JP2022146418A - Subscription information administrative server, subscription information administrative system and subscription information administrative method - Google Patents

Abstract

To provide a subscription information administrative server, a subscription information administrative system and a subscription information administrative method, capable of providing a subscription service using an existing deferred payment type electronic settlement system.SOLUTION: A subscription information administrative server 10 capable of providing a subscription service using an existing deferred payment type electronic settlement system includes: a communication part 11 for executing data communication between a user terminal 20 and an affiliated store terminal 30 via a communication network NW; a subscription administrative part 12 for, for example, managing subscription application information, subscription registration information and subscription affiliated store information; a display administrative part 13 for managing information to be displayed in the user terminal 20; an authority determination part 14 for executing an authority determination; and a claim processing part 15 for executing processing of a request for a credit card.SELECTED DRAWING: Figure 1

Description

The present invention relates to a subscription information management server, a subscription information management system and a subscription information management method.

Conventionally, there is known a subscription service that allows users to use content services such as movies for a certain period of time by paying a predetermined amount (Patent Document 1).

Japanese Patent Publication No. 2009-545787

However, in recent years, the reality is that the provision of subscription services at real stores, including restaurants, is increasing for reasons of developing new customer bases and securing stable earnings. Here, in order to provide a subscription service at a physical store, it is necessary to confirm whether the person is eligible for the subscription service, how to provide products and services to those who are eligible for the subscription service, etc. There is the problem of having to introduce new store operations and equipment.

The present invention has been made in view of the above-described problems, and an object of the present invention is to provide a subscription information management server capable of providing a subscription service using an existing deferred payment electronic payment system, a subscription information An object of the present invention is to provide a management system and a subscription information management method.

A subscription information management server according to the present invention includes a storage unit that stores subscription registration information of a user who uses postpaid electronic payment means, and sales information of products purchased by the user using postpaid electronic payment means. from a subscription member store; a determination unit that determines whether the user who purchased the product is a subscription subscriber using the sales information and the subscription registration information; a sales information generation unit that generates negative sales information when the user is a subscription subscriber as a result of determination; and a billing processing unit that uses the negative sales information to reduce the amount billed to the user. It is characterized by

The subscription information management server according to the present invention further includes a display management unit that displays a subscription application screen on the user terminal owned by the user, and the storage unit stores subscription member store information of the subscription member store. is further stored, and the display management unit identifies the user who is the target of the subscription based on the subscription member store information stored in the storage unit, and the user terminal of the identified user On the other hand, it is preferable that the subscription application screen is displayed.

The subscription information management server according to the present invention further comprises an authorization determination unit that performs authorization determination using the user's deferred payment electronic payment means information and the subscription application information acquired from the user terminal, and the authorization determination result is It is preferable that, if valid, the subscription application information is updated to the subscription registration information, and the authorization determination result can be transmitted to the user terminal.

In the subscription information management server according to the present invention, the billing processing unit is configured to calculate a billing amount using sales information when the user is not the subscription applicant. In the case of the subscription subscriber, it is preferable that the billing amount is calculated using the sales information and the negative sales information.

In the subscription information management server according to the present invention, the storage unit stores subscription period information, and is configured to calculate the target period of the user's subscription based on the subscription period information. preferably.

In the subscription information management server according to the present invention, the storage unit stores usage count information that defines the number of times the subscription can be used in one day, and the determination unit determines whether the user has purchased the subscription. It is preferable that when determining whether or not the user is an applicable person, it is determined whether or not the number of times the user uses the subscription exceeds the number of times the user can use the information on the number of times of use.

In the subscription information management server according to the present invention, the storage unit stores minimum purchase amount information for receiving application of the subscription, and the determination unit determines whether the user is the subscription applicant. When determining whether or not, it is preferable to determine whether or not the sales amount is equal to or greater than the minimum purchase amount of the minimum purchase amount information.

A subscription information management system according to the present invention includes the subscription information management server described above, a user terminal possessed by a user who uses postpaid electronic payment means, and a member store terminal possessed by a subscription member store, The user terminal is configured to be able to transmit subscription application information to the subscription information management server when the user subscribes to a subscription, and the subscription information management server receives the acquired subscription application information. to create subscription registration information and store the subscription registration information, and the member store terminal stores sales information of products purchased by the user using postpaid electronic payment means in the subscription information It is configured to be able to transmit to a management server, and the subscription information management server uses the subscription registration information and the sales information to determine whether the user is the subscription applicant, If the result of the determination is that the user is a subscriber, negative sales information is generated, and the amount billed to the user is reduced using the negative sales information. .

A subscription information management method according to the present invention is a subscription information management method using the above-described subscription information management server, wherein subscription registration information of a user who uses postpaid electronic payment means is stored in the storage unit. an acquisition step of acquiring sales information of a product purchased by said user using a deferred payment electronic payment means from a subscription member store; a determination step of determining whether or not the user who made the purchase is a subscription subscriber; and a sales information generation step of generating negative sales information if the user is a subscription subscriber as a result of the determination. and a billing processing step of reducing the amount billed to the user by using the negative sales information.

According to the present invention, it is possible to provide a subscription information management server, a subscription information management system, and a subscription information management method capable of providing a subscription service using an existing deferred payment electronic settlement system.

