Background technology
Usually, SMS (Short Message Service, short message service) refers to supply the short message service of transmitting-receiving short message between the mobile subscriber.Rely on above-mentioned SMS service, when digital mobile subscriber sent to other mobile subscribers afterwards with Korean or English editor's short sentence, other mobile subscribers can pass through public network or digital communication network or the Internet and receive information.More particularly, it is at the PC by TCP/IP network or private line access, perhaps to the method for service of the cellphone subscriber's high-speed transfer short message (SMS) that is linked into mobile communications network (Cellular, PCS).When digital mobile subscriber sent to other mobile subscribers afterwards with Korean or English editor short sentence, above-mentioned SMS service made other mobile subscribers by public switched telephone network or communication network or the Internet reception information.As above at first SMS is used for the data interchange, but the fields such as means of settlement of providing of various information or ecommerce are being provided its range of application gradually.Recently, it breaks away from the service based on literal, is developing into the MMS (Multimedia Message Service, MMS (Multimedia Message Service)) of transmitting-receiving photo, picture, video etc.Recently, also utilize above-mentioned SMS or MMS sometimes, paste the electronic business card of transmission oneself, that is, and the V card.Above-mentioned V card be for by communication exchange work with business card or the social industry specification of formulating with business card, its content as business card comprise user's name, address, date, time etc. basically.Above-mentioned V card can also optionally comprise photo or house mark, sound clip and positional information etc.
So, as shown in Figure 1, above-mentioned existing mobile communication system comprises: with the function signal of wireless processing by 70 transmission of a plurality of terminals, as call signal or paste the base station 71 of the SMS information etc. of V Cavan part; Control is via the call signal of above-mentioned base station 71 inputs or paste the MSC72 of the SMS transmission of Information function of V Cavan part; Be connected with above-mentioned MSC72, the SMS information centre 73 of SMS information is provided to terminal 70.
In addition, operation from above-mentioned existing mobile communication terminal, at first, terminal 70 users wish to other terminal transmission for example SMS information stickup V Cavan part etc. oneself be willing to information in, above-mentioned terminal 70 users will the keyboard 74 by terminal 70 select be presented at after the respective menu on the LCD panel 75, the literal that input needs.After the said process input characters, the V Cavan part that above-mentioned terminal 70 users will be built in memory sticks on attachment version after the above-mentioned corresponding SMS information, by destination telephone number and transmission key.At this moment, above-mentioned terminal 70 arrives base station 71 in the SMS information stickup VCARD file transfer of active user's input.
Therefore, SMS information centre 73 is imported and stored into to the SMS information of above-mentioned terminal 70 via base station 71 and MSC72.Then, confirm to be transfused to the destination telephone number of SMS information and to be transferred to MSC72 by above-mentioned SMS information centre 73.At this moment, above-mentioned MSC72 is to the SMS information signal of the stickup V Cavan part of the other side's mobile phone 76 transmission SMS information centres 73 transmission.At this moment, above-mentioned distant terminal 76 is analyzed the SMS information signal that receives, and has received the situation of SMS information at present and sent to the outside according to the alerting signal processing that the user is provided with.In addition, when above-mentioned receiving side terminal 76 users wish to check the SMS content of pasting V Cavan part, the content of corresponding information is presented on the display.
, above-mentioned existing mobile communication terminal adopts is merely with the V card, that is, electronic business card is built in the mode of terminal, can not carry out the value-added service that the user needs, for example, and functions such as credit service.Therefore, certain degree ground has weakened the ease of use of terminal.More particularly, when the terminal use possessed terminal and physical property credit card simultaneously, the magnet that is arranged on terminal inner can damage the magnetic stripe of credit card, thereby caused credit card can not continue to use.
Summary of the invention
Technical problem to be solved by this invention is to provide a kind of mobile communication system and control method thereof that possesses the credit service function of utilizing the V card, in the V of mobile communication terminal card, comprise credit card information and safety verification information, and in the clearing credit card,, after corresponding credit card company transmission credit card information, settle accounts by mobile communications network through approval.
