EP3671674A1 - Valuable item storage object - Google Patents

Abstract

The invention relates to a safekeeping object (1) for valuables (4), such as diamonds, medicines, jewelry or means of payment, which are kept in said safekeeping object (1), so that the value of the safekeeping object (1) corresponds to the value in the Security object (1) corresponds to safekeeping objects (4). In addition, an RFID chip (6) is integrated in the safekeeping object (1) and / or connected to the safekeeping object (1) in such a way that it cannot be detached from it without being destroyed, the RFID chip (6) containing a storage element in which the nominal value of the object of value (4) is stored and can be read out, for example, by means of an RFID transponder, the object of value (4) and / or the RFID chip (6) being accommodated in a sealing envelope at least partially enclosing the object of value storage (1), that cannot be opened without being destroyed or without visible changes. In addition, the value of the object of value (4) stored in the safe-keeping object (1), after the determination of this value by an independent appraiser in the blockchain, as a separate, at any time in a list of data records that are linked together using cryptographic methods identifiable block filed and saved. Accordingly, the object of value (4) stored in the safekeeping object (1) can be freely traded or used as a means of payment.

Description

Already in the seventh century BC The natural or commodity money previously used, represented by food, farm animals, weapons, jewelry, clothing or snail shells, was replaced by coins. This coin money made trading much easier. Even then, the value of the corresponding coins was only a result of the trust that those involved in the money trade would have received these coins. The ancient rulers therefore began to mint their portraits on coins in order to increase trust in these coins.

Paper money was first used as a means of payment in China in the tenth century AD. The Bank of Stockholm introduced paper money for the first time in Europe. The English government declared banknotes legal tender in 1833.

Paper money is so-called fiat money, i.e. an object with no intrinsic value that serves as a medium of exchange. The opposite of fiat money is commodity money. B. tobacco, rice, gold or silver, which in addition to the external exchange value also has an intrinsic value.

In fact, nothing has changed until recently that the value of coins or money essentially depends solely on the trust placed in payment transactions. Guaranteed in most states Central bank the value of money. However, there has always been the problem that those institutions that are able to guarantee the value of money are also those that can influence the value of money by, for example, accelerating or reducing the production of currency units and thereby the Value of money is changed.

Only in recent years, so-called cryptocurrencies in various forms have become established as an alternative.

The term cryptocurrency is used differently. Colloquially, in addition to the best-known cryptocurrency, the "Bitcoin", "cryptocurrencies" such as "Ripple" or "Ether" based on various technical concepts are also referred to as such.

What all cryptocurrencies have in common in a broader sense is that they use blockchain technology.

A blockchain is a continuously expandable list of individual data records that are linked together using a cryptographic process. A blockchain can also be described as a decentralized database management system. A blockchain consists of a series of data blocks, in each of which one or more transactions are combined and provided with a checksum. As the word blockchain suggests, more elements are constantly added to the block until this block is complete. Another block must then be generated, this block containing a checksum of the previous block, the so-called hash value. As a result, the blockchain is a series of hash trees in which only the roots and their concatenation are of interest.

Cryptocurrencies in the narrower sense are also called "coins", while the other cryptocurrencies are technically referred to as tokens. A token usually does not need its own blockchain, and rather builds on an existing blockchain protocol or blockchain, such as Ethereum. Tokens can serve different purposes. Security tokens are comparable to a security in which a profit or sales promise is stored as a smart contract in the blockchain. Utility tokens only serve as a tool or exchange medium on the blockchain.

There are also so-called asset back tokens, in which the value of the token is supported with a real value. All kinds of coins and tokens are "cryptoassets". This generic term encompasses various assets created or managed using cryptographic methods. Real cryptocurrencies like Bitcoin have no intrinsic value, just like a state currency. In contrast, a crypto-asset like an asset-backed token can embody a real value, similar to a currency according to the gold standard.

In this context is from the WO 2010/112002 A1 previously known a coin, which consists in a manner known per se of a disk-like, metallic base element and an at least flat insert element which is accommodated in the disk-like metallic base element, the flat insert element being made of and in a non-conductive material, preferably plastic flat insert element, at least one RFID identification device is integrated. The non-conductive plastic element represents a plastic sheathing for the RFID identification device. The RFID identification device is preferably an RFID transponder known per se, which in turn is preferably designed as a passive unit, ie without its own energy supply. It is therefore a passive unit which can be activated by induction by means of an RFID reader, so that data can be transmitted from the RFID transponder to the RFID reader. As a result, the integration of the RFID transponder in a coin should enable simple and trouble-free checking of the originality of the coin in order to be able to reliably detect counterfeit coins.

