JP2001229223A - Product sales and approval method, e-commerce organization, e-commerce organization - Google Patents

Abstract

(57) [Summary] [PROBLEMS] To provide a secure e-commerce place without danger of misuse of secret information such as credit cards. SOLUTION: When a member (20) selects a purchased product in an e-commerce organization (10) whose use is limited to the member (20), the purchased product selected by the member in the e-commerce organization (10). Information of the store (1
Sent to 6). Meanwhile, the approval information including the price of the purchased product is transmitted to the approval organization (18) of the member (20).
In addition, the member (20) has a contact (3) of the decision-making body (18).
Guided to 2), a decision is made at this window (32). Then, when the decision is completed at the window (32) of the decision-making organization (18), information on the completion of the decision is transmitted to the store (16).

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

The present invention relates to a communication network (for example,
The present invention relates to an electronic commerce organization that provides products to specific members (consumers) using the Internet) and an electronic commerce management organization that manages the electronic commerce organization. The present invention also relates to a method for securely selling and approving goods through electronic commerce.

[0002]

BACKGROUND OF THE INVENTION With the spread of the Internet, electronic commerce using the Internet has been actively conducted. However, on the Internet, consumers cannot directly confirm the existence of a product provider. Therefore, transmitting decision information (for example, a credit card number) to a plurality of product providers (stores) via the Internet involves risks.

[0003] Accordingly, the present invention provides an electronic commerce organization and its management mechanism that can purchase goods through the Internet without having to transmit confidential information such as a credit card every time a product is purchased, and a method of selling and approving goods by electronic commerce. The purpose is to provide.

[0004]

SUMMARY OF THE INVENTION In order to achieve the above object, in a method for selling and making a decision on a product according to the present invention, a member (20) has an electronic commerce organization (10) whose use is limited to the member (20).
When you select a product for purchase, the e-commerce organization (10)
Is transmitted to the store (16) that sells the purchased merchandise selected by the member. Meanwhile, the approval information including the price of the purchased product is transmitted to the approval organization (18) of the member (20). In addition, the member (20) is guided to the window (32) of the decision-making organization (18), and this window (3)
Make a decision in 2). Then, when the decision is completed at the window (32) of the decision-making organization (18), information on the completion of the decision is transmitted to the store (16).

[0005] Another embodiment of the present invention relates to the Internet (1).
The present invention relates to a method of selling and approving products in electronic commerce in which a consumer (20) purchases a product displayed on a cyber mall (28) using (2). In this method, the product information to be purchased by the consumer (20) is stored in the product seller (16).
Sent to. On the other hand, the decision information including the price of the product purchased by the consumer (20) is transmitted to the designated decision-making organization (18). And the consumer (20) web screen (21)
Is displayed on the decision page (32) of the decision-making organization (18), and the consumer (20) makes a decision on the decision page (32). In this method, it is preferable that, when the decision making by the decision making body (18) is completed, information on the completed decision is transmitted to the seller (16).

In another embodiment of the present invention, a consumer (20), a store (16), and a decision-making organization (18) are connected to the Internet (1).
The present invention relates to a method for selling and making a decision on a product in a cyber mall (28) that can be communicated through 2). In this method,
A confirmation button (56) for finally confirming the consumer's purchase intention is displayed on the homepage (30) of the store (16) that handles the product that the consumer (20) wants to purchase. Now, when the consumer (20) clicks the confirmation button (56), the information of the product that the consumer (20) wants to purchase is transmitted to the store (16), and the product that the consumer (20) wants to purchase is sent. Is transmitted to the designated decision making agency (18), and the decision page (32) of the decision making agency (18) is displayed on the web screen (21) of the consumer (20). And
When the consumer (20) clicks on the decision confirmation button displayed on the decision page (32), the consumer (20) confirms the decision to make the decision.

