JP4662816B2 - Mobile terminal device with electronic money use function and program - Google Patents

Description

  The present invention relates to a portable terminal device and a program having an electronic money utilization function in addition to a network connection function.

2. Description of the Related Art In recent years, with the technical progress of mobile phone devices and contactless IC processing units, mobile terminal devices with an electronic money utilization function that enable payment with electronic money instead of cash and credit cards have been put into practical use. In this case, as a technique related to charging (payment) of electronic money, for example, a desired amount of money is charged to an IC card by transmitting / receiving data to / from a financial institution via a mobile communication network or the like. A mobile phone device and an electronic money recharge system are known in which the amount is deducted from their own account (see Patent Document 1).
Japanese Patent Laid-Open No. 2000-222498

In this way, electronic money can be used repeatedly many times by recharging (re-payment). Conventionally, in addition to charging via a network, a dedicated charge terminal installed at stores etc. It is also possible to charge by connecting a mobile phone device.
By the way, in a mobile phone device with an electronic money utilization function, it is possible to know that the balance has decreased by reading and displaying the electronic money balance, but forgetting that, it is time to pay. You may notice a shortage of balance. In such a case, if you are outside the communication range where you cannot connect to the Internet, or if you are in a place where there is no charging terminal nearby, you will not be able to pay with electronic money. I had to shop while caring.

  An object of the present invention is to make it possible to notify whether or not a portable terminal device having an electronic money utilization function is in an environment where electronic money can be charged.

The invention described in claim 1 is a portable terminal device having a network connection function and an electronic money utilization function, and performs short-range wireless communication with an electronic money depositing charge terminal installed around the current position. a short-range communication means for, determining whether it is possible to network connection, in the case of not connecting to the network, the electronic short-distance wireless communication between said charge terminal for electronic money deposit at the periphery of the current position It is determined whether there is a money depositing charge terminal and whether or not the electronic money deposit process can be executed, and whether or not the electronic money deposit process determined by the determination unit is executable. And a notifying means for notifying the current situation accordingly.
Furthermore, a program for realizing the main functions shown in the invention described in claim 1 is provided to the computer (the invention described in claim 7 ).
Note that the “notification of the current situation” may be either a notification indicating that charging is possible or a notification indicating that charging is not possible.

Note that “short-range wireless communication” is short-range communication performed with an electronic money depositing charge terminal using, for example, a Bluetooth communication method or an infrared communication method using weak radio waves. In this case, it is possible to determine whether or not there is a charge terminal for depositing electronic money in the vicinity using short-range communication, and using short-range communication with a charge terminal for depositing electronic money. It is also possible to charge electronic money.

The determination means periodically determines whether or not the electronic money depositing process can be executed at regular intervals (the invention according to claim 2 ).
The “fixed interval” is not limited to a fixed time interval (for example, 1 minute interval), but may be a fixed distance interval (for example, 10 m interval).

The determination means determines whether or not the electronic money depositing process can be executed when the balance of the electronic money becomes equal to or less than a predetermined amount (the invention according to claim 3 ).

The informing means informs the user when the electronic money deposit process cannot be performed, and cancels the report when the deposit process can be performed (the invention according to claim 4 ).

The informing means performs notification indicating that the electronic money deposit process is executable and indicates that it is in a safe state, and notifies the user when the deposit process is impossible from the safe state. Release (Invention of Claim 5 ).

Whether or not the re-payment process is necessary is determined based on whether or not the balance of the electronic money is equal to or less than a predetermined amount, and the necessity of the re-payment process is notified (the invention according to claim 6 ).

  According to the first aspect of the present invention, whether or not the electronic money deposit process can be executed via the network based on whether or not the network connection is possible, or there is an electronic money deposit charge terminal around the current position. Whether or not you are in an environment where electronic money deposit processing can be executed is determined based on whether or not you are in an environment where you can deposit electronic money. If you are in an environment where you can know what to charge and charge, you can quickly replenish the charge even if the balance is insufficient at the time of payment, and there is no need to worry about the money balance, so you can respond quickly Has practical effects such as being possible.

