JP2008217345A - Stockholder support system and stockholder support method - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To smoothly and quickly perform processing by reducing the loads on both a stockholder and a stockholder name administrator when a stockholder changes the payment method of a dividend from a check to a remittance to stockholder's bank account. <P>SOLUTION: This stockholder support system includes: a brand information DB 12 in which a brand code and the stockholder list administrator name of the brand are stored so as to be associated with each other; an application accepting means for acquiring personal information and brand information from a stockholder terminal 6; a retrieval means for specifying the account of the stockholder by retrieving an account information DB 11 on the basis of the personal information of a stockholder 5, and for specifying the stockholder list administrator of the brand from the brand information DB 12; an assignment document file generation means for generating a dividend remittance assignment document file by describing the specified account information, information on the stockholder list administrator, the personal information of the stockholder and the brand information in the pertinent section of the dividend remittance assignment document format; and an assignment document output means for transmitting the generated dividend remittance assignment document file through a communication network to the stockholder terminal 6. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention is provided in a computer system of a financial institution in which a communication terminal of a shareholder is connected through a communication network, and a system that supports receiving dividends of stock held by the shareholder by account transfer, and is executed by this system. Regarding the method.

  Shareholders who hold shares are paid a predetermined dividend according to the performance of the entity that issues the shares (corporation). Shareholders, especially individual investors, generally receive dividends of such shares directly in cash by bringing a “Postal Transfer Payment Notice” sent from the shareholder registry administrator to the post office. is there.

  Such direct receipt by "Postal Transfer Payment Notice" can give you a sense of profits from investment, but there is a risk that the "Postal Transfer Payment Notice" will not arrive due to the trouble of going to the post office, name transfer, relocation or postal circumstances. There are various disadvantages, such as the risk of carrying cash and the fact that dividends cannot be received after a predetermined period (3 to 5 years) has passed. For this reason, in recent years, an increasing number of investors want to transfer funds to financial institutions for receiving dividends. According to the account transfer, when the dividend period such as the closing date of the stock issuer (corporation) arrives, shareholders can receive dividends without having to go through the procedure each time. There is no need to make it.

  For example, the following Patent Documents 1 to 4 are helpful as a method of paying out dividends.

JP 2002-279193 A Japanese Patent Laying-Open No. 2003-85355 (Claims 24 and 29) JP 2004-185367 A (Claim 3 etc.) JP 2004-362359 A

  By the way, when applying for a conventional automatic dividend transfer, the standard dividend transfer designation form provided at the financial institution will include the shareholder's address and name, dividend transfer account information, and the name of the issuer of the shares held. (Company name) and shareholder name administrator (old name transfer agent) of the relevant issue must be entered, a notification stamp of the financial institution must be stamped and mailed to the shareholder name administrator. Since this dividend transfer designation form needs to be created for each brand, a shareholder who wishes to transfer a dividend for a plurality of brands must create a dividend transfer designation form for the number of brands. In this case, since the account information and bibliographic items of the shareholder are common, they are described in duplicate, which is complicated. In addition, one shareholder manager is designated for each issue, but the shareholders must check the information of the shareholder administrator for all the issues they hold and enter them in the dividend transfer designation form. . As described above, the conventional application for automatic dividend payment requires a troublesome procedure.

  On the other hand, the dividend transfer designation form is created in accordance with the template established by the National Share Societies (All Share Societies), so if there are omissions or mistakes, the financial institution or shareholder name administrator will transfer the account. It is necessary to return to shareholders and request replenishment / correction. As described above, if it takes a long time for the account transfer procedure, the account transfer of the dividend will be delayed from the next time, not in time for the fixed date of the shareholder list set based on the settlement period.

  The present invention has been made to solve the above-mentioned problems, and when a shareholder switches dividends to an account transfer, the burden on both the shareholder and the shareholder name manager can be reduced and processed smoothly and quickly. It aims to provide a shareholder support system and shareholder support method.