Another aspect of the present invention is a management organization (14) that can communicate with a member (20) through a communication network (12).
(10). The e-commerce organization (10) includes a first database (22) holding a unique member ID assigned to the member (20), and a decision-making organization for the member (20) to make a decision on the purchase price of the product. The second database (18 or 32) holding the decision ID registered in the member ID, the member ID transmitted from the member (20) and the member I held in the first database (22).
D. If the member ID transmitted from the member matches the member ID held in the first database (22), the authentication means for permitting the member (20) to access the management organization (14) (24) and holding information on products traded in the management organization (14), and providing information on the products to members (20) who are permitted to access the management organization (14);
A purchase receiving means (30) for receiving an application for product purchase by the member (20) and a purchase receiving means (30) are provided for the member (2).
0), the member (2)
Transmitting means (26 or 2) for transmitting information on a product which the user 0) intends to purchase to a store (16) which handles the sale of the product;
8), when the purchase receiving means (30) receives an application for product purchase by the member (20), a command means (32) for instructing the member (20) to transmit a decision ID, and a command means (32) The decision ID transmitted from the member (20) is compared with the decision ID of the member (20) held in the second database (18 or 22) in response to the instruction from the member (20), and transmitted from the member (20). If the decision ID matches the decision ID held in the second database (18 or 22),
A decision-making means (32) for executing a product price decision in a decision-making body (18); The transmitting means (1) for transmitting the completion of the decision in the decision means (32) to the store (16).
8) may be provided.

Another aspect of the present invention relates to an electronic commerce management organization (14) capable of communicating with a member (20) through a communication network (12). This e-commerce management organization (14)
Is a database (22) that holds the member ID assigned to the member (20) and the information on the approval body of the member, the transmission ID and the database (2) transmitted from the member (20).
The authentication means (24) for checking the member ID held in 2) and, if the transmission ID matches the member ID, permitting the member (20) to access the electronic commerce management organization (14).
And the member (20) who has information on goods traded by the e-commerce management organization (14) and is permitted to access the e-commerce management organization (14). When the purchase receiving means (28) receives the application for product purchase by the member (20), the member (20) receives information on the product to be purchased by the member (20). When the first transmitting means (26) for transmitting to the store (16) handling the sale of the product and the purchase receiving means (28) receive the application for the product purchase by the member (20), the member (20) The information of the price to be paid for the purchase of the member is transmitted to a predetermined decision-making body (18), and the member (20) is guided to the decision-making window of the decision-making body (18), and the member (20) is paid by the decision-making body (18). Make a decision Second transmitting means that (26)
And

[0009]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS A description will now be given, with reference to the accompanying drawings, of specific examples of a method for selling and approving a product by electronic commerce and an electronic commerce organization according to the present invention.

(1) Configuration of Electronic Commerce Organization FIG. 1 shows a configuration diagram of an electronic commerce organization. The e-commerce organization 10 includes a management mechanism (e-commerce management organization) 14 for managing e-commerce transactions performed through a communication network (for example, the Internet 12), and a tangible or intangible product (goods or service) to the consumer through the management mechanism 14. Or one or more stores (commodity providers) 16 that provide or pay)
One or a plurality of decision-making institutions (banks, credit card companies, etc.) 18 for making a decision when a consumer purchases a product through the management mechanism 14, and a plurality of consumption institutions purchasing the product through the management mechanism 14. Person 20.

(2) Electronic Commerce Use Contract The store 16, the decision making body 18, and the consumer 20 have an electronic commerce use contract (hereinafter referred to as "use contract") signed in writing with the management organization 14. , Management mechanism 1
4 is allowed to participate in the e-commerce organization 10. For example, when the consumer 20 participates in the e-commerce organization 10 to purchase an article or receive a service, the consumer 20 signs a usage contract with the management mechanism 14 in advance. When concluding a usage contract with the management organization 14, the consumer 20 decides on a decision-making organization and information necessary for the decision (decision method, transaction financial institution and account number, credit card company and credit card number, debit card issuing organization and debit Submit a usage contract application form that includes the card number. However, as will be apparent from the following description, it is not always necessary to report the account number or credit card number of the correspondent financial institution. The consumer 20 that has been authorized to use the e-commerce organization 10 by the management mechanism 14 is
A member identification number or a member ID (password) required when the consumer 20 accesses the electronic commerce organization 10 through the Internet 12 by the communication device 21 such as a computer or a mobile phone of the consumer is given. Hereinafter, the consumer to which the member ID has been assigned is referred to as a member 20.

[0012] The contract between the management mechanism 14 and the decision making body 18 includes a method (for example, same-day decision making) with which the member 20 makes a decision when the member 20 purchases a product. It includes the fact that the settlement has been completed after the settlement has been completed, and the rules on how to transfer the money to the store. Further, the contract between the management mechanism 14 and the store 16 includes rules such as a method for displaying products at the store, and a method for communicating information on shipping of products to a decision-making organization or a member. The contents concerning these regulations and the like will be specifically described in actual transaction examples described below.