It is a figure showing an outline of a subscription information management system concerning this embodiment. It is a figure which shows the outline|summary structure of the subscription management part which concerns on this embodiment. It is a figure which shows the outline|summary structure of the display management part which concerns on this embodiment. 4 is a diagram showing a schematic configuration of an authorization determination unit according to the embodiment; FIG. It is a figure which shows the outline|summary structure of the billing process part which concerns on this embodiment. It is a figure which shows an example of the 1st database concerning the subscription management part which concerns on this embodiment. It is a figure which shows an example of the 2nd database concerning the subscription management part which concerns on this embodiment. It is a figure which shows an example of the 3rd database concerning the subscription management part which concerns on this embodiment. It is a figure which shows an example of the 4th database concerning the subscription management part which concerns on this embodiment. 10 is a flow chart showing the flow of applying for a subscription at a subscription member store in the subscription information management method according to the present embodiment; 6 is a flow chart showing the flow of a user's application for subscription in the subscription information management method according to the present embodiment. 6 is a flow chart showing the flow of settlement processing of the subscription information management method according to the present embodiment; It is a figure which shows an example of the subscription application screen displayed on the user terminal which concerns on this embodiment. FIG. 5 is a diagram showing an example of an authorization determination result displayed on the user terminal according to the embodiment;

Preferred embodiments for carrying out the present invention will be described below with reference to the drawings. In addition, the following embodiments do not limit the invention according to each claim, and not all combinations of features described in the embodiments are essential for the solution of the invention. . Further, in this embodiment, the scale and dimensions of each component may be exaggerated, and some components may be omitted.

As shown in FIG. 1, the subscription information management system 1 according to the present embodiment includes a subscription information management server 10 managed by a company that provides deferred payment electronic payment means, and a user who uses the postpaid electronic payment means (hereinafter referred to as , in this specification, simply referred to as a “user”) and a member store terminal 30 possessed by a subscription member store.

Here, post-payment type electronic payment means means payment means in which payment processing is automatically performed after a predetermined period of time has passed since the receipt of the product. exemplified.

A subscription member store is a store that has applied for a subscription service (hereinafter simply referred to as “subscription” in this specification) and has registered for subscription.

In the following, the subscription information management system 1 intended for credit card users will be described in the present embodiment, but the present invention is not limited to this, and may be intended for, for example, post-pay type electronic money users.

Schematically, the subscription information management system 1 according to the present embodiment is configured such that, after the user purchases a product using a credit card, the sales information of the product purchased by the user using the credit card is sent to the member store terminal 30. to the subscription information management server 10, and the subscription information management server 10 uses the subscription registration information and the sales information to determine whether or not the user is a subscriber, and the result of the determination and, if the user is a subscriber, generating negative sales information and using the negative sales information to reduce a credit card charge to the user.

Here, the subscription registration information is information assigned to each user and created using subscription application information. Specifically, when the result of the authorization determination described later is valid, the information in the state (8) of the DB 3 storing the subscription application information described later is updated to, for example, "confirmed". Further, the subscription application information is information transmitted from the user terminal 20 when the user subscribes to the subscription. information that has not been Further, the sales information is information transmitted from the member store terminal 30, and includes at least information on (1) credit card number, (2) sales date, (3) member store terminal number, and (4) sales amount. include.

[Configuration of subscription information management server]
As shown in FIG. 1, the subscription information management server 10 is a server that manages subscription information of credit card users, etc., and is capable of data communication with user terminals 20 and member store terminals 30 via a communication network NW. is configured to

Specifically, the subscription information management server 10 includes a communication unit 11 for data communication with the user terminal 20 and the member store terminal 30 via the communication network NW, subscription application information, subscription registration information and subscription information. A subscription management unit 12 for managing subscription member store information, etc., a display management unit 13 for managing information displayed on the user terminal 20, an authorization determination unit 14 for performing authorization determination, a credit and a billing processing unit 15 for billing the card.

The subscription information management server 10 may be a single server having the functions of the communication unit 11, the subscription management unit 12, the display management unit 13, the authorization determination unit 14, and the billing processing unit 15. A management server having the function of the application management unit 12, a display server having the function of the display management unit 13, an authorization server having the function of the authorization determination unit 14, and a billing processing server having the function of the billing processing unit 15 communicate with each other. A group of servers interconnected via a network NW may also be used. In the latter case, the management server may have DB1 to DB4, which will be described later, and DB1 may be linked from the management server to the display server to execute display processing of a subscription application screen, which will be described later.

In this specification, the term "subscription information management server" includes both the above-described single server and server group.

[Configuration of communication part]
The communication unit 11 is configured to be capable of data communication with the user terminal 20 and the member store terminal 30 via the communication network NW, and is composed of various communication devices such as a modem. In addition, in the subscription information management server 10 according to the present embodiment, the communication unit 11 can employ various known communication means, so detailed description thereof will be omitted.

[Configuration of subscription management part]
As shown in FIG. 2, the subscription management unit 12 includes an acquisition unit 12a that acquires sales information and the like, a storage unit 12b that stores subscription application information, subscription registration information, and subscription member store information, and a subscription application unit 12b. a sales information generation unit 12d for generating negative sales information; a transmission unit capable of transmitting information to the display management unit 13, the authorization determination unit 14, and the billing processing unit 15. 12e.

