JP2001338128A - Investment management system and its method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an investment management system and its method for recruiting investors through a network on the basis of an originator's idea and performing investment management for realizing the idea by collected funds. SOLUTION: An investment management server 30 recruits an idea from an idea owner through the network 40, divides funds for converting the idea into a title into plural 1st investment units, sets up the amount of each 1st investment unit, executes primary recruitment for recruiting investors through the network, and converts the idea into a title by using the funds collected by the primary recruitment. Application funds for executing the titled idea are divided into plural 2nd investment units, the amount of each 2nd investment unit is set up, secondary recruitment for recruiting investors through the network is executed, and funds collected by the secondary recruitment are used for performing the idea.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an investment management system for soliciting investment based on the idea of a creator, and managing and operating the investment, and a method therefor.

[0002]

2. Description of the Related Art Conventionally, a person who has come up with an excellent invention or idea has to make a profit based on the idea.
Transfer inventions to others or start a company on your own,
Generally, a product is manufactured and sold based on an idea proposed, or a service based on the idea is provided to a user.

Recently, a system has been developed in which general investors invest in companies established by people with excellent ideas, so-called venture companies, and a social mechanism for investing in ideas has been formed. He came up with an excellent idea, such as a patent,
This system, which provides financial assistance to those who have difficulty practicing due to lack of financial resources, has been attracting interest in recent years as it stimulates technological breakthroughs and consequently spurs the revitalization of industry. It is a thing to be.

[0004]

By the way, in the above-mentioned conventional method, the idea creator has to procure funds and recruit human resources by himself and has to spend a considerable amount of time and labor to start up the company. Finally, despite overcoming all these difficulties, the company was finally set up, but it was unclear at that time whether the idea would be accepted and accepted by society, that is, whether the venture business would succeed. Investment is wasted,
For founders, starting a business based on their own ideas is a risky option.

[0005] In addition, financing from general investors,
In other words, when using the venture support system, it is unclear how much the idea of the inventor will bring benefits, and it is unlikely that ordinary investors will easily invest funds. In the end, there is often no way to raise enough operating funds and have to give up starting a business. For this reason, despite the idea of excellent ideas, there is a gap between the splendor of technology and the cognition of society as a whole. Progress may be hampered.

The present invention has been made in view of such circumstances, and has as its object to recruit investors via a network based on the ideas of the inventor and realize the ideas with the collected funds. It is an object of the present invention to provide an investment management system for operating and an operation method thereof.

[0007]

In order to achieve the above object, an investment management system according to a first aspect of the present invention comprises: a first recruiting means for recruiting ideas from idea holders via a network; A second recruiting unit that divides the working capital for implementing the idea recruited by the recruiting unit into a plurality of investment units, sets an amount per investment unit, and recruits investors through the network; And investment management means for managing the funds collected from the investors recruited by the second recruitment means and implementing the idea.

[0008] An investment management system according to a second aspect of the present invention comprises a first recruiting means for recruiting ideas from an idea holder via a network, and an idea recruiting the ideas recruited by the first recruiting means. Is divided into a plurality of first investment units, an amount per said first investment unit is set, and the second recruiting unit recruiting investors through the network and the second recruiting unit Using the money collected from the investor, the idea processing means for entitlement of the idea, and the investment fund for implementing the idea, divided into a plurality of second investment units, A third recruiting unit for setting an amount per unit and recruiting investors through the network, and a fund collected from the investors recruited by the third recruiting unit. To use, and an investment management means for implementing the above-mentioned ideas.

In the present invention, preferably, there is provided an evaluation means for performing a predetermined evaluation on the idea provided by the idea holder, and the second and third recruiting means preferably comprise: In response to an inquiry from an investor, the evaluation result regarding the idea is transmitted to the investor via the network.

[0010] In the present invention, preferably, the second and third recruiting means each include an authentication means for authenticating an investor who applies, and an investor authenticated by the authentication means. Input means for inputting the number of the first investment units to be purchased, and the first input unit input by the investor
There is provided a settlement means for settling an investment amount calculated according to the number of investment units in a method designated by the investor.

In the present invention, preferably, the second recruiting means calculates the first number of investment units according to the share of the idea holder, and calculates the first number of investment units from the total number of first investment units. The first number of investment units according to the share of the idea holder is subtracted, and investors are recruited within the remaining first number of investment units.

In the present invention, preferably, the third recruiting means calculates the number of second investment units according to the share of the idea holder, and calculates the number of second investment units from the total number of second investment units. The number of second investment units according to the share of the idea holder is subtracted, and investors are recruited within the range of the remaining second investment units.

