EP3533015A4 - Method and device applying artificial intelligence to send money by using voice input - Google Patents
Method and device applying artificial intelligence to send money by using voice input Download PDFInfo
- Publication number
- EP3533015A4 EP3533015A4 EP17872539.6A EP17872539A EP3533015A4 EP 3533015 A4 EP3533015 A4 EP 3533015A4 EP 17872539 A EP17872539 A EP 17872539A EP 3533015 A4 EP3533015 A4 EP 3533015A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- artificial intelligence
- voice input
- device applying
- send money
- applying artificial
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
- 238000013473 artificial intelligence Methods 0.000 title 1
- 238000000034 method Methods 0.000 title 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
- G06F1/16—Constructional details or arrangements
- G06F1/1613—Constructional details or arrangements for portable computers
- G06F1/163—Wearable computers, e.g. on a belt
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L15/00—Speech recognition
- G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L17/00—Speaker identification or verification techniques
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L17/00—Speaker identification or verification techniques
- G10L17/04—Training, enrolment or model building
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L17/00—Speaker identification or verification techniques
- G10L17/22—Interactive procedures; Man-machine interfaces
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L17/00—Speaker identification or verification techniques
- G10L17/26—Recognition of special voice characteristics, e.g. for use in lie detectors; Recognition of animal voices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L15/00—Speech recognition
- G10L15/22—Procedures used during a speech recognition process, e.g. man-machine dialogue
- G10L2015/223—Execution procedure of a spoken command
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Human Computer Interaction (AREA)
- Computer Security & Cryptography (AREA)
- Health & Medical Sciences (AREA)
- Multimedia (AREA)
- Acoustics & Sound (AREA)
- Audiology, Speech & Language Pathology (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Hardware Design (AREA)
- General Engineering & Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Marketing (AREA)
- Software Systems (AREA)
- Technology Law (AREA)
- Computational Linguistics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR20160154879 | 2016-11-21 | ||
KR1020170132758A KR102457811B1 (en) | 2016-11-21 | 2017-10-12 | Device and method for sending money using voice |
PCT/KR2017/013226 WO2018093229A1 (en) | 2016-11-21 | 2017-11-21 | Method and device applying artificial intelligence to send money by using voice input |
Publications (2)
Publication Number | Publication Date |
---|---|
EP3533015A1 EP3533015A1 (en) | 2019-09-04 |
EP3533015A4 true EP3533015A4 (en) | 2019-11-27 |
Family
ID=62300225
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP17872539.6A Ceased EP3533015A4 (en) | 2016-11-21 | 2017-11-21 | Method and device applying artificial intelligence to send money by using voice input |
Country Status (3)
Country | Link |
---|---|
EP (1) | EP3533015A4 (en) |
KR (1) | KR102457811B1 (en) |
CN (1) | CN109983491B (en) |
Families Citing this family (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR102623727B1 (en) * | 2018-10-29 | 2024-01-11 | 삼성전자주식회사 | Electronic device and Method for controlling the electronic device thereof |
KR20200067673A (en) * | 2018-12-04 | 2020-06-12 | (주)이더블유비엠 | Shared ai loud speaker |
CN112201245B (en) * | 2020-09-30 | 2024-02-06 | 中国银行股份有限公司 | Information processing method, device, equipment and storage medium |
US11741517B1 (en) | 2020-10-26 | 2023-08-29 | Wells Fargo Bank, N.A. | Smart table system for document management |
US11740853B1 (en) | 2020-10-26 | 2023-08-29 | Wells Fargo Bank, N.A. | Smart table system utilizing extended reality |
US11457730B1 (en) | 2020-10-26 | 2022-10-04 | Wells Fargo Bank, N.A. | Tactile input device for a touch screen |
US11397956B1 (en) | 2020-10-26 | 2022-07-26 | Wells Fargo Bank, N.A. | Two way screen mirroring using a smart table |