(3) Management Mechanism The management mechanism 14 includes a plurality of system components necessary for operating the e-commerce organization 10, for example, a database 22 as storage means, an authentication server 24 as authentication means,
It has a transmission server 26 as transmission means and a web server 28 as product display means. These multiple system components do not need to be installed independently, one server can be functionally divided and configured, and another system component can be part of one system component. It is also possible to assign.

Briefly describing the functions of these system components, the database server 22 stores the personal information (name, address,
Phone number, e-mail address, name of institution, account number and credit number, method of approval), member ID and approval I
Keep D. Further, the database server 22 stores information necessary for communication between the store 16 and the decision making agency 18.

The authentication server 24 allows each member 20 to use the Internet 1 from his or her own computer or mobile phone 21.
It is determined whether or not the member ID input when accessing the e-commerce organization 10 through 2 corresponds to the member ID registered in the database server 22. If the input member ID matches any of the registered member IDs, the member 20 can access the web server 28. However, the ID in which the entered member ID is registered
Does not match, the access of the management mechanism 14 to the system is denied.

The web server 28 displays products (goods or services) provided by the store 16. Web server 2
8 and the store 16 (computers owned by the store 16)
Only communication from the store 16 to the web server 28 is possible via the Internet 12 or a telephone line. That is, the store 16 can update the information of the store dedicated area (store home page) 30 allocated to each store 16, but the member 20 can store the store 16 outside the electronic commerce organization 10 through the store dedicated area 30. (The computer owned by the store 16) is not directly accessible.

When the member 20 purchases a product provided by the store 16, the transmission server 26 transmits the purchased product information to the store 16.
In addition, the computer 21 of the member 20 is guided to the computer 32 dedicated to the decision so that the computer of the member 20 is connected to the computer dedicated to the decision (decision window) 32 of the decision-making organization 18 and the decision is made there. A decision-making page of the decision-making organization 18 is displayed on the web screen of the computer 21. Therefore, the transmission server 26
Store 16 via Internet 12 or telephone line
(Computers owned by the store 16) and the decision making body 18
(Dedicated decision computer 32 held by the decision body 18)
Is configured to allow direct access to.

The configuration of the web server 28 will be described with reference to the home page configuration diagram of FIG. As shown in this figure, when the member 20 accesses the homepage 34 of the e-commerce organization 10 from the Internet 12 using his / her own computer 21 and inputs the member ID in the member ID input field displayed on the homepage 34. When the authentication server 24 confirms that the input member ID matches any of the registered member IDs, the top page 36 of the electronic commerce organization 10 is displayed on the web screen of the computer 21 of the member 20. . A predetermined message including the name of the member is displayed on the top page 36 (for example, "Thank you for visiting" XX ".)
May be displayed. In order to guide the members 20 who have accessed the e-commerce organization 10 to the information fields for each region and for each prefecture, the top page 36 displays a block page hyperlink (not shown) for each region (block). Is done. In this embodiment, Hokkaido, Tohoku,
Kanto, Koshinetsu, Hokuriku, Tokai / Chubu, Kinki, China, Shikoku,
There are 10 block page hyperlinks for the Kyushu / Okinawa area. On the screen (block page 38) displayed by clicking the hyperlink for each block page, a hyperlink (not shown) for a prefecture unit page for each prefecture included in the corresponding block is prepared. Screen displayed by clicking the hyperlink for each prefecture page (Page 4 by prefecture)
In 0), information organized according to the corresponding prefecture is prepared. For example, in the present embodiment, when the name of the e-commerce organization 10 is now “Yu Club”, “Yu Information” that provides information about the Yu Club, “Yu Market” that displays products provided through the Yu Club, Information pages such as "YuYu Forum", which is a section of the YuYu Club's institution, "YuYu Circle," which is a section of various organizations belonging to YuYu Club, and "YuY BANK", which displays financial institutions affiliated with YuYu Club. 42 are prepared. Also, for example, "Yuyu Information"
In the information page 44, information pages according to purpose such as "page of living" and "page of learning" are prepared. Further, each information page according to purpose includes, for example, a product page and the like. It is connected to the homepage 30 of the store 16 in each area through 42 and 44 so that the merchandise provided by the store 16 can be browsed. The configuration of such a home page, the setting of a hyperlink, and the like are arbitrary.

(4) Commodity Purchasing Procedure Referring to FIG. 3, a detailed description will be given of a procedure when the member 20 purchases commodities provided by the store 16 stored in the web server 28 through the homepage 34 of the electronic commerce organization 10. Will be described.

