path R7, and the door 5 is opened to allow the customer to re-insert the banknotes.

When all the deposited and withdrawn banknotes P are read, the deposited amount is displayed on the CR7 display section 6.

The customer confirms the amount, and if it is correct, presses the [Confirm] button on the CR7 display section 6 with a built-in touch sensor.

When this [Confirm] button is pressed, the banknotes P are taken out one by one from the deposit accumulating unit 38 as shown by the solid line arrows in FIG.
are transported sequentially.

Then, the -10,000 yen banknote P and the 1,000 yen banknote P are transferred to the banknote conveyance path RI.
Guided to the O side, the first safe (10,000 yen safe) 50 or the second safe
safe (10,000 yen safe) 51, and third safe (1,000 yen safe) 5
It is accommodated in 2.

In addition, 5,000 yen and damaged and rejected banknotes P are
The banknotes are guided to the banknote transport path R11 side.

The 5,000 yen and damaged area P are stored in the upper safe of the safe cassette 63 (5,000 yen/damage note box) as shown by the broken line arrow.
It is accommodated in 60. In addition, the rejected banknotes P are stored in the lower safe of the safe cassette 63 (
The rejected items are stored in the reject storage (reject storage) 62.

FIG. 20 shows the flow of banknotes during a withdrawal transaction.

The amount requested by the customer is taken out from the first safe (10,000 yen box) 50, the second safe (10,000 yen box) 51, and the third safe (1,000 yen box) 52, and transferred to the banknote transport paths RIO1R15, R2.
, R3, R4, and R6 are sequentially conveyed to the withdrawal time accumulation device 41, and are temporarily accumulated in the withdrawal time accumulation section 40.

After stacking, the banknotes are transferred to the banknote storage chamber 3 via the banknote transport path R7.
2 all at once, and the door 5 is opened to pay the customer.

On the other hand, the rejected banknotes P are stored in the safe (reject box) 62 in the lower part of the safe cassette 63, as shown by the two-dot chain arrow.
It will be stored in.

During withdrawal and deposit operations, if there is a banknote P in the banknote storage chamber 32 even after a certain period of time has elapsed, it is determined that the banknote P has been left behind. After the door 5 is closed, as shown in FIG. 21, the bills P in the bill storage chamber 32 are taken in one by one by the take-out roller 33, and are sequentially conveyed through the bill conveyance paths RISR2, R9, R11, and R13. They are collected in the middle safe (forgotten storage) 61 of the safe cassette 63.

FIG. 22 shows the flow of banknotes when replenishing when there are few remaining banknotes to be paid.

The banknotes P in the auxiliary safe 65 are taken out one by one from the lower end side and fed into the banknote transport path R1B. Then, the denomination, etc. is checked by a second banknote inspection device section 44 provided on the banknote transport path R16, and the banknotes are sent to the first safe (10,000 yen safe) 50, the first banknote bank via the banknote transport path R17 and RIO sequentially. The second safe (10,000 yen safe) 51 and the third safe (1,000 yen safe) 52 are replenished with banknotes. At this time, the generated banknotes P are put into the banknote storage section 103 formed at the upper part of the auxiliary safe 65 via the banknote transport path R18.

Next, with reference to FIG. 23, the flow of banknotes is shown when the banknotes for replenishment in the auxiliary safe to be replenished to the safe 50, 51, and 52 are inspected and counted in advance.

First, normal customer operations, such as withdrawal processing, are carried out along the route indicated by the dashed arrow, as described above.

On the other hand, in the auxiliary safe 65, the banknotes P manually stuffed into the auxiliary safe 65 are taken out one by one from the lower outlet 86 and sent into the banknote transport path R16.

Then, the banknotes P are returned upward as shown by solid lines and arrows via the replenishment banknote return transport path R20 consisting of banknote transport paths R1B and R18, and during this transport, the second banknote inspection device W66 checks the banknotes P. Determinations such as ticket type, authenticity, stacking, integrity, front and back, etc. are performed.

