JP2025025177A - RENT GUARANTEE MANAGEMENT DEVICE, RENT GUARANTEE MANAGEMENT METHOD, AND RENT GUARANTEE MANAGEMENT PROGRAM - Google Patents

Abstract

To provide a rental guarantee management device or the like, which can be used for products other than rental guarantees.SOLUTION: According to one embodiment, item information corresponding to a fee other than a fee generated in a rental guarantee product is registered in an item master, and the item information is associated with a product other than a predetermined rental guarantee product by referring to the item master and registered in the product master.SELECTED DRAWING: Figure 6

Description

The present invention relates to a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program.

Patent Document 1 discloses that when transferring administrative fees for services that require allocation, it is necessary to modify the transfer data, but by setting the share of administrative fees for each service in the master data, it is possible to prevent human error, and since the amount of work increases as the number of service transactions increases, the system discloses a fee processing device that can be included in the system to contribute to improving work efficiency.

JP 2022-104179 A

In some cases, rent guarantee companies develop products other than rent guarantees. However, the system cannot handle products other than rent guarantees, and these are managed outside the system, which causes problems.

The present invention has been made in consideration of the above, and aims to provide a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program that can also handle products other than rent guarantees.

To solve the above-mentioned problems and achieve the objectives, the rent guarantee management device of the present invention is characterized by having an item master registration control unit that registers item information corresponding to items other than the fees incurred in the rent guarantee product in the item master, and a product master registration control unit that refers to the item master and associates the item information with products other than a specified rent guarantee product and registers it in the product master.

The item master registration control unit may associate a classification category that classifies items corresponding to fees incurred in rent guarantee products with the item information and register it in the item master, and the product master registration control unit may refer to the item master, associate the classification category that corresponds to the fees incurred in the product, and register in the product master that only item information associated with the classification category can be registered.

The product master registration control unit may also register in the product master the billing percentage of the amount billed to the customer for the first and subsequent bills associated with the product, the brokerage fee for the first and subsequent remittances, and the remittance percentage to be paid to the broker, and the rent guarantee management device of the present invention may further include a data acquisition unit that references the product master to acquire a specified product, item information related to the specified product, the amount, the billing percentage for the first bill, and the remittance percentage for the first remittance, a data calculation unit that calculates the billing amount by multiplying the amount of the specified, predetermined product, and the amount by the acquired billing percentage, and calculates the remittance amount by multiplying the amount by the acquired remittance percentage, and a contract data generation unit that stores the specified product, the acquired item information, the specified, predetermined product, the calculated billing amount, and the calculated remittance amount in contract data, and generates contract data for the first billing.

The data acquisition unit may also refer to the contract data for the first invoice to acquire the product, item information related to the product, and the amount, and refer to the product master to acquire the invoice rate for the next and subsequent invoices and the remittance rate for the next and subsequent remittances from the amount, the data calculation unit may multiply the amount by the acquired invoice rate to calculate the invoice amount, and multiply the amount by the acquired remittance rate to calculate the remittance amount, and the contract data generation unit may store the specified product, the acquired item information, the amount, the calculated invoice amount, and the calculated remittance amount in contract data, and generate contract data for the next and subsequent invoices.

The classification categories may also include categories associated with the items guaranteed, which correspond to the rent in a rent guarantee, categories associated with items billed to the customer the first time, which correspond to the initial guarantee fee in a rent guarantee, categories associated with items remitted to the broker the first time, which correspond to the initial brokerage fee in a rent guarantee, categories associated with items billed to the customer from the next time onwards, which correspond to subsequent guarantee fees in a rent guarantee, and categories associated with items remitted to the broker from the next time onwards, which correspond to subsequent brokerage fees in a rent guarantee.

The rent guarantee management method according to the present invention is characterized by including an item master registration control step in which an item master registration control unit registers, in the item master, item information corresponding to items other than the fees incurred in the rent guarantee product, and a product master registration control step in which a product master registration control unit refers to the item master and associates the item information with products other than the specified rent guarantee product and registers it in the product master.

The rent guarantee management program of the present invention causes the information processing device to function as an item master registration control means for registering item information corresponding to items other than the fees incurred in the rent guarantee product in the item master, and a product master registration control means for referencing the item master and associating the item information with products other than the specified rent guarantee product and registering it in the product master.

The present invention has the advantage of being applicable to products other than rent guarantees.