Access to Electronic Commerce Organization Member 20 uses his / her computer 21 to access a home page 34 of electronic commerce organization 10 via Internet 12. At this time, the homepage 34
Displays a member ID input field 52 for the member 20 to input a unique member ID. When the member ID is entered in the member ID input field 52, the authentication server 24 of the e-commerce organization 10 confirms that the entered member ID is the database server 2
It is determined whether the member ID is included in the member ID registered in No. 2. Then, if the input member ID matches the registered member ID, the member 20 becomes the e-commerce organization 10.
The access to the information stored in the member 20 is permitted, and the top page 36 of the electronic commerce organization 10 is displayed on the web screen of the computer 21 of the member 20.

Application for Product Purchase Member 20 who is permitted to access the e-commerce organization 10
Opens the block page 42, the page 46 by prefecture, the information pages 48, 50, etc. stored in the web server 28, and can browse the products displayed in the store-specific area (homepage) 30. When purchasing a product provided by a certain store 16, the member 20 selects the product to be purchased,
In the “purchase item column” 54 of the homepage 30 displayed on the web screen of the computer 21, product identification information (for example, a product code) of the product to be purchased is input. When the input of the purchased product is completed, a “purchase amount (amount including consumption tax)” 56 and a “purchase application confirmation button” 58 are displayed on the web screen. Next, when the member 20 confirms the purchase intention by clicking the “purchase application confirmation button” 58 displayed on the web screen, the purchased merchandise information is transmitted to the transmission server 26. The purchased product information transmitted to the transmission server 26 includes
“Store name”, “purchase item”, “purchase amount”, and “purchaser (member ID)” are included.

Transmission of Data When the product purchase information is received, the transmission server 26
The information necessary for communication with the server 6 is retrieved from the database server 22, and the "purchase item", "purchase amount", "purchaser information" (address of member), " The purchase information such as “Authorization body” is transmitted to the store 16. Store 16 that received the purchase information
Prepares for the shipment of goods. It should be noted that the store 16 can ship the product immediately after receiving the purchase information,
It is preferable to start sending out the product after receiving the "decision completed (payment transfer information)" provided later from the decision making agency 18.

Upon receiving the purchased merchandise information, the decision making transmission server 26 extracts from the database server 22 information necessary for communication with the decision making organization 18 designated by the member 20 at the time of contract, and utilizes this information to access the Internet 12 or The purchase information such as “purchase item”, “purchase amount”, “purchaser (member) information”, and “store” is transmitted to the decision making agency 18 via the telephone line. At the same time, the transmission server 26 connects the computer 21 of the member 20 to the computer 32 dedicated to the decision of the decision making body 18. A decision page 60 is displayed on the web screen of the member 20 connected to the decision-making computer 32 of the decision-making organization 18. On the decision page 60, in addition to purchase information such as "purchase item", "purchase amount", and "purchase store" for which the member 20 has applied for purchase, a "decision ID input field" 62 and a "decision confirmation button" 64 are displayed. You. The “decision ID input field” 62 is a field where the member 20 inputs a decision ID (password) required for the decision. The decision ID is stored in a computer (database) of the decision-making organization 18 as appropriate.

When the decision making body 18 is a financial institution such as a bank,
As the approval ID, the account number (account number) held by the member 20 at the financial institution can be used. In addition, decision-making body 1
If 8 is a credit company, a credit card number can be used as a decision ID. Further, a debit card can be used as a decision means, in which case the debit card number is used as the decision ID. in this way,
In the present embodiment, since the approval ID is different from the member ID, if the member ID is misused by a third party by mistake, the applied product is not approved.

When the decision ID is entered in the "decision ID input field" 62 and the "decision confirmation button" 64 is clicked, the decision making organization 18 makes a decision. The settlement method is based on the "E-commerce organization use contract" .For example, if "Same day debit" is specified in this contract, the amount corresponding to the purchase amount is immediately deducted from the corresponding financial institution account. Dropped. When a credit card is used as a settlement method, the purchase amount is deducted from a financial institution on a predetermined date. Based on the contract between the decision making agency and the e-commerce organization, the withdrawal money is paid to the account of the store 16 from the decision making agency, for example, on the same day or after a certain period of time. In addition, decision-making body 1
The decision report from the member 8 to the member 20 may be sent by mail or the Internet 12.

[0026] The decision report and the product shipping information.
2 and is reported as “decision report” (payment transfer information) 66. The store 16 that has received the decision report 66 sends the product to the purchasing member 20. Then, the store 16 notifies the decision making body 18 that the shipment of the product has been completed.

