JP2021117604A - Automated teller machine, discharge method, and program - Google Patents

Abstract

To provide an automated teller machine capable of providing high quality banknotes at low cost.SOLUTION: An automated teller machine 1 includes: an input unit 14 that inputs transaction details of a user; a display unit 13 that displays information as a function of transaction details; a cash storage unit 19 that stores cash deposited and the cash to be withdrawn; and a control unit 10 that performs processing as a function of the transaction details. The control unit 10 includes: an image example control unit 43 that controls the display of an image example of a banknote as a function of the quality of the banknote; a quality acceptance unit 44 that accepts selection as a function of the quality corresponding to the image example of the banknote displayed by the control unit 43; and a banknote discharge unit 46 that discharges the banknote of the quality accepted by the quality acceptance unit 44.SELECTED DRAWING: Figure 4

Description

The present invention relates to automated teller machines, payout methods and programs.

Conventionally, for marriages, celebrations and other ceremonies, users may need clean banknotes without creases or wrinkles, that is, high-quality banknotes. In that case, the user issued a new ticket (new bill) through a money changer or a bank counter. For example, a technology for a money changer that issues new tickets has been proposed (see Patent Document 1).

Japanese Unexamined Patent Publication No. 2001-175907

However, in order to get a new ticket at a money changer or a bank counter, it was necessary to go during the bank's business hours, which was difficult to obtain. In addition, in order to provide a service to issue new tickets with a change machine, space for installing a change machine and regular maintenance are required, and in order to provide a service to issue new tickets at a bank counter, personnel are required. Had to be placed and was costly.

An object relating to one aspect of the present invention is to provide an automated teller machine capable of providing high quality banknotes at no cost in view of the above-mentioned conventional circumstances.

The automatic teller machine, which is the first aspect of the present invention, stores an input unit for inputting a user's transaction content, a display unit for displaying information according to the transaction content, and cash deposited and withdrawn. It has a cash storage unit and a control unit that performs processing according to the transaction content, and the control unit has a quality reception unit that accepts selection according to the quality of banknotes and a quality reception unit that accepts selections according to the quality of banknotes. It is characterized by including a bill payout unit for paying out.

The payout method, which is the second aspect of the present invention, is a payout method of an automated teller machine, characterized in that it accepts selections according to the quality of banknotes and pays out banknotes of the accepted quality.

The program according to the third aspect of the present invention is a program to be executed by a computer of an automated teller machine, which performs a process of accepting selection according to the quality of banknotes and a process of paying out banknotes of the accepted quality. Features.

According to one aspect of the present invention, it is possible to provide high quality banknotes at low cost. In addition, high-quality banknotes can be obtained at any time and place regardless of the bank's business hours.

It is a figure which shows an example of the hardware structure of the ATM in this embodiment. It is a figure which shows an example of the hardware composition of the cash storage part. It is a figure which shows an example of the hardware composition of the cash storage part. It is a figure which shows an example of the functional structure of ATM in this embodiment. It is a figure which shows an example of the banknote information stored in the banknote information storage unit. It is a flowchart (the 1) which shows an example of the deposit process executed by an ATM. It is a flowchart (No. 2) which shows an example of the deposit process executed by an ATM. It is a figure which shows the display example of the transaction selection screen displayed on the display part. It is a figure which shows the display example of the transaction NG screen displayed on the display part. It is a flowchart (the 1) which shows an example of the payout process executed by an ATM. It is a flowchart (No. 2) which shows an example of the payout process executed by ATM. It is a flowchart (3) which shows an example of the payout process executed by ATM. This is a display example of the fee confirmation screen displayed on the display unit. It is a figure which shows the display example of the amount input reception screen displayed on the display part. It is a figure which shows the display example of the quality selection screen displayed on the display part. It is a figure which shows the display example of the sample discharge screen displayed on the display part. It is a figure which shows the display example of the process selection screen displayed on the display part. It is a figure which shows the display example of the process selection screen displayed on the display part.

Hereinafter, the automated teller machine according to the present embodiment will be described with reference to the drawings. In this embodiment, the description will be given using Japanese banknotes, but the present invention is not limited to this, and the same can be applied to predetermined banknotes (dollar banknotes in the United States, euro banknotes in Europe, etc.) in each country as well. Is.

FIG. 1 is a diagram showing an example of a hardware configuration of an automated teller machine according to the present embodiment. Hereinafter, an example of an ATM will be described as an automated teller machine. ATM1 accepts deposits and withdrawals of banknotes based on the operations of ATM1 users. Hereinafter, the processing of depositing banknotes is referred to as "deposit processing", and the processing of withdrawal is referred to as "withdrawal processing".