Here, the subscription member store information is information assigned to each subscription member store. and member store terminal information with terminal 30 information.

The acquisition unit 12a is configured to be able to acquire subscription application information from the user terminal 20 via the communication unit 11, and is configured to be able to acquire subscription member store information and sales information from the member store terminal 30. .

Specifically, the acquisition unit 12 a is configured to acquire subscription application information from the display management unit 13 and to acquire authorization determination results from the authorization determination unit 14 . It is also configured to acquire subscription member store information and sales information from the billing processing unit 15 .

The storage unit 12b is configured to store subscription application information, subscription registration information, and subscription member store information. Specifically, the storage unit 12b stores a first database (DB1) that stores member store information out of the subscription member store information, and a second database (DB1) that stores member store terminal information out of the subscription member store information. database (DB2), a third database (DB3) that stores subscription application information and subscription registration information, and a fourth database that stores transaction target person information created by a sales information generation unit 12d described later. (DB4).

Here, the transaction target party information is the information on the subscriber and the information on the content of the subscription used by the subscription subscriber.

As shown in FIG. 6, DB1 is configured to store member store information, specifically, (1) service No.; (2) Eligible merchants, (3) Sales period, (4) Subscription period, (5) Service content, (6) Sales price, (7) Target audience, (8) Information materials for members, ( 9) registration information, (10) deletion date, and (11) status.

(1) Service No. stores the subscription number. (2) Target member stores are classified into "member store number", "member store name", and "subscription member store number", and each information is stored. (3) The sales period is data classified into "start" and "end", and information on the sales start time and the sales end time of the subscription is stored. (4) The subscription period is categorized into "start condition", "number of days condition", "period", "start of use" and "end of use". Information related to the condition of the calculation start date of the subscription period, such as the start of calculation, is stored, and information of the period unit (for example, day or month) is stored in the "number of days condition". Also, the "period" stores a specific period value, and the "usage start" and "usage end" store the dates of the start and end of use of the subscription, respectively. In addition, when the period is specified by "Condition of number of days" and "Period", data is not stored in "Start of use" and "End of use", and the period is specified by "Start of use" and "End of use". When specified, no data is stored in "days condition" and "period".

(5) The service content is classified into data of "minimum purchase amount", "discount amount" and "number of times of use", and "minimum purchase amount" stores information on the minimum purchase amount to apply for subscription. , "Discount amount" stores information on the discount amount when the subscription is applied, and "Number of uses" stores information on the number of times of use that determines the number of times the subscription can be used per day. (6) Selling price stores information about the selling price of the subscription. (7) Subject stores information for specifying subscribers from among users, such as targeting all members or specific members.

In this embodiment, the (5) service content of the DB 1 is configured to store the information of the "minimum purchase amount" and the "number of times of use", but is not limited to this, and the "minimum purchase amount" and "number of times of use" may not be stored.

(8) Information about the material of the subscription application screen is stored in the member guide material. For example, advertisement images embedded in the application screen are stored in various formats such as JPEG and PDF. (9) Registration information is categorized into "registration date" and "approval date". The date when the application was approved is stored. (10) The date of deletion is classified into "date of registration" and "date of approval". stores the date when the registration deletion application was approved. (11) State stores information about the status of subscription registration and application of the subscription member store.

As shown in FIG. 7, the DB 2 is configured to store member store terminal information. (2) member store terminal number, (3) terminal installation location, and (4) subscription registration date.

(2) Member store terminal number stores the number of the member store terminal 30 installed at the subscription member store; (3) Terminal installation location stores the installation location of the member store terminal 30; 4) The subscription registration date stores the same date as the date stored in the "registration date" of (9) registration information in DB1.

In the present embodiment, the DB 2 stores the number of the member store terminal 30 installed at the subscription member store in the item (2) member store terminal number, but the present invention is not limited to this. , any information that can identify whether the store that sells the product is a subscription member store.

As shown in FIG. 8, the DB 3 is configured to store subscription application information and subscription registration information. (2) credit card number, (3) application date and time, (4) service number. , (5) target period, (6) subscribing member store number, (7) sales price, (8) status, and (9) approval number.

(1) Application No. stores the application number of the user's subscription. (2) Credit card number stores the user's credit card number. (3) The application date and time stores the date of the application. (4) Service No. contains (1) service No. of DB1. The same number is stored as (5) The target period is categorized into "start date" and "end date" data, "start date" stores information on the start date of the subscription, and "end date" stores the end of use of the subscription. Information about the day is stored. (6) Member store number for subscribing stores the same number as the number of (2) “Member store number for subscribing” of the target member store in DB1.

In this embodiment, the DB 3 stores the user's credit card number in the item (2) credit card number. As long as it can be specified, for example, the user's name and the like may be stored as information.

(7) Sales price stores the same information as (6) Sales price of DB1. (8) The status stores information on whether or not the user's subscription to the subscription is confirmed, such as "confirmed", "purchase not possible", "waiting for approval response", and information on the status of authorization judgment. be done. (9) Approval number stores the approval number of the application when the application is confirmed.

