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FR3025912B1 - Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants - Google Patents

Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants

Info

Publication number
FR3025912B1
FR3025912B1 FR1458749A FR1458749A FR3025912B1 FR 3025912 B1 FR3025912 B1 FR 3025912B1 FR 1458749 A FR1458749 A FR 1458749A FR 1458749 A FR1458749 A FR 1458749A FR 3025912 B1 FR3025912 B1 FR 3025912B1
Authority
FR
France
Prior art keywords
detecting
terminal
program
recording medium
corresponding device
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
FR1458749A
Other languages
English (en)
Other versions
FR3025912A1 (fr
Inventor
David Naccache
Pierre Quentin
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Banks and Acquirers International Holding SAS
Original Assignee
Compagnie Industrielle et Financiere dIngenierie Ingenico SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Compagnie Industrielle et Financiere dIngenierie Ingenico SA filed Critical Compagnie Industrielle et Financiere dIngenierie Ingenico SA
Priority to FR1458749A priority Critical patent/FR3025912B1/fr
Priority to CA2960914A priority patent/CA2960914C/fr
Priority to PCT/EP2015/071129 priority patent/WO2016041985A1/fr
Priority to US15/511,141 priority patent/US10650381B2/en
Priority to EP15762656.5A priority patent/EP3195223A1/fr
Publication of FR3025912A1 publication Critical patent/FR3025912A1/fr
Application granted granted Critical
Publication of FR3025912B1 publication Critical patent/FR3025912B1/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

L'invention concerne un procédé de détection d'un risque de substitution, dans un point de vente, d'un terminal de paiement électronique authentique par un terminal de paiement électronique frauduleux, comprenant une étape (10) de génération d'une alerte lorsqu'un nombre de transactions géographiquement associées audit point de vente est supérieur à un seuil prédéterminé (Si).
FR1458749A 2014-09-16 2014-09-16 Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants Active FR3025912B1 (fr)

Priority Applications (5)

Application Number Priority Date Filing Date Title
FR1458749A FR3025912B1 (fr) 2014-09-16 2014-09-16 Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants
CA2960914A CA2960914C (fr) 2014-09-16 2015-09-15 Methode de detection d'un risque de substitution d'un terminal, dispositif correspondant, programme et support d'enregistrement
PCT/EP2015/071129 WO2016041985A1 (fr) 2014-09-16 2015-09-15 Procédé de détection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants
US15/511,141 US10650381B2 (en) 2014-09-16 2015-09-15 Method for detecting a risk of substitution of a terminal, corresponding device, program and recording medium
EP15762656.5A EP3195223A1 (fr) 2014-09-16 2015-09-15 Procédé de détection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR1458749A FR3025912B1 (fr) 2014-09-16 2014-09-16 Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants

Publications (2)

Publication Number Publication Date
FR3025912A1 FR3025912A1 (fr) 2016-03-18
FR3025912B1 true FR3025912B1 (fr) 2016-12-09

Family

ID=52469090

Family Applications (1)

Application Number Title Priority Date Filing Date
FR1458749A Active FR3025912B1 (fr) 2014-09-16 2014-09-16 Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants

Country Status (5)

Country Link
US (1) US10650381B2 (fr)
EP (1) EP3195223A1 (fr)
CA (1) CA2960914C (fr)
FR (1) FR3025912B1 (fr)
WO (1) WO2016041985A1 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR3028981B1 (fr) 2014-11-21 2017-01-06 Cie Ind Et Financiere D'ingenierie Ingenico Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants
WO2017136695A1 (fr) * 2016-02-05 2017-08-10 Defensestorm, Inc. Suivi de politique d'entreprise avec intégration d'incident de sécurité

Family Cites Families (36)