As shown in FIG. 1, the ATM 1 includes a control unit 10, a storage unit 11, a communication unit 12, a display unit 13, an input unit 14, a printing unit 15, a wireless communication unit 16, a reading unit 17, a notification unit 18, and a cash storage unit. Has 19. Further, the ATM 1 may include other circuit elements not shown in FIG.

The control unit 10 is a CPU (Central Processing Unit) or the like, and controls the entire operation of the ATM 1. Specifically, the control unit 10 sequentially executes the programs stored in the storage unit 11 to perform communication processing with an external device such as a host server (not shown) connected via the network, deposit transaction, and withdrawal. Performs transaction processing such as transactions, account authentication, balance inquiry, and settlement.

The storage unit 11 includes a RAM (Random Access Memory), a ROM (Read Only Memory), an HDD (Hard Disk Drive), and the like. The storage unit 11 stores various information such as a program executed by the control unit 10. Further, the storage unit 11 provides a work area when the control unit 10 executes a program. Further, the storage unit 11 is provided with a bill information storage unit, which will be described later. The banknote information storage unit stores the banknote information described later.

The communication unit 12 communicates via the network under the control of the control unit 10. The ATM 1 transmits and receives various data including telegrams to and from a host server and the like (not shown) by performing communication by the communication unit 12.

The display unit 13 is a device such as an LCD (Liquid Crystal Display) that displays a transaction screen, a message, or the like to the user of the ATM 1. The input unit 14 is a device that receives an operation input of a user of the ATM 1. In the present embodiment, the display unit 13 and the input unit 14 are configured by an integrally formed touch panel. The display unit 13 and the input unit 14 may be separate devices. The printing unit 15 is a device that prints details such as a copy of transaction processing on a paper medium such as roll paper.

The wireless communication unit 16 is a communication interface that performs near field communication such as NFC (Near Field Communication) under the control of the control unit 10. The wireless communication unit 16 is provided, for example, in the vicinity of the input unit 14 of the ATM1 housing, and when the user of the ATM1 brings a mobile terminal (not shown) such as a smartphone close to the mobile terminal, the wireless communication unit 16 is placed close to the mobile terminal. Communicate.

The reading unit 17 reads a magnetic stripe of a bank card or a credit card or an IC chip. The notification unit 18 is a lamp, a speaker, or the like, and notifies the administrator of the ATM 1, for example, that there is an abnormality in the ATM 1, the bank card, the credit card, or the like. Further, the notification unit 18 may notify another server that there is an abnormality through the communication unit 12.

The cash storage unit 19 is a device that processes cash deposits and withdrawals.

2 and 3 are diagrams showing an example of the hardware configuration of the cash storage unit 19. As shown in FIGS. 2 and 3, the cash storage unit 19 includes a deposit / withdrawal unit 21, a discrimination unit 22, an imaging unit 23, a cassette 24, and a reject unit 25. Further, the cash storage unit 19 may have other configurations not shown in FIGS. 2 and 3. The deposit / withdrawal unit 21 accepts the input of money input by the user and deposits cash (see FIG. 2). In addition, the deposit / withdrawal unit 21 discharges money and pays out cash to the user (see FIG. 3).

The discrimination unit 22 performs a discrimination process for discriminating the money inserted into the deposit / withdrawal unit 21 based on the instruction of the control unit 10. In the discrimination process, the discrimination unit 22 performs a process of discriminating the denomination of the inserted currency, a process of determining whether the inserted currency is genuine Japanese currency or counterfeit currency, and the like. The image capturing unit 23 receives an instruction from the control unit 10 and captures an image of the banknotes inserted into the deposit / withdrawal unit 21.

The cassette 24 is composed of at least two or more cassettes 31 to 34 that store banknotes containing different denominations. The cassette 32 is composed of at least two or more cassettes 32-A, 32-B, 32-C for storing banknotes of different qualities.

In the present embodiment, the cash storage unit 19 manages the banknotes inserted into the deposit / withdrawal unit 21 separately for each of the three cassettes 32-A, 32-B, and 32-C associated with each quality. In the above-described embodiment, the cash storage unit 19 manages the banknotes inserted into the deposit / withdrawal unit 21 separately for each quality, but this is not the case. For example, the cash storage unit 19 may manage the coins inserted into the deposit / withdrawal unit 21 for each cassette associated with each quality.

