EP2897108A1 - Unité de contrôle pour la détection de modules de skimming - Google Patents
Unité de contrôle pour la détection de modules de skimming Download PDFInfo
- Publication number
- EP2897108A1 EP2897108A1 EP14151656.7A EP14151656A EP2897108A1 EP 2897108 A1 EP2897108 A1 EP 2897108A1 EP 14151656 A EP14151656 A EP 14151656A EP 2897108 A1 EP2897108 A1 EP 2897108A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- test unit
- test
- area
- shaped
- recess
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
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Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/205—Housing aspects of ATMs
- G07F19/2055—Anti-skimming aspects at ATMs
Definitions
- the invention relates to a test unit for detecting skimming modules, which comprises a holding area for manually holding the test unit.
- skimming modules are placed in front of the input area into which the magnetic stripe and / or chip card is inserted in order to be able to read out the data of the magnetic stripe via a card reader contained in the skimming module.
- These skimming modules are usually constructed in such a way that they are optically invisible to the layman or even to the skilled person.
- a camera is mounted concealed, via which the input of the PIN is filmed, so that the person performing the skimming attack knows both the card data and the associated PIN and thus can withdraw money from the foreign account.
- a second keyboard above the actual keyboard of the device are arranged, via which the PIN is tapped.
- a probe card which is in the form of a standard EC card but has a thickening in the region where the magnetic strip is normally located.
- the feed slot of the ATMs are designed in the initial area, in which only a lane detection, thickened accordingly, so that the probe card can be introduced.
- a disadvantage of this method is that it can be easily circumvented, in which the skimming module in the region of the thickening of the probe card has a corresponding recess, so that the probe card can be introduced.
- the test unit has a test area for placing the test unit on a device for reading magnetic strips and / or chip cards, wherein this test area is shaped to be complementary to a predetermined portion of the outer geometry of the device.
- the outer geometry of the device in the region of the slot, over which the magnetic stripe and / or chip cards are introduced is designed so that any attachment of a skimming module must always lead to a change in geometry, can be achieved through the test unit one hundred percent certainty .
- the predetermined portion of the outer geometry of the device is formed in particular converging, so that each Davorit a unit automatically to a change the geometry that can be easily recognized by the test unit.
- the device for reading a magnetic stripe and / or chip card is in particular an ATM, an automatic cash register system, an automatic cash deposit, a payment terminal or any other device into which magnetic stripe and / or chip cards, in particular credit cards or debit cards to be introduced.
- the magnetic stripe and / or chip card is in particular a debit card, a credit card or a bank card.
- the device for reading magnetic stripe and / or chip cards has, in particular, a slot for inserting the magnetic stripe and / or chip card, wherein the predetermined partial area to which the test area of the test unit is designed to be complementary, in particular in the region of the slot, so that the Attaching a skimming module, which inevitably always takes place in the region of this slot, can be reliably detected.
- the test area of the test unit is designed in particular as a recess of the test unit, so that the test unit for checking easily on a through the slot of MagnetstMail- and / or smart card formed projection can be placed.
- the recess extends conically, at least in a partial region, so that the attachment of each skimming module, which inevitably applies to the geometry, can be recognized accordingly and the test unit can no longer be placed without a gap.
- the test unit is designed such that, if no skimming module is mounted, no gap is formed between the edge forming the recess of the test area and the geometry of the device. If, on the other hand, a skimming module is arranged, a gap remains between the outer geometry of the device and the inner edge of the recess of the test area. Thus, it can be detected in a very simple manner, whether or not a skimming module has been installed, without the employee carrying out the test having to be specially trained for this purpose.
- the recess is formed in particular U-shaped, V-shaped, V-shaped with a straight bottom area or the contour of the input area following.
- the recess has as edges in particular a bottom and two side walls, wherein the side walls are arranged on the opposite sides at the same angle to the bottom of the recess.