  According to a first main aspect of the present invention, a communication system of a shareholder is provided in a computer system of a financial institution connected through a communication network, and supports receiving dividends of stock held by the shareholder by account transfer. A stock information database (DB) that stores the identification information of stocks listed on any stock market in association with the identification information of the shareholder registry administrator of the stock, and from the shareholders' terminals An application receiving means for acquiring the shareholder's personal information and brand information via the communication network, receiving an application for designation of dividend transfer and storing it in the memory of the computer system, and when receiving the application, the personal information of the shareholder The stock information is stored in the financial institution by searching the account information database (DB) of the host computer of the financial institution based on A shareholder account / shareholder list administrator specifying means for specifying an account and identifying a shareholder list administrator of the issue to be applied from the issue information DB based on the acquired issue information, and the specified account information and shareholder list Information required for the creation of a dividend transfer designation form (dividend transfer designation form creation information) including information on managers, personal information of shareholders, and stock information, and applicable portions of the prescribed dividend transfer designation form And a specification file generating means for generating a dividend transfer specification file and a specification output means for transmitting the generated dividend transfer specification file to the shareholder terminal via a communication network. A shareholder support system is provided.

  According to such a configuration, the electronic file of the “account transfer specification form” in a fixed format in which necessary data such as stock information, account information, shareholder list administrator information, shareholder bibliographic information, etc. is entered in a predetermined column is stored. Automatically generated. As a result, omissions and mistakes in necessary items can be eliminated, and the burden on both shareholders and shareholder name managers can be reduced. In particular, when a shareholder designates an account transfer for dividends for a plurality of issues, this account transfer specification file can be automatically generated for each issue, so the burden of duplicate description is reduced.

  In addition, since the information on the shareholder name administrator specified for each issue is stored in advance in the issue information database, when the account transfer designation is accepted from the shareholder, the shareholder name administrator for that issue is instantly identified. Can be posted to the bank transfer specification form. And when providing the means to update this brand information DB, designation of account transfer can be processed according to the latest information.

  According to the second main aspect of the present invention, a shareholder support system provided in a computer system of a financial institution to which a communication terminal of a shareholder is connected through a communication network can be used to transfer a dividend of stock held by the shareholder by account transfer. The shareholder support system is a method for supporting receipt of a stock, in which the stock identification information of a stock listed on any stock market and the stockholder register administrator identification information of the stock are stored in association with each other An information database (DB) is provided. In this method, the application acceptance means of the shareholder support system receives the shareholder's personal information and brand information from the shareholder's terminal via the communication network, and accepts the application for dividend payment designation. The application acceptance process to be stored in the memory of the computer system and the shareholder account / share of the shareholder support system when the application is accepted The directory administrator specifying means searches the account information database (DB) of the host computer of the financial institution based on the personal information of the shareholder to specify the account held by the shareholder in the financial institution, and the acquired brand Based on the information, the shareholder account / shareholder registry administrator identification process for identifying the shareholder registry administrator of the brand to be applied from the brand information DB and the specification file generation means of the shareholder support system Information necessary for the creation of a dividend transfer designation form (dividend transfer designation form creation information) including information on the directory administrator, personal information of shareholders and brand information, and applicable to the specified dividend transfer designation form The specification file generation process that generates the dividend transfer specification file by writing in the part and the specification output means of the shareholder support system The book file, shareholder support method is characterized in that a specified document output step of transmitting to the shareholders terminal via a communication network is provided.

  According to such a configuration, it is possible to provide a shareholder support method that can be suitably realized by the shareholder support system according to the first main aspect described above.

  According to the present invention, it is possible to obtain a shareholder support system and a shareholder support method that can reduce the burden on both the shareholder and the shareholder name manager and the like and smoothly and quickly process when the shareholder switches the dividend to account transfer. it can.