As shown in FIG. 2, at the time of deposit processing, the banknotes inserted into the deposit / withdrawal unit 21 are discriminated by the discriminating unit 22. When the discriminating unit 22 determines that the banknote is a legitimate banknote, the discriminated banknote is imaged by the imaging unit 23 and an captured image is acquired.

The control unit 10 analyzes the captured image to determine the denomination of the banknote and the quality of the banknote, and extracts the serial number of the banknote. The control unit 10 stores in the storage unit 11 the quality of the discriminated banknote, the extracted serial number, and the banknote information including the captured image.

A known image analysis technique can be adopted for image analysis of the captured image. The control unit 10 manages the discriminated 10,000-yen bills (10,000-yen bills) by dividing them into cassettes 32-A, 32-B, and 32-C associated with each quality. The reject unit 25 stores banknotes determined by the discrimination unit 22 to be damaged or unknown, or banknotes determined to be multiple feeds (also referred to as double feeds).

The quality of a banknote can be determined based on the cleanliness, which indicates the degree of cleanliness of the banknote. Specifically, the quality of the banknote (that is, the cleanliness) can be determined based on a threshold value indicating the quality of the banknote included in the banknote information obtained by image analysis of the captured image. The threshold value indicating the quality of banknotes will be described later.

The cassette 31 stores a 10,000-yen ticket of a new ticket (new bill). A new note is a banknote that has just been opened and is obtained from a bank counter that is not on the market. The cassette 32 (32-A, 32-B, 32-C) stores a 10,000-yen ticket whose quality is equivalent to that of the new ticket, although it is not a new ticket. In the present embodiment, the control unit 10 determines that a 10,000-yen banknote, which is a banknote other than a new banknote and whose quality is equal to or higher than the first threshold value, is a banknote of "very beautiful" quality. Judgment is made and stored in cassette 32-A. Further, the control unit 10 determines that the 10,000-yen banknote whose quality is less than the first threshold value and equal to or higher than the second threshold value is a "clean" quality banknote, and sets the cassette 32-B. Store. Further, the control unit 10 determines that the 10,000-yen banknote whose quality is less than the second threshold value and equal to or higher than the third threshold value is a "slightly beautiful" quality banknote, and cassette 32-C. Store in.

Further, the control unit 10 determines that the 10,000-yen banknote whose quality is less than the third threshold value is a "normal" quality banknote and stores it in the cassette 33. Further, the control unit 10 stores a 1,000-yen bill in the cassette 34.

In the above-described embodiment, the cash storage unit 19 includes three cassettes 32-A, 32-B, and 32-C in which the banknotes inserted into the deposit / withdrawal unit 21 are associated with each quality. is not it. For example, the cash storage unit 19 may include two or four or more cassettes associated with each quality of banknotes.

As shown in FIG. 3, at the time of payout processing, banknotes of the denomination and quality instructed by the control unit 10 are conveyed from the cassettes 31 to 34 and discriminated by the discriminating unit 22. When the discrimination unit 22 determines that the banknote is a legitimate banknote (a banknote that can be paid out), it is released from the deposit / withdrawal unit 21.

FIG. 4 is a diagram showing an example of the functional configuration of the ATM 1 in the present embodiment. As shown in FIG. 4, the control unit 10 of the ATM 1 includes an image pickup control unit 41, an information control unit 42, an image example control unit 43, a quality reception unit 44, a sample discharge unit 45, and a bill payout unit 46. Further, the control unit 10 may have other functional configurations not shown in FIG. Further, the ATM1 has a computer function, and executes the deposit processing and the withdrawal processing described later according to the transaction processing program.

The image pickup control unit 41 controls the image pickup unit 23 to take an image of the banknotes inserted into the deposit / withdrawal unit 21. The information control unit 42 controls to store banknote information including the quality of banknotes in the banknote information storage unit 51 provided in the storage unit 11 based on the information of the banknotes imaged by the image pickup control unit 41. Specifically, the information control unit 42 analyzes the captured image captured by the imaging unit 23 to determine the quality of the banknote. The quality of the banknote includes at least one, preferably two or more of the number of wrinkles, the number of bends, the number of stains, and the like of the banknote.

Further, the information control unit 42 analyzes the captured image captured by the imaging unit 23 and extracts the serial number of the banknote. The serial number is an identification symbol for identifying individual banknotes. The information control unit 42 stores the discriminated banknote quality, the extracted serial number, and the banknote information including the image captured by the image pickup control unit 41 in the banknote information storage unit 51 of the storage unit 11.