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US5719918A (en) * 1995-07-06 1998-02-17 Newnet, Inc. Short message transaction handling system
EP0950968A4 (fr) * 1997-08-13 2004-05-19 Matsushita Electric Ind Co Ltd Systeme de commerce electronique mobile
US7359880B2 (en) * 2000-07-11 2008-04-15 Abel Luther C System and method for consumer control over card-based transactions
US20030061163A1 (en) * 2001-09-27 2003-03-27 Durfield Richard C. Method and apparatus for verification/authorization by credit or debit card owner of use of card concurrently with merchant transaction
US7740168B2 (en) * 2003-08-18 2010-06-22 Visa U.S.A. Inc. Method and system for generating a dynamic verification value
US7543739B2 (en) * 2003-12-17 2009-06-09 Qsecure, Inc. Automated payment card fraud detection and location
US7584153B2 (en) * 2004-03-15 2009-09-01 Qsecure, Inc. Financial transactions with dynamic card verification values
US7464862B2 (en) * 2004-06-15 2008-12-16 Quickvault, Inc. Apparatus & method for POS processing
US8768838B1 (en) * 2005-02-02 2014-07-01 Nexus Payments, LLC Financial transactions using a rule-module nexus and a user account registry
US7630924B1 (en) * 2005-04-20 2009-12-08 Authorize.Net Llc Transaction velocity counting for fraud detection
US8770477B2 (en) * 2005-04-26 2014-07-08 Guy Hefetz Method for identifying the georgrapic location of a router
US9033225B2 (en) * 2005-04-26 2015-05-19 Guy Hefetz Method and system for authenticating internet users
US20070055439A1 (en) * 2005-04-27 2007-03-08 Dennis Denker Methods and systems for selectively providing a networked service
US7325726B2 (en) * 2005-05-11 2008-02-05 First Data Corporation System and method for detecting fraudulent use of stored value instruments
US8924295B2 (en) * 2007-01-03 2014-12-30 At&T Intellectual Property I, L.P. User terminal location based credit card authorization servers, systems, methods and computer program products
US20090018940A1 (en) * 2007-03-30 2009-01-15 Liang Wang Enhanced Fraud Detection With Terminal Transaction-Sequence Processing
US8121942B2 (en) * 2007-06-25 2012-02-21 Visa U.S.A. Inc. Systems and methods for secure and transparent cardless transactions
US8355982B2 (en) * 2007-08-16 2013-01-15 Verifone, Inc. Metrics systems and methods for token transactions
US7890370B2 (en) * 2008-04-30 2011-02-15 Target Brands, Inc. Using alerts to bring attention to in-store information
US20100114617A1 (en) * 2008-10-30 2010-05-06 International Business Machines Corporation Detecting potentially fraudulent transactions
SG172047A1 (en) * 2008-12-10 2011-07-28 Moqom Ltd Electronic transaction fraud prevention
US8602293B2 (en) * 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US9734495B2 (en) * 2009-06-02 2017-08-15 Qualcomm Incorporated Mobile commerce authentication and authorization systems
US8615217B2 (en) * 2009-06-25 2013-12-24 Tekelec, Inc. Methods, systems, and computer readable media for detecting and mitigating fraud in a distributed monitoring system that includes fixed-location monitoring devices
US20110047075A1 (en) * 2009-08-19 2011-02-24 Mastercard International Incorporated Location controls on payment card transactions
US9224146B2 (en) * 2009-09-30 2015-12-29 The Toronto Dominion Bank Apparatus and method for point of sale terminal fraud detection
US20110087535A1 (en) * 2009-10-14 2011-04-14 Seiko Epson Corporation Information processing device, information processing system, control method for an information processing device, and a program
US20110238564A1 (en) * 2010-03-26 2011-09-29 Kwang Hyun Lim System and Method for Early Detection of Fraudulent Transactions
US8554631B1 (en) * 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
KR20120045190A (ko) * 2010-10-29 2012-05-09 삼성전자주식회사 전자책을 표시하는 모바일 단말기 및 그 방법
US20120109762A1 (en) * 2010-11-03 2012-05-03 Verizon Patent And Licensing Inc. Method and apparatus for providing mobile payment through a device user interface
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US20130018789A1 (en) * 2011-07-14 2013-01-17 Payment 21 LLC Systems and methods for estimating the risk that a real-time promissory payment will default
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Also Published As

Publication number Publication date
WO2016041985A1 (fr) 2016-03-24
US10650381B2 (en) 2020-05-12
FR3025912A1 (fr) 2016-03-18
CA2960914A1 (fr) 2016-03-24
EP3195223A1 (fr) 2017-07-26
CA2960914C (fr) 2023-09-26
US20170255939A1 (en) 2017-09-07

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