JP2022157224A - Payment processing terminal and payment processing program - Google Patents

Abstract

An object of the present invention is to improve security in a payment processing terminal that supports non-cash payments.
SOLUTION: A payment processing terminal 1 includes a payment unit 120 for performing payment processing based on payment information relating to payment for sale, a detection unit 56 for detecting a change amount of inclination of a payment processing terminal main body, and the detection unit. A determination unit 130 that performs determination processing for determining whether or not to interrupt the payment processing based on the amount of change in the detected inclination of the payment processing terminal main body.
[Selection drawing] Fig. 6

Description

The present invention relates to a payment processing terminal and a payment program.

2. Description of the Related Art In recent years, so-called non-cash payments, in which credit cards, electronic money, or the like are used for payment in the process of paying for products or services, have rapidly expanded. As a technique related to non-cash payment, for example, Patent Document 1 discloses a management system provided with a portable payment terminal.

In Patent Document 1, the position information of the payment terminal is acquired by GPS (Global Positioning System) or the like, and payment using the payment terminal is disabled when the position of the payment terminal is outside a predetermined area. , to curb fraudulent payments at payment terminals.

JP 2010-211412 A

In Patent Document 1, when the payment terminal is within a predetermined area, by bringing the payment terminal closer to an information processing terminal such as a card, smart phone, or smartwatch that has an IC tag for electronic money built in, the IC tag is associated with electronic money. You can read the information and make a payment. However, there is a risk that payment will be made using the payment terminal without the owner of the information processing terminal, such as a card, smart phone, or smart watch having an IC tag for electronic money built in, recognizing it. Therefore, portable payment terminals are required to have higher security in order to prevent fraudulent payments.

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and an object of the present invention is to improve security in a payment processing terminal that supports non-cash payments.

In order to solve the above-mentioned problems, one aspect of the present invention includes a payment processing terminal that detects the amount of change in inclination of a payment processing unit that performs payment processing based on payment information related to payment for a product to be sold, and a main body of the payment processing terminal. and a determination unit that determines whether or not to interrupt the payment processing based on the amount of change in inclination of the payment processing terminal main body detected by the detection unit. .

In order to solve the above problems, one aspect of the present invention is that a payment program performs payment processing based on payment information relating to payment for a sale target, and detects the amount of change in inclination of the payment processing terminal main body. and causing a computer to perform determination processing for determining whether or not to interrupt the payment processing based on the state of the payment processing terminal detected by a detection unit that detects the state of the payment processing terminal. characterized by

FIG. 1 is a schematic perspective view of a payment processing terminal according to the first embodiment of the present invention. FIG. 2 is a block diagram showing the hardware configuration of the payment processing terminal according to the first embodiment. FIG. 3 is a functional block diagram showing the functional configuration of the payment processing terminal according to the first embodiment. FIG. 4 is an explanatory diagram for explaining the usage state of the payment processing terminal according to the first embodiment. FIG. 5 is a flow chart showing the flow of payment processing in the payment processing terminal according to the first embodiment. FIG. 6 is a flow chart showing the flow of determination processing for determining whether or not payment processing can be interrupted in the payment processing terminal according to the first embodiment. 7A is a diagram illustrating an example of a payment screen displayed on a display unit according to the first embodiment; FIG. 7B is a diagram illustrating an example of a payment screen displayed on the display unit according to the first embodiment; FIG. FIG. 8 is a diagram showing an example of a process interruption screen indicating that the payment process according to the first embodiment has been interrupted. FIG. 9 is a flowchart showing a flow of restart processing for determining whether or not payment processing can be restarted according to the modification of the first embodiment. FIG. 10 is a diagram showing an example of an operation form of a sales system according to the second embodiment. FIG. 11 is a schematic perspective view of a POS terminal device according to the second embodiment. FIG. 12 is a block diagram showing the hardware configuration of the POS terminal device according to the second embodiment. FIG. 13 is a functional block diagram showing the functional configuration of the POS terminal device according to the second embodiment. FIG. 14 is a sequence diagram showing the flow of settlement processing in the sales system according to the second embodiment.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. In addition, in the present specification and drawings, elements that can be described in the same manner can be omitted from redundant description by assigning the same reference numerals.

The description is given in the following order.
1. Outline of embodiment 2 . First Embodiment 2.1. Configuration of payment processing terminal 2.2. Usage status of payment processing terminal 2.3. Flow of payment processing in payment processing terminal 2.4. Flow of determination processing in payment processing terminal 3 . Modification 3.1. 3. Flow of resuming processing after interruption of payment processing; Second Embodiment 4.1. Operation form of sales system 4.2. Configuration of POS terminal device 4.3. 4. Flow of payment processing in the sales system; Other embodiments6. Summary of the embodiment

<1. Outline of Embodiment>
First, an outline of the embodiment will be described.

(1) Technical Issues In recent years, so-called non-cash settlements, in which credit cards, electronic money, etc. are used for settlement processing in the payment process for purchasing goods or providing services, have rapidly expanded. As a technology related to non-cash settlement, for example, a management system equipped with a portable settlement terminal has been disclosed.

In the illustrated management system, the location information of the payment terminal is acquired by GPS (Global Positioning System) or the like, and payment using the payment terminal is disabled when the position of the payment terminal is outside a predetermined area. This prevents fraudulent payments from payment terminals.

In the exemplified management system, when the payment terminal is within a predetermined area, by bringing the payment terminal closer to an information processing terminal such as a card, smart phone, or smart watch that has an IC tag for electronic money, electronic money can be transferred from the IC tag. Payment can be made by reading information related to However, there is a risk that payment will be made using the payment terminal without the owner of the information processing terminal, such as a card, smart phone, or smart watch having an IC tag for electronic money built in, recognizing it. Therefore, portable payment terminals are required to have higher security in order to prevent fraudulent payments.

An object of the present embodiment is to improve security in a payment processing terminal that supports non-cash payments.

(2) Operation example In the embodiment of the present invention, for example, in the payment processing for purchasing a sale object, the payment processing is interrupted according to the amount of change in the inclination of the payment processing terminal main body. By doing so, it is possible to prevent fraudulent payments that are made without the owner of the electronic money being aware of it.

The technical features described above are specific examples of the embodiments of the present invention, and the embodiments of the present invention are not limited to the technical features described above.

