CN202068583U - Digital terminal and internet of things trading system - Google Patents

Abstract

The utility model provides a digital terminal and an Internet of Things transaction system. The digital terminal includes: a main board; a data bus set on the main board; an input device for receiving input user ID information connected to the data bus; An information processing unit for receiving the user ID information from the input device through the data bus, and performing transaction operations according to the user ID information and generating corresponding transaction service information is arranged on the main board, through the The main board is connected to the data bus; the output device for obtaining and outputting transaction service information through the data bus is connected to the data bus. Applying the provided technical solutions, using a variety of communication technologies in the Internet of Things, integrating digital terminals and transaction systems with various input and output functions and identification functions, and realizing point-to-point information control and push.

Description

A digital terminal and Internet of things transaction system

technical field

The utility model relates to network technology, in particular to a digital terminal and an internet of things transaction system. the

Background technique

The Internet of Things is called the third revolutionary innovation of information technology. By embedding short-range mobile transceivers on various daily necessities, people will gain a new communication dimension in the information and communication world. The emergence of the Internet of Things Will change the current way of life and save social costs. the

Many enterprises regard the development of the Internet of Things as a key strategy for enterprise informatization transformation and establishment of competitive advantages. Digital terminals, as the best model for the realization of the Internet of Things, are also highly praised by many companies. At present, terminals for certain application services can be seen in public places in many cities in China, but usually these terminals provide a single type of service and cannot target different users. Users provide personalized services. the

The inventor found that the existing digital terminal technology has the following defects: it only supports the image display part but not other business terminals; it only supports window-based user information interaction, and supports deep data collection and mining services such as user ID identification. the

Utility model content

The technical problem to be solved by the utility model is to provide a digital terminal and an Internet of Things transaction system to solve the problem that the digital terminal in the existing network technology only supports the image display part but does not support other business terminals; it only supports the user information interaction based on the window , does not support deep-level data collection and mining services such as user ID identification. the

In order to solve the above technical problems, an embodiment of the present utility model provides a digital terminal, including: a main board; a data bus, arranged on the main board; an input device for receiving input user ID information, connected to the data bus An information processing unit for receiving the user ID information from the input device through the data bus, performing transaction operations and generating corresponding transaction service information according to the user ID information, arranged on the main board, through The main board is connected with the data bus; the output device for obtaining and outputting transaction service information through the data bus is connected with the data bus. the

In the digital terminal, the input device is specifically a touch screen, a camera, an encoder and/or a keyboard; the output device is specifically a printer, a touch screen and/or a sales terminal. the

In the digital terminal, the information processing unit further includes: a first transaction service module connected to an integrated service auxiliary platform and receiving feedback information from the integrated service auxiliary platform; The service module is connected, and receives and displays a prompt message, the prompt message is that the first transaction service module prompts to establish the binding relationship between the user ID information and the bank card according to the feedback information Or cancel the existing binding relationship information. the

In the digital terminal, the information processing unit is specifically a central processing unit. the

A transaction system for the Internet of Things, comprising a digital terminal, an integrated service auxiliary platform, and a user end; the digital terminal is connected to the user end, and is connected to the integrated service auxiliary platform, and the digital terminal includes: a main board; a data bus, set On the main board; an input device for receiving input user ID information, connected to the data bus; for receiving the user ID information from the input device through the data bus, and according to the user ID An information processing unit that executes transaction operations and generates corresponding transaction service information is arranged on the main board and connected to the data bus through the main board; an output device for obtaining and outputting transaction service information through the data bus , connected with the data bus. the

The system further includes: an integrated service auxiliary platform for establishing and storing the binding relationship between the user ID information and the corresponding bank card, connected to the information processing unit in the digital terminal. the

In the above-mentioned system, the information processing unit further includes: a first transaction service module connected to the integrated service auxiliary platform and receiving feedback information from the integrated service auxiliary platform; connected with the first transaction service module The output device is connected to receive and display a prompt message, the prompt message is that the first transaction service module prompts to establish the binding relationship between the user ID information and the bank card according to the feedback information Or cancel the existing binding relationship information. the