Also, the target period of the user's subscription stored in (5) target period of DB3 is configured to be calculated based on the information of (4) subscription period of DB1.

Specifically, (5) target period of DB3 is defined as (4) subscription of DB1 when information is stored in "start of use" and "end of use" of (4) subscription period of DB1. The date and time of "start of use" of the period is automatically inserted into the "start date" of the (5) target period of DB3, and the date and time of "end of use" of the (4) subscription period of DB1 is automatically inserted into (5) of DB3. It is automatically inserted in the "end date" of the period. On the other hand, if information is not stored in (4) "start of use" and "end of use" of the subscription period of DB1, but information is stored in "condition of number of days" and "period", (4) Based on the information stored in the "start condition" of the subscription period, the "start date" of the (5) target period of DB3 is specified and automatically inserted, and the "start date" and DB1 (4) Based on the information stored in the "day condition" and "period" of the subscription period, (5) "end date" of the target period of DB3 is calculated and automatically inserted.

Furthermore, the (8) state of DB3 is configured so that the user's subscription status is updated based on the result of the authorization judgment described later, and (9) the approval number is updated based on the update. Configured to create an authorization number.

As shown in FIG. 9, the DB 4 is configured to store transaction target party information, specifically, (1) transaction No.; (2) credit card number, (3) member store terminal number used, (4) sales date, (5) sales amount, (6) service number. , (7) generation date of negative sales information, (8) membership store number for subscribing, and (9) discount amount.

(1) Transaction No. contains the number of transactions between users and subscription merchants. The (2) credit card number stores the same number as the (2) credit card number stored in the DB 3 . (3) Member store terminal number used stores the same number as (2) Member store terminal number stored in DB2. In (4) sales date, (2) sales date information of the sales information is stored. (5) Sales amount stores the same information as (4) Sales amount included in the sales information. (6) Service No. contains (1) service No. stored in DB1 or the like. The same number is stored as (7) Negative sales information generation date stores the date when negative sales information, which will be described later, was generated. (8) Member store number for subscribing stores the same information as the information of (2) “Member store number for subscribing” of the target member store stored in DB1. (9) The discount amount stores the same information as the information of "discount amount" of (5) service contents stored in DB1.

The (7) minus sales information generation date of the DB 4 is configured to update the (7) minus sales information generation date information when the sales information generation unit 12d, which will be described later, generates the minus sales information. there is

The determination unit 12c is configured to determine whether or not the user who purchased the product is a subscription recipient using the sales information and the subscription registration information. Specifically, the determination unit 12c determines whether the sales information acquired by the acquisition unit 12a matches the information included in the subscription member store information and the subscription registration information stored in the storage unit 12b. is configured to determine

In addition, when determining whether the user is a subscription subscriber, the determination unit 12c determines whether the user's subscription usage count is the number of usages stored in the DB 1 (5) service content "number of usages". It is configured to determine whether or not the available number of times of the number of times information is exceeded.

Furthermore, when determining whether or not the user is a subscriber, the determination unit 12c determines that (4) the sales amount included in the sales information is the "minimum purchase amount" of (5) service content in the DB1. It is configured to determine whether or not it is equal to or greater than the minimum purchase amount of the stored minimum purchase amount information.

The sales information generation unit 12d is configured to generate minus sales information when the user is a subscription subscriber as a result of determination by the determination unit 12c. Specifically, as a result of the determination, if the user is a subscription subscriber, the sales information generation unit 12d creates target person transaction information, and based on the target transaction information and the subscription member store information , is configured to generate negative sales information.

Here, the minus sales information is information including discount amount information according to the subscription used by the user. Specifically, (1) credit card number, (2) sales date, (3) subscription (4) Member store name; (5) Discount amount information.

The sales information generating unit 12d is configured to generate negative sales information so that (5) the discount amount of the negative sales information does not exceed the (4) sales amount of the sales information.

The transmission unit 12e is configured to transmit the subscription member store information and the authorization determination result to the display management unit 13, and is configured to transmit the subscription application information to the authorization determination unit 14. It is It is also configured to transmit subscription registration information and negative sales information to the billing processing unit 15 .

[Configuration of display management part]
As shown in FIG. 3 , the display management unit 13 is configured to display a subscription application screen on the user terminal via the communication unit 11 . Specifically, it includes a receiving unit 13a that receives subscription member store information and the like, a transmitting unit 13b that transmits subscription application information and the like, and a specifying unit 13c that specifies users to be subscribed.

The receiving unit 13 a is configured to receive subscription member store information and authorization determination results from the subscription managing unit 12 . Also, it is configured to acquire subscription application information from the user terminal 20 via the communication unit 11 .

The transmission unit 13b is configured to be able to transmit a subscription application screen and an authorization determination result to the user terminal 20, and is configured to transmit subscription application information to the subscription management unit 12. there is

The specifying unit 13c specifies a user to be subscribed based on the subscription member store information stored in the storage unit 12b, and causes the user terminal 20 of the specified user to display a subscription application screen. is configured as

Specifically, based on the information stored in (7) target person of DB1, the user who is the target of the subscription is specified, and based on the guidance information for members included in the subscription member store information, the user terminal 20 to send a subscription application screen.