FIG. 5 is a diagram showing an example of banknote information stored in the banknote information storage unit 51. The bill information storage unit 51 includes information on a serial number, a cassette number, a serial number, image data, the number of wrinkles, and the number of bends. Other information not shown in FIG. 5 may be stored in the bill information storage unit 51.

The serial number is an identification symbol for uniquely identifying the banknotes inserted into the deposit / withdrawal unit 21. The cassette numbers A to C are numbers corresponding to the cassettes 32-A to 32-C. The information control unit 42 stores a 10,000-yen banknote, which is a banknote other than a new banknote and whose quality of the banknote is equal to or higher than the first threshold value, in association with the cassette number A in the banknote information storage unit 51. That is, the 10,000-yen banknotes other than the new banknotes whose quality of the banknotes is equal to or higher than the first threshold value are stored in the cassette 32-A corresponding to the cassette number A.

Further, the information control unit 42 stores a 10,000-yen bill whose quality of the bill is less than the first threshold value and equal to or higher than the second threshold value in the bill information storage unit 51 in association with the cassette number B. That is, a 10,000-yen note whose quality of banknotes is less than the first threshold value and equal to or higher than the second threshold value is stored in the cassette 32-B corresponding to the cassette number B.

Further, the information control unit 42 stores a 10,000-yen bill whose quality of the bill is less than the second threshold value and equal to or higher than the third threshold value in the bill information storage unit 51 in association with the cassette number C. That is, a 10,000-yen note whose quality of banknotes is less than the second threshold value and equal to or higher than the third threshold value is stored in the cassette 32-C corresponding to the cassette number C.

The first threshold value refers to a state in which wrinkles and bends are not detected. The second threshold value refers to a state in which one or more of the conditions in which one inconspicuous or wrinkle is detected or the condition in which one bend is detected is satisfied. The third threshold value refers to a state in which one or more of the conditions in which two inconspicuous or wrinkles are detected and the condition in which two bends are detected are satisfied.

In the present embodiment, the information control unit 42 is a banknote of a quality other than the new banknote, which is a 10,000-yen banknote whose quality is equal to or higher than the first threshold value and is of "very beautiful" quality. Is determined and stored in the cassette 32-A.

For example, as a result of image analysis of the banknote with serial number 1 in FIG. 5, when there are no wrinkles or bends, that is, when it is determined that the quality of the banknote is equal to or higher than the first threshold value, the information control unit 42 sets the cassette number A. Is attached, and the banknotes are stored in the cassette 32-A.

Further, the control unit 10 determines that the 10,000-yen banknote whose quality is less than the first threshold value and equal to or higher than the second threshold value is a "clean" quality banknote, and sets the cassette 32-B. Store.

For example, as a result of image analysis of the banknote with serial number 2 in FIG. 5, it is determined that there is one wrinkle and one bend, that is, the quality of the banknote is less than the first threshold value and equal to or higher than the second threshold value. In this case, the information control unit 42 attaches the cassette number B and stores the banknotes in the cassette 32-B.

Further, the control unit 10 determines that the 10,000-yen banknote whose quality is less than the second threshold value and equal to or higher than the third threshold value is a "slightly beautiful" quality banknote, and cassette 32-C. Store in.

For example, as a result of image analysis of the banknote with serial number 4 in FIG. 5, it is determined that there are two wrinkles and two bends, that is, the quality of the banknote is less than the second threshold value and equal to or higher than the third threshold value. In this case, the information control unit 42 attaches the cassette number C and stores the banknotes in the cassette 32-C.

Further, the information control unit 42 controls to store the banknote information including the image data of the banknotes imaged by the image pickup control unit 41 in the banknote information storage unit 51. For example, as shown in FIG. 5, the information control unit 42 stores the image data “001” of the banknote corresponding to the banknote with the serial number 1 in the banknote information storage unit 51.

The image example control unit 43 controls the display of the image example of the banknote according to the quality of the banknote on the display unit 13. Preferably, the image example control unit 43 displays an image example of a banknote according to the quality of the banknote based on the image of the banknote included in the banknote information stored in the banknote information storage unit 51 by the information control unit 42. Controls the display on.

The image example control unit 43 displays the image data of a plurality of banknotes having different qualities among the image data stored in the banknote information storage unit 51 on the display unit 13 as an image example. For example, the image example control unit 43 may use the image data 001 of the serial number 1 with the cassette number A, the image data 002 of the serial number 2 with the cassette number B, and the image of the serial number 4 with the cassette number C. The data 004 is displayed on the display unit 13 as an image example.