Also , based on short-range wireless communication with the electronic money depositing charge terminal installed around the current position, it is determined whether there is an electronic money depositing charge terminal in the vicinity. Therefore, it is possible to know whether or not a charge terminal for depositing electronic money is installed within a communicable short distance, and quick response on the spot becomes possible.
In this case, as a result of determining whether or not the network connection is possible, if it is impossible to connect to the network, the electronic money depositing charge terminal around the current position by short-range wireless communication with the electronic money depositing charge terminal If you are in a communication range that can be connected to a network, charge using the network is given priority. If you are outside the communication range, you can deposit electronic money around you. charge using the use charge terminal becomes possible.

According to the invention described in claim 2, in addition to having the same effect as that of the invention described in claim 1 described above, it is determined periodically whether or not the electronic money deposit process is executable at regular intervals. Therefore, it is possible to continue monitoring the status of chargeability.

According to the invention described in claim 3, in addition to having the same effect as the invention described in claim 1, the electronic money deposit process can be executed when the balance of the electronic money becomes equal to or less than a predetermined amount. Since it is determined whether or not there is, it is possible to notify the status of whether or not charging is possible when recharging (re-payment) is required, such as before the balance becomes insufficient.

According to the invention described in claim 4, in addition to having the same effect as the invention described in claim 1 described above, when the electronic money deposit process cannot be executed, the fact is notified and the deposit process is executed. Since the notification is canceled when the situation is possible, it is possible to clearly warn that charging is impossible, and for example, it is useful for preventing overuse of electronic money.

According to the invention described in claim 5, in addition to having the same effect as that of the invention described in claim 1 described above, a notification is given indicating that the electronic money deposit process is in a safe state when the electronic money deposit process is possible. , Because the notification will be canceled when the deposit process is impossible from this safe situation, you can let you know that you are in a safe situation where you can charge at any time, It is possible to give the user a sense of security.

According to the invention described in claim 6, in addition to having the same effect as the invention described in claim 1 described above, it is determined whether or not re-payment processing is necessary based on whether the balance of electronic money is equal to or less than a predetermined amount, Since the necessity of the re-payment process is notified, it is possible to recharge before the balance becomes insufficient, and it is possible to give a sense of security.

Example 1
Hereinafter, a first embodiment of the present invention will be described with reference to FIGS.
This embodiment exemplifies a case where the present invention is applied to a mobile phone device as a mobile terminal device, and FIG. 1 is a diagram for explaining the surrounding environment of the mobile phone device.
The mobile phone device 1 has a structure in which two casings such as a foldable type, a slide type, and a rotary type are attached so as to be openable and closable. An electronic money utilization function is provided for updating the money balance according to the payment amount by contactless wireless communication with the terminal 2. Further, the cellular phone device 1 is provided with an Internet connection function, and by connecting to the Internet 4 via the mobile communication network 3, electronic money deposit processing, that is, charge processing can be executed via the network. Yes. In other words, air charging (wireless charging) using the Internet can be performed, and air charging can be freely performed at any time as needed, and it is possible to respond immediately to a shortage of balance. .

  Further, the mobile phone device 1 has a short-range wireless communication function, and performs a charge process by performing short-range wireless communication with a charge terminal 5 installed in a store or the like. In this case, the cellular phone device 1 detects whether or not the charge terminal 5 exists in the communicable area using the short-range wireless communication. The charge terminal 5 is capable of charge processing (air charge using short-range communication) by performing short-range wireless communication with the mobile phone device 1, and the mobile phone device 1 is mounted on the mounting table. When set, direct charge processing (direct charge) is possible by executing non-contact radio with the mobile phone device 1.

  The charge terminal 5 is configured to allow the above-described “air charge” and “direct charge”. In this case, the charge terminal 5 dedicated to “air charge” and the charge terminal 5 dedicated to “direct charge” are used. As described above, it may be classified according to the type of charge. Further, in the case of air charge, the charge terminal 5 is connected to a financial institution side or a credit company side via a network and executes the charge process. In the case of direct charge, the charge terminal 5 performs the charge process with the input amount (cash). I am trying to do it.

FIG. 2 is a block diagram showing basic components of the mobile phone device 1.
The CPU 11 is a central processing unit that controls the overall operation of the mobile phone device in accordance with various programs in the storage unit 12. The storage unit 12 is a non-volatile memory (internal memory), and is configured by a flash memory, for example, and has a program area and a data area. The program area corresponds to an operation procedure shown in FIG. A program for realizing the present embodiment is stored. The recording medium 13 is a detachable portable memory that supplies photographed image data, various types of data, and programs to the outside. The recording medium 13 includes, for example, smart media and an IC card. The memory 14 is an internal memory having a work area, and includes, for example, a DRAM (Direct Random Access Memory), an SDRAM (Synchronous DRAM), or the like.