The store 16 has a “field for confirming the state of shipment of goods” provided in the area 30 dedicated to the store of the web server 28, and in this field, the state of shipment of goods for which purchase has been applied [process up to the shipment of goods at the store 16 ( For example, "Confirmation of approval (statement of approval report from approval agency)", "Preparing for shipment (preparing to ship product)", "Shipment completed (completion of product shipment)") It is preferable that the purchase application member can confirm it. In this case, the store 16 transmits the information of the purchasing member and the purchased merchandise in addition to the information of the shipping status. Then, the e-commerce organization 10 collates the contents transmitted from the store 16 with the purchase information transmitted from the e-commerce organization 10 to the store 16, and only the member who actually purchased the corresponding product receives
Make it possible to check the shipping status of purchased items on a web screen.

(5) Other Embodiments The above-described electronic commerce organization and the method of selling and approving goods by electronic commerce are one embodiment of the present invention, and the present invention is not limited to this embodiment.

For example, in the above embodiment, the decision making body 18
Was placed outside the management mechanism 14, but, similarly to the homepage 30 of the store 16, a website dedicated to approval of the decision making body 18 was provided under the management of the management mechanism 14, and the member 20 was given to the member 20 inside the management mechanism 14. A decision may be made. In this case, the decision ID of the member 20 is stored in the database server 22, the decision ID input by the member 20 is compared with the decision ID registered in advance, and only when the two match, the management mechanism It is also possible to configure so that the decision information is transmitted from 14 to the dedicated computer of the decision making body 18 and the payment is made at the decision making body 18.

In the above embodiment, when a purchase application button 58 displayed on the homepage 30 of the store 16 is clicked at the time of a product purchase application, the purchased product information is transmitted to the store 16 via the transmission server 26. Although the settings are made as described above, it is also possible to configure so that when the purchase application button 58 is clicked, the purchased product information is transmitted directly to the store 16 without going through the transmission server 26.

Further, in the above embodiment, the bank account number and the like are used as the approval ID, but this approval ID is a member ID.
Or an ID different from the member ID, bank account number, credit number, or the like. Then, the approval ID may be another ID given to the member 20 from the management mechanism 14 together with the member ID after the contract between the member and the management mechanism 14.

Further, in the above-described embodiment, the store 16 sends out the product to the member 20 after receiving the decision report from the decision making body 18 after the decision making by the decision making body 18. The withdrawal from the account may be after the shipment of the goods.

[0033]

As is apparent from the above description, according to the merchandise sales / decision method, the electronic commerce organization, and the electronic commerce management organization of the present invention, the information of the purchased merchandise is stored in the store (16).
And the decision information is sent to the decision-making organization (18), so that the information used for the decision (for example, bank account number,
The credit card number) is not known to the store (16). In addition, since the financial institution and the credit company, which are the decision making body (18), naturally hold the account number and the credit number of the consumer, when the decision making body (18) makes a decision, the decision making body (18) gives the decision making body (18). Even if the bank account number and the credit card number are transmitted, there is no risk that these bank account numbers and the like are misused. Further, since the use of the e-commerce organization (10) is limited to a specific member (20), the e-commerce organization (10) becomes a secure place for trading electronic goods for the member (20).

[Brief description of the drawings]

FIG. 1 is a block diagram showing a schematic configuration of an electronic commerce organization according to an embodiment of the present invention.

FIG. 2 is a diagram showing a schematic configuration of a homepage provided by the electronic commerce management mechanism.

FIG. 3 is an exemplary view showing procedures and the like when purchasing goods using the e-commerce organization shown in FIG. 1;

[Explanation of symbols]

 10: Electronic commerce organization 12: Internet 16: Store 18: Authorization body 20: Member (consumer) 21: Web screen 22: Database server 24: Authentication server 26: Transmission server 28: Web server 30: Dedicated area of store (homepage) 32) Decision page (decision window)

Claims (8)