- the test unit is in particular plate-shaped, preferably card-shaped. This has the advantage that it can be handled easily and requires little storage space. It is particularly advantageous if the test unit itself has approximately the format of a credit card, so that it can be easily carried by the person carrying out the test.
- the test unit can also have a three-dimensional form.
- the test area is designed so that it reproduces in more than one direction the shape of the input area of the device for reading magnetic stripe and / or chip cards.
- the test area is preferably designed in the form of a three-dimensional, negative template.
- the test unit is made in particular of plastic, whereby a cost-effective simple production is achieved. Furthermore, this weight is minimized.
- test unit has a constant thickness so that it can be easily handled.
- the holding area over which a person can handle the test unit manually is arranged in particular on a test area of the opposite side.
- the holding region is in particular simply designed as a flat region of the plate-shaped or the card-shaped test unit.
- the invention relates to an arrangement comprising a test unit described above and a device for reading magnetic stripe and / or chip cards.
- the device for reading magnetic stripe and / or chip cards is, in particular, an ATM, an automatic cash register system, a cash deposit, a payment terminal and / or any other device for reading magnetic stripe and / or chip cards.
- the device has a slot for inserting the magnetic stripe and / or chip card, the device having a projection within which the slot is arranged.
- the test area is preferably formed complementary to this projection, i. H. that the test area in particular has a complementary recess. This ensures that the test unit can be easily placed on the projection into which the card is inserted, and it can be detected here whether a change has been made to the geometry. If so, it is assumed that a skimming module has been installed.
- the test area is in particular shaped such that, if the geometry of the device corresponds to the planned production state, the test unit can be placed without gaps on the predetermined portion of the device, in particular on a projection. If, on the other hand, the geometry of the device has been changed compared to the planned production state, in particular if a skimming module has been attached, then the test unit no longer fits completely on the predetermined portion of the device, as the applied skimming module applies.
- the slot can also be arranged in a recess.
- the test area is designed accordingly as a projection which can be inserted into the recess.
- a skimming module is understood in particular to mean any device which is arranged in front of a card reader of a magnetic stripe and / or chip card and which itself serves to read out data from the magnetic stripe and / or chip card.
- FIG. 1 a schematic representation of a device 50 for reading magnetic stripes or smart cards is shown.
- the device 50 may be an ATM, an automatic checkout system, an automatic cash deposit, a payment terminal or any other device into which a magnetic stripe and / or chip card is inserted.
- the magnetic stripe and / or chip card is in particular a credit card, a debit card or a bank card.
- the device 50 has a projection 52, in the region of which a slot 54 is arranged, into which a magnetic stripe and / or chip card can be inserted in accordance with the arrow P1. Behind the slot, a card reader 56 is arranged, with the aid of which data from the magnetic stripe and / or chip of the magnetic stripe and / or chip card can be read out.
- the device 50 comprises a housing 58, through which the outer geometry of the device 50 is formed.
- the projection 52 is in particular part of this housing 58.
- the device 50 may include an input unit 60, such as a keyboard, through which an operator of the device 50 may enter the PIN associated with the magnetic stripe and / or chip card for authorization.
- an input unit 60 such as a keyboard
- the projection 52 is in this case designed such that its two side walls 62, 64 run towards each other, so that with increasing distance from the device 50, the width of the projection 52 is smaller.
- the region in which the slot is arranged, however, is particularly flat and arranged parallel to the main housing surface 66 of the device 50.
- skimming modules are always better adapted to the actual appearance of the device, so that the recognition of such a skimming module is very difficult especially for non-trained people.
- test unit 10 is used according to the invention, as shown schematically in FIG FIG. 2 is shown.
- the test unit 10 has a holding area 12, on which the test unit 10 can be easily handled manually by a person performing the test. Furthermore, the test unit 10 has a test area 14, which in the in FIG. 2 shown embodiment is formed in the form of a recess. This recess 14 is in this case formed complementary to that portion of the outer geometry of the device 50, in which the slot 54 is arranged for insertion of the magnetic strip and / or chip cards. In the geometry of in FIG. 1 shown device 50, the recess 14 is thus formed complementary to the projection 52.