  The telephone communication unit 15 takes in a signal from the reception side of the transmission / reception duplexer connected to the antenna 16 and demodulates it into a reception baseband signal, and then outputs it as audio data and video data. The video data is an LCD (liquid crystal display). And the like, and the audio data is output as audio from the speaker 18. In addition to the main display unit 17, a sub display unit 19 is provided on the back side of the apparatus main body, and displays the current date and time, a simple message, and the like. The notification unit 20 is a speaker, LED (light emitting diode), and vibration motor for notification of incoming calls, and notifies incoming calls / mails. In addition, the telephone communication unit 15 encodes the audio data input from the microphone 21 into a transmission baseband signal, and then provides the transmission baseband signal to the transmission side of the transmission / reception duplexer and transmits and outputs from the antenna 16.

  The non-contact IC processing unit 22 constitutes an electronic money utilization function, has a memory unit and a coil antenna unit, and transmits / receives data to / from the transaction terminal 2 with an IC reader / writer by weak radio waves. The memory unit includes a money balance memory, a usage history memory, and the like. The coil antenna unit transmits and receives radio waves, and electromotive force electromagnetically induced by the received radio waves is used as operating power for the non-contact IC processing unit 22. Thus, the non-contact IC processing unit 22 is activated based on the electromotive force from the coil antenna unit, the money balance is updated according to the payment amount, and the current transaction information is stored as a usage history.

  The near field communication unit 23 performs near field communication with the charge terminal 5 by a Bluetooth communication method or an infrared communication method using weak radio waves, and the charge terminal 5 is located in this communicable area (around the current position). In addition to being used to determine whether or not it exists, it is used to perform electronic money charge (air charge using short-range communication) by short-range communication with the charge terminal 5. That is, when the short-distance communication unit 23 receives a search signal transmitted from a short-distance communication unit (not shown) on the charge terminal 5 side, the CPU 11 indicates that the charge terminal 5 exists around the current position. On the contrary, when a response from the charge terminal 5 is received in response to the search signal transmitted and output from the short-range communication unit 23 on the mobile phone device side, the charge terminal 5 is located around the current position. It is determined that it exists.

  The key operation unit 24 includes various push button type keys, and performs dial input, character input, command input, and the like. The key operation unit 24 includes, for example, an operation mode (e-mail mode, electronic money use mode, etc.). ) And a charge key for instructing an electronic money charge process. The CPU 11 executes a process according to a key input signal from the key operation unit 24.

  Here, in the case where none of the above-mentioned “air charge using the Internet”, “air charge using short-range communication”, or “direct charge” is possible, the CPU 11 displays the main display unit 17 and the sub display unit. 19, The notification unit 20 is selectively used to notify that effect. That is, if the open style is such that the two casings constituting the apparatus main body are open, the main display unit 17 changes the background color of the standby screen, displays a message, and displays two casings. In the closed style with the body closed, the sub display unit 19 changes the background color of the standby screen or displays a message. In addition to such notification by display, a speaker, an LED, and a vibration motor constituting the notification unit 20 are selectively driven to perform warning sound notification, flashing notification, and vibration notification together.

  Next, the operation concept of the mobile phone device in the first embodiment will be described with reference to the flowchart shown in FIG. Here, each function described in this flowchart is stored in the form of a readable program code, and operations according to the program code are sequentially executed. In addition, the operation according to the above-described program code transmitted via the transmission medium can be sequentially executed. This is the same in other embodiments described later. In addition to the recording medium, the program / data supplied from the outside via the transmission medium can be used to execute operations specific to this embodiment.

FIG. 3 is a flowchart showing a process for notifying whether or not electronic money can be charged, which is started every certain time (for example, every one minute).
First, the CPU 11 activates the telephone communication unit 15 to try a transmission operation, and based on whether it is within a communicable range from the response state from the surrounding base station, in other words, based on whether it can be connected to the Internet 4 or not, the electronic money It is checked whether the deposit process can be executed via the Internet (air charge using the Internet is possible) (step A1).