<2. First Embodiment>
A first embodiment will be described with reference to FIGS. 1 to 8. FIG. In the following, the payment processing terminal 1 for making payments when selling products will be mainly described as an example. The payment processing terminal 1 is a portable terminal that can be carried around, and receives a payment method, available balance, etc. from a storage medium built in a credit card, electronic money, etc. presented by the customer according to the payment method specified for payment. can be read to perform non-cash payments such as credit payments and electronic money payments. As a storage medium, an IC (Integrated Circuit) chip, a magnetic tape, or the like can be used. Note that the payment processing terminal 1 according to the first embodiment may be installed in, for example, retail stores such as convenience stores, stores in train stations, stores such as supermarkets, and stores that provide various services.

<2.1. Configuration of payment processing terminal>
First, the configuration of the payment processing terminal 1 will be described with reference to FIGS. 1 to 3. FIG. FIG. 1 is a schematic perspective view of the payment processing terminal 1. FIG. FIG. 2 is a block diagram showing the hardware configuration of the payment processing terminal 1. As shown in FIG. FIG. 3 is a functional block diagram showing the functional configuration of the payment processing terminal 1. As shown in FIG.

The payment processing terminal 1, as shown in FIG. They are configured to be mutually connected via a bus 36 . The payment processing terminal 1 also includes a display unit 51, an operation receiving unit 52, a reading unit 53, a sounding unit 54 (not shown in FIG. 1), an external connection unit 55 (not shown in FIG. 1), a sensor 56 (not shown in FIG. 1), a printing unit 57 (not shown in FIG. 1), and an imaging mechanism 58 (not shown in FIG. 1).

The CPU 31 is computing means and controls the operation of the payment processing terminal 1 as a whole. The RAM 33 is a volatile storage medium from which information can be read and written at high speed, and is used as a working area when the CPU 31 processes information. The ROM 32 is a read-only non-volatile storage medium and stores programs such as firmware. The storage medium 34 is a non-volatile storage medium such as an HDD in which information can be read and written, and stores an OS, various control programs, application programs, and the like.

The I/F 35 connects and controls the bus 36 and various hardware and networks. A display unit 51 , an operation receiving unit 52 , a reading unit 53 , a sounding unit 54 , an external connection unit 55 and a sensor 56 are connected to the I/F 35 .

The display unit 51 is a display that displays a screen or the like prompting an operator (eg, a customer) of the payment processing terminal 1 to operate a credit card or electronic money card.

The operation reception unit 52 includes mechanical keys 521 and soft keys 522 operated by the operator of the payment processing terminal 1, as shown in FIG. The operation reception unit 52 receives an operation by an operator and outputs a signal according to the operation by the operator. A signal output from the operation reception unit 52 is input to the controller 100, which will be described later. The soft key 522 is formed integrally with the display unit 51 such as a touch panel, and is an element included in the screen displayed on the display unit 51 .

The reading unit 53 includes a magnetic reading unit 531, a contact reading unit 532, and a wireless reading unit 533, as shown in FIG. The magnetic reading unit 531 reads information stored in a magnetic stripe by sliding a storage medium such as a magnetic stripe while it is in contact with the magnetic head. The contact reading unit 532 reads information stored in the IC chip by bringing the storage medium such as the IC chip into contact with the contact terminals. A wireless reading unit 533 reads information stored in a storage medium such as an IC chip by short-range wireless communication.

The sound generator 54 performs voice transmission to the operator of the payment processing terminal 1 or the like based on information received from the controller 100 which will be described later. The external connection unit 55 communicably connects devices such as the payment processing terminal 1 and external devices (for example, POS terminal devices, etc.) via a network or an electric line.

The sensor 56 detects acceleration in three-axis (X-axis, Y-axis, Z-axis (see FIG. 1)) directions applied to the payment processing terminal 1, Based on the angular velocity and the force of inertia, the tilt, vibration, impact, and the amount of movement per unit time in a predetermined direction of the main body of the payment processing terminal 1 are detected. In other words, the sensor 56 detects the amount of change in tilt of the main body of the payment processing terminal 1 . As the sensor 56, for example, an acceleration sensor, a gyro sensor, an impact sensor, or a 6-axis sensor can be used. The sensor 56 of this embodiment is an example of a detection unit.

The printing unit 57 prints out receipts, prints character information related to the operation of the payment processing terminal 1, or prints out coded graphic information such as bar codes and two-dimensional codes.

The image capturing mechanism 58 uses a CCD camera or the like to capture an image of a two-dimensional code attached to a product to be sold, a two-dimensional code displayed on an information processing terminal such as a smartphone, or the like. The encoded graphic information contained in the image captured by the imaging mechanism 58 is decoded by the controller 100, which will be described later. For example, if the two-dimensional code is information about a product to be sold, the payment processing terminal 1 can acquire information about the product to be sold by capturing an image of the two-dimensional code.

In such a hardware configuration, the CPU 31 performs calculations according to programs stored in the ROM 32 and programs loaded from the storage medium 34 to the RAM 33, thereby configuring the software control unit of the payment processing terminal 1. FIG. A combination of the software control unit configured as described above and hardware constitutes a functional block that realizes the functions of the controller 100 (see FIG. 3) of the payment processing terminal 1 and the like.

Next, the functional configuration of the payment processing terminal 1 will be described with reference to FIG. As shown in FIG. 3 , the payment processing terminal 1 has a controller 100 and an input/output I/F 101 that controls information input/output to/from the controller 100 .

The controller 100 controls the operation of the payment processing terminal 1 based on information input and output via the display section 51 , the operation reception section 52 , the reading section 53 and the external connection section 55 . Controller 100 is configured by installing a dedicated software program in payment processing terminal 1 . Controller 100 includes communication control unit 110 , payment processing unit 120 , processing continuation determination unit 130 , operation display control unit 140 , registration processing unit 150 and storage unit 160 .

The communication control unit 110 acquires information transmitted from an external device connected via the I/F 35 to the payment processing terminal 1 and information read by the reading unit 53 .

The payment processing unit 120 performs processing related to payment for purchasing products and services registered in the product registration process. Specifically, the payment processing unit 120 performs a payment method selection process for selecting a payment method for purchasing a product or service registered in the product registration process, a payment approval process for approving payment, and a process for purchasing a product or service. Execute payment completion notification processing to notify completion. The settlement processing unit 120 of this embodiment is an example of a settlement unit.

The processing continuation determination unit 130 executes determination processing for determining whether or not the settlement processing in the settlement processing terminal 1 can be interrupted. The payment processing in the payment processing terminal 1 corresponds to processing including product registration processing by the registration processing unit 150, payment method selection processing by the payment processing unit 120, payment approval processing, and payment completion notification processing. The flow of payment processing and the flow of determination processing in the payment processing terminal 1 will be described later. The processing continuation determination unit 130 of this embodiment is an example of a determination unit.