It is also from the DE 201 13 518 U1 A jewelery item, fashion accessory or a decorative item previously known, in which at least one coin suitable as a means of payment is contained, which is canceled by deformations, impressions and / or profiling.

Furthermore, from the WO 2018/204970 A1 previously known a system comprising software and hardware elements, which provides a technological infrastructure for carrying out the execution of monetary transactions using physical, monetary tokens, the individual value of each token being documented in a publicly accessible database.

From the WO 2012/135346 A1 is a device, as well as a method for the authenticity of a precious metal unit, with regard to the degree of purity, the ownership, the chain of owners, as well as the current status with regard to the features "stolen" or "not to be checked", by means of a so-called "ping bar" a resonance tone is generated which represents the degree of purity of a silver unit in the sense of a verification of the authenticity of the said noble metal unit. In the event of any changes that can be recognized in the response, the potential buyer or owner will be informed of this.

For the inspection of gold, platinum or palladium objects, the known device comprises a surface inspection with which any attempts to process the objects of value with drills, planes or other tools are made visible.

In a further embodiment of this test device, the detected valuable objects and their properties, as well as information regarding their authenticity, ownership and the chain of storage locations are recorded in a global register and / or stored in an individual RFID chip.

Furthermore, from the US 2013/0062165 A1 another method and a device for checking the authenticity of valuables previously known. The object of value to be secured is provided with an RFID tag and the information for checking the authenticity of the object of value is created in this RFID chip, which in turn is then used to read out the RFID chip with a suitable test device with the information also stored elsewhere Verification of authenticity can be compared. This check can be carried out, for example, when the valuable object secured in this way is resold.

This procedure for documenting and checking the authenticity of a valuable object can also be used in conjunction with a coin. In this case, the corresponding coin is provided with an RFID chip. The integrated chip can be partially integrated in the coin or on the coin with resin or epoxy adhesive in the coin and, if necessary, be secured with additional packaging material. The validation information is then stored in the RFID chip, which can then be read out contactlessly using near-field communication (NFC) with an NFC-compatible reader.

In addition, the said information for checking the authenticity can also be stored in a remotely located database to which only an authorized dealer has access.

After all, is out of the DE 20 2013 003 501 U1 a coin previously known. This consists of a surface and at least one physical structure arranged in a respective receiving area. At least one of the physical paintings is adorned with a piece of jewelry. This piece of jewelry is ensured by a firm connection between the material of the physical structure and the metallic surface of the coin.

Starting from this prior art, the invention is based on the object of creating a physical asset, the authenticity and value of which are verified using the blockchain and thus a tradable, secure object for the safekeeping and trading of movable, ie. in particular to create transportable valuables that can be traded, passed on or exchanged or stored both physically and electronically using the blockchain.

This object is achieved by means of a safekeeping object in accordance with the current claim 1. Advantageous embodiments of the invention can be found in the dependent claims 2-17.

According to the applicable claim 1, an object of value is stored in a safe-keeping box in which an RFID chip is integrated and or is not detachably connected to the safe-keeping box, a memory element being integrated in this RFID chip in which a monetary amount corresponding to the The nominal value of the object of value corresponds, as well as unambiguously verifiable information about the provenance and originality of the object of value is stored in plain text or in encrypted form, which therefore contains at least an indication of the value, provenance and originality of the content of the safe deposit box, so that this information can be obtained using a conventional method RFID transponders can be read out in a contact-free manner. The value stored in the RFID chip in addition to the other information mentioned corresponds to the nominal value of the object of value stored in the value storage box. Accordingly, the object of value can be freely traded or used as a means of payment.

For security against counterfeiting, the integrated valuables stored in the safekeeping box are packed together with the safekeeping box in such a way that the packaging of the safekeeping object cannot be opened without destruction or at least not without visible changes.

The value of the valuables stored in the safekeeping box can be checked at any time using a simple RFID transponder and easily read out on site.

In a specific embodiment, the safekeeping box and thus also the valuable object located in the valuable currency box and / or the RFID chip is secured with a tamper-evident label which is known per se, so that the integrity of the packaging of the valuable object ensures that the corresponding valuable object also holds the readable value of the means of payment corresponds ..

In an alternative embodiment, the counterfeit security of the safekeeping object can also be established in that the valuable object and / or the RFID chip are secured together or separately with a security imprint that contains a pigment and a component that ensures that when using conventional solvents for Detachment of the adhesive the security print is also detached and forms visible stains that make it clear that the means of payment has been manipulated.