[Configuration of Authorization Determination Unit]
The authorization determination unit 14 is configured to perform authorization determination using credit card information (postpaid electronic payment method information) and subscription application information, and to transmit the result of the authorization determination to the subscription management unit 12. there is

Specifically, as shown in FIG. 4, the authorization determination unit 14 includes a credit management unit 14a that stores credit card information, a reception unit 14b that receives subscription application information from the subscription management unit 12, and a credit card Based on the information and the subscription application information, a determination execution unit 14c that executes authorization determination, and a transmission unit 14d that transmits the results of the authorization determination to the subscription management unit 12 are provided. Since the authorization determination unit 14 can employ various known modes, detailed description thereof will be omitted.

[Billing processing department configuration]
The billing processing unit 15 is configured to reduce the amount billed to the user by credit card using the negative sales information. In addition, the billing processing unit 15 is configured to calculate the billing amount based on the sales information when the user who purchased the product is not a subscription subscriber. , the billing amount is calculated using the sales information and the negative sales information.

Specifically, as shown in FIG. 5, the billing processing unit 15 includes a receiving unit 15a that receives subscription member store information and the like, a calculating unit 15b that calculates the billed amount, and a transmitting unit that transmits the billed amount and the like. 15c.

The receiving unit 15a is configured to receive subscription member store information and sales information from the member store terminal 30, and is configured to receive subscription registration information and negative sales information from the subscription management unit 12. there is

The calculating unit 15b is configured to execute billing amount calculation processing for calculating the billing amount when the user subscribes to the subscription based on the (7) selling price of the subscription registration information received from the subscription management unit 12. there is Further, as a result of determination by the determining unit 12c, if the user is not a subscription subscriber, the billing amount calculation process for calculating the billing amount based on the sales information (4) sales amount is executed. If the user is a subscription subscriber, subtract the (5) discount amount in the negative sales information from the (4) sales amount in the sales information to calculate the billed amount. is configured to

[User terminal configuration]
As shown in FIG. 1, the user terminal 20 is, for example, a mobile terminal such as a smart phone (tablet terminal), and is generally configured to transmit subscription application information and the like.

Specifically, the user terminal 20 includes a communication unit 21 that can communicate with the subscription information management server via the communication network NW, an operation unit 22 that receives user operations, and a display that displays a subscription application screen and the like. and a management unit 23 . In addition, since these functions provided in the user terminal 20 can divert the functions normally possessed by a mobile terminal such as a smart phone, a detailed description thereof will be omitted.

[Merchant terminal configuration]
As shown in FIG. 1, the member store terminal 30 is a terminal managed by the subscription member store. It is composed of a reading terminal 37 for reading and the like.

The sales management terminal 31 consists of a desktop or notebook personal computer or a tablet terminal. etc., a display unit 34 for displaying sales data, etc., a sales management unit 35 for managing and aggregating sales data, etc., and a settlement processing unit 36 for performing settlement processing. Since these functions of the sales management terminal 31 can be diverted from the functions normally possessed by a personal computer or the like, a detailed description thereof will be omitted.

The reading terminal 37 is composed of various terminals such as a credit terminal, for example, and is configured to be connectable to the sales management terminal 31 by wire. Specifically, the reading terminal 37 includes a communication unit 38 capable of communicating with the sales management terminal 31 by wire, a reading unit 39 capable of reading credit card information, a display unit 40 displaying an operation screen and the like, and a reading terminal 37. and an operation unit 41 capable of operating the . It should be noted that these functions of the reading terminal 37 can be diverted from the functions normally possessed by a credit card terminal or the like, so detailed description thereof will be omitted.

[Subscription information management method]
Next, a subscription information management method using the subscription information management system 1 according to this embodiment will be described with reference to FIGS. 10 to 12. FIG. The subscription information management method according to the present embodiment generally includes a subscribing process for a subscription member store (FIG. 10), a user's subscribing process (FIG. 11), and a process for a user to purchase a product. It consists of a settlement process (Fig. 12) that is executed when a transaction is made.

[Subscription merchant subscription process]
First, the subscribing process of a subscription member store will be described with reference to FIG. A subscription member store applies for a subscription using a member store terminal 30 installed at the subscription member store. The member store terminal 30 then transmits the subscription member store information to the billing processing unit 15 (S1). The billing processing unit 15 receives the subscription member store information from the member store terminal 30 (S2), and transmits the received subscription member store information to the subscription management unit 12 (S3). The subscription management unit 12 acquires the subscription member store information from the billing processing unit 15 (S4), stores the subscription member store information in DB1 and DB2 of the storage unit 12b, and completes subscription registration. .

Next, the subscription management unit 12 transmits the acquired subscription member store information to the display management unit 13 (S5). The display management unit 13 receives the subscription member store information from the subscription management unit 12 (S6), and uses the information for specifying the subscriber target person included in the received subscription member store information to perform the subscription. A target person is specified (S7). In addition, the display management unit 13 transmits subscription application information to the user terminal 20 possessed by the user according to the information of the guidance material for members included in the subscription member store information (S8). Then, as shown in FIG. 13, a subscription application screen is displayed on the display screen of the user terminal 20 (S9).