- the recess is delimited in particular by a bottom 16 and two side walls 18, 20, which thus form the edges of the recess 14.
- the test unit 10 is in particular plate-shaped, preferably card-shaped, formed and made of plastic, so that it can be easily handled, has a low weight and requires little space.
- the test unit 10 has approximately the shape of a credit card.
- FIGS. 3 and 4 In connection with the FIGS. 3 and 4 is shown as the review of attaching a skimming module using a test unit 10 takes place.
- FIG. 3 the state shown in which no skimming module is arranged
- FIG. 4 the state in which a skimming module 102 is placed on the projection 52.
- FIG. 3 Thus, an arrangement 100 of the apparatus 50 follows FIG. 1 and the test unit 10 FIG. 2 , The test unit 10 is simply placed on the projection 52 to check whether a skimming module has been placed on, so that the projection 52 is disposed within the recess 14.
- test unit 10 can be placed exactly on the projection 52, so that between the test unit 10 and the outer geometry of the device 50, no gap is formed.
- a skimming module 102 is arranged, then the outer geometry of the device 50 inevitably changes, since the skimming module 102 itself has a thickness and thus changes the outer geometry.
- the shape of the protrusion 50 in particular the converging sidewalls 62, 64, ensures that each skimming module 102, whatever its shape, changes the outer geometry due to its inevitable thickness and thus always a gap 22 between the skimming module and the skimming module 102 formed outer geometry and the test unit 10 remains.
- the check can also be carried out by untrained persons who are not familiar with the external appearance of the device 50, since they only have to check whether the test unit "fits" the device 50 or not.
- the projection 52 may also be shaped differently. Accordingly, in this case, the recess 14 of the test unit 10 is shaped differently.
- the device 50 in the region of the slot has no projection 52 but, for example, a recess.
- the test area 14 of the test unit 10 is correspondingly complementary, ie, in this case, it is itself formed as a projection which, if no skimming module 102 has been inserted into the recess of the device 50, fits into it without any gaps.
- test unit 10 is provided for each type of device 50 for reading magnetic stripe and / or chip cards, which is adapted in each case to the respective individual geometry.
- FIG. 5 a schematic, perspective view of a card reader 70 for reading a magnetic stripe and / or chip card is shown.
- FIG. 6 shows a test unit 80 according to a second embodiment, by means of which the card reader 70 can be checked for the attachment of Skimmingmodulen.
- the test unit 80 is formed three-dimensionally.
- its test area 14 is likewise embodied in three dimensions, ie that it is formed in more than one direction complementary to the contour of the card reader 70.
- the test area 16 is thus formed like a negative template relative to the input area, ie the area in which the slot 54 is arranged.
- three-dimensional inspection units 80 offers greater security compared to two-dimensional inspection units 10.
- FIG. 7 is shown a schematic, perspective view of a payment terminal 72, as this is used for example in restaurants for card payment.
- FIG. 8 shows a test unit 82 according to a third embodiment, by means of which the input range of the payment terminal 72 can be checked.
- the keyboard of a device for reading magnetic stripe and / or chip cards can also be checked by means of a test unit for attaching a further keyboard for spying out the PIN.
- the test area of the test unit is designed to be complementary to the keyboard of the device or the area around the keyboard.
- the test unit can also comprise two test areas, namely one for the input area for input of the magnetic stripe and / or chip card and one for the keyboard area.