In a specific embodiment, the safe-deposit object is produced by means of two acrylic glass panes to be connected to one another, which are connected to one another in such a way that they cannot be separated from one another without being destroyed. At least one or both of the acrylic glass panes are provided with at least one recess for receiving at least one valuable object, such as a diamond, so that the safe-keeping object contains at least one valuable object and at least one RFID chip. Subsequently, the acrylic glass panes mentioned are glued flush with one another and then sealed using a tamper-proof envelope that at least partially or completely encloses the safe deposit object or by means of an adhesive tape or seal such that the plastic glass panes can no longer be separated from one another without destruction, and between the acrylic glass panes Custody of valuables cannot be removed from the means of payment without visible destruction or damage to the envelope, ribbon or seal mentioned.

As a further security feature, the antennas of the RFID chip or chips integrated into the value-keeping object are routed inside the envelope over all sides of the envelope, so that the unauthorized opening of the envelope is inevitably associated with the destruction of the antenna of the RFID chip integrated into the value-keeping object, so that the value of the object of value recorded in the safekeeping object can then no longer be read out via NFC communication.

As an additional safeguard, the envelope or the adhesive tape or seal for the safekeeping object is provided with at least all the security features that a normal bank note has today. Thus, under normal circumstances, the envelope encasing the object of safekeeping or the adhesive tape or seal cannot be imitated improperly in such a way that the forgery could not be identified as such by a corresponding professional check. It is therefore also not possible to provide the safekeeping object with an additional, subsequently applied, counterfeit envelope, or to manufacture a counterfeit safekeeping object as a whole.

When the safekeeping object is manufactured, a certified, independent appraiser first determines the market value of the valuable object integrated into the safekeeping object using a list customary in the industry for determining the value.

The data determined in this way is then - preferably by the independent appraiser - stored and stored in the blockchain, i.e. in a list of data records that are linked together using cryptographic methods, as a separate block that can be identified at any time. The information stored in this context can also be read out using a QR code that is uniquely assigned to the data record and the safekeeping object - for example by the appraiser mentioned.

A unique cryptographic token is created in a blockchain using the ERC-721 protocol for non-fungible tokens (NFTs) for each individual value-keeping object, which is not interchangeable (compared to a fungible token such as a Bitcoin). The tokens are unique and cannot be replicated or destroyed due to their existence in the blockchain.

With the generation of the NFT in the blockchain, the means of payment is activated or can be activated.

This means of payment can now be introduced into the money market or offered on the market. The means of payment in question can now be offered and traded on the Internet in the form of a digital token, both physically and electronically.

The physical depository object itself is initially insured by the issuer of the depository object and is kept theft-proof in a high-security area of a security company. The information about the storage of the safekeeping object is also irreversibly and counterfeit-proof documented in the blockchain.

The token and thus the means of payment can then be acquired, for example, via an internet platform by making a payment corresponding to the value of the object of value stored in the safekeeping object either in a conventional currency or in a cryptocurrency. As soon as the payment has been made to the issuer, the purchaser of the object of value kept in the safe deposit object is forgery-proofed in the blockchain as the holder of the non-fungible token. The NFTs, which represent the object of value and are stored in the globally accessible blockchain, can be traded digitally on any platform worldwide as a counterfeit-proof but also largely inflation-free currency.

In a further embodiment of the invention, the holder of the token can request the custody to surrender the valuable item, so that upon his request the valuable item is surrendered to the current owner, whereupon this change in status of the valuable item kept in the custody object is documented in the blockchain in a tamper-proof manner , but in particular the token representing the object of value is devalued, which can be represented, for example, by changing the color of the token from green to red on an internet platform for trading these safekeeping objects. As soon as the object of value has been released, it can be used as a physical means of payment, but no longer as an electronic means of payment due to the deactivation of the token.

Conversely, the object of value, at least if it is still in the object of safekeeping, can be returned to the fiduciary administration at any time for safekeeping and storage, which in turn is documented in a tamper-proof manner on the blockchain and displayed on the internet platform for trading the object of value by: for example, the token shown there is switched from the color red to the color green and can thus participate in electronic payments again.

As a result, the solution according to the invention thus describes the development of a new means of payment that is completely decoupled from the usual money market, which is physically existing as well as tradable with cryptographic methods, with high security features, the value of which is no longer guaranteed by a government promise or by a bank, but rather through the largely stable value of one or more valuables ..