[Subscription process for users]
Next, the process of applying for a subscription by a user will be described with reference to FIG. 11 . The user operates the user terminal 20 according to the subscription application screen displayed on the user terminal 20, and the user terminal 20 transmits subscription application information to the display management unit 13 (S10). The display management unit 13 receives subscription application information from the user terminal 20 (S11), and transmits the received subscription application information to the subscription management unit 12 (S12). Then, the subscription management unit 12 acquires the subscription application information from the display management unit 13 (S13), and stores the acquired subscription application information in the DB3 of the storage unit 12b.

The subscription management unit 12 transmits the subscription application information stored in the storage unit 12b to the authorization determination unit 14 (S14). The authorization determination unit 14 receives the subscription application information from the subscription management unit 12 (S15), and uses the received subscription application information and the user's credit card information stored in the credit management unit 14a to perform authorization. Determination is executed (S16). After the authorization judgment, the authorization judgment result is transmitted to the subscription management unit 12 (S17).

The subscription management unit 12 acquires the authorization determination result from the authorization determination unit 14 (S18), and if the authorization determination result is valid, the information in the state (8) of the DB3 in the storage unit 12b is set to "confirmed". (S19). Then, the storage unit 12b stores the updated information as subscription registration information, and transmits the authorization determination result to the display management unit 13 (S20). The display management unit 13 receives the authorization determination result from the subscription management unit 12 (S21), and transmits the received authorization determination result to the user terminal 20 (S22). As a result, as shown in FIG. 14, the authorization determination result is displayed on the display screen of the user terminal 20 (S23).

Further, when the authorization determination result is valid, the subscription management unit 12 selects (2) credit card number, (3) application date and time, ( 6) The member store number for subscribing, (7) the sales price, and (9) the approval number are transmitted to the billing processing unit 15 (S24). The billing processing unit 15 receives these pieces of information (S25), executes a billing amount calculation process for calculating the billing amount based on (7) sales price information among the received information, and performs a billing amount calculation process. A subscription payment process is executed for the store (S26), and a subscription billing process is executed for the user (S27). This completes the registration of the user to the subscription.

[Payment process]
Next, the settlement process will be explained using FIG. First, after a user purchases a product using a credit card at a subscription member store, the sales information collected by the member store terminal 30 is transmitted from the member store terminal 30 to the billing processing unit 15 ( S28). The billing processing unit 15 receives sales information from the member store terminal 30 (S29), and transmits the received sales information to the subscription management unit 12 (S30).

The subscription management unit 12 acquires sales information (S31), and uses the received sales information and the subscription member store information and subscription registration information stored in the storage unit 12b to determine whether the user who purchased the product A determination is made as to whether or not the subscriber is a subscriber (S32).

The subscription management unit 12 first stores the combination of (1) credit card number and (2) sales date in the acquired sales information as information stored in (2) credit card number in DB 3 and (5) in DB 3. A determination is made as to whether or not the combination of information stored in the target period matches. As a result of the determination, if the information matches, (4) Service No. of DB3 is displayed. Get the target subscription number from .

Next, the combination of (3) member store terminal number of the sales information and the subscription number acquired from DB3 is combined with the number stored in (2) member store terminal number of DB2 and (1) service No. of DB2. , to determine whether it matches the combination of subscription numbers stored in . As a result of the determination, if the information matches, (1) Service No. of DB2. Get the target subscription number from .

Next, the combination of sales information (1) credit card number, (2) sales date and subscription number acquired from DB2 is (2) credit card number, (4) sales date and (6) service number in DB4 . Then, it is determined whether or not the number of times of use stored in the DB 1 (5) "number of times of use" of the service contents is exceeded the number of times of use that can be used.

Finally, it is determined whether or not the (4) sales amount of the sales information is greater than or equal to the amount stored in the "minimum purchase amount" of (5) service contents in the DB1.

If the result of the determination is that the user is a subscriber, the sales information generation unit 12d creates target transaction information, and the storage unit 12b stores the target transaction information in the DB4. Next, the sales information generating unit 12d generates negative sales information using the target transaction information and the member store information stored in the DB1 of the storage unit 12b (S33), and sends the negative sales information to the transmitting unit 12e. to the billing processing unit 15 (S34).

The billing processing unit 15 receives the negative sales information from the sales information generating unit 12d (S35), and calculates the billed amount by subtracting the (5) discount amount of the negative sales information from the (4) sales amount of the sales information. Calculation processing is executed (S36). Then, based on the calculated amount, a subscription payment process is executed for the subscription member store (S37), and a subscription billing process is executed for the user (S38).

[Advantages of the subscription information management system 1 according to the present embodiment]
As described above, the subscription information management system 1 according to the present embodiment includes the storage unit 12b that stores subscription registration information of a user (for example, a credit card user) who uses postpaid electronic payment means, An acquisition unit 12a that acquires sales information of a product purchased using a deferred payment electronic payment method (for example, a credit card) from a subscription member store, and a user who purchases the product using the sales information and subscription registration information. A determination unit 12c that determines whether the user is a subscription subscriber, a sales information generation unit 12d that generates negative sales information when the user is a subscription subscriber as a result of the determination, and negative sales information and a billing processing unit 15 for reducing the amount billed to the user (for example, the amount billed by a credit card).