Then, the banknotes P that have been determined to be able to be withdrawn to the customer are returned to the banknote storage chamber 8 of the auxiliary safe 65 through the banknote inlet 85.
It will be returned within 3. Further, rejected banknotes, damaged banknotes, etc. are placed in the banknote storage chamber 103 of the same auxiliary safe 65 as indicated by the two-dot chain arrow.

Although the denomination, number, etc. of the banknotes P stuffed manually are not recognized by the device, the banknotes P detected by the second banknote inspection device 66 have these data recognized and become managed cash. . Therefore, this banknote P can be used as a customer banknote for withdrawal from the auxiliary safe 65.

As shown in Figure 12, the flow of banknotes in normal deposit and withdrawal operations (
broken line arrow path) and the flow of banknotes during inspection of replenishment banknotes (
Since the path (solid line arrow path) does not intersect, parallel processing can be performed.

Referring to FIG. 24, the receiving and passing of cash from the intelligent safe to the ATM main body in the present invention will be explained.

The banknotes sequentially taken out from the bottom of the intelligent safe 65 are judged by the banknote inspection device 66 for denomination, authenticity, stacked conveyance, etc., and are classified by each denomination and stored in the recycling safe 50, 51, 52. be done. To take out banknotes, check that the residual detection in the receptacle section is clear and that there are no banknotes.
Stop.

At this time, if it is confirmed that there are no bills in the intelligent safe 43 by overall residual detection, the data on the number of bills for each denomination held in the intelligent safe 65 and the number of bills of each denomination stored in the recycling warehouse 50, 51, and 52. The ATM automatically compares the numbers, and if the two match, the IC card's LCD display will display the message "Shihei no Ukewatashi Successful."

In addition, if the taking-in section residual detection section becomes "bright" and there are no bills in the taking-in section, and the overall remaining detection becomes "dark", the unidentifiable bills will be sent to the intelligent safe 65 along the path of the broken line in the λ-Hayabusa diagram.
As a result, if all the banknotes are stored in the recycling bin, the above-mentioned delivery is completed. Process.

In addition, if the transfer is not completed even after retrying a preset number of times, the LCD display of the IC card 104 will display “
The operator is notified by displaying ``Key Suuu Know Shihei Ali''.The operator then removes the unidentifiable notes from the intelligent safe 65, checks the number of each denomination, and inputs the number using the IC card key.When this input is completed, the ATM is activated. , collate the data in the intelligent safe 65 with the counting results (including the amount due for maintenance) and complete the process.

This checking, including manual input, requires human intervention in the cash management system due to the manual input process, but this is particularly important as it may be necessary to hand over information to the teller of the intelligent safe 65. This feature is provided.

Note that the number of retries is input using the key on the IC card.

Although this example has been described in the case of an ATM, the cash processing machine for a teller and the deposit/withdrawal machine for a teller are operated in the same way.

FIG. 25 is a diagram showing a case where the auxiliary safe 65 is used as a withdrawal safe, and money can be withdrawn directly to the deposit/withdrawal port 4. At this time, the paste ticket is stored in the collection warehouse 103.

Next, referring to FIGS. 26 and 27, the deposit/withdrawal unit 14
Other configurations of will be explained.

It is composed of an upper unit 300a and a lower unit 300b, and the upper unit 300a has almost the same structure as the deposit/withdrawal unit shown in FIG.

301 is a 10,000 yen box, 302 is a 5,000 yen box, and 303 is a 1,000 yen box, which stores banknotes deposited by customers and is used as a recycling box from which bills are taken out and paid to the customer when withdrawing money. All of these storages with a recycling function have a storage means similar to the above-mentioned intelligent safe 65, and store how many banknotes of which denomination are stored therein.

