JP2003058693A5

JP2003058693A5 -

Info

Publication number: JP2003058693A5
Application number: JP2001242696A
Authority: JP
Filing date: 2001-08-09
Publication date: 2005-08-18

Claims

A method of managing transactions between a target company and a business partner using a computer,
A transaction standard calculation step for calculating a transaction standard related to the transaction based on company information including transaction conditions and financial information ;
Transaction avoidance index determination step for determining at least one transaction avoidance index related to the transaction from the risk tolerance of the target company;
A transaction management method comprising: a transaction condition correcting step of correcting a transaction condition related to the transaction so that the transaction standard is equal to or higher than the transaction avoidance index and determining the transaction condition.

A method of managing transactions between a target company having a headquarters and a plurality of branches and a business partner using a computer,
A transaction standard calculation step for calculating a transaction standard related to a company-wide transaction of the target company based on company information including transaction conditions and financial information ;
A transaction avoidance index determination step for determining a transaction avoidance index related to the company-wide transaction from the risk tolerance of the target company;
A transaction condition correction step of correcting the transaction conditions related to the company-level transaction so that the transaction standard is equal to or higher than the transaction avoidance index, and determining the transaction conditions;
A condition calculating step for calculating a condition that each branch should satisfy in the transaction based on the transaction condition relating to the company-level transaction;
Drafting a branch-specific transaction plan based on the conditions that each branch should satisfy upon transaction;
A transaction management method comprising: summarizing a branch-specific transaction plan from each branch and creating the company-level transaction plan.

An evaluation step for evaluating whether or not the risk related to the company-level transaction from the company-level transaction plan is less than or equal to an allowable value;
The transaction management method according to claim 2, further comprising a correction step of correcting a condition that the branch should satisfy in the transaction so that a risk related to the company-level transaction is equal to or less than the allowable value according to an evaluation result of the evaluation step. .

The transaction reference calculation step, and the return represents the average degree of benefits of the transaction on the basis of (a) a pre-Symbol financial information to calculate the default probability of the suppliers based, (b) the probability of default The transaction management method according to claim 1 or 2, wherein a risk representing a degree of change in profits that fluctuates depending on an uncertain factor in the future is calculated, and (c) a ratio between the return and the risk is calculated as the transaction standard.

And further comprising an evaluation step for evaluating whether or not the risk relating to the whole business partner after the correction of the transaction conditions by the transaction condition correction step is less than an allowable value,
The transaction management method according to claim 1 or 2, wherein the transaction condition correction step corrects the transaction condition so that a risk relating to the entire supplier is equal to or less than the allowable value.

An evaluation step for evaluating whether or not the risk relating to the whole supplier after the correction of the transaction conditions by the transaction condition correction step is less than or equal to an allowable value;
The transaction management method according to claim 1, further comprising a step of correcting the transaction avoidance index so that a risk related to the entire business partner is equal to or less than the allowable value according to an evaluation result of the evaluation step.

Storing the transaction avoidance index;
Calculating the transaction criteria for new transactions not included in the target company's existing transaction plan;
Further determining that a transaction is possible if the transaction standard related to the new transaction is larger than the transaction avoidance index or a value obtained by converting the transaction avoidance index according to a predetermined rule, and if smaller, determining that a transaction is impossible The transaction management method according to claim 1 or 2.

The transaction management method according to claim 7, further comprising a step of displaying a limit value of transaction conditions when it is determined that the transaction is impossible.

A graph with both axes representing the return representing the average level of profits from the transaction and the risk representing the level of changes in profits due to uncertainties in the future is displayed, and the position of each business partner is displayed on the graph. Displaying and prompting the user to specify a business partner to modify the business terms,
The transaction avoidance index determination step is based on a minimum transaction standard among transaction standards corresponding to business partners for which modification of transaction conditions is not specified by a user, or a maximum transaction standard among transaction standards for which correction is specified. The transaction management method according to claim 1, wherein a transaction avoidance index is determined based on the transaction.