According to the subscription information management system 1 as described above, the subscription registration information managed in the subscription information management server 10 is transmitted by the member store terminal 30 sending the sales information of the postpaid electronic payment (credit payment). is used to determine whether or not the user who purchased the product is a subscriber, and the billed amount after deducting the discount amount is calculated. This allows subscription merchants to provide subscription services using existing deferred payment electronic payment systems (for example, credit card payment systems) without introducing new operations or equipment.

The subscription information management system 1 according to the present embodiment further includes a display management unit 13 that displays a subscription application screen on the user terminal 20 owned by the user, and the storage unit 12b stores the subscription information of the subscription member store. The display management unit 13 further stores subscription member store information, and based on the subscription member store information stored in the storage unit 12b, the display management unit 13 specifies a user who is a target of the subscription, and displays the user terminal 20 of the specified user. is configured to display a subscription application screen.

According to the subscription information management system 1 as described above, the user can select the subscription service displayed on the screen of the user terminal 20 without searching for the subscription service that the user wants. You can apply for a subscription service in a very simple way by selecting the service you need. As a result, it is possible to encourage users to use the subscription service.

Further, the subscription information management system 1 according to the present embodiment is configured such that the storage unit 12b stores subscription period information, and the target period of the user's subscription is calculated based on the subscription period information. It is

According to the subscription information management system 1 as described above, the period during which the user can use the subscription service (target period) is automatically calculated, so that the service can be provided quickly and appropriately.

Furthermore, in the subscription information management system 1 according to the present embodiment, the storage unit 12b stores usage count information that defines the number of times the subscription can be used in one day, and the determination unit 12c determines whether the user is a subscription subscriber, it is determined whether the number of times the user has used the subscription exceeds the number of times the user can use the subscription.

According to the subscription information management system 1 as described above, it is possible to prevent users from excessively using the service, and to appropriately provide the subscription service.

In addition, in the subscription information management system 1 according to the present embodiment, the storage unit 12b stores minimum purchase amount information for receiving application of the subscription, and the determination unit 12c determines whether the user is a subscription applicant. When determining whether or not there is, it is configured to determine whether or not the sales amount is equal to or greater than the minimum purchase amount of the minimum purchase amount information.

According to the subscription information management system 1 as described above, it is possible to automatically calculate whether or not the user's product purchase amount exceeds the minimum purchase amount, thereby preventing erroneous application of the service.

Further, the subscription information management system 1 according to the present embodiment includes a subscription information management server 10, a user terminal 20 possessed by a user (for example, a credit card user) who uses a deferred payment type electronic payment method, and a subscription member. The user terminal 20 is configured to be able to send subscription application information to the subscription information management server 10 when the user subscribes to a subscription. The management server 10 uses the acquired subscription application information to create subscription registration information and stores the subscription registration information. ) can be sent to the subscription information management server 10, and the subscription information management server 10 uses the subscription registration information and the sales information to allow the user to apply the subscription. If the user is a subscription subscriber as a result of the determination, negative sales information is generated, and the negative sales information is used to calculate the amount billed to the user (e.g., credit card billing amount).

According to the subscription information management system 1, users and subscription merchants can use and provide subscriptions simply by performing normal postpaid electronic payment transactions (for example, credit payment transactions). . Therefore, the convenience of subscribing for users and subscription merchants is improved.

[Modification]
Although the preferred embodiments of the present invention have been described above, the technical scope of the present invention is not limited to the scope described in the above-described embodiments. Various modifications or improvements can be added to each of the above embodiments.

For example, in the above-described embodiment, the subscription member store information includes discount amount information. Also, for example, a mode may be adopted in which a discount condition is included such that the discount amount varies when the service is used multiple times.

In the above-described embodiment, the subscription member store information includes subscription period information for determining the user's subscription target period, but is not limited to this. , a usage date condition that specifies the user's subscription usage date, such as a day of the week or a time slot.

In the above-described embodiment, the description is based on the premise that the user is a single user. However, the present invention is not limited to this. It is good also as an aspect which can be shared. Also, a configuration may be adopted in which the right of the subscription service can be exercised in both the credit card owned by the credit card contractor and the credit card owned by the contractor's family (so-called family card).

In the above-described embodiment, the subscription member store information includes usage count information, and the determining unit 12c is configured to determine whether or not the user's subscription usage count exceeds the usage count of the usage count information. However, it is not limited to this, and for example, it includes information on the minimum number of times of use in addition to the number of times it can be used, and when the user purchases the product a certain number of times, the service can be provided or discount conditions (discount amount etc.) may be executed.

In the above-described embodiment, it is assumed that the service can be provided at the time of using a single subscription member store. It is also possible to adopt a mode in which the service can be provided at the time of the request.

In the above-described embodiment, the discount amount is described as being fixed, but it is not limited to this, and is based on predetermined conditions such as using multiple member stores, using railways, purchasing a commuter pass, etc. By satisfying the condition, the discount conditions such as the discount amount may be changed or the service may be provided. Alternatively, the discount conditions (discount amount, etc.) may vary with a certain probability.