Reference numeral 304 denotes a collection storage, which serves as a collection storage and the above-mentioned auxiliary safe to allow the customer to collect the withdrawn banknotes or transfer banknotes when depositing and proceed to the next transaction if the customer forgets to take them. It is used to set and replenish banknotes in the same way.

The numeral 304a is used as a deposit storage reject storage, which stores bills that are rejected when the machine re-takes banknotes that have been accepted by the machine.

The flow of banknotes in a withdrawal transaction will be explained using a twenty-seventh schematic diagram.

Figure 4 shows a deposit transaction. The thick line is a normal ticket, and the broken line is a direct ticket. (The same applies hereafter) (Fig. 4-a) The banknotes set in the deposit/withdrawal port 3 are taken in one by one by the banknote inspection unit 3.
6, the front and back sides are identified, and the deposit-time accumulation unit 38
are accumulated in At this time, the rejected banknotes will be withdrawn -
The money passes through the time accumulation section 40 and is returned to the deposit/withdrawal port 4. Correct banknotes are taken one by one from the deposit-time accumulation unit 38 and stored in each of the storage boxes 301 to 303. At this time, the banknotes to be used again for withdrawal are stored in the denomination recycling warehouses 301a to 301a.
Banknotes that are stored in 303a and are not used for withdrawal, such as damaged or soiled notes, are stored in reject boxes 301b to 30 by denomination.
It is stored in 3b. The unidentifiable note at this time is stored in the deposit storage reject storage 304a.

FIG. 27 is a flowchart of a withdrawal transaction. The banknotes taken out one by one from the denomination-specific recycling bins 301a to 303a are discriminated by the banknote inspection unit 36 and placed in the withdrawal stack 4.
0 and then withdrawn to deposit/withdrawal port 4. At this time, all generated and rejected tickets are returned to the denomination-specific reject stores 301b to 303b in the denomination-specific storage where they were originally located. This is essential handling in order to confirm the data on the number of coins by denomination held by the denomination storages 301b to 303b even if the storages are removed from the main body.

Right now, there are 1,000 yen bills in the 10,000 yen warehouse 301.
In a withdrawal transaction, if 50 tickets are withdrawn, 950 tickets remain in the million yen safe 301 after this transaction. However, if a rejection occurs in this transaction, how many are in the rejected tickets? In some cases, several bills are conveyed in piles, and the machine does not know how many bills are being rejected.

If this is stored in a place other than the million yen store 301, the number of coins in the 30 million yen store becomes unknown. For this reason, all rejected tickets withdrawn from the recycle bins 301 to 303 are returned to the original recycle bin.

In this example, each of the storages (301 to 303) is provided with dedicated rejection storages 301b to 303b for banknotes that are not used for withdrawal, such as these rejected tickets and damaged or soiled bills. This means that some of these banknotes include torn notes,
This is because there are many tickets that are difficult to transport stably, such as folded tickets, and if these are transported again, the reliability of the device will decrease.

In addition, when the customer does not remove the withdrawal or deposit rejection ticket even after a certain amount of time, the collection box 30 is used to move on to the next transaction.
It is stored in 4b and kept by the financial institution.

Furthermore, when the recycle bin is set in the automatic transaction device, the cash in the recycle bin as well as data such as the denomination, number of coins, and the number of the recycling bin will be transferred to the automatic transaction device 8.
1 and placed under its control. When the card is removed, the cash and data are removed from the control of the automatic transaction device.

Further, when the card is removed and inserted, the date and time of the removal and removal, the machine number of the automatic transaction device 81, etc. are stored in the storage means (IC card) along with data on the denomination and number of coins.

[Effects of the Invention] As described in detail above, according to the present invention, the replenishment banknotes stored in the auxiliary safe can be taken out and stored again, and the replenishment banknotes can be inspected and counted in advance. In this way, since the auxiliary safe has a second conveyance means that can confirm independent counting, the auxiliary safe can be used in parallel with the normal deposit and withdrawal operations while continuing the deposit and withdrawal operations without temporarily downing the device. It is possible to confirm the count of banknotes in the bank, improving operational efficiency and customer service. Moreover, since the banknotes that cannot be identified by the second inspection means are returned to the auxiliary safe, the number of banknotes stored in the auxiliary safe can be determined by counting.