A graph with both axes representing the return representing the average level of profits from the transaction and the risk representing the level of fluctuations in profits due to uncertainties in the future is displayed. A display step of displaying at least one of a possible trajectory and a range;
The transaction management method according to claim 1, wherein the step of correcting the transaction condition automatically corrects the transaction condition when a point on the trajectory or a point within the range is designated by a user.

5. The transaction management method according to claim 4, wherein the step of calculating the default probability calculates the default probability in consideration of business forecast information during a transaction period of the transaction.

5. The transaction management method according to claim 4, wherein the return is an expected value of profit or rate of return related to the transaction, and the return is a variance of profit or rate of return related to the transaction or a standard deviation of profit or rate of return related to the transaction. .

The transaction management method according to claim 4, further comprising a step of prompting the user to input a default probability by displaying when the default probability cannot be calculated in the step of calculating the default probability.

When the step of calculating the probability of default can not be calculated a default probability due to insufficient or absent financial information of the transaction destination, it searches the similar companies that are similar to the suppliers, the financial information of the similar companies The transaction management method according to claim 4, wherein a default probability is calculated based on the transaction probability.

When a plurality of similar companies are searched, a default probability related to each similar company is calculated based on each financial information, and an average of the respective default probabilities or a weighted average based on similarity is obtained, The transaction management method according to claim 14, wherein a default probability of the supplier is calculated.

The transaction management method according to claim 1 or 2, wherein the transaction avoidance index determination step determines a transaction avoidance index for each of a plurality of attributes of a business partner.

The transaction avoidance index determination step includes a return representing an average degree of profits from the transaction. The transaction management method according to claim 1 or 2, wherein a threshold value for a ratio between a risk and a risk representing a degree of change in profit that varies depending on a future uncertain factor is determined as the transaction avoidance index.

The transaction management method according to claim 1, further comprising a step of sorting and displaying the business partners in order of magnitude of deviation between the transaction standard and the transaction avoidance index.

The transaction management method according to claim 1 or 2, wherein the transaction index determining step determines the transaction index by excluding a transaction corresponding to a transaction in which the transaction condition cannot be corrected among the transactions.

Detecting a divergence between a planned value and an actual value of the transaction during a transaction period of the transaction;
Changing the transaction avoidance index during the transaction period according to the divergence;
5. The transaction management method according to claim 4, further comprising the step of reallocating a risk representing a degree of change in profit that varies depending on a future uncertain factor for each of the plurality of suppliers based on the changed transaction avoidance index. .

A transaction management system for managing transactions between a target company and a business partner using a computer,
Based on company information including transaction conditions and financial information, calculate a transaction standard related to the transaction, determine at least one transaction avoidance index related to the transaction from the risk tolerance of the target company, the transaction standard is the A transaction management system comprising a transaction management server for correcting a transaction condition related to the transaction so as to be equal to or greater than a transaction avoidance index and determining the transaction condition.

A program for causing a computer to manage transactions between a target company and a business partner,
Processing for calculating transaction standards related to the transaction based on business information including transaction conditions and financial information ;
A process of determining at least one transaction avoidance index related to the transaction from the risk tolerance of the target company;
The program for making the said computer perform the process which corrects the transaction condition regarding the said transaction and determines this transaction condition so that the said transaction standard may become more than the said transaction avoidance parameter | index.

A program for causing a computer to manage a transaction between a headquarters and a target company having a plurality of branches and a business partner,
Processing for calculating transaction standards relating to company-level transactions of the target company based on company information including transaction conditions and financial information ;
From the transaction improvement rate of the target company and all suppliers, processing to determine a transaction avoidance index related to the company-wide transaction,
A process for determining the transaction conditions by correcting the transaction conditions relating to the company-level transaction so that the transaction standard is equal to or higher than the transaction avoidance index;
Processing for calculating the conditions that each branch should satisfy in the transaction based on the transaction conditions relating to the company-level transaction;
A process for drafting a transaction plan for each branch based on the conditions that each branch should satisfy upon the transaction;
A program for causing a computer to execute a process of creating a company-level transaction plan by adding up a branch-specific transaction plan from each branch.