Hereinafter, embodiments of the present invention will be described with reference to the drawings.
FIG. 1 is a schematic diagram showing a network configuration according to an embodiment of the present invention. The shareholder support system denoted by reference numeral 1 in this figure is composed of one or more general-purpose or dedicated computer systems provided in the financial institution 2, and the well-known accounting system 3 or information system 4 and a dedicated line in the bank. Connected with. A part of the functions of the system 1 can be provided in the accounting system 3 or the information system 4, or the system 1 can be configured by installing a later-described software program in the accounting system 3 or the information system 4. . Note that illustration and description of well-known system configurations such as a front-end server, a gateway server, a Web server, a firewall, and an ISP are omitted.

  Further, the shareholder support system 1 includes a communication terminal 6 such as a PC at the home of the shareholder 5, shareholder list management servers 8 and 8 of a plurality of share list managers 7 and 7, respectively, via a communication network such as the Internet. It is configured so that it can be connected to the vendor-related information vendor system 10 that periodically obtains and processes stock-related information such as the name of the stock list manager of the stock and the accounting period from the stock market management system 9 and provides it to the financial institution 2. ing.

  The financial institution 2 is an online bank, a general bank having a real store, a post office, etc., and provides the shareholder support service of the present embodiment to the shareholder 5 who is a customer on the Internet as part of the Internet banking service. Open and operate a dedicated Web site (service provision site for shareholders) and manage an account information database (DB) 11 that stores account information held by the shareholders 5 and each stock list administrator 7 in the financial institution 2 To do.

  The shareholder support system 1 uses the communication device of the terminal 6 or a web browser to log in to the “service providing site for shareholders” of the financial institution 2 via the communication network and make a selection on this screen. Generate and provide a dividend transfer specification file for dividends, or search the stock information database (DB) 12 when the stock code held by the shareholder 5 or the shareholder registry administrator is unknown. By providing such information, the shareholder 5 is supported so that it is possible to easily carry out the procedure of the account transfer of dividends.

  Next, with reference to FIG. 1 and FIGS. 2 to 7 showing the transaction screens, the shareholder support system 1 processes a dividend account transfer instruction, and until the dividend is transferred to the account designated by the shareholder. The process will be described. The transaction screens (interfaces) shown in FIGS. 2 to 7 are generated by the Web server of the financial institution 2 in hypertext format, transmitted to the shareholder terminal 6 via the network, and synthesized and displayed by browser software of the shareholder terminal 6. It is.

  First, when the shareholder terminal 6 logs in to the net banking site (shareholder support system 1) of the financial institution 2, the menu screen of FIG. 2 is displayed. When the shareholder support system 1 detects the selection of a character with a link of “payment transfer designation simple document creation service” through this menu screen (S1), the “note display screen” of FIG. 3 is displayed on the shareholder terminal 6 ( S2). When the shareholder support system 1 detects the check of the radio button “I agree” and the press of the “confirm” button from the shareholder terminal 6 (S3), the shareholder terminal 6 displays the input screen of necessary items in FIG. 4 on the shareholder terminal 6 (S4). ). This screen is generated by embedding the bibliographic items (personal information) 15 of the shareholders 5 and the transfer account information 16 retrieved from the account information DB 11 in a predetermined location based on the customer code (ID) acquired at the time of login. S5). However, if the shareholder 5 is a corporation, it is necessary to fill in the dividend transfer designation form up to the representative name and title, but since only the corporation name is registered in the account information DB 11, the “Kanji name” on the input screen "Is also displayed in the column 15a. Therefore, in the case of a corporate shareholder 5, the precautions on the screen are displayed and prompted to add the title of the representative and the name after the corporate name in the “Kanji name” field 15 a.

  In addition, this input screen is provided with a plurality of entry fields 17 for brand information (brand code and brand name) held by the shareholder 5. Through this entry column 17, the shareholder support system 1 acquires, from the shareholder terminal 6, input of information on one or more brands instructing an account transfer of dividends among a plurality of shares held by the shareholder 5 (S6).