FIG. 1 is a diagram illustrating an example of a configuration of a task support device according to the present embodiment. FIG. 2 is a diagram showing an example of an outline of the process according to the present embodiment. FIG. 3 is a diagram showing an example of the item master according to the present embodiment. FIG. 4 is a diagram showing an example of a product master according to the present embodiment. FIG. 5 is a diagram showing an example of contract data according to the present embodiment. FIG. 6 is a diagram showing an example of data for explaining a specific example of the processing according to this embodiment.

Below, an embodiment of the rent guarantee management device, rent guarantee management method, and rent guarantee management program according to the present invention will be described in detail with reference to the drawings. Note that the present invention is not limited to the present embodiment.

[1. Configuration]
An example of the configuration of a business support device 100 according to this embodiment (including the rent guarantee management device of the present invention) will be described with reference to Fig. 1 etc. Fig. 1 is a block diagram showing an example of the configuration of the business support device 100.

The business support device 100 is constructed based on a commercially available desktop personal computer. Note that the business support device 100 is not limited to being constructed based on a stationary information processing device such as a desktop personal computer, but may be constructed based on a portable information processing device such as a commercially available notebook personal computer, PDA (Personal Digital Assistant), smartphone, or tablet personal computer.

The business support device 100 includes a control unit 102, a communication interface unit 104, a memory unit 106, and an input/output interface unit 108. Each unit included in the business support device 100 is connected to each other so as to be able to communicate with each other via any communication path.

The communication interface unit 104 communicatively connects the business support device 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via the communication line. Here, the network 300 has a function of connecting the business support device 100 and the server 200 so that they can communicate with each other, and is, for example, the Internet or a LAN (Local Area Network). The data stored in the memory unit 106 may be stored in the server 200, for example.

An input device 112 and an output device 114 are connected to the input/output interface unit 108. The output device 114 may be a monitor (including a home television), a speaker, or a printer. The input device 112 may be a keyboard, a mouse, a microphone, or a monitor that works with a mouse to provide a pointing device function. In the following, the output device 114 may be referred to as the monitor 114, and the input device 112 may be referred to as the keyboard 112 or the mouse 112.

The storage unit 106 stores various databases, tables, files, and the like. The storage unit 106 records computer programs that work in cooperation with the OS (Operating System) to give instructions to the CPU (Central Processing Unit) to perform various processes. The storage unit 106 can be, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, or the like.

The memory unit 106 stores item master data 106a, product master data 106b, contract data 106c, etc.

The item master 106a manages the items in the system. As shown in FIG. 3, the item master 106a stores the item identification information (e.g., item code, item name, item abbreviation, etc.), taxable/non-taxable, whether or not to record invoice, fractional division that manages whether or not to round down, and the rent/initial fee division that corresponds to the rent guarantee, etc., allowing item control when entering the product master.

The product master 106b is used to manage products. As shown in FIG. 4, the product master 106b stores product identification information (e.g., product code, product name, product abbreviation, etc.), warranty items, renewal months, initial warranty rate, initial warranty fee items, outsourcing fee rate, outsourcing fee items, renewal warranty rate, renewal warranty fee items, outsourcing fee rate (update), and outsourcing fee items (update), etc.

Contract data 106c is used to manage contract information. As shown in FIG. 5, contract data 106c stores contract identification information (e.g., contract number, etc.), customer name, product identification information, amount of guaranteed items, recorded items, guarantee fee result, guarantee fee recorded items, outsourcing fee, outsourcing fee recorded items, billing date, etc. The guarantee fee result corresponds to the amount billed to the customer, and the outsourcing fee corresponds to the amount paid (remitted) to the agency.

Returning to FIG. 1, the control unit 102 is a CPU or the like that provides overall control of the business support device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, required data, etc., and executes various information processing operations based on these stored programs.

The control unit 102 conceptually includes an item master maintenance unit 102a, a product master maintenance unit 102b, and a contract input unit 102c, etc.

The item master maintenance unit 102a allows an operator or the like to set information to be stored in the item master on an item master maintenance screen (not shown), stores the set information in the items corresponding to the item master 106a, and generates the item master 106a.

The product master maintenance unit 102b has the operator or the like set product identification information on a product master maintenance screen (not shown) linked to the item master 106a. The product master maintenance unit 102b also has the operator or the like set, on the product master maintenance screen, the guarantee target item, the initial guarantee fee recorded item, the business commission recorded item, the renewal guarantee fee recorded item, and the renewal business commission recorded item (update) corresponding to the rent category of the item master 106a, which is information related to the set product identification information. Furthermore, the product master maintenance unit 102b has the operator or the like set, on the product master maintenance screen, the renewal month, the initial guarantee fee rate, the business commission rate, the renewal guarantee fee rate, and the business commission rate (update) related to the set product identification information. The product master maintenance unit 102b stores the set information in the corresponding items of the product master 106b to generate the product master 106b.

The contract input unit 102c allows an operator, etc., to set the item name "customer name" on the contract input screen, select a product in the item name "product abbreviation" linked to the product master 106b, set an amount in the item name "guaranteed item amount", and set the initial billing date in the item name "billing date".

The contract input unit 102c executes processes (10) to (19) as a process for generating the contract data 106c related to the first month billing.
(10) A contract number is automatically assigned and stored in the item name “contract number” of the contract data 106c.
(11) The customer name entered on the contract input screen is stored in the item name "customer name" of the contract data 106c.
(12) The product selected on the contract input screen is stored in the item name "product abbreviation" of the contract data 106c.
(13) The amount set on the contract input screen is stored in the item name “guaranteed item amount” of the contract data 106c.
(14) Refer to the product master 106a to obtain the value of the item name “warranty item” linked to the product, and store the obtained value of the item name “warranty item” in the item name “accounting item” of the contract data 106c.
(15) By referring to the product master 106a, the value of the item name “Initial guarantee fee rate” linked to the product is obtained, and the value of the item name “Initial guarantee fee rate” is multiplied by the amount of the item name “Amount of item covered by guarantee” to calculate the amount, and the result is stored in the item name “Guarantee fee calculation result” of the contract data 106c.
(16) Refer to the product master 106a to obtain the value of the item name “initial warranty fee item” linked to the product, and store the obtained value in the item name “warranty fee item” of the contract data 106c.
(17) By referring to the product master 106a, the value of the item named “Initial outsourcing fee rate” linked to the product is obtained, and the obtained value is multiplied by the amount of the item named “Amount of guaranteed items” in the contract data 106c, and the calculated value is stored in the item named “Outsourcing fee” in the contract data 106c.
(18) Refer to the product master 106a to obtain the value of the item name “initial outsourcing fee recording item” linked to the product, and store the obtained value in the item name “outsourcing fee recording item” of the contract data 106c.
(19) The initial billing date set on the contract input screen is stored in the item name “billing date” of the contract data 106c.

The contract input unit 102c executes the processes (20) to (25) as a process for generating contract data 106c related to billing from the next month onwards.
(20) From the contract data 106c relating to the first month's billing, the value of the item name "contract number," the value of the item name "customer name," the value of the item name "abbreviated product name," the value of the item name "amount of item covered by warranty," and the value of the item name "item covered by warranty" are obtained, and each of the obtained values is stored in the contract data 106c relating to billing from the following month onwards.
(21) By referring to the product master 106a, the value of the item name “Renewal Guarantee Fee Rate” linked to the product is obtained, and the obtained “Renewal Guarantee Fee Rate” is multiplied by the value of the item “Amount of Guaranteed Item” to calculate the amount, and the calculated value is stored in the item name “Guarantee Fee Calculation Result” of the contract data 106c.
(22) Refer to the product master 106a to obtain the value of the item name “renewal guarantee fee item” linked to the product, and store the obtained value in the item name “guarantee fee item” of the contract data 106c.
(23) By referring to the product master 106a, the value of the item name “Renewal Outsourcing Fee Rate” linked to the product is obtained, and the obtained value of “Renewal Outsourcing Fee Rate” is multiplied by the value of the item name “Amount of Item Covered by Guarantee” in the contract data 106c to calculate the amount, and the calculated value is stored in the item name “Outsourcing Fee” in the contract data 106c.
(24) Refer to the product master 106a to obtain the value of the item name “renewal outsourcing fee item” linked to the product name, and store the obtained value in the item name “renewal outsourcing fee item” of the contract data 106c.
(25) Calculate the value based on the value of the initial billing month and year set in the item name "billing month and year" on the contract input screen, and store the calculated value in the item name "billing month and year" of the contract data 106c.

2. Processing Overview
The rent guarantee industry is saturated with the growth of the rent guarantee business, and new business development is required. Therefore, a system that can be widely adapted to business models equivalent to or similar to the type of business that generates four types of fees (for example, medical expenses guarantee, nursing care expenses guarantee, etc.) for the receivables that are generated monthly, such as rent, the guarantee fee charged to the customer who guarantees the receivable, the commission fee paid to the agency, etc. when the receivable is generated, the renewal guarantee fee charged to the customer when the receivable is renewed, and the renewal service fee paid to the agency, etc. when the receivable is renewed, is required.

As shown in Figure 2, when adding a new product, the end user (operator, etc.) can add and register items at their discretion in the item master maintenance, select the registered item in the item master, define the new product at their discretion in the product master maintenance, design the product, add the new product, and register it. This makes it possible to handle business development in new genres, such as medical expense guarantees and nursing care expense guarantees, by simply setting the system parameters.

New products can also be managed on the system, contract data can be automatically created, and precise sales management can be performed.

3. Specific examples of processing
A specific example of the process executed by the task support device 100 configured as described above will be described in detail with reference to FIG. 6 and other figures.

First, to set up the item master 106a and product master 106b for the new product "Nursing care cost guarantee plan," the operator or the like issues an instruction to display the item master maintenance screen.

The item master maintenance unit 102a then displays an item master maintenance screen (not shown) on the monitor 114.

On the item master maintenance screen, the operator etc. sets and registers the information to be stored in the item master: item code "007", item name "facility usage fee", item abbreviation "facility usage fee", taxable/non-taxable "non-taxable", billing "on", fractional division "round down", and rent division "rent".

Then, the item master maintenance unit 102a stores the information set by the operator, etc. in the item corresponding to the item master 106a, as shown in the record of item code "007" in the item master 106a in Figure 6, and generates the item master 106a.

On the item master maintenance screen, the operator etc. sets and registers the item names "Nursing care fee guarantee fee," "Nursing care fee outsourcing fee," "Nursing care fee renewal guarantee fee," and "Nursing care fee renewal outsourcing fee" in the same way as above.

Then, the item master maintenance unit 102a stores the information set by the operator, etc. in the items corresponding to the item master 106a, as shown in the item master 106a in FIG. 6, and generates the item master 106a.

Next, the operator etc. issues an instruction to display the product master maintenance screen on monitor 114.

Then, the product master maintenance unit 102b displays a product master maintenance screen (not shown) linked to the item master 106a on the monitor 114.

Next, the operator or the like performs the following settings (30) to (42) on the product master maintenance screen and registers them. Note that, for the product master maintenance screen, item control may be performed at the time of input for items corresponding to the rent category of the item master 106a, such as the following (33).
(30) Setting “007” for the item name “product code” in the product master 106b. (31) Setting “nursing care cost guarantee plan” for the item name “product name” in the product master 106b. (32) Setting “nursing care cost guarantee plan” for the item name “product abbreviation” in the product master 106b. (33) Setting the item code and item abbreviation “007: facility use” for the item name “guaranteed item” in the product master 106b, which are classified as “rent” in the item master 106a. (34) Setting “1 month” for the item name “Number of months for renewal” in the product master 106b (35) Setting “40%” for the item name “Initial guarantee fee rate” in the product master 106b (36) Setting the item code and item abbreviation “008: nursing care guarantee fee” for the item name “Initial guarantee fee recording item” in the product master 106b, which is classified as the “initial guarantee fee” in the item master 106a (37) Setting “service outsourcing commission rate” for the item name “Initial guarantee fee recording item” in the product master 106b (38) Setting of "20%" for the item name "service commission fee entry item" in the product master 106b and the item code and item abbreviation "009: nursing care_agency fee" for the item name "service commission fee entry item" in the item master 106a, in which the rent category is classified as "initial service commission fee" in the item master 106a (39) Setting of "1%" for the item name "renewal guarantee fee rate" in the product master 106b (40) Setting of the item code and item abbreviation "010: nursing care guarantee fee (renewal)" for the item name "renewal guarantee fee entry item" in the product master 106b, in which the rent category is classified as "renewal guarantee fee" in the item master 106a (41) Setting of "0.5%" for the item name "service commission fee rate" for updating the product master 106b (42) Setting of the item code and item abbreviation "011: nursing care_agency fee" for the item name "service commission fee entry item" for updating the product master 106b, in which the rent category is classified as "renewal service commission fee" in the item master 106a

The product master maintenance unit 102b then stores the information set by the operator or the like on the product master maintenance screen in the corresponding item of the product master 106b, and generates the product master 106b as shown in FIG. 6.