The operation display control section 140 controls the screen displayed on the display section 51 . Further, the operation display control section 140 may control the screen displayed on the display section 51 based on the operation performed on the operation reception section 52 and the information read by the reading section 53 .

The registration processing unit 150 performs product registration processing for registering products and services to be sold. In the payment processing terminal 1, product registration processing can be performed by reading identification information (for example, bar code, two-dimensional code, RFID tag, etc.) for identifying products and services and by operating the operation reception unit 52. . The registration processing unit 150 identifies products and services to be sold based on the identification information and the operation of the operation reception unit 52, and performs settlement and tax calculation for purchasing the registered products and services to be sold. Perform product registration processing for registering sales product information related to The registration processing unit 150 of this embodiment is an example of a registration unit.

It should be noted that the registration processing unit 150 can perform product registration processing by acquiring payment information related to payment for a sale target from an external device connected via the I/F 35 . In this case, communication control unit 110 acquires payment information from an external device connected via I/F 35 . Subsequently, the registration processing unit 150 executes product registration processing based on the payment information acquired by the communication control unit 110 . The payment information acquired by the communication control unit 110 may include, for example, product information on products and services to be sold, and method information indicating a payment method for purchasing the product to be sold. The communication control unit 110 of this embodiment is an example of an acquisition unit.

In this embodiment, for example, a weighing device capable of weighing an object to be sold and outputting payment information including information indicating the settlement amount of the object to be sold based on the weighing result can be used as an external device. Moreover, the payment processing terminal 1 may be connected to a plurality of external devices.

The storage unit 160 stores information input to the controller 100 , information on payment methods available in the payment processing terminal 1 , and information on the operation history of the payment processing terminal 1 .

<2.2. Usage status of the payment processing terminal>
Next, with reference to FIG. 4, the usage state of the payment processing terminal 1 will be described. FIG. 4 is an explanatory diagram for explaining the usage state of the payment processing terminal 1. As shown in FIG. As described above, the payment processing terminal 1 is portable. Therefore, the payment processing terminal 1 is in a state in which the surface opposite to the display unit 51 is in contact with the counter or the like (see FIG. 4A), and in a state in which the main body of the payment processing terminal 1 is tilted 45 degrees from the counter (see FIG. 4A). 4 (B)), it is possible to read information about electronic money stored in a storage medium such as an IC tag and make a payment.

However, by operating the payment terminal close to the IC tag of the electronic money, the owner of the information processing terminal such as a card, smart phone, or smart watch with the IC tag of the electronic money may use the payment terminal without recognizing it. Payment may be made. For these reasons, in recent years, portable payment terminals are required to have higher security in order to prevent fraudulent payments.

The payment processing terminal 1 determines whether or not to interrupt the payment processing based on the amount of change in the inclination of the payment processing terminal 1 body. Then, for example, when the inclination of the payment processing terminal 1 main body changes from the angle shown in FIG. 4A to the angle shown in FIG. When it is determined, payment using the payment processing terminal 1 is disabled. By doing so, it is possible to provide the payment processing terminal 1 that prevents fraudulent payments and achieves high security.

<2.3. Flow of payment processing at the payment processing terminal>
Next, the flow of payment processing in the payment processing terminal 1 will be described with reference to FIG. FIG. 5 is a flow chart showing the flow of payment processing in the payment processing terminal 1. As shown in FIG.

As described above, the payment processing performed in the payment processing terminal 1 includes product registration processing by the registration processing unit 150, payment method selection processing by the payment processing unit 120, payment approval processing, and payment completion notification processing.

First, in step S11, the registration processing unit 150 reads the identification information for identifying the product or service and based on the operation of the operation reception unit 52, performs settlement and taxation for purchasing the product or service to be sold. Perform product registration processing for registering sales product information related to calculations, etc.

Subsequently, in step S12, the operator of the payment processing terminal 1 performs a payment method selection operation for selecting a payment method for purchasing the sale target with respect to the operation reception unit 52. FIG. Based on the payment method selection operation, the registration processing unit 150 performs payment method selection processing for specifying the payment method selected by the payment method selection operation. Subsequently, the registration processing unit 150 generates payment information including method information indicating the payment method specified in the payment method selection process, and product information registered in the product registration process. The payment information generated by the registration processing unit 150 is transmitted to the payment processing unit 120 and the storage unit 160 . The payment information corresponds to information regarding payment for the sale target.

When the payment processing unit 120 receives the payment information, the operation display control unit 140 selects a screen to be displayed on the display unit 51 based on the payment information. For example, when the payment information includes method information indicating that the payment for the sale target is to be made by credit card, the operation display control unit 140 causes the display unit 51 to display the payment screen 700A. FIG. 7A is a diagram showing an example of a payment screen 700A displayed on the display unit 51. As shown in FIG. The settlement screen 700A displays a screen prompting the operator of the settlement processing terminal 1 to perform an operation of inserting a credit card used for settlement into the contact reading section 532 .

Further, for example, when the payment method information indicating that the payment for the item to be sold is to be made by a payment method compatible with a wireless communication payment method such as NFC (Near Field Communication), the operation display control unit 140 , causes the display unit 51 to display the payment screen 700B. FIG. 7B is a diagram showing an example of a payment screen 700B displayed on the display unit 51. As shown in FIG. The settlement screen 700B displays a screen prompting the operator of the settlement processing terminal 1 to perform an operation of bringing an IC card or the like for electronic money used for settlement closer to the wireless reading unit 533 .

In addition to the payment screens shown in FIGS. 7A and 7B, the payment screen displayed on the display unit 51 prompts the operator of the payment processing terminal 1 to slide the card used for payment to the magnetic reading unit 531. screen may be displayed. Furthermore, some credit settlements are compatible with wireless communication settlement methods. If the payment information includes method information indicating that the payment for the item to be sold is to be made by credit card, the operation display control unit 140 causes the display unit 51 to alternately display the payment screen 700A and the payment screen 700B. good too. In this case, credit settlement is an example of a settlement method compatible with the wireless communication settlement method.

When an operation is performed along the screen displayed on the display unit 51 and the reading unit 53 reads information necessary for payment from a storage medium built in a card or the like, the payment processing unit 120 performs payment processing in step S13. Perform payment approval processing to approve execution. As a settlement approval process, the settlement processing unit 120 reads information indicating the electronic money or credit card usage limit, usable balance, etc. stored in the IC chip built into the card whose information has been read by the reading unit 53. Update. As the payment approval process, the payment processing unit 120 may communicate with an external server and transmit/receive information regarding payment to/from the external server.