  Shareholder 5 inputs stock information by referring to stock certificates (actual), securities reports, investor magazines, etc. at hand, but such information collection and entry is cumbersome for shareholders, There is also a risk of procedure delays due to entry errors. For this reason, the shareholder support system 1 of the present embodiment also provides a search function based on brand codes and brand names. In other words, from the shareholder terminal 6, information on a part or all of the brand code input in the brand code input field 18 or part or all of the brand name input in the brand name input field 19 is acquired. When the pressing (click) of the search button 20 is detected (S7), the shareholder support system 1 searches the stock information DB 12 for information on the corresponding stock and displays the candidate list shown in FIG. 5 on the stockholder terminal 6 (S8). ). Then, the shareholder support system 1 acquires the brand information selected by the shareholder 5 from the candidate list (presses (clicks) the selection button 21) from the shareholder terminal 6 and obtains the brand information on the input screen (FIG. 4). Displayed in columns 18 and 19 (S9).

  When it is detected that the shareholder 5 has entered / confirmed all items on the input screen of FIG. 4 and pressed the “confirm button” 22 on the shareholder terminal 6 (S10), the shareholder support system 1 determines the issue based on the issue information. Information on the shareholder list administrator 7 of each brand is searched from the information DB 12 (S11). Then, the shareholder support system 1 generates the confirmation screen of FIG. 6 based on the information input / confirmed on the input screen (FIG. 4) and the information of the searched shareholder list administrator 7 to the shareholder terminal 6. It is displayed (S12). When the stockholder support system 1 detects one or more checks of the stock list selection button 23 on the confirmation screen and the pressing of the “Create PDF” button 24 (S13), the stockholder support system 1 checks each stock that has been checked. In addition, the required information is described in a predetermined column of the standard format, and a dividend transfer specification file for each brand (five brands in the illustrated example) shown in FIG. (S14).

  Here, since all the brands are checked by default, the selection button 23 is unchecked only for brands for which the shareholder 5 does not wish to make an account transfer. For example, stocks that are expected to be held for a long time (highly likely) are transferred by bank transfer, and those that are likely to be sold in a short period of time are received directly by the “Postal Transfer Payment Notice”. Is possible. As mentioned above, the form of the dividend transfer designation form has been standardized for efficient transfer of dividends by the shareholder register administrator 7 and the financial institution 2, so it can be added or modified on the confirmation screen. Etc. are not accepted. If the shareholder 5 wants to correct the contents, the shareholder 5 presses the “correction” button 25 to return to the input screen of FIG.

  Shareholder 5 outputs a plurality of downloaded dividend transfer specification files to a printer, prints them, stamps a financial institution registration stamp, completes the dividend transfer specification, and then distributes the dividend transfer specification file. Are sent to the shareholder list administrator 7 shown below (S15). The shareholder registry administrator 7 can check the shareholder information by inputting the shareholder 5 and brand information described in the sent dividend transfer designation form into the shareholder registry management server 8 and checking the registered shareholder registry. If this is the case, an account transfer procedure completion flag and account information are recorded in the shareholder list management server 8 (S16).

  On the other hand, the dividend transfer specification file shown in FIG. 7 is displayed in a window different from the confirmation screen shown in FIG. 6. Therefore, after all of the dividend transfer specification files are printed and then all the windows are closed, the shareholder terminal 6 6 again displays the confirmation screen of FIG. If the shareholder 5 wants to create a dividend transfer specification file for other brands in succession, the shareholder 5 presses the “create another brand” button 26 on the confirmation screen (S17). When the shareholder support system 1 detects the input of this button 26, the input screen of FIG. 4 is displayed. At this time, only the brand information (brand code and brand name) is initialized, and the bibliographic items and account information of the shareholders are taken over as they are. Subsequent processing is the same as S6 to S16 described above.