Next, when the item master 106a and product master 106b for the "nursing care cost guarantee plan" have been set as a new product and a contract is actually made for the "nursing care cost guarantee plan," the operator or the like first instructs the monitor 114 to display the contract input screen.

The contract input unit 102c then displays a contract input screen (not shown) on the monitor 114.

On the contract input screen, the operator etc. sets "Suzuki Jiro" in the item name "Customer name", selects "Nursing care expenses guarantee plan" in the item name "Product abbreviation" linked to product master 106b, sets "50,000 yen" in the item name "Guaranteed item amount", and sets the first billing date "June 2023" in the item name "Billing date".

Then, the contract input unit 102c executes the following processes (50) to (59) for the contract data 106c as a generation process of the first month contract data.
(50) A contract number is automatically assigned, and the automatically assigned number “002” is stored in the item name “contract number”.
(51) For the item name "customer name", "Suzuki Jiro" entered on the contract input screen is stored.
(52) For the item name "Product abbreviation", the "Nursing care cost guarantee plan" selected on the contract input screen is stored.
(53) For the item name "guaranteed item amount", the amount "50,000 yen" set on the contract input screen is stored.
(54) By referring to the product master 106a, obtain “007: Facility Usage Fee” from the item name “Guaranteed Items” linked to the “Nursing Care Cost Guarantee Plan”, and store the obtained “007: Facility Usage Fee” for the item name “Recorded Items”.
(55) By referring to the product master 106a, “40%” is obtained for the item name “Initial Guarantee Fee Rate” linked to the “Nursing Care Expense Guarantee Plan”, and “20,000 yen” is calculated by multiplying the obtained “40%” by “50,000 yen” for the item name “Amount of Guaranteed Item”, and the calculated “20,000 yen” is stored in the item name “Guarantee Fee Calculation Result”.
(56) By referring to the product master 106a, obtain “008: Nursing care guarantee fee” from the item name “Initial guarantee fee recording item” linked to the “Nursing care cost guarantee plan”, and store the obtained “008: Nursing care guarantee fee” for the item name “Guarantee fee recording item”.
(57) By referring to the product master 106a, “20%” is obtained for the item name “Initial service outsourcing fee rate” linked to the “Nursing care expenses guarantee plan”, and the obtained “20%” is multiplied by “50,000 yen” for the item “Amount of guaranteed items” to calculate “10,000 yen”, and the calculated “10,000 yen” is stored for the item name “Service outsourcing fee”.
(58) By referring to the product master 106a, “009: Nursing care_agency fee” is obtained from the item name “Initial business outsourcing fee recording item” linked to the “Nursing care cost guarantee plan”, and the obtained “009: Nursing care_agency fee” is stored in the item name “Business outsourcing fee recording item”.
(59) For the item name “Billing month”, store the initial billing month “June 2023” set on the contract input screen.

The above process generates contract data 106c for the first month billing shown in Figure 6.

Next, the contract input unit 102c executes the following processes (60) to (65) for the contract data 106c as a generation process of contract data for the next month and thereafter.
(60) From the contract data 106c relating to the first month's billing, obtain the following items from the contract data 106c relating to the first month's billing: "002" for the item name "contract number,""SuzukiJiro" for the item name "customer name,""nursing care expenses guarantee plan" for the item name "product abbreviation,""50,000yen" for the item name "amount of guaranteed items," and "007: facility usage fee" for the item name "items covered by guarantee," and store these in the contract data 106c relating to the billing from the following month onwards.
(61) By referring to the product master 106a, “1%” is obtained for the item name “Renewal Guarantee Fee Rate” linked to the “Nursing Care Expense Guarantee Plan”, and “500 yen” is calculated by multiplying the obtained “1%” by “50,000 yen” for the item “Amount of Guaranteed Item”, and the calculated “500 yen” is stored for the item name “Guarantee Fee Calculation Result”.
(62) By referring to the product master 106a, obtain “010: Nursing care guarantee fee (renewal)” from the item name “Renewal guarantee fee recording item” linked to the “Nursing care cost guarantee plan”, and store the obtained “010: Nursing care guarantee fee (renewal)” in the item name “Guarantee fee recording item”.
(63) By referring to the product master 106a, “0.5%” is obtained for the item name “Renewal Service Outsourcing Fee Rate” linked to the “Nursing Care Expense Guarantee Plan”, and “250 yen” is calculated by multiplying the obtained “0.5%” by “50,000 yen” for the item “Amount of Item Covered by Guarantee”, and the calculated “250 yen” is stored for the item name “Service Outsourcing Fee”.
(64) By referring to the product master 106a, obtain “011: Care_agency fee” from the item name “Renewal work outsourcing fee recording item” linked to the “Nursing care expenses guarantee plan”, and store the obtained “011: Care_agency fee” in the item name “Renewal work outsourcing fee recording item”.
(65) Based on the initial billing date and time "June 2023" set on the contract input screen, calculate "July 2023" according to the billing date and time calculation rule that "if it is the month following the first month, add one month to the first month," and store the calculated "July 2023" in the item name "Billing date and time."

