JPH01214994A - Finance terminal equipment - Google Patents

Abstract

PURPOSE:To automatically execute the money type calculation and to decrease the burden of an operator even when the number of the sheets of payment is designated concerning the special money type beforehand by subtracting the amount due to a special money type from a total amount and executing the money type calculation based on the remaining amount. CONSTITUTION:An amount input means 1, a money type number input means 2 and a money type calculating means 3 are provided. The money type calculating means 3, when a payment total amount and the number of the using sheets of a special money type are inputted, subtracts the payment amount due to the special money type from the payment total amount beforehand, executes the money type calculation to pay the remaining amount by the minimum number of the using sheets and including the result and the number of the using sheets of the special money type designated beforehand, the number of the using sheets classified by the money type equivalent to the payment total amount is determined. Thus, even when the number of the sheets of the special money type is designated beforehand, the money type calculation to use it can be automatically executed.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a financial terminal device that calculates denominations when making cash payments at financial institutions and the like.

(Prior Art) When a financial institution or the like pays a fixed amount of cash to a customer, calculations are generally made so that the payment denomination is the minimum number of denominations. For example, when paying 16,000 yen, the minimum number of bills to be paid is one 10,000 yen bill, one 5,000 yen bill, and one 1,000 yen bill. Such denomination calculation is uniquely determined according to the payment amount, and arithmetic devices that automatically calculate this are also used.

(Problem to be Solved by the Invention) By the way, when a customer receives a certain amount of cash payment at a financial institution, etc., it is not always the case that the customer wishes to receive the payment in a format in which the denomination has the minimum number of denominations. is not limited.

For example, even when receiving a payment of 16,000 yen, the customer may request payment in one 10,000 yen bill and six 1,000 yen bills. In some cases, payment may be requested in 1,000 yen bills.

In such cases, a device that automatically calculates the denomination cannot handle the problem, and the customer calculates the denomination and writes the result on a slip, or the operator responds to the customer's request. The denomination calculation was performed manually or by the customer himself/herself, and the results were input into a computer terminal device that performed the cash accounting process.

In this case, the operator inputs both the total payment amount and the denomination calculation result from the terminal device in order to check whether there are any errors in the calculation results of the customer or the operator. The computer compares the input total payment amount with the total payment amount derived based on the denomination calculation result,
If the two numbers were equal, subsequent payment procedures would be allowed, and if not, the denomination calculation would be requested again. However, as the amount increases,
Furthermore, when customer requests become more diverse, the results of denomination calculations made by the customer or operator at hand tend to be erroneous, and they also lack speed.

The present invention has been made with attention to the above points, and provides a financial terminal device that can automatically calculate the denomination by taking advantage of the number of coins of a particular denomination, even if the number of coins of a particular denomination is specified in advance. The purpose is to

(Means for Solving the Problems) The financial terminal device of the present invention includes an amount input means for inputting the total amount, a denomination number input means for inputting the number of coins of a specific denomination to be used, and a Deducting the amount according to the specific denomination, calculating the denomination based on the remaining amount, and determining the number of coins to be used for each denomination so that the total amount becomes the minimum number of coins to be used based on specific conditions. The present invention is characterized by providing a denomination calculation means.

(Operation) In the device of the present invention, when the total payment amount and the number of used coins of a specific denomination are input, the payment amount of the specific denomination is deducted from the total payment amount in advance. Then, the denomination calculation is performed so that the remaining amount can be paid with the minimum number of coins used. Including the result and the number of coins of a specific denomination designated in advance,
Determine the number of coins to be used for each denomination corresponding to the total payment amount. That is, by inputting an arbitrary number of coins to be used for an arbitrary denomination in advance, a denomination calculation that satisfies the condition can be automatically executed.

(Example) The present invention will be explained below using more specific examples.

FIG. 1 is a block diagram showing an embodiment of the apparatus of the present invention.

In the figure, this device is provided with an amount input means 1, a denomination number input means 2, a denomination calculation means 3, a display means 4, and a storage means 5.

The amount input means 1 and the denomination number input means 2 are both constituted by a keyboard or the like which is often used in ordinary information processing devices. In this embodiment, data is input using the so-called numeric keypad.

The amount input means 1 inputs the total amount of payment to be paid to the customer. Let this value be M. In addition, in the denomination number input means 2, as shown in the figure, 10.00
0 yen banknote, s, ooo yen banknote, l, 000 yen banknote, 5
00 yen coin, 100 yen coin, 50 yen coin, 10 yen coin,
For example, the number of coins specified by the customer to be paid is input for a total of nine different denominations such as 5 yen coins and 1 yen coins. Each of these numbers is I. -18. Further, the denomination calculating means 3 is constituted by a microprocessor, etc., and calculates the denomination by a method as will be explained later.