  As described above, when the account transfer information is recorded in the shareholder list management server 8, it is automatically transferred to the designated account at the time of the next dividend payment. Specifically, when the amount of dividend is determined at the general meeting of shareholders, the shareholder registry administrator 7 sends dividend-related documents to all shareholders 5 (S18), and the account transfer procedure to the shareholder registry management server 8 Shareholder 5 in which the completion flag is recorded is extracted (S19). A notice regarding “dividend calculation”, “dividend transfer destination” and the like is sent to the shareholders 5 to whom the extracted account transfer is designated (S20). Further, the shareholder registry administrator 7 generates and transmits a transfer message including the account information (account number and account name) and the calculated dividend amount to the financial institution 2 that manages the designated account. (S21). The financial institution 2 that has received the transfer message withdraws the designated dividend amount from the account of the shareholder list administrator 7 and transfers it to the account of the shareholder 5 (S22).

  By executing the shareholder support process as described above, the financial institution 2 that operates the system 1 can acquire new customers (increase the number of accounts) by improving customer service, and handle fees by increasing the number of dividends transferred. An increase in income can be expected.

Next, a schematic configuration of the shareholder support system 1 of the present embodiment will be described with reference to the functional block diagram of FIG.
In the system 1, a RAM 32, a ROM 33, an HDD (storage device) 34, and an input / output interface (I / F) 35 are connected to a CPU 30 built in the computer system of the financial institution 2 via a system bus 31. An output unit 36 such as an LED display or a printer, an input unit 37 such as a keyboard or a mouse, and a communication device 38 such as a modem are connected to the input / output I / F 35. A storage device such as the HDD 34 or the ROM 33 includes a data storage unit (the brand information DB 12) and a program storage unit 39. Each of these storage units 12 and 39 is a fixed storage area secured in the storage device (14, 15), information input / calculated by each function described later, and a vendor system via the communication device 38. Information acquired from external organizations such as 10 is described and updated as needed.

  The stock information DB 12 includes the stock name of the listed stock acquired from the vendor system 10, the identification information (name and identification code) of the shareholder registry administrator, the market type code, the closing date of the issuer (corporation) or the reference date for dividends. (Hereinafter referred to as “financial term”) is stored in association with the stock code.

  A software program for realizing the above-described shareholder support function of the present invention is installed in the program storage unit 39. Each functional unit described later is an independent software program, its module, or subroutine. When the operator of the financial institution 2 inputs various commands (commands) by operating the input unit 37 or accepts external input from the shareholder terminal 6 or the like, the CPU 30 loads this software program into the work area of the RAM 32. The functions of the present invention are performed in cooperation with an OS (operation system).

  The software program includes application acceptance means 41, search means (shareholder account / shareholder list administrator identification means) 42, dividend transfer specification file generation means 43, dividend transfer specification output means 44, and DB update. Means 45. Hereinafter, each functional unit will be described in order.

  The application accepting means 41 presents the input screen of FIG. 4 to the shareholder terminal 6 via the communication network, acquires the personal information of the shareholder 5 and information of one or more brands for which a dividend transfer is desired, and transfers the dividend. The designated application is received and stored in the memory of the computer system. The application receiving means 41 also has a function of searching for relevant brand information from the brand information DB 12 and displaying it on the shareholder terminal 6 when the pressing of the search button 20 is detected from the shareholder terminal 6 of FIG.

  When accepting an application for designation of dividend payment, the search means 42 searches the account information DB 11 of the information system 4 (host computer) based on the personal information of the shareholder 5, and the shareholder 5 Are specified, and based on the acquired brand information, a shareholder list administrator of all brands applied for is designated from the brand information DB 12. Here, when the selection button 23 is checked for a part of the brands in the brand list of FIG. 6, the search means 42 specifies a shareholder list administrator for the selected brands. Further, when the shareholder 5 has a plurality of accounts in the financial institution 2, the search means 42 searches and specifies all the accounts from the account information DB 11 based on the personal information of the shareholder 5, It also has a function of presenting all specified account information to the shareholder terminal 5 and accepting selection of an account for which payment of a dividend for each brand is desired. Accordingly, the shareholder 5 can select a payout account for each brand.