When the payment approval process is completed, in step S14, a payment completion notification process is performed to notify the operator of the payment processing terminal 1 of the completion of payment in the payment processing terminal 1. FIG. As the payment completion notification process, for example, a process of displaying a screen for notifying the completion of payment by the operation display control unit 140 on the display unit 51, and a process by the communication control unit 110 to notify an external device connected via the I/F 35 of the payment. A process of transmitting information indicating completion, or a process of notifying the completion of payment by a sound produced by the sound generator 54, or the like can be performed. In the payment processing terminal 1, payment processing proceeds in this manner.

<2.4. Flow of judgment processing in payment processing terminal>
Next, the flow of determination processing in the payment processing terminal 1 will be described with reference to FIG. FIG. 6 is a flowchart showing the flow of determination processing in the payment processing terminal 1. As shown in FIG. The determination process shown in FIG. 6 will be explained assuming that the process starts when the payment process shown in FIG. 5 is started in the payment processing terminal 1 .

In step S21, the payment processing terminal 1 starts payment processing (see FIG. 5). Subsequently, in step S<b>22 , the process continuation determination unit 130 starts state detection in which the sensor 56 detects the amount of change in inclination of the main body of the payment processing terminal 1 as the use state of the payment processing terminal 1 . The sensor 56 can detect the inclination of the main body of the payment processing terminal 1 per unit time in a predetermined direction as the amount of change in the inclination of the main body of the payment processing terminal 1 .

Subsequently, in step S23, the process continuation determination unit 130 determines whether or not the payment process started in step S21 involves payment by the wireless communication payment method. Specifically, if the payment information corresponding to the payment process started in step S21 includes method information indicating that payment is to be made by the wireless communication payment method, the processing continuation determination unit 130 , it is determined that the processing involves payment by the wireless communication payment method. On the other hand, if the payment information corresponding to the payment process started in step S21 does not include the method information indicating that the payment will be made by the wireless communication payment method, the processing continuation determination unit 130 determines that the wireless It is determined that the process does not involve payment by the communication payment method.

If it is determined that the process does not involve payment by the wireless communication payment method (step S23/N), in step S24, the process continuation determination unit 130 causes the payment processing unit 120 to execute the payment process started in step S21. In this case, when an operation to change the payment method is performed in the payment process, the process continuation determination unit 130 may execute the determination process from step S22.

If it is determined that the process involves payment by the wireless communication payment method (step S23/Y), the process continuation determination unit 130 determines whether the usage state of the payment processing terminal 1 is in step S25 based on the detection result of the sensor 56. Determine whether or not it has changed. Specifically, based on the detection result of the sensor 56, the processing continuation determination unit 130 determines when the amount of change in the inclination of the main body of the payment processing terminal 1 is greater than a predetermined angle (for example, the angle shown in FIG. 4C). It is determined that the usage state of the payment processing terminal 1 has changed to an angle such that the main body of the payment processing terminal 1 is 90 degrees with respect to the counter. Note that the processing continuation determination unit 130 determines that the amount of change in inclination of the main body of the payment processing terminal 1 is predetermined based on the detection result of the sensor 56, such as moving from the position shown in FIG. 4A to the position shown in FIG. 4C. , it may be determined that the usage state of the payment processing terminal 1 has changed.

When determining that the usage state of the payment processing terminal 1 has changed (step S25/Y), the processing continuation determination unit 130 interrupts the payment processing started in step S21 (step S27). When the settlement process is interrupted, the operation display control unit 140 performs notification processing for displaying an interruption screen 800 (see FIG. 8) indicating that the settlement process has been interrupted on the display unit 51 . In this case, the display unit 51 is an example of an informing unit that informs that the payment processing in the payment processing terminal 1 has been interrupted.

In addition to the display of the interruption screen 800 by the display unit 51, as the notification process, the communication control unit 110 transmits information indicating that the payment process has been interrupted to an external device connected via the I/F 35. Alternatively, the interruption of the settlement process may be notified by the sound produced by the sound generator 54 . Also, in notification processing, the volume of the sound generator 54 may be set to the maximum volume that can be set in the payment processing terminal 1 . That is, the sound generator 54 is an example of a notification unit that notifies that the payment process in the payment processing terminal 1 has been interrupted.

When determining that the usage state of the payment processing terminal 1 has not changed (step S25/N), the processing continuation determination unit 130 continues the payment processing started in step S21 (step S26), and returns to step S25. do.

In step S25, the process continuation determination unit 130 may determine whether or not the usage state of the payment processing terminal 1 has changed by performing determination processes other than those described above. For example, the initial position of the payment processing terminal 1 is determined in advance, and when the sensor 56 detects that the payment processing terminal 1 has moved a predetermined distance from the initial position, the processing continuation determination unit 130 determines whether the payment processing terminal 1 can be used. It may be determined that the state has changed. By doing so, for example, even when the initial position of the payment processing terminal 1 is set at an angle as shown in FIG. It is possible to determine whether or not to interrupt the

Further, in FIG. 6, the description has been given on the assumption that the determination process is started together with the settlement process. In addition to this, for example, after the payment method is selected in the payment processing terminal 1 (step S12) until the execution of the payment approval process (step S13) is completed, the processing continuation determination unit 130 determines You may make it process. Further, for example, the processing continuation determination unit 130 may start determination processing at the same time that the payment processing terminal 1 receives payment information from an external device. Further, for example, the process continuation determination unit 130 may start the determination process at the timing when the communication between the payment processing terminal 1 and the external server is established.

As described above, in the payment processing terminal 1, in the payment processing for purchasing the sale object, the payment processing is interrupted according to the amount of change in the inclination of the payment processing terminal 1 main body. By doing so, it is possible to prevent so-called fraudulent payment, in which payment is made without the owner of the electronic money being aware of it by, for example, bringing the payment processing terminal 1 closer to the IC tag of the electronic money.

Moreover, in the payment processing terminal 1, when the payment method for purchasing the sales object is the wireless communication payment method, the payment processing is interrupted according to the amount of change in the tilt of the payment processing terminal 1 main body. By doing so, for example, the payment method for purchasing the sales object can be a contact reading method (for example, payment with a credit card with an IC) or a magnetic reading method (for example, a payment method for magnetic tape compatible cards). In some cases, even if the payment processing terminal 1 moves during card reading, the payment processing can be performed. Therefore, it is possible to provide the payment processing terminal 1 with improved security without impairing convenience in payment processing.