The another kind of purpose of the present invention is to provide a kind of mobile communication system and control method thereof that possesses the credit service function of utilizing the V card, in the clearing credit card, be loaded into infrared ray and directly be transferred to credit card terminal and handle being included in credit card information in the terminal V card.Therefore, the terminal use does not need to wait as long for the clearing of credit card and can manage business immediately, thereby certain degree ground has improved the ease of use of terminal.
In order to realize above-mentioned purpose of the present invention, the invention provides a kind of mobile communication system that possesses the credit service function of utilizing the V card, comprise: the V card information comprises and maintain credit information and safety verification information, and in the clearing credit card, equipment transmission to the periphery comprises the V card of credit card and safety verification information or is loaded into infrared ray to be transmitted, and carries out the mobile communication terminal of wireless calling; Transmit and comprise the V card information of credit card and safety verification information by above-mentioned mobile communication terminal to the credit card company server transmission, carry out after the proving program, when credit card terminal transmission checking, settle accounts the MMS that ratifies content and be connected and act on behalf of forwarding server with base station system portion.
In order to realize above-mentioned purpose of the present invention, the invention provides a kind of mobile communication system control method that possesses the credit service function of utilizing the V card, comprise: when being provided with credit card function in the mobile communication terminal, terminal generates the V Cavan part that comprises credit card and safety verification information, and forms the credit card information generation step of annex form in the MIME data; Above-mentioned credit card information generates after the step, when mobile communication terminal is provided with the credit service transmission command, act on behalf of the MIME data that forwarding server generates to the credit card company server transmission terminal via MMS, and wait for the credit service request step of its clearing result of approval; After the above-mentioned credit service request step, terminal is acted on behalf of forwarding server via MMS, and the clearing result of approval of credit card company server transmission is presented at results verification step on the terminal display.
Adopt the present invention, comprise credit card information and safety verification information in the V card of mobile communication terminal, and in the clearing credit card, pass through mobile communications network, after this credit card company's transmission credit card information, be given the ratification and settle accounts, because the present invention uses the credit card information that is built in mobile communication terminal, not only can also not handle the clearing matters of credit card rapidly because of the function of damaging credit card from the physics strength of outside.
Embodiment
Will be better understood the present invention by following with reference to the accompanying drawing detailed description of the invention, and can more fully understand each purpose of the present invention and advantage.
As shown in Figure 2, according to the present invention, a kind of mobile communication system and control method thereof that possesses the credit service function of utilizing the V card is provided, this system comprises: the V card information comprises and maintain credit information and safety verification information, and in the clearing credit card, equipment transmission to the periphery comprises the V card of credit card and safety verification information or is loaded into infrared ray to be transmitted, and carries out the mobile communication terminal 1 of wireless calling; The MMS that is connected with base station system portion 12 (Multimedia messaging system) acts on behalf of forwarding server 4.And above-mentioned base station system portion 12 to credit card company server 2 transmission by above-mentioned mobile communication terminal 1 transmission and comprise the V card information of credit card and safety verification information, carry out after the proving program clearing approval content when credit card terminal 3 transmission checkings.
And above-mentioned mobile communication terminal 1 comprises: be arranged on the part body of mobile communication terminal 1, comprise the credit service menu that utilizes the V card, and outwards show the display 5 of inner various information signals; Above-mentioned MMS acts on behalf of forwarding server 4 with wireless access, generates the V card or comprises credit card and the V Cavan part of safety verification information, receives and dispatches the MIME data with the annex form, and handles the wireless module portion 6 of the wireless paging signals of mobile communication terminal 1 inner transmitting-receiving; Control credit service function, its result is presented on the aforementioned display device 5, and control mobile communication terminal 1 function comprehensively, so that act on behalf of forwarding server 4 comprises the V card of above-mentioned credit card and safety verification information to credit card company server 2 transmission and checking master control part 7 by MMS; According to the call control signal of above-mentioned master control part 7, the codec portion 9 that will convert data-signal to or become analog signal to export the data-voice conversion of signals by the analog voice signal of telephone set 8 inputs; According to the storage control signal of above-mentioned master control part 7, only preserve V card or the V card information that comprises above-mentioned credit card and safety verification information, and the memory section 10 of storage mobile communication terminal 1 various information.