In the above system, the information processing unit further includes: a second transaction service module connected to the integrated service auxiliary platform and receiving service content corresponding to the user ID information from the integrated service auxiliary platform, Connected with the second transaction service module, and display the output device as the binding relationship of the transaction service information; the transaction service information is determined by the second transaction service module according to the service content The user ID information has a binding relationship with the bank card on the integrated service auxiliary platform; it is connected to the integrated service auxiliary platform, and when it is determined that there is no binding between the user ID information and the integrated service auxiliary platform When determining the relationship, prompt the third transaction service module to swipe the bank card through the sales terminal and inform the comprehensive service auxiliary platform to establish the binding relationship between the bank card and the user ID information. the

The system further includes: a mobile authentication gateway for authenticating the user ID information, connected to the integrated service auxiliary platform; the information processing unit further includes: connected to the integrated service auxiliary platform connection, after determining that there is a binding relationship between the bank card and the user ID information on the integrated service auxiliary platform, sending the user ID information to the mobile authentication gateway through the integrated service auxiliary platform The fourth transaction service module for authentication; and, connected to the integrated service auxiliary platform, receives the transaction type sent by the mobile authentication gateway through the integrated service auxiliary platform, and provides the corresponding transaction type on the sales terminal The fifth transaction service module of transaction service information; and, connected to the integrated service auxiliary platform, receives feedback from the sales terminal for executing the transaction service information, and informs the integrated service auxiliary platform to resolve the bank card; and a sixth transaction service module that receives the analysis result generated by analyzing the bank card from the integrated service auxiliary platform. the

The beneficial effects of the technical solution provided by the utility model are as follows: multiple communication technologies are used in the Internet of Things, digital terminals and transaction systems integrating various input and output functions and identity recognition functions are used, and point-to-point information control and push are realized. the

Description of drawings

Fig. 1 is the structural schematic diagram of the digital terminal of the embodiment of the present utility model;

Fig. 2 is a schematic diagram of the frame structure of the Internet of Things digital terminal system according to the embodiment of the present invention;

Fig. 3 is a schematic structural diagram of the multi-transaction service module of the digital terminal of the embodiment of the present utility model;

Fig. 4 is the principle diagram of bank card binding of the utility model embodiment;

Fig. 5 is a principle diagram of using a digital terminal to realize bank card binding according to an embodiment of the present invention. the

Detailed ways

In order to make the technical problems, technical solutions and advantages to be solved by the utility model clearer, the following will describe in detail with reference to the drawings and specific embodiments. the

The utility model uses a multifunctional terminal product to connect the value-added service platform with the mobile multimedia interactive platform. the

The embodiment of the utility model provides a digital terminal, as shown in Figure 1, comprising:

motherboard;

A data bus is set on the main board;

An input device 101 for receiving input user ID information, connected to the data bus;

An information processing unit 103 for receiving the user ID information from the input device 101 through the data bus, performing transaction operations and generating corresponding transaction service information according to the user ID information, is arranged on the main board, connected to the data bus through the motherboard;

The output device 102 for obtaining and outputting transaction service information through the data bus is connected to the data bus. the

Applying the provided technical solutions, using a variety of communication technologies in the Internet of Things, integrating various input and output functions and identification functions, and realizing point-to-point information control and push. the

The input device 101 and the output device 102 can be physically the same unit module, for example, the touch screen of a digital terminal can perform both input and output functions. the

The input device 101 can specifically be an LED-type touch screen 207, which is used to set questionnaires and obtain customer feedback; multiple channels can be set on the page, and multiple levels of buttons can be set to support on-demand interaction. It can also be a reading head 202, a camera, an encoder, a keyboard and/or a point of sale (POS, Point Of Sales) 206 and other device components capable of receiving external input information. the

The output device 102 may specifically be a device element capable of outputting information to the outside, such as a printer 209 , a touch screen 207 and/or a sales terminal 206 . the

In a preferred embodiment, with the development of mobile terminal technology, after integrating the input device 101, output device 102 and information processing unit 103 on the basis of the existing mobile terminal, the mobile terminal can be used as the digital terminals provided. The mobile terminal with the touch screen 207 as the main frame is not only a communication platform, but also integrates device components such as scanning, printing, reading and writing head, point of sale (POS, Point of sale) machine and central processing unit (CPU). the