[0013] An investment management method according to a first aspect of the present invention includes a first step of recruiting ideas from an idea holder via a network, and a step of executing the ideas recruited in the first step. The second step of dividing the investment fund into a plurality of investment units, setting the amount per investment unit, and recruiting investors through the network, and the funds collected from the investors recruited in the second step And a third step of implementing the idea.

Further, an investment management method according to a second aspect of the present invention includes a first step of recruiting an idea from an idea holder via a network, and a step of rightifying the idea recruited in the first step. Is divided into a plurality of first investment units, an amount per said first investment unit is set, and a second step of recruiting investors through the network is performed. A third step of using the collected funds to license the idea, and dividing the operating funds for implementing the licensed idea into a plurality of second investment units, and A fourth step of setting the amount and recruiting investors through the network, and managing the funds collected from the investors recruited in the fourth step , And a fifth step of implementing the above ideas.

[0015]

FIG. 1 is a configuration diagram showing an embodiment of an investment management system according to the present invention. As shown,
This investment management system uses idea holders connected to the network (hereinafter simply referred to as holders for convenience).
, 20-m and an investment management server 30.

The investment management server 30 has a network 40
Recruit ideas from idea holders through Then, the holder of the idea uses the holder terminal 10 to
Applying to the investment management server 30 via the network 40, submitting explanatory materials related to one's idea to the investment management server 30, and examining the characteristics of the idea, the expected profits obtained if realized, and further realizing the idea. Various conditions such as necessary funds are submitted to the investment management server 30.

The investment management server 30 examines the ideas of the applicants who have applied for them according to a certain standard, and comprehensively judges the possibility of realization and the rate of return when the ideas are realized. The selected idea is transmitted to a pre-registered investor through the network 40, and an investor who invests in the idea is recruited.

Investors decide whether or not to invest in the idea at their own discretion in accordance with the information on the idea transmitted from the investment management server 30. Then, if it is determined that the idea has a future and that profit will be obtained by investing, the amount of investment, investment conditions, and the like are determined, and the investment is applied to the investment management server 30. Investment management server 3
0 makes the idea a right based on the investment money collected from general investors and comprehensively manages the operation for implementing the idea. The profits obtained through these activities are distributed to each investor according to the investor's investment amount.

The network 40 can be constituted by an existing infrastructure such as an existing telephone switching network, a satellite communication network, or the Internet using these communication networks. That is, the network 40 is not particularly limited in its configuration, and may be any communication network capable of exchanging information between a plurality of users.

Although FIG. 1 shows only one holder terminal connected to the network, in reality, there are an unspecified number of holders of ideas, and each holder owns his or her own. The devised idea can be applied to the investment management server 30 at any time through the network.

FIG. 2 shows an example of the configuration of the investment management server 30. As illustrated, the investment management server 30 includes a holder recruiting unit 110, an idea processing unit 120, an investor recruiting unit 130, and an investment management unit 140.
Hereinafter, the function of each component of the investment management server 30 will be described.

The owner recruiting unit 110 is connected to the network 40
Use to widely recruit holders. As a method of recruiting, for example, using the Internet homepage that is currently widespread, advertise that you are recruiting people who have come up with an idea, run it with the investment management server using the application method, the applicant's idea. The mechanism will be explained in detail. Among the general users of the network, those who have come up with the idea see this recruitment advertisement of the holder recruiting unit 110 via the network 40 and determine whether or not to apply.

The holder who has applied for the material converts the material explaining the idea he has proposed, for example, a document, a drawing, a photograph, etc., into a data file format and transmits it to the holder recruiting unit 110 via the network 40. Holder recruiting department 11
0, when receiving an application from the holder, notifies the applicant that the application has been received, and transfers the data file transmitted from the applicant to the idea processing unit 120.

The idea processing unit 120 is provided by the holder recruiting unit 1
Based on the data file transmitted from 10, an examination of the applicant's idea is performed. In the examination of the idea, for example, the feasibility of the idea, the size of the market when the idea is implemented, the profit margin, and the like are determined. In addition, the holder can also evaluate his / her own idea in the documents submitted at the time of application. For example, holders should explain what conditions are needed to implement their ideas, for example, how much money is needed and how much market can be created by doing so be able to. In this case, the idea processing unit 120 can further evaluate by referring to these documents submitted by the holder.