The quality reception unit 44 accepts selection according to the quality of banknotes through the input unit 14. Preferably, the quality receiving unit 44 receives the selection according to the quality corresponding to the image example of the banknote displayed on the display unit 13 by the image example control unit 43. For example, the quality reception unit 44 accepts selection according to the quality of any of the image examples of banknotes of different qualities displayed on the display unit 13.

The sample discharge unit 45 discharges a sample of quality banknotes received by the quality reception unit 44 from the deposit / withdrawal unit 21. The sample discharged by the sample discharging unit 45 is the same bill as the bill of the image example displayed on the display unit 13 by the image example control unit 43. The user can make a transaction with peace of mind by checking the same banknote as the image example displayed on the display unit 13 as a sample at hand.

The bill payout unit 46 pays out the quality bills received by the quality reception unit 44. Preferably, the bill payout unit 46 pays out the quality bills received by the quality reception unit 44 based on the bill information stored in the bill information storage unit 51 by the information control unit 42. More preferably, the bill payout unit 46 pays out the quality bills discharged as a sample by the sample discharge unit 45. As a result, it is not necessary to separately install a money changer or the like, so that it is possible to provide users with high-quality banknotes at no cost. In addition, high-quality banknotes can be obtained at any time and place regardless of the bank's business hours.

Next, an example of the processing flow of the embodiment will be described with reference to FIGS. 6 to 18. 6 and 7 are flowcharts showing an example of the deposit process executed by ATM1. The deposit processing in the present embodiment is executed by the ATM (automated teller machine) 1 described with reference to FIGS. 1 to 4 according to the deposit processing program. The deposit processing program is executed as in the flow of deposit processing shown in FIGS. 6 and 7.

First, the control unit 10 displays the transaction selection screen on the display unit 13 (step S101). FIG. 8 is a diagram showing a display example of the transaction selection screen displayed on the display unit 13. As shown in FIG. 8, the control unit 10 has a withdrawal button 101 for executing a conventional withdrawal process, a deposit button 102 for executing a deposit process, and a transfer as buttons for instructing the display unit 13 to select various transactions. Transfer button 103 to execute processing, balance inquiry button 104 to execute balance inquiry processing, new ticket equivalent withdrawal button 105 to execute withdrawal processing of this embodiment, new ticket withdrawal button to execute new ticket withdrawal Display 106.

Then, the control unit 10 determines whether or not the deposit button 102 is pressed and the deposit transaction is selected based on the operation of the user's input unit 14 (step S102). When a transaction other than the deposit transaction is selected (step S102: NO), the control unit 10 executes another conventional transaction process corresponding to the pressed button (step S103), and the process ends. ..

When the deposit transaction is selected (step S102: YES), the control unit 10 displays a card insertion acceptance screen (not shown) on the display unit 13 and accepts the card insertion (step S104), and the card is legitimate. It is determined whether or not the product is genuine, and if it is determined that the product is not genuine, the transaction NG screen shown in FIG. 9 is displayed on the display unit 13.

FIG. 9 is a diagram showing a display example of the transaction NG screen displayed on the display unit 13. On the transaction NG screen, a message indicating that the card cannot be handled and a message leading to the window is displayed. When it is determined that the card is genuine, the control unit 10 accepts the insertion of banknotes and money from the deposit / withdrawal unit 21 (step S105), and performs a process of counting the received cash (step S106). ..

The control unit 10 displays an amount confirmation screen for confirming the amount counted in step S106 on the display unit 13 (step S107), and receives confirmation of the amount based on the user's operation (step S108). A transaction message is generated and transmitted to a host server (not shown) (step S109).

The control unit 10 determines whether or not a response message corresponding to the deposit transaction message has been received from the host server (step S110), and when the response message is received (step S110: YES), the control unit 10 determines. It is determined whether or not the response message is a deposit permission response that permits payment (step S111).

When the response message is not a deposit permission response (step S111: NO), the control unit 10 displays the transaction NG screen shown in FIG. 9 on the display unit 13. On the transaction NG screen, a message indicating that the transaction cannot be performed and a message leading to the window is displayed. After that, the control unit 10 performs a medium return process for returning the inserted card and cash (step S113), and ends the process.

When the response message is a deposit permission response (step S111: YES), the discrimination unit 22 discriminates based on the instruction of the control unit 10, and the denomination of the inserted banknote is separated (step S114). As a result of discrimination by the discrimination unit 22, it is determined whether or not the ticket is a 10,000 yen ticket (step S115).