  Further, the search means 42 of the present embodiment searches for the closing date of the brand related to the application from the brand information DB 12 and notifies the stockholder terminal 6 of the closing date notification means 47 when accepting the application for designation of dividend payment. Depending on the number of days from the date the application is received until the closing date of the issue related to the application and the number of days required for the confirmation procedure of the shareholder name, it is possible to transfer the dividend for the most recent closing date that comes after the application is received And a transfer time discriminating means 48 for discriminating whether or not. This determination result is also notified to the shareholder terminal 6 by the settlement period notification means 47. As a result, it is possible to provide the shareholders 5 with information on the scheduled payment (transfer) time of the dividend and whether or not the transfer procedure is possible, and promote effective use of the dividend.

  Dividend transfer designation form file generation means 43 designates dividend transfer designation form creation information including account information and shareholder list administrator specified by search means 42, shareholder personal information, and brand information. The payout transfer specification file shown in FIG. 7 is generated in the PDF format described in the relevant part of the document format. In addition, if the shareholder 5 designates a dividend account transfer for multiple issues at the same time, or if a dividend account transfer is designated for some of the multiple issues, each corresponding one or more issues A dividend transfer specification file is generated respectively.

  The dividend transfer specification form output means 44 transmits the generated dividend transfer specification form file to the shareholder terminal 6 via the communication network. The shareholder 6 prints the sent dividend transfer specification file with a printer, seals the registration stamp, completes the dividend transfer specification, and sends it to the shareholder registry administrator 7 determined for each issue. To do.

  The DB update unit 45 acquires stock market information and update information of the stock information DB 12 from the stock system management system 9 or the vendor system 10 of the information vendor that manages the shareholder list manager information, and performs the above-mentioned process at a predetermined cycle. The brand information DB is updated. As a result, a dividend transfer specification file can be generated based on the latest information that reflects changes in the fiscal year and the shareholder registry administrator as needed.

  In addition, this invention is not limited to said embodiment, A various deformation | transformation is possible in the range which does not change the summary of invention.

  For example, if the electronic signature can be used to replace the stamp on the dividend transfer designation form, the electronic signature data of the shareholder 5 can be obtained and attached to the dividend transfer designation form file so that the dividend transfer designation form can be converted into a financial institution. Can be completed within 2. As a result, it is possible to transmit a dividend transfer designation form directly from the financial institution to the shareholder registry administrator, and it is possible to more quickly and easily designate dividend transfer.

  In the above embodiment, the explanation is limited to a new application for direct debit. However, cancellation of direct debit (direct receipt by “postal transfer payment notice” as usual), change of bibliographic items of investors, transfer account The procedure such as the change may be performed through the system 1.

FIG. 1 is a diagram showing a network configuration according to an embodiment of the present invention. FIG. 2 is a diagram showing a menu screen. FIG. 3 is a diagram showing a display screen for precautions. FIG. 4 is a diagram showing an information input screen. FIG. 5 shows a search result list. FIG. 6 is a diagram showing an information confirmation screen. FIG. 7 shows a dividend transfer specification file. FIG. 8 is a block diagram showing a schematic configuration of the shareholder support system.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 ... Shareholder support system 2 ... Financial institution 3 ... Account system 4 ... Information system 5 ... Shareholder 6 ... Shareholder terminal 7 ... Shareholder list manager 8 ... Shareholder list management server 9 ... Stock market management system 10 ... Vendor system 11 ... Account information database (DB)
12 ... Brand information database (DB)
15 ... Bibliographic items 16 ... Information 17 ... Entry field 18 ... Stock code input field 19 ... Stock name input field 20 ... Search button 23 ... Select button 24 ... PDF creation button 25 ... Correction button 26 ... Create another stock button 30 ... CPU
31 ... System bus 32 ... RAM
33 ... ROM
34 ... HDD
35 ... I / O interface (I / F)
36 ... Output unit 37 ... Input unit 38 ... Communication device 39 ... Program storage unit 41 ... Application accepting means 42 ... Search means 43 ... Dividend transfer designation form file generation means 44 ... Dividend transfer designation form output means 45 ... DB update means 47 ... Financial period notification means 48 ... Transfer time determination means