In the above-described embodiment, the service can be provided by purchasing a product that exceeds the minimum purchase amount, but this is not a limitation, and for example, the target product specified by the subscription member store A mode in which the service can be provided by purchasing may be adopted. In this case, whether or not the target product has been purchased is determined by, for example, displaying a matrix-type two-dimensional code or the like on the screen of the user terminal 20, reading the code on the member store terminal 30 side, and reading the code on the member store terminal 30 side. , adding information as to whether or not the target product has been purchased, sending the data to the subscription information management server 10, and determining whether or not the target product has been purchased in the subscription information management server 10. However, it is not limited to this.

In the above-described embodiment, the user is described as being able to receive the subscription service within the subscription target period, but is not limited to this, for example, only the number of times specified by the subscription member A mode in which a service can be provided (a coupon service) may be adopted.

It is clear from the description of the scope of claims that modifications such as those described above are included in the scope of the present invention.

1 subscription information management system 10 subscription information management server 11 communication unit 12 subscription management unit 12a acquisition unit 12b storage unit 12c determination unit 12d sales information generation unit 12e transmission unit 13 display management unit 13a reception unit 13b transmission unit 13c identification unit 14 authorization determination unit 14a credit management unit 14b reception unit 14c determination execution unit 14d transmission unit 15 billing processing unit 15a reception unit 15b calculation unit 15c transmission unit 20 user terminal 21 communication unit 22 operation unit 23 display management unit 30 member store terminal 31 sales Management terminal 32 communication unit 33 operation unit 34 display unit 35 sales management unit 36 settlement processing unit 37 reading terminal 38 communication unit 39 reading unit 40 display unit 41 operation unit NW communication network

Claims (9)

a storage unit for storing subscription registration information of a user who uses postpaid electronic payment means;
an acquisition unit that acquires sales information of a product purchased by the user using a deferred payment electronic payment means from a subscription member store;
a determination unit that determines whether the user who purchased the product is a subscription subscriber, using the sales information and the subscription registration information;
a sales information generating unit that generates negative sales information when the user is a subscription subscriber as a result of the determination;
A subscription information management server, comprising: a billing processing unit that reduces an amount billed to the user by using the negative sales information. further comprising a display management unit that displays a subscription application screen on a user terminal owned by the user;
The storage unit further stores subscription member store information of the subscription member store,
The display management unit identifies the user to be subscribed based on the subscription member store information stored in the storage unit, and sends the subscription to the user terminal of the identified user. 2. The subscription information management server according to claim 1, wherein the subscription information management server is configured to display an application screen. further comprising an authorization determination unit that performs authorization determination using the user's deferred payment electronic payment method information and the subscription application information obtained from the user terminal;
wherein, when the authorization judgment result is valid, the subscription application information is updated to the subscription registration information, and the authorization judgment result can be transmitted to the user terminal. 3. The subscription information management server according to claim 1 or 2. The billing processing unit is configured to calculate a billing amount using sales information when the user is not the subscription subscriber,
4. Any one of claims 1 to 3, wherein the billing amount is calculated using the sales information and the negative sales information when the user is the subscription subscriber. Subscription information management server described in the section. The storage unit stores subscription period information,
The subscription information management server according to any one of claims 1 to 4, wherein the subscription period of the user is calculated based on the subscription period information. The storage unit stores usage count information that defines the number of times the subscription can be used per day,
When determining whether the user is the subscriber, the determining unit determines whether the number of times the user uses the subscription exceeds the number of times the user can use the information about the number of times of use. The subscription information management server according to any one of claims 1 to 5, characterized by being configured as follows. The storage unit stores minimum purchase amount information for applying the subscription,
When determining whether the user is the subscriber, the determination unit determines whether the sales amount is equal to or greater than the minimum purchase amount of the minimum purchase amount information. 7. The subscription information management server according to any one of claims 1 to 6, wherein: a subscription information management server according to any one of claims 1 to 7;
a user terminal possessed by a user who uses postpaid electronic payment means;
Equipped with a merchant terminal owned by a subscription merchant and
The user terminal is configured to be able to transmit subscription application information to the subscription information management server when the user subscribes to a subscription,
The subscription information management server creates subscription registration information using the acquired subscription application information and stores the subscription registration information,
The member store terminal is configured to be able to transmit sales information of a product purchased by the user using postpaid electronic payment means to the subscription information management server,
The subscription information management server,
using the subscription registration information and the sales information to determine whether the user is the subscription subscriber;
As a result of the determination, if the user is a subscriber, generating negative sales information;
A subscription information management system, wherein the negative sales information is used to reduce the amount billed to the user. A subscription information management method using the subscription information management server according to any one of claims 1 to 7,
a storage step of storing subscription registration information of a user who uses postpaid electronic payment means in the storage unit;
an acquisition step of acquiring sales information of the product purchased by the user using the deferred payment electronic payment means from a subscription member store;
a determination step of determining whether or not the user who purchased the product is a subscription subscriber, using the sales information and the subscription registration information;
a sales information generating step of generating negative sales information when the user is a subscription subscriber as a result of the determination;
and a billing processing step of using the negative sales information to reduce the amount billed to the user.

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