Further, in the payment processing terminal 1, determination processing is performed based on the amount of change in the inclination of the payment processing terminal 1 main body. Therefore, by setting a predetermined angle for determining that the usage state of the main body of the payment processing terminal 1 has changed, it is possible to further improve security in the payment processing.

Furthermore, in the payment processing terminal 1, when the payment processing is interrupted, the interruption of the payment processing is notified. By doing so, it is possible to warn the owner of the electronic money, etc., against fraudulent payment, and it is possible to further improve the security.

Furthermore, the payment processing terminal 1 can perform payment processing based on payment information received from an external device. In addition, since the payment processing terminal 1 can perform everything from registration of product information to payment, the convenience of the payment processing terminal can be further improved.

<3. Variation>
In the first embodiment, the determination processing of determining whether or not to interrupt the payment processing based on the amount of change in the inclination of the payment processing terminal 1 main body has been described. In this modified example, a flow of resuming processing for resuming the payment processing at the payment processing terminal 1 after the payment processing is interrupted will be described.

<3.1. Flow of resuming processing after interruption of payment processing>
FIG. 9 is a flow chart showing the flow of resuming processing performed after suspension of payment processing in the payment processing terminal 1 .

The restart processing shown in FIG. 9 starts when the settlement processing is interrupted by the processing continuation determination unit 130 (step S31). In step S<b>32 , the processing continuation determination unit 130 determines whether or not a restart operation for restarting the interrupted payment processing has been performed on the payment processing terminal 1 .

For example, performing an operation for resuming the interrupted payment processing on the operation reception unit 52 of the payment processing terminal 1 may be the restart operation. Further, in a state where the payment process is interrupted, an operation such as tilting the main body of the payment processing terminal 1 (for example, from the state shown in FIG. 4C to the state shown in FIG. 4A) may be performed as the restart operation. . Further, for example, when the initial position of the payment processing terminal 1 is set in advance, the interrupted payment processing is resumed when it is determined that the payment processing terminal 1 has reached the initial position based on the detection result of the sensor 56. The restart operation may be to

When determining that the restart operation has been performed (step S32/Y), the process continuation determination unit 130 resumes the payment process from the step interrupted in step S27 (see FIG. 6). On the other hand, when the processing continuation determination unit 130 determines that the predetermined time To has elapsed without the restart operation being performed (step S32/N and step S33/Y), it notifies that the settlement processing will end in the middle. A notification process such as displaying a screen on the display unit 51 is performed. Note that the process continuation determination unit 130 may notify that the settlement process will be terminated halfway through voice or an external device.

As described above, in this modified example, even if the payment processing is interrupted in the payment processing terminal 1, the interrupted payment processing can be resumed by performing the restart operation. By doing so, it is possible to improve security in payment processing without impairing the convenience of the payment processing terminal.

<4. Second Embodiment>
In the first embodiment, an example in which the payment processing terminal 1 performs from product registration to payment processing has been described. In the second embodiment, a sales system that has a payment processing terminal 1 and realizes product sales processing will be described as an example. It should be noted that such a sales system may also be introduced to retail stores such as convenience stores, stores in train stations, supermarkets, etc., and stores that provide various services, for example.

<4.1. Operation form of sales system>
First, with reference to FIG. 10, the operation mode of the sales system 1000 will be described. FIG. 10 is a diagram showing an example of an operation form of the sales system 1000 according to the second embodiment. As shown in FIG. 10 , sales system 1000 includes POS terminal device 2 and payment processing terminal 1 . The POS terminal device 2 is communicably connected to the payment processing terminal 1 via a network or an electric line. Note that the payment processing terminal 1 has the same configuration as that of the first embodiment, so redundant description will be omitted.

The POS terminal device 2 registers the products and services to be sold and settles accounts for the purchase of the products and services when the customer purchases the products and services. In addition, the POS terminal device 2 may weigh the products to be sold. Also, a ticket vending machine or a settlement device for settlement can be used as the POS terminal device 2 . In the POS terminal device 2, the customer may specify the payment method for purchasing the sales target. The POS terminal device 2 of this embodiment is an example of a merchandise sales processing device. Also, a plurality of POS terminal devices 2 may be connected to the payment processing terminal 1 .

<4.2. Configuration of POS Terminal Device>
Next, the configuration of the POS terminal device 2 will be described with reference to FIGS. 11 to 13. FIG. FIG. 11 is a schematic perspective view of the POS terminal device 2. FIG. FIG. 12 is a block diagram showing the hardware configuration of the POS terminal device 2. As shown in FIG. FIG. 13 is a functional block diagram showing the functional configuration of the POS terminal device 2. As shown in FIG.

In the POS terminal device 2, as shown in FIG. 12, a CPU 21, a ROM 22, a RAM 23, a storage medium 24, and an I/F 25 are interconnected via a bus . The POS terminal device 2 also includes a display unit 41, an operation reception unit 42, a sound generation unit 43 (not shown in FIG. 11), a printout unit 44, and an external connection unit 45 (not shown in FIG. 11). have. 11 and 12, the POS terminal device 2 may have, for example, a scanner, an automatic cash payment mechanism, a drawer for storing cash, and the like.

The CPU 21 is computing means and controls the operation of the POS terminal device 2 as a whole. The RAM 23 is a volatile storage medium from which information can be read and written at high speed, and is used as a working area when the CPU 21 processes information. The ROM 22 is a read-only non-volatile storage medium and stores programs such as firmware. The storage medium 24 is a nonvolatile storage medium, such as an HDD, in which information can be read and written, and stores an OS, various control programs, application programs, and the like.

The I/F 25 connects and controls the bus 26 and various hardware and networks. The I/F 25 is also connected to a display unit 41 , an operation reception unit 42 , a sound generation unit 43 , a print output unit 44 and an external connection unit 45 .

Based on information received from the controller 200, which will be described later, the display unit 41 prompts the operator of the POS terminal device 2 to register products and services, settle the purchase amount for purchasing the sales target, and settle the settlement amount. This is a display for displaying information for designating the method.

The operation accepting unit 42 accepts an operation by the operator of the POS terminal device 2 and outputs a signal according to the operator's operation. A signal output from the operation reception unit 42 is input to the controller 200, which will be described later. Note that the display unit 41 and the operation reception unit 42 may be integrally formed by a touch panel or the like.