Claims (16)

A system that is provided in a computer system of a financial institution in which a communication terminal of a shareholder is connected through a communication network, and supports receiving dividends of stock held by the shareholder by account transfer,
A stock information database (DB) that stores the identification information of the stock listed on any stock market in association with the identification information of the shareholder register administrator of the stock;
An application accepting means for obtaining personal information and stock information of the shareholder from the shareholder terminal via a communication network, accepting an application for designation of dividend transfer and storing it in a memory of the computer system;
When the application is accepted, the account information database (DB) of the host computer of the financial institution is searched based on the personal information of the shareholder to identify an account held by the shareholder in the financial institution, and the acquired brand Based on the information, a shareholder account / shareholder list administrator specifying means for specifying a shareholder list administrator of the issue for which application is made from the issue information DB;
Information required to create a dividend transfer designation form (dividend transfer designation form creation information) including the specified account information and shareholder registry administrator information, shareholder personal information, and brand information. A specification file generation means for generating a dividend transfer specification file by describing it in a corresponding part of the transfer specification format;
A shareholder support system, comprising: a designation form output means for transmitting the generated dividend transfer designation form file to the shareholder terminal via a communication network. The system of claim 1, comprising:
The shareholder account / shareholder registry administrator identification means is for identifying a shareholder registry administrator for each of the plurality of issues when the shareholder holds shares of a plurality of issues,
The shareholder support system, wherein the specification form file generation means generates a dividend transfer specification form file for a plurality of specified issues. The system of claim 2, wherein
The application accepting means accepts selection of one or more brands for which a dividend is desired to be transferred from a shareholder who holds a plurality of brand stocks,
The shareholder account / shareholder register administrator specifying means specifies a shareholder register administrator for the selected issue. The system of claim 2, wherein
The shareholder account / shareholder list administrator specifying means searches the account information DB based on the personal information of the shareholder, specifies a plurality of accounts held by the shareholder in the financial institution, and stores the plurality of account information in the shareholder And accepting the selection of the account for which you wish to transfer the dividend for each issue,
The shareholder support system is characterized in that the specification form file generation means generates a dividend transfer specification form file based on dividend transfer specification form creation information including information on the brand and account selected by the shareholder. The system of claim 1, comprising:
Further, a DB that acquires stock market information or update information of the brand information DB from a stock market management system or a management system of a company that manages shareholder list manager information, and updates the brand information DB at a predetermined cycle. A shareholder support system characterized by having an updating means. The system of claim 1, comprising:
The shareholder support system, wherein the specification form file generation means generates a dividend transfer specification form file in a file format in which display contents cannot be altered. The system of claim 1, comprising:
The stock information DB stores the closing date or dividend reference date (hereinafter referred to as “closing date”) of each entity (stock company) that issues stock in association with the stock identification information,
The shareholder account / shareholder registry administrator specifying means includes a closing period notifying means for specifying a closing period of a brand related to the application by referring to the brand information DB and notifying the shareholder terminal when receiving an application. A shareholder support system characterized by this. The system of claim 7, comprising:
The means for identifying the shareholder account / shareholder registry administrator is based on the number of days from the date the application is received until the settlement date of the issue related to the application and the number of days required for the confirmation procedure for the shareholder name. It has a transfer time determination means to determine whether or not the dividend for the fiscal year end can be transferred,
The closing period notifying means notifies the determined result to the shareholder terminal in addition to the closing period information of the stock. A method for supporting receipt of dividends of stock held by shareholders by account transfer by means of a shareholder support system provided in a computer system of a financial institution in which the communication terminal of the shareholder is connected through a communication network,