The idea processing unit 120 may make various efforts to evaluate the idea in order to maintain the reliability and fairness of the evaluation of the applicant's idea. For example, an evaluation committee is established, and the majority of the evaluation committee decides whether or not to advance the idea to the implementation stage. Also,
There is a method of using a scoring system for evaluating an idea, for example, a method of calculating a final score of an idea based on a score of each of a plurality of evaluation committee members used for evaluation. In the present invention, the establishment of the evaluation committee is not essential.

The evaluation committee members of the evaluation committee can be determined by various methods such as self-recommendation and other recommendation. For example, people who have achieved outstanding achievements in each field, such as scholars and researchers at universities and research institutes, researchers, business owners, and engineers who are familiar with certain technical fields Can be configured. At the stage when the evaluation committee is established, the investment management server 30 requests the consent of each of the nominated candidates to be registered as an evaluation committee, and when approval is obtained, the candidate is regarded as a formal evaluation committee. Register in the database. In this database, the performance of each evaluation committee member, the field of specialization, and the history of activities as evaluation committee members are recorded. This database is constantly updated to reflect each committee member's activities. For example,
The most important thing is to update the performance data, which shows the performance as an evaluation member, in addition to registering new members and deleting when leaving the evaluation committee.

The evaluation committee members are arranged by the investment management server 30 on the accuracy and validity of the evaluation based on the results of the evaluations they have participated so far, and are recorded in the evaluation committee database. For example, when an idea is evaluated by a scoring system, the score given by each evaluation member is compared with the result of actually implementing the idea, and the evaluation accuracy of each evaluation member is determined. This determination is automatically made by, for example, a program incorporated in the investment management server 30, and the evaluation result is displayed by a score (hereinafter, referred to as an evaluation index). For example, as a result of the implementation,
Extra points will be added to the evaluation index of the evaluator who gave a high score at the time of evaluation for ideas that earned a great profit. Conversely, the evaluation index of the evaluation committee that gave a low score at the time of evaluation for the same idea is deducted.

The idea processing section 120 selects an appropriate evaluation member for evaluating an idea based on each specialized field and evaluation index of the evaluation member, obtains consent of the selected evaluation member, and The data file sent from is sent to the respective evaluation committee members for evaluation. Each evaluation member attaches an evaluation score to the idea based on the received data file, and transmits the evaluation result to the idea processing unit 120 via the network 40. The idea processing unit 120 sums up the scoring results transmitted from each evaluation committee and makes a final decision on the idea.

Incidentally, the total processing and final judgment of the scoring results are automatically performed by, for example, a program prepared in advance. In the total processing of the scoring results, for example, the highest score and the lowest score among the scores of the plurality of evaluation members are removed, and the total or average value of the remaining scores is used as the final score of the idea. This is for avoiding an influence on the final evaluation result when an extremely high or low score is given. When the final score exceeds a predetermined reference value, the idea is judged to pass the examination, and the process proceeds to the next processing. If the final score does not meet the threshold, the applicant will be rejected and the applicant will be notified that the idea will not be adopted.

[0030] The idea processing unit 120 sends information about the idea that has been decided to be adopted to the investment management unit 140, and performs processing for implementing the idea. The investment management unit 140 puts together a document explaining the contents of the idea and the evaluation result sent by the idea processing unit 120 and sends the document to the investor recruiting unit 130 for soliciting investment for implementing the idea. In addition, in order to secure an exclusive right when the idea is implemented, the investment management unit 140 can request protection of the idea by intellectual property rights, if necessary. For example, in the case of an idea related to a new technology, a patent or utility model application is filed, and in the case of a product design, a design application is filed. Further, it is possible to register a trademark in order to enhance the recognizability of the product or service and the effect of attracting customers in the case of implementation. With such rights, when the idea is implemented, the unauthorized use of others can be excluded based on the law, and loss of profit can be prevented.

It is conceivable that the creator of the idea will bear the cost required to convert the idea into a right. However, it seeks investment from investors and uses a part of the funds collected from the investors. You can also do it.

It should be noted that soliciting investment from investors is
Considering the final implementation, there are a method to raise funds including the cost necessary for the right-to-right stage, and a method to recruit investment aiming only at the cost necessary for the right-to-right. Here, consider a case in which the solicitation of investment is divided into two stages, namely, rights acquisition and implementation. In this case, recruiting the necessary expenses to license the idea is called primary recruitment, and soliciting investment for implementing the idea is called secondary recruitment.