In addition, an end of above-mentioned master control part 7 connects the keypad portion 11 with master control part 7 input user function signalizations.
Above-mentioned MIME (expansion of Multipurpose internet mail extensions-multipurpose internet mail) is a kind of internet standard, it do not need to refer to convert multi-medium datas such as the text outside ASCII(American Standard Code for information interchange) (ASCII) form and image or voice, image to the ASCII(American Standard Code for information interchange) form, for Simple Mail Transfer Protocol (SMTP) the expansion specification that adopts with the Internet receiving and dispatching mail.
In addition, according to another embodiment of the present invention, the present invention can possess and will be formed at terminal 1 and comprise credit card and the V card of safety verification information is transferred to the infrared port portion 14 of credit card terminal 3 infrared module portions 15.
Following to being applicable to the as above detailed description of the control method of device, will be better understood the present invention, and can more fully understand each purpose of the present invention and advantage.
As shown in Figure 3, according to the present invention, under the step S1 of initial condition, run to credit card function affirmation step S2 is set, and confirm whether credit card function is arranged on current lane terminal.At this moment, affirmation step S2 is set, when confirming to find that terminal is not provided with credit card function, run to the administration step S3 of termination function usually, and operation is built in the general function of terminal at above-mentioned credit card function.
That is, according to the present invention, during for mobile communication terminal 1 input power supply, the master control part 7 of mobile communication terminal 1 runs to init state, and forms the information that needs and implement after the initialization procedure from memory section 10, runs to holding state.
At this moment, when the user imports telephone numbers and presses talk key by keypad portion 11, the master control part 7 identification foregoings of above-mentioned terminal 1, when the telephone number of user input is kept at memory section 10, by wireless module portion 6, utilize access channel after 12 execution systems of base station system portion insert, calling signal is transferred to this telephone number.So, the calling signal that above-mentioned base station system portion 12 processing terminals 1 send, and to distant terminal 13 transmission incoming telephone signals and form calling.When above-mentioned terminal 1 user passed through telephone set 8 input speech signals, the voice signal that the codec portion 9 of above-mentioned terminal 1 handles by telephone set 8 inputs was input to wireless module portion 6.With the voice signals of wireless processing, and be transferred to the other side's terminal 13 by 6 in the wireless module portion of above-mentioned terminal 1 master control part 7 controlled function, thereby finish common conversation via base station system portion 12 by 9 inputs of codec portion.
And, in said process, when terminal 1 has been provided with V card transfer function, above-mentioned master control part 7 is only extracted attribute except the attribute relevant with credit card information (PROPERTY) from the V card information that is kept at memory section 10, and be compiled into V Cavan part (* .VCF) afterwards, be transferred to the other side's terminal 13 by wireless module portion 6 and base station system portion 12.
In addition, at above-mentioned credit card function affirmation step S2 is set, when confirming to find that terminal has been provided with credit card function, runs to credit card information and generate step S4, work out the V Cavan part that comprises credit card and safety verification information by terminal, and form the annex form in the MIME data.And above-mentioned credit card information generates after the step S4, runs to transmission and implements affirmation step S5, confirms whether terminal is provided with the credit service transmission command.At this moment, implement affirmation step S5, when confirming to find that terminal is not provided with the credit service transmission command, stop current state and also run to holding state in above-mentioned transmission.; implement affirmation step S5 in above-mentioned transmission; when confirming to find that terminal has been provided with the credit service transmission command; run to credit service request step S6; and act on behalf of the MIME data that forwarding server generates to the credit card company server transmission terminal, and wait for its clearing result of approval via MMS.And, after the above-mentioned credit service request step S6, run to results verification step S7, and will act on behalf of forwarding server via MMS by terminal and be presented on the terminal display from the clearing result of approval that credit card company server receives.
More particularly, according to the present invention, terminal 1 user handles own institute and is willing to article or other business, and when thinking needs use credit card, the credit service function of terminal is set.So, the master control part 7 of above-mentioned terminal 1 input validation number after display 5 companies require to download the credit service menu.In the time of user's input validation number, itself and the checking number that is kept at memory section 10 compared and after being given the ratification, above-mentioned master control part 7 is just called the credit card and the safety verification information preparation that are kept at memory section 10 and is become V Cavan part, and it is formed the annex form again in the MIME data.And when the user pressed the transmission key, above-mentioned master control part 7 was acted on behalf of the MIME data of the above-mentioned generation of forwarding server 4 transmission to MMS via wireless module portion 6 and base station system portion 12.At this moment, above-mentioned MMS acts on behalf of the MIME data that forwarding server 4 receives from above-mentioned terminal 1 to credit card company server 2 transmission, and waits for its clearing result of approval.
At this moment, above-mentioned credit card company server 2 extracts credit card and the safety verification information that receives and be contained in the MIME data from above-mentioned terminal 1, compare with preservation information and determine whether to ratify after the clearing, act on behalf of forwarding server 4 and credit card terminal 3 its results of transmission to MMS.
So, above-mentioned MMS acts on behalf of the clearing approval in-formation that forwarding server 4 receives from credit card company server 2 to terminal 1 transmission via base station system portion 12.At this moment, the master control part 7 of above-mentioned terminal 1 is acted on behalf of forwarding server 4 via MMS, will be presented on the terminal display 5 from the clearing result of approval that credit card company server 2 receives.
In addition, above-mentioned credit card terminal 3 also will be presented on the display of oneself from the clearing approval in-formation that above-mentioned credit card company server 2 receives.
Here, receive the clearing approval from above-mentioned credit card company server 2, when allowing settlement packets to be contained in the credit card of above-mentioned terminal 1V card, above-mentioned credit card terminal 1 is as common credit card, and settlement amounts is also printed voucher.
And, according to another embodiment of the present invention, do not act on behalf of forwarding server 4, but, directly be carried in infrared ray comprises credit card and V card from safety verification information to infrared module portion 15 transmission of credit card terminal 3 by possessing infrared port portion 14 in terminal 1 via above-mentioned MMS.So, above-mentioned credit card terminal 3 is via infrared module portion 15, extracts credit card and safety verification information and is transferred to after the credit card company server 2 from the V card that is transfused to, and through its clearing approval, handles as common credit card.
The effect of invention:
In sum, according to the present invention, comprise credit card information and safety verification information in the V card of mobile communication terminal, and in the clearing credit card, by mobile communications network, after this credit card company's transmission credit card information, be given the ratification and settle accounts, its advantage is: because the present invention uses the credit card information that is built in mobile communication terminal, not only can also not handle the clearing matters of credit card rapidly because of the function of damaging credit card from the physics strength of outside.Thus, the present invention has expanded the additional usability of terminal to greatest extent.
In addition, according to the present invention, another kind of advantage is: clearing are credit card the time, are carried in and handle after infrared ray directly is transferred to credit card terminal being included in credit card information in the terminal V card.Therefore, the terminal use does not need for the clearing credit card waits as long for, but can manage business immediately.Thus, certain degree ground has improved the ease of use of terminal.
Certainly; the present invention also can have other various embodiments; under the situation that does not deviate from spirit of the present invention and essence thereof; being familiar with those of ordinary skill in the art ought can make various corresponding changes and distortion according to the present invention, but these corresponding changes and distortion all should belong to the protection range of the appended claim of the present invention.