The shareholder support system includes a stock information database (DB) that stores identification information of stocks listed on any stock market in association with identification information of a shareholder registry administrator of the stock,
This method
An application accepting step in which an application accepting means of the shareholder support system acquires personal information and stock information of the shareholder from the shareholder terminal via the communication network, accepts an application for designation of dividend transfer, and stores it in a memory of the computer system; ,
When the application is accepted, the shareholder account / shareholder list administrator identification means of the shareholder support system searches the account information database (DB) of the host computer of the financial institution based on the personal information of the shareholder, and the shareholder A shareholder account / shareholder registry administrator identification step of identifying an account held in a financial institution and identifying a shareholder registry administrator of a brand to be applied from the brand information DB based on the acquired brand information;
Information required for the creation of a dividend transfer designation form including the specified account information and shareholder list administrator information, shareholder personal information, and brand information by the shareholder support system designation form file creation means (dividend A specification file generation process for generating a dividend transfer specification file by describing the transfer specification preparation information) in a corresponding portion of a predetermined dividend transfer specification format;
A shareholder support method, characterized in that the specification output means of the shareholder support system comprises a specification output step of transmitting the generated dividend transfer specification file to the shareholder terminal via a communication network. The method of claim 9, comprising:
The shareholder account / shareholder registry administrator identification step is to identify a shareholder registry administrator for each of the plurality of issues when the shareholder holds a plurality of issues.
The shareholder support method characterized in that the specification file generation step generates a dividend transfer specification file for each of a plurality of specified issues. The method of claim 10, comprising:
The application accepting step accepts selection of one or more brands for which a dividend transfer is desired from a shareholder who holds a plurality of brand stocks;
The shareholder account / shareholder registry administrator identification step is to identify a shareholder registry administrator for the selected issue. The method of claim 10, comprising:
In the shareholder account / shareholder list administrator specifying step, the account information DB is searched based on the personal information of the shareholder to identify a plurality of accounts held by the shareholder in the financial institution, and the plurality of account information is stored in the shareholder information. And accepting the selection of the account for which you wish to transfer the dividend for each issue,
The shareholder support method, wherein the specification file generation step generates a dividend transfer specification file based on dividend transfer specification creation information including information on a brand and an account selected by the shareholder. The method of claim 9, comprising:
Furthermore, the DB update means of the shareholder support system acquires stock market information or update information of the brand information DB from the stock market management system or the management system of the business operator that manages the shareholder list administrator information, and has a predetermined cycle. A shareholder support method comprising a DB update process for updating the brand information DB. The method of claim 9, comprising:
The shareholder support method, wherein the specification file generation step generates a dividend transfer specification file in a file format in which display contents cannot be altered. The method of claim 9, comprising:
The brand information DB stores the closing date or dividend reference date (hereinafter referred to as “closing date”) of each entity (stock company) that issues shares in association with the brand identification information,
The shareholder account / shareholder list administrator identification process is configured such that, when an application is received, the closing period notifying unit of the shareholder support system is notified by the closing period notifying unit of the shareholder support system with reference to the issue information DB. A shareholder support method, characterized by comprising a settlement period notifying step of identifying a settlement period and notifying the shareholder terminal. The method of claim 15, comprising:
The identification process of the shareholder account / registry list administrator depends on the number of days from the date the application is received to the settlement date of the issue related to the application and the number of days required for the confirmation procedure for the shareholder name. And a transfer time determination process for determining whether or not it is possible to transfer the dividend for the most recent fiscal year after the application is received,
The settlement period notifying step notifies the determined result to the shareholder terminal in addition to the settlement period information of the stock.

Images