US11727483B1 (en) | 2020-10-26 | 2023-08-15 | Wells Fargo Bank, N.A. | Smart table assisted financial health |
US11429957B1 (en) | 2020-10-26 | 2022-08-30 | Wells Fargo Bank, N.A. | Smart table assisted financial health |
US11572733B1 (en) | 2020-10-26 | 2023-02-07 | Wells Fargo Bank, N.A. | Smart table with built-in lockers |
TWI855323B (en) * | 2022-05-10 | 2024-09-11 | 兆豐國際商業銀行股份有限公司 | Server for managing foreign currency transaction based on artificial intelligence |
EP4456043A3 (en) * | 2023-04-28 | 2025-01-15 | Honeywell International Inc. | Systems and methods for promoting communication between mobile platforms |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030229588A1 (en) * | 2002-06-05 | 2003-12-11 | Pitney Bowes Incorporated | Voice enabled electronic bill presentment and payment system |
WO2008013657A2 (en) * | 2006-06-28 | 2008-01-31 | Planet Payment, Inc. | Telephone-based commerce system and method |
GB2476054A (en) * | 2009-12-08 | 2011-06-15 | Voice Commerce Group Technologies Ltd | Voice authentication of bill payment transactions |
US20140172694A1 (en) * | 2012-12-17 | 2014-06-19 | Capital One Financial Corporation | Systems and methods for effecting personal payment transactions |
US20150149354A1 (en) * | 2013-11-27 | 2015-05-28 | Bank Of America Corporation | Real-Time Data Recognition and User Interface Field Updating During Voice Entry |
Family Cites Families (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP4240807B2 (en) * | 2000-12-25 | 2009-03-18 | 日本電気株式会社 | Mobile communication terminal device, voice recognition method, and recording medium recording the program |
KR20030026428A (en) * | 2001-09-25 | 2003-04-03 | 주식회사 엠보이스텔레소프트 | Phone Banking Method using Speech Recognition |
KR20030012912A (en) * | 2003-01-09 | 2003-02-12 | 이호권 | Remittance service system by mobile phone |
JP2006119851A (en) * | 2004-10-20 | 2006-05-11 | Nec Corp | Registration transfer method, and its system |
US8515751B2 (en) * | 2011-09-28 | 2013-08-20 | Google Inc. | Selective feedback for text recognition systems |
KR20130082645A (en) * | 2011-12-13 | 2013-07-22 | 장형윤 | Voice recognition of smart phone banking |
KR20140061047A (en) * | 2012-11-13 | 2014-05-21 | 한국전자통신연구원 | Terminal apparatus for controlling medical equipment based on voice recognition and method for the same |
KR20140066467A (en) * | 2012-11-23 | 2014-06-02 | 주식회사 우리은행 | Method of processing credit transfer using speech recognition and apparatus performing the same |
KR20140003840U (en) * | 2012-12-13 | 2014-06-23 | 한국전력공사 | Portable metering error of the test device |
KR20150011293A (en) * | 2013-07-22 | 2015-01-30 | 김종규 | Biometric authentication Electronic Signature Service methods Using an instant messenger |
-
2017
- 2017-10-12 KR KR1020170132758A patent/KR102457811B1/en active Active
- 2017-11-21 EP EP17872539.6A patent/EP3533015A4/en not_active Ceased
- 2017-11-21 CN CN201780071950.5A patent/CN109983491B/en active Active
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030229588A1 (en) * | 2002-06-05 | 2003-12-11 | Pitney Bowes Incorporated | Voice enabled electronic bill presentment and payment system |
WO2008013657A2 (en) * | 2006-06-28 | 2008-01-31 | Planet Payment, Inc. | Telephone-based commerce system and method |
GB2476054A (en) * | 2009-12-08 | 2011-06-15 | Voice Commerce Group Technologies Ltd | Voice authentication of bill payment transactions |
US20140172694A1 (en) * | 2012-12-17 | 2014-06-19 | Capital One Financial Corporation | Systems and methods for effecting personal payment transactions |
US20150149354A1 (en) * | 2013-11-27 | 2015-05-28 | Bank Of America Corporation | Real-Time Data Recognition and User Interface Field Updating During Voice Entry |
Non-Patent Citations (1)
Title |
---|
See also references of WO2018093229A1 * |
Also Published As
Publication number | Publication date |
---|---|
EP3533015A1 (en) | 2019-09-04 |
CN109983491A (en) | 2019-07-05 |
CN109983491B (en) | 2023-12-29 |
KR20180057507A (en) | 2018-05-30 |
KR102457811B1 (en) | 2022-10-24 |
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