The sound generator 43 performs voice transmission to the operator of the POS terminal device 2 or to the customer who purchases the product or service sold through the POS terminal device 2 based on the information received from the controller 200 which will be described later. The printout unit 44 prints out receipts, invoices, coupons, etc., based on information received from the controller 200, which will be described later. The external connection unit 45 communicably connects a device such as the payment processing terminal 1 and the POS terminal device 2 via a network or an electric line.

In such a hardware configuration, the CPU 21 performs calculations according to programs stored in the ROM 22 and programs loaded from the storage medium 24 to the RAM 23 to configure the software control section of the POS terminal device 2 . A combination of the software control unit configured as described above and hardware configures a functional block that realizes the functions of the controller 200 (see FIG. 13) of the POS terminal device 2 and the like.

Next, the functional configuration of the POS terminal device 2 will be described with reference to FIG. As shown in FIG. 13 , the POS terminal device 2 has a controller 200 and an input/output I/F 201 that controls information input/output to/from the controller 200 .

The controller 200 registers products, services, etc., and makes payments for purchasing the registered products and services based on information input and output via the display unit 41, the operation reception unit 42, and the external connection unit 45. Manage the execution of actions. The controller 200 is configured by installing a dedicated software program in the POS terminal device 2 . The controller 200 has a communication control section 210 , an operation display control section 220 , a registration processing section 230 and a storage section 240 .

The communication control unit 210 acquires information transmitted to the POS terminal device 2 from an external device (for example, the payment processing terminal 1) connected via the I/F 25. FIG.

The operation display control unit 220 controls screens displayed on the display unit 41, such as displaying a screen for registering a sale target on the display unit 41. FIG. Further, the operation display control section 220 may control the screen displayed on the display section 41 based on the operation performed on the operation reception section 42 . Note that when the display unit 41 and the operation reception unit 42 are formed as touch panels, the operation display control unit 220 controls the screen displayed on the touch panel according to the operation on the touch panel.

The registration processing unit 230 performs product registration processing for registering products and services to be sold. In the POS terminal device 2 , product registration processing can be performed by reading identification information (for example, bar code, two-dimensional code, RFID, etc.) for identifying products and services and by operating the display unit 41 . The registration processing unit 230 identifies the products and services to be sold based on the identification information and the operation of the display unit 41, and calculates the amount of money for purchasing the registered products and services to be sold, tax calculation, and the like. Perform product registration processing including

The storage unit 240 stores information regarding product registration processing. Note that the storage unit 240 may store information on payment methods available to customers in the POS terminal device 2 and the payment processing terminal 1 . The POS terminal device 2 and the payment processing terminal 1 can be made compatible with non-cash payments such as credit payments and electronic money payments in addition to cash payments.

<4.3. Flow of payment processing in the sales system>
Next, with reference to FIG. 14, the flow of settlement processing in sales system 1000 will be described. FIG. 14 is a sequence diagram showing the flow of settlement processing in sales system 1000. As shown in FIG. The POS terminal device 2 (registration processing unit 230) starts product registration processing triggered by, for example, the end of the previous sales processing, an operation on the operation reception unit 42, or the like.

In step S41, the operator of the POS terminal device 2 reads identification information (e.g., bar code, etc.) for identifying a product or service and operates the display unit 41 to register the product or service to be sold. do. The registration processing unit 230 reads the identification information (for example, bar code, etc.) for identifying the product or service and based on the operation of the display unit 41, the price and quantity of the product or service to be sold, the applicable tax rate, etc. sign up.

Subsequently, in step S42, the operator of the POS terminal device 2 operates the operation reception unit 42 to perform a registration confirming operation for confirming the settlement amount of the product registered in step S41. When a registration confirming operation is performed on the operation receiving unit 42, the registration processing unit 230 generates sales product information regarding the price and quantity of the product or service registered in step S41, the applicable tax rate, the settlement amount, and the like.

In step S42, the operator of the POS terminal device 2 may perform an operation to specify the payment method for the settlement amount. If the POS terminal device 2 designates a payment method for the settlement amount, method information regarding the payment method for the settlement amount may be transmitted to the settlement processing terminal 1 .

Subsequently, in step S<b>43 , the communication control unit 210 transmits the sale item information to the payment processing terminal 1 via the input/output I/F 201 . When payment processing information is transmitted from the POS terminal device 2 to the payment processing terminal 1, the operation display control section 220 may cause the display section 41 to display a standby message. In addition, the storage unit 160 may store sale information received from the POS terminal device 2 .

Upon receipt of product information from the POS terminal device 2, in step S44, the registration processing unit 150 reads the identification information for identifying the product or service, and based on the operation of the operation reception unit 52, identifies the product to be sold. Perform product registration processing to register sales product information related to settlement for purchasing products and services, tax calculation, etc.

Subsequently, in step S45, the operator of the payment processing terminal 1 performs a payment method selection operation for selecting a payment method for purchasing the sale target with respect to the operation reception unit 52. FIG. If the payment method is set in the POS terminal device 2, step S45 may be omitted or the payment method selected in step S45 may be changed. Based on the payment method selection operation, the registration processing unit 150 performs payment method selection processing for specifying the payment method selected by the payment method selection operation. Subsequently, the registration processing unit 150 generates payment information including method information indicating a payment method for purchasing the sale target and sales item information registered in the product registration process. The payment information generated by the registration processing unit 150 is transmitted to the payment processing unit 120 and the storage unit 160 .

When the payment processing unit 120 receives the payment information, the operation display control unit 140 selects a screen to be displayed on the display unit 51 based on the payment information. For example, if the payment information includes information indicating that the payment for the item to be sold is to be made by credit card, the operation display control unit 140 causes the display unit 51 to display the payment screen 700A (see FIG. 7A).

Further, for example, if the payment information includes information indicating that the payment for the item to be sold is to be made by a payment method compatible with a wireless communication payment method such as NFC, the operation display control unit 140 displays the payment screen 700B. display on the unit 51 (see FIG. 7B). In addition to the payment screens shown in FIGS. 7A and 7B, the payment screen displayed on the display unit 51 prompts the operator of the payment processing terminal 1 to slide the card used for payment to the magnetic reading unit 531. screen may be displayed.

When an operation is performed along the screen displayed on the display unit 51 and the reading unit 53 reads information necessary for payment from a storage medium built in a card or the like, the payment processing unit 120 performs payment processing in step S46. Perform payment approval processing to approve execution. As a settlement approval process, the settlement processing unit 120 reads information indicating the electronic money or credit card usage limit, usable balance, etc. stored in the IC chip built into the card whose information has been read by the reading unit 53. Update. As the payment approval process, the payment processing unit 120 may communicate with the external server or the POS terminal device 2 to transmit/receive information regarding payment to/from the external server or the POS terminal device 2 .

When the payment approval process is completed, in step S47, a payment completion notification process is performed to notify the completion of payment in the payment processing terminal 1. FIG. As the payment completion notification process, for example, a process of displaying a screen for notifying the completion of payment by the operation display control unit 140 on the display unit 51, and an external device (for example, It is possible to perform a process of transmitting information indicating completion of payment to the POS terminal device 2), or a process of notifying completion of payment by sound produced by the sound generator 54, or the like. In sales system 1000, settlement processing proceeds in this manner.

Also in the sales system 1000, the payment processing terminal 1 can perform the determination processing of FIG. 6 and the restart processing of FIG. Furthermore, elements corresponding to the processing continuation determination unit 130 and the payment processing unit 120 of the payment processing terminal 1 are provided in the POS terminal device 2, and communication is performed between the payment processing terminal 1 and the POS terminal device 2, and the A process corresponding to the determination process and the restart process of FIG. 9 may be performed. Further, the operation display control section 220 may display the inclination state of the main body of the payment processing terminal 1 on the display section 41 of the POS terminal device 2 . The operator of the POS terminal device 2 visually recognizes the inclination of the main body of the payment processing terminal 1 displayed on the display unit 41, and sends a signal instructing execution or interruption of the payment processing from the POS terminal device 2 to the payment processing terminal. 1 can be performed on the operation reception unit 42 .

Further, when the POS terminal device 2 is performing wireless communication with the payment processing terminal 1, the POS terminal device 2 performs processing corresponding to the determination processing in FIG. 6 and the restart processing in FIG. may be performed. In this case, if the radio wave intensity in communication with the payment processing terminal 1 is greater than a predetermined intensity, the payment processing may be continued without interruption at the payment processing terminal 1 .

Furthermore, when the POS terminal device 2 and the payment processing terminal 1 are provided in the same LAN (Local Area Network), the POS terminal device 2 may acquire the location information of the payment processing terminal 1 from an access point or the like. . Then, the POS terminal device 2 calculates the distance between the POS terminal device 2 and the payment processing terminal 1 from the position information, and based on the calculated distance, the processing corresponding to the determination processing in FIG. 6 and the restart processing in FIG. may be performed. Further, when the communication with the POS terminal device 2 is cut off in the payment processing terminal 1, the processing continuation determination unit 130 of the payment processing terminal 1 may interrupt the payment processing.

As described above, the sales system 1000 interrupts the payment processing for purchasing the sale target based on the amount of change in the inclination of the payment processing terminal main body. By doing so, it is possible to prevent fraudulent payment made by bringing the payment processing terminal close to the IC tag of the electronic money without the owner of the electronic money recognizing it. In this way, the sales system 1000 can have the effect of improving security in the payment processing terminal 1 that supports non-cash payments, as in the first embodiment.

<5. Other Embodiments>
Although the embodiments have been described above, the present invention is not limited to these embodiments. Those skilled in the art will appreciate that these embodiments are illustrative only and that various modifications can be made without departing from the scope and spirit of the invention.

For example, the steps in the processes described herein need not necessarily be performed in chronological order according to the order described in the sequence diagrams or flowcharts. For example, the steps in the process may be performed out of order or in parallel from the order depicted in the sequence diagrams or flowcharts. Also, some of the steps in the process may be deleted and additional steps may be added to the process.

A method may also be provided that includes the processing of the components described herein (e.g., the information acquisition unit, the determination unit, and/or the output unit), comprising: A program may be provided. Also, a non-transitory computer readable medium recording the program may be provided. Of course, such devices, modules, methods, programs, and computer-readable non-transitory recording media are also included in the present invention.

Some or all of the above embodiments may also be described in the following additional remarks, but are not limited to the following.

(Appendix 1)
a settlement unit that performs settlement processing based on settlement information related to settlement for sale;
a detection unit that detects the amount of change in inclination of the main body of the payment processing terminal;
a determination unit that performs determination processing for determining whether to interrupt the payment process based on the amount of change in the tilt of the payment processing terminal main body detected by the detection unit;
Payment processing terminal.

(Appendix 2)
The determination unit is
When the settlement unit performs the settlement process by a wireless communication settlement method, performing the determination process;
The payment processing terminal according to appendix 1.

(Appendix 3)
The payment information includes method information regarding a payment method,
The determination unit is
Determining whether or not the payment unit performs the payment processing by the wireless communication method based on the method information;
The payment processing terminal according to appendix 2.

(Appendix 4)
The settlement unit
When the payment processing is interrupted, the payment processing is resumed when an operation to resume the payment processing is performed on the payment processing terminal;
The payment processing terminal according to any one of appendices 1 to 3.

(Appendix 5)
A notification unit that notifies that the payment process will be interrupted when the determination unit determines that the payment process will be interrupted,
The payment processing terminal according to any one of appendices 1 to 4.

(Appendix 6)
An acquisition unit that receives the payment information from an external device by wireless communication,
The payment processing terminal according to any one of appendices 1 to 5.

(Appendix 7)
comprising a registration unit for registering product information related to the sales target;
The payment processing terminal according to any one of appendices 1 to 6.

(Appendix 8)
A sales system comprising: a payment processing terminal; and a merchandise sales processing device connectable to the payment processing terminal and capable of registering sales product information relating to a sales target,
a payment unit that performs payment processing based on payment information regarding payment for the sale target;
A determination unit that performs a determination process for determining whether to interrupt the payment process,
The payment processing terminal
A detection unit that detects the amount of change in the inclination of the payment processing terminal body,
The determination unit is
performing the determination process based on the amount of change in the inclination of the payment processing terminal detected by the detection unit;
sales system.

(Appendix 9)
The determination unit is
When the settlement unit performs the settlement processing by a wireless communication method, the determination processing is performed;
The sales system according to Appendix 8.

(Appendix 10)
The payment information includes method information regarding a payment method,
The determination unit is
Determining whether or not the payment unit performs the payment processing by the wireless communication method based on the method information;
The sales system according to Supplementary Note 9.

(Appendix 11)
The settlement unit
When the payment processing is interrupted, the payment processing is resumed when an operation to resume the payment processing is performed on the payment processing terminal;
The sales system according to any one of Appendices 8 to 10.

(Appendix 12)
A notification unit that notifies that the payment process will be interrupted when the determination unit determines that the payment process will be interrupted,
The sales system according to any one of Appendices 8 to 11.