The primary recruitment includes a fee until the idea is converted into a right, for example, a fee paid to an agent representing a patent application procedure, various costs paid to a patent office for applying for a right such as a patent, and the like. These costs are relatively small, and the primary recruitment only needs to be able to obtain a small investment. In this case, for example, the investor who divides the idea into a plurality of small units and decides on how many units he or she invests can determine the investment amount. For example, the funds required to license the idea are divided into units called “shares”, and the number of shares to be issued and the par value per share are appropriately set according to the total amount of the required funds. Investors determine how much they invest in, and how much they invest, and the number of shares invested determines their ownership of the idea.

First, the investor recruiting unit 130 performs a primary recruitment and collects funds necessary for making the idea into a right. In this primary recruitment, the investor who applies is determined by the investor recruiting unit 130 via the network 40 the number of shares to invest.
Send to Then, the investor recruiting unit 130 collects the investment money according to the payment method input by the investor.
Here, the payment of the investment money is not necessarily limited to cash payment, but may be anything that supports the investment. For example, if an investor owns a deposit or savings balance, securities, electronic money, or some kind of credit in addition to cash, investment by the investor is permitted. This gives many people the opportunity to invest and stimulates their investment activities.

The funds collected by the primary recruitment are used for entitlement of ideas. That is, the funds collected from the investors are managed by the investment management unit 140, and the ideas are applied to the costs of patent application, utility model application, design application or trademark application, and various costs up to the right.

When an idea is entitled, that right is shared by all investors. Each investor's share is
It is calculated according to the investment amount. Each investor
You can keep your share as property and transfer it to others under certain conditions.

Next, the investment management unit 140 performs a process for actually operating the idea that has been licensed and increasing profit. It should be noted that there are several ways to operate the idea that has been licensed. For example, the easiest way is to transfer it to a person or company that can perform the right, and use the transfer as a profit for the operation. In this case, the investment management unit 140 can make a profit by transferring the right without directly implementing the idea. However, in this case, the profit margin may be low, so in order to make the transfer, it is necessary to satisfy predetermined requirements, for example, a condition that more than a few percent of the co-owners of the right have agreed. It is. In addition, in some cases, it is necessary to purchase the rights of the disagreeer by the consent and most of the consents. When the investment management unit 140 requests the purchase of the rights from outside, the investment management unit 140 notifies all the investors by e-mail, for example. Announce by means,
If the total number of interests of the applicant for transfer of rights exceeds a predetermined condition, the investment management unit 140 operates in the direction of transfer of the rights, and shares the disapproved person's interest with other right holders or other purchasers. The seller at a price that takes into account the market price at that time, but if the sale of some or all of the dissenter's equity rights is unsuccessful by the deadline, the part The investment management unit 140 may temporarily execute a loan, and after executing the sale of the right, may settle out of the sale amount according to the equity.

It is also conceivable that the investment management unit 140 employs an investment method aiming at a higher profit margin by actually implementing the idea that has been licensed and providing a product or service. In this case, the funds necessary for implementing the idea are estimated by the investment management unit 140, and the funds are recruited from general investors. In addition, the investment solicitation in the case of implementing the idea is distinguished from the investment solicitation for making the right, and hereinafter, this is referred to as a secondary solicitation. And when investors apply for this second recruitment and invest,
Called secondary investment.

Obviously, secondary investment is risky for investors. In other words, depending on the result of the idea,
In some cases, the source of the investment is not guaranteed. On the other hand, however, this secondary investment can also result in significant returns. That is, as a result of the implementation of the idea, a hit product may be created, gaining a large market and bringing great profits to investors.

[0040] Such high-risk investments tend to be avoided by ordinary investors, and in some cases, it is conceivable that recruitment of secondary investments may not attract investors.
For this reason, it is important to diversify risks and to create an environment where general investors can easily invest. For this reason, in the present invention, the secondary investment solicitation divides the total amount of funds required for execution into small units and reduces the amount of each unit to a small amount, thereby widely dispersing the risk. Each investor takes risks and profits are distributed according to their investment amount. For this reason, each investor decides his own investment amount at his own discretion.

Here, for the sake of convenience, the unit of investment is "stock" even in the case of secondary recruitment. The investor recruiting unit 130 determines the total number of shares to be issued and the amount per share according to the required amount, and provides information on these data and ideas,
Materials showing the status of the rights are disclosed to investors via the network 40, and investors are invited to invest.

The investor obtains the material disclosed by the investor recruiting unit 130 from the network 40 using each terminal, and determines whether or not to invest, and determines the amount of the investment when investing. Then, when investing, the applicant applies to the investor recruiting unit 130 via the network 40 and notifies the investor of the investment amount and the payment method. Investor recruiting department 130
Receives an application from an investor, confirms the amount of the investment, and settles it by a payment method designated by the investor. As in the case of the primary offering, the payment of the investment in the secondary offering is not limited to cash, but can be used to support investment, such as deposits or savings, securities, electronic money, or some form of credit. And so on.

The investment management unit 140 starts operating when the funds collected by the application from the investor reach a predetermined amount. That is, the implementation of the idea is started with the collected funds. If the amount of funds collected has not reached the expected amount even after the lapse of the predetermined time, it is determined that the implementation of the idea is impossible, and all investors will be notified of the suspension of implementation,
The necessary operating expenses are deducted and the remaining amount is refunded to each investor according to the number of shares invested in each investor.

Hereinafter, the operations of the holder, the investor, and the investment management server 30 at each stage will be further clarified with reference to the drawings. FIG. 3 is a diagram showing a process in which an idea holder applies to the investment management server 30 via the network 40 and the investment management server 30 recruits investors and presents information on ideas.

In FIG. 3, P1: the idea holder uses his / her own terminal 10 to
Apply to the investment management server 30 with your own idea. P2: The investment management server 30 accepts the application from the holder and notifies the holder who applied for the acceptance. P3: The investor uses his / her own terminal 20 to make a request for browsing information on the idea applied to the investment management server 30 via the network 40. P4: The investment management server 30 transmits data on the idea submitted by the idea holder to the network 40.
To the terminal of the investor who made the request for browsing.

Next, FIG. 4 is a flowchart showing processing until the investment management server 30 completes the investment solicitation. FIG. 4 shows a case where the investment condition is set by the idea holder himself. In addition, the investment solicitation is not a method of separating the temporary solicitation and the secondary solicitation as described above, but a lump-sum solicitation method of collecting operating funds necessary for implementing an idea in a single solicitation.

As shown in the figure, first, the holder of the idea inputs investment conditions (step S1). Here, the holder evaluates his / her own idea, predicts the necessary funds for implementing his / her idea, determines the number of shares to be recruited accordingly, and determines the amount of one share at the same time. I do. These investment conditions are disclosed to the network 40 by the holder himself, or these conditions are transmitted to the investment management server 30, and the investment management server 30 transmits the conditions to the registered investors via the network 40. Inform and solicit investment.

Next, the investor obtains the material related to the idea via the network 40, confirms the investment conditions and the like, decides whether or not to invest, and determines the amount of the investment when investing. Apply to the investment management server 30 (step S2).

The investment management server 30 determines whether the required number of investment shares has been obtained (step S3). When the required number of shares has been achieved, the solicitation for investment for the idea is terminated, and the implementation and management of the idea are performed using the investment money collected from the investors (step S4). On the other hand, if the amount of investment thus raised has not reached the required amount, an additional offer is made via the network 40. This recruitment is repeated until the required amount is achieved within a certain period of time, and if the investment amount applied does not reach the expected amount even after the preset time has elapsed, the offer will be terminated And suspend the implementation.

FIG. 5 is a flowchart showing a primary recruitment process for recruiting an operating fund required until the idea becomes a right. As shown in the figure, first, the idea holder inputs investment conditions in the primary recruitment to the investment management server 30 (step Sa1). The investment terms are set according to the total amount of expenses that are expected to be required to license the idea. For example, the cost required for the right is divided into "shares", the amount of one share is set, and the total number of shares to be issued in the primary offer is determined accordingly.

The investment management server 30 discloses the investment conditions to the registered investors via the network 40, and notifies the investors of the primary recruitment. The investor browses the information of the idea via the network 40 and determines whether to apply based on the quality of the idea and the total number of shares to be issued. Then, when applying, the investment amount, that is, the number of shares to be purchased is determined, and then applied to the investment management server 30 via the network 40.

In the investment management server 30, it is determined whether or not the amount of money applied from the investor satisfies the necessary minimum working capital (step Sa2). When the application amount satisfies the required minimum working capital, the primary recruitment is completed, and then the secondary recruitment for implementing the idea is started (step Sa).
3). In addition, if the amount of application from the investor does not satisfy the required minimum working capital in the primary recruitment, take measures to encourage investors to apply, such as suggesting resetting of investment conditions to the holder etc. . For example, the investor's willingness to invest is improved by increasing the number of shares to be issued, setting the amount per share low, reducing investment risk and giving the investor a sense of security.