Fig. 1a:

die Wiedergabe des Zahlungsmittels in einer Längsschnittansicht

Fig. 1b:

die Widergabe des Zahlungsmittels in einer Querschnittansicht

Fig. 2:

den Umschlag des Zahlungsmittels in einer Draufsicht

The invention is explained below with reference to an embodiment shown in the drawing:
Show it:

Fig. 1a:

the representation of the means of payment in a longitudinal sectional view

Fig. 1b:

the cross-sectional view of the payment method

Fig. 2:

the envelope of the means of payment in a top view

According to Fig. 1a The safekeeping object 1 shown in a longitudinal section is produced from two solid plastic glass panes 2, 2 ', the strength of which ensures that the plastic glass panes 2, 2' are largely unbreakable. One or both plastic glass panes 2, 2 'are each provided with a recess 3, which allow the inclusion of an object of value 4.

Fig. 1b 3 shows the safekeeping object 1 in a cross-sectional view, that is to say the interconnected plastic glass panes 2, 2 ′ with the diamond 4 accommodated in a recess in at least one plastic glass pane. Thereby, the safekeeping object 1 according to FIG. 3 is subsequently enclosed by an envelope 5 that cannot be undone.

The object of value 4 used in the safekeeping object 1 is initially uniquely identified, documented and, in particular, evaluated in terms of its current monetary value by an independent expert. The valuables 4 valued and certified accordingly are each as described in the 1a and 1b shown, packed in a recess 3 of one or both plastic glass panes 2, 2 ', which can then no longer be separated from one another in a non-destructive manner, in an envelope 5 which is secure against forgery and cannot be detached from the plastic glass panes 2, 2' connected to one another. Security object 1 is then ready for dispatch and can then be stored in a so-called duty-free warehouse or in another secured warehouse of a security company.

Subsequently or in parallel, the safekeeping object 1 is documented in the blockchain and, for security reasons, in parallel in a storage module. The blockchain contains the value and the characteristics of the object of value 4, so that it is clearly identified. In addition, the documentation includes the respective owner and status of the safekeeping object 1, the digital image of which is a unique token, which is generated on the basis of the information stored in the blockchain without the interposition of human understanding and therefore also counterfeit-proof.

This token is sold on a secure website of the issuer of the means of payment 1, traded and - if desired by the current holder - also bought back by the issuer of the safekeeping object 1. The token is sold for the first time at the current value of the valuable item 4 held in the safe deposit object. The token can be acquired either in a commercially available currency or else using a commercially available cryptocurrency.

When the token is returned to the issuer, the current value of the value object 4 stored in the safe deposit object 1, minus a processing fee, is returned to the holder of the token.

Alternatively, the holder of the token can also have the object of value 4 issued by himself, whereupon the issuance of this is then documented in the blockchain.

For example, tokens that are still available for purchase are shown in green, tokens that are no longer available are shown in red. The red representation occurs, for example, if the owner has the object of value 4 released as such in physical form.

According to the illustration in FIG. 3, the value-keeping object 1, as already mentioned, is encased by a forgery-free envelope 5, which completely or at least partially encloses the value-keeping object 1. This envelope 5 is provided with the usual security features of a bank note, namely optical, haptic and / or acoustic security features, in particular using a special printing material, and using a steel engraving rotogravure process for printing the envelope, incorporating watermarks, positive and / or negative guilloche patterns, nano-type security grids, variable-sized micro-writing, hologram foil and / or security stripes in the envelope 5, embossing of finely resolved raster images, see-through windows and / or see-through registers in the envelope, the use of fluorescent colors, foil elements, gloss effects, micro-perforations and / or other security features.

REFERENCE SIGN LIST

1

Custody object

2nd

lower plastic glass pane

2 '

upper plastic glass pane

3rd

Recess

4th

Object of value

5

envelope

6

RFID chip

7

antenna

Claims (11)