  If it is outside the communication range and air charge using the Internet is not possible (NO in step A1), the short-range communication unit 23 is activated to attempt a call operation, and from the response state around the current position ( It is checked whether or not there is a charge terminal 5 capable of air charge in the radio wave arrival area: within the communicable area (step A2). Here, if there is no charge terminal 5 capable of air charging in the vicinity, direct transmission to the periphery based on whether or not the transmission signal transmitted from the peripheral charge terminal 5 side is received by the short-range communication unit 23. It is checked whether there is a charge terminal 5 that can be charged (step A3).

Here, if it is determined that charging is not possible in any of the above steps A1 to A3, the process proceeds to step A4, where it is checked whether a notification operation notifying that charging is impossible is being performed. If the flow goes out of this flow but is not informed, the main display unit 17 or the sub display unit 19 is selectively used to notify that charging is not possible (step A5). In this case, if the apparatus main body is in an open style, the background color of the standby screen of the main display unit 17 is changed, a message is displayed on the standby screen, and the apparatus main body is closed. If it is a closed style, the background color of the standby screen of the sub display unit 19 is changed, or a message is displayed and output on this standby screen.
FIG. 4 shows a notification example for notifying that charging is impossible, FIG. 4A shows a case where the background color of the entire standby screen is changed to red or the like and highlighted, and FIG. The case where the message which cannot be charged is additionally displayed on the screen is shown.

  In addition, when it is determined that charging is possible in any of the steps A1 to A3 described above, that is, when an internet-based air charge is possible / when there is a charge terminal capable of air charge / around If there is a charge terminal capable of direct charge, the process proceeds to step A6, and it is checked whether or not a notification operation notifying that charge cannot be performed is in progress. Here, if the notification is not made, the process goes out of this flow as it is, but if the notification is being made, that is, if the charge is disabled and the charge is enabled, the main display unit 17, the sub display unit 19, the notification is made. The notification from the unit 20 is canceled and stopped (step A7).

  As described above, in the first embodiment, the cellular phone device 1 determines whether or not air charge using the Internet is possible based on whether or not it can be connected to the Internet 4, or air charge or direct charge around the current position. Since it is determined whether or not charging is possible based on whether or not there is a charge terminal 5 capable of charging, and the current situation is notified, it is possible to easily know whether it is in an environment where charging is possible, If you are in an environment where charging is possible, you can immediately replenish the charge even if the balance is insufficient at the time of payment, and you can respond quickly without worrying about the money balance. It will be expensive.

  In this case, since it is determined whether or not the charge terminal 5 exists in the vicinity based on short-range wireless communication with the charge terminal 5 installed around the current position, communication is possible. It is possible to know whether the charge terminal 5 is installed within a short distance, and quick response on the spot is possible. In this case, as a result of determining whether or not connection to the Internet 4 is possible, if the connection to the Internet 4 is impossible, the charge terminal 5 exists in the vicinity of the current position by short-range wireless communication with the charge terminal 5. Since it is determined whether or not there is a communication range that can be connected to the Internet 4, priority is given to air charge using the Internet 4, and when it is outside the communication range, the peripheral charging terminal 5 is used. Charging is possible.

  In addition, since the CPU 11 periodically determines whether or not charging is possible at regular intervals, the CPU 11 can continue to monitor the status of whether or not charging is possible. In addition, when it is in a situation where charging is not possible, it is notified, and when it is in a situation where charging is possible, the notification is canceled, so you can warn that you are in an environment where charging is impossible, For example, excessive use of electronic money can be suppressed.

In the first embodiment described above, the determination as to whether or not charging is possible is performed periodically at regular time intervals (for example, 1 minute). However, the determination is not limited to time and may be a constant distance. That is, in a mobile phone device having a GPS (Global Positioning System) function, a movement of a certain distance (for example, 50 m) is detected while monitoring the current position, and whether or not charging is possible is determined every time the movement is a certain distance. You may do it.
(Example 2)

A second embodiment of the present invention will be described below with reference to FIGS.
In the first embodiment described above, whether or not charge is possible is periodically determined, and the current situation is notified according to the determination result. In the second embodiment, the use of electronic money is used. When the money balance becomes less than or equal to a predetermined amount at the time or at the time of recharging, it is determined whether or not charging is possible. Further, in the second embodiment, when the money balance becomes a predetermined amount or less, it is determined whether or not recharge is necessary, and the necessity or non-necessity of recharge is notified.
Here, the same or the same names in both embodiments are denoted by the same reference numerals, the description thereof will be omitted, and the following description will focus on the features of the second embodiment. .