Then, as a result of the additional recruitment, when the investment amount collected from the investors reaches the necessary minimum working capital,
End the primary recruitment. After a certain period of time, if the investment from the investor does not meet the minimum required operating funds, it is determined that the idea cannot be operated, and the holder is notified of the suspension of the operation, and Subtract the necessary expenses from the funds collected up to and refund the balance to each investor according to their investment amount.

In this way, the primary recruitment can collect funds necessary to license holders' ideas. After the end of the primary recruitment, the investment management server 30 proceeds with a process for converting the idea into a right. For example, a patent application is made by requesting an agent. Then, the investment management server 30 performs a process for implementing the idea, for example, a secondary recruitment for collecting funds to be implemented.

FIG. 6 is a flowchart showing another example of the process for recruiting investors. Note that the process shown in this figure shows a process in which, for example, a single recruitment does not separate the primary recruitment and the secondary recruitment, but collects all the funds necessary for making the idea right and executing it. The fund for the right is mainly funded by the individual investment of the idea holder, and the investment by the investor is used as the fund for implementing the idea.

As shown, first, the total amount of the idea is input (step Sb1). The total amount of the idea is estimated by the holder of the idea or by the investment management server 30 according to a predetermined program. For example, as described above, the investment management server 30 designates an evaluation member according to the technical field of the idea, and requests the evaluation member to determine the quality of the idea and the evaluation value.

Next, the face value of one share when soliciting an investment is determined (step Sb2). If the stock is the investor's investment unit and the stock price per share is set low, the total number of shares to be issued according to the total amount of ideas will increase, which may be disadvantageous for recruiting investors. On the other hand, if the price per share is set high, the risk per share will increase, and investors may avoid the stock. Therefore, the price per share is appropriately set in consideration of the quality of the idea and the like.

Next, the ownership ratio or the number of shares of the idea holder is determined (step Sb3). Here, if the holder is confident in his idea and is convinced that the idea will generate sufficient profits in the future, the holder will not be able to sell the idea entirely to investors, but You can also own it. In this case, the holder can preferentially set his or her share. Further, it is possible to set the number of shares owned by oneself among shares issued by oneself.

Next, the shares other than the interests of the holder are made public and become targets for investment by the investor, and the actual investment amount A is obtained (step Sb4).

The investment management server 30 determines whether or not the investment amount A has reached an operable amount (step Sb).
5). The operable amount referred to here is, for example, the total cost required to license the idea. In other words, if the amount of investment of the individual of the holder is sufficient to cover the cost necessary to license the idea, the idea is licensed with the amount of investment of the holder. After the rights are acquired, the funds needed to actually implement the idea are collected from investors.

If it is determined in step Sb5 that the investment amount of the holder does not satisfy the operable fund amount, the investment conditions are reviewed. For example, the total amount of the idea is reviewed, the stock price per share is reset, or the holder's share is corrected. As a result, when the investment amount satisfies the necessary operating funds up to the right acquisition, the investment management server 30 keeps the investment amount and proceeds to the next processing such as the right acquisition.

FIG. 7 is a flowchart showing a procedure for applying for an investor. As described above, in the present invention, the investor applies for the primary recruitment of the investment management server 30, makes a primary investment, and provides the funds until the holder's idea is licensed. You can apply for a second recruitment, make a second investment, and provide funds to implement your ideas. In some cases, it is also possible to invest from the beginning with the goal of implementing the idea without distinguishing between primary investment and secondary investment.

FIG. 7 shows a process in which an investor simply applies for a recruitment of the investment management server 30 and makes a predetermined amount of investment without distinction between primary investment and secondary investment. The investors are registered in the investment management server 30 in advance, and by this registration, each of the investors obtains an identification number (ID number) from the investment management server 30 and performs the transaction on the network. First, a personal identification number (password) for authenticating the user is obtained or set by the user. Then, in all transactions thereafter, each investor authenticates with the investment management server 30 using the ID number and the password, and can continue the transaction only when the authentication is performed.

Before an investor applies for an investment in the investment management server 30, information on the idea, for example, a description of the idea submitted by the holder, a result of the evaluation by the evaluation committee, and the like are obtained from the investment management server 30. ,
After making a decision on the quality and future potential of the idea by itself, whether or not to invest is determined by the amount of the investment and the like.

As shown in the figure, first, the investor accesses the investment management server 30 using his / her own terminal. At this time, the user inputs his / her ID number and password according to the instruction of the investment management server 30. In the investment management server 30, the investor is identified / authenticated according to the ID number and the password input by the investor (step SS1).

After the identification and authentication of the investor have been performed by the investment management server 30, the investor inputs the amount to invest in the idea (step SS2). The investment amount is determined, for example, by designating the number of shares.