The storage means 5 is a temporary storage area used during denomination calculation, and the amount per denomination from 10,000 yen bill to 1 yen coin is set to 0 to 1. It consists of a constant area for storing 8 as a numerical value, a register area for temporarily storing various calculation results m, and a counter area for storing parameters and i used during denomination calculation.

The display means 4 displays the number of 10,000 yen banknotes, the number of 5,000 yen banknotes, l, the number of 000 yen banknotes, the number of 500 yen coins, which are obtained as a result of the denomination calculation by the denomination calculation means 3.
Number of 100 yen coins, number of 50 yen coins, number of 10 yen coins,
It consists of a display etc. that selects and displays the number of 5 yen coins and 1 yen coins, respectively, as necessary.

The number of each of these sheets is θ as shown in the figure. ~θ8. In addition to these data, this display means 4 also displays
The total payment amount M input from the amount input means 1 is also displayed.

In addition, each numerical value in each block of the above device is
The initial value of both is set to 0.

The apparatus having the above configuration operates as follows.

FIG. 2 is a flowchart outlining the processing of this device.

First, when starting to use this device, the operator must
The payment amount and the number of coins of a specific denomination are input from the amount input means 1 and denomination number input means 2 shown in the figure (step SL). All of these data are stored in the buffer memory (step S2). Then, the input result is displayed on the display means 4 shown in FIG. 1 (step S
3).

The display contents are as shown on the right side of Figure 2, for example, the total payment amount is 20,000 yen, and the number of sheets specified is 1,000 yen.
10 yen banknotes are displayed. Thereafter, when a key instructing the start of calculation of the number of denominations is pressed (step S4), the calculation of the number of denominations is executed (step S5).

FIG. 3 shows one example (first example under specific conditions) of a flowchart for calculating the number of denominations. - When execution of the denomination number calculation is started, first, O is input to the counter i of the storage means 5 shown in FIG. 1 (step SL). Then, the next calculation is executed and the result is stored in register m (FIG. 1) (step S2).

That is, this formula calculates the total sum by calculating the product of the number of coins for a specific denomination specified in Io to (8) and the amount Ko''Ka of that denomination stored in the storage means, This corresponds to the amount paid in a particular denomination. For example:
As shown in FIG. 2, if 10 1,000 yen bills are specified in advance, the result of equation 0 will be 10,000 yen.

Next, the total payment amount M is compared with the payment amount m for the specific denomination, and if the payment amount for the specific denomination exceeds the total payment amount M, an error process is performed (step S3 ). Then, the difference amount obtained by subtracting the payment amount m of the specific denomination from the total payment amount M is stored in the register m.

Here, the first stage of denomination calculation is completed, and then individual denomination calculation is performed.

That is, first, since the initial value of parameter i is O, it is first determined whether Io is O or not (step S5).
. As explained earlier, the initial value is O for the portions other than the number 12 of the 1,000 yen banknote whose number is specified in advance in the denomination number input means 2, that is, Io, II, I3 to I8.
It is. After all, in this step S5, it is determined from the value of If whether or not the denomination has not been specified, and the denomination calculation in step S6 is performed only for the denomination that has not been specified.
For the designated denomination, the designated number Ii is directly set as the payment number 01 (step S7).

In this step S6, the denomination calculation method is as follows:
Divide by, set the quotient to 01, and store the remainder in register m again. Since this calculation is performed in order starting with the 10,000 yen bill, that is, the high-value bill, the maximum number of bills that can be paid with each bill is input to θ.

After such denomination calculation, the parameter i is incremented (step S8), and step 8 is repeated until i becomes 8.
The processes from step S5 to step S9 are repeated. Then, when i becomes 9, the denomination calculation is completed and step SIO
The total amount is calculated at . This calculation is the following 0
It is as shown in the formula.

20w "' Take the sum of the results multiplied by Ka and compare this with M (step 510)
. Since this is the final denomination calculation result, if this total amount does not match the initially set payment total amount M, an error process is performed as a calculation error. Then, if the two match, the denomination calculation ends.

Returning to FIG. 2 again, when the denomination number calculation is completed, the result is displayed on the display means 4 (FIG. 1) (step S
6). The display contents are as shown on the right side of Figure 2.
As a result of denomination determination, 1 piece of 10,000 yen, 1,000 yen
It consists of 10 yen coins and a total payment of 20,000 yen.