The above process is repeated to generate contract data 106c relating to billing for the following month and onwards, as shown in Figure 6.

As described above, according to this embodiment, when adding new products, the items registered in the item master maintenance can be defined in the product master maintenance and product design can be carried out. In the rent guarantee industry, the growth of the rent guarantee business has reached saturation, and there is a demand for the development of new businesses such as medical expense guarantees and nursing care expense guarantees. Companies are required to add new products quickly and record revenues under accurate expense items. In this embodiment, system users can set the system's recording items and products.

Until now, rent guarantee companies have typically generated revenue only from rent guarantees, and managing other products in the same system has not been considered. Meanwhile, the market in the rent debt guarantee industry has become saturated, and with the need for diversified business development, products such as medical expense guarantees and nursing care expense guarantees have been developed. However, because the items in the system are limited to "initial rent guarantees," it is difficult to colorize items such as sales from medical expense guarantees and commission fees, and there are many cases where these are managed outside the system.

In addition, it is said that institutional guarantees (guarantees provided by rent guarantee companies) nowadays exceed 80%, and rent guarantee companies are actively considering new products and new businesses. Specific examples are as mentioned above, but business guarantees and child support guarantees have also recently appeared. Traditionally, the rent guarantee market has seen a lot of use of scratch systems, which has often become a major management issue.

In this embodiment, when adding a new product, the user adds the item and links that information to the product master, making it possible to branch the items to be recorded. This makes it possible to handle new business genres such as medical expense guarantees and nursing care expense guarantees by setting the system's parameters.

[3. Contribution to the United Nations-led Sustainable Development Goals (SDGs)]
This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby making it possible to contribute to goals 8 and 9 of the SDGs.

In addition, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, which can contribute to the achievement of SDGs goals 12, 13, and 15.

In addition, this embodiment can contribute to strengthening control and governance, making it possible to contribute to Goal 16 of the SDGs.

4. Other embodiments
The present invention may be embodied in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using a known method.

In addition, the processing procedures, control procedures, specific names, registered data for each process, information including parameters such as search conditions, screen examples, and database configurations shown in this specification and drawings may be changed as desired unless otherwise specified.

Furthermore, with regard to the business support device 100, each component shown in the figure is a functional concept, and does not necessarily have to be physically configured as shown in the figure.

For example, the processing functions of the business support device 100, particularly the processing functions performed by the control unit, may be realized in whole or in part by a CPU and a program interpreted and executed by the CPU, or may be realized as hardware using wired logic. The program is recorded on a non-transient computer-readable recording medium that contains programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by the business support device 100 as necessary. That is, a computer program is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive) for working with the OS to give instructions to the CPU and perform various processes. This computer program is executed by being loaded into RAM, and works with the CPU to form the control unit.

This computer program may also be stored in an application program server connected to the business support device 100 via any network, and all or part of it may be downloaded as needed.

In addition, the program for executing the processing described in this embodiment may be stored on a non-transitory computer-readable recording medium, and may also be configured as a program product. Here, the term "recording medium" refers to a memory card, a USB (Universal Serial Bus) memory, a SD (Secure Digital) card, a flexible disk, a magneto-optical disk, a ROM, an EPROM (Erasable Programmable Read Only Memory), an EEPROM (registered trademark) (Electrically Erasable and Programmable Read Only Memory), a CD-ROM (Compact Disk Read Only Memory), an MO (Magneto-Optical disk), a DVD (Digital Versatile This includes any "portable physical media" such as a Blu-ray (registered trademark) Disc, and a Blu-ray (registered trademark) Disc.