As shown in Figure 2, in a preferred Internet of Things digital terminal, include: adopt reading head 202, sales terminal 206 and touch screen 207 as input device 101, adopt central processing unit 203 as information processing unit 103, adopt sales terminal 206 , touch screen 207 and printer 209 as the output device 102; wherein: the sales terminal 206 and the touch screen 207 are both the input device 101 and the output device 102, and the electronic questionnaire is set through interaction to obtain customer feedback, and the electronic questionnaire page can contain multiple Channels, multi-level buttons, and support on-demand interaction. Provide a user ID card read-write interface based on public key infrastructure (PKI, Public Key Infrastructure) technology, provide users with PKI-based user ID information, and obtain marketing points and coupons through interactive use. The configured reading head 202 supports reading smart (RF-SIM) cards/bank cards, can initiate online/offline transactions, and provide payment services with visual operation guidance. The printer 209 supports printing coupons. The information processing unit 103 is specifically a central processing unit 203 with a multi-function expansion interface, and supports multi-task operating systems and multi-function programs. the

The digital terminal provided by the embodiment of the utility model integrates camera, electronic photo album, card reading/swiping card, printing, encoding, processing control, network communication and various original functions of the mobile terminal, and realizes point-to-point push information in the Internet of Things, It can meet the increasing demands of diversity and personalized services. the

The Internet of Things transaction system where the digital terminal is located also includes: an integrated service auxiliary platform 204 , a mobile authentication gateway 208 and a payment platform 205 . The information processing unit 103 also includes: a first transaction service module 1031 for receiving feedback information from an integrated service auxiliary platform 204, connected with the integrated service auxiliary platform 204 and the output device 102; It prompts to establish the binding relationship between the user ID information and the bank card or cancel the existing binding relationship. the

Correspondingly, the embodiment of the present utility model also provides an Internet of Things transaction system, as shown in Figure 2, including a digital terminal, an integrated service auxiliary platform 204, and a user terminal 201;

The digital terminal is connected to the user terminal 201, and is connected to the comprehensive service auxiliary platform 204, and the digital terminal includes:

motherboard;

A data bus is set on the main board;

An input device 101 for receiving input user ID information, connected to the data bus;

An information processing unit 103 for receiving the user ID information from the input device 101 through the data bus, performing transaction operations and generating corresponding transaction service information according to the user ID information, is arranged on the main board, connected to the data bus through the motherboard;

The output device 102 for obtaining and outputting transaction service information through the data bus is connected to the data bus. the

Applying the provided technical solutions, using a variety of communication technologies in the Internet of Things, integrating various input and output functions and identification functions, and realizing point-to-point information control and push. the

The Internet of Things transaction system also includes: an integrated service auxiliary platform 204 for establishing and storing the binding relationship between the user ID and the corresponding bank card, which is connected to the information processing unit 103 in the digital terminal. the

As shown in Figure 3, the information processing unit 103 also includes: a first transaction service module 1031 for receiving feedback information from the integrated service auxiliary platform 204, connected with the integrated service auxiliary platform 204 and the output device 102; and according to the feedback The information prompts on the output device 102 to establish the binding relationship between the user ID information and the bank card or to cancel the existing binding relationship. the

The information processing unit 103 also includes: for receiving the service content corresponding to the user ID from the comprehensive service assistance platform 204, when it is determined according to the service content that the user ID and the bank card are in the comprehensive service assistance platform 204 When there is a binding relationship on the platform 204, display the second transaction service module 1032 of the binding relationship as the transaction service information on the output device 102;

The information processing unit 103 also includes: when it is determined that there is no binding relationship between the user ID information and the integrated service auxiliary platform 204, it prompts to swipe the bank card through the sales terminal 206, and informs the integrated service auxiliary platform 204 to establish The third transaction service module 1033 of the binding relationship between the bank card and the user ID. the

The Internet of Things transaction system also includes: a mobile authentication gateway 208 for authenticating the user ID information, connected to the integrated service auxiliary platform 204;

The information processing unit 103 also includes: after determining that there is a binding relationship between the bank card and the user ID information on the integrated service auxiliary platform 204, sending the user ID information to the The fourth transaction service module 1034 that is authenticated by the mobile authentication gateway 208;

The information processing unit 103 also includes: a fifth transaction service module for receiving the transaction type sent by the mobile authentication gateway 208 through the comprehensive service auxiliary platform 204 and providing corresponding transaction service information on the sales terminal 206 1035. the

The information processing unit 103 also includes: for receiving the feedback from the execution of the transaction service information from the sales terminal 206, and informing the integrated service auxiliary platform 204 to analyze the bank card; The sixth transaction service module 1036 generates the analysis result. the

Replace the SIM card of the original mobile terminal with a contactless card, the user ID information can be loaded on the contactless card, and the unit modules described in Figure 1 and Figure 2 can be loaded to form a digital terminal, as shown in Figure 4. The process of using a digital terminal to realize bank card/payment card binding includes:

In step 301, the 13.56MHz and 2.4GHz reading heads 202 on the digital terminal read user ID information. the

Step 302 , the reading head 202 transmits the user ID information to the central processing unit 203 . the

In step 303, the central processing unit 203 transmits the user ID information to the comprehensive service assistance platform 204 as a third party. the

In step 304, the integrated service assistance platform 204 transmits the user ID information to the mobile authentication gateway 208 for identity verification. the

Step 305 , after the mobile authentication gateway 208 authenticates the user ID information, it feeds back the authentication result to the integrated service assistance platform 204 . the

Step 306 , the integrated service assistance platform 204 starts the service for the user ID information, and sends the service and authentication result to the central processing unit 203 . the

Step 307, the central processing unit 203 notifies the touch screen 207 of the digital terminal to display the authentication result of the user ID information, prompting to bind/unbind by swiping the bank card. the

Once the binding is confirmed, the central processing unit 203 will provide the user with various transaction services on the touch screen 207: public utilities, administrative undertakings, transportation, insurance, etc. payment, recharge, and shopping consumption payment. At this time, the user does not need to swipe the bank card. The payment is confirmed through the payment password agreed at the time of binding, and the integrated service auxiliary platform 204 transmits the bundled bank card/payment card information to the bank/UnionPay payment platform, and the bundled bank card is directly debited to complete the transaction. the

Step 308, the POS machine 206 displays a prompt to swipe the bank card. the

Step 309 , the POS machine 206 receives the action of swiping the bank card by the user, and sends the swiping information to the central processing unit 203 . the

In step 310, the central processing unit 203 notifies the integrated service assistance platform 204 to perform binding/unbinding. the

Step 311 , the integrated service assistance platform 204 feeds back the binding/unbinding result to the central processing unit 203 . the

Step 312, the central processing unit 203 notifies the touch screen 207 to display the feedback result

In step 313, the printer 209 prints the feedback result. the

After the binding relationship between the contactless card and the bank card is established, when the digital terminal conducts transactions by swiping the card, the various transaction service information transmitted in the Internet of Things transaction system follows the regulations of the public key infrastructure to ensure that the digital terminal transaction security. the

The contactless card consumption/payment/recharge transaction process and settlement mode are similar to the bank card POS transaction process, as shown in Figure 5. This process includes:

Step 401, the 13.56MHz and 2.4GHz reading head 202 on the digital terminal reads the user ID information on the contactless card. the

Step 402 , the reading head 202 transmits the user ID information to the central processing unit 203 . the

Step 403 , the central processing unit 203 transmits the user ID information to the comprehensive service assistance platform 204 . the

In step 404, the integrated service assistance platform 204 sends the user ID information to the mobile authentication gateway 208 for authentication. the

Step 405 , the mobile authentication gateway 208 feeds back the authentication result to the comprehensive service assistance platform 204 . the

In step 406, the comprehensive service assistance platform 204 finds out the transaction type of the user, and pushes the authentication result of the user ID information and the transaction type to the central processing unit 203 of the digital terminal. the

Step 407, the central processing unit 203 displays the user ID information authentication result on the touch screen 207, and prompts the transaction service. the

Step 408, the central processing unit 203 judges whether the user has done bank card/payment card binding on the comprehensive service auxiliary platform 204, if it is determined that the bank card has been bound, then executes a transaction reminder on the POS machine 206 to remind the user to input the transaction password . the

In step 409, the POS machine 206 waits for the input of the transaction password, confirms the transaction, and requests the central processing unit 203 to confirm the transaction. the

Step 410 , the central processing unit 203 reports to the comprehensive service assistance platform 204 the bank card bound by analyzing the user ID information. the

Step 411 , the integrated service auxiliary platform 204 informs the payment platform to pass through the bound bank/UnionPay payment platform 205 . the

Step 412 , the payment platform 205 feeds back the payment result to the comprehensive service assistance platform 204 . the

Step 413, the comprehensive service auxiliary platform 204 restores the user ID information according to the bank card feedback information. the