FIG. 5 is a flowchart showing the overall operation of the mobile phone device 1 that is started to be executed when the power is turned on.
First, the CPU 11 reads out a predetermined standby image in the standby state, displays it and outputs it (step B1), checks whether or not an incoming call or mail is received (step B2), and detects an incoming call or incoming mail. Is executed to drive the notification unit 20 to perform incoming call notification, and to perform call processing or received mail storage processing (step B3).

  At the time of payment of electronic money (step B4), electronic money settlement is executed with the transaction terminal 2 by non-contact wireless, and the money balance is updated according to the payment amount (step B5). In addition, when any of the above-mentioned “air charge using the Internet”, “air charge by charge terminal”, and “direct charge by charge terminal” is possible, a recharge is instructed by a user operation (YES in step B6). ), A recharge process for updating the money balance according to the deposit amount is executed (step B7). If any other operation is performed (YES in step B8), processing corresponding to the operation key (for example, telephone number input, telephone directory call, mail creation, etc.) is performed (step B9).

  When the money balance is updated by using electronic money or recharging (steps B5 and B7), it is checked whether the balance is equal to or less than a predetermined amount (3,000 yen) (step B10). Here, if the balance exceeds 3000 yen, the “money available icon” is displayed in a lit area on the display screen (step B20), and the “charge flag” is reset (step B21). This “money available icon” clearly indicates that a sufficient amount of money remains and can be used, and is an icon with a “\” mark as shown in FIG. Lights up in the area. The “charge flag” is a flag indicating that the money balance becomes small and recharge is necessary. When the money balance exceeds 3000 yen (when there is a surplus in the balance), an immediate recharge is performed. Is determined to be unnecessary, and the “charge flag” is reset. Then, the process returns to the first step B1 (standby screen display).

  If the money balance is 3000 yen or less (YES in step B10), it is checked whether the balance is “0 yen” (step B11). If it is “1 yen or more and 3000 yen or less”, the “money available icon” is displayed. Is blinked to notify that recharge should be performed immediately (step B12). When the balance reaches “0 yen”, an “x” mark is displayed in a composite on the “money available icon” to notify that it is an emergency (step B13). FIG. 7C shows a state in which the “money available icon” is blinked, and FIG. 7D shows a state in which a “x” mark is combined and displayed on the “money available icon”. Show.

  In this way, when the money balance is 3000 yen or less, the “money available icon” is displayed blinking, or the “x” mark is displayed in a composite manner to notify that recharge is required. Then, after setting the “recharge flag” (step B14), the process proceeds to the next step B15, where the telephone communication unit 15 is activated to determine whether communication is possible, that is, whether or not air charge using the Internet is possible. If it is checked and it is out of the communication range (NO in step B15), it is checked whether or not the charge terminal 5 exists in the vicinity by short-range communication with the charge terminal 5 (step B16). If the charging terminal 5 is present in the communication range (YES in step B15) or there is a charging terminal 5 in the vicinity (YES in step B17), the “chargeable icon” is lit (step B19). This “chargeable icon” clearly indicates that the user is in an environment (safety zone) where charging can be performed freely whenever necessary, as shown in FIG. 7B. It is an icon of “CH” mark and is lit in the picto area of the display screen.

  On the other hand, if the charging terminal 5 is not present in the vicinity (NO in step B15) outside the communication range (NO in step B16), the “chargeable icon” is used to notify that the user is in an environment where charging is not possible. "X" mark is displayed in combination with "" (step B17), and an alarm sound for warning that charging is impossible is generated and output (step B18). In this case, the alarm sound is a single sound, an intermittent sound, a melody sound, etc., and is generated and output for several seconds, for example. Then, the process returns to the first step B1 (standby screen display).

  FIG. 7A shows an example of icon display when the money balance exceeds “3,000 yen”, and it is clearly indicated that the communication range is indicated by the lighting display of the “antenna icon” with the radio wave reception level. The lit display of the “usable icon” clearly indicates that the money balance exceeds “3,000 yen”. FIG. 7B shows an example of icon display when the money balance is “3000 yen” or less and in an environment where charging is possible, and communication is performed by deleting the radio wave reception level from the “antenna icon”. It is clearly indicated that the user is out of service area, and the “chargeable icon” is displayed to clearly indicate that charging is possible.