A "program" is a data processing method written in any language or description method, and may be in any format, such as source code or binary code. Note that a "program" is not necessarily limited to a single configuration, but also includes a distributed configuration consisting of multiple modules or libraries, and a program that works in conjunction with a separate program, such as an OS, to achieve its function. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in the embodiments, as well as the installation procedure after reading, can use well-known configurations and procedures.

The various databases stored in the memory unit are storage devices such as RAM, ROM, etc., fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files used for various processes and providing websites.

The business support device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which any peripheral device is connected. The business support device 100 may be realized by implementing software (including programs or data, etc.) that causes the device to realize the processing described in this embodiment.

Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the figures, and all or part of them can be functionally or physically distributed and integrated in any unit depending on various additions or functional loads. In other words, the above-mentioned embodiments can be implemented in any combination, or the embodiments can be implemented selectively.

This invention is particularly useful in the rent guarantee industry.

100 Business support device 102 Control unit
102a Item Master Maintenance Department
102b Product Master Maintenance Department
102c contract input unit 104 communication interface unit 106 storage unit
106a Item Master
106b Product master
106c Contract data 108 Input/output interface unit 112 Input device 114 Output device 200 Server 300 Network

Claims (7)

an item master registration control unit that registers item information corresponding to items other than the fees incurred in the rent guarantee product in the item master;
a product master registration control unit that refers to the item master and associates the item information with a product other than a predetermined rent guarantee product and registers the product master;
A rent guarantee management device comprising: The item master registration control unit registers in the item master a classification category that classifies items corresponding to fees incurred in the rent guarantee product in association with the item information,
the product master registration control unit refers to the item master, associates the classification category corresponding to a fee incurred for the product, and registers in the product master that only item information associated with the classification category can be registered;
2. The rent guarantee management device according to claim 1 . the product master registration control unit registers in the product master a billing rate for the amount to be billed to the customer for the first and subsequent bills associated with the product, an intermediation fee for the first and subsequent remittances, and a remittance rate to be paid to an intermediary;
a data acquisition unit that refers to the product master and acquires a designated product, item information related to the designated product, the amount, the billing rate for the first billing, and the remittance rate for the first remittance;
a data calculation unit that calculates a billing amount by multiplying the specified amount of the predetermined product by the acquired billing rate, and calculates a remittance amount by multiplying the specified amount by the acquired remittance rate;
a contract data generation unit that stores the specified product, the acquired item information, the specified price of the predetermined product, the calculated billing amount, and the calculated remittance amount in contract data, and generates contract data relating to an initial billing;
The rent guarantee management device of claim 1 further comprising: the data acquisition unit acquires the product, item information related to the product, and the amount by referring to the contract data related to the first invoice, and acquires the invoice rate for the next and subsequent invoices and the remittance rate for the next and subsequent remittances by referring to the product master, in addition to the amount;
the data calculation unit calculates a billing amount by multiplying the amount by the acquired billing rate, and calculates a remittance amount by multiplying the amount by the acquired remittance rate;
said contract data generation unit stores said specified product, the acquired item information, said amount, said calculated billing amount, and said calculated remittance amount in contract data, and generates contract data relating to the next and subsequent billings;
4. The rent guarantee management device according to claim 3. The classification categories include a category related to the item to be guaranteed which corresponds to the rent in the rent guarantee, a category related to the item to be billed to the customer the first time which corresponds to the initial guarantee fee in the rent guarantee, a category related to the item to be remitted to the broker the first time which corresponds to the initial mediation fee in the rent guarantee, a category related to the item to be billed to the customer from the next time onwards which corresponds to the subsequent guarantee fees in the rent guarantee, and a category related to the item to be remitted to the broker from the next time onwards which corresponds to the subsequent mediation fee in the rent guarantee,
3. The rent guarantee management device according to claim 2. an item master registration control step in which an item master registration control unit registers, in the item master, item information corresponding to items other than the fees incurred in the rent guarantee product;
a product master registration control step in which a product master registration control unit refers to the item master, associates the item information with a product other than the predetermined rent guarantee product, and registers the product master in the product master;
A rent guarantee management method comprising: An information processing device,
an item master registration control means for registering item information corresponding to items other than the fees incurred in the rent guarantee product in the item master;
a product master registration control means for referring to the item master and associating the item information with a product other than the predetermined rent guarantee product and registering the product master;
Rent guarantee management program to function as.

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