(Appendix 13)
The payment processing terminal
an acquisition unit that acquires the payment information from the product sales processing device by wireless communication;
13. The sales system according to any one of appendices 8 to 12.

<6. Summary of Embodiment>
[Technical field]
The present invention relates to a payment processing terminal and a payment program.
[Background technology]
2. Description of the Related Art In recent years, so-called non-cash payments, in which credit cards, electronic money, or the like are used for payment in the process of paying for products or services, have rapidly expanded. As a technique related to non-cash payment, for example, Patent Document 1 discloses a management system provided with a portable payment terminal.
In Patent Document 1, the position information of the payment terminal is acquired by GPS (Global Positioning System) or the like, and payment using the payment terminal is disabled when the position of the payment terminal is outside a predetermined area. , to curb fraudulent payments at payment terminals.
[Prior art documents]
[Patent Literature]
[Patent Document 1] Japanese Unexamined Patent Publication No. 2010-211412 [Summary of the Invention]
[Problems to be solved by the invention]
In Patent Document 1, when the payment terminal is within a predetermined area, by bringing the payment terminal closer to an information processing terminal such as a card, smart phone, or smartwatch that has an IC tag for electronic money built in, the IC tag is associated with electronic money. You can read the information and make a payment. However, there is a risk that payment will be made using the payment terminal without the owner of the information processing terminal, such as a card, smart phone, or smart watch having an IC tag for electronic money built in, recognizing it. Therefore, portable payment terminals are required to have higher security in order to prevent fraudulent payments.
SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and an object of the present invention is to improve security in a payment processing terminal that supports non-cash payments.
[Means to solve the problem]
(1) One aspect of the present embodiment is that the payment processing terminal includes a payment unit that performs payment processing based on payment information related to payment for a sale target, a detection unit that detects the amount of change in inclination of the payment processing terminal body, a determination unit that determines whether or not to interrupt the payment processing based on the amount of change in inclination of the payment processing terminal main body detected by the detection unit.
According to the above configuration, in the payment processing for purchasing the sale object, the payment processing is interrupted according to the amount of change in the inclination of the payment processing terminal main body. By doing so, it is possible to prevent fraudulent payments that are made without the owner of the electronic money being aware of it.
(2) An aspect of the present embodiment is the payment processing terminal according to (1), wherein the determination unit performs the determination process when the payment unit performs the payment processing by a wireless communication payment method. characterized by performing
According to the above configuration, when the payment method for purchasing the sales target is the wireless communication payment method, the payment processing is interrupted when the state of the payment processing terminal body changes. By doing so, it is possible to improve security without impairing convenience when performing settlement processing by the contact reading method or the magnetic reading method.
(3) An aspect of the present embodiment is the payment processing terminal according to (2), wherein the payment information includes method information related to a payment method, and the determination unit performs the payment based on the method information. It is characterized in that the unit determines whether or not to perform the payment processing by the wireless communication payment method.
According to the above configuration, when the payment method for purchasing the sales target is the wireless communication payment method, the payment processing is interrupted when the state of the payment processing terminal body changes. By doing so, it is possible to improve security without impairing convenience when performing settlement processing by the contact reading method or the magnetic reading method.
(4) An aspect of the present embodiment is the payment processing terminal according to any one of (1) to (3), wherein the payment unit, when the payment processing is interrupted, The payment processing is restarted when an operation for restarting the payment processing is performed on the terminal.
According to the above configuration, even if the payment process is interrupted, the interrupted payment process can be resumed by performing the restart operation. By doing so, it is possible to improve security in payment processing without impairing the convenience of the payment processing terminal.
(5) An aspect of the present embodiment is the payment processing terminal according to any one of (1) to (4), wherein when the determination unit determines to interrupt the payment processing, the It is characterized by comprising a notification unit for notifying that the settlement process is interrupted.
According to the above configuration, when the payment processing is to be interrupted according to the amount of change in the tilt of the payment processing terminal, it is notified that the payment processing is to be interrupted. By doing so, it is possible to warn the owner of the electronic money, etc., against fraudulent payment, and it is possible to further improve the security.
(6) One aspect of the present embodiment is that the payment program performs payment processing based on payment information related to payment for a sale target, detects the amount of change in inclination of the payment processing terminal main body, and performs the payment processing. performing determination processing for determining whether or not to suspend the payment processing based on the state of the payment processing terminal detected by a detection unit that detects the state of the terminal; .
According to the above configuration, similar to (1), in the payment processing for purchasing the sale object, the payment processing is interrupted according to the amount of change in the inclination of the payment processing terminal main body. By doing so, it is possible to prevent fraudulent payment made by bringing the payment processing terminal close to the IC tag of the electronic money without the owner of the electronic money recognizing it.

1 payment processing terminal 2 POS terminal device 51 display unit 52 operation reception unit 53 reading unit 54 sound generation unit 55 external connection unit 56 detection unit 56 sensor 110 communication control unit 120 payment unit 120 payment processing unit 130 processing continuation determination unit 140 operation display control Unit 150 Registration processing unit 210 Communication control unit 220 Operation display control unit 230 Registration processing unit 531 Magnetic reading unit 532 Contact reading unit 533 Wireless reading units 700A, 700B Settlement screen 800 Interruption screen 1000 Sales system

Claims (6)

a settlement unit that performs settlement processing based on settlement information related to settlement for sale;
a detection unit that detects the amount of change in inclination of the main body of the payment processing terminal;
a determination unit that performs determination processing for determining whether to interrupt the payment process based on the amount of change in the tilt of the payment processing terminal main body detected by the detection unit;
Payment processing terminal. The determination unit is
When the settlement unit performs the settlement process by a wireless communication settlement method, performing the determination process;
The payment processing terminal according to claim 1. The payment information includes method information regarding a payment method,
The determination unit is
determining whether the payment unit performs the payment processing by the wireless communication payment method based on the method information;
The payment processing terminal according to claim 2. The settlement unit
When the payment processing is interrupted, the payment processing is resumed when an operation to resume the payment processing is performed on the payment processing terminal;
The payment processing terminal according to any one of claims 1 to 3. A notification unit that notifies that the payment process will be interrupted when the determination unit determines that the payment process will be interrupted,
The payment processing terminal according to any one of claims 1 to 4. performing payment processing based on payment information related to payment for sale;
Detecting the amount of change in the inclination of the payment processing terminal main body;
performing determination processing for determining whether or not to interrupt the payment processing based on the state of the payment processing terminal detected by a detection unit that detects the state of the payment processing terminal;
A payment program that causes a computer to execute

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