[Claims] 1. A method for selling and approving goods by electronic commerce using a communication network, comprising: a. A process in which a member (20) selects a purchased product in an electronic commerce organization (10) whose use is limited to the member (20); b. The information of the purchased product selected by the member in the electronic commerce organization (10) is stored in the store (1) that sells the purchased product.
Transmitting to 6); c. Transmitting the decision information including the price of the purchased product to the decision body (18) of the member (20) and guiding the member (20) to the window (32) of the decision body (18); d. Member (20) is the contact (32) of the approval body (18)
The method of selling and making a decision on a product, including the process of making a decision in 2. A method for selling and approving goods according to claim 1, further comprising the step of transmitting information on the completion of the approval to the store (16) when the approval is completed at the window (32) of the approval organization (18). . 3. In an electronic commerce in which a consumer (20) purchases a product displayed on a cyber mall (28) using the Internet (12), information on a product purchased by the consumer (20) is stored. The information is sent to the seller (16) of the product, the information of the approval including the price of the product purchased by the consumer (20) is sent to the designated approval agency (18), and the web screen (21) of the consumer (20) The decision-making body (1
8) The decision page (32) is displayed and the decision page (3
2) A method of selling and making a decision on a product that causes the consumer (20) to make a decision. 4. The method according to claim 3, wherein, when the decision making by the decision making body (18) is completed, the completed information is transmitted to the seller (16). 5. A method for selling and making a decision on a product in a cyber mall (28) that can be communicated by a consumer (20), a store (16), and a decision making agency (18) through the Internet (12), comprising: a. Displaying a confirmation button (56) on the homepage (30) of the store (16) that handles the product that the consumer (20) wants to purchase, for finally confirming the consumer's purchase intention; b. When the consumer (20) clicks the confirmation button (56), the information of the product that the consumer (20) wants to purchase is transmitted to the store (16), and the price of the product that the consumer (20) wants to purchase is transmitted. Authorization body specifying information including (18)
To display a decision page (32) of the decision-making organization (18) on the web screen (21) of the consumer (20), c. When the consumer (20) clicks the approval confirmation button displayed on the approval page (32), the consumer (2)
Method of selling / decision of goods to be decided on 0). 6. An electronic commerce organization (10) including a management organization (14) capable of communicating with members (20) through a communication network (12), comprising: a. A first database (22) holding a unique member ID assigned to the member (20); b. A second database (18 or 32) holding a decision ID which the member (20) has registered with a decision-making institution to make a decision on the purchase price of the product; c. The member ID transmitted from the member (20) is compared with the member ID held in the first database (22),
The member ID transmitted from the member is stored in the first database (2
If it matches the member ID held in 2), the management organization (1
An authentication means (24) for permitting the member (20) to access 4); d. Holds information on products traded in the management organization (14), provides product information to members (20) who are permitted to access the management organization (14), and applies for product purchases by the members (20). Purchase receiving means (30) for receiving e. When the purchase accepting means (28) accepts an application for product purchase by the member (20), information of the product that the member (20) wants to purchase is stored in the store (1) that handles the sale of the product.
Transmitting means (26 or 28) for transmitting to 6); f. Command means (32) for instructing the member (20) to transmit a decision ID when the purchase receiving means (30) receives an application for product purchase by the member (20); g. In response to a command from the command means (32), the member (2
0) and the second database (1
8 or 22), the decision ID of the member (20) held
And the approval ID transmitted from the member (20) is compared with the approval ID stored in the second database (18 or 32).
An electronic commerce organization comprising a decision making means (32) for executing a product price decision in a decision making body (18) if it matches D. 7. h. 7. The e-commerce organization according to claim 6, further comprising transmitting means (18) for transmitting the completion of the decision in the decision means (32) to the store (16). 8. An electronic commerce management organization (14) communicable with a member (20) through a communication network (12), comprising: a. A database (22) holding a member ID assigned to the member (20) and information on the member's approval organization; b. The transmission ID transmitted from the member (20) is compared with the member ID held in the database (22), and the transmission I
An authentication means (24) for permitting access of the member (20) to the electronic commerce management organization (14) if D matches the member ID; c. The member (20) has information on goods traded by the electronic commerce management organization (14), and provides information on the goods to the member (20) who is permitted to access the electronic commerce management organization (14). Purchase acceptance means (28) for accepting an application for product purchase by the user; d. When the purchase receiving means (28) receives an application for product purchase by the member (20), the first information for transmitting the product to be purchased by the member (20) to the store (16) handling the sale of the product is provided. Transmitting means (26); e. When the purchase accepting means (28) accepts an application for product purchase by the member (20), the member (20) sends information on the price to be paid when purchasing the product to a predetermined decision-making organization (1).
8) and send the member (20) to the decision-making body (1).
The second transmission means (2) which guides the member to the decision window (32) of (8) and causes the member (20) to approve the price at the decision body (18).
6) An electronic commerce management organization comprising: