CN203118098U

CN203118098U - Mobile transaction terminal device

Info

Publication number: CN203118098U
Application number: CN 201220568474
Authority: CN
Inventors: 余秀红; 肖永明; 李言亮
Original assignee: DONGGUAN KEDA COMPUTER SYSTEMS ENGINEERING CO LTD
Current assignee: DONGGUAN KEDA COMPUTER SYSTEMS ENGINEERING CO LTD
Priority date: 2012-10-31
Filing date: 2012-10-31
Publication date: 2013-08-07
Anticipated expiration: 2022-10-31

Abstract

The utility model discloses a mobile transaction terminal device, characterized in that it comprises a GPRS communication unit, a data collector, a microcontroller MCU, a data processor, and a display connected in sequence, wherein the data processor is connected to the GPRS communication unit to form a communication loop; the GPRS communication unit is used to realize the connection with the network and data transmission, the data collector is used to implement the reading operation on the financial card, the data processor is used to implement the writing operation on the financial card, and the display is used to display the transaction information. The utility model has a more miniaturized structure, more comprehensive functions, and is more convenient to carry. At the same time, with the help of wireless communication capabilities, the use of the mobile transaction terminal device is not restricted by region, which increases the convenience of using the mobile transaction terminal device.

Description

Mobile Transaction Terminal Device

技术领域 technical field

本实用新型涉及数据处理装置，特别是涉及基于无线通信的金融数据处理的移动交易终端装置。The utility model relates to a data processing device, in particular to a mobile transaction terminal device for financial data processing based on wireless communication.

背景技术 Background technique

现有技术金融卡的交易终端装置包括金融机构设立的专用交易服务器，以及为该金融机构发行的金融卡配合使用的金融卡交易终端，使用者用金融卡交易终端读取相应金融卡内的数据信息，并且将交易类型随所述金融卡内数据信息发送至所述专用交易服务器，经过所述专用交易服务器与所述金融卡交易终端的数据交互，完成金融卡交易过程。The prior art financial card transaction terminal device includes a dedicated transaction server set up by a financial institution, and a financial card transaction terminal used in conjunction with the financial card issued by the financial institution. The user uses the financial card transaction terminal to read the data in the corresponding financial card information, and send the transaction type along with the data information in the financial card to the dedicated transaction server, and complete the financial card transaction process through the data interaction between the dedicated transaction server and the financial card transaction terminal.

现有技术金融卡交易终端装置还存在以下的缺陷和不足之处：The prior art financial card transaction terminal device also has the following defects and deficiencies:

1.现有技术金融卡交易终端大多是通过有线网络建立与专用交易服务器之间的链接，导致该金融卡交易终端的位置固定，通常设置在商家或者销售网点儿，令金融卡交易受交易地点的限制，不能适应使用者对金融卡交易便利性的需求；1. Most of the financial card transaction terminals in the prior art are connected to a dedicated transaction server through a wired network, resulting in a fixed position for the financial card transaction terminal, which is usually installed at a merchant or a sales outlet, so that the financial card transaction is accepted at the transaction location The restrictions cannot meet the needs of users for the convenience of financial card transactions;

2.虽然有部分金融卡交易终端能够通过无线网络与所述专用交易服务器建立无线链接，但是，由于所述金融卡交易终端体积大，携带不便，不能适应使用者对金融卡交易终端便携性和交易便利性的需求；2. Although some financial card transaction terminals can establish a wireless link with the dedicated transaction server through the wireless network, due to the large size of the financial card transaction terminal, it is inconvenient to carry, and cannot adapt to the user's requirements for the portability and security of the financial card transaction terminal. The need for transaction convenience;

3.现有技术金融卡交易终端适用于金融卡类型单一，例如仅适用于金融磁卡的交易终端、仅适用金融集成电路IC卡的交易终端、仅适用金融非接触卡的交易终端，不能同时兼容现有发行的多种类型的金融卡。3. The prior art financial card transaction terminal is suitable for a single type of financial card, such as a transaction terminal only applicable to financial magnetic cards, a transaction terminal only applicable to financial integrated circuit IC cards, and a transaction terminal only applicable to financial non-contact cards, and cannot be compatible at the same time Various types of financial cards are currently issued.

实用新型内容 Utility model content

本实用新型要解决的技术问题在于避免现有技术的不足之处而提出一种移动交易终端装置，使得金融卡移动交易终端装置便于携带，易于使用，不受地域的限制，能够适用于各种金融卡读写操作。The technical problem to be solved by the utility model is to avoid the disadvantages of the prior art and propose a mobile transaction terminal device, which makes the financial card mobile transaction terminal device easy to carry, easy to use, not subject to geographical restrictions, and can be applied to various Financial card read and write operations.

本实用新型为实现上述目的而采用的技术方案：The technical scheme that the utility model adopts for realizing the above object:

一种移动交易终端装置，其包括依次连接的一GPRS通信单元、一数据采集器、一微型控制器MCU、一数据处理器、一显示器，所述数据处理器与GPRS通信单元相连接，形成一通讯回路；所述GPRS通信单元用于实现与网络的链接和数据传输，所述数据采集器用来对金融卡实施读操作，所述数据处理器用来对金融卡实施写操作，所述显示器用来显示交易信息。A mobile transaction terminal device, which includes a GPRS communication unit, a data collector, a microcontroller MCU, a data processor, and a display connected in sequence, and the data processor is connected with the GPRS communication unit to form a Communication circuit; the GPRS communication unit is used to realize the link and data transmission with the network, the data collector is used to read the financial card, the data processor is used to write the financial card, and the display is used to Display transaction information.

所述的GPRS通信单元包括通讯端口；与所述的通讯端口相连的SIM卡，其内置有GPRS调制解调器。The GPRS communication unit includes a communication port; a SIM card connected to the communication port has a built-in GPRS modem.

所述MCU内置有数据加解密单元。The MCU has a built-in data encryption and decryption unit.

所述MCU与数据采集器之间设有模/数转换器。An analog/digital converter is provided between the MCU and the data collector.

所述数据采集器电连接一近距离通信的NFC天线，以及所述数据采集器与模/数转换器之间设有一近距离通信的NFC处理芯片。The data collector is electrically connected to an NFC antenna for short-distance communication, and an NFC processing chip for short-distance communication is arranged between the data collector and the analog/digital converter.

所述MCU与数据处理器之间设有数/模转换器。A digital/analog converter is arranged between the MCU and the data processor.

其还包括一电池，所述电池用来为移动交易终端装置提供电源，所述的电池为一次电池或二次电池。It also includes a battery, which is used to provide power for the mobile transaction terminal device, and the battery is a primary battery or a secondary battery.

同现有技术相比较，本实用新型“移动交易终端装置”的技术效果在于：Compared with the prior art, the technical effects of the utility model "mobile transaction terminal device" are:

1.借助GPRS通信单元实现该金融卡移动交易终端装置与金融机构专用交易服务器的链接，使得本实用新型使用普遍性，以及其无线通信能力，令本实用新型的使用不受地域限制，提高了金融卡移动交易终端装置的使用便利性；1. Realize the link between the mobile transaction terminal device of the financial card and the special transaction server of the financial institution by means of the GPRS communication unit, so that the universality of the utility model is used, and its wireless communication capability makes the use of the utility model not subject to geographical restrictions, which improves the The convenience of using the financial card mobile transaction terminal device;

2.借助微型控制器MCU，以及移动交易终端装置内装载的金融交易软件，实现金融卡交易过程，大大简化了金融卡交易终端装置的结构，减小了该金融卡交易终端装置的体积和重量，令本发明金融交易终端适应了使用者对便携性的需求。2. With the help of the microcontroller MCU and the financial transaction software loaded in the mobile transaction terminal device, the financial card transaction process is realized, which greatly simplifies the structure of the financial card transaction terminal device and reduces the volume and weight of the financial card transaction terminal device , so that the financial transaction terminal of the present invention meets the user's demand for portability.

下面结合附图与具体实施方式，对本实用新型进一步说明。Below in conjunction with accompanying drawing and specific embodiment, the utility model is further described.

附图说明 Description of drawings

图1为本实用新型的结构框架图；Fig. 1 is a structural frame diagram of the present utility model;

具体实施方式Detailed ways

参见图1，本实用新型提供了一种移动交易终端装置，其包括依次连接的一GPRS通信单元、一数据采集器、一微型控制器MCU、一数据处理器、一显示器，所述数据处理器与GPRS通信单元相连接，形成一通讯回路；所述GPRS通信单元用于实现与网络的链接和数据传输，所述数据采集器用来对金融卡实施读操作，所述数据处理器用来对金融卡实施写操作，所述显示器用来显示交易信息。Referring to Fig. 1, the utility model provides a kind of mobile transaction terminal device, and it comprises a GPRS communication unit, a data collector, a microcontroller MCU, a data processor, a display connected successively, and the data processor Connect with the GPRS communication unit to form a communication loop; the GPRS communication unit is used to realize the link and data transmission with the network, the data collector is used to read the financial card, and the data processor is used to read the financial card A write operation is implemented, and the display is used to display transaction information.

所述MCU与数据处理器之间设有数/模转换器。其还包括一电池，所述电池用来为移动交易终端装置提供电源，所述的电池为一次电池或二次电池。A digital/analog converter is arranged between the MCU and the data processor. It also includes a battery, which is used to provide power for the mobile transaction terminal device, and the battery is a primary battery or a secondary battery.

本实用新型结构更微型化，功能更全面化，携带更方便，同时，借助无线通讯能力令移动交易终端装置的使用不受地域的限制，增加了移动交易终端装置的使用便利性。The utility model has a more miniaturized structure, more comprehensive functions, and is more convenient to carry. At the same time, the use of the mobile transaction terminal device is not restricted by region by virtue of the wireless communication capability, which increases the convenience of use of the mobile transaction terminal device.

本实用新型并不限于上述实施方式，采用与本实用新型上述实施例相同或近似的结构，均在本实用新型的保护范围之内。The utility model is not limited to the above-mentioned embodiments, and the use of the same or similar structure as the above-mentioned embodiments of the utility model is within the protection scope of the utility model.

Claims

1. move transaction end device, it is characterized in that: it comprises a GPRS communication unit, a data acquisition unit, a microcontroller MCU, a data processor, a display that connects successively, described data processor is connected with the GPRS communication unit, forms an order circuit; Described GPRS communication unit be used for to realize and the linking and data transmission of network that described data acquisition unit is used for fiscard is implemented read operation, and described data processor is used for to fiscard enforcement write operation, and described display is used for showing Transaction Information.

2. move transaction end device according to claim 1, it is characterized in that: described GPRS communication unit comprises PORT COM; With the SIM card that described PORT COM links to each other, it is built-in with the GPRS modulator-demodular unit.

3. move transaction end device according to claim 1 is characterized in that: be provided with A/D converter between described MCU and the data acquisition unit.

4. move transaction end device according to claim 3, it is characterized in that: described data acquisition unit is electrically connected the NFC antenna of a short-range communication, and the NFC process chip that is provided with a short-range communication between described data acquisition unit and the A/D converter.

5. move transaction end device according to claim 1 is characterized in that: be provided with D/A between described MCU and the data processor.

6. move transaction end device according to claim 1, it is characterized in that: it also comprises a battery, and described battery is used for to the move transaction end device provides power supply, and described battery is one-shot battery or secondary cell.