If it is determined that the ticket is not a 10,000 yen ticket as a result of discrimination by the discrimination unit 22 (step S115: NO), the ticket is transported to a cassette (not shown) for each denomination such as a 1,000 yen ticket, a 2,000 yen ticket, or a 5,000 yen ticket. (Step S116), the process proceeds to step S121.

When it is determined that the ticket is a 10,000 yen ticket as a result of the discrimination by the discrimination unit 22 (step S115: YES), the image pickup control unit 41 controls the image pickup unit 23 to image the banknotes identified by the discrimination unit 22. (Step S117).

The information control unit 42 analyzes the captured image captured by the image pickup control unit 41 to determine the quality of the banknote (step S118). The information control unit 42 controls to store banknote information including the quality of the banknote in the banknote information storage unit 51 provided in the storage unit 11 based on the determined information of the banknote (step S119). The information control unit 42 conveys the determined banknotes to the cassettes 32-A, 32-B, 32-C for each banknote quality (step S120).

The control unit 42 determines whether or not all the banknotes inserted into the deposit / withdrawal unit 21 have been discriminated (step S121). If all the banknotes have not been discriminated (step S121: NO), the process returns to step S114, and the processes of steps S114 to S121 are repeatedly executed until all the banknotes are discriminated.

When all the banknotes have been identified (step S121: YES), the control unit 10 performs a medium return process for returning the card to the user (step S122), and the process ends.

10 to 12 are flowcharts showing an example of payout processing executed by ATM1. The payout process according to the present embodiment is executed by the ATM1 described with reference to FIGS. 1 to 4 according to the payout processing program. The payout processing program is executed as in the flow of the payout processing process shown in FIGS. 10 to 12.

First, the control unit 10 displays the transaction selection screen on the display unit 13 (step S201). At this time, the display unit 13 includes a new ticket equivalent withdrawal button 105 for executing the withdrawal process of the present embodiment as illustrated in FIG. 8 and a new ticket withdrawal button 106 for executing the withdrawal of the new ticket. The transaction selection screen is displayed.

Then, the control unit 10 determines whether or not the withdrawal button 105 corresponding to the new ticket is pressed based on the operation of the input unit 14 of the user and the payout process of the present embodiment is selected (step S102). When a button other than the withdrawal button 105 equivalent to the new ticket is pressed and a process other than the payout process of the present embodiment is selected (step S202: NO), the control unit 10 has a conventional method corresponding to the pressed button. Another transaction process is executed (step S203), and the process ends.

When the withdrawal button 105 equivalent to the new ticket is pressed and the withdrawal process of the present embodiment is selected (step S202: YES), the control unit 10 displays the fee confirmation screen shown in FIG. 13 on the display unit 13. (Step S204). FIG. 13 is a display example of the fee confirmation screen displayed on the display unit 13. On the fee confirmation screen, it is displayed that a predetermined fee will be charged. In the example of FIG. 13, it is displayed that a different fee is charged depending on the quality of the banknote.

The control unit 10 displays a card insertion acceptance screen (not shown) on the display unit 13 and accepts the card insertion (step S205), determines whether or not the card is legitimate, and determines that the card is not legitimate. In this case, the transaction NG screen shown in FIG. 9 is displayed on the display unit 13.

FIG. 9 is a diagram showing a display example of the transaction NG screen. On the transaction NG screen, a message indicating that the card cannot be handled and a message leading to the window is displayed. If it is determined that the card is genuine, the password input is accepted (step S206), and the amount input acceptance screen shown in FIG. 14 is displayed on the display unit 13 (step S207). FIG. 14 is a diagram showing a display example of the amount input reception screen displayed on the display unit 13. On the amount input acceptance screen, a message prompting the input of the desired amount and a numeric keypad 201 accepting the input of the desired amount are displayed.

When the input of the amount of money is accepted based on the operation of the input unit 14 of the user (for example, the operation of pressing the confirmation button on the amount of money input acceptance screen illustrated in FIG. 14) (step S208), the control unit 10 sends a payment transaction message. Generate and send to a host server (not shown) (step S209).

The control unit 10 determines whether or not a response message corresponding to the payment transaction message has been received from the host server (step S210), and when the response message is received (step S210: YES), the control unit 10 determines. It is determined whether or not the response message is a payment permission response that permits payment (step S211).

If the response message is not a payment authorization response (step S211: NO), the process proceeds to step S228.

When the response message is a payment permission response (step S211: YES), the image example control unit 43 is based on the image of the banknote included in the banknote information stored in the banknote information storage unit 51 by the information control unit 42. , Control to display the quality selection screen including the image example of the banknote according to the quality of the banknote on the display unit 13 (step S212).