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Cash Registers Or Receiving Machines (AREA)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP14151656.7A EP2897108B1 (fr) | 2014-01-17 | 2014-01-17 | Unité de contrôle pour la détection de modules de skimming |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP14151656.7A EP2897108B1 (fr) | 2014-01-17 | 2014-01-17 | Unité de contrôle pour la détection de modules de skimming |
Publications (2)
Publication Number | Publication Date |
---|---|
EP2897108A1 true EP2897108A1 (fr) | 2015-07-22 |
EP2897108B1 EP2897108B1 (fr) | 2020-04-22 |
Family
ID=49943286
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP14151656.7A Active EP2897108B1 (fr) | 2014-01-17 | 2014-01-17 | Unité de contrôle pour la détection de modules de skimming |
Country Status (1)
Country | Link |
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EP (1) | EP2897108B1 (fr) |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN110223072A (zh) * | 2018-03-01 | 2019-09-10 | 惠尔丰公司 | 用于检测交易装置处的未经授权装置的系统、方法和装置 |
US11507762B2 (en) | 2020-10-29 | 2022-11-22 | Target Brands, Inc. | Payment terminal evaluator |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE102008046390A1 (de) * | 2008-09-09 | 2010-03-11 | Jost Wacker | Geldtransfergerät |
DE102009018322A1 (de) | 2009-04-22 | 2010-10-28 | Wincor Nixdorf International Gmbh | Selbstbedienungsterminal mit Kamera zum Erkennen von Manipulationsversuchen |
DE202011105565U1 (de) | 2011-09-12 | 2011-11-10 | Banqtec Ag | Prüfkarte |
DE102010036961A1 (de) | 2010-08-12 | 2012-02-16 | Wincor Nixdorf International Gmbh | Verfahren und Vorrichtung zum Erkennen und Verifizieren von Manipulationsversuchen an einem Selbstbedienungsterminal |
US20130146662A1 (en) * | 2011-12-13 | 2013-06-13 | Parabit Systems, Inc. | Card reader protection system |
US20130154612A1 (en) * | 2011-12-19 | 2013-06-20 | Ncr Corporation | Foreign body detecting |
-
2014
- 2014-01-17 EP EP14151656.7A patent/EP2897108B1/fr active Active
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE102008046390A1 (de) * | 2008-09-09 | 2010-03-11 | Jost Wacker | Geldtransfergerät |
DE102009018322A1 (de) | 2009-04-22 | 2010-10-28 | Wincor Nixdorf International Gmbh | Selbstbedienungsterminal mit Kamera zum Erkennen von Manipulationsversuchen |
DE102010036961A1 (de) | 2010-08-12 | 2012-02-16 | Wincor Nixdorf International Gmbh | Verfahren und Vorrichtung zum Erkennen und Verifizieren von Manipulationsversuchen an einem Selbstbedienungsterminal |
DE202011105565U1 (de) | 2011-09-12 | 2011-11-10 | Banqtec Ag | Prüfkarte |
US20130146662A1 (en) * | 2011-12-13 | 2013-06-13 | Parabit Systems, Inc. | Card reader protection system |
US20130154612A1 (en) * | 2011-12-19 | 2013-06-20 | Ncr Corporation | Foreign body detecting |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN110223072A (zh) * | 2018-03-01 | 2019-09-10 | 惠尔丰公司 | 用于检测交易装置处的未经授权装置的系统、方法和装置 |
EP3564916A3 (fr) * | 2018-03-01 | 2019-11-13 | Verifone, Inc. | Systèmes, procédés et dispositifs pour la détection de dispositifs non autorisés à accéder des dispositifs de transaction |
EP3998589A1 (fr) * | 2018-03-01 | 2022-05-18 | Verifone, Inc. | Détection de dispositifs non autorisés au niveau de dispositifs de transaction |
CN110223072B (zh) * | 2018-03-01 | 2024-03-19 | 惠尔丰公司 | 用于检测交易装置处的未经授权装置的系统、方法和装置 |
US11507762B2 (en) | 2020-10-29 | 2022-11-22 | Target Brands, Inc. | Payment terminal evaluator |
Also Published As
Publication number | Publication date |
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EP2897108B1 (fr) | 2020-04-22 |
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