The investment management server 30 determines whether or not the number of investment shares input by the investor is equal to or less than the number of remaining shares. That is, the investment management server 30 does not accept orders exceeding the total number of shares to be issued.

If the number of shares ordered by the investor exceeds the number of remaining shares as a result of the judgment, the situation is notified to the investor, and the investor is re-entered the number of invested shares within the range of the remaining number of shares. The number of shares re-input is determined in step SS3, and if the number is equal to or less than the remaining number of shares, the process proceeds to step SS4.

In step SS4, the investment management server 30 asks the investor how to pay the investment fund. Then, the settlement of the investment amount is performed according to the payment means designated by the investor.

By this processing, each investor can apply for the investment management server 30 and can specify the investment amount and the payment method. Then, the investment management server 30 can deposit the specified investment amount by the payment method specified by the investor. As a result, the investment management server 30 can collect necessary funds, and conditions for obtaining an idea right or implementing the idea are prepared.

By performing the above-described processing, the investment management server 30 can provide a clear and fair investment environment to general investors. On the other hand, with this mechanism, the investor can judge the quality of the idea and its future potential based on the information provided by the investment management server 30, and enjoy the convenience of investing according to his own judgment. For this reason, each investor must fulfill its obligation to maintain this investment management mechanism. For example, it is necessary to respect ideas that are the crystals of the creator's wisdom and thoughts, keep confidentiality, do not misuse other people's ideas, etc. Have an obligation to dispose of it. The investment management server 30 needs to take some sanctions against investors who do not observe this. For example, via the network 40, investors who ignore the mechanism of the investment environment, perform malicious acts in processing such as confidentiality and payment of investment money, and take actions that impair the fairness and reliability of the investment environment. It is possible to take measures such as announcing the wrongdoing, deleting the investor's registration in some cases, and disqualifying them from investing. Such rules will be widely recognized by ordinary investors at the stage of investor registration in advance, creating an equitable and reliable investment environment and deterring fraud.

Hereinafter, an operation example of the above-mentioned investment management system will be described with a specific example. For example, an idea holder evaluates the value of his / her idea as one million yen. Then, 30 shares are owned by oneself, the number of shares to be invested in the equity body is set to 70 shares, and the par value per share is set to 10,000 yen (Sb1, S1b2, Sb3 shown in FIG. 6). When it is determined that the investment amount A has reached the operable amount due to the rush of investment by the investor (Sb5 shown in FIG. 6), the idea is operated using the investment amount A. On the other hand, 7
If 0 shares cannot be sold out, if there are already applicants, refund and liquidate. The idea is not operational.
Then, as the reputation of the idea further increases, the stock price rises, and the idea holder and the investor can make a profit.

[0073]

As described above, according to the investment management system and method of the present invention, the idea holder, the investor, and the manager who manages the idea perform a high degree of division of labor, so that many ideas can be obtained. Gives you the opportunity to test its effectiveness in the real world. Further, according to the present invention, it is possible to provide a convenient environment for selling ideas to holders of the ideas, and furthermore, to investors who are good at evaluating ideas, clear, fairness and reliability are provided. It can provide a guaranteed investment environment and offer investors the opportunity to generate significant returns. In addition, the holder of the idea divides the value of the idea into a plurality of investment units, and determines various conditions such as the set amount per investment unit and the share owned by the holder by the investment management server and the investors. In this case, there is an advantage that it is possible to provide the investor with information for making a decision and to increase the desire to invest.

[Brief description of the drawings]

FIG. 1 is a configuration diagram showing an embodiment of an investment management system according to the present invention.

FIG. 2 is a block diagram illustrating a configuration of an investment management server.

FIG. 3 is a diagram illustrating a flow of information processing between a holder and an investor with an investment management server in the investment management system of the present invention.

FIG. 4 is a flowchart showing a process in which an investment management server recruits investors.

FIG. 5 is a flowchart showing a primary recruitment process for converting an idea into a right.

FIG. 6 is a flowchart showing the flow of processing for acquiring an idea right by investing by a holder.

FIG. 7 is a flowchart showing a process when an investor applies for an investment management server and makes an investment.

[Explanation of symbols]

10: holder terminal, 20, 20-1,..., 20-m: investor terminal, 30: investment management server, 40: network, 110: holder recruiting section, 120: idea processing section,
130: Investor recruiting department, 140: Investment management department.