Through the above process, when a specific number of coins for a specific denomination is specified in advance, a denomination calculation is executed in which the remaining amount is paid using the minimum number of coins for other denominations.

FIG. 4 shows a flowchart of another example (second example of specific conditions) of calculating the number of denominations in which the method of the present invention is implemented.

First, after starting the calculation of the number of denominations, the process of inputting O into the parameter i (step SL) begins with the process of subtracting the payment amount m of a specific denomination from the total payment amount M (step S).
Up to 4), the same processing as in the flowchart of FIG. 3 is executed.

However, in this example, denomination calculation is then executed regardless of whether or not the number of coins for a particular denomination has been designated in advance. In this step S5, the remaining amount m for which denomination calculation should be performed is calculated as the amount K corresponding to the denomination.
The result of dividing by 1 and adding the quotient and the number of coins designated by the denomination number input means 2 (FIG. 1) is input into 01. If the number of sheets is not specified, the value of I+ is 0, and the quotient is input as is to θl. The remainder is then input to register m. Thereafter, the parameter i is incremented (step S6), and the processes from step 85 to step S6 are repeated until i reaches 9. This completes the denomination calculation.

Although not shown, the process of matching the calculation result shown in step S10 of FIG. 3 with the payment amount is performed as necessary.

According to the method shown in FIG. 4, for a denomination for which the number of denominations is specified, for example, even if it is specified as 1.000 yen bills, a larger number of 1.
6 000 yen bills will be paid. If the total payment amount is 16,000 yen and you specify 5 1,000 yen pieces, the process in Figure 4 will produce 1 10,000 yen piece, l
, the results are 5 000 yen pieces and 2 500 yen pieces.

On the other hand, in the process shown in Figure 4, 1 piece of 10,000 yen, 1,000 yen
The result is 0 yen and 6 pieces. The customer's request does not necessarily specify five 1,000 yen bills, but may also specify five or more bills, and the program shown in FIG. 4 is effective in such cases.

In other words, the process shown in FIG. 4 calculates the total number of coins to be used, including the designated denomination.

The present invention is not limited to the above embodiments (two examples of specific conditions).

In the embodiment shown in FIG. 1, the payment amount is input from the amount input means and the number of coins for each denomination is input from the denomination number input means 2, but the number of coins for each denomination is input indirectly. How to input, for example 6 1.000 yen bills 0.0
00 yen worth, six 5,000 yen bills, 0.000 yen worth, etc. may be specified. In such a case, the denomination calculating means 3 may calculate the number of coins corresponding to the denomination by dividing the payment amount for the pre-designated denomination by the face value of the designated denomination. The subsequent processing is similar to that described above. In addition, the selection of the storage area used for the parameters necessary for calculation, the display contents and display method displayed on the display means, etc. may be freely selected and changed as appropriate.

Further, in the above embodiment, the denomination calculation is performed based on all the denominations currently in circulation, but it may be configured such that payment is made using only a predetermined specific denomination. Also, if new denominations are added in the future, the contents may be changed as appropriate.

Although the explanation so far has been based on payment transactions, transactions to which the present invention can be applied include deposit transactions that generate change (total amount is "change" amount) and currency exchange transactions (total amount is "exchange" amount). amount) etc. That is, the total amount in the above explanation is not limited to only the total amount in payment transactions.

(Effects of the Invention) According to the financial terminal device of the present invention described above, even if the number of coins to be paid for a specific denomination is specified in advance, denomination calculation can be automatically executed based on the total payment amount. This reduces the burden of denomination calculation on the operator.

[Brief explanation of the drawing]

Fig. 1 is a block diagram showing an embodiment of the financial terminal device of the present invention, Fig. 2 is a flowchart showing an outline of its processing, Fig. 3 is a flowchart of a subroutine for calculating the number of denominations, and Fig. 4 shows other denominations. A flowchart for calculating the number of sheets is shown. 1... Amount input means, 2... Denomination number input means, 3
. . . Denomination calculation means, 4. Display means, 5. Storage means. Figure 2. Flowchart example 1 for calculating the number of all species. Figure 3. 20-chart for the calculation of the number of grains. Figure 4.

Claims (1)

[Scope of Claims] Amount input means for inputting the total amount, a denomination number input means for inputting the number of coins of a specific denomination used, and subtracting the amount according to the specific denomination from the total amount, The denomination calculating means calculates the denomination based on the remaining amount and determines the number of coins to be used for each denomination so that the total amount becomes the minimum number of coins to be used based on specific conditions. financial terminal equipment.