FIG. 15 is a diagram showing a display example of the quality selection screen displayed on the display unit 13. As shown in FIG. 15, the quality selection screen has quality selection buttons 211 to 213 for selecting quality. The quality selection buttons 211 to 213 are a very beautiful button 211 that accepts a selection of a very beautiful banknote quality, a beautiful button 212 that accepts a selection of a beautiful banknote quality, and a slightly beautiful button that accepts a slightly beautiful banknote quality selection. Button 213. In addition, fee displays 221 to 223 and photo examples (image examples) 231 to 233 corresponding to the buttons 211 to 213 are displayed.

The fee displays 221 to 223 are preset according to the very clean button 211, the clean button 212, and the slightly clean button 213.

The image example control unit 43 displays the image data with the cassette number A to be ejected next in the photograph example 231 based on the bill information stored in the bill information storage unit 51 by the information control unit 42. The image data with the cassette number B scheduled to be ejected next is displayed in Photo Example 232, and the image data with the cassette number C scheduled to be ejected next is displayed in Photo Example 233.

The quality reception unit 44 determines whether or not the selection according to the quality of the banknote is accepted based on the fact that one of the very beautiful button 211, the beautiful button 212, and the slightly beautiful button 213 is operated by the user. Determine (step S213).

When the selection according to the quality of the banknote is accepted (step S213: YES), the control unit 10 displays the sample discharge screen on the display unit 13 (step S214). FIG. 16 is a diagram showing a display example of a sample discharge screen displayed on the display unit 13. On the sample discharge screen, a message indicating that a sample of the quality of the selected banknote is discharged from the deposit / withdrawal unit 21 and prompting the return to the deposit / withdrawal unit 21 within 30 seconds is displayed.

The sample discharging unit 45 serves as a sample of the banknote of the image example displayed on the display unit 13 by the image example control unit 43 corresponding to the very beautiful button 211, the beautiful button 212, and the slightly beautiful button 213 received by the quality reception unit 44. Discharge from the deposit / withdrawal section 21 (step S215). The control unit 10 displays a process selection screen on the display unit 13 (step S216).

FIG. 17 is a diagram showing a display example of the process selection screen displayed on the display unit 13 in step S216. On the process selection screen, a message, a confirmation button 241, a change button 242, and a counter column 243 are displayed. The message indicates that the banknotes that have been ejected as a sample are confirmed, and that the selection of either the confirmation or change button is accepted within 30 seconds. In the counter column 243, the time obtained by subtracting the sample after being discharged by the sample discharging unit 45 from the time of 30 seconds is displayed.

The control unit 10 determines the type of the selected process (step S217). If the selected process is a change (step S217: change), the process proceeds to step S224. When the selection process is confirmation (step S217: confirmation), the control unit 10 generates a fee additional message according to the quality and transmits it to a host server (not shown) (step S218). In this process, when a very clean banknote quality is selected, a message including the content of subtracting 100 yen from the user's account is generated, and when a beautiful banknote quality is selected, it is used. A message containing the content of deducting 50 yen from the user's account is generated, and when a slightly clean banknote quality is selected, a message including the content of deducting 10 yen from the user's account is generated.

The control unit 10 determines whether or not the response message corresponding to the fee addition message has been received from the host server (step S219), and when the response message is received (step S219: YES), the control unit 10 determines. It is determined whether or not the response message is a payment permission response that permits payment (step S220).

If the response message is not a payment authorization response (step S220: NO), the process proceeds to step S228.

Based on the banknote information stored in the banknote information storage unit 51, the banknote payout unit 46 receives the banknotes received by the quality reception unit 44 and selects banknotes corresponding to the quality banknotes discharged as a sample by the sample discharge unit 45. Perform selection processing. In this process, when a very beautiful banknote is selected, the banknote payout unit 46 selects a banknote corresponding to the cassette number A from the banknote information stored in the banknote information storage unit 51. Will be done. When a clean banknote is selected, the banknote ejection unit 46 performs a process of selecting a banknote corresponding to the cassette number B from the banknote information stored in the banknote information storage unit 51. When a slightly clean banknote is selected, the banknote ejection unit 46 performs a process of selecting a banknote corresponding to the cassette number C from the banknote information stored in the banknote information storage unit 51.

The banknote payout unit 46 performs a medium return process for returning the card (step S222), a cash release process for discharging the banknotes selected in step S221 (step S223), and the process ends.