  FIG. 7C shows an example of icon display when the money balance is “3000 yen” or less and the user is in an environment where charging is not possible, and the money balance has decreased due to the flashing display of the “money available icon”. Is specified. FIG. 7D shows an example of icon display when the money balance is “0 yen” and the user is in an environment where charging is not possible, and the “X” mark is combined and displayed on the “money available icon”. Indicates that money cannot be used. 7C and 7D, similarly to FIG. 7B, the radio wave reception level is deleted from the “antenna icon”, and the “x” mark is combined and displayed on the “chargeable icon”. It has been left.

FIG. 6 is a flowchart showing an operation in the case of controlling the notification of whether or not charging is possible according to the “charge flag”, and the execution is started at regular intervals (for example, every one minute).
First, as described above, the CPU 11 refers to the “charge flag” that is set / reset according to the determination result of whether or not the electronic money is used or recharged, and checks whether or not it is set (step C1). ). If the “charge flag” is reset and an immediate recharge is not necessary (NO in step C1), the process exits this flow, but if the “charge flag” is set and recharge is required (in step C1) YES), the same chargeability determination as described above is performed (steps C2 and C3).

  That is, it is checked whether it is within a communicable range by activating the telephone communication unit 15, that is, whether or not air charge using the Internet is possible. If it is out of the communication range (NO in step C2), It is checked whether or not the charge terminal 5 exists in the vicinity by short-range communication between them (step C3). Here, when in the communication range (YES in step C2) or when the charging terminal 5 is present in the vicinity (YES in step C3), that is, when the user changes from being unable to charge to being ready for charging as the user moves. The “charge flag” is reset (step C5). Then, in a state where the “x” mark is displayed in combination with the “chargeable icon”, the “chargeable icon” is switched to the lit state by deleting the “x” mark (step C6).

  On the other hand, when the “charge flag” is set, it is out of the communication range (NO in step C2) and the charge terminal 5 does not exist in the vicinity (NO in step C3). Is continued, a warning alarm sound is generated and output (step C4). In this case, the “×” mark remains in the “chargeable icon” in a composited display state, thereby clearly indicating that it is in an environment where charging is not possible.

  As described above, in the second embodiment, when the electronic money balance becomes equal to or less than the predetermined amount (3,000 yen), it is determined whether or not charging is possible. It becomes possible to notify the status of whether or not the charge is possible when it is necessary. In addition, since it is determined whether or not recharge is necessary based on whether or not the electronic money balance is equal to or less than a predetermined amount (3,000 yen) and the necessity of recharge is notified, it is possible to recharge before the balance becomes insufficient. It is possible to give the user a sense of security.

In addition, the “chargeable icon” is lit up when charging is possible, and the “x” mark is combined and displayed on the “chargeable icon” when charging is not possible. Since it is released, it is possible to clearly warn that charging is impossible, and it is useful for preventing overuse of electronic money.
On the other hand, if you are in a chargeable situation, you will be notified that you are in a safe situation where you can charge at any time as needed, and you will transition from this safe situation to an unchargeable situation Since the notification is canceled, it is possible to inform that it is in a safe situation, and to give a further sense of security.

In the above-described second embodiment, the “impossible charge icon” is displayed by compositing and displaying the “x” mark, but the “impossible charge icon” is deleted. You may make it alert | report.
In the second embodiment described above, although not particularly mentioned, when an “antenna icon”, “chargeable icon”, and “money available icon” are displayed, the main device is open in the open style. Display may be output on the display unit 17 and may be output on the sub display unit 19 in a closed style in which the main device is closed. Further, not only the icon display but also a message display may be used.

Moreover, in each Example mentioned above, although the notification of charge availability was described, the message or icon was displayed on the main display part 17 and the sub display part 19, or the background color was changed, but it is not restricted to this, For example, a speaker, an LED, and a vibration motor constituting the notification unit 20 may be selectively driven to perform notification by a warning sound, notification by blinking a lamp, and notification by vibration.
In addition, in each of the above-described embodiments, the case where the present invention is applied to a mobile phone device with an electronic money utilization function is illustrated, but it can also be applied to portable terminals such as an electronic watch, a PDA, an electronic camera device, and a music player. Of course.