[Brief explanation of drawings]

FIG. 1 is a sectional view showing the drive mechanism of the deposit/withdrawal unit 14;
Figure 2 is a perspective view of the overall appearance of the deposit/withdrawal device, Figure 3 is a configuration diagram of the deposit/withdrawal device, Figure 4 is a configuration diagram of the deposit/withdrawal unit, and Figure 5 is a configuration diagram of the deposit/withdrawal unit.
6 is a plan view showing the internal mechanism of the auxiliary safe, FIGS. 7 to 9 are diagrams for explaining the structure of the auxiliary safe 65, and FIG. 10 is a plan view showing the internal mechanism of the auxiliary safe. A perspective view for explaining the mounting operation of the auxiliary safe 65, FIG.
An external view of the C card, Fig. 12 is a block diagram of the IC card, Fig. 13 is a diagram for explaining the bank branch system,
Figures 14 and 15 are diagrams for explaining the safe locker, Figure 16 is a diagram showing an example of the CRT display of the safe locker, Figure 17 is a diagram showing the printing state, and Figure 18 is a diagram for explaining the safe locker. Figure 19 is a diagram showing the flow of banknotes when depositing, Figure 20 is a diagram showing the flow of banknotes when withdrawing money, Old No. 21 is a diagram showing the flow of banknotes during collection, Figure 22 △ is a diagram showing the flow of banknotes during replenishment, Figure 23 is a diagram showing the flow of banknotes when checking the count of banknotes in the auxiliary safe, and Figure 24 is a diagram showing the flow of banknotes to explain the loading process. 25 to t827 are diagrams showing other embodiments. FIG. 25 is a diagram showing the flow of banknotes, FIG. 26 is a configuration diagram of the deposit/withdrawal unit, and FIG. 27 is a diagram showing the flow of banknotes. FIG. 36... First inspection means, 50.51.52... Safe, 65... Subsidy safe, 66... Second inspection means,
85...Banknote inlet, 86...Banknote outlet, R20
... Bill return conveyance path for replenishment, 202... First drive mechanism, 203... Second drive mechanism, M... Motor,
P...Banknote, R1, R2, R3, R4, R5, Re
, R7, R8, R9, R10, R11, R12, Ri3
, R14, R15...first conveyance means, R113, R
18...Second conveyance means. Agent Patent Attorney Nori Chika Noriyuki Yamashita - Fig. 1 Fig. 2 ) Fig. 16 (b) Fig. 16 (C) Fig. 17 @ Fig. 18 31w 81 stone: l (L 1cL Fuji ICL $1. \ ( Fig. 26 Fig. 27)

Claims (1)

[Claims] An automatic transaction device for depositing and withdrawing banknotes, comprising a plurality of safes into which the banknotes can be deposited and withdrawn, and a first conveyor for conveying deposited banknotes to be stored in these safes or withdrawal banknotes taken out from the safes. a first inspection means that is provided on the conveyance path and inspects the deposited banknotes and the disbursed banknotes that are conveyed;
an auxiliary safe that stores replenishment banknotes to be refilled in the safe in a stacked state, and performs parallel processing of accepting and sending out banknotes by receiving and storing banknotes from one end and taking them out from the other end; and this auxiliary safe. a second conveying means that is provided to connect the entrance and exit of the auxiliary safe and transports the replenishment banknotes sent out from the other end of the auxiliary safe and returns them to one end of the auxiliary safe so that they can be stored in the auxiliary safe again; It is characterized by comprising a second inspection means provided on the replenishment paper return conveyance path for inspecting and counting the replenishment banknotes in advance, and a means for returning banknotes that cannot be identified by the second inspection means to the auxiliary safe. Automatic trading device.