Continued on the front page (72) Inventor Kenichi Fukabori 6-7-35 Kita-Shinagawa, Shinagawa-ku, Tokyo Sony Corporation (72) Inventor Mitsuo Osawa 6-35-35 Kita-Shinagawa, Shinagawa-ku, Tokyo Sonny shares F term in the company (reference) 5B055 BB20 CB09 CB10 CC13 EE02 EE03 EE04 EE21 EE27 HA04 JJ05

Claims (15)

[Claims] Claims: 1. A first recruiting means for recruiting ideas from an idea holder via a network, and a management fund for executing the ideas recruited by the first recruiting means is divided into a plurality of investment units. A second recruiting unit for setting an amount per investment unit and recruiting investors through the network, and managing the funds collected from the investors recruited by the second recruiting unit to implement the idea. An investment management system having investment management means. 2. The investment management system according to claim 1, further comprising evaluation means for performing a predetermined evaluation on the idea provided by the idea holder. 3. The investment management system according to claim 2, wherein the second recruiting means transmits the evaluation result regarding the idea to the investor via the network in response to an inquiry from the investor. 4. The second recruiting means includes an authentication means for authenticating an investor who applies, an input means for inputting the number of investment units to be purchased to the investor authenticated by the authentication means, 2. The investment management system according to claim 1, further comprising: settlement means for settling an investment amount calculated according to the number of investment units input by the investor by a method specified by the investor. 5. The second recruiting means calculates the number of investment units according to the share of the idea holder, and calculates the number of investment units according to the share of the idea holder from the total number of investment units. 2. The investment management system according to claim 1, wherein the number is subtracted and investors are recruited within the range of the remaining number of investment units. 6. A first recruiting means for recruiting ideas from idea holders via a network, and dividing a fund for entitlement of the ideas recruited by the first recruiting means into a plurality of first investment units. The second unit for recruiting investors through the network and the funds collected from the investors recruited by the second unit are set by setting the amount per the first investment unit and An idea processing means for entitlement of an idea; and an operating fund for implementing the entitled idea divided into a plurality of second investment units, and the amount per second investment unit is set. A third recruiting means for recruiting, and an investment management means for operating the funds collected from the investors recruited by the third recruiting means and implementing the above ideas. Investment management system. 7. The investment management system according to claim 6, further comprising evaluation means for performing a predetermined evaluation on the idea provided by the idea holder. 8. The investment management system according to claim 7, wherein said second recruiting means transmits the evaluation result regarding the idea to the investor via the network in response to an inquiry from the investor. . 9. The second recruiting unit includes an authentication unit for authenticating an investor who applies, and an input for inputting the number of the first investment units to be purchased to the investor authenticated by the authentication unit. 7. The investment management system according to claim 6, further comprising: a settlement unit that setstles an investment amount calculated according to the number of the first investment units input by the investor in a method specified by the investor. . 10. The second recruiting means calculates the first number of investment units according to the share of the idea holder,
7. The investment according to claim 6, wherein the number of the first investment units according to the share of the idea holder is subtracted from the total number of the first investment units, and investors are recruited within a range of the remaining first investment units. Management system. 11. The investment management system according to claim 7, wherein said third recruiting means transmits the evaluation result on the idea to the investor via the network in response to an inquiry from the investor. . 12. The third recruiting means includes an authentication means for authenticating an investor who applies, and an input for inputting the number of the second investment units to be purchased by the investor authenticated by the authentication means. 7. The investment management system according to claim 6, further comprising: a settlement unit that setstles an investment amount calculated according to the number of the second investment units input by the investor in a method specified by the investor. . 13. The third recruiting means calculates the second number of investment units according to the share of the idea holder,
7. The investment according to claim 6, wherein the number of second investment units according to the share of the idea holder is subtracted from the total number of second investment units, and investors are recruited within a range of the remaining second investment units. Management system. 14. A first step of recruiting ideas from idea holders via a network, and dividing an operating fund for implementing the ideas recruited in the first step into a plurality of investment units, A second step of setting an amount per unit and recruiting investors through the network; and a third step of operating the funds collected from the investors recruited in the second step and implementing the idea. And having an investment management method. 15. A first step of recruiting ideas from idea holders via a network, and dividing the funds for entitlement of the ideas recruited in the first step into a plurality of first investment units, The second step of setting the amount per the first investment unit and recruiting investors through the network, and using the funds collected from the investors recruited in the second step to license the idea A third step of dividing the investment fund for implementing the above-mentioned idea into a plurality of second investment units, setting an amount per second investment unit, and recruiting investors through the network A fourth step, and a fifth step of managing the funds collected from the investors raised in the fourth step and implementing the idea. And having an investment management method.