  On the other hand, a recording medium (for example, a CD-ROM, a flexible disk, a RAM card, etc.) on which program codes for executing the above-described units are recorded may be provided to the computer. That is, it is a recording medium having a computer-readable program code, and whether or not electronic money deposit processing can be executed via the network based on whether or not network connection is possible, or electronic money deposit around the current position A function for determining whether or not the electronic money deposit process can be executed based on whether or not a charge terminal exists, and the current situation is notified depending on whether or not the determined electronic money deposit process can be performed. You may make it provide the computer-readable recording medium which recorded the program for implement | achieving a function.

The figure for demonstrating the surrounding environment of the mobile telephone apparatus applied as a portable terminal device. 1 is a block diagram showing basic components of a mobile phone device 1. FIG. The flowchart which showed the charge availability notification process of the electronic money started execution for every fixed time (for example, 1 minute interval). The notification example which alert | reports charge impossible is shown, (A) is a figure which showed the case where the background color of a standby screen was changed, and (B) the case where a message was displayed in the standby screen. 7 is a flowchart showing an overall operation of the mobile phone device 1 that is started to be executed when power is turned on in the second embodiment. The flowchart which showed the operation | movement in the case of controlling notification of charge availability according to a "charge flag". (A) is when the balance of money exceeds “3,000 yen”, (B) is when the balance of money is “3000 yen” or less and is in a chargeable environment, (C) is (D) shows an icon display example when the money balance is “0 yen” and the user is in a non-chargeable environment when the money balance is “3,000 yen” or less. Figure.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Mobile phone device 2 Transaction terminal 3 Mobile communication network 4 Internet 5 Charge terminal 11 CPU
DESCRIPTION OF SYMBOLS 12 Memory | storage part 15 Telephone communication part 17 Main display part 19 Sub display part 20 Notification part 22 Non-contact IC processing part 23 Short-distance communication part 24 Key operation part

Claims (7)

A mobile terminal device having a network connection function and an electronic money use function,
Near field communication means for performing near field communication with a charge terminal for depositing electronic money installed around the current position;
It is determined whether or not a network connection is possible. When the connection to the network is impossible, the electronic money depositing charge terminal exists in the vicinity of the current position by short-range wireless communication with the electronic money depositing charge terminal. Determining means for determining whether or not the electronic money deposit process is executable by determining whether or not
An informing means for informing a current situation according to whether or not the electronic money deposit process determined by the determining means is possible;
A portable terminal device with an electronic money using function. The determination means periodically determines whether or not the electronic money deposit process is in a state where it can be executed, at regular intervals.
2. The mobile terminal device with an electronic money using function according to claim 1, wherein the mobile terminal device has an electronic money using function. The determination means determines whether or not the electronic money deposit process is executable when the balance of the electronic money becomes equal to or less than a predetermined amount.
2. The mobile terminal device with an electronic money using function according to claim 1, wherein the mobile terminal device has an electronic money using function. The informing means informs that when electronic money deposit processing is not possible, and cancels the alert when the deposit processing is possible.
2. The mobile terminal device with an electronic money using function according to claim 1, wherein the mobile terminal device has an electronic money using function. The informing means performs notification indicating that the electronic money deposit process is executable and indicates that it is in a safe state, and notifies the user when the deposit process is impossible from the safe state. To release,
2. The mobile terminal device with an electronic money using function according to claim 1, wherein the mobile terminal device has an electronic money using function. Determining whether or not the re-payment process is necessary based on whether or not the balance of the electronic money is equal to or less than a predetermined amount, and notifying the necessity of the re-payment process;
2. The mobile terminal device with an electronic money using function according to claim 1, wherein the mobile terminal device has an electronic money using function. Against the computer,
A function for short-range wireless communication with a charge terminal for depositing electronic money installed around the current position,
It is determined whether or not a network connection is possible. When the connection to the network is impossible, the electronic money depositing charge terminal exists in the vicinity of the current position by short-range wireless communication with the electronic money depositing charge terminal. A function to determine whether or not the electronic money deposit process is executable by determining whether or not
A function for notifying the current situation in accordance with whether or not the determined electronic money deposit process is executed;
A program to realize

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