Step 414, the touch screen 207 displays the transaction result of the user. the

Step 415, the printer 209 chooses to print the transaction slip. the

Applying the provided technical solutions, it can integrate and implement value-added service functions such as multimedia information release, marketing activities, interactive feedback, and payment transactions based on various types of digital terminals, and realize a new network point with one-point access, full-network Unicom, online interaction, and real-time update Integrated and electronic application services provide users with deeper service needs. the

The foregoing is a preferred embodiment of the present utility model, and it should be pointed out that for those of ordinary skill in the art, some improvements and modifications can be made without departing from the principle of the present utility model. Retouching should also be regarded as the scope of protection of the present utility model. the

Claims (9)

1. A digital terminal, characterized in that, comprising: motherboard; A data bus is arranged on the main board; an input device for receiving input user ID information, connected to the data bus; An information processing unit for receiving the user ID information from the input device through the data bus, performing transaction operations and generating corresponding transaction service information according to the user ID information, is arranged on the main board, and passes through the Said main board is connected with said data bus; An output device for obtaining and outputting transaction service information via the data bus is connected to the data bus. 2. The digital terminal according to claim 1, characterized in that, The input device is specifically a touch screen, a camera, an encoder and/or a keyboard; The output device is specifically a printer, a touch screen and/or a sales terminal. 3. The digital terminal according to claim 1, wherein the information processing unit further comprises: A first transaction service module connected to an integrated service auxiliary platform and receiving feedback information from the integrated service auxiliary platform, and, The output device that is connected to the first transaction service module and receives and displays a prompt message, the prompt message is that the first transaction service module prompts to establish the user ID information and bank card according to the feedback information Information about the binding relationship between or the release of the existing binding relationship. 4. The digital terminal according to claim 1, characterized in that, The information processing unit is specifically a central processing unit. 5. An Internet of Things transaction system, characterized in that it includes a digital terminal, an integrated service auxiliary platform and a user terminal; The digital terminal is connected to the user terminal and connected to the integrated service auxiliary platform, and the digital terminal includes: motherboard; A data bus is set on the main board; an input device for receiving input user ID information, connected to the data bus; An information processing unit for receiving the user ID information from the input device through the data bus, performing transaction operations and generating corresponding transaction service information according to the user ID information, is arranged on the main board, and passes through the Said main board is connected with said data bus; An output device for obtaining and outputting transaction service information via the data bus is connected to the data bus. 6. The system according to claim 5, further comprising: The integrated service auxiliary platform for establishing and storing the binding relationship between the user ID information and the corresponding bank card is connected with the information processing unit in the digital terminal. 7. The system according to claim 6, wherein the information processing unit further comprises: A first transaction service module connected to the integrated service auxiliary platform and receiving feedback information from the integrated service auxiliary platform; The output device that is connected to the first transaction service module and receives and displays a prompt message, the prompt message is that the first transaction service module prompts to establish the user ID information and the Information about the binding relationship between bank cards or the cancellation of an existing binding relationship. 8. The system according to claim 6, wherein the information processing unit further comprises: A second transaction service module that is connected to the integrated service auxiliary platform and receives service content corresponding to the user ID information from the integrated service auxiliary platform, Connected with the second transaction service module, and display the output device as the binding relationship of the transaction service information; the transaction service information is determined by the second transaction service module according to the service content Information that there is a binding relationship between the user ID information and the bank card on the integrated service auxiliary platform; Connect with the integrated service auxiliary platform, and when it is determined that there is no binding relationship between the user ID information and the integrated service auxiliary platform, prompt to swipe the bank card through the sales terminal, and inform the integrated service auxiliary platform to establish The third transaction service module of the binding relationship between the bank card and the user ID information. 9. The system according to claim 6, further comprising: A mobile authentication gateway for authenticating the user ID information, connected to the comprehensive service auxiliary platform; The information processing unit also includes: Connecting with the integrated service auxiliary platform, after determining that there is a binding relationship between the bank card and the user ID information on the integrated service auxiliary platform, sending the user ID information to the The fourth transaction service module for authentication by the mobile authentication gateway; as well as, A fifth transaction service module that is connected to the integrated service auxiliary platform, receives the transaction type sent by the mobile authentication gateway through the integrated service auxiliary platform, and provides corresponding transaction service information on the sales terminal; as well as, Connect with the integrated service auxiliary platform, receive feedback from the sales terminal for executing the transaction service information, and inform the integrated service auxiliary platform to analyze the bank card; and receive information from the integrated service auxiliary platform A sixth transaction service module that analyzes the analysis result generated by the bank card. the

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