Security object (1), preferably in the form of a chip card, coin, safekeeping box, bank note or credit card, hereinafter briefly called valuable object, characterized in that the valuable object, preferably a cut diamond (4), is incorporated into the safekeeping object (1) or several means of payment, medicines, securities, diamonds, jewelery or watches are integrated, which represent the value of the safekeeping object (1), this value preferably being the nominal value of the safekeeping object, an RFID chip (6) being in the safekeeping object (1) , preferably an RFID transponder, is integrated, or is not detachably connected to the value storage object in a non-destructive manner from the value storage object, this RFID chip (6) containing a storage element in which the nominal value of the value storage object (1) at the time of the issue of the value storage object (1) stored in plain text or in encrypted form, the An indication of the nominal value, as well as unambiguously verifiable information about the provenance and / or originality of the valuables (1) stored in the safe deposit object, whereby this nominal value, as well as the provenance and / or originality of the valuable object, can be read out contact-free using an RFID transponder and the object of value and / or the RFID chip (6) either in each case or together in a sealing envelope partially or completely enclosing the object of safekeeping and / or are secured by means of an at least partially adhesive tape or seal, which are in each case not non-destructively or not without visible changes are to be opened, the sealing sleeve (5), such as a tamper-evident label, on the object of value, such as a diamond (4) and / or on the RFID chip (6) and its respective support is glued on, this sealing sleeve (5) as intended with perfora tion lines, fold lines or incisions, so that this sealing envelope (5) cannot be removed or can be reattached from the safe-keeping box and / or can be reattached and the object of value and / or the RFID chip (6) can be provided with an adhesive layer that has a security print, is glued, this security print at least one Contains pigment and a component that also dissolves in solvents with which the adhesive can be removed, so that the security print is also removed and / or forms visible stains. Security object according to claim 1, characterized in that a security element with the object of value and / or the RFID chip (6) is glued together or in each case separately, the security element having a layer structure such that the security element after gluing with the object of value and / or the RFID chip (6) can no longer be removed without changing the security element. Security object (1) according to claim 1 or 2, characterized in that the security object (1) consists of two plastic glass panes (2, 2 ') to be connected to one another in such a way that they cannot be separated without destruction, one or both plastic glass panes (2, 2 ') are provided with at least one recess (3) for receiving at least one object of value (4) and / or at least one RFID chip (6), and after storage of the at least one object of value (4) and / or at least one RFID chip ( 6) glued together in at least one of the recesses (3) and then provided with a tamper-proof envelope (5), namely with the usual security features of a bank note, namely optical, haptic and / or acoustic security features, in particular using a special printing material, and under Use of a steel engraving gravure printing process for printing on the envelope (5), incorporation of watermarks, positive n and / or negative guilloches, nano-type security grids, variable-size micro-writing, hologram film and / or security stripes in the envelope (5), embossing of finely resolved raster images, see-through windows and / or see-through registers in the envelope (5), the use of fluorescent colors, film elements Gloss effects Micro-perforations and / or other security features, which partially or completely encloses the safekeeping object (1), are sealed. Security object (1) according to claim 1, characterized in that the antenna (7) of the RFID chip (6) integrated in the security object (1) is guided over all sides of the envelope (5). Security object (1) according to claim 3 or 4, characterized in that the envelope (5) has at least the same security features as a bank note, namely optical, haptic and acoustic security features, in particular a special printing material, and the use of a steel engraving rotogravure process for Printing on the envelope (5), incorporation of watermarks, positive and / or negative guilloches, nano-type security grids, variable-size micro-writing, hologram foil and / or security strips in the envelope (5), embossing of finely resolved raster images, inspection windows and / or inspection registers in the envelope (5), the use of fluorescent colors, foil elements, gloss effects, micro-perforations and / or other security features. Custody object (1) according to one or more of the preceding claims, characterized in that the nominal value of the means of payment (1) and, if appropriate, information on the provenance and / or originality of the object of value on the day the means of payment (1) are issued in a blockchain, i.e. in a list of data records, in the broader sense of data blocks, which are linked to one another by means of cryptographic methods, each block being unambiguously documented by a cryptographically secure hash value of the preceding block, and being readable using a QR code. Security object (1) according to claim 6, characterized in that the security object (1) with the documentation of the means of payment (1) is activated in a blockchain. Security object (1) according to one or more of the preceding claims, characterized in that the security object (1) can be acquired by a customer via a digital trading platform against payment in a conventional currency, but also in a cryptocurrency, the acquisition of the security object (1 ) is documented in the Ethereum blockchain, i.e. the asset (1) is assigned to a digital ID in the blockchain, whereby the asset (1) is further documented as then no longer available on the Internet. Security object (1) according to claim 8, characterized in that the security object (1) is also transferable worldwide with the interposition of a digital trading platform, the change of ownership of the security object (1) being documented in a forgery-proof manner in the blockchain. Security object (1) according to one or more of the preceding claims, characterized in that the release of the security object (1) as such to the respective holder of the unique, ie non-exchangeable, cryptographic token upon request of the owner by surrendering the security object (1 ) can be realized by picking up the safekeeping object (1) itself from the high-security area and handing it over to the current owner upon a corresponding request by the respective token holder via a digital trading platform, whereupon the changed status of the safekeeping object (1) in the blockchain is documented, and on the trading platform the safekeeping object (1) is marked as not available. Security object (1) according to claim 9, characterized in that the security object (1) can also be re-stored after corresponding checking of the security features, which in turn is documented again in a blockchain, and then the security object (1) is either marked for purchase or else is assigned to the current or a new owner.

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