When the process proceeds to step S224, in step S224, the control unit 10 displays the process selection screen on the display unit 13. FIG. 18 is a diagram showing a display example of the process selection screen displayed on the display unit 13 in step S224. On the process selection screen, a message, a quality change button 251, a quality-like button 252, a transaction cancel button 253, and a counter column 254 are displayed. The message indicates that the selection of any of the quality change button 251 and the quality-like button 252 and the transaction cancel button 253 is accepted. In the counter column 254, the time subtracted from the time of 30 seconds after the processing selection screen is displayed is displayed.

The control unit 10 determines the type of the selected process (step S225). If the selected process is a quality change (step S225: quality change), the process returns to step S212. If the selected process is similar in quality (step S225: similar in quality), the process returns to step S215. If the selected process is of similar quality, the process may return to step S218.

When the selected process is transaction cancellation (step S225: transaction cancellation), the control unit 10 generates a transaction cancellation message and transmits it to a host server (not shown) (step S226).

The control unit 10 determines whether or not a response message corresponding to the transaction cancellation message has been received (step S227). When the response message corresponding to the transaction cancellation message is received (step S227: YES), the control unit 10 displays the transaction NG screen shown in FIG. 9 on the display unit 13 (step S228). On the transaction NG screen, a message indicating that the transaction cannot be performed and a message leading to the window is displayed. After that, the control unit 10 performs a medium return process for returning the inserted card and cash (step S229), and ends the process. When the response message corresponding to the transaction cancellation message is received, step S228 may be omitted.

The present invention is not limited to the above-described embodiment as it is, and the components can be modified and embodied within a range that does not deviate from the gist of the embodiment. In addition, various inventions can be formed by an appropriate combination of the plurality of components disclosed in the above-described embodiment. For example, all the components shown in the embodiments may be combined as appropriate. Further, components over different embodiments may be combined as appropriate. As described above, various modifications and applications are possible within a range that does not deviate from the gist of the invention.

1 ATM (automated teller machine)
10 Control unit 11 Storage unit 12 Communication unit 13 Display unit 14 Input unit 15 Printing unit 16 Wireless communication unit 17 Reading unit 18 Notification unit 19 Cash storage unit 21 Deposit / withdrawal unit 22 Discrimination unit 23 Imaging unit 24 Cassette 31, 33, 34 Cassette 32, 32-A, 32-B, 32-C Cassette 41 Imaging control unit 42 Information control unit 43 Image example control unit 44 Quality reception unit 45 Sample discharge unit 46 Banknote payout unit 51 Banknote information storage unit

Claims (9)

An input section for entering user transaction details,
A display unit that displays information according to the transaction details,
A cash storage unit that stores cash deposited and cash withdrawn,
It has a control unit that performs processing according to the transaction details.
The control unit
A quality reception department that accepts selections according to the quality of banknotes,
The banknote payout department that pays out the quality banknotes received by the quality reception department,
An automated teller machine characterized by being equipped with. The control unit
An image example control unit that controls the display of an image example of a banknote according to the quality of the banknote is further provided.
The automated teller machine according to claim 1, wherein the quality receiving unit receives a selection according to the quality corresponding to the image example of the banknote displayed by the image example control unit. The control unit
An imaging control unit that controls the imaging of banknotes,
An information control unit that controls to store banknote information including the quality of the banknote based on the information of the banknote imaged by the image pickup control unit is further provided.
The automatic teller machine according to claim 2, wherein the banknote payout unit pays out banknotes of the quality received by the quality reception unit based on the banknote information stored by the information control unit. The information control unit controls to store the banknote information including the image of the banknote imaged by the image pickup control unit.
The image example control unit controls to display an image example of a banknote according to the quality of the banknote on the display unit based on the image of the banknote included in the banknote information stored by the information control unit. The automated teller machine according to claim 3. Further provided with a sample discharge unit for discharging a sample of quality banknotes received by the quality reception unit.
The automated teller machine according to any one of claims 1 to 4, wherein the bill payout unit pays out banknotes of a quality discharged by the sample discharge unit. The input unit is
The automated teller machine according to claim 1, further comprising a quality selection button for selecting banknotes according to quality. The cash storage unit
The automated teller machine according to claim 1, further comprising a cassette for storing banknotes according to quality. It is a method of paying out automated teller machines.
Accepting selections according to the quality of banknotes,
A method of paying out an automated teller machine, which comprises paying out banknotes of the received quality. In a program to be executed by a computer of an automated teller machine
Processing that accepts selection according to the quality of banknotes,
A program characterized by having a computer execute the process of